Home > Central Bank > Income and Expense
Central Bank, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $387,000 | 7,288 |
| Total interest expense | $79,000 | 7,343 |
| Net interest income | $308,000 | 7,176 |
| Provision for loan and lease losses | $6,000 | 6,295 |
| Total noninterest income | $50,000 | 6,127 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $35,000 | 5,100 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $15,000 | 6,257 |
| Total noninterest expense | $256,000 | 7,262 |
| Salaries and employee benefits | $142,000 | 7,209 |
| Premises and equipment expense | $27,000 | 7,201 |
| Additional noninterest expense | $87,000 | 7,163 |
| Pre-tax net operating income | $96,000 | 5,096 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $95,000 | 5,046 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $95,000 | 5,047 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $95,000 | 5,046 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $90,000 | 1,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $95,000 | 4,928 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,689,000 | 7,285 |
| Total interest expense | $401,000 | 7,354 |
| Net interest income | $1,288,000 | 7,146 |
| Provision for loan and lease losses | $51,000 | 6,822 |
| Total noninterest income | $225,000 | 6,072 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $161,000 | 5,037 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $64,000 | 6,127 |
| Total noninterest expense | $1,025,000 | 7,351 |
| Salaries and employee benefits | $556,000 | 7,295 |
| Premises and equipment expense | $111,000 | 7,276 |
| Additional noninterest expense | $358,000 | 7,228 |
| Pre-tax net operating income | $437,000 | 4,137 |
| Securities gains (losses) | $6,000 | 3,400 |
| Applicable income taxes | $2,000 | 4,160 |
| Income before extraordinary items | $441,000 | 4,043 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $441,000 | 4,042 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $441,000 | 4,042 |
| Net charge-offs | $56,000 | 6,137 |
| Cash dividends | $455,000 | 2,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $435,000 | 3,988 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,273,000 | 7,364 |
| Total interest expense | $310,000 | 7,438 |
| Net interest income | $963,000 | 7,206 |
| Provision for loan and lease losses | $36,000 | 6,717 |
| Total noninterest income | $176,000 | 6,106 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $125,000 | 5,003 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $51,000 | 6,196 |
| Total noninterest expense | $766,000 | 7,398 |
| Salaries and employee benefits | $419,000 | 7,350 |
| Premises and equipment expense | $82,000 | 7,357 |
| Additional noninterest expense | $265,000 | 7,273 |
| Pre-tax net operating income | $337,000 | 4,406 |
| Securities gains (losses) | $6,000 | 3,115 |
| Applicable income taxes | $1,000 | 4,465 |
| Income before extraordinary items | $342,000 | 4,254 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $342,000 | 4,249 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $342,000 | 4,252 |
| Net charge-offs | $50,000 | 5,674 |
| Cash dividends | $363,000 | 2,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $336,000 | 4,207 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $860,000 | 7,405 |
| Total interest expense | $216,000 | 7,502 |
| Net interest income | $644,000 | 7,239 |
| Provision for loan and lease losses | $21,000 | 6,663 |
| Total noninterest income | $112,000 | 6,222 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $83,000 | 5,005 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $29,000 | 6,432 |
| Total noninterest expense | $498,000 | 7,497 |
| Salaries and employee benefits | $278,000 | 7,424 |
| Premises and equipment expense | $56,000 | 7,405 |
| Additional noninterest expense | $164,000 | 7,432 |
| Pre-tax net operating income | $237,000 | 4,441 |
| Securities gains (losses) | $6,000 | 2,720 |
| Applicable income taxes | $1,000 | 4,523 |
| Income before extraordinary items | $242,000 | 4,293 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $242,000 | 4,292 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $242,000 | 4,292 |
| Net charge-offs | $49,000 | 4,935 |
| Cash dividends | $243,000 | 2,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $236,000 | 4,224 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $442,000 | 7,429 |
| Total interest expense | $110,000 | 7,565 |
| Net interest income | $332,000 | 7,203 |
| Provision for loan and lease losses | $6,000 | 6,481 |
| Total noninterest income | $59,000 | 6,125 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $42,000 | 4,925 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $17,000 | 6,333 |
| Total noninterest expense | $253,000 | 7,502 |
| Salaries and employee benefits | $138,000 | 7,492 |
| Premises and equipment expense | $25,000 | 7,552 |
| Additional noninterest expense | $90,000 | 7,233 |
| Pre-tax net operating income | $132,000 | 4,680 |
| Securities gains (losses) | $6,000 | 2,034 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $138,000 | 4,484 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $138,000 | 4,488 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $138,000 | 4,488 |
| Net charge-offs | $51,000 | 3,523 |
| Cash dividends | $133,000 | 2,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $132,000 | 4,388 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,942,000 | 7,374 |
| Total interest expense | $686,000 | 7,347 |
| Net interest income | $1,256,000 | 7,300 |
| Provision for loan and lease losses | $24,000 | 6,955 |
| Total noninterest income | $246,000 | 6,161 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $176,000 | 5,024 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $70,000 | 6,382 |
| Total noninterest expense | $987,000 | 7,561 |
| Salaries and employee benefits | $565,000 | 7,507 |
| Premises and equipment expense | $104,000 | 7,578 |
| Additional noninterest expense | $318,000 | 7,373 |
| Pre-tax net operating income | $491,000 | 4,898 |
| Securities gains (losses) | $4,000 | 2,823 |
| Applicable income taxes | $-1,000 | 6,719 |
| Income before extraordinary items | $496,000 | 4,471 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $496,000 | 4,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,515 |
| Cash dividends | $490,000 | 3,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $492,000 | 4,641 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,465,000 | 7,444 |
| Total interest expense | $538,000 | 7,405 |
| Net interest income | $927,000 | 7,377 |
| Provision for loan and lease losses | $18,000 | 6,554 |
| Total noninterest income | $190,000 | 6,213 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $131,000 | 5,081 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $59,000 | 6,377 |
| Total noninterest expense | $738,000 | 7,597 |
| Salaries and employee benefits | $432,000 | 7,502 |
| Premises and equipment expense | $74,000 | 7,676 |
| Additional noninterest expense | $232,000 | 7,429 |
| Pre-tax net operating income | $361,000 | 5,403 |
| Securities gains (losses) | $5,000 | 2,631 |
| Applicable income taxes | $-2,000 | 7,251 |
| Income before extraordinary items | $368,000 | 4,902 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $368,000 | 4,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,856 |
| Cash dividends | $363,000 | 3,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $363,000 | 5,095 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $966,000 | 7,522 |
| Total interest expense | $374,000 | 7,463 |
| Net interest income | $592,000 | 7,477 |
| Provision for loan and lease losses | $12,000 | 6,231 |
| Total noninterest income | $144,000 | 6,046 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $87,000 | 5,107 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $57,000 | 5,938 |
| Total noninterest expense | $487,000 | 7,667 |
| Salaries and employee benefits | $284,000 | 7,588 |
| Premises and equipment expense | $49,000 | 7,726 |
| Additional noninterest expense | $154,000 | 7,467 |
| Pre-tax net operating income | $237,000 | 5,578 |
| Securities gains (losses) | $5,000 | 2,725 |
| Applicable income taxes | $-3,000 | 7,567 |
| Income before extraordinary items | $245,000 | 5,318 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $245,000 | 5,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,064 |
| Cash dividends | $253,000 | 3,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $240,000 | 5,271 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $494,000 | 7,576 |
| Total interest expense | $197,000 | 7,518 |
| Net interest income | $297,000 | 7,516 |
| Provision for loan and lease losses | $6,000 | 5,669 |
| Total noninterest income | $68,000 | 6,170 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $41,000 | 5,179 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $27,000 | 6,042 |
| Total noninterest expense | $245,000 | 7,682 |
| Salaries and employee benefits | $140,000 | 7,642 |
| Premises and equipment expense | $28,000 | 7,609 |
| Additional noninterest expense | $77,000 | 7,474 |
| Pre-tax net operating income | $114,000 | 5,844 |
| Securities gains (losses) | $1,000 | 2,556 |
| Applicable income taxes | $-4,000 | 7,784 |
| Income before extraordinary items | $119,000 | 5,582 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $119,000 | 5,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $123,000 | 2,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $118,000 | 5,487 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,963,000 | 7,588 |
| Total interest expense | $755,000 | 7,565 |
| Net interest income | $1,208,000 | 7,492 |
| Provision for loan and lease losses | $198,000 | 3,898 |
| Total noninterest income | $288,000 | 6,095 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $181,000 | 5,096 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $107,000 | 6,112 |
| Total noninterest expense | $938,000 | 7,732 |
| Salaries and employee benefits | $534,000 | 7,713 |
| Premises and equipment expense | $94,000 | 7,813 |
| Additional noninterest expense | $310,000 | 7,492 |
| Pre-tax net operating income | $360,000 | 6,393 |
| Securities gains (losses) | $3,000 | 1,730 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $363,000 | 6,190 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $363,000 | 6,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,798 |
| Cash dividends | $350,000 | 4,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $360,000 | 6,190 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,458,000 | 7,643 |
| Total interest expense | $559,000 | 7,624 |
| Net interest income | $899,000 | 7,552 |
| Provision for loan and lease losses | $168,000 | 3,328 |
| Total noninterest income | $212,000 | 6,183 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $133,000 | 5,150 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $79,000 | 6,171 |
| Total noninterest expense | $715,000 | 7,700 |
| Salaries and employee benefits | $404,000 | 7,682 |
| Premises and equipment expense | $70,000 | 7,806 |
| Additional noninterest expense | $241,000 | 7,427 |
| Pre-tax net operating income | $228,000 | 6,853 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-2,000 | 7,973 |
| Income before extraordinary items | $230,000 | 6,656 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $230,000 | 6,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,311 |
| Cash dividends | $240,000 | 3,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $230,000 | 6,641 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $955,000 | 7,710 |
| Total interest expense | $367,000 | 7,676 |
| Net interest income | $588,000 | 7,631 |
| Provision for loan and lease losses | $12,000 | 5,644 |
| Total noninterest income | $137,000 | 6,282 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $85,000 | 5,242 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $52,000 | 6,215 |
| Total noninterest expense | $477,000 | 7,760 |
| Salaries and employee benefits | $276,000 | 7,693 |
| Premises and equipment expense | $45,000 | 7,884 |
| Additional noninterest expense | $156,000 | 7,510 |
| Pre-tax net operating income | $236,000 | 6,436 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-3,000 | 8,092 |
| Income before extraordinary items | $239,000 | 6,095 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $239,000 | 6,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,070 |
| Cash dividends | $240,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $239,000 | 6,084 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $471,000 | 7,760 |
| Total interest expense | $180,000 | 7,720 |
| Net interest income | $291,000 | 7,684 |
| Provision for loan and lease losses | $6,000 | 5,291 |
| Total noninterest income | $66,000 | 6,351 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $41,000 | 5,255 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $25,000 | 6,275 |
| Total noninterest expense | $234,000 | 7,807 |
| Salaries and employee benefits | $138,000 | 7,746 |
| Premises and equipment expense | $24,000 | 7,842 |
| Additional noninterest expense | $72,000 | 7,643 |
| Pre-tax net operating income | $117,000 | 6,456 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-4,000 | 8,209 |
| Income before extraordinary items | $121,000 | 6,068 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $121,000 | 6,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,116 |
| Cash dividends | $114,000 | 2,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $121,000 | 6,054 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,778,000 | 7,713 |
| Total interest expense | $577,000 | 7,765 |
| Net interest income | $1,201,000 | 7,589 |
| Provision for loan and lease losses | $24,000 | 6,182 |
| Total noninterest income | $271,000 | 6,371 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $169,000 | 5,309 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $102,000 | 6,296 |
| Total noninterest expense | $929,000 | 7,821 |
| Salaries and employee benefits | $533,000 | 7,777 |
| Premises and equipment expense | $91,000 | 7,903 |
| Additional noninterest expense | $305,000 | 7,563 |
| Pre-tax net operating income | $519,000 | 6,419 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $8,000 | 6,215 |
| Income before extraordinary items | $511,000 | 6,118 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $511,000 | 6,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,041 |
| Cash dividends | $519,000 | 3,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $511,000 | 6,115 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,297,000 | 7,807 |
| Total interest expense | $397,000 | 7,887 |
| Net interest income | $900,000 | 7,648 |
| Provision for loan and lease losses | $18,000 | 6,058 |
| Total noninterest income | $208,000 | 6,375 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $128,000 | 5,350 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $80,000 | 6,220 |
| Total noninterest expense | $691,000 | 7,835 |
| Salaries and employee benefits | $397,000 | 7,787 |
| Premises and equipment expense | $68,000 | 7,948 |
| Additional noninterest expense | $226,000 | 7,587 |
| Pre-tax net operating income | $399,000 | 6,613 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $6,000 | 6,367 |
| Income before extraordinary items | $393,000 | 6,268 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $393,000 | 6,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,313 |
| Cash dividends | $379,000 | 3,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $393,000 | 6,263 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $833,000 | 7,881 |
| Total interest expense | $245,000 | 7,961 |
| Net interest income | $588,000 | 7,726 |
| Provision for loan and lease losses | $12,000 | 5,878 |
| Total noninterest income | $136,000 | 6,420 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $84,000 | 5,367 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $52,000 | 6,320 |
| Total noninterest expense | $459,000 | 7,870 |
| Salaries and employee benefits | $262,000 | 7,839 |
| Premises and equipment expense | $47,000 | 7,912 |
| Additional noninterest expense | $150,000 | 7,611 |
| Pre-tax net operating income | $253,000 | 6,752 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $4,000 | 6,395 |
| Income before extraordinary items | $249,000 | 6,392 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $249,000 | 6,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,763 |
| Cash dividends | $240,000 | 3,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $249,000 | 6,397 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $401,000 | 7,926 |
| Total interest expense | $111,000 | 8,043 |
| Net interest income | $290,000 | 7,770 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $65,000 | 6,474 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $40,000 | 5,407 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $25,000 | 6,361 |
| Total noninterest expense | $229,000 | 7,885 |
| Salaries and employee benefits | $129,000 | 7,886 |
| Premises and equipment expense | $24,000 | 7,898 |
| Additional noninterest expense | $76,000 | 7,600 |
| Pre-tax net operating income | $120,000 | 6,794 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,000 | 6,346 |
| Income before extraordinary items | $118,000 | 6,441 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $118,000 | 6,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $120,000 | 2,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $118,000 | 6,436 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,557,000 | 7,838 |
| Total interest expense | $363,000 | 8,007 |
| Net interest income | $1,194,000 | 7,690 |
| Provision for loan and lease losses | $24,000 | 6,374 |
| Total noninterest income | $264,000 | 6,568 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $166,000 | 5,427 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $98,000 | 6,439 |
| Total noninterest expense | $907,000 | 7,903 |
| Salaries and employee benefits | $513,000 | 7,856 |
| Premises and equipment expense | $84,000 | 8,044 |
| Additional noninterest expense | $310,000 | 7,591 |
| Pre-tax net operating income | $527,000 | 6,665 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $5,000 | 6,664 |
| Income before extraordinary items | $522,000 | 6,284 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $522,000 | 6,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,474 |
| Cash dividends | $520,000 | 3,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $522,000 | 6,251 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,155,000 | 7,881 |
| Total interest expense | $252,000 | 8,092 |
| Net interest income | $903,000 | 7,726 |
| Provision for loan and lease losses | $18,000 | 6,207 |
| Total noninterest income | $195,000 | 6,635 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $123,000 | 5,482 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $72,000 | 6,477 |
| Total noninterest expense | $680,000 | 7,885 |
| Salaries and employee benefits | $385,000 | 7,839 |
| Premises and equipment expense | $56,000 | 8,182 |
| Additional noninterest expense | $239,000 | 7,528 |
| Pre-tax net operating income | $400,000 | 6,794 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,000 | 6,760 |
| Income before extraordinary items | $397,000 | 6,397 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $397,000 | 6,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,349 |
| Cash dividends | $391,000 | 3,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $397,000 | 6,357 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $751,000 | 7,915 |
| Total interest expense | $158,000 | 8,128 |
| Net interest income | $593,000 | 7,762 |
| Provision for loan and lease losses | $12,000 | 5,987 |
| Total noninterest income | $129,000 | 6,618 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $80,000 | 5,480 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $49,000 | 6,441 |
| Total noninterest expense | $451,000 | 7,903 |
| Salaries and employee benefits | $255,000 | 7,864 |
| Premises and equipment expense | $37,000 | 8,199 |
| Additional noninterest expense | $159,000 | 7,516 |
| Pre-tax net operating income | $259,000 | 6,844 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $258,000 | 6,445 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $258,000 | 6,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $255,000 | 3,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $258,000 | 6,391 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $371,000 | 7,981 |
| Total interest expense | $76,000 | 8,182 |
| Net interest income | $295,000 | 7,823 |
| Provision for loan and lease losses | $6,000 | 5,706 |
| Total noninterest income | $61,000 | 6,717 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $39,000 | 5,509 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,697 |
| Total noninterest expense | $216,000 | 8,043 |
| Salaries and employee benefits | $117,000 | 8,058 |
| Premises and equipment expense | $20,000 | 8,171 |
| Additional noninterest expense | $79,000 | 7,588 |
| Pre-tax net operating income | $134,000 | 6,762 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-1,000 | 8,627 |
| Income before extraordinary items | $135,000 | 6,321 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $135,000 | 6,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $135,000 | 2,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $135,000 | 6,276 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,502,000 | 7,896 |
| Total interest expense | $329,000 | 7,957 |
| Net interest income | $1,173,000 | 7,781 |
| Provision for loan and lease losses | $24,000 | 6,604 |
| Total noninterest income | $257,000 | 6,720 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $154,000 | 5,727 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $103,000 | 6,364 |
| Total noninterest expense | $861,000 | 8,045 |
| Salaries and employee benefits | $488,000 | 8,012 |
| Premises and equipment expense | $73,000 | 8,310 |
| Additional noninterest expense | $300,000 | 7,704 |
| Pre-tax net operating income | $545,000 | 6,562 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $6,000 | 6,889 |
| Income before extraordinary items | $539,000 | 6,209 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $539,000 | 6,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,010 |
| Cash dividends | $535,000 | 3,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $539,000 | 6,124 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,128,000 | 7,914 |
| Total interest expense | $249,000 | 7,980 |
| Net interest income | $879,000 | 7,817 |
| Provision for loan and lease losses | $18,000 | 6,408 |
| Total noninterest income | $188,000 | 6,794 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $109,000 | 5,894 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $79,000 | 6,329 |
| Total noninterest expense | $647,000 | 8,053 |
| Salaries and employee benefits | $368,000 | 7,989 |
| Premises and equipment expense | $56,000 | 8,290 |
| Additional noninterest expense | $223,000 | 7,724 |
| Pre-tax net operating income | $402,000 | 6,733 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $5,000 | 6,948 |
| Income before extraordinary items | $397,000 | 6,346 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $397,000 | 6,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,694 |
| Cash dividends | $400,000 | 3,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $397,000 | 6,264 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $757,000 | 7,954 |
| Total interest expense | $169,000 | 8,028 |
| Net interest income | $588,000 | 7,853 |
| Provision for loan and lease losses | $12,000 | 6,242 |
| Total noninterest income | $128,000 | 6,783 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $70,000 | 5,970 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $58,000 | 6,187 |
| Total noninterest expense | $426,000 | 8,116 |
| Salaries and employee benefits | $243,000 | 8,051 |
| Premises and equipment expense | $37,000 | 8,342 |
| Additional noninterest expense | $146,000 | 7,780 |
| Pre-tax net operating income | $278,000 | 6,649 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $2,000 | 7,043 |
| Income before extraordinary items | $276,000 | 6,232 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $276,000 | 6,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,323 |
| Cash dividends | $270,000 | 3,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $276,000 | 6,147 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $381,000 | 7,986 |
| Total interest expense | $87,000 | 8,051 |
| Net interest income | $294,000 | 7,886 |
| Provision for loan and lease losses | $6,000 | 5,941 |
| Total noninterest income | $58,000 | 6,943 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $32,000 | 6,092 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $26,000 | 6,361 |
| Total noninterest expense | $215,000 | 8,134 |
| Salaries and employee benefits | $118,000 | 8,147 |
| Premises and equipment expense | $19,000 | 8,322 |
| Additional noninterest expense | $78,000 | 7,684 |
| Pre-tax net operating income | $131,000 | 6,710 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $130,000 | 6,333 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $130,000 | 6,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,014 |
| Cash dividends | $130,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $130,000 | 6,216 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,610,000 | 7,961 |
| Total interest expense | $460,000 | 7,900 |
| Net interest income | $1,150,000 | 7,885 |
| Provision for loan and lease losses | $24,000 | 6,956 |
| Total noninterest income | $246,000 | 6,976 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $143,000 | 5,948 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $103,000 | 6,482 |
| Total noninterest expense | $823,000 | 8,232 |
| Salaries and employee benefits | $467,000 | 8,197 |
| Premises and equipment expense | $75,000 | 8,414 |
| Additional noninterest expense | $281,000 | 7,887 |
| Pre-tax net operating income | $549,000 | 6,518 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $9,000 | 7,067 |
| Income before extraordinary items | $540,000 | 6,181 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $540,000 | 6,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,130 |
| Cash dividends | $533,000 | 3,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $540,000 | 6,029 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,216,000 | 8,043 |
| Total interest expense | $359,000 | 7,971 |
| Net interest income | $857,000 | 7,964 |
| Provision for loan and lease losses | $18,000 | 6,830 |
| Total noninterest income | $189,000 | 6,984 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $109,000 | 5,956 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $80,000 | 6,465 |
| Total noninterest expense | $616,000 | 8,235 |
| Salaries and employee benefits | $351,000 | 8,191 |
| Premises and equipment expense | $56,000 | 8,458 |
| Additional noninterest expense | $209,000 | 7,910 |
| Pre-tax net operating income | $412,000 | 6,667 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $6,000 | 7,203 |
| Income before extraordinary items | $406,000 | 6,325 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $406,000 | 6,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,378 |
| Cash dividends | $408,000 | 2,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $406,000 | 6,140 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $815,000 | 8,091 |
| Total interest expense | $246,000 | 8,038 |
| Net interest income | $569,000 | 8,000 |
| Provision for loan and lease losses | $12,000 | 6,682 |
| Total noninterest income | $123,000 | 7,021 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $72,000 | 5,973 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $51,000 | 6,530 |
| Total noninterest expense | $410,000 | 8,249 |
| Salaries and employee benefits | $231,000 | 8,239 |
| Premises and equipment expense | $35,000 | 8,530 |
| Additional noninterest expense | $144,000 | 7,852 |
| Pre-tax net operating income | $270,000 | 6,704 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $4,000 | 7,232 |
| Income before extraordinary items | $266,000 | 6,378 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $266,000 | 6,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,223 |
| Cash dividends | $258,000 | 3,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $266,000 | 6,171 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $415,000 | 8,114 |
| Total interest expense | $128,000 | 8,066 |
| Net interest income | $287,000 | 8,017 |
| Provision for loan and lease losses | $6,000 | 6,408 |
| Total noninterest income | $56,000 | 7,155 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $34,000 | 6,012 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $22,000 | 6,771 |
| Total noninterest expense | $207,000 | 8,281 |
| Salaries and employee benefits | $111,000 | 8,345 |
| Premises and equipment expense | $19,000 | 8,461 |
| Additional noninterest expense | $77,000 | 7,754 |
| Pre-tax net operating income | $130,000 | 6,755 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $2,000 | 7,162 |
| Income before extraordinary items | $128,000 | 6,406 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $128,000 | 6,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $133,000 | 2,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $128,000 | 6,226 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,829,000 | 8,042 |
| Total interest expense | $630,000 | 8,003 |
| Net interest income | $1,199,000 | 7,939 |
| Provision for loan and lease losses | $24,000 | 7,371 |
| Total noninterest income | $253,000 | 6,826 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $137,000 | 6,009 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $116,000 | 6,134 |
| Total noninterest expense | $776,000 | 8,394 |
| Salaries and employee benefits | $451,000 | 8,321 |
| Premises and equipment expense | $67,000 | 8,642 |
| Additional noninterest expense | $258,000 | 8,114 |
| Pre-tax net operating income | $652,000 | 6,243 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-1,000 | 8,792 |
| Income before extraordinary items | $653,000 | 5,739 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $653,000 | 5,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,685 |
| Cash dividends | $595,000 | 3,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $653,000 | 5,598 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,930,000 | 8,289 |
| Total interest expense | $896,000 | 8,224 |
| Net interest income | $1,034,000 | 8,214 |
| Provision for loan and lease losses | $24,000 | 7,420 |
| Total noninterest income | $217,000 | 7,151 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $132,000 | 6,053 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $85,000 | 6,770 |
| Total noninterest expense | $762,000 | 8,539 |
| Salaries and employee benefits | $426,000 | 8,511 |
| Premises and equipment expense | $67,000 | 8,842 |
| Additional noninterest expense | $269,000 | 8,080 |
| Pre-tax net operating income | $465,000 | 6,693 |
| Securities gains (losses) | $41,000 | 2,547 |
| Applicable income taxes | $21,000 | 7,291 |
| Income before extraordinary items | $485,000 | 6,155 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $485,000 | 6,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,336 |
| Cash dividends | $474,000 | 3,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $445,640 | 6,217 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,101,000 | 8,305 |
| Total interest expense | $935,000 | 8,369 |
| Net interest income | $1,166,000 | 8,144 |
| Provision for loan and lease losses | $28,000 | 7,325 |
| Total noninterest income | $207,000 | 7,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 6,019 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,039 |
| Total noninterest expense | $743,000 | 8,718 |
| Salaries and employee benefits | $420,000 | 8,648 |
| Premises and equipment expense | $60,000 | 9,173 |
| Additional noninterest expense | $263,000 | 8,235 |
| Pre-tax net operating income | $602,000 | 6,580 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $13,000 | 7,999 |
| Income before extraordinary items | $590,000 | 5,896 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $590,000 | 5,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,269 |
| Cash dividends | $460,000 | 3,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $589,020 | 5,913 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,067,000 | 8,420 |
| Total interest expense | $955,000 | 8,297 |
| Net interest income | $1,112,000 | 8,378 |
| Provision for loan and lease losses | $54,000 | 6,426 |
| Total noninterest income | $212,000 | 7,355 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 6,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,202 |
| Total noninterest expense | $722,000 | 8,970 |
| Salaries and employee benefits | $399,000 | 8,891 |
| Premises and equipment expense | $75,000 | 9,124 |
| Additional noninterest expense | $248,000 | 8,575 |
| Pre-tax net operating income | $548,000 | 6,920 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $548,000 | 6,172 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $548,000 | 6,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,770 |
| Cash dividends | $275,000 | 4,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $548,000 | 6,156 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,982,000 | 8,712 |
| Total interest expense | $928,000 | 8,619 |
| Net interest income | $1,054,000 | 8,673 |
| Provision for loan and lease losses | $30,000 | 7,298 |
| Total noninterest income | $198,000 | 7,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 6,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,329 |
| Total noninterest expense | $643,000 | 9,284 |
| Salaries and employee benefits | $368,000 | 9,173 |
| Premises and equipment expense | $68,000 | 9,397 |
| Additional noninterest expense | $207,000 | 9,046 |
| Pre-tax net operating income | $579,000 | 7,026 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $581,000 | 6,154 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $581,000 | 6,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,193 |
| Cash dividends | $504,000 | 3,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $579,000 | 6,051 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,930,000 | 9,096 |
| Total interest expense | $883,000 | 9,018 |
| Net interest income | $1,047,000 | 9,072 |
| Provision for loan and lease losses | $34,000 | 7,270 |
| Total noninterest income | $191,000 | 7,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 6,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 7,635 |
| Total noninterest expense | $614,000 | 9,698 |
| Salaries and employee benefits | $338,000 | 9,676 |
| Premises and equipment expense | $69,000 | 9,733 |
| Additional noninterest expense | $207,000 | 9,316 |
| Pre-tax net operating income | $590,000 | 7,475 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $168,000 | 7,354 |
| Income before extraordinary items | $421,000 | 7,506 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $421,000 | 7,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,139 |
| Cash dividends | $206,000 | 5,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $421,710 | 7,451 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,831,000 | 9,607 |
| Total interest expense | $848,000 | 9,489 |
| Net interest income | $983,000 | 9,594 |
| Provision for loan and lease losses | $41,000 | 6,948 |
| Total noninterest income | $174,000 | 8,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 7,389 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,124 |
| Total noninterest expense | $573,000 | 10,289 |
| Salaries and employee benefits | $316,000 | 10,223 |
| Premises and equipment expense | $68,000 | 10,142 |
| Additional noninterest expense | $189,000 | 10,064 |
| Pre-tax net operating income | $543,000 | 7,714 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $161,000 | 7,713 |
| Income before extraordinary items | $382,000 | 7,774 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $382,000 | 7,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,970 |
| Cash dividends | $185,000 | 5,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $382,000 | 7,710 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,640,000 | 10,275 |
| Total interest expense | $741,000 | 10,155 |
| Net interest income | $899,000 | 10,244 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $162,000 | 9,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 7,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,479 |
| Total noninterest expense | $589,000 | 10,616 |
| Salaries and employee benefits | $314,000 | 10,640 |
| Premises and equipment expense | $62,000 | 10,713 |
| Additional noninterest expense | $213,000 | 10,266 |
| Pre-tax net operating income | $448,000 | 8,760 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $104,000 | 9,095 |
| Income before extraordinary items | $344,000 | 8,533 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $344,000 | 8,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,925 |
| Cash dividends | $165,000 | 5,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $344,000 | 8,498 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,534,000 | 10,677 |
| Total interest expense | $591,000 | 10,638 |
| Net interest income | $943,000 | 10,583 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $156,000 | 9,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 8,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,058 |
| Total noninterest expense | $586,000 | 11,200 |
| Salaries and employee benefits | $296,000 | 11,244 |
| Premises and equipment expense | $63,000 | 11,198 |
| Additional noninterest expense | $227,000 | 10,811 |
| Pre-tax net operating income | $483,000 | 8,776 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $115,000 | 9,026 |
| Income before extraordinary items | $368,000 | 8,479 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $368,000 | 8,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,977 |
| Cash dividends | $150,000 | 6,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $368,000 | 8,519 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,555,000 | 11,104 |
| Total interest expense | $626,000 | 10,991 |
| Net interest income | $929,000 | 11,036 |
| Provision for loan and lease losses | $54,000 | 7,292 |
| Total noninterest income | $139,000 | 10,431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,919 |
| Total noninterest expense | $572,000 | 11,789 |
| Salaries and employee benefits | $285,000 | 11,821 |
| Premises and equipment expense | $62,000 | 11,775 |
| Additional noninterest expense | $225,000 | 11,401 |
| Pre-tax net operating income | $442,000 | 9,083 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $105,000 | 9,629 |
| Income before extraordinary items | $340,000 | 9,036 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $340,000 | 9,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 7,896 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $337,720 | 8,802 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,523,000 | 11,912 |
| Total interest expense | $748,000 | 11,586 |
| Net interest income | $775,000 | 12,012 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $142,000 | 10,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 8,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 10,289 |
| Total noninterest expense | $530,000 | 12,453 |
| Salaries and employee benefits | $254,000 | 12,560 |
| Premises and equipment expense | $55,000 | 12,495 |
| Additional noninterest expense | $221,000 | 11,944 |
| Pre-tax net operating income | $363,000 | 9,551 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $88,000 | 10,227 |
| Income before extraordinary items | $281,000 | 9,532 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $281,000 | 9,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 9,962 |
| Cash dividends | $125,000 | 6,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $276,440 | 9,237 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.