Home > Central Bank > Income and Expense
Central Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $800,000 | 7,765 |
| Total interest expense | $164,000 | 7,842 |
| Net interest income | $636,000 | 7,656 |
| Provision for loan and lease losses | $94,000 | 6,038 |
| Total noninterest income | $89,000 | 6,948 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $69,000 | 5,914 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $20,000 | 6,986 |
| Total noninterest expense | $539,000 | 7,755 |
| Salaries and employee benefits | $316,000 | 7,651 |
| Premises and equipment expense | $70,000 | 7,497 |
| Additional noninterest expense | $153,000 | 7,800 |
| Pre-tax net operating income | $92,000 | 5,319 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $6,000 | 4,171 |
| Income before extraordinary items | $86,000 | 5,376 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $86,000 | 5,376 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $86,000 | 5,376 |
| Net charge-offs | $68,000 | 5,432 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $86,000 | 5,322 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $534,000 | 7,841 |
| Total interest expense | $114,000 | 7,918 |
| Net interest income | $420,000 | 7,715 |
| Provision for loan and lease losses | $94,000 | 5,398 |
| Total noninterest income | $61,000 | 6,973 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $46,000 | 5,925 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $15,000 | 7,005 |
| Total noninterest expense | $358,000 | 7,834 |
| Salaries and employee benefits | $212,000 | 7,727 |
| Premises and equipment expense | $50,000 | 7,503 |
| Additional noninterest expense | $96,000 | 7,908 |
| Pre-tax net operating income | $29,000 | 5,631 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $4,000 | 4,294 |
| Income before extraordinary items | $25,000 | 5,754 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $25,000 | 5,752 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $25,000 | 5,752 |
| Net charge-offs | $62,000 | 4,721 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $25,000 | 5,665 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $271,000 | 7,878 |
| Total interest expense | $60,000 | 7,969 |
| Net interest income | $211,000 | 7,743 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $31,000 | 6,970 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $22,000 | 5,942 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $9,000 | 6,953 |
| Total noninterest expense | $179,000 | 7,860 |
| Salaries and employee benefits | $103,000 | 7,796 |
| Premises and equipment expense | $25,000 | 7,552 |
| Additional noninterest expense | $51,000 | 7,841 |
| Pre-tax net operating income | $63,000 | 5,459 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $61,000 | 5,533 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $61,000 | 5,536 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $61,000 | 5,536 |
| Net charge-offs | $51,000 | 3,523 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $61,000 | 5,352 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,199,000 | 7,868 |
| Total interest expense | $348,000 | 7,913 |
| Net interest income | $851,000 | 7,765 |
| Provision for loan and lease losses | $34,000 | 6,800 |
| Total noninterest income | $133,000 | 7,004 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $114,000 | 5,715 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $19,000 | 7,458 |
| Total noninterest expense | $733,000 | 7,883 |
| Salaries and employee benefits | $466,000 | 7,745 |
| Premises and equipment expense | $99,000 | 7,632 |
| Additional noninterest expense | $168,000 | 8,007 |
| Pre-tax net operating income | $217,000 | 5,699 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $8,000 | 4,579 |
| Income before extraordinary items | $209,000 | 5,454 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $209,000 | 5,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 5,155 |
| Cash dividends | $189,000 | 4,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $209,000 | 5,609 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $908,000 | 7,951 |
| Total interest expense | $277,000 | 7,985 |
| Net interest income | $631,000 | 7,844 |
| Provision for loan and lease losses | $34,000 | 6,215 |
| Total noninterest income | $98,000 | 7,133 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $83,000 | 5,793 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 7,595 |
| Total noninterest expense | $516,000 | 7,972 |
| Salaries and employee benefits | $323,000 | 7,857 |
| Premises and equipment expense | $62,000 | 7,827 |
| Additional noninterest expense | $131,000 | 8,026 |
| Pre-tax net operating income | $179,000 | 6,114 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $6,000 | 4,986 |
| Income before extraordinary items | $173,000 | 5,836 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $173,000 | 5,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,686 |
| Cash dividends | $49,000 | 4,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $173,000 | 6,010 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $610,000 | 8,001 |
| Total interest expense | $199,000 | 8,025 |
| Net interest income | $411,000 | 7,909 |
| Provision for loan and lease losses | $34,000 | 5,522 |
| Total noninterest income | $59,000 | 7,304 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $49,000 | 5,983 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $10,000 | 7,678 |
| Total noninterest expense | $347,000 | 8,027 |
| Salaries and employee benefits | $220,000 | 7,905 |
| Premises and equipment expense | $42,000 | 7,849 |
| Additional noninterest expense | $85,000 | 8,099 |
| Pre-tax net operating income | $89,000 | 6,466 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $3,000 | 5,335 |
| Income before extraordinary items | $86,000 | 6,448 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $86,000 | 6,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,109 |
| Cash dividends | $34,000 | 4,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $86,000 | 6,388 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $322,000 | 8,023 |
| Total interest expense | $107,000 | 8,053 |
| Net interest income | $215,000 | 7,908 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $28,000 | 7,392 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $22,000 | 6,119 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 7,600 |
| Total noninterest expense | $169,000 | 8,087 |
| Salaries and employee benefits | $104,000 | 7,993 |
| Premises and equipment expense | $21,000 | 7,894 |
| Additional noninterest expense | $44,000 | 8,110 |
| Pre-tax net operating income | $74,000 | 6,320 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $2,000 | 5,366 |
| Income before extraordinary items | $72,000 | 6,243 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $72,000 | 6,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $72,000 | 6,150 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 7,911 |
| Total interest expense | $551,000 | 7,876 |
| Net interest income | $928,000 | 7,835 |
| Provision for loan and lease losses | $25,000 | 6,187 |
| Total noninterest income | $99,000 | 7,569 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $80,000 | 6,301 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $19,000 | 7,830 |
| Total noninterest expense | $774,000 | 7,974 |
| Salaries and employee benefits | $458,000 | 7,906 |
| Premises and equipment expense | $90,000 | 7,858 |
| Additional noninterest expense | $226,000 | 7,903 |
| Pre-tax net operating income | $228,000 | 6,798 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $9,000 | 5,664 |
| Income before extraordinary items | $219,000 | 6,725 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $219,000 | 6,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,799 |
| Cash dividends | $155,000 | 5,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $219,000 | 6,701 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,111,000 | 7,970 |
| Total interest expense | $417,000 | 7,914 |
| Net interest income | $694,000 | 7,886 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $73,000 | 7,638 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $58,000 | 6,367 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $15,000 | 7,834 |
| Total noninterest expense | $543,000 | 8,026 |
| Salaries and employee benefits | $314,000 | 7,985 |
| Premises and equipment expense | $68,000 | 7,828 |
| Additional noninterest expense | $161,000 | 7,941 |
| Pre-tax net operating income | $224,000 | 6,873 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $6,000 | 5,862 |
| Income before extraordinary items | $218,000 | 6,724 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $218,000 | 6,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 3,557 |
| Cash dividends | $120,000 | 4,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $218,000 | 6,717 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $745,000 | 8,021 |
| Total interest expense | $279,000 | 7,955 |
| Net interest income | $466,000 | 7,941 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $50,000 | 7,657 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $39,000 | 6,398 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $11,000 | 7,835 |
| Total noninterest expense | $334,000 | 8,158 |
| Salaries and employee benefits | $205,000 | 8,068 |
| Premises and equipment expense | $45,000 | 7,884 |
| Additional noninterest expense | $84,000 | 8,204 |
| Pre-tax net operating income | $182,000 | 6,743 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $4,000 | 5,967 |
| Income before extraordinary items | $178,000 | 6,536 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $178,000 | 6,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,700 |
| Cash dividends | $80,000 | 4,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $178,000 | 6,530 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $369,000 | 8,071 |
| Total interest expense | $142,000 | 7,985 |
| Net interest income | $227,000 | 8,033 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $26,000 | 7,612 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $19,000 | 6,411 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $7,000 | 7,693 |
| Total noninterest expense | $162,000 | 8,222 |
| Salaries and employee benefits | $102,000 | 8,105 |
| Premises and equipment expense | $22,000 | 7,922 |
| Additional noninterest expense | $38,000 | 8,309 |
| Pre-tax net operating income | $91,000 | 6,775 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $3,000 | 5,852 |
| Income before extraordinary items | $88,000 | 6,583 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $88,000 | 6,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 1,794 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $88,000 | 6,569 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,389,000 | 8,015 |
| Total interest expense | $494,000 | 7,929 |
| Net interest income | $895,000 | 7,982 |
| Provision for loan and lease losses | $65,000 | 5,245 |
| Total noninterest income | $109,000 | 7,647 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $90,000 | 6,285 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $19,000 | 8,017 |
| Total noninterest expense | $711,000 | 8,152 |
| Salaries and employee benefits | $454,000 | 8,000 |
| Premises and equipment expense | $69,000 | 8,156 |
| Additional noninterest expense | $188,000 | 8,182 |
| Pre-tax net operating income | $228,000 | 7,313 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $9,000 | 6,185 |
| Income before extraordinary items | $219,000 | 7,195 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $219,000 | 7,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,489 |
| Cash dividends | $90,000 | 5,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $219,000 | 7,188 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,038,000 | 8,081 |
| Total interest expense | $362,000 | 7,983 |
| Net interest income | $676,000 | 8,063 |
| Provision for loan and lease losses | $65,000 | 4,757 |
| Total noninterest income | $84,000 | 7,704 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $68,000 | 6,352 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 7,988 |
| Total noninterest expense | $503,000 | 8,229 |
| Salaries and employee benefits | $319,000 | 8,088 |
| Premises and equipment expense | $52,000 | 8,195 |
| Additional noninterest expense | $132,000 | 8,269 |
| Pre-tax net operating income | $192,000 | 7,445 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $7,000 | 6,326 |
| Income before extraordinary items | $185,000 | 7,291 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $185,000 | 7,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $60,000 | 4,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $185,000 | 7,291 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $683,000 | 8,122 |
| Total interest expense | $230,000 | 8,022 |
| Net interest income | $453,000 | 8,092 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $57,000 | 7,729 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $47,000 | 6,322 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,000 | 8,084 |
| Total noninterest expense | $323,000 | 8,299 |
| Salaries and employee benefits | $212,000 | 8,127 |
| Premises and equipment expense | $33,000 | 8,242 |
| Additional noninterest expense | $78,000 | 8,399 |
| Pre-tax net operating income | $187,000 | 7,161 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $4,000 | 6,395 |
| Income before extraordinary items | $183,000 | 6,887 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $183,000 | 6,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,675 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $183,000 | 6,894 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $338,000 | 8,141 |
| Total interest expense | $111,000 | 8,043 |
| Net interest income | $227,000 | 8,116 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $30,000 | 7,673 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $23,000 | 6,323 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 7,855 |
| Total noninterest expense | $164,000 | 8,292 |
| Salaries and employee benefits | $109,000 | 8,103 |
| Premises and equipment expense | $14,000 | 8,354 |
| Additional noninterest expense | $41,000 | 8,375 |
| Pre-tax net operating income | $93,000 | 7,138 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,000 | 6,346 |
| Income before extraordinary items | $91,000 | 6,871 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $91,000 | 6,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,562 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $91,000 | 6,868 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,220,000 | 8,166 |
| Total interest expense | $325,000 | 8,126 |
| Net interest income | $895,000 | 8,094 |
| Provision for loan and lease losses | $30,000 | 6,187 |
| Total noninterest income | $100,000 | 7,941 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $84,000 | 6,521 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $16,000 | 8,235 |
| Total noninterest expense | $716,000 | 8,208 |
| Salaries and employee benefits | $436,000 | 8,097 |
| Premises and equipment expense | $112,000 | 7,731 |
| Additional noninterest expense | $168,000 | 8,399 |
| Pre-tax net operating income | $249,000 | 7,550 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $249,000 | 7,376 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $249,000 | 7,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,115 |
| Cash dividends | $155,000 | 5,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $249,000 | 7,353 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $895,000 | 8,223 |
| Total interest expense | $225,000 | 8,196 |
| Net interest income | $670,000 | 8,145 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $75,000 | 7,974 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $62,000 | 6,577 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 8,252 |
| Total noninterest expense | $487,000 | 8,308 |
| Salaries and employee benefits | $309,000 | 8,150 |
| Premises and equipment expense | $59,000 | 8,132 |
| Additional noninterest expense | $119,000 | 8,453 |
| Pre-tax net operating income | $258,000 | 7,386 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $258,000 | 7,145 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $258,000 | 7,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,687 |
| Cash dividends | $75,000 | 4,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $258,000 | 7,110 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $579,000 | 8,258 |
| Total interest expense | $137,000 | 8,240 |
| Net interest income | $442,000 | 8,169 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $49,000 | 7,981 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $40,000 | 6,599 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $9,000 | 8,213 |
| Total noninterest expense | $315,000 | 8,342 |
| Salaries and employee benefits | $202,000 | 8,181 |
| Premises and equipment expense | $38,000 | 8,174 |
| Additional noninterest expense | $75,000 | 8,486 |
| Pre-tax net operating income | $176,000 | 7,372 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $176,000 | 7,110 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $176,000 | 7,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,519 |
| Cash dividends | $75,000 | 4,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $176,000 | 7,080 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $289,000 | 8,315 |
| Total interest expense | $68,000 | 8,289 |
| Net interest income | $221,000 | 8,248 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $25,000 | 7,991 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $19,000 | 6,673 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 8,110 |
| Total noninterest expense | $156,000 | 8,439 |
| Salaries and employee benefits | $102,000 | 8,241 |
| Premises and equipment expense | $19,000 | 8,223 |
| Additional noninterest expense | $35,000 | 8,588 |
| Pre-tax net operating income | $90,000 | 7,371 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $90,000 | 7,057 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $90,000 | 7,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $90,000 | 7,020 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,077,000 | 8,338 |
| Total interest expense | $228,000 | 8,372 |
| Net interest income | $849,000 | 8,238 |
| Provision for loan and lease losses | $40,000 | 6,168 |
| Total noninterest income | $103,000 | 8,057 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $88,000 | 6,649 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $15,000 | 8,368 |
| Total noninterest expense | $662,000 | 8,385 |
| Salaries and employee benefits | $417,000 | 8,254 |
| Premises and equipment expense | $81,000 | 8,197 |
| Additional noninterest expense | $164,000 | 8,518 |
| Pre-tax net operating income | $250,000 | 7,611 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $250,000 | 7,426 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $250,000 | 7,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,972 |
| Cash dividends | $155,000 | 5,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $250,000 | 7,371 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $794,000 | 8,393 |
| Total interest expense | $166,000 | 8,439 |
| Net interest income | $628,000 | 8,286 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $77,000 | 8,109 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $65,000 | 6,713 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 8,377 |
| Total noninterest expense | $465,000 | 8,475 |
| Salaries and employee benefits | $293,000 | 8,315 |
| Premises and equipment expense | $57,000 | 8,268 |
| Additional noninterest expense | $115,000 | 8,586 |
| Pre-tax net operating income | $240,000 | 7,507 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $240,000 | 7,251 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $240,000 | 7,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $70,000 | 4,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $240,000 | 7,192 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $528,000 | 8,450 |
| Total interest expense | $109,000 | 8,507 |
| Net interest income | $419,000 | 8,335 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $52,000 | 8,146 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $43,000 | 6,739 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,000 | 8,365 |
| Total noninterest expense | $307,000 | 8,542 |
| Salaries and employee benefits | $194,000 | 8,380 |
| Premises and equipment expense | $36,000 | 8,374 |
| Additional noninterest expense | $77,000 | 8,627 |
| Pre-tax net operating income | $164,000 | 7,461 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $164,000 | 7,226 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $164,000 | 7,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $70,000 | 4,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $164,000 | 7,151 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $276,000 | 8,452 |
| Total interest expense | $55,000 | 8,560 |
| Net interest income | $221,000 | 8,321 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $27,000 | 8,089 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $21,000 | 6,734 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $6,000 | 8,203 |
| Total noninterest expense | $158,000 | 8,551 |
| Salaries and employee benefits | $98,000 | 8,410 |
| Premises and equipment expense | $18,000 | 8,372 |
| Additional noninterest expense | $42,000 | 8,582 |
| Pre-tax net operating income | $90,000 | 7,308 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $90,000 | 7,065 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $90,000 | 7,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $90,000 | 6,975 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,173,000 | 8,427 |
| Total interest expense | $296,000 | 8,470 |
| Net interest income | $877,000 | 8,295 |
| Provision for loan and lease losses | $40,000 | 6,511 |
| Total noninterest income | $108,000 | 8,223 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $84,000 | 6,821 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $24,000 | 8,305 |
| Total noninterest expense | $671,000 | 8,507 |
| Salaries and employee benefits | $398,000 | 8,412 |
| Premises and equipment expense | $91,000 | 8,181 |
| Additional noninterest expense | $182,000 | 8,561 |
| Pre-tax net operating income | $274,000 | 7,534 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $274,000 | 7,406 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $274,000 | 7,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,435 |
| Cash dividends | $160,000 | 5,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $274,000 | 7,267 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $878,000 | 8,517 |
| Total interest expense | $235,000 | 8,521 |
| Net interest income | $643,000 | 8,402 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $84,000 | 8,241 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $63,000 | 6,886 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 8,224 |
| Total noninterest expense | $467,000 | 8,613 |
| Salaries and employee benefits | $273,000 | 8,539 |
| Premises and equipment expense | $66,000 | 8,261 |
| Additional noninterest expense | $128,000 | 8,646 |
| Pre-tax net operating income | $260,000 | 7,388 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $260,000 | 7,190 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $260,000 | 7,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,698 |
| Cash dividends | $70,000 | 4,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $260,000 | 7,027 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $583,000 | 8,582 |
| Total interest expense | $168,000 | 8,539 |
| Net interest income | $415,000 | 8,472 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $59,000 | 8,167 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $42,000 | 6,879 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $17,000 | 8,015 |
| Total noninterest expense | $317,000 | 8,616 |
| Salaries and employee benefits | $182,000 | 8,574 |
| Premises and equipment expense | $47,000 | 8,170 |
| Additional noninterest expense | $88,000 | 8,624 |
| Pre-tax net operating income | $157,000 | 7,550 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $157,000 | 7,374 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $157,000 | 7,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,282 |
| Cash dividends | $70,000 | 4,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $157,000 | 7,188 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $293,000 | 8,629 |
| Total interest expense | $90,000 | 8,557 |
| Net interest income | $203,000 | 8,541 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $35,000 | 7,955 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $20,000 | 6,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 7,351 |
| Total noninterest expense | $157,000 | 8,678 |
| Salaries and employee benefits | $89,000 | 8,648 |
| Premises and equipment expense | $28,000 | 7,948 |
| Additional noninterest expense | $40,000 | 8,776 |
| Pre-tax net operating income | $81,000 | 7,505 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $81,000 | 7,262 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $81,000 | 7,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $81,000 | 7,110 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,216,000 | 8,669 |
| Total interest expense | $428,000 | 8,569 |
| Net interest income | $788,000 | 8,607 |
| Provision for loan and lease losses | $80,000 | 6,062 |
| Total noninterest income | $103,000 | 8,364 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $90,000 | 6,759 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 8,786 |
| Total noninterest expense | $582,000 | 8,813 |
| Salaries and employee benefits | $335,000 | 8,749 |
| Premises and equipment expense | $84,000 | 8,390 |
| Additional noninterest expense | $163,000 | 8,792 |
| Pre-tax net operating income | $229,000 | 7,827 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $2,000 | 7,560 |
| Income before extraordinary items | $228,000 | 7,686 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $228,000 | 7,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,491 |
| Cash dividends | $140,000 | 5,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $227,010 | 7,599 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,435,000 | 8,792 |
| Total interest expense | $646,000 | 8,730 |
| Net interest income | $789,000 | 8,688 |
| Provision for loan and lease losses | $70,000 | 6,194 |
| Total noninterest income | $99,000 | 8,529 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $88,000 | 6,815 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $11,000 | 9,089 |
| Total noninterest expense | $569,000 | 9,007 |
| Salaries and employee benefits | $334,000 | 8,919 |
| Premises and equipment expense | $79,000 | 8,646 |
| Additional noninterest expense | $156,000 | 9,007 |
| Pre-tax net operating income | $249,000 | 7,643 |
| Securities gains (losses) | $-4,000 | 9,172 |
| Applicable income taxes | $8,000 | 7,657 |
| Income before extraordinary items | $237,000 | 7,503 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $237,000 | 7,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,653 |
| Cash dividends | $160,000 | 5,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $240,880 | 7,376 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,427,000 | 9,031 |
| Total interest expense | $655,000 | 8,943 |
| Net interest income | $772,000 | 8,965 |
| Provision for loan and lease losses | $50,000 | 6,512 |
| Total noninterest income | $97,000 | 8,631 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 6,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,315 |
| Total noninterest expense | $555,000 | 9,231 |
| Salaries and employee benefits | $332,000 | 9,095 |
| Premises and equipment expense | $76,000 | 8,870 |
| Additional noninterest expense | $147,000 | 9,263 |
| Pre-tax net operating income | $264,000 | 8,054 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $8,000 | 8,119 |
| Income before extraordinary items | $256,000 | 7,736 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $256,000 | 7,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,105 |
| Cash dividends | $120,000 | 5,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $256,000 | 7,734 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,405,000 | 9,192 |
| Total interest expense | $616,000 | 9,166 |
| Net interest income | $789,000 | 9,087 |
| Provision for loan and lease losses | $10,000 | 8,114 |
| Total noninterest income | $99,000 | 8,840 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 6,960 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 9,676 |
| Total noninterest expense | $557,000 | 9,445 |
| Salaries and employee benefits | $337,000 | 9,269 |
| Premises and equipment expense | $74,000 | 9,145 |
| Additional noninterest expense | $146,000 | 9,543 |
| Pre-tax net operating income | $321,000 | 7,979 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $97,000 | 6,963 |
| Income before extraordinary items | $224,000 | 8,122 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $224,000 | 8,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,803 |
| Cash dividends | $110,000 | 5,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $224,000 | 8,096 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,407,000 | 9,409 |
| Total interest expense | $640,000 | 9,371 |
| Net interest income | $767,000 | 9,337 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $97,000 | 9,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 7,177 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,838 |
| Total noninterest expense | $534,000 | 9,658 |
| Salaries and employee benefits | $318,000 | 9,509 |
| Premises and equipment expense | $74,000 | 9,279 |
| Additional noninterest expense | $142,000 | 9,733 |
| Pre-tax net operating income | $330,000 | 8,228 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $103,000 | 7,481 |
| Income before extraordinary items | $227,000 | 8,415 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $227,000 | 8,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,505 |
| Cash dividends | $75,000 | 6,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $227,000 | 8,339 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,388,000 | 9,825 |
| Total interest expense | $675,000 | 9,603 |
| Net interest income | $713,000 | 9,905 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $95,000 | 9,510 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 7,607 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 10,252 |
| Total noninterest expense | $477,000 | 10,207 |
| Salaries and employee benefits | $277,000 | 10,114 |
| Premises and equipment expense | $62,000 | 9,902 |
| Additional noninterest expense | $138,000 | 10,142 |
| Pre-tax net operating income | $331,000 | 8,817 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $106,000 | 8,305 |
| Income before extraordinary items | $225,000 | 8,943 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $225,000 | 8,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,548 |
| Cash dividends | $48,000 | 7,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $225,000 | 8,911 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,375,000 | 10,283 |
| Total interest expense | $655,000 | 10,107 |
| Net interest income | $720,000 | 10,331 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $81,000 | 10,262 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 8,245 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 10,975 |
| Total noninterest expense | $456,000 | 10,765 |
| Salaries and employee benefits | $269,000 | 10,587 |
| Premises and equipment expense | $61,000 | 10,325 |
| Additional noninterest expense | $126,000 | 10,842 |
| Pre-tax net operating income | $345,000 | 8,836 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $116,000 | 8,455 |
| Income before extraordinary items | $229,000 | 9,009 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $229,000 | 9,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,500 |
| Cash dividends | $45,000 | 7,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $229,000 | 8,949 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,274,000 | 10,876 |
| Total interest expense | $632,000 | 10,561 |
| Net interest income | $642,000 | 10,998 |
| Provision for loan and lease losses | $27,000 | 7,269 |
| Total noninterest income | $78,000 | 10,778 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 8,893 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 11,076 |
| Total noninterest expense | $456,000 | 11,207 |
| Salaries and employee benefits | $249,000 | 11,159 |
| Premises and equipment expense | $58,000 | 10,852 |
| Additional noninterest expense | $149,000 | 11,062 |
| Pre-tax net operating income | $237,000 | 10,206 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $77,000 | 9,650 |
| Income before extraordinary items | $160,000 | 10,367 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $160,000 | 10,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-84,000 | 11,668 |
| Cash dividends | $39,000 | 8,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $160,000 | 10,345 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,103,000 | 11,521 |
| Total interest expense | $527,000 | 10,977 |
| Net interest income | $576,000 | 11,779 |
| Provision for loan and lease losses | $54,000 | 5,980 |
| Total noninterest income | $70,000 | 11,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 9,379 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 12,029 |
| Total noninterest expense | $449,000 | 11,838 |
| Salaries and employee benefits | $238,000 | 11,770 |
| Premises and equipment expense | $59,000 | 11,335 |
| Additional noninterest expense | $152,000 | 11,766 |
| Pre-tax net operating income | $143,000 | 11,324 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $41,000 | 10,670 |
| Income before extraordinary items | $102,000 | 11,371 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $102,000 | 11,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,267 |
| Cash dividends | $19,000 | 8,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $102,000 | 11,407 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,059,000 | 12,156 |
| Total interest expense | $560,000 | 11,366 |
| Net interest income | $499,000 | 12,554 |
| Provision for loan and lease losses | $54,000 | 7,292 |
| Total noninterest income | $55,000 | 12,417 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 10,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 12,687 |
| Total noninterest expense | $456,000 | 12,384 |
| Salaries and employee benefits | $248,000 | 12,209 |
| Premises and equipment expense | $58,000 | 11,921 |
| Additional noninterest expense | $150,000 | 12,427 |
| Pre-tax net operating income | $44,000 | 12,210 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $7,000 | 11,895 |
| Income before extraordinary items | $37,000 | 12,335 |
| Extraordinary gains, net | $23,000 | 2,642 |
| Net income | $60,000 | 12,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 4,211 |
| Cash dividends | $12,000 | 8,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $37,000 | 12,196 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,274,000 | 12,456 |
| Total interest expense | $700,000 | 11,810 |
| Net interest income | $574,000 | 12,826 |
| Provision for loan and lease losses | $54,000 | 8,887 |
| Total noninterest income | $62,000 | 12,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 10,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 13,414 |
| Total noninterest expense | $457,000 | 12,875 |
| Salaries and employee benefits | $249,000 | 12,618 |
| Premises and equipment expense | $53,000 | 12,576 |
| Additional noninterest expense | $155,000 | 12,864 |
| Pre-tax net operating income | $125,000 | 11,758 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $31,000 | 11,785 |
| Income before extraordinary items | $94,000 | 12,010 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $94,000 | 12,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 6,201 |
| Cash dividends | $21,000 | 8,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $94,000 | 11,712 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.