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Central Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$66,970,000735
Total interest expense$9,462,0001,345
Net interest income$57,508,000600
Provision for loan and lease losses$1,102,000786
Total noninterest income$6,478,000997
Gross Fiduciary activities income$0981
Service charges on deposit accounts$786,0001,204
Trading account gains and fees$0123
Additional Noninterest Income$5,692,000808
Total noninterest expense$39,029,000705
Salaries and employee benefits$27,381,000573
Premises and equipment expense$2,588,000976
Additional noninterest expense$5,692,000808
Pre-tax net operating income$23,855,000596
Securities gains (losses)$33,000514
Applicable income taxes$03,369
Income before extraordinary items$23,888,000511
Extraordinary gains, net$054
Net income$23,888,000517
Minority interest net income$088
Net income of bank and minority interests.$23,888,000513
Net charge-offs$-83,0004,298
Cash dividends$11,400,000449
Sale, conversion, retirement of capital stock, net$0540
Net operating income$23,855,000523
2023-09-30 (YTD Data)Rank
Total interest income$49,142,000739
Total interest expense$6,143,0001,382
Net interest income$42,999,000605
Provision for loan and lease losses$637,000868
Total noninterest income$4,872,0001,014
Gross Fiduciary activities income$0950
Service charges on deposit accounts$603,0001,179
Trading account gains and fees$0125
Additional Noninterest Income$4,269,000826
Total noninterest expense$29,305,000709
Salaries and employee benefits$20,503,000572
Premises and equipment expense$1,958,000975
Additional noninterest expense$4,269,000826
Pre-tax net operating income$17,929,000612
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$17,929,000527
Extraordinary gains, net$052
Net income$17,929,000531
Minority interest net income$081
Net income of bank and minority interests.$17,929,000527
Net charge-offs$-52,0004,225
Cash dividends$8,700,000408
Sale, conversion, retirement of capital stock, net$0507
Net operating income$17,929,000531
2023-06-30 (YTD Data)Rank
Total interest income$31,763,000729
Total interest expense$3,491,0001,418
Net interest income$28,272,000620
Provision for loan and lease losses$367,000925
Total noninterest income$3,298,000949
Gross Fiduciary activities income$0931
Service charges on deposit accounts$432,0001,094
Trading account gains and fees$0112
Additional Noninterest Income$2,866,000769
Total noninterest expense$19,429,000693
Salaries and employee benefits$13,852,000560
Premises and equipment expense$1,307,000969
Additional noninterest expense$2,866,000769
Pre-tax net operating income$11,774,000616
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$11,774,000532
Extraordinary gains, net$051
Net income$11,774,000540
Minority interest net income$081
Net income of bank and minority interests.$11,774,000531
Net charge-offs$-39,0004,267
Cash dividends$5,000,000429
Sale, conversion, retirement of capital stock, net$0486
Net operating income$11,774,000535
2023-03-31 (YTD Data)Rank
Total interest income$15,290,000747
Total interest expense$1,244,0001,599
Net interest income$14,046,000631
Provision for loan and lease losses$67,0001,526
Total noninterest income$1,727,000926
Gross Fiduciary activities income$0913
Service charges on deposit accounts$218,0001,106
Trading account gains and fees$097
Additional Noninterest Income$1,509,000734
Total noninterest expense$9,651,000717
Salaries and employee benefits$7,051,000569
Premises and equipment expense$647,000999
Additional noninterest expense$1,509,000734
Pre-tax net operating income$6,055,000624
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$6,055,000535
Extraordinary gains, net$04
Net income$6,055,000536
Minority interest net income$048
Net income of bank and minority interests.$6,055,000536
Net charge-offs$-26,0004,288
Cash dividends$3,000,000371
Sale, conversion, retirement of capital stock, net$0430
Net operating income$6,055,000540
2022-12-31 (YTD Data)Rank
Total interest income$50,861,000733
Total interest expense$1,423,0001,971
Net interest income$49,438,000678
Provision for loan and lease losses$1,131,000752
Total noninterest income$5,205,0001,179
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$885,0001,112
Trading account gains and fees$0116
Additional Noninterest Income$4,320,0001,001
Total noninterest expense$35,960,000725
Salaries and employee benefits$25,269,000606
Premises and equipment expense$2,600,000978
Additional noninterest expense$4,320,0001,001
Pre-tax net operating income$17,552,000837
Securities gains (losses)$-501,0004,325
Applicable income taxes$03,596
Income before extraordinary items$17,051,000724
Extraordinary gains, net$05
Net income$17,051,000725
Minority interest net income$063
Net income of bank and minority interests.$17,051,000725
Net charge-offs$39,0001,660
Cash dividends$7,520,000572
Sale, conversion, retirement of capital stock, net$0568
Net operating income$17,552,000715
2022-09-30 (YTD Data)Rank
Total interest income$36,262,000730
Total interest expense$805,0002,036
Net interest income$35,457,000693
Provision for loan and lease losses$631,000837
Total noninterest income$3,688,0001,231
Gross Fiduciary activities income$0968
Service charges on deposit accounts$658,0001,135
Trading account gains and fees$0111
Additional Noninterest Income$3,030,0001,061
Total noninterest expense$26,641,000735
Salaries and employee benefits$18,702,000614
Premises and equipment expense$1,973,000959
Additional noninterest expense$3,030,0001,061
Pre-tax net operating income$11,873,000897
Securities gains (losses)$-10,0003,775
Applicable income taxes$03,603
Income before extraordinary items$11,863,000770
Extraordinary gains, net$04
Net income$11,863,000770
Minority interest net income$057
Net income of bank and minority interests.$11,863,000770
Net charge-offs$73,0001,054
Cash dividends$5,320,000559
Sale, conversion, retirement of capital stock, net$0519
Net operating income$11,873,000780
2022-06-30 (YTD Data)Rank
Total interest income$22,658,000744
Total interest expense$367,0002,394
Net interest income$22,291,000710
Provision for loan and lease losses$331,000874
Total noninterest income$2,211,0001,300
Gross Fiduciary activities income$0925
Service charges on deposit accounts$438,0001,115
Trading account gains and fees$0108
Additional Noninterest Income$1,773,0001,184
Total noninterest expense$17,471,000735
Salaries and employee benefits$12,192,000612
Premises and equipment expense$1,310,000958
Additional noninterest expense$3,969,000938
Pre-tax net operating income$6,700,000981
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$6,700,000844
Extraordinary gains, net$04
Net income$6,700,000844
Minority interest net income$060
Net income of bank and minority interests.$6,700,000844
Net charge-offs$-50,0004,189
Cash dividends$2,870,000658
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,700,000856
2022-03-31 (YTD Data)Rank
Total interest income$10,908,000748
Total interest expense$160,0002,544
Net interest income$10,748,000712
Provision for loan and lease losses$131,000862
Total noninterest income$1,166,0001,254
Gross Fiduciary activities income$0892
Service charges on deposit accounts$222,0001,107
Trading account gains and fees$0103
Additional Noninterest Income$944,0001,119
Total noninterest expense$8,661,000745
Salaries and employee benefits$6,111,000612
Premises and equipment expense$694,000912
Additional noninterest expense$1,856,000977
Pre-tax net operating income$3,122,000980
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$3,122,000859
Extraordinary gains, net$04
Net income$3,122,000858
Minority interest net income$050
Net income of bank and minority interests.$3,122,000859
Net charge-offs$-3,0003,434
Cash dividends$1,900,000495
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,122,000870
2021-12-31 (YTD Data)Rank
Total interest income$42,259,000787
Total interest expense$963,0002,266
Net interest income$41,296,000743
Provision for loan and lease losses$366,0001,265
Total noninterest income$3,219,0001,714
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,200,000834
Trading account gains and fees$0132
Additional Noninterest Income$2,019,0001,896
Total noninterest expense$31,773,000802
Salaries and employee benefits$22,334,000652
Premises and equipment expense$2,729,000936
Additional noninterest expense$6,710,0001,050
Pre-tax net operating income$12,376,0001,104
Securities gains (losses)$984,000224
Applicable income taxes$03,710
Income before extraordinary items$13,360,000908
Extraordinary gains, net$010
Net income$13,360,000909
Minority interest net income$074
Net income of bank and minority interests.$13,360,000909
Net charge-offs$70,0001,504
Cash dividends$7,540,000591
Sale, conversion, retirement of capital stock, net$0582
Net operating income$12,376,000960
2021-09-30 (YTD Data)Rank
Total interest income$31,405,000811
Total interest expense$792,0002,210
Net interest income$30,613,000761
Provision for loan and lease losses$02,963
Total noninterest income$2,187,0001,878
Gross Fiduciary activities income$0957
Service charges on deposit accounts$703,0001,013
Trading account gains and fees$0132
Additional Noninterest Income$1,484,0001,963
Total noninterest expense$23,193,000831
Salaries and employee benefits$16,172,000684
Premises and equipment expense$2,068,000942
Additional noninterest expense$4,953,0001,064
Pre-tax net operating income$9,607,0001,112
Securities gains (losses)$753,000229
Applicable income taxes$03,719
Income before extraordinary items$10,360,000921
Extraordinary gains, net$08
Net income$10,360,000921
Minority interest net income$069
Net income of bank and minority interests.$10,360,000921
Net charge-offs$33,0001,530
Cash dividends$5,860,000549
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,607,000967
2021-06-30 (YTD Data)Rank
Total interest income$20,486,000819
Total interest expense$587,0002,129
Net interest income$19,899,000770
Provision for loan and lease losses$02,862
Total noninterest income$1,280,0001,971
Gross Fiduciary activities income$0951
Service charges on deposit accounts$445,0001,022
Trading account gains and fees$0133
Additional Noninterest Income$835,0002,116
Total noninterest expense$15,312,000830
Salaries and employee benefits$10,567,000694
Premises and equipment expense$1,429,000911
Additional noninterest expense$3,316,0001,060
Pre-tax net operating income$5,867,0001,167
Securities gains (losses)$415,000307
Applicable income taxes$03,702
Income before extraordinary items$6,282,000989
Extraordinary gains, net$06
Net income$6,282,000989
Minority interest net income$067
Net income of bank and minority interests.$6,282,000989
Net charge-offs$26,0001,395
Cash dividends$4,025,000501
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,867,0001,028
2021-03-31 (YTD Data)Rank
Total interest income$10,012,000831
Total interest expense$331,0002,036
Net interest income$9,681,000786
Provision for loan and lease losses$02,741
Total noninterest income$652,0001,960
Gross Fiduciary activities income$0922
Service charges on deposit accounts$222,0001,009
Trading account gains and fees$0127
Additional Noninterest Income$430,0002,075
Total noninterest expense$7,570,000836
Salaries and employee benefits$5,213,000697
Premises and equipment expense$723,000914
Additional noninterest expense$1,634,0001,048
Pre-tax net operating income$2,763,0001,215
Securities gains (losses)$415,000217
Applicable income taxes$03,613
Income before extraordinary items$3,178,000962
Extraordinary gains, net$03
Net income$3,178,000962
Minority interest net income$055
Net income of bank and minority interests.$3,178,000962
Net charge-offs$-26,0004,430
Cash dividends$2,850,000359
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,763,0001,064
2020-12-31 (YTD Data)Rank
Total interest income$41,637,000809
Total interest expense$3,755,0001,235
Net interest income$37,882,000760
Provision for loan and lease losses$800,0001,820
Total noninterest income$2,245,0001,999
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$919,0001,022
Trading account gains and fees$0133
Additional Noninterest Income$1,326,0002,193
Total noninterest expense$28,776,000847
Salaries and employee benefits$19,830,000722
Premises and equipment expense$2,477,000990
Additional noninterest expense$6,469,0001,037
Pre-tax net operating income$10,551,0001,022
Securities gains (losses)$781,000445
Applicable income taxes$03,697
Income before extraordinary items$11,332,000853
Extraordinary gains, net$04
Net income$11,332,000853
Minority interest net income$072
Net income of bank and minority interests.$11,332,000853
Net charge-offs$135,0001,791
Cash dividends$5,793,000684
Sale, conversion, retirement of capital stock, net$0566
Net operating income$10,551,000876
2020-09-30 (YTD Data)Rank
Total interest income$31,396,000805
Total interest expense$3,301,0001,134
Net interest income$28,095,000764
Provision for loan and lease losses$800,0001,545
Total noninterest income$1,843,0001,871
Gross Fiduciary activities income$0981
Service charges on deposit accounts$830,000858
Trading account gains and fees$0125
Additional Noninterest Income$1,013,0002,133
Total noninterest expense$21,533,000831
Salaries and employee benefits$14,726,000717
Premises and equipment expense$1,861,000983
Additional noninterest expense$4,946,0001,021
Pre-tax net operating income$7,605,0001,016
Securities gains (losses)$71,0001,368
Applicable income taxes$03,696
Income before extraordinary items$7,676,000896
Extraordinary gains, net$04
Net income$7,676,000896
Minority interest net income$065
Net income of bank and minority interests.$7,676,000896
Net charge-offs$-51,0004,659
Cash dividends$5,043,000557
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,605,000868
2020-06-30 (YTD Data)Rank
Total interest income$21,095,000802
Total interest expense$2,566,0001,060
Net interest income$18,529,000770
Provision for loan and lease losses$725,0001,301
Total noninterest income$1,088,0001,927
Gross Fiduciary activities income$0970
Service charges on deposit accounts$553,000867
Trading account gains and fees$0123
Additional Noninterest Income$535,0002,312
Total noninterest expense$14,607,000809
Salaries and employee benefits$10,036,000699
Premises and equipment expense$1,228,000985
Additional noninterest expense$3,343,0001,010
Pre-tax net operating income$4,285,0001,113
Securities gains (losses)$71,0001,128
Applicable income taxes$03,655
Income before extraordinary items$4,356,000971
Extraordinary gains, net$04
Net income$4,356,000971
Minority interest net income$065
Net income of bank and minority interests.$4,356,000971
Net charge-offs$-170,0004,963
Cash dividends$3,843,000528
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,285,000958
2020-03-31 (YTD Data)Rank
Total interest income$11,048,000760
Total interest expense$1,441,0001,041
Net interest income$9,607,000714
Provision for loan and lease losses$225,0001,360
Total noninterest income$489,0001,967
Gross Fiduciary activities income$0941
Service charges on deposit accounts$307,000926
Trading account gains and fees$0106
Additional Noninterest Income$182,0002,546
Total noninterest expense$7,494,000805
Salaries and employee benefits$5,158,000672
Premises and equipment expense$603,0001,018
Additional noninterest expense$1,733,000994
Pre-tax net operating income$2,377,000921
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$2,377,000807
Extraordinary gains, net$04
Net income$2,377,000807
Minority interest net income$056
Net income of bank and minority interests.$2,377,000807
Net charge-offs$-167,0005,015
Cash dividends$2,293,000485
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,377,000793
2019-12-31 (YTD Data)Rank
Total interest income$46,241,000742
Total interest expense$6,747,000958
Net interest income$39,494,000698
Provision for loan and lease losses$1,100,000853
Total noninterest income$1,846,0002,051
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$974,0001,155
Trading account gains and fees$0135
Additional Noninterest Income$872,0002,407
Total noninterest expense$29,249,000775
Salaries and employee benefits$20,149,000658
Premises and equipment expense$2,541,000973
Additional noninterest expense$6,559,0001,022
Pre-tax net operating income$10,991,000980
Securities gains (losses)$-14,0004,849
Applicable income taxes$03,859
Income before extraordinary items$10,977,000875
Extraordinary gains, net$011
Net income$10,977,000876
Minority interest net income$076
Net income of bank and minority interests.$10,977,000876
Net charge-offs$113,0002,131
Cash dividends$3,532,0001,059
Sale, conversion, retirement of capital stock, net$0626
Net operating income$10,991,000846
2019-09-30 (YTD Data)Rank
Total interest income$34,817,000743
Total interest expense$5,160,000946
Net interest income$29,657,000703
Provision for loan and lease losses$1,100,000638
Total noninterest income$1,611,0001,900
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$861,0001,019
Trading account gains and fees$0129
Additional Noninterest Income$750,0002,240
Total noninterest expense$22,296,000771
Salaries and employee benefits$15,190,000653
Premises and equipment expense$1,916,000966
Additional noninterest expense$5,190,000971
Pre-tax net operating income$7,872,0001,035
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$7,872,000914
Extraordinary gains, net$011
Net income$7,872,000915
Minority interest net income$072
Net income of bank and minority interests.$7,872,000915
Net charge-offs$242,0001,165
Cash dividends$2,275,0001,083
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,872,000899
2019-06-30 (YTD Data)Rank
Total interest income$23,059,000741
Total interest expense$3,438,000931
Net interest income$19,621,000708
Provision for loan and lease losses$900,000526
Total noninterest income$1,054,0001,913
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$466,0001,187
Trading account gains and fees$0131
Additional Noninterest Income$588,0002,030
Total noninterest expense$14,766,000775
Salaries and employee benefits$10,147,000650
Premises and equipment expense$1,284,000968
Additional noninterest expense$3,335,0001,003
Pre-tax net operating income$5,009,0001,053
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$5,009,000918
Extraordinary gains, net$011
Net income$5,009,000918
Minority interest net income$069
Net income of bank and minority interests.$5,009,000918
Net charge-offs$402,000653
Cash dividends$2,275,000790
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,009,000903
2019-03-31 (YTD Data)Rank
Total interest income$11,484,000740
Total interest expense$1,674,000932
Net interest income$9,810,000708
Provision for loan and lease losses$450,000501
Total noninterest income$551,0001,822
Gross Fiduciary activities income$0972
Service charges on deposit accounts$280,0001,013
Trading account gains and fees$0126
Additional Noninterest Income$271,0002,066
Total noninterest expense$7,259,000781
Salaries and employee benefits$4,960,000661
Premises and equipment expense$643,000961
Additional noninterest expense$1,656,000993
Pre-tax net operating income$2,652,000970
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$2,652,000868
Extraordinary gains, net$05
Net income$2,652,000867
Minority interest net income$052
Net income of bank and minority interests.$2,652,000867
Net charge-offs$-1,0003,818
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,652,000853
2018-12-31 (YTD Data)Rank
Total interest income$40,147,000787
Total interest expense$4,778,000966
Net interest income$35,369,000756
Provision for loan and lease losses$4,200,000291
Total noninterest income$2,519,0001,744
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,045,0001,133
Trading account gains and fees$0126
Additional Noninterest Income$1,474,0001,816
Total noninterest expense$25,029,000879
Salaries and employee benefits$17,272,000737
Premises and equipment expense$2,345,0001,032
Additional noninterest expense$5,412,0001,169
Pre-tax net operating income$8,659,0001,157
Securities gains (losses)$86,000329
Applicable income taxes$03,978
Income before extraordinary items$8,745,0001,039
Extraordinary gains, net$06
Net income$8,745,0001,037
Minority interest net income$072
Net income of bank and minority interests.$8,745,0001,038
Net charge-offs$3,401,000258
Cash dividends$3,800,000910
Sale, conversion, retirement of capital stock, net$0671
Net operating income$8,659,0001,039
2018-09-30 (YTD Data)Rank
Total interest income$28,762,000806
Total interest expense$3,237,000987
Net interest income$25,525,000773
Provision for loan and lease losses$1,000,000640
Total noninterest income$1,941,0001,722
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$784,0001,120
Trading account gains and fees$0138
Additional Noninterest Income$1,157,0001,780
Total noninterest expense$18,054,000907
Salaries and employee benefits$12,492,000755
Premises and equipment expense$1,704,0001,052
Additional noninterest expense$3,858,0001,217
Pre-tax net operating income$8,412,000962
Securities gains (losses)$86,000319
Applicable income taxes$04,032
Income before extraordinary items$8,498,000832
Extraordinary gains, net$05
Net income$8,498,000830
Minority interest net income$066
Net income of bank and minority interests.$8,498,000831
Net charge-offs$-131,0005,171
Cash dividends$2,150,0001,002
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,412,000831
2018-06-30 (YTD Data)Rank
Total interest income$17,432,000875
Total interest expense$1,907,0001,050
Net interest income$15,525,000850
Provision for loan and lease losses$400,000972
Total noninterest income$1,510,0001,557
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$534,0001,110
Trading account gains and fees$0130
Additional Noninterest Income$976,0001,542
Total noninterest expense$11,139,000972
Salaries and employee benefits$7,684,000812
Premises and equipment expense$1,065,0001,109
Additional noninterest expense$2,390,0001,302
Pre-tax net operating income$5,496,000960
Securities gains (losses)$69,000302
Applicable income taxes$04,018
Income before extraordinary items$5,565,000821
Extraordinary gains, net$06
Net income$5,565,000819
Minority interest net income$065
Net income of bank and minority interests.$5,565,000820
Net charge-offs$-130,0005,265
Cash dividends$1,050,0001,252
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,496,000823
2018-03-31 (YTD Data)Rank
Total interest income$8,104,000933
Total interest expense$868,0001,094
Net interest income$7,236,000903
Provision for loan and lease losses$180,0001,016
Total noninterest income$459,0002,080
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$276,0001,081
Trading account gains and fees$0123
Additional Noninterest Income$183,0002,598
Total noninterest expense$5,403,0001,006
Salaries and employee benefits$3,684,000861
Premises and equipment expense$540,0001,112
Additional noninterest expense$1,179,0001,307
Pre-tax net operating income$2,112,0001,149
Securities gains (losses)$69,000205
Applicable income taxes$03,948
Income before extraordinary items$2,181,000995
Extraordinary gains, net$07
Net income$2,181,000993
Minority interest net income$052
Net income of bank and minority interests.$2,181,000995
Net charge-offs$-18,0004,945
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,112,0001,014
2017-12-31 (YTD Data)Rank
Total interest income$30,572,000941
Total interest expense$2,679,0001,204
Net interest income$27,893,000902
Provision for loan and lease losses$705,0001,146
Total noninterest income$1,623,0002,300
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$948,0001,236
Trading account gains and fees$0151
Additional Noninterest Income$675,0002,774
Total noninterest expense$20,707,0001,027
Salaries and employee benefits$14,127,000865
Premises and equipment expense$2,019,0001,165
Additional noninterest expense$4,561,0001,340
Pre-tax net operating income$8,104,0001,171
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$8,104,000896
Extraordinary gains, net$09
Net income$8,104,000896
Minority interest net income$076
Net income of bank and minority interests.$8,104,000896
Net charge-offs$164,0001,999
Cash dividends$3,520,000904
Sale, conversion, retirement of capital stock, net$0711
Net operating income$8,104,000884
2017-09-30 (YTD Data)Rank
Total interest income$22,721,000944
Total interest expense$1,857,0001,282
Net interest income$20,864,000906
Provision for loan and lease losses$555,0001,072
Total noninterest income$1,215,0002,324
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$713,0001,237
Trading account gains and fees$0145
Additional Noninterest Income$502,0002,805
Total noninterest expense$15,416,0001,034
Salaries and employee benefits$10,518,000871
Premises and equipment expense$1,471,0001,204
Additional noninterest expense$3,427,0001,340
Pre-tax net operating income$6,108,0001,189
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$6,108,000972
Extraordinary gains, net$09
Net income$6,108,000972
Minority interest net income$071
Net income of bank and minority interests.$6,108,000972
Net charge-offs$17,0003,057
Cash dividends$3,520,000677
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,108,000954
2017-06-30 (YTD Data)Rank
Total interest income$14,952,000950
Total interest expense$1,149,0001,331
Net interest income$13,803,000907
Provision for loan and lease losses$255,0001,350
Total noninterest income$848,0002,273
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$489,0001,209
Trading account gains and fees$0139
Additional Noninterest Income$359,0002,724
Total noninterest expense$10,206,0001,051
Salaries and employee benefits$6,996,000872
Premises and equipment expense$955,0001,238
Additional noninterest expense$2,255,0001,354
Pre-tax net operating income$4,190,0001,150
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$4,190,000926
Extraordinary gains, net$011
Net income$4,190,000927
Minority interest net income$071
Net income of bank and minority interests.$4,190,000926
Net charge-offs$19,0002,606
Cash dividends$2,600,000608
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,190,000914
2017-03-31 (YTD Data)Rank
Total interest income$7,540,000932
Total interest expense$561,0001,332
Net interest income$6,979,000893
Provision for loan and lease losses$80,0001,645
Total noninterest income$408,0002,317
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$269,0001,110
Trading account gains and fees$0142
Additional Noninterest Income$139,0003,034
Total noninterest expense$5,121,0001,055
Salaries and employee benefits$3,504,000875
Premises and equipment expense$488,0001,220
Additional noninterest expense$1,129,0001,352
Pre-tax net operating income$2,186,0001,086
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$2,186,000864
Extraordinary gains, net$08
Net income$2,186,000865
Minority interest net income$055
Net income of bank and minority interests.$2,186,000864
Net charge-offs$02,943
Cash dividends$1,600,000485
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,186,000850
2016-12-31 (YTD Data)Rank
Total interest income$27,467,000992
Total interest expense$1,972,0001,438
Net interest income$25,495,000944
Provision for loan and lease losses$400,0001,679
Total noninterest income$1,870,0002,204
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$953,0001,261
Trading account gains and fees$0170
Additional Noninterest Income$917,0002,498
Total noninterest expense$19,664,0001,069
Salaries and employee benefits$13,298,000889
Premises and equipment expense$2,050,0001,152
Additional noninterest expense$4,316,0001,426
Pre-tax net operating income$7,301,0001,193
Securities gains (losses)$104,0001,312
Applicable income taxes$04,278
Income before extraordinary items$7,405,0001,007
Extraordinary gains, net$05
Net income$7,405,0001,006
Minority interest net income$082
Net income of bank and minority interests.$7,405,0001,006
Net charge-offs$-88,0005,498
Cash dividends$4,325,000768
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,301,000994
2016-09-30 (YTD Data)Rank
Total interest income$20,421,000997
Total interest expense$1,441,0001,469
Net interest income$18,980,000951
Provision for loan and lease losses$400,0001,350
Total noninterest income$1,172,0002,439
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$720,0001,247
Trading account gains and fees$0169
Additional Noninterest Income$452,0003,023
Total noninterest expense$14,633,0001,074
Salaries and employee benefits$9,894,000896
Premises and equipment expense$1,558,0001,142
Additional noninterest expense$3,181,0001,451
Pre-tax net operating income$5,119,0001,297
Securities gains (losses)$104,0001,225
Applicable income taxes$04,325
Income before extraordinary items$5,223,0001,079
Extraordinary gains, net$05
Net income$5,223,0001,079
Minority interest net income$071
Net income of bank and minority interests.$5,223,0001,079
Net charge-offs$-63,0005,439
Cash dividends$4,250,000571
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,119,0001,071
2016-06-30 (YTD Data)Rank
Total interest income$13,502,0001,006
Total interest expense$965,0001,458
Net interest income$12,537,000961
Provision for loan and lease losses$300,0001,234
Total noninterest income$802,0002,377
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$479,0001,228
Trading account gains and fees$0157
Additional Noninterest Income$323,0002,932
Total noninterest expense$9,818,0001,066
Salaries and employee benefits$6,637,000893
Premises and equipment expense$1,040,0001,141
Additional noninterest expense$2,141,0001,439
Pre-tax net operating income$3,221,0001,342
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$3,221,0001,134
Extraordinary gains, net$016
Net income$3,221,0001,134
Minority interest net income$071
Net income of bank and minority interests.$3,221,0001,134
Net charge-offs$-64,0005,576
Cash dividends$4,000,000443
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,221,0001,107
2016-03-31 (YTD Data)Rank
Total interest income$6,744,0001,009
Total interest expense$469,0001,492
Net interest income$6,275,000952
Provision for loan and lease losses$150,0001,146
Total noninterest income$430,0002,269
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$248,0001,196
Trading account gains and fees$0142
Additional Noninterest Income$182,0002,737
Total noninterest expense$4,939,0001,063
Salaries and employee benefits$3,388,000872
Premises and equipment expense$521,0001,146
Additional noninterest expense$1,030,0001,483
Pre-tax net operating income$1,616,0001,321
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$1,616,0001,105
Extraordinary gains, net$012
Net income$1,616,0001,106
Minority interest net income$062
Net income of bank and minority interests.$1,616,0001,106
Net charge-offs$-2,0004,420
Cash dividends$2,900,000325
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,616,0001,085
2015-12-31 (YTD Data)Rank
Total interest income$28,150,000924
Total interest expense$1,889,0001,461
Net interest income$26,261,000871
Provision for loan and lease losses$450,0001,461
Total noninterest income$1,531,0002,453
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$897,0001,341
Trading account gains and fees$0159
Additional Noninterest Income$634,0002,967
Total noninterest expense$19,234,0001,059
Salaries and employee benefits$12,948,000877
Premises and equipment expense$2,124,0001,121
Additional noninterest expense$4,162,0001,475
Pre-tax net operating income$8,108,0001,059
Securities gains (losses)$193,000767
Applicable income taxes$04,402
Income before extraordinary items$8,301,000863
Extraordinary gains, net$023
Net income$8,301,000863
Minority interest net income$081
Net income of bank and minority interests.$8,301,000863
Net charge-offs$21,0003,740
Cash dividends$2,945,0001,003
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,108,000855
2015-09-30 (YTD Data)Rank
Total interest income$21,228,000923
Total interest expense$1,427,0001,462
Net interest income$19,801,000867
Provision for loan and lease losses$450,0001,115
Total noninterest income$1,175,0002,450
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$669,0001,353
Trading account gains and fees$0153
Additional Noninterest Income$506,0002,901
Total noninterest expense$14,430,0001,069
Salaries and employee benefits$9,711,000884
Premises and equipment expense$1,582,0001,146
Additional noninterest expense$3,137,0001,476
Pre-tax net operating income$6,096,0001,076
Securities gains (losses)$85,0001,129
Applicable income taxes$04,489
Income before extraordinary items$6,181,000875
Extraordinary gains, net$021
Net income$6,181,000874
Minority interest net income$078
Net income of bank and minority interests.$6,181,000875
Net charge-offs$21,0003,328
Cash dividends$2,945,000738
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,096,000858
2015-06-30 (YTD Data)Rank
Total interest income$13,975,000930
Total interest expense$959,0001,462
Net interest income$13,016,000869
Provision for loan and lease losses$300,0001,096
Total noninterest income$783,0002,454
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$449,0001,329
Trading account gains and fees$0157
Additional Noninterest Income$334,0002,926
Total noninterest expense$9,528,0001,078
Salaries and employee benefits$6,435,000892
Premises and equipment expense$1,037,0001,166
Additional noninterest expense$2,056,0001,502
Pre-tax net operating income$3,971,0001,094
Securities gains (losses)$85,000915
Applicable income taxes$04,497
Income before extraordinary items$4,056,000880
Extraordinary gains, net$022
Net income$4,056,000880
Minority interest net income$075
Net income of bank and minority interests.$4,056,000880
Net charge-offs$21,0002,921
Cash dividends$2,245,000638
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,971,000873
2015-03-31 (YTD Data)Rank
Total interest income$6,736,000962
Total interest expense$467,0001,488
Net interest income$6,269,000900
Provision for loan and lease losses$150,0001,060
Total noninterest income$367,0002,513
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$221,0001,331
Trading account gains and fees$0152
Additional Noninterest Income$146,0003,052
Total noninterest expense$4,753,0001,085
Salaries and employee benefits$3,226,000885
Premises and equipment expense$506,0001,190
Additional noninterest expense$1,021,0001,502
Pre-tax net operating income$1,733,0001,177
Securities gains (losses)$85,000640
Applicable income taxes$04,400
Income before extraordinary items$1,818,000940
Extraordinary gains, net$013
Net income$1,818,000941
Minority interest net income$064
Net income of bank and minority interests.$1,818,000941
Net charge-offs$-55,0005,976
Cash dividends$900,000731
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,733,000955
2014-12-31 (YTD Data)Rank
Total interest income$25,881,000988
Total interest expense$1,627,0001,757
Net interest income$24,254,000902
Provision for loan and lease losses$-150,0006,082
Total noninterest income$2,114,0002,022
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$868,0001,470
Trading account gains and fees$0180
Additional Noninterest Income$1,246,0002,020
Total noninterest expense$18,680,0001,082
Salaries and employee benefits$12,593,000868
Premises and equipment expense$2,080,0001,150
Additional noninterest expense$4,007,0001,563
Pre-tax net operating income$7,838,0001,046
Securities gains (losses)$102,0001,241
Applicable income taxes$04,531
Income before extraordinary items$7,940,000837
Extraordinary gains, net$017
Net income$7,940,000836
Minority interest net income$084
Net income of bank and minority interests.$7,940,000836
Net charge-offs$-385,0006,359
Cash dividends$3,525,000810
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,838,000826
2014-09-30 (YTD Data)Rank
Total interest income$18,775,0001,026
Total interest expense$1,191,0001,828
Net interest income$17,584,000947
Provision for loan and lease losses$-350,0006,346
Total noninterest income$1,763,0001,896
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$657,0001,470
Trading account gains and fees$0174
Additional Noninterest Income$1,106,0001,819
Total noninterest expense$13,817,0001,105
Salaries and employee benefits$9,287,000888
Premises and equipment expense$1,542,0001,170
Additional noninterest expense$2,988,0001,563
Pre-tax net operating income$5,880,0001,062
Securities gains (losses)$102,000980
Applicable income taxes$04,583
Income before extraordinary items$5,982,000830
Extraordinary gains, net$015
Net income$5,982,000829
Minority interest net income$081
Net income of bank and minority interests.$5,982,000829
Net charge-offs$-1,388,0006,555
Cash dividends$2,550,000768
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,880,000828
2014-06-30 (YTD Data)Rank
Total interest income$12,168,0001,048
Total interest expense$785,0001,869
Net interest income$11,383,000978
Provision for loan and lease losses$-550,0006,514
Total noninterest income$1,237,0001,798
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$426,0001,482
Trading account gains and fees$0172
Additional Noninterest Income$811,0001,684
Total noninterest expense$9,028,0001,118
Salaries and employee benefits$6,027,000910
Premises and equipment expense$1,017,0001,195
Additional noninterest expense$1,984,0001,576
Pre-tax net operating income$4,142,000989
Securities gains (losses)$3,0002,288
Applicable income taxes$04,568
Income before extraordinary items$4,145,000782
Extraordinary gains, net$020
Net income$4,145,000782
Minority interest net income$080
Net income of bank and minority interests.$4,145,000783
Net charge-offs$-1,188,0006,624
Cash dividends$2,100,000618
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,142,000761
2014-03-31 (YTD Data)Rank
Total interest income$5,851,0001,094
Total interest expense$400,0001,861
Net interest income$5,451,0001,028
Provision for loan and lease losses$-750,0006,654
Total noninterest income$381,0002,447
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$207,0001,508
Trading account gains and fees$0147
Additional Noninterest Income$174,0002,754
Total noninterest expense$4,383,0001,161
Salaries and employee benefits$2,946,000938
Premises and equipment expense$479,0001,289
Additional noninterest expense$958,0001,608
Pre-tax net operating income$2,199,000901
Securities gains (losses)$6,0001,292
Applicable income taxes$04,445
Income before extraordinary items$2,205,000708
Extraordinary gains, net$016
Net income$2,205,000709
Minority interest net income$066
Net income of bank and minority interests.$2,205,000710
Net charge-offs$-978,0006,699
Cash dividends$900,000664
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,199,000704
2013-12-31 (YTD Data)Rank
Total interest income$21,025,0001,219
Total interest expense$1,639,0002,008
Net interest income$19,386,0001,132
Provision for loan and lease losses$-105,0006,397
Total noninterest income$1,551,0002,532
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$855,0001,557
Trading account gains and fees$0184
Additional Noninterest Income$696,0002,874
Total noninterest expense$16,279,0001,238
Salaries and employee benefits$10,365,0001,046
Premises and equipment expense$2,108,0001,132
Additional noninterest expense$3,806,0001,677
Pre-tax net operating income$4,763,0001,482
Securities gains (losses)$83,0001,459
Applicable income taxes$1,276,0001,255
Income before extraordinary items$3,570,0001,653
Extraordinary gains, net$029
Net income$3,570,0001,656
Minority interest net income$090
Net income of bank and minority interests.$3,570,0001,657
Net charge-offs$941,0001,337
Cash dividends$3,945,000706
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,508,5801,641
2013-09-30 (YTD Data)Rank
Total interest income$15,475,0001,239
Total interest expense$1,221,0002,072
Net interest income$14,254,0001,155
Provision for loan and lease losses$585,0001,359
Total noninterest income$1,198,0002,536
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$649,0001,546
Trading account gains and fees$0180
Additional Noninterest Income$549,0002,874
Total noninterest expense$12,028,0001,260
Salaries and employee benefits$7,598,0001,073
Premises and equipment expense$1,564,0001,147
Additional noninterest expense$2,866,0001,676
Pre-tax net operating income$2,839,0001,825
Securities gains (losses)$83,0001,344
Applicable income taxes$1,276,0001,059
Income before extraordinary items$1,646,0002,466
Extraordinary gains, net$025
Net income$1,646,0002,471
Minority interest net income$084
Net income of bank and minority interests.$1,646,0002,471
Net charge-offs$-416,0006,800
Cash dividends$3,585,000558
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,592,8802,461
2013-06-30 (YTD Data)Rank
Total interest income$10,124,0001,250
Total interest expense$795,0002,147
Net interest income$9,329,0001,163
Provision for loan and lease losses$450,0001,252
Total noninterest income$836,0002,481
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$434,0001,514
Trading account gains and fees$0157
Additional Noninterest Income$402,0002,796
Total noninterest expense$8,025,0001,261
Salaries and employee benefits$5,047,0001,073
Premises and equipment expense$1,006,0001,194
Additional noninterest expense$1,972,0001,626
Pre-tax net operating income$1,690,0001,994
Securities gains (losses)$02,791
Applicable income taxes$1,409,000710
Income before extraordinary items$281,0004,845
Extraordinary gains, net$022
Net income$281,0004,848
Minority interest net income$082
Net income of bank and minority interests.$281,0004,849
Net charge-offs$-70,0006,611
Cash dividends$3,185,000428
Sale, conversion, retirement of capital stock, net$0838
Net operating income$281,0004,729
2013-03-31 (YTD Data)Rank
Total interest income$4,938,0001,292
Total interest expense$391,0002,247
Net interest income$4,547,0001,197
Provision for loan and lease losses$225,0001,230
Total noninterest income$401,0002,551
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$196,0001,646
Trading account gains and fees$0148
Additional Noninterest Income$205,0002,747
Total noninterest expense$3,983,0001,275
Salaries and employee benefits$2,507,0001,091
Premises and equipment expense$484,0001,260
Additional noninterest expense$992,0001,626
Pre-tax net operating income$740,0002,173
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$740,0001,918
Extraordinary gains, net$010
Net income$740,0001,919
Minority interest net income$076
Net income of bank and minority interests.$740,0001,920
Net charge-offs$-36,0006,623
Cash dividends$2,510,000247
Sale, conversion, retirement of capital stock, net$0789
Net operating income$740,0001,832
2012-12-31 (YTD Data)Rank
Total interest income$21,050,0001,265
Total interest expense$2,157,0002,009
Net interest income$18,893,0001,168
Provision for loan and lease losses$420,0002,950
Total noninterest income$1,596,0002,508
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$983,0001,432
Trading account gains and fees$0166
Additional Noninterest Income$613,0003,070
Total noninterest expense$14,998,0001,329
Salaries and employee benefits$9,877,0001,061
Premises and equipment expense$1,904,0001,244
Additional noninterest expense$3,217,0002,021
Pre-tax net operating income$5,071,0001,356
Securities gains (losses)$1,998,000268
Applicable income taxes$1,980,000886
Income before extraordinary items$5,089,0001,162
Extraordinary gains, net$029
Net income$5,089,0001,163
Minority interest net income$093
Net income of bank and minority interests.$5,089,0001,163
Net charge-offs$26,0005,271
Cash dividends$780,0002,260
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,650,4401,479
2012-09-30 (YTD Data)Rank
Total interest income$15,815,0001,292
Total interest expense$1,680,0002,028
Net interest income$14,135,0001,181
Provision for loan and lease losses$630,0001,983
Total noninterest income$1,210,0002,495
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$770,0001,390
Trading account gains and fees$0157
Additional Noninterest Income$440,0003,132
Total noninterest expense$11,038,0001,350
Salaries and employee benefits$7,286,0001,071
Premises and equipment expense$1,428,0001,249
Additional noninterest expense$2,324,0002,102
Pre-tax net operating income$3,677,0001,437
Securities gains (losses)$799,000503
Applicable income taxes$1,202,0001,069
Income before extraordinary items$3,274,0001,378
Extraordinary gains, net$020
Net income$3,274,0001,379
Minority interest net income$086
Net income of bank and minority interests.$3,274,0001,379
Net charge-offs$-375,0007,136
Cash dividends$580,0001,878
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,690,7301,544
2012-06-30 (YTD Data)Rank
Total interest income$10,606,0001,298
Total interest expense$1,176,0002,004
Net interest income$9,430,0001,184
Provision for loan and lease losses$420,0002,011
Total noninterest income$812,0002,467
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$520,0001,366
Trading account gains and fees$0153
Additional Noninterest Income$292,0003,108
Total noninterest expense$7,258,0001,365
Salaries and employee benefits$4,802,0001,085
Premises and equipment expense$953,0001,248
Additional noninterest expense$1,503,0002,152
Pre-tax net operating income$2,564,0001,365
Securities gains (losses)$799,000351
Applicable income taxes$937,000937
Income before extraordinary items$2,426,0001,235
Extraordinary gains, net$019
Net income$2,426,0001,236
Minority interest net income$084
Net income of bank and minority interests.$2,426,0001,235
Net charge-offs$-113,0007,106
Cash dividends$405,0001,811
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,850,7201,499
2012-03-31 (YTD Data)Rank
Total interest income$5,267,0001,309
Total interest expense$633,0001,941
Net interest income$4,634,0001,203
Provision for loan and lease losses$210,0001,952
Total noninterest income$391,0002,512
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$244,0001,431
Trading account gains and fees$0148
Additional Noninterest Income$147,0003,095
Total noninterest expense$3,559,0001,378
Salaries and employee benefits$2,384,0001,095
Premises and equipment expense$476,0001,258
Additional noninterest expense$699,0002,293
Pre-tax net operating income$1,256,0001,390
Securities gains (losses)$799,000173
Applicable income taxes$603,000755
Income before extraordinary items$1,452,0001,027
Extraordinary gains, net$019
Net income$1,452,0001,029
Minority interest net income$078
Net income of bank and minority interests.$1,452,0001,028
Net charge-offs$-69,0007,130
Cash dividends$265,0001,367
Sale, conversion, retirement of capital stock, net$0861
Net operating income$884,7101,545
2011-12-31 (YTD Data)Rank
Total interest income$20,180,0001,414
Total interest expense$2,806,0002,072
Net interest income$17,374,0001,280
Provision for loan and lease losses$600,0003,157
Total noninterest income$1,648,0002,307
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$892,0001,641
Trading account gains and fees$0146
Additional Noninterest Income$756,0002,530
Total noninterest expense$13,478,0001,439
Salaries and employee benefits$8,902,0001,103
Premises and equipment expense$2,040,0001,228
Additional noninterest expense$2,536,0002,562
Pre-tax net operating income$4,944,0001,189
Securities gains (losses)$445,000866
Applicable income taxes$1,483,0001,009
Income before extraordinary items$3,906,0001,280
Extraordinary gains, net$029
Net income$3,906,0001,280
Minority interest net income$096
Net income of bank and minority interests.$3,906,0001,280
Net charge-offs$-255,0007,304
Cash dividends$1,965,000989
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,585,6001,309
2011-09-30 (YTD Data)Rank
Total interest income$14,950,0001,447
Total interest expense$2,140,0002,122
Net interest income$12,810,0001,307
Provision for loan and lease losses$450,0003,020
Total noninterest income$1,305,0002,215
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$673,0001,633
Trading account gains and fees$0145
Additional Noninterest Income$632,0002,355
Total noninterest expense$9,954,0001,468
Salaries and employee benefits$6,542,0001,136
Premises and equipment expense$1,561,0001,220
Additional noninterest expense$1,851,0002,626
Pre-tax net operating income$3,711,0001,238
Securities gains (losses)$430,000721
Applicable income taxes$1,145,000979
Income before extraordinary items$2,996,0001,295
Extraordinary gains, net$021
Net income$2,996,0001,295
Minority interest net income$087
Net income of bank and minority interests.$2,996,0001,295
Net charge-offs$-215,0007,375
Cash dividends$1,815,000698
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,686,4001,345
2011-06-30 (YTD Data)Rank
Total interest income$9,816,0001,483
Total interest expense$1,447,0002,171
Net interest income$8,369,0001,327
Provision for loan and lease losses$300,0002,953
Total noninterest income$909,0002,133
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$440,0001,638
Trading account gains and fees$0153
Additional Noninterest Income$469,0002,194
Total noninterest expense$6,555,0001,500
Salaries and employee benefits$4,309,0001,161
Premises and equipment expense$1,029,0001,249
Additional noninterest expense$1,217,0002,712
Pre-tax net operating income$2,423,0001,227
Securities gains (losses)$430,000406
Applicable income taxes$791,000926
Income before extraordinary items$2,062,0001,209
Extraordinary gains, net$015
Net income$2,062,0001,208
Minority interest net income$089
Net income of bank and minority interests.$2,062,0001,209
Net charge-offs$-150,0007,413
Cash dividends$175,0002,396
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,752,4001,354
2011-03-31 (YTD Data)Rank
Total interest income$4,830,0001,519
Total interest expense$728,0002,233
Net interest income$4,102,0001,358
Provision for loan and lease losses$150,0002,750
Total noninterest income$517,0001,938
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$217,0001,630
Trading account gains and fees$0158
Additional Noninterest Income$300,0001,917
Total noninterest expense$3,268,0001,511
Salaries and employee benefits$2,104,0001,201
Premises and equipment expense$520,0001,259
Additional noninterest expense$644,0002,576
Pre-tax net operating income$1,201,0001,212
Securities gains (losses)$01,772
Applicable income taxes$318,0001,071
Income before extraordinary items$883,0001,375
Extraordinary gains, net$09
Net income$883,0001,375
Minority interest net income$086
Net income of bank and minority interests.$883,0001,375
Net charge-offs$-46,0007,346
Cash dividends$175,0001,509
Sale, conversion, retirement of capital stock, net$0925
Net operating income$883,0001,330
2010-12-31 (YTD Data)Rank
Total interest income$18,848,0001,617
Total interest expense$3,752,0002,110
Net interest income$15,096,0001,484
Provision for loan and lease losses$625,0003,779
Total noninterest income$2,431,0001,798
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$837,0001,753
Trading account gains and fees$0175
Additional Noninterest Income$1,594,0001,632
Total noninterest expense$12,939,0001,523
Salaries and employee benefits$8,088,0001,216
Premises and equipment expense$2,141,0001,206
Additional noninterest expense$2,710,0002,496
Pre-tax net operating income$3,963,0001,270
Securities gains (losses)$836,000574
Applicable income taxes$874,0001,352
Income before extraordinary items$3,925,0001,107
Extraordinary gains, net$029
Net income$3,925,0001,108
Minority interest net income$0111
Net income of bank and minority interests.$3,925,0001,110
Net charge-offs$571,0003,475
Cash dividends$645,0002,034
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,239,4801,271
2010-09-30 (YTD Data)Rank
Total interest income$14,155,0001,649
Total interest expense$2,940,0002,115
Net interest income$11,215,0001,516
Provision for loan and lease losses$490,0003,570
Total noninterest income$1,014,0002,705
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$630,0001,800
Trading account gains and fees$0165
Additional Noninterest Income$384,0003,171
Total noninterest expense$9,640,0001,534
Salaries and employee benefits$6,065,0001,209
Premises and equipment expense$1,598,0001,229
Additional noninterest expense$1,977,0002,510
Pre-tax net operating income$2,099,0001,822
Securities gains (losses)$529,000700
Applicable income taxes$591,0001,485
Income before extraordinary items$2,037,0001,624
Extraordinary gains, net$023
Net income$2,037,0001,627
Minority interest net income$0110
Net income of bank and minority interests.$2,037,0001,627
Net charge-offs$310,0003,686
Cash dividends$465,0001,856
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,624,3801,914
2010-06-30 (YTD Data)Rank
Total interest income$9,544,0001,658
Total interest expense$2,051,0002,109
Net interest income$7,493,0001,512
Provision for loan and lease losses$355,0003,370
Total noninterest income$642,0002,735
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$404,0001,870
Trading account gains and fees$0152
Additional Noninterest Income$238,0003,201
Total noninterest expense$6,404,0001,540
Salaries and employee benefits$4,033,0001,211
Premises and equipment expense$1,059,0001,248
Additional noninterest expense$1,312,0002,513
Pre-tax net operating income$1,376,0001,841
Securities gains (losses)$285,000744
Applicable income taxes$399,0001,449
Income before extraordinary items$1,262,0001,720
Extraordinary gains, net$019
Net income$1,262,0001,719
Minority interest net income$0105
Net income of bank and minority interests.$1,262,0001,720
Net charge-offs$39,0005,085
Cash dividends$300,0001,862
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,045,4001,952
2010-03-31 (YTD Data)Rank
Total interest income$4,803,0001,681
Total interest expense$1,083,0002,103
Net interest income$3,720,0001,541
Provision for loan and lease losses$220,0002,876
Total noninterest income$325,0002,715
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$211,0001,791
Trading account gains and fees$0175
Additional Noninterest Income$114,0003,273
Total noninterest expense$3,170,0001,582
Salaries and employee benefits$1,988,0001,254
Premises and equipment expense$535,0001,281
Additional noninterest expense$647,0002,538
Pre-tax net operating income$655,0001,949
Securities gains (losses)$02,284
Applicable income taxes$119,0001,952
Income before extraordinary items$536,0002,023
Extraordinary gains, net$016
Net income$536,0002,021
Minority interest net income$091
Net income of bank and minority interests.$536,0002,023
Net charge-offs$-16,0007,594
Cash dividends$175,0001,487
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$536,0001,944
2009-12-31 (YTD Data)Rank
Total interest income$16,481,0002,068
Total interest expense$5,744,0001,991
Net interest income$10,737,0002,035
Provision for loan and lease losses$510,0004,509
Total noninterest income$1,330,0002,766
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$900,0001,847
Trading account gains and fees$0211
Additional Noninterest Income$430,0003,441
Total noninterest expense$12,245,0001,667
Salaries and employee benefits$7,514,0001,326
Premises and equipment expense$2,048,0001,320
Additional noninterest expense$2,683,0002,584
Pre-tax net operating income$-688,0006,102
Securities gains (losses)$1,613,000327
Applicable income taxes$-19,0006,309
Income before extraordinary items$944,0002,864
Extraordinary gains, net$034
Net income$944,0002,862
Minority interest net income$0115
Net income of bank and minority interests.$944,0002,864
Net charge-offs$-14,0007,878
Cash dividends$475,0002,626
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-669,0006,181
2009-09-30 (YTD Data)Rank
Total interest income$12,086,0002,138
Total interest expense$4,380,0002,051
Net interest income$7,706,0002,133
Provision for loan and lease losses$125,0005,727
Total noninterest income$990,0002,834
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$680,0001,844
Trading account gains and fees$0212
Additional Noninterest Income$310,0003,571
Total noninterest expense$9,023,0001,679
Salaries and employee benefits$5,603,0001,356
Premises and equipment expense$1,510,0001,356
Additional noninterest expense$1,910,0002,660
Pre-tax net operating income$-452,0006,286
Securities gains (losses)$1,191,000321
Applicable income taxes$1,0004,465
Income before extraordinary items$738,0003,016
Extraordinary gains, net$027
Net income$738,0003,014
Minority interest net income$0118
Net income of bank and minority interests.$738,0003,017
Net charge-offs$-13,0007,898
Cash dividends$350,0002,439
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-453,0006,377
2009-06-30 (YTD Data)Rank
Total interest income$7,751,0002,231
Total interest expense$2,918,0002,146
Net interest income$4,833,0002,256
Provision for loan and lease losses$25,0006,581
Total noninterest income$663,0002,840
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$457,0001,810
Trading account gains and fees$0193
Additional Noninterest Income$206,0003,614
Total noninterest expense$5,992,0001,715
Salaries and employee benefits$3,716,0001,401
Premises and equipment expense$994,0001,403
Additional noninterest expense$1,282,0002,677
Pre-tax net operating income$-521,0006,655
Securities gains (losses)$1,192,000247
Applicable income taxes$58,0003,051
Income before extraordinary items$613,0002,734
Extraordinary gains, net$021
Net income$613,0002,732
Minority interest net income$0112
Net income of bank and minority interests.$613,0002,734
Net charge-offs$-65,0008,122
Cash dividends$200,0002,647
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-471,7206,719
2009-03-31 (YTD Data)Rank
Total interest income$3,889,0002,258
Total interest expense$1,458,0002,217
Net interest income$2,431,0002,250
Provision for loan and lease losses$25,0005,698
Total noninterest income$327,0002,859
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$224,0001,786
Trading account gains and fees$0171
Additional Noninterest Income$103,0003,613
Total noninterest expense$2,932,0001,693
Salaries and employee benefits$1,889,0001,378
Premises and equipment expense$486,0001,461
Additional noninterest expense$557,0002,736
Pre-tax net operating income$-199,0006,888
Securities gains (losses)$966,000195
Applicable income taxes$161,0001,669
Income before extraordinary items$606,0001,773
Extraordinary gains, net$015
Net income$606,0001,774
Minority interest net income$0102
Net income of bank and minority interests.$606,0001,775
Net charge-offs$-426,0008,235
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-157,1406,881
2008-12-31 (YTD Data)Rank
Total interest income$16,009,0002,331
Total interest expense$6,725,0002,277
Net interest income$9,284,0002,357
Provision for loan and lease losses$2,402,0001,599
Total noninterest income$1,293,0002,905
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$890,0001,940
Trading account gains and fees$0154
Additional Noninterest Income$403,0003,572
Total noninterest expense$10,467,0001,849
Salaries and employee benefits$6,653,0001,553
Premises and equipment expense$1,704,0001,625
Additional noninterest expense$2,110,0002,727
Pre-tax net operating income$-2,292,0007,449
Securities gains (losses)$152,000858
Applicable income taxes$-954,0007,692
Income before extraordinary items$-1,186,0007,079
Extraordinary gains, net$039
Net income$-1,186,0007,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,202,0001,218
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-1,283,2807,237
2008-09-30 (YTD Data)Rank
Total interest income$12,068,0002,369
Total interest expense$5,219,0002,285
Net interest income$6,849,0002,412
Provision for loan and lease losses$702,0002,260
Total noninterest income$981,0002,945
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$675,0001,927
Trading account gains and fees$0148
Additional Noninterest Income$306,0003,657
Total noninterest expense$7,706,0001,863
Salaries and employee benefits$4,917,0001,594
Premises and equipment expense$1,251,0001,668
Additional noninterest expense$1,538,0002,717
Pre-tax net operating income$-578,0007,308
Securities gains (losses)$137,000802
Applicable income taxes$-323,0007,762
Income before extraordinary items$-118,0006,816
Extraordinary gains, net$031
Net income$-118,0006,814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0005,309
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-205,6807,082
2008-06-30 (YTD Data)Rank
Total interest income$8,003,0002,416
Total interest expense$3,615,0002,310
Net interest income$4,388,0002,500
Provision for loan and lease losses$702,0001,524
Total noninterest income$651,0002,971
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$446,0001,919
Trading account gains and fees$0149
Additional Noninterest Income$205,0003,711
Total noninterest expense$5,075,0001,895
Salaries and employee benefits$3,218,0001,635
Premises and equipment expense$813,0001,700
Additional noninterest expense$1,044,0002,647
Pre-tax net operating income$-738,0007,761
Securities gains (losses)$91,0001,051
Applicable income taxes$-335,0008,092
Income before extraordinary items$-312,0007,526
Extraordinary gains, net$021
Net income$-312,0007,526
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,448
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-370,2407,575
2008-03-31 (YTD Data)Rank
Total interest income$4,047,0002,450
Total interest expense$1,884,0002,362
Net interest income$2,163,0002,520
Provision for loan and lease losses$702,000793
Total noninterest income$329,0002,946
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$224,0001,890
Trading account gains and fees$0158
Additional Noninterest Income$105,0003,679
Total noninterest expense$2,548,0001,877
Salaries and employee benefits$1,622,0001,626
Premises and equipment expense$399,0001,731
Additional noninterest expense$527,0002,592
Pre-tax net operating income$-758,0008,220
Securities gains (losses)$91,000763
Applicable income taxes$-284,0008,306
Income before extraordinary items$-383,0008,061
Extraordinary gains, net$015
Net income$-383,0008,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0003,596
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-441,2408,095
2007-12-31 (YTD Data)Rank
Total interest income$17,866,0002,303
Total interest expense$7,283,0002,528
Net interest income$10,583,0002,138
Provision for loan and lease losses$-900,0008,505
Total noninterest income$-697,0008,516
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$859,0002,009
Trading account gains and fees$0178
Additional Noninterest Income$-1,556,0008,534
Total noninterest expense$10,257,0001,806
Salaries and employee benefits$6,415,0001,578
Premises and equipment expense$1,681,0001,584
Additional noninterest expense$2,161,0002,488
Pre-tax net operating income$529,0005,894
Securities gains (losses)$-13,0007,627
Applicable income taxes$11,0005,610
Income before extraordinary items$505,0005,668
Extraordinary gains, net$039
Net income$505,0005,668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$292,0002,330
Cash dividends$4,500,000812
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$517,7405,607
2007-09-30 (YTD Data)Rank
Total interest income$13,650,0002,274
Total interest expense$5,532,0002,498
Net interest income$8,118,0002,102
Provision for loan and lease losses$-900,0008,536
Total noninterest income$-1,039,0008,549
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$659,0001,960
Trading account gains and fees$0184
Additional Noninterest Income$-1,698,0008,562
Total noninterest expense$7,717,0001,781
Salaries and employee benefits$4,831,0001,570
Premises and equipment expense$1,277,0001,561
Additional noninterest expense$1,609,0002,452
Pre-tax net operating income$262,0006,713
Securities gains (losses)$01,655
Applicable income taxes$-32,0008,117
Income before extraordinary items$294,0006,343
Extraordinary gains, net$033
Net income$294,0006,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0002,226
Cash dividends$4,500,000617
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$294,0006,338
2007-06-30 (YTD Data)Rank
Total interest income$9,271,0002,249
Total interest expense$3,719,0002,478
Net interest income$5,552,0002,090
Provision for loan and lease losses$-900,0008,585
Total noninterest income$-1,394,0008,609
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$443,0001,939
Trading account gains and fees$0168
Additional Noninterest Income$-1,837,0008,621
Total noninterest expense$5,115,0001,805
Salaries and employee benefits$3,205,0001,602
Premises and equipment expense$827,0001,618
Additional noninterest expense$1,083,0002,444
Pre-tax net operating income$-57,0007,896
Securities gains (losses)$01,444
Applicable income taxes$-100,0008,382
Income before extraordinary items$43,0007,534
Extraordinary gains, net$029
Net income$43,0007,533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0001,764
Cash dividends$4,500,000458
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$43,0007,517
2007-03-31 (YTD Data)Rank
Total interest income$4,613,0002,255
Total interest expense$1,864,0002,454
Net interest income$2,749,0002,109
Provision for loan and lease losses$-900,0008,629
Total noninterest income$-1,743,0008,644
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$214,0001,950
Trading account gains and fees$0195
Additional Noninterest Income$-1,957,0008,655
Total noninterest expense$2,544,0001,815
Salaries and employee benefits$1,570,0001,660
Premises and equipment expense$420,0001,594
Additional noninterest expense$554,0002,379
Pre-tax net operating income$-638,0008,549
Securities gains (losses)$01,187
Applicable income taxes$-258,0008,582
Income before extraordinary items$-380,0008,486
Extraordinary gains, net$022
Net income$-380,0008,484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,000953
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-380,0008,477
2006-12-31 (YTD Data)Rank
Total interest income$18,701,0002,105
Total interest expense$6,670,0002,369
Net interest income$12,031,0001,927
Provision for loan and lease losses$50,0005,567
Total noninterest income$1,234,0003,067
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$796,0002,121
Trading account gains and fees$0130
Additional Noninterest Income$438,0003,577
Total noninterest expense$10,175,0001,755
Salaries and employee benefits$6,092,0001,614
Premises and equipment expense$1,741,0001,474
Additional noninterest expense$2,342,0002,227
Pre-tax net operating income$3,040,0002,749
Securities gains (losses)$-6,0007,127
Applicable income taxes$890,0002,343
Income before extraordinary items$2,144,0002,951
Extraordinary gains, net$051
Net income$2,144,0002,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$841,000804
Cash dividends$3,500,000979
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,148,2602,939
2006-09-30 (YTD Data)Rank
Total interest income$14,031,0002,092
Total interest expense$4,821,0002,391
Net interest income$9,210,0001,905
Provision for loan and lease losses$50,0005,035
Total noninterest income$937,0003,068
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$597,0002,131
Trading account gains and fees$0126
Additional Noninterest Income$340,0003,498
Total noninterest expense$7,608,0001,747
Salaries and employee benefits$4,535,0001,636
Premises and equipment expense$1,305,0001,487
Additional noninterest expense$1,768,0002,203
Pre-tax net operating income$2,489,0002,661
Securities gains (losses)$-6,0007,439
Applicable income taxes$741,0002,314
Income before extraordinary items$1,742,0002,862
Extraordinary gains, net$045
Net income$1,742,0002,863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,0001,806
Cash dividends$3,500,000727
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,746,2002,848
2006-06-30 (YTD Data)Rank
Total interest income$9,192,0002,094
Total interest expense$3,106,0002,363
Net interest income$6,086,0001,914
Provision for loan and lease losses$50,0004,407
Total noninterest income$641,0002,998
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$413,0002,048
Trading account gains and fees$0126
Additional Noninterest Income$228,0003,485
Total noninterest expense$5,160,0001,730
Salaries and employee benefits$3,093,0001,606
Premises and equipment expense$860,0001,512
Additional noninterest expense$1,207,0002,161
Pre-tax net operating income$1,517,0002,856
Securities gains (losses)$01,185
Applicable income taxes$448,0002,458
Income before extraordinary items$1,069,0003,060
Extraordinary gains, net$039
Net income$1,069,0003,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0001,305
Cash dividends$3,500,000504
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,069,0003,049
2006-03-31 (YTD Data)Rank
Total interest income$4,543,0002,070
Total interest expense$1,514,0002,316
Net interest income$3,029,0001,911
Provision for loan and lease losses$30,0003,822
Total noninterest income$323,0002,935
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$217,0001,908
Trading account gains and fees$0115
Additional Noninterest Income$106,0003,612
Total noninterest expense$2,572,0001,738
Salaries and employee benefits$1,522,0001,630
Premises and equipment expense$429,0001,518
Additional noninterest expense$621,0002,092
Pre-tax net operating income$750,0002,832
Securities gains (losses)$0955
Applicable income taxes$221,0002,468
Income before extraordinary items$529,0003,028
Extraordinary gains, net$021
Net income$529,0003,027
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,000912
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$529,0003,006
2005-12-31 (YTD Data)Rank
Total interest income$17,217,0001,947
Total interest expense$5,211,0002,118
Net interest income$12,006,0001,831
Provision for loan and lease losses$733,0001,364
Total noninterest income$1,268,0003,010
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$821,0002,067
Trading account gains and fees$0138
Additional Noninterest Income$447,0003,570
Total noninterest expense$9,743,0001,745
Salaries and employee benefits$5,771,0001,618
Premises and equipment expense$1,573,0001,547
Additional noninterest expense$2,399,0002,098
Pre-tax net operating income$2,798,0002,930
Securities gains (losses)$1,0002,117
Applicable income taxes$841,0002,535
Income before extraordinary items$1,958,0003,143
Extraordinary gains, net$046
Net income$1,958,0003,145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$486,0001,192
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,957,3003,106
2005-09-30 (YTD Data)Rank
Total interest income$12,715,0001,927
Total interest expense$3,786,0002,079
Net interest income$8,929,0001,832
Provision for loan and lease losses$1,008,000753
Total noninterest income$957,0003,000
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$617,0002,053
Trading account gains and fees$0126
Additional Noninterest Income$340,0003,578
Total noninterest expense$7,206,0001,744
Salaries and employee benefits$4,226,0001,638
Premises and equipment expense$1,173,0001,541
Additional noninterest expense$1,807,0002,062
Pre-tax net operating income$1,672,0003,482
Securities gains (losses)$1,0002,135
Applicable income taxes$490,0002,986
Income before extraordinary items$1,183,0003,692
Extraordinary gains, net$035
Net income$1,183,0003,692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$424,000950
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,182,2903,662
2005-06-30 (YTD Data)Rank
Total interest income$8,494,0001,883
Total interest expense$2,522,0001,974
Net interest income$5,972,0001,803
Provision for loan and lease losses$1,008,000508
Total noninterest income$568,0003,230
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$390,0002,108
Trading account gains and fees$0116
Additional Noninterest Income$178,0003,959
Total noninterest expense$4,824,0001,730
Salaries and employee benefits$2,750,0001,668
Premises and equipment expense$775,0001,551
Additional noninterest expense$1,299,0001,893
Pre-tax net operating income$708,0004,583
Securities gains (losses)$1,0001,973
Applicable income taxes$192,0003,849
Income before extraordinary items$517,0004,816
Extraordinary gains, net$030
Net income$517,0004,818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$490,000609
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$516,2704,766
2005-03-31 (YTD Data)Rank
Total interest income$4,304,0001,821
Total interest expense$1,276,0001,858
Net interest income$3,028,0001,763
Provision for loan and lease losses$908,000279
Total noninterest income$279,0003,217
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$190,0002,108
Trading account gains and fees$0115
Additional Noninterest Income$89,0003,978
Total noninterest expense$2,506,0001,680
Salaries and employee benefits$1,424,0001,623
Premises and equipment expense$400,0001,510
Additional noninterest expense$682,0001,808
Pre-tax net operating income$-107,0008,652
Securities gains (losses)$1,0001,514
Applicable income taxes$06,892
Income before extraordinary items$-106,0008,675
Extraordinary gains, net$024
Net income$-106,0008,675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0001,081
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-107,0008,652
2004-12-31 (YTD Data)Rank
Total interest income$20,183,0001,422
Total interest expense$6,686,0001,229
Net interest income$13,497,0001,498
Provision for loan and lease losses$1,650,000655
Total noninterest income$5,773,000955
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,292,0001,371
Trading account gains and fees$0138
Additional Noninterest Income$4,481,000723
Total noninterest expense$11,718,0001,395
Salaries and employee benefits$6,228,0001,422
Premises and equipment expense$1,957,0001,173
Additional noninterest expense$3,533,0001,403
Pre-tax net operating income$5,902,0001,462
Securities gains (losses)$12,0002,733
Applicable income taxes$3,319,000839
Income before extraordinary items$2,595,0002,351
Extraordinary gains, net$034
Net income$2,595,0002,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$391,0001,627
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,587,3202,303
2004-09-30 (YTD Data)Rank
Total interest income$15,962,0001,317
Total interest expense$5,398,0001,104
Net interest income$10,564,0001,416
Provision for loan and lease losses$1,275,000612
Total noninterest income$5,203,000823
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,087,0001,240
Trading account gains and fees$0134
Additional Noninterest Income$4,116,000644
Total noninterest expense$8,883,0001,378
Salaries and employee benefits$4,840,0001,361
Premises and equipment expense$1,510,0001,138
Additional noninterest expense$2,533,0001,454
Pre-tax net operating income$5,609,0001,176
Securities gains (losses)$12,0002,612
Applicable income taxes$2,933,000731
Income before extraordinary items$2,688,0001,788
Extraordinary gains, net$026
Net income$2,688,0001,789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$268,0001,553
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,680,3201,740
2004-06-30 (YTD Data)Rank
Total interest income$10,976,0001,256
Total interest expense$3,890,000999
Net interest income$7,086,0001,391
Provision for loan and lease losses$1,150,000473
Total noninterest income$1,016,0002,175
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$802,0001,104
Trading account gains and fees$0130
Additional Noninterest Income$214,0003,611
Total noninterest expense$6,028,0001,351
Salaries and employee benefits$3,308,0001,317
Premises and equipment expense$1,029,0001,128
Additional noninterest expense$1,691,0001,432
Pre-tax net operating income$924,0003,723
Securities gains (losses)$12,0002,314
Applicable income taxes$235,0003,499
Income before extraordinary items$701,0003,841
Extraordinary gains, net$021
Net income$701,0003,842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0002,702
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$692,0003,786
2004-03-31 (YTD Data)Rank
Total interest income$5,568,0001,244
Total interest expense$2,049,000980
Net interest income$3,519,0001,404
Provision for loan and lease losses$350,000704
Total noninterest income$509,0002,131
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$393,0001,087
Trading account gains and fees$0121
Additional Noninterest Income$116,0003,401
Total noninterest expense$2,951,0001,392
Salaries and employee benefits$1,640,0001,353
Premises and equipment expense$507,0001,162
Additional noninterest expense$804,0001,495
Pre-tax net operating income$727,0002,630
Securities gains (losses)$12,0001,956
Applicable income taxes$212,0002,476
Income before extraordinary items$527,0002,815
Extraordinary gains, net$016
Net income$527,0002,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-49,0008,838
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$518,4802,758
2003-12-31 (YTD Data)Rank
Total interest income$21,307,0001,325
Total interest expense$8,566,0001,041
Net interest income$12,741,0001,527
Provision for loan and lease losses$1,602,000776
Total noninterest income$2,330,0002,068
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,639,0001,051
Trading account gains and fees$0160
Additional Noninterest Income$691,0002,990
Total noninterest expense$11,266,0001,434
Salaries and employee benefits$6,373,0001,351
Premises and equipment expense$1,993,0001,139
Additional noninterest expense$2,900,0001,677
Pre-tax net operating income$2,203,0003,163
Securities gains (losses)$468,000784
Applicable income taxes$733,0002,695
Income before extraordinary items$1,938,0002,932
Extraordinary gains, net$054
Net income$1,938,0002,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,211,000791
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,596,3603,248
2003-09-30 (YTD Data)Rank
Total interest income$15,682,0001,385
Total interest expense$6,376,0001,096
Net interest income$9,306,0001,574
Provision for loan and lease losses$705,0001,209
Total noninterest income$1,676,0002,176
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,247,0001,044
Trading account gains and fees$0153
Additional Noninterest Income$429,0003,407
Total noninterest expense$8,432,0001,439
Salaries and employee benefits$4,772,0001,369
Premises and equipment expense$1,478,0001,162
Additional noninterest expense$2,182,0001,665
Pre-tax net operating income$1,845,0003,018
Securities gains (losses)$466,000717
Applicable income taxes$623,0002,593
Income before extraordinary items$1,688,0002,700
Extraordinary gains, net$040
Net income$1,688,0002,699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$867,000762
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,347,8203,051
2003-06-30 (YTD Data)Rank
Total interest income$10,306,0001,426
Total interest expense$4,121,0001,162
Net interest income$6,185,0001,581
Provision for loan and lease losses$396,0001,424
Total noninterest income$1,166,0002,101
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$826,0001,041
Trading account gains and fees$0150
Additional Noninterest Income$340,0003,067
Total noninterest expense$5,558,0001,447
Salaries and employee benefits$3,122,0001,389
Premises and equipment expense$975,0001,176
Additional noninterest expense$1,461,0001,657
Pre-tax net operating income$1,397,0002,743
Securities gains (losses)$478,000590
Applicable income taxes$468,0002,415
Income before extraordinary items$1,407,0002,223
Extraordinary gains, net$030
Net income$1,407,0002,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$250,0001,417
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,048,5002,706
2003-03-31 (YTD Data)Rank
Total interest income$4,885,0001,526
Total interest expense$1,877,0001,301
Net interest income$3,008,0001,631
Provision for loan and lease losses$198,0001,389
Total noninterest income$640,0001,902
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$415,0001,006
Trading account gains and fees$0134
Additional Noninterest Income$225,0002,514
Total noninterest expense$2,743,0001,450
Salaries and employee benefits$1,562,0001,386
Premises and equipment expense$486,0001,180
Additional noninterest expense$695,0001,695
Pre-tax net operating income$707,0002,718
Securities gains (losses)$175,000710
Applicable income taxes$200,0002,698
Income before extraordinary items$682,0002,236
Extraordinary gains, net$021
Net income$682,0002,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0001,069
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$547,2502,612
2002-12-31 (YTD Data)Rank
Total interest income$16,550,0001,862
Total interest expense$5,293,0002,128
Net interest income$11,257,0001,716
Provision for loan and lease losses$1,280,0001,070
Total noninterest income$1,833,0002,293
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,514,0001,063
Trading account gains and fees$0153
Additional Noninterest Income$319,0004,125
Total noninterest expense$10,662,0001,442
Salaries and employee benefits$5,897,0001,373
Premises and equipment expense$1,541,0001,432
Additional noninterest expense$3,224,0001,479
Pre-tax net operating income$1,148,0004,829
Securities gains (losses)$837,000478
Applicable income taxes$591,0003,146
Income before extraordinary items$1,394,0003,695
Extraordinary gains, net$070
Net income$1,394,0003,695
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$809,0001,147
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$808,1005,035
2001-12-31 (YTD Data)Rank
Total interest income$15,034,0002,271
Total interest expense$6,069,0002,635
Net interest income$8,965,0001,985
Provision for loan and lease losses$375,0002,752
Total noninterest income$1,614,0002,370
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,338,0001,109
Trading account gains and fees$0177
Additional Noninterest Income$276,0004,296
Total noninterest expense$9,010,0001,619
Salaries and employee benefits$4,655,0001,610
Premises and equipment expense$1,510,0001,420
Additional noninterest expense$2,845,0001,631
Pre-tax net operating income$1,194,0004,427
Securities gains (losses)$64,0002,136
Applicable income taxes$433,0003,583
Income before extraordinary items$825,0004,794
Extraordinary gains, net$0105
Net income$825,0004,796
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-59,0009,439
Cash dividends$910,0002,412
Sale, conversion, retirement of capital stock, net$0922
Net operating income$782,7604,811
2000-12-31 (YTD Data)Rank
Total interest income$13,459,0002,584
Total interest expense$5,675,0002,928
Net interest income$7,784,0002,278
Provision for loan and lease losses$374,0002,408
Total noninterest income$1,374,0002,507
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,267,0001,071
Trading account gains and fees$0180
Additional Noninterest Income$107,0006,272
Total noninterest expense$6,933,0001,995
Salaries and employee benefits$3,727,0001,927
Premises and equipment expense$1,180,0001,773
Additional noninterest expense$2,026,0002,125
Pre-tax net operating income$1,851,0003,504
Securities gains (losses)$01,956
Applicable income taxes$357,0004,230
Income before extraordinary items$1,494,0003,267
Extraordinary gains, net$038
Net income$1,494,0003,266
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$760,000910
Cash dividends$571,0003,315
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,494,0003,261
1999-12-31 (YTD Data)Rank
Total interest income$10,114,0003,189
Total interest expense$3,758,0003,787
Net interest income$6,356,0002,769
Provision for loan and lease losses$145,0004,342
Total noninterest income$1,384,0002,425
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,058,0001,245
Trading account gains and fees$0173
Additional Noninterest Income$326,0003,831
Total noninterest expense$5,603,0002,421
Salaries and employee benefits$2,872,0002,447
Premises and equipment expense$1,021,0002,006
Additional noninterest expense$1,710,0002,527
Pre-tax net operating income$1,992,0003,354
Securities gains (losses)$-67,0009,866
Applicable income taxes$646,0003,064
Income before extraordinary items$1,279,0003,679
Extraordinary gains, net$035
Net income$1,279,0003,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$256,0002,048
Cash dividends$643,0003,037
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,323,2203,556
1998-12-31 (YTD Data)Rank
Total interest income$7,105,0004,352
Total interest expense$2,498,0005,369
Net interest income$4,607,0003,663
Provision for loan and lease losses$165,0003,956
Total noninterest income$596,0004,409
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$530,0002,421
Trading account gains and feesNANA
Additional Noninterest Income$66,0007,603
Total noninterest expense$3,951,0003,231
Salaries and employee benefits$2,047,0003,262
Premises and equipment expense$803,0002,444
Additional noninterest expense$1,101,0003,622
Pre-tax net operating income$1,087,0005,168
Securities gains (losses)$-2,0009,897
Applicable income taxes$424,0004,270
Income before extraordinary items$661,0005,763
Extraordinary gains, net$032
Net income$661,0005,762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0005,453
Cash dividends$60,0006,728
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$662,2805,652
1997-12-31 (YTD Data)Rank
Total interest income$6,012,0005,062
Total interest expense$2,083,0006,114
Net interest income$3,929,0004,297
Provision for loan and lease losses$120,0004,629
Total noninterest income$578,0004,529
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$474,0002,761
Trading account gains and feesNANA
Additional Noninterest Income$104,0006,683
Total noninterest expense$3,530,0003,578
Salaries and employee benefits$1,770,0003,706
Premises and equipment expense$646,0002,955
Additional noninterest expense$1,114,0003,563
Pre-tax net operating income$857,0006,298
Securities gains (losses)$-2,0009,246
Applicable income taxes$321,0005,538
Income before extraordinary items$534,0006,775
Extraordinary gains, net$044
Net income$534,0006,777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,767
Cash dividends$120,0006,224
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$535,2806,713
1996-12-31 (YTD Data)Rank
Total interest income$4,940,0005,991
Total interest expense$1,740,0006,985
Net interest income$3,200,0005,199
Provision for loan and lease losses$120,0004,568
Total noninterest income$532,0004,958
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$405,0003,306
Trading account gains and feesNANA
Additional Noninterest Income$127,0006,441
Total noninterest expense$2,688,0004,729
Salaries and employee benefits$1,333,0004,768
Premises and equipment expense$486,0003,863
Additional noninterest expense$869,0004,876
Pre-tax net operating income$924,0006,010
Securities gains (losses)$-12,00010,370
Applicable income taxes$310,0005,727
Income before extraordinary items$602,0006,263
Extraordinary gains, net$053
Net income$602,0006,266
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,286
Cash dividends$200,0005,388
Sale, conversion, retirement of capital stock, net$0953
Net operating income$609,9206,157
1995-12-31 (YTD Data)Rank
Total interest income$5,049,0005,944
Total interest expense$1,745,0007,027
Net interest income$3,304,0005,101
Provision for loan and lease losses$217,0002,863
Total noninterest income$509,0005,124
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$371,0003,580
Trading account gains and feesNANA
Additional Noninterest Income$138,0006,215
Total noninterest expense$2,500,0004,996
Salaries and employee benefits$1,162,0005,362
Premises and equipment expense$438,0004,206
Additional noninterest expense$900,0004,773
Pre-tax net operating income$1,096,0005,612
Securities gains (losses)$33,0001,557
Applicable income taxes$384,0005,087
Income before extraordinary items$745,0005,739
Extraordinary gains, net$065
Net income$745,0005,736
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0004,995
Cash dividends$199,0005,588
Sale, conversion, retirement of capital stock, net$0809
Net operating income$723,2205,832
1994-12-31 (YTD Data)Rank
Total interest income$5,025,0005,651
Total interest expense$1,490,0006,919
Net interest income$3,535,0004,901
Provision for loan and lease losses$407,0001,801
Total noninterest income$595,0004,696
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$374,0003,615
Trading account gains and feesNANA
Additional Noninterest Income$221,0004,955
Total noninterest expense$2,522,0005,121
Salaries and employee benefits$1,162,0005,413
Premises and equipment expense$411,0004,477
Additional noninterest expense$949,0004,928
Pre-tax net operating income$1,201,0005,238
Securities gains (losses)$-50,00011,027
Applicable income taxes$391,0004,847
Income before extraordinary items$760,0005,557
Extraordinary gains, net$0249
Net income$760,0005,572
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$528,0001,330
Cash dividends$112,0006,670
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$793,0005,461
1993-12-31 (YTD Data)Rank
Total interest income$4,893,0005,891
Total interest expense$1,431,0007,442
Net interest income$3,462,0005,004
Provision for loan and lease losses$109,0005,557
Total noninterest income$524,0005,429
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$385,0003,570
Trading account gains and feesNANA
Additional Noninterest Income$139,0006,809
Total noninterest expense$2,740,0004,862
Salaries and employee benefits$1,182,0005,299
Premises and equipment expense$420,0004,523
Additional noninterest expense$1,138,0004,406
Pre-tax net operating income$1,137,0005,392
Securities gains (losses)$132,0002,136
Applicable income taxes$431,0004,737
Income before extraordinary items$838,0005,371
Extraordinary gains, net$03,149
Net income$838,0005,505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0006,165
Cash dividends$589,0002,719
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$750,8805,576
1992-12-31 (YTD Data)Rank
Total interest income$5,160,0006,228
Total interest expense$1,794,0007,634
Net interest income$3,366,0005,182
Provision for loan and lease losses$183,0005,461
Total noninterest income$532,0005,405
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$396,0003,521
Trading account gains and feesNANA
Additional Noninterest Income$136,0006,990
Total noninterest expense$2,749,0004,895
Salaries and employee benefits$1,177,0005,254
Premises and equipment expense$514,0003,871
Additional noninterest expense$1,058,0004,831
Pre-tax net operating income$966,0005,773
Securities gains (losses)$737,000814
Applicable income taxes$579,0003,537
Income before extraordinary items$1,124,0004,045
Extraordinary gains, net$01,422
Net income$1,124,0004,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$328,0003,167
Cash dividends$874,0001,756
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$637,5805,969

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.