Home > Central Bank > Income and Expense
Central Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,972,000 | 6,675 |
| Total interest expense | $412,000 | 7,136 |
| Net interest income | $1,560,000 | 6,282 |
| Provision for loan and lease losses | $108,000 | 5,889 |
| Total noninterest income | $270,000 | 5,385 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $117,000 | 5,112 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $153,000 | 4,721 |
| Total noninterest expense | $1,813,000 | 5,790 |
| Salaries and employee benefits | $912,000 | 5,835 |
| Premises and equipment expense | $289,000 | 5,133 |
| Additional noninterest expense | $612,000 | 5,767 |
| Pre-tax net operating income | $-91,000 | 5,862 |
| Securities gains (losses) | $240,000 | 1,167 |
| Applicable income taxes | $52,000 | 3,300 |
| Income before extraordinary items | $97,000 | 5,331 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $97,000 | 5,330 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $97,000 | 5,330 |
| Net charge-offs | $89,000 | 5,162 |
| Cash dividends | $35,000 | 3,988 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-59,000 | 5,853 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,358,000 | 6,670 |
| Total interest expense | $292,000 | 7,171 |
| Net interest income | $1,066,000 | 6,253 |
| Provision for loan and lease losses | $90,000 | 5,421 |
| Total noninterest income | $184,000 | 5,364 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $79,000 | 5,083 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $105,000 | 4,716 |
| Total noninterest expense | $1,118,000 | 6,029 |
| Salaries and employee benefits | $606,000 | 5,897 |
| Premises and equipment expense | $166,000 | 5,529 |
| Additional noninterest expense | $346,000 | 6,190 |
| Pre-tax net operating income | $42,000 | 5,560 |
| Securities gains (losses) | $215,000 | 975 |
| Applicable income taxes | $63,000 | 2,993 |
| Income before extraordinary items | $194,000 | 4,577 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $194,000 | 4,574 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $194,000 | 4,574 |
| Net charge-offs | $75,000 | 4,536 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $32,750 | 5,612 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $699,000 | 6,657 |
| Total interest expense | $162,000 | 7,127 |
| Net interest income | $537,000 | 6,245 |
| Provision for loan and lease losses | $33,000 | 5,351 |
| Total noninterest income | $96,000 | 5,277 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $41,000 | 4,966 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $55,000 | 4,661 |
| Total noninterest expense | $540,000 | 6,074 |
| Salaries and employee benefits | $300,000 | 5,972 |
| Premises and equipment expense | $84,000 | 5,551 |
| Additional noninterest expense | $156,000 | 6,206 |
| Pre-tax net operating income | $60,000 | 5,492 |
| Securities gains (losses) | $93,000 | 1,036 |
| Applicable income taxes | $40,000 | 3,064 |
| Income before extraordinary items | $113,000 | 4,773 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $113,000 | 4,777 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $113,000 | 4,776 |
| Net charge-offs | $23,000 | 4,220 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $44,180 | 5,615 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,991,000 | 6,632 |
| Total interest expense | $881,000 | 6,984 |
| Net interest income | $2,110,000 | 6,309 |
| Provision for loan and lease losses | $560,000 | 3,631 |
| Total noninterest income | $389,000 | 5,322 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $167,000 | 5,111 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $222,000 | 4,673 |
| Total noninterest expense | $2,258,000 | 5,899 |
| Salaries and employee benefits | $1,249,000 | 5,851 |
| Premises and equipment expense | $364,000 | 5,335 |
| Additional noninterest expense | $645,000 | 6,044 |
| Pre-tax net operating income | $-319,000 | 6,643 |
| Securities gains (losses) | $38,000 | 1,788 |
| Applicable income taxes | $-35,000 | 6,923 |
| Income before extraordinary items | $-246,000 | 6,526 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-246,000 | 6,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $407,000 | 3,098 |
| Cash dividends | $72,000 | 5,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-279,440 | 6,702 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,270,000 | 6,672 |
| Total interest expense | $691,000 | 7,026 |
| Net interest income | $1,579,000 | 6,355 |
| Provision for loan and lease losses | $344,000 | 3,327 |
| Total noninterest income | $299,000 | 5,382 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $125,000 | 5,163 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $174,000 | 4,699 |
| Total noninterest expense | $1,683,000 | 5,910 |
| Salaries and employee benefits | $941,000 | 5,861 |
| Premises and equipment expense | $266,000 | 5,429 |
| Additional noninterest expense | $476,000 | 6,037 |
| Pre-tax net operating income | $-149,000 | 6,979 |
| Securities gains (losses) | $30,000 | 1,749 |
| Applicable income taxes | $12,000 | 4,805 |
| Income before extraordinary items | $-131,000 | 6,826 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-131,000 | 6,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $398,000 | 2,221 |
| Cash dividends | $35,000 | 4,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-161,000 | 7,032 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,519,000 | 6,721 |
| Total interest expense | $470,000 | 7,110 |
| Net interest income | $1,049,000 | 6,377 |
| Provision for loan and lease losses | $54,000 | 5,115 |
| Total noninterest income | $201,000 | 5,418 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $82,000 | 5,200 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $119,000 | 4,748 |
| Total noninterest expense | $1,121,000 | 5,965 |
| Salaries and employee benefits | $627,000 | 5,921 |
| Premises and equipment expense | $173,000 | 5,534 |
| Additional noninterest expense | $321,000 | 6,002 |
| Pre-tax net operating income | $75,000 | 6,535 |
| Securities gains (losses) | $30,000 | 1,782 |
| Applicable income taxes | $15,000 | 4,827 |
| Income before extraordinary items | $90,000 | 6,417 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $90,000 | 6,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 2,725 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $64,200 | 6,527 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $758,000 | 6,824 |
| Total interest expense | $245,000 | 7,172 |
| Net interest income | $513,000 | 6,452 |
| Provision for loan and lease losses | $18,000 | 4,977 |
| Total noninterest income | $105,000 | 5,327 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $39,000 | 5,270 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $66,000 | 4,521 |
| Total noninterest expense | $565,000 | 5,976 |
| Salaries and employee benefits | $312,000 | 5,975 |
| Premises and equipment expense | $86,000 | 5,563 |
| Additional noninterest expense | $167,000 | 5,879 |
| Pre-tax net operating income | $35,000 | 6,792 |
| Securities gains (losses) | $30,000 | 1,366 |
| Applicable income taxes | $10,000 | 4,802 |
| Income before extraordinary items | $55,000 | 6,507 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $55,000 | 6,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 1,573 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $29,500 | 6,795 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,978,000 | 6,855 |
| Total interest expense | $1,054,000 | 7,082 |
| Net interest income | $1,924,000 | 6,588 |
| Provision for loan and lease losses | $48,000 | 5,712 |
| Total noninterest income | $411,000 | 5,437 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $201,000 | 4,902 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $210,000 | 4,964 |
| Total noninterest expense | $2,263,000 | 5,874 |
| Salaries and employee benefits | $1,224,000 | 5,925 |
| Premises and equipment expense | $327,000 | 5,572 |
| Additional noninterest expense | $712,000 | 5,683 |
| Pre-tax net operating income | $24,000 | 7,368 |
| Securities gains (losses) | $99,000 | 610 |
| Applicable income taxes | $-3,000 | 7,730 |
| Income before extraordinary items | $126,000 | 7,046 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $126,000 | 7,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,631 |
| Cash dividends | $70,000 | 5,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $27,000 | 7,378 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,254,000 | 6,876 |
| Total interest expense | $784,000 | 7,126 |
| Net interest income | $1,470,000 | 6,585 |
| Provision for loan and lease losses | $36,000 | 5,408 |
| Total noninterest income | $320,000 | 5,414 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $156,000 | 4,839 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $164,000 | 4,893 |
| Total noninterest expense | $1,720,000 | 5,817 |
| Salaries and employee benefits | $929,000 | 5,865 |
| Premises and equipment expense | $248,000 | 5,540 |
| Additional noninterest expense | $543,000 | 5,593 |
| Pre-tax net operating income | $34,000 | 7,552 |
| Securities gains (losses) | $91,000 | 513 |
| Applicable income taxes | $5,000 | 5,890 |
| Income before extraordinary items | $120,000 | 7,168 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $120,000 | 7,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,997 |
| Cash dividends | $35,000 | 5,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $32,640 | 7,547 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,480,000 | 6,945 |
| Total interest expense | $508,000 | 7,202 |
| Net interest income | $972,000 | 6,652 |
| Provision for loan and lease losses | $24,000 | 5,201 |
| Total noninterest income | $216,000 | 5,425 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $98,000 | 4,983 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $118,000 | 4,783 |
| Total noninterest expense | $1,151,000 | 5,848 |
| Salaries and employee benefits | $613,000 | 5,944 |
| Premises and equipment expense | $164,000 | 5,596 |
| Additional noninterest expense | $374,000 | 5,503 |
| Pre-tax net operating income | $13,000 | 7,720 |
| Securities gains (losses) | $91,000 | 425 |
| Applicable income taxes | $7,000 | 5,792 |
| Income before extraordinary items | $97,000 | 7,138 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $97,000 | 7,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,250 |
| Cash dividends | $35,000 | 4,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $12,370 | 7,718 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $728,000 | 7,008 |
| Total interest expense | $254,000 | 7,224 |
| Net interest income | $474,000 | 6,731 |
| Provision for loan and lease losses | $12,000 | 4,908 |
| Total noninterest income | $114,000 | 5,237 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $49,000 | 4,927 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $65,000 | 4,594 |
| Total noninterest expense | $572,000 | 5,892 |
| Salaries and employee benefits | $306,000 | 5,977 |
| Premises and equipment expense | $82,000 | 5,625 |
| Additional noninterest expense | $184,000 | 5,531 |
| Pre-tax net operating income | $4,000 | 7,800 |
| Securities gains (losses) | $91,000 | 320 |
| Applicable income taxes | $10,000 | 5,322 |
| Income before extraordinary items | $85,000 | 6,624 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $85,000 | 6,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,691 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $4,010 | 7,798 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,769,000 | 6,948 |
| Total interest expense | $935,000 | 7,068 |
| Net interest income | $1,834,000 | 6,765 |
| Provision for loan and lease losses | $24,000 | 6,182 |
| Total noninterest income | $438,000 | 5,416 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $212,000 | 4,859 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $226,000 | 4,886 |
| Total noninterest expense | $2,124,000 | 5,986 |
| Salaries and employee benefits | $1,151,000 | 6,036 |
| Premises and equipment expense | $328,000 | 5,512 |
| Additional noninterest expense | $645,000 | 5,865 |
| Pre-tax net operating income | $124,000 | 7,637 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $-37,000 | 8,265 |
| Income before extraordinary items | $162,000 | 7,431 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $162,000 | 7,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,672 |
| Cash dividends | $70,000 | 5,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $161,000 | 7,426 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,005,000 | 7,058 |
| Total interest expense | $644,000 | 7,205 |
| Net interest income | $1,361,000 | 6,864 |
| Provision for loan and lease losses | $18,000 | 6,058 |
| Total noninterest income | $328,000 | 5,456 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $154,000 | 4,988 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $174,000 | 4,834 |
| Total noninterest expense | $1,598,000 | 5,957 |
| Salaries and employee benefits | $870,000 | 5,991 |
| Premises and equipment expense | $249,000 | 5,492 |
| Additional noninterest expense | $479,000 | 5,884 |
| Pre-tax net operating income | $73,000 | 7,896 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-34,000 | 8,478 |
| Income before extraordinary items | $107,000 | 7,686 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $107,000 | 7,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,992 |
| Cash dividends | $35,000 | 5,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $107,000 | 7,688 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,318,000 | 7,089 |
| Total interest expense | $410,000 | 7,236 |
| Net interest income | $908,000 | 6,896 |
| Provision for loan and lease losses | $12,000 | 5,878 |
| Total noninterest income | $219,000 | 5,440 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $97,000 | 5,082 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $122,000 | 4,712 |
| Total noninterest expense | $1,073,000 | 5,953 |
| Salaries and employee benefits | $586,000 | 5,986 |
| Premises and equipment expense | $169,000 | 5,442 |
| Additional noninterest expense | $318,000 | 5,891 |
| Pre-tax net operating income | $42,000 | 7,996 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-26,000 | 8,536 |
| Income before extraordinary items | $68,000 | 7,781 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $68,000 | 7,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,253 |
| Cash dividends | $35,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $68,000 | 7,784 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $664,000 | 7,058 |
| Total interest expense | $204,000 | 7,198 |
| Net interest income | $460,000 | 6,891 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $107,000 | 5,456 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $44,000 | 5,215 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $63,000 | 4,642 |
| Total noninterest expense | $540,000 | 5,949 |
| Salaries and employee benefits | $311,000 | 5,816 |
| Premises and equipment expense | $85,000 | 5,458 |
| Additional noninterest expense | $144,000 | 6,179 |
| Pre-tax net operating income | $21,000 | 8,019 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-9,000 | 8,517 |
| Income before extraordinary items | $30,000 | 7,837 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $30,000 | 7,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,390 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $30,000 | 7,833 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,600,000 | 6,934 |
| Total interest expense | $734,000 | 6,943 |
| Net interest income | $1,866,000 | 6,805 |
| Provision for loan and lease losses | $10,000 | 6,810 |
| Total noninterest income | $497,000 | 5,256 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $194,000 | 5,097 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $303,000 | 4,312 |
| Total noninterest expense | $2,168,000 | 5,826 |
| Salaries and employee benefits | $1,222,000 | 5,737 |
| Premises and equipment expense | $342,000 | 5,354 |
| Additional noninterest expense | $604,000 | 6,035 |
| Pre-tax net operating income | $185,000 | 7,745 |
| Securities gains (losses) | $8,000 | 1,546 |
| Applicable income taxes | $-6,000 | 8,437 |
| Income before extraordinary items | $199,000 | 7,593 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $199,000 | 7,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,564 |
| Cash dividends | $70,000 | 5,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $191,000 | 7,595 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,961,000 | 6,917 |
| Total interest expense | $529,000 | 6,964 |
| Net interest income | $1,432,000 | 6,788 |
| Provision for loan and lease losses | $10,000 | 6,490 |
| Total noninterest income | $332,000 | 5,541 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $148,000 | 5,101 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $184,000 | 4,793 |
| Total noninterest expense | $1,560,000 | 5,937 |
| Salaries and employee benefits | $903,000 | 5,755 |
| Premises and equipment expense | $257,000 | 5,347 |
| Additional noninterest expense | $400,000 | 6,349 |
| Pre-tax net operating income | $194,000 | 7,653 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $27,000 | 6,133 |
| Income before extraordinary items | $172,000 | 7,594 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $172,000 | 7,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,516 |
| Cash dividends | $35,000 | 5,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $167,700 | 7,587 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,315,000 | 6,871 |
| Total interest expense | $347,000 | 6,913 |
| Net interest income | $968,000 | 6,742 |
| Provision for loan and lease losses | $10,000 | 6,110 |
| Total noninterest income | $219,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $98,000 | 5,081 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $121,000 | 4,790 |
| Total noninterest expense | $1,047,000 | 5,906 |
| Salaries and employee benefits | $638,000 | 5,544 |
| Premises and equipment expense | $168,000 | 5,393 |
| Additional noninterest expense | $241,000 | 6,641 |
| Pre-tax net operating income | $130,000 | 7,671 |
| Securities gains (losses) | $5,000 | 1,582 |
| Applicable income taxes | $20,000 | 6,094 |
| Income before extraordinary items | $115,000 | 7,633 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $115,000 | 7,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $35,000 | 4,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $110,750 | 7,622 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $662,000 | 6,870 |
| Total interest expense | $168,000 | 6,944 |
| Net interest income | $494,000 | 6,741 |
| Provision for loan and lease losses | $10,000 | 5,373 |
| Total noninterest income | $112,000 | 5,441 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $45,000 | 5,216 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $67,000 | 4,538 |
| Total noninterest expense | $514,000 | 6,005 |
| Salaries and employee benefits | $296,000 | 5,815 |
| Premises and equipment expense | $82,000 | 5,496 |
| Additional noninterest expense | $136,000 | 6,329 |
| Pre-tax net operating income | $82,000 | 7,464 |
| Securities gains (losses) | $5,000 | 1,192 |
| Applicable income taxes | $7,000 | 6,248 |
| Income before extraordinary items | $80,000 | 7,232 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $80,000 | 7,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $75,400 | 7,294 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,683,000 | 6,728 |
| Total interest expense | $583,000 | 7,010 |
| Net interest income | $2,100,000 | 6,488 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $394,000 | 5,830 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $174,000 | 5,509 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $220,000 | 4,913 |
| Total noninterest expense | $2,131,000 | 5,808 |
| Salaries and employee benefits | $1,213,000 | 5,661 |
| Premises and equipment expense | $319,000 | 5,502 |
| Additional noninterest expense | $599,000 | 5,981 |
| Pre-tax net operating income | $303,000 | 7,433 |
| Securities gains (losses) | $75,000 | 1,443 |
| Applicable income taxes | $38,000 | 6,208 |
| Income before extraordinary items | $340,000 | 7,060 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $340,000 | 7,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,591 |
| Cash dividends | $70,000 | 5,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $272,500 | 7,291 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,005,000 | 6,748 |
| Total interest expense | $416,000 | 7,119 |
| Net interest income | $1,589,000 | 6,486 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $299,000 | 5,816 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $126,000 | 5,623 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $173,000 | 4,804 |
| Total noninterest expense | $1,555,000 | 5,854 |
| Salaries and employee benefits | $892,000 | 5,681 |
| Premises and equipment expense | $239,000 | 5,492 |
| Additional noninterest expense | $424,000 | 6,137 |
| Pre-tax net operating income | $288,000 | 7,279 |
| Securities gains (losses) | $75,000 | 1,373 |
| Applicable income taxes | $74,000 | 5,656 |
| Income before extraordinary items | $289,000 | 6,970 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $289,000 | 6,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,016 |
| Cash dividends | $35,000 | 5,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $229,000 | 7,248 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,326,000 | 6,801 |
| Total interest expense | $263,000 | 7,281 |
| Net interest income | $1,063,000 | 6,498 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $183,000 | 6,026 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $77,000 | 5,788 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $106,000 | 5,055 |
| Total noninterest expense | $1,037,000 | 5,889 |
| Salaries and employee benefits | $596,000 | 5,708 |
| Premises and equipment expense | $159,000 | 5,500 |
| Additional noninterest expense | $282,000 | 6,165 |
| Pre-tax net operating income | $179,000 | 7,349 |
| Securities gains (losses) | $62,000 | 1,323 |
| Applicable income taxes | $56,000 | 5,519 |
| Income before extraordinary items | $185,000 | 7,024 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $185,000 | 7,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,834 |
| Cash dividends | $35,000 | 4,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $137,260 | 7,370 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $659,000 | 6,859 |
| Total interest expense | $125,000 | 7,440 |
| Net interest income | $534,000 | 6,508 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $97,000 | 5,845 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $39,000 | 5,736 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $58,000 | 4,809 |
| Total noninterest expense | $515,000 | 5,950 |
| Salaries and employee benefits | $288,000 | 5,851 |
| Premises and equipment expense | $81,000 | 5,477 |
| Additional noninterest expense | $146,000 | 6,092 |
| Pre-tax net operating income | $101,000 | 7,133 |
| Securities gains (losses) | $27,000 | 1,550 |
| Applicable income taxes | $33,000 | 5,294 |
| Income before extraordinary items | $95,000 | 6,977 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $95,000 | 6,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $75,020 | 7,244 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,566,000 | 6,969 |
| Total interest expense | $550,000 | 7,574 |
| Net interest income | $2,016,000 | 6,573 |
| Provision for loan and lease losses | $65,000 | 5,903 |
| Total noninterest income | $375,000 | 6,104 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $124,000 | 6,218 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $251,000 | 4,857 |
| Total noninterest expense | $1,974,000 | 6,031 |
| Salaries and employee benefits | $1,152,000 | 5,773 |
| Premises and equipment expense | $280,000 | 5,874 |
| Additional noninterest expense | $542,000 | 6,298 |
| Pre-tax net operating income | $352,000 | 7,227 |
| Securities gains (losses) | $158,000 | 1,518 |
| Applicable income taxes | $129,000 | 5,455 |
| Income before extraordinary items | $381,000 | 6,899 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $381,000 | 6,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,866 |
| Cash dividends | $60,000 | 5,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $262,500 | 7,315 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,919,000 | 7,063 |
| Total interest expense | $430,000 | 7,644 |
| Net interest income | $1,489,000 | 6,658 |
| Provision for loan and lease losses | $50,000 | 5,747 |
| Total noninterest income | $265,000 | 6,276 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $96,000 | 6,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $169,000 | 5,111 |
| Total noninterest expense | $1,442,000 | 6,083 |
| Salaries and employee benefits | $839,000 | 5,850 |
| Premises and equipment expense | $197,000 | 6,038 |
| Additional noninterest expense | $406,000 | 6,299 |
| Pre-tax net operating income | $262,000 | 7,377 |
| Securities gains (losses) | $147,000 | 1,435 |
| Applicable income taxes | $121,000 | 5,356 |
| Income before extraordinary items | $288,000 | 7,015 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $288,000 | 7,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,233 |
| Cash dividends | $30,000 | 5,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $185,100 | 7,536 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,299,000 | 7,066 |
| Total interest expense | $302,000 | 7,650 |
| Net interest income | $997,000 | 6,646 |
| Provision for loan and lease losses | $35,000 | 5,611 |
| Total noninterest income | $183,000 | 6,195 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $64,000 | 6,188 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $119,000 | 5,003 |
| Total noninterest expense | $943,000 | 6,172 |
| Salaries and employee benefits | $545,000 | 5,951 |
| Premises and equipment expense | $133,000 | 5,992 |
| Additional noninterest expense | $265,000 | 6,355 |
| Pre-tax net operating income | $202,000 | 7,200 |
| Securities gains (losses) | $115,000 | 1,399 |
| Applicable income taxes | $108,000 | 5,017 |
| Income before extraordinary items | $209,000 | 6,891 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $209,000 | 6,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,544 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $133,100 | 7,446 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $671,000 | 7,023 |
| Total interest expense | $159,000 | 7,633 |
| Net interest income | $512,000 | 6,576 |
| Provision for loan and lease losses | $20,000 | 5,233 |
| Total noninterest income | $91,000 | 6,131 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $31,000 | 6,193 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $60,000 | 4,921 |
| Total noninterest expense | $471,000 | 6,201 |
| Salaries and employee benefits | $279,000 | 5,862 |
| Premises and equipment expense | $68,000 | 5,942 |
| Additional noninterest expense | $124,000 | 6,544 |
| Pre-tax net operating income | $112,000 | 7,013 |
| Securities gains (losses) | $105,000 | 971 |
| Applicable income taxes | $78,000 | 4,407 |
| Income before extraordinary items | $139,000 | 6,191 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $139,000 | 6,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $71,800 | 7,308 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,965,000 | 6,893 |
| Total interest expense | $810,000 | 7,485 |
| Net interest income | $2,155,000 | 6,391 |
| Provision for loan and lease losses | $184,000 | 4,522 |
| Total noninterest income | $376,000 | 5,932 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $118,000 | 6,284 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $258,000 | 4,567 |
| Total noninterest expense | $1,811,000 | 6,236 |
| Salaries and employee benefits | $1,041,000 | 5,982 |
| Premises and equipment expense | $250,000 | 6,143 |
| Additional noninterest expense | $520,000 | 6,391 |
| Pre-tax net operating income | $536,000 | 6,628 |
| Securities gains (losses) | $85,000 | 1,891 |
| Applicable income taxes | $232,000 | 4,884 |
| Income before extraordinary items | $389,000 | 6,898 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $389,000 | 6,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,779 |
| Cash dividends | $60,000 | 5,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $334,600 | 7,042 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,203,000 | 7,031 |
| Total interest expense | $1,301,000 | 7,405 |
| Net interest income | $1,902,000 | 6,596 |
| Provision for loan and lease losses | $118,000 | 5,336 |
| Total noninterest income | $338,000 | 6,105 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $138,000 | 5,971 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $200,000 | 4,926 |
| Total noninterest expense | $1,643,000 | 6,478 |
| Salaries and employee benefits | $940,000 | 6,204 |
| Premises and equipment expense | $225,000 | 6,420 |
| Additional noninterest expense | $478,000 | 6,598 |
| Pre-tax net operating income | $479,000 | 6,641 |
| Securities gains (losses) | $23,000 | 3,041 |
| Applicable income taxes | $173,000 | 5,254 |
| Income before extraordinary items | $329,000 | 6,960 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $329,000 | 6,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,767 |
| Cash dividends | $55,000 | 6,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $313,820 | 6,935 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,399,000 | 7,014 |
| Total interest expense | $1,692,000 | 6,788 |
| Net interest income | $1,707,000 | 7,106 |
| Provision for loan and lease losses | $70,000 | 5,970 |
| Total noninterest income | $320,000 | 6,128 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 5,768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 5,188 |
| Total noninterest expense | $1,625,000 | 6,429 |
| Salaries and employee benefits | $926,000 | 6,220 |
| Premises and equipment expense | $173,000 | 7,198 |
| Additional noninterest expense | $526,000 | 6,235 |
| Pre-tax net operating income | $332,000 | 7,766 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $102,000 | 6,484 |
| Income before extraordinary items | $231,000 | 7,891 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $231,000 | 7,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,010 |
| Cash dividends | $54,000 | 6,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $230,310 | 7,897 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,234,000 | 7,118 |
| Total interest expense | $1,563,000 | 6,814 |
| Net interest income | $1,671,000 | 7,242 |
| Provision for loan and lease losses | $41,000 | 6,835 |
| Total noninterest income | $303,000 | 6,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 5,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 5,485 |
| Total noninterest expense | $1,567,000 | 6,605 |
| Salaries and employee benefits | $887,000 | 6,371 |
| Premises and equipment expense | $179,000 | 7,145 |
| Additional noninterest expense | $501,000 | 6,516 |
| Pre-tax net operating income | $366,000 | 7,760 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $137,000 | 6,439 |
| Income before extraordinary items | $229,000 | 8,092 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $229,000 | 8,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,364 |
| Cash dividends | $50,000 | 6,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $229,000 | 8,068 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,825,000 | 7,733 |
| Total interest expense | $1,382,000 | 7,470 |
| Net interest income | $1,443,000 | 7,812 |
| Provision for loan and lease losses | $34,000 | 7,219 |
| Total noninterest income | $276,000 | 6,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 6,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 5,944 |
| Total noninterest expense | $1,508,000 | 6,669 |
| Salaries and employee benefits | $842,000 | 6,502 |
| Premises and equipment expense | $162,000 | 7,398 |
| Additional noninterest expense | $504,000 | 6,403 |
| Pre-tax net operating income | $177,000 | 9,023 |
| Securities gains (losses) | $43,000 | 1,842 |
| Applicable income taxes | $78,000 | 7,853 |
| Income before extraordinary items | $142,000 | 9,035 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $142,000 | 9,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,973 |
| Cash dividends | $54,000 | 6,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $114,050 | 9,160 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,463,000 | 8,421 |
| Total interest expense | $1,012,000 | 8,655 |
| Net interest income | $1,451,000 | 8,099 |
| Provision for loan and lease losses | $27,000 | 7,550 |
| Total noninterest income | $245,000 | 7,279 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 6,355 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 6,653 |
| Total noninterest expense | $1,418,000 | 6,990 |
| Salaries and employee benefits | $836,000 | 6,600 |
| Premises and equipment expense | $129,000 | 8,265 |
| Additional noninterest expense | $453,000 | 6,896 |
| Pre-tax net operating income | $251,000 | 9,287 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $92,000 | 8,530 |
| Income before extraordinary items | $160,000 | 9,498 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $160,000 | 9,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,805 |
| Cash dividends | $59,000 | 7,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $159,360 | 9,464 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,370,000 | 8,878 |
| Total interest expense | $953,000 | 9,178 |
| Net interest income | $1,417,000 | 8,470 |
| Provision for loan and lease losses | $18,000 | 8,074 |
| Total noninterest income | $256,000 | 7,503 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 6,483 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 6,940 |
| Total noninterest expense | $1,396,000 | 7,404 |
| Salaries and employee benefits | $798,000 | 6,988 |
| Premises and equipment expense | $124,000 | 8,694 |
| Additional noninterest expense | $474,000 | 7,256 |
| Pre-tax net operating income | $259,000 | 9,417 |
| Securities gains (losses) | $66,000 | 1,174 |
| Applicable income taxes | $126,000 | 8,285 |
| Income before extraordinary items | $199,000 | 9,312 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $199,000 | 9,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,175 |
| Cash dividends | $78,000 | 7,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $156,760 | 9,662 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,354,000 | 9,179 |
| Total interest expense | $956,000 | 9,401 |
| Net interest income | $1,398,000 | 8,792 |
| Provision for loan and lease losses | $1,000 | 8,909 |
| Total noninterest income | $243,000 | 7,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 6,833 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 7,205 |
| Total noninterest expense | $1,394,000 | 7,603 |
| Salaries and employee benefits | $797,000 | 7,112 |
| Premises and equipment expense | $128,000 | 8,845 |
| Additional noninterest expense | $469,000 | 7,527 |
| Pre-tax net operating income | $246,000 | 10,147 |
| Securities gains (losses) | $45,000 | 1,385 |
| Applicable income taxes | $62,000 | 9,940 |
| Income before extraordinary items | $229,000 | 9,622 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $229,000 | 9,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,374 |
| Cash dividends | $66,000 | 7,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $193,450 | 9,978 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,294,000 | 9,271 |
| Total interest expense | $868,000 | 9,269 |
| Net interest income | $1,426,000 | 9,082 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $220,000 | 8,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 7,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,198 |
| Total noninterest expense | $1,369,000 | 8,008 |
| Salaries and employee benefits | $736,000 | 7,625 |
| Premises and equipment expense | $125,000 | 9,244 |
| Additional noninterest expense | $508,000 | 7,765 |
| Pre-tax net operating income | $277,000 | 10,300 |
| Securities gains (losses) | $-16,000 | 10,174 |
| Applicable income taxes | $85,000 | 9,683 |
| Income before extraordinary items | $176,000 | 10,542 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $176,000 | 10,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $25,000 | 8,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $186,720 | 10,474 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,434,000 | 9,325 |
| Total interest expense | $909,000 | 9,510 |
| Net interest income | $1,525,000 | 9,030 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $225,000 | 8,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 6,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,494 |
| Total noninterest expense | $1,398,000 | 8,200 |
| Salaries and employee benefits | $757,000 | 7,597 |
| Premises and equipment expense | $128,000 | 9,539 |
| Additional noninterest expense | $513,000 | 8,088 |
| Pre-tax net operating income | $322,000 | 10,051 |
| Securities gains (losses) | $252,000 | 1,450 |
| Applicable income taxes | $201,000 | 7,594 |
| Income before extraordinary items | $373,000 | 8,708 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $373,000 | 8,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $30,000 | 8,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $209,200 | 10,314 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,425,000 | 10,048 |
| Total interest expense | $1,128,000 | 9,870 |
| Net interest income | $1,297,000 | 9,987 |
| Provision for loan and lease losses | $105,000 | 7,133 |
| Total noninterest income | $263,000 | 8,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 6,170 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 9,195 |
| Total noninterest expense | $1,300,000 | 8,663 |
| Salaries and employee benefits | $728,000 | 7,786 |
| Premises and equipment expense | $104,000 | 10,590 |
| Additional noninterest expense | $468,000 | 8,781 |
| Pre-tax net operating income | $155,000 | 11,482 |
| Securities gains (losses) | $290,000 | 1,565 |
| Applicable income taxes | $152,000 | 8,570 |
| Income before extraordinary items | $293,000 | 9,416 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $293,000 | 9,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 9,788 |
| Cash dividends | $23,000 | 8,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $101,600 | 11,629 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.