Home > Central Bank > Net charge- offs to loans
Central Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0006% | 2,882 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,600 |
| Percentage Net Loans Charged-off:Construction & development | -0.0035% | 4,215 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 3,975 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 3,840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 3,885 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0007% | 3,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1225% | 2,246 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9981% | 394 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0153% | 2,631 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0001% | 2,665 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 3,572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,016 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 3,884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0084% | 3,940 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0775% | 2,220 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5099% | 396 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0266% | 2,391 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0019% | 2,309 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,329 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0037% | 292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 3,935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 3,955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0972% | 1,922 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5048% | 386 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0493% | 2,106 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0064% | 1,716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0177% | 150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 3,907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 3,974 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0028% | 3,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1588% | 1,539 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5147% | 313 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1180% | 1,562 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0140% | 1,863 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0158% | 3,997 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0287% | 4,333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0083% | 3,800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0098% | 3,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1244% | 789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0661% | 2,306 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9553% | 298 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0343% | 4,176 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0188% | 1,463 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0197% | 4,075 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0360% | 4,416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0085% | 3,789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0102% | 3,895 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1748% | 535 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2928% | 414 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0328% | 4,101 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0292% | 1,143 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0276% | 4,142 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0499% | 4,365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0105% | 3,775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0126% | 3,868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2686% | 358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0269% | 2,100 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5270% | 332 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0299% | 3,828 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0831% | 587 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0150% | 4,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0248% | 4,372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0101% | 3,846 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0122% | 3,951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5372% | 183 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0735% | 3,988 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3574% | 774 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0410% | 3,870 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1381% | 672 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 3,142 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0050% | 681 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0102% | 3,718 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0167% | 3,239 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 3,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4652% | 410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1460% | 1,760 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3266% | 247 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0157% | 2,377 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0504% | 1,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 1,168 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0088% | 563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0102% | 3,785 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0223% | 3,333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0079% | 3,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2059% | 589 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2139% | 1,352 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8632% | 186 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0349% | 2,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0795% | 875 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 905 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0143% | 455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 754 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0336% | 3,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0089% | 637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3025% | 416 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2359% | 1,196 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9070% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0523% | 3,808 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0472% | 1,016 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 3,636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 3,972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0124% | 4,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1788% | 441 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3585% | 940 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9128% | 68 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1252% | 4,020 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0300% | 2,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 1,773 |
| Percentage Net Loans Charged-off:Construction & development | -0.0013% | 4,040 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0225% | 1,112 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0027% | 3,281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0281% | 981 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0487% | 1,719 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6419% | 989 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0514% | 75 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1797% | 2,018 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0123% | 2,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 1,423 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 4,091 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0385% | 778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0471% | 666 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0200% | 4,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5034% | 1,171 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7724% | 125 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1607% | 1,988 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0102% | 2,580 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 3,908 |
| Percentage Net Loans Charged-off:Construction & development | -0.0028% | 4,155 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0111% | 4,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0137% | 4,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 3,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6153% | 1,061 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5461% | 110 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2141% | 1,783 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0018% | 3,635 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 3,987 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 4,387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0161% | 4,292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0195% | 4,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0040% | 3,662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0881% | 2,113 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3359% | 411 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0644% | 2,069 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0457% | 2,468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0132% | 1,761 |
| Percentage Net Loans Charged-off:Construction & development | 0.2482% | 157 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1103% | 4,864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0793% | 777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0767% | 313 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0799% | 756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1377% | 1,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1552% | 2,634 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8887% | 469 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0385% | 3,094 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0201% | 4,586 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0531% | 4,849 |
| Percentage Net Loans Charged-off:Construction & development | -0.0019% | 4,208 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1467% | 4,982 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0241% | 1,160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0297% | 1,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0512% | 1,621 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0743% | 2,825 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2450% | 389 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1120% | 4,676 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0093% | 4,306 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0354% | 4,774 |
| Percentage Net Loans Charged-off:Construction & development | -0.0028% | 4,287 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0761% | 4,989 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0144% | 4,384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0178% | 4,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0469% | 1,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1019% | 2,453 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4612% | 339 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1184% | 4,624 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0434% | 4,789 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0672% | 5,024 |
| Percentage Net Loans Charged-off:Construction & development | -0.0054% | 4,440 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1535% | 5,131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0173% | 4,538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0215% | 4,633 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0023% | 3,792 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0458% | 2,296 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4848% | 410 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0267% | 4,365 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0382% | 4,887 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0137% | 4,460 |
| Percentage Net Loans Charged-off:Construction & development | -0.1441% | 4,685 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0080% | 1,893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0505% | 420 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 4,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1468% | 4,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2226% | 2,352 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0909% | 425 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0773% | 2,938 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0539% | 4,959 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0174% | 4,532 |
| Percentage Net Loans Charged-off:Construction & development | -0.2155% | 4,793 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0126% | 1,563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0691% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1940% | 4,833 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1386% | 2,520 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0268% | 420 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0095% | 4,470 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0067% | 4,179 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0183% | 4,575 |
| Percentage Net Loans Charged-off:Construction & development | -0.2854% | 4,869 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0248% | 1,185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1043% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0071% | 1,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0046% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1624% | 2,271 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0292% | 398 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0146% | 2,722 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0152% | 2,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0127% | 1,063 |
| Percentage Net Loans Charged-off:Construction & development | -0.0433% | 4,693 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0530% | 731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0647% | 636 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3314% | 1,637 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0952% | 248 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0298% | 2,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1561% | 1,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1027% | 968 |
| Percentage Net Loans Charged-off:Construction & development | -0.0129% | 4,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1227% | 652 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1630% | 720 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0959% | 4,033 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2205% | 524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3620% | 1,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3829% | 2,051 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5161% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3572% | 1,993 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1211% | 1,580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0155% | 1,899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0490% | 1,397 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1222% | 4,094 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0876% | 1,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4428% | 834 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4554% | 1,693 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2301% | 620 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4998% | 1,449 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1479% | 1,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0306% | 1,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0947% | 921 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1332% | 4,121 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1458% | 677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5148% | 657 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5336% | 1,442 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1727% | 1,044 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6799% | 1,061 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2930% | 623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0761% | 773 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2346% | 435 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0165% | 3,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2926% | 350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9857% | 330 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1502% | 719 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1722% | 1,044 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4416% | 479 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1703% | 1,597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0388% | 1,986 |
| Percentage Net Loans Charged-off:Construction & development | 0.1803% | 339 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0051% | 1,415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0552% | 1,812 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0591% | 4,133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0825% | 1,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5270% | 1,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3436% | 625 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1473% | 465 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3969% | 534 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1372% | 1,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0325% | 1,834 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0068% | 1,113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0923% | 1,274 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0626% | 4,147 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1293% | 1,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4914% | 836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2292% | 2,365 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7291% | 540 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0881% | 2,843 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2061% | 1,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0464% | 1,517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0103% | 890 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1322% | 978 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0260% | 4,062 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1701% | 802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7339% | 584 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5059% | 1,478 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6835% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1582% | 2,295 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3287% | 672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0206% | 1,473 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0740% | 427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0306% | 5,289 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0350% | 4,114 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0295% | 5,323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3414% | 306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3172% | 1,730 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4962% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0461% | 4,837 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2327% | 1,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3473% | 514 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9423% | 219 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.2230% | 4,927 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0251% | 2,690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2479% | 457 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0290% | 5,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0164% | 2,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0299% | 761 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9599% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1476% | 2,784 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3147% | 846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4732% | 317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2674% | 148 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.9542% | 4,976 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0499% | 2,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3611% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0260% | 5,487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0010% | 2,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4976% | 431 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3779% | 89 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3463% | 1,771 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5234% | 473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7230% | 190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9241% | 94 |
| Percentage Net Loans Charged-off: Multi-family residential | -4.4283% | 5,010 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0748% | 1,722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4167% | 300 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 5,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2275% | 1,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8472% | 349 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6477% | 53 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1132% | 2,498 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0612% | 5,621 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1269% | 5,970 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1600% | 456 |
| Percentage Net Loans Charged-off: Multi-family residential | -8.8379% | 5,023 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0214% | 5,451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0266% | 5,554 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0899% | 5,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7930% | 414 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1096% | 59 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1377% | 5,244 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1147% | 2,886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1250% | 2,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0076% | 5,497 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1423% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2386% | 1,408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7648% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1214% | 2,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0762% | 2,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9169% | 1,022 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1897% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1635% | 2,888 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0028% | 1,513 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0849% | 2,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1028% | 2,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0102% | 5,546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3102% | 1,054 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0294% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1524% | 1,708 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0081% | 2,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8808% | 1,005 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2185% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1004% | 2,971 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0038% | 1,373 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0806% | 2,883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0804% | 2,201 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 5,467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2351% | 1,316 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3837% | 145 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0148% | 5,756 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0061% | 4,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4154% | 597 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3986% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3851% | 1,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0056% | 1,205 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0007% | 4,670 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 5,356 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0207% | 5,803 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0193% | 4,473 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0211% | 5,814 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0092% | 4,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2474% | 2,040 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1200% | 1,175 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3749% | 1,592 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8777% | 700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1413% | 2,789 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3157% | 1,399 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0369% | 5,208 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0673% | 3,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0625% | 1,297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0680% | 3,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7526% | 421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0693% | 3,882 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4494% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,056 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2347% | 879 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0037% | 5,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0386% | 3,612 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0555% | 5,277 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1058% | 2,718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1373% | 1,048 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1024% | 2,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0592% | 5,414 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0178% | 5,544 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0199% | 5,475 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0153% | 4,537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0612% | 3,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0792% | 5,306 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1667% | 2,168 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1847% | 879 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1647% | 2,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0611% | 5,377 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0269% | 5,467 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0300% | 5,411 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0469% | 3,376 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1178% | 2,167 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3123% | 1,362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3467% | 1,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0633% | 5,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5155% | 513 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0601% | 5,481 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0782% | 4,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0494% | 4,514 |
| Percentage Net Loans Charged-off:Construction & development | 0.4100% | 1,873 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0751% | 3,886 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1326% | 1,536 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0675% | 3,765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1684% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0266% | 4,409 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2506% | 859 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,313 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0283% | 5,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0616% | 4,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.5390% | 1,633 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0857% | 3,510 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0267% | 5,020 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1012% | 3,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0105% | 5,467 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0176% | 4,156 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1658% | 798 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,003 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0265% | 5,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0535% | 3,967 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1319% | 2,957 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0198% | 5,009 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1533% | 2,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0016% | 2,852 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0528% | 5,866 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2415% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0889% | 5,913 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0502% | 4,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0910% | 3,032 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2244% | 2,099 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0386% | 5,065 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2625% | 1,862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0126% | 2,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9324% | 483 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1170% | 5,842 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4137% | 3,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1635% | 4,173 |
| Percentage Net Loans Charged-off:Construction & development | 1.4156% | 1,937 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0263% | 6,895 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1899% | 3,494 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1063% | 5,312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2378% | 3,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0196% | 1,964 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4371% | 6,987 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2403% | 1,388 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4096% | 6,965 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0116% | 5,897 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4216% | 3,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0809% | 4,423 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0354% | 6,960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2230% | 3,018 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1403% | 5,342 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2828% | 2,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1535% | 1,623 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4319% | 7,003 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8119% | 746 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4886% | 7,036 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0163% | 5,951 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2777% | 3,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1347% | 3,719 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0524% | 7,027 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3654% | 2,259 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0346% | 5,279 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4325% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6558% | 1,936 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5518% | 7,087 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4676% | 547 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6299% | 7,119 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0244% | 6,027 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0599% | 6,946 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0420% | 7,068 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1026% | 7,137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0101% | 6,810 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0346% | 5,272 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 6,765 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0061% | 5,741 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3215% | 7,262 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1041% | 7,240 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0477% | 6,085 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0211% | 6,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0460% | 5,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1678% | 2,929 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0103% | 7,235 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0349% | 5,504 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 7,185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0015% | 4,724 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1177% | 7,070 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2601% | 1,027 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0350% | 6,209 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0695% | 4,790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2272% | 2,352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0052% | 4,606 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0698% | 1,616 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 7,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0062% | 4,305 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1100% | 7,007 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3551% | 950 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0499% | 5,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1077% | 4,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3508% | 1,714 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0129% | 4,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1230% | 1,298 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 7,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0110% | 6,438 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0466% | 6,656 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3280% | 709 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2133% | 3,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4312% | 2,191 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2763% | 647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0209% | 3,022 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1736% | 874 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 7,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0062% | 6,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5915% | 597 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3196% | 4,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2305% | 3,965 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0923% | 2,911 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4072% | 2,354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7081% | 1,045 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3581% | 2,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5324% | 3,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5537% | 3,904 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7584% | 542 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2944% | 4,184 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2631% | 3,276 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1209% | 2,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4264% | 1,988 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1430% | 1,428 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4717% | 1,781 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4001% | 3,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8427% | 2,811 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2485% | 369 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0323% | 6,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0402% | 4,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 7,615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 7,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0065% | 3,938 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4513% | 3,634 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1024% | 855 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0399% | 4,938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0854% | 2,996 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 7,569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 7,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0103% | 6,770 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1148% | 7,129 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3533% | 3,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2599% | 2,528 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2158% | 1,368 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2898% | 1,793 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2333% | 6,016 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3662% | 1,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2779% | 3,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4093% | 4,081 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6974% | 1,815 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9990% | 773 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4216% | 1,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2595% | 1,848 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0405% | 1,481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3985% | 1,086 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3118% | 6,040 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5035% | 841 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3660% | 2,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4317% | 3,477 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1872% | 1,759 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3541% | 556 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4996% | 1,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3001% | 1,347 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0618% | 1,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6511% | 602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7459% | 501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2903% | 2,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6571% | 2,429 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2896% | 1,738 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0108% | 398 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5097% | 1,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0475% | 2,146 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1255% | 551 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0051% | 1,915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 1,747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0324% | 2,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8403% | 1,774 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5857% | 714 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0740% | 220 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0145% | 5,995 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0358% | 3,122 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0778% | 2,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4898% | 321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0138% | 2,836 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1339% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5507% | 2,872 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5528% | 730 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5242% | 7,371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0083% | 5,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0103% | 3,002 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0223% | 2,276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0258% | 2,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1831% | 2,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7321% | 1,926 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1075% | 543 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6243% | 7,378 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0227% | 7,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 2,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0360% | 1,666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0417% | 1,484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2347% | 1,746 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2070% | 3,627 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6508% | 828 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9315% | 7,415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0801% | 2,458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0384% | 1,326 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0823% | 973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0958% | 837 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4811% | 915 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4601% | 2,249 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8490% | 522 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8207% | 7,368 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3335% | 8,541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0589% | 1,825 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1225% | 1,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5545% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0531% | 1,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0329% | 3,429 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2935% | 3,933 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5883% | 706 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -3.6557% | 7,581 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5199% | 8,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0484% | 1,642 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1001% | 1,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2749% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0717% | 1,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0074% | 3,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1798% | 4,126 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4365% | 1,025 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -5.4112% | 7,629 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8177% | 8,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0590% | 1,305 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1238% | 919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4321% | 115 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0723% | 1,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0029% | 6,570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3008% | 3,163 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3317% | 954 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -8.7168% | 7,624 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0879% | 2,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1212% | 642 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2585% | 435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8686% | 68 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1519% | 596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7053% | 1,729 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6395% | 763 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0819% | 7,117 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1398% | 8,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 3,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 2,937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0273% | 594 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7640% | 1,428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5123% | 2,114 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -3.4241% | 7,696 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0039% | 7,382 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 2,953 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0059% | 2,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0369% | 465 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0176% | 6,956 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0164% | 7,493 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9318% | 2,101 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0056% | 6,910 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0083% | 7,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0260% | 6,958 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0246% | 7,287 |
| Percentage Net Loans Charged-off: Credit card loans | -1.3897% | 2,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0085% | 6,943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0150% | 7,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0522% | 7,185 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0489% | 7,101 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6975% | 2,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1646% | 8,738 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0731% | 8,586 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0193% | 7,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6275% | 3,261 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9756% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.3334% | 7,784 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2027% | 8,742 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0987% | 8,654 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0859% | 7,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1318% | 5,385 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3624% | 564 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.1897% | 7,777 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3091% | 8,827 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1509% | 8,734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1189% | 7,617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0647% | 5,367 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0850% | 1,133 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.7490% | 7,793 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8849% | 8,956 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3053% | 8,848 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0222% | 2,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1278% | 4,288 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0924% | 744 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -6.4361% | 7,821 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0220% | 6,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1202% | 1,646 |
| Percentage Net Loans Charged-off:Construction & development | 0.3848% | 361 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0124% | 3,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0142% | 2,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2260% | 8,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1638% | 6,093 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5107% | 1,716 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0472% | 7,419 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0164% | 8,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0395% | 2,311 |
| Percentage Net Loans Charged-off:Construction & development | 0.5241% | 256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0167% | 2,498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0190% | 2,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3132% | 8,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,497 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2697% | 1,092 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0063% | 6,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0604% | 1,727 |
| Percentage Net Loans Charged-off:Construction & development | 0.7894% | 187 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0253% | 1,961 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0286% | 1,840 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4242% | 8,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1109% | 5,489 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6814% | 1,437 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5014% | 785 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0658% | 8,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1033% | 1,063 |
| Percentage Net Loans Charged-off:Construction & development | 1.5262% | 88 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0143% | 1,501 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0159% | 1,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5887% | 8,435 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1348% | 4,555 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0861% | 7,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9087% | 806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8377% | 220 |
| Percentage Net Loans Charged-off:Construction & development | 0.6978% | 287 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2315% | 782 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 3,232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 3,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7045% | 2,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5195% | 4,218 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3875% | 440 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7000% | 482 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6630% | 1,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 3,547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0161% | 2,795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0175% | 2,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2337% | 3,513 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0407% | 7,044 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8632% | 1,789 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7942% | 265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1186% | 4,299 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0033% | 7,789 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0986% | 9,961 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0170% | 7,842 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0074% | 8,504 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0552% | 6,801 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0061% | 8,714 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1381% | 12,333 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0404% | 12,637 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |