Home > Central Bank > Income and Expense
Central Bank, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,675,000 | 2,274 |
| Total interest expense | $262,000 | 2,369 |
| Net interest income | $2,413,000 | 2,248 |
| Provision for loan and lease losses | $219,000 | 912 |
| Total noninterest income | $838,000 | 1,470 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $183,000 | 1,537 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $655,000 | 1,276 |
| Total noninterest expense | $1,780,000 | 2,535 |
| Salaries and employee benefits | $1,028,000 | 2,465 |
| Premises and equipment expense | $196,000 | 2,575 |
| Additional noninterest expense | $556,000 | 2,550 |
| Pre-tax net operating income | $1,252,000 | 1,614 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $423,000 | 1,195 |
| Income before extraordinary items | $829,000 | 1,928 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $829,000 | 1,928 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $829,000 | 1,928 |
| Net charge-offs | $70,000 | 1,227 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $829,000 | 1,879 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,259,000 | 5,252 |
| Total interest expense | $223,000 | 5,035 |
| Net interest income | $2,036,000 | 5,235 |
| Provision for loan and lease losses | $146,000 | 2,666 |
| Total noninterest income | $670,000 | 3,717 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $173,000 | 3,919 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $497,000 | 3,297 |
| Total noninterest expense | $2,463,000 | 4,719 |
| Salaries and employee benefits | $913,000 | 5,299 |
| Premises and equipment expense | $183,000 | 5,188 |
| Additional noninterest expense | $1,367,000 | 3,623 |
| Pre-tax net operating income | $97,000 | 5,684 |
| Securities gains (losses) | $5,000 | 2,832 |
| Applicable income taxes | $-11,000 | 5,890 |
| Income before extraordinary items | $113,000 | 5,668 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $113,000 | 5,671 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $113,000 | 5,671 |
| Net charge-offs | $67,000 | 3,023 |
| Cash dividends | $5,000,000 | 661 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $108,000 | 5,637 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,042,000 | 2,246 |
| Total interest expense | $786,000 | 2,362 |
| Net interest income | $7,256,000 | 2,223 |
| Provision for loan and lease losses | $53,000 | 3,206 |
| Total noninterest income | $1,608,000 | 2,040 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $557,000 | 1,583 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,051,000 | 1,964 |
| Total noninterest expense | $5,686,000 | 2,415 |
| Salaries and employee benefits | $3,478,000 | 2,192 |
| Premises and equipment expense | $676,000 | 2,373 |
| Additional noninterest expense | $1,532,000 | 2,745 |
| Pre-tax net operating income | $3,125,000 | 1,843 |
| Securities gains (losses) | $14,000 | 2,190 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $3,139,000 | 1,567 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,139,000 | 1,567 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,139,000 | 1,568 |
| Net charge-offs | $72,000 | 2,462 |
| Cash dividends | $2,513,000 | 821 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,125,000 | 1,535 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,326,000 | 2,265 |
| Total interest expense | $523,000 | 2,388 |
| Net interest income | $4,803,000 | 2,232 |
| Provision for loan and lease losses | $53,000 | 2,857 |
| Total noninterest income | $1,008,000 | 2,125 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $353,000 | 1,624 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $655,000 | 2,056 |
| Total noninterest expense | $3,638,000 | 2,510 |
| Salaries and employee benefits | $2,284,000 | 2,233 |
| Premises and equipment expense | $448,000 | 2,399 |
| Additional noninterest expense | $906,000 | 3,028 |
| Pre-tax net operating income | $2,120,000 | 1,814 |
| Securities gains (losses) | $14,000 | 1,877 |
| Applicable income taxes | $3,000 | 4,308 |
| Income before extraordinary items | $2,131,000 | 1,534 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,131,000 | 1,537 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,131,000 | 1,537 |
| Net charge-offs | $19,000 | 2,974 |
| Cash dividends | $1,730,000 | 804 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,117,000 | 1,505 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,643,000 | 2,272 |
| Total interest expense | $261,000 | 2,408 |
| Net interest income | $2,382,000 | 2,241 |
| Provision for loan and lease losses | $53,000 | 2,030 |
| Total noninterest income | $496,000 | 2,115 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $170,000 | 1,662 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $326,000 | 2,011 |
| Total noninterest expense | $1,847,000 | 2,483 |
| Salaries and employee benefits | $1,160,000 | 2,224 |
| Premises and equipment expense | $221,000 | 2,448 |
| Additional noninterest expense | $466,000 | 2,938 |
| Pre-tax net operating income | $978,000 | 1,895 |
| Securities gains (losses) | $16,000 | 1,315 |
| Applicable income taxes | $2,000 | 4,215 |
| Income before extraordinary items | $992,000 | 1,617 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $992,000 | 1,618 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $992,000 | 1,619 |
| Net charge-offs | $11,000 | 2,441 |
| Cash dividends | $663,000 | 904 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $976,000 | 1,582 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,447,000 | 2,308 |
| Total interest expense | $1,227,000 | 2,216 |
| Net interest income | $9,220,000 | 2,304 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,888,000 | 2,193 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $738,000 | 1,684 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,150,000 | 2,137 |
| Total noninterest expense | $7,606,000 | 2,411 |
| Salaries and employee benefits | $4,573,000 | 2,218 |
| Premises and equipment expense | $931,000 | 2,374 |
| Additional noninterest expense | $2,102,000 | 2,772 |
| Pre-tax net operating income | $3,502,000 | 2,029 |
| Securities gains (losses) | $38,000 | 1,926 |
| Applicable income taxes | $-31,000 | 6,191 |
| Income before extraordinary items | $3,571,000 | 1,730 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,571,000 | 1,730 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,571,000 | 1,729 |
| Net charge-offs | $67,000 | 3,528 |
| Cash dividends | $3,070,000 | 891 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,533,000 | 1,718 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,748,000 | 2,346 |
| Total interest expense | $948,000 | 2,200 |
| Net interest income | $6,800,000 | 2,353 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,417,000 | 2,191 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $550,000 | 1,700 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $867,000 | 2,130 |
| Total noninterest expense | $5,636,000 | 2,445 |
| Salaries and employee benefits | $3,478,000 | 2,200 |
| Premises and equipment expense | $691,000 | 2,425 |
| Additional noninterest expense | $1,467,000 | 2,937 |
| Pre-tax net operating income | $2,581,000 | 2,092 |
| Securities gains (losses) | $27,000 | 1,839 |
| Applicable income taxes | $-33,000 | 6,342 |
| Income before extraordinary items | $2,641,000 | 1,764 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,641,000 | 1,765 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,641,000 | 1,764 |
| Net charge-offs | $34,000 | 3,540 |
| Cash dividends | $1,931,000 | 990 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,614,000 | 1,746 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,135,000 | 2,351 |
| Total interest expense | $649,000 | 2,182 |
| Net interest income | $4,486,000 | 2,357 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $931,000 | 2,178 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $358,000 | 1,718 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $573,000 | 2,126 |
| Total noninterest expense | $3,783,000 | 2,444 |
| Salaries and employee benefits | $2,336,000 | 2,189 |
| Premises and equipment expense | $456,000 | 2,455 |
| Additional noninterest expense | $991,000 | 2,908 |
| Pre-tax net operating income | $1,634,000 | 2,135 |
| Securities gains (losses) | $23,000 | 1,584 |
| Applicable income taxes | $13,000 | 4,016 |
| Income before extraordinary items | $1,644,000 | 1,827 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,644,000 | 1,831 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,644,000 | 1,830 |
| Net charge-offs | $21,000 | 3,384 |
| Cash dividends | $1,228,000 | 990 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,621,230 | 1,809 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,553,000 | 2,356 |
| Total interest expense | $331,000 | 2,185 |
| Net interest income | $2,222,000 | 2,369 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $468,000 | 2,129 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $179,000 | 1,697 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $289,000 | 2,049 |
| Total noninterest expense | $1,958,000 | 2,374 |
| Salaries and employee benefits | $1,212,000 | 2,130 |
| Premises and equipment expense | $233,000 | 2,456 |
| Additional noninterest expense | $513,000 | 2,827 |
| Pre-tax net operating income | $732,000 | 2,246 |
| Securities gains (losses) | $19,000 | 970 |
| Applicable income taxes | $11,000 | 3,783 |
| Income before extraordinary items | $740,000 | 1,928 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $740,000 | 1,931 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $740,000 | 1,931 |
| Net charge-offs | $19,000 | 2,514 |
| Cash dividends | $516,000 | 996 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $721,190 | 1,917 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,536,000 | 2,303 |
| Total interest expense | $1,638,000 | 2,010 |
| Net interest income | $8,898,000 | 2,369 |
| Provision for loan and lease losses | $57,000 | 4,190 |
| Total noninterest income | $2,021,000 | 2,155 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $714,000 | 1,803 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,307,000 | 2,021 |
| Total noninterest expense | $7,575,000 | 2,462 |
| Salaries and employee benefits | $4,440,000 | 2,274 |
| Premises and equipment expense | $995,000 | 2,264 |
| Additional noninterest expense | $2,140,000 | 2,833 |
| Pre-tax net operating income | $3,287,000 | 2,017 |
| Securities gains (losses) | $16,000 | 2,449 |
| Applicable income taxes | $-3,000 | 6,257 |
| Income before extraordinary items | $3,306,000 | 1,751 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,306,000 | 1,754 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,306,000 | 1,754 |
| Net charge-offs | $746,000 | 1,562 |
| Cash dividends | $2,452,000 | 1,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,290,000 | 1,725 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,879,000 | 2,321 |
| Total interest expense | $1,295,000 | 1,989 |
| Net interest income | $6,584,000 | 2,402 |
| Provision for loan and lease losses | $57,000 | 3,870 |
| Total noninterest income | $1,550,000 | 2,162 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $521,000 | 1,850 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,029,000 | 2,009 |
| Total noninterest expense | $5,647,000 | 2,472 |
| Salaries and employee benefits | $3,363,000 | 2,266 |
| Premises and equipment expense | $744,000 | 2,293 |
| Additional noninterest expense | $1,540,000 | 2,919 |
| Pre-tax net operating income | $2,430,000 | 2,111 |
| Securities gains (losses) | $16,000 | 2,321 |
| Applicable income taxes | $-5,000 | 6,500 |
| Income before extraordinary items | $2,451,000 | 1,797 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,451,000 | 1,801 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,451,000 | 1,802 |
| Net charge-offs | $619,000 | 1,394 |
| Cash dividends | $1,804,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,435,000 | 1,765 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,227,000 | 2,335 |
| Total interest expense | $874,000 | 1,990 |
| Net interest income | $4,353,000 | 2,414 |
| Provision for loan and lease losses | $30,000 | 3,938 |
| Total noninterest income | $1,028,000 | 2,194 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $344,000 | 1,833 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $684,000 | 2,060 |
| Total noninterest expense | $3,652,000 | 2,539 |
| Salaries and employee benefits | $2,231,000 | 2,277 |
| Premises and equipment expense | $488,000 | 2,327 |
| Additional noninterest expense | $933,000 | 3,124 |
| Pre-tax net operating income | $1,699,000 | 1,988 |
| Securities gains (losses) | $40,000 | 1,658 |
| Applicable income taxes | $-2,000 | 6,540 |
| Income before extraordinary items | $1,741,000 | 1,710 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,741,000 | 1,715 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,741,000 | 1,716 |
| Net charge-offs | $567,000 | 1,158 |
| Cash dividends | $1,285,000 | 884 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,701,000 | 1,674 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,606,000 | 2,370 |
| Total interest expense | $440,000 | 2,022 |
| Net interest income | $2,166,000 | 2,429 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $535,000 | 2,128 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $173,000 | 1,823 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $362,000 | 1,965 |
| Total noninterest expense | $1,871,000 | 2,516 |
| Salaries and employee benefits | $1,142,000 | 2,256 |
| Premises and equipment expense | $239,000 | 2,393 |
| Additional noninterest expense | $490,000 | 3,042 |
| Pre-tax net operating income | $800,000 | 2,046 |
| Securities gains (losses) | $40,000 | 1,018 |
| Applicable income taxes | $-5,000 | 6,710 |
| Income before extraordinary items | $845,000 | 1,699 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $845,000 | 1,700 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $845,000 | 1,701 |
| Net charge-offs | $144,000 | 1,614 |
| Cash dividends | $588,000 | 840 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $805,000 | 1,694 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,327,000 | 2,293 |
| Total interest expense | $1,913,000 | 2,208 |
| Net interest income | $9,414,000 | 2,275 |
| Provision for loan and lease losses | $193,000 | 3,982 |
| Total noninterest income | $2,333,000 | 1,966 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $797,000 | 1,699 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,536,000 | 1,824 |
| Total noninterest expense | $7,560,000 | 2,487 |
| Salaries and employee benefits | $4,393,000 | 2,255 |
| Premises and equipment expense | $1,071,000 | 2,136 |
| Additional noninterest expense | $2,096,000 | 2,988 |
| Pre-tax net operating income | $3,994,000 | 1,657 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $14,000 | 4,312 |
| Income before extraordinary items | $3,980,000 | 1,462 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,980,000 | 1,463 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,980,000 | 1,463 |
| Net charge-offs | $1,041,000 | 1,776 |
| Cash dividends | $2,769,000 | 938 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,980,000 | 1,374 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,572,000 | 2,324 |
| Total interest expense | $1,477,000 | 2,237 |
| Net interest income | $7,095,000 | 2,302 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $1,716,000 | 1,989 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $607,000 | 1,699 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,109,000 | 1,862 |
| Total noninterest expense | $5,708,000 | 2,480 |
| Salaries and employee benefits | $3,341,000 | 2,227 |
| Premises and equipment expense | $807,000 | 2,156 |
| Additional noninterest expense | $1,560,000 | 3,012 |
| Pre-tax net operating income | $3,103,000 | 1,648 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $11,000 | 4,359 |
| Income before extraordinary items | $3,092,000 | 1,450 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,092,000 | 1,451 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,092,000 | 1,451 |
| Net charge-offs | $891,000 | 1,581 |
| Cash dividends | $2,080,000 | 745 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,092,000 | 1,364 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,741,000 | 2,328 |
| Total interest expense | $1,007,000 | 2,267 |
| Net interest income | $4,734,000 | 2,301 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $1,296,000 | 1,805 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $413,000 | 1,655 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $883,000 | 1,642 |
| Total noninterest expense | $3,864,000 | 2,443 |
| Salaries and employee benefits | $2,255,000 | 2,208 |
| Premises and equipment expense | $550,000 | 2,104 |
| Additional noninterest expense | $1,059,000 | 2,979 |
| Pre-tax net operating income | $2,166,000 | 1,587 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $7,000 | 4,344 |
| Income before extraordinary items | $2,159,000 | 1,377 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,159,000 | 1,377 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,159,000 | 1,377 |
| Net charge-offs | $633,000 | 1,554 |
| Cash dividends | $1,605,000 | 639 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,159,000 | 1,298 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,863,000 | 2,361 |
| Total interest expense | $512,000 | 2,317 |
| Net interest income | $2,351,000 | 2,330 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $953,000 | 1,371 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $198,000 | 1,711 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $755,000 | 1,123 |
| Total noninterest expense | $2,093,000 | 2,282 |
| Salaries and employee benefits | $1,213,000 | 2,067 |
| Premises and equipment expense | $298,000 | 1,985 |
| Additional noninterest expense | $582,000 | 2,720 |
| Pre-tax net operating income | $1,211,000 | 1,432 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $4,000 | 4,331 |
| Income before extraordinary items | $1,207,000 | 1,205 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,207,000 | 1,205 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,207,000 | 1,206 |
| Net charge-offs | $244,000 | 1,674 |
| Cash dividends | $718,000 | 639 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,207,000 | 1,148 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,074,000 | 2,305 |
| Total interest expense | $2,233,000 | 2,534 |
| Net interest income | $9,841,000 | 2,218 |
| Provision for loan and lease losses | $810,000 | 2,725 |
| Total noninterest income | $1,533,000 | 2,417 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $843,000 | 1,716 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $690,000 | 2,653 |
| Total noninterest expense | $8,191,000 | 2,318 |
| Salaries and employee benefits | $4,600,000 | 2,098 |
| Premises and equipment expense | $1,218,000 | 2,034 |
| Additional noninterest expense | $2,373,000 | 2,702 |
| Pre-tax net operating income | $2,373,000 | 2,204 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $14,000 | 4,225 |
| Income before extraordinary items | $2,359,000 | 1,965 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,359,000 | 1,966 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,359,000 | 1,966 |
| Net charge-offs | $603,000 | 2,950 |
| Cash dividends | $1,665,000 | 1,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,359,000 | 1,875 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,132,000 | 2,319 |
| Total interest expense | $1,719,000 | 2,576 |
| Net interest income | $7,413,000 | 2,226 |
| Provision for loan and lease losses | $273,000 | 3,742 |
| Total noninterest income | $1,266,000 | 2,254 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $624,000 | 1,743 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $642,000 | 2,331 |
| Total noninterest expense | $6,263,000 | 2,286 |
| Salaries and employee benefits | $3,458,000 | 2,106 |
| Premises and equipment expense | $1,058,000 | 1,774 |
| Additional noninterest expense | $1,747,000 | 2,747 |
| Pre-tax net operating income | $2,143,000 | 1,973 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $11,000 | 4,231 |
| Income before extraordinary items | $2,132,000 | 1,744 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,132,000 | 1,745 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,132,000 | 1,745 |
| Net charge-offs | $451,000 | 2,782 |
| Cash dividends | $1,000,000 | 1,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,132,000 | 1,666 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,134,000 | 2,315 |
| Total interest expense | $1,171,000 | 2,614 |
| Net interest income | $4,963,000 | 2,212 |
| Provision for loan and lease losses | $155,000 | 3,847 |
| Total noninterest income | $814,000 | 2,301 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $405,000 | 1,748 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $409,000 | 2,408 |
| Total noninterest expense | $4,396,000 | 2,194 |
| Salaries and employee benefits | $2,539,000 | 1,922 |
| Premises and equipment expense | $692,000 | 1,833 |
| Additional noninterest expense | $1,165,000 | 2,802 |
| Pre-tax net operating income | $1,226,000 | 2,192 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $7,000 | 4,215 |
| Income before extraordinary items | $1,219,000 | 1,929 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,219,000 | 1,929 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,219,000 | 1,929 |
| Net charge-offs | $139,000 | 3,494 |
| Cash dividends | $600,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,219,000 | 1,857 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,098,000 | 2,305 |
| Total interest expense | $601,000 | 2,634 |
| Net interest income | $2,497,000 | 2,190 |
| Provision for loan and lease losses | $155,000 | 2,715 |
| Total noninterest income | $360,000 | 2,510 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $197,000 | 1,765 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $163,000 | 2,759 |
| Total noninterest expense | $2,190,000 | 2,197 |
| Salaries and employee benefits | $1,239,000 | 1,975 |
| Premises and equipment expense | $343,000 | 1,879 |
| Additional noninterest expense | $608,000 | 2,693 |
| Pre-tax net operating income | $512,000 | 2,515 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $4,000 | 4,128 |
| Income before extraordinary items | $508,000 | 2,220 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $508,000 | 2,218 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $508,000 | 2,219 |
| Net charge-offs | $259,000 | 1,887 |
| Cash dividends | $600,000 | 613 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $508,000 | 2,175 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,295,000 | 2,266 |
| Total interest expense | $3,075,000 | 2,557 |
| Net interest income | $10,220,000 | 2,142 |
| Provision for loan and lease losses | $994,000 | 3,067 |
| Total noninterest income | $1,672,000 | 2,348 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $843,000 | 1,741 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $829,000 | 2,443 |
| Total noninterest expense | $8,786,000 | 2,209 |
| Salaries and employee benefits | $4,687,000 | 2,064 |
| Premises and equipment expense | $1,592,000 | 1,609 |
| Additional noninterest expense | $2,507,000 | 2,679 |
| Pre-tax net operating income | $2,112,000 | 2,144 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $14,000 | 4,130 |
| Income before extraordinary items | $2,098,000 | 1,942 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,098,000 | 1,943 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,098,000 | 1,944 |
| Net charge-offs | $2,364,000 | 1,693 |
| Cash dividends | $400,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,098,000 | 1,869 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,125,000 | 2,285 |
| Total interest expense | $2,404,000 | 2,556 |
| Net interest income | $7,721,000 | 2,144 |
| Provision for loan and lease losses | $695,000 | 3,048 |
| Total noninterest income | $1,038,000 | 2,662 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $626,000 | 1,814 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $412,000 | 3,062 |
| Total noninterest expense | $6,581,000 | 2,201 |
| Salaries and employee benefits | $3,430,000 | 2,112 |
| Premises and equipment expense | $1,274,000 | 1,523 |
| Additional noninterest expense | $1,877,000 | 2,635 |
| Pre-tax net operating income | $1,483,000 | 2,398 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $11,000 | 4,212 |
| Income before extraordinary items | $1,472,000 | 2,179 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,472,000 | 2,180 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,472,000 | 2,182 |
| Net charge-offs | $1,182,000 | 2,008 |
| Cash dividends | $400,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,472,000 | 2,083 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,804,000 | 2,300 |
| Total interest expense | $1,694,000 | 2,523 |
| Net interest income | $5,110,000 | 2,168 |
| Provision for loan and lease losses | $251,000 | 3,878 |
| Total noninterest income | $792,000 | 2,392 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $377,000 | 1,985 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $415,000 | 2,362 |
| Total noninterest expense | $4,463,000 | 2,174 |
| Salaries and employee benefits | $2,315,000 | 2,101 |
| Premises and equipment expense | $901,000 | 1,461 |
| Additional noninterest expense | $1,247,000 | 2,627 |
| Pre-tax net operating income | $1,188,000 | 2,071 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $7,000 | 4,209 |
| Income before extraordinary items | $1,181,000 | 1,840 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,181,000 | 1,839 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,181,000 | 1,840 |
| Net charge-offs | $878,000 | 1,860 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,181,000 | 1,753 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,467,000 | 2,308 |
| Total interest expense | $910,000 | 2,470 |
| Net interest income | $2,557,000 | 2,177 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $442,000 | 2,213 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $171,000 | 2,123 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $271,000 | 1,971 |
| Total noninterest expense | $2,239,000 | 2,184 |
| Salaries and employee benefits | $1,127,000 | 2,187 |
| Premises and equipment expense | $444,000 | 1,522 |
| Additional noninterest expense | $668,000 | 2,468 |
| Pre-tax net operating income | $760,000 | 1,697 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $760,000 | 1,452 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $760,000 | 1,454 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $760,000 | 1,454 |
| Net charge-offs | $272,000 | 2,125 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $760,000 | 1,401 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,606,000 | 2,284 |
| Total interest expense | $4,922,000 | 2,297 |
| Net interest income | $9,684,000 | 2,255 |
| Provision for loan and lease losses | $2,168,000 | 2,383 |
| Total noninterest income | $1,474,000 | 2,577 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $835,000 | 1,982 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $639,000 | 2,805 |
| Total noninterest expense | $9,144,000 | 2,171 |
| Salaries and employee benefits | $4,656,000 | 2,108 |
| Premises and equipment expense | $1,756,000 | 1,534 |
| Additional noninterest expense | $2,732,000 | 2,549 |
| Pre-tax net operating income | $-154,000 | 5,656 |
| Securities gains (losses) | $419,000 | 990 |
| Applicable income taxes | $16,000 | 3,750 |
| Income before extraordinary items | $249,000 | 4,639 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $249,000 | 4,639 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $249,000 | 4,639 |
| Net charge-offs | $1,535,000 | 2,345 |
| Cash dividends | $200,000 | 3,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-144,860 | 5,739 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,066,000 | 2,298 |
| Total interest expense | $3,842,000 | 2,305 |
| Net interest income | $7,224,000 | 2,272 |
| Provision for loan and lease losses | $2,168,000 | 1,812 |
| Total noninterest income | $1,181,000 | 2,528 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $622,000 | 1,996 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $559,000 | 2,630 |
| Total noninterest expense | $7,050,000 | 2,121 |
| Salaries and employee benefits | $3,670,000 | 2,024 |
| Premises and equipment expense | $1,317,000 | 1,555 |
| Additional noninterest expense | $2,063,000 | 2,504 |
| Pre-tax net operating income | $-813,000 | 6,542 |
| Securities gains (losses) | $346,000 | 895 |
| Applicable income taxes | $12,000 | 3,988 |
| Income before extraordinary items | $-479,000 | 6,411 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-479,000 | 6,412 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-479,000 | 6,411 |
| Net charge-offs | $1,218,000 | 1,986 |
| Cash dividends | $200,000 | 3,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-825,000 | 6,640 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,456,000 | 2,302 |
| Total interest expense | $2,645,000 | 2,324 |
| Net interest income | $4,811,000 | 2,272 |
| Provision for loan and lease losses | $1,032,000 | 2,028 |
| Total noninterest income | $888,000 | 2,365 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $420,000 | 1,946 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $468,000 | 2,304 |
| Total noninterest expense | $4,863,000 | 2,090 |
| Salaries and employee benefits | $2,429,000 | 2,073 |
| Premises and equipment expense | $872,000 | 1,597 |
| Additional noninterest expense | $1,562,000 | 2,254 |
| Pre-tax net operating income | $-196,000 | 6,266 |
| Securities gains (losses) | $346,000 | 674 |
| Applicable income taxes | $9,000 | 4,050 |
| Income before extraordinary items | $141,000 | 4,928 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $141,000 | 4,926 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $141,000 | 4,926 |
| Net charge-offs | $857,000 | 1,766 |
| Cash dividends | $200,000 | 2,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-184,240 | 6,333 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,796,000 | 2,304 |
| Total interest expense | $1,347,000 | 2,365 |
| Net interest income | $2,449,000 | 2,240 |
| Provision for loan and lease losses | $200,000 | 2,838 |
| Total noninterest income | $439,000 | 2,337 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $221,000 | 1,808 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $218,000 | 2,392 |
| Total noninterest expense | $2,480,000 | 2,006 |
| Salaries and employee benefits | $1,189,000 | 2,145 |
| Premises and equipment expense | $434,000 | 1,629 |
| Additional noninterest expense | $857,000 | 1,879 |
| Pre-tax net operating income | $208,000 | 3,973 |
| Securities gains (losses) | $171,000 | 731 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $379,000 | 2,675 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $379,000 | 2,674 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $379,000 | 2,676 |
| Net charge-offs | $195,000 | 2,156 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $208,000 | 3,648 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,032,000 | 2,220 |
| Total interest expense | $6,291,000 | 2,417 |
| Net interest income | $10,741,000 | 2,062 |
| Provision for loan and lease losses | $4,146,000 | 1,148 |
| Total noninterest income | $1,748,000 | 2,359 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,012,000 | 1,744 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $736,000 | 2,573 |
| Total noninterest expense | $9,021,000 | 2,127 |
| Salaries and employee benefits | $4,722,000 | 2,148 |
| Premises and equipment expense | $1,821,000 | 1,525 |
| Additional noninterest expense | $2,478,000 | 2,363 |
| Pre-tax net operating income | $-678,000 | 6,862 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $20,000 | 4,275 |
| Income before extraordinary items | $-698,000 | 6,830 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-698,000 | 6,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,576,000 | 1,504 |
| Cash dividends | $1,520,000 | 1,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-698,000 | 6,954 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,038,000 | 2,228 |
| Total interest expense | $4,911,000 | 2,411 |
| Net interest income | $8,127,000 | 2,058 |
| Provision for loan and lease losses | $925,000 | 1,919 |
| Total noninterest income | $1,385,000 | 2,338 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $782,000 | 1,710 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $603,000 | 2,527 |
| Total noninterest expense | $6,669,000 | 2,152 |
| Salaries and employee benefits | $3,533,000 | 2,186 |
| Premises and equipment expense | $1,337,000 | 1,565 |
| Additional noninterest expense | $1,799,000 | 2,368 |
| Pre-tax net operating income | $1,918,000 | 2,375 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $17,000 | 4,664 |
| Income before extraordinary items | $1,901,000 | 1,863 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,901,000 | 1,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $612,000 | 1,747 |
| Cash dividends | $1,370,000 | 1,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,901,000 | 1,957 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,766,000 | 2,242 |
| Total interest expense | $3,439,000 | 2,407 |
| Net interest income | $5,327,000 | 2,086 |
| Provision for loan and lease losses | $575,000 | 1,758 |
| Total noninterest income | $943,000 | 2,324 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $511,000 | 1,731 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $432,000 | 2,464 |
| Total noninterest expense | $4,467,000 | 2,150 |
| Salaries and employee benefits | $2,384,000 | 2,175 |
| Premises and equipment expense | $854,000 | 1,627 |
| Additional noninterest expense | $1,229,000 | 2,287 |
| Pre-tax net operating income | $1,228,000 | 2,552 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $27,000 | 4,494 |
| Income before extraordinary items | $1,201,000 | 2,195 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,201,000 | 2,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $478,000 | 1,353 |
| Cash dividends | $1,020,000 | 1,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,201,000 | 2,147 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,462,000 | 2,255 |
| Total interest expense | $1,861,000 | 2,388 |
| Net interest income | $2,601,000 | 2,133 |
| Provision for loan and lease losses | $200,000 | 1,810 |
| Total noninterest income | $435,000 | 2,454 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $253,000 | 1,715 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $182,000 | 2,713 |
| Total noninterest expense | $2,163,000 | 2,207 |
| Salaries and employee benefits | $1,143,000 | 2,303 |
| Premises and equipment expense | $407,000 | 1,694 |
| Additional noninterest expense | $613,000 | 2,270 |
| Pre-tax net operating income | $673,000 | 2,492 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $2,000 | 5,366 |
| Income before extraordinary items | $671,000 | 2,096 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $671,000 | 2,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 1,373 |
| Cash dividends | $200,000 | 2,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $671,000 | 2,034 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,121,000 | 2,407 |
| Total interest expense | $7,827,000 | 2,363 |
| Net interest income | $9,294,000 | 2,392 |
| Provision for loan and lease losses | $818,000 | 1,651 |
| Total noninterest income | $1,693,000 | 2,498 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $865,000 | 1,996 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $828,000 | 2,516 |
| Total noninterest expense | $8,053,000 | 2,279 |
| Salaries and employee benefits | $4,173,000 | 2,408 |
| Premises and equipment expense | $1,603,000 | 1,647 |
| Additional noninterest expense | $2,277,000 | 2,368 |
| Pre-tax net operating income | $2,116,000 | 3,189 |
| Securities gains (losses) | $-1,000 | 7,069 |
| Applicable income taxes | $-14,000 | 7,818 |
| Income before extraordinary items | $2,129,000 | 2,692 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,129,000 | 2,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $584,000 | 1,504 |
| Cash dividends | $1,580,000 | 1,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,130,000 | 2,677 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,640,000 | 2,443 |
| Total interest expense | $5,824,000 | 2,371 |
| Net interest income | $6,816,000 | 2,451 |
| Provision for loan and lease losses | $622,000 | 1,319 |
| Total noninterest income | $1,292,000 | 2,458 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $636,000 | 2,013 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $656,000 | 2,425 |
| Total noninterest expense | $5,955,000 | 2,280 |
| Salaries and employee benefits | $2,957,000 | 2,515 |
| Premises and equipment expense | $1,217,000 | 1,623 |
| Additional noninterest expense | $1,781,000 | 2,228 |
| Pre-tax net operating income | $1,531,000 | 3,427 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-26,000 | 8,100 |
| Income before extraordinary items | $1,557,000 | 2,896 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,557,000 | 2,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $487,000 | 1,097 |
| Cash dividends | $1,130,000 | 1,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,557,000 | 2,881 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,247,000 | 2,496 |
| Total interest expense | $3,943,000 | 2,353 |
| Net interest income | $4,304,000 | 2,597 |
| Provision for loan and lease losses | $317,000 | 1,479 |
| Total noninterest income | $938,000 | 2,330 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $420,000 | 2,027 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $518,000 | 2,197 |
| Total noninterest expense | $3,837,000 | 2,375 |
| Salaries and employee benefits | $1,952,000 | 2,578 |
| Premises and equipment expense | $764,000 | 1,741 |
| Additional noninterest expense | $1,121,000 | 2,360 |
| Pre-tax net operating income | $1,088,000 | 3,343 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $20,000 | 5,345 |
| Income before extraordinary items | $1,068,000 | 2,884 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,068,000 | 2,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 982 |
| Cash dividends | $730,000 | 1,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,068,000 | 2,868 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,057,000 | 2,529 |
| Total interest expense | $1,954,000 | 2,356 |
| Net interest income | $2,103,000 | 2,642 |
| Provision for loan and lease losses | $192,000 | 1,209 |
| Total noninterest income | $535,000 | 2,119 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $207,000 | 1,997 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $328,000 | 1,845 |
| Total noninterest expense | $1,892,000 | 2,416 |
| Salaries and employee benefits | $960,000 | 2,638 |
| Premises and equipment expense | $391,000 | 1,709 |
| Additional noninterest expense | $541,000 | 2,436 |
| Pre-tax net operating income | $554,000 | 3,292 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $2,000 | 5,948 |
| Income before extraordinary items | $552,000 | 2,807 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $552,000 | 2,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 900 |
| Cash dividends | $150,000 | 2,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $552,000 | 2,800 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,806,000 | 2,579 |
| Total interest expense | $6,637,000 | 2,379 |
| Net interest income | $8,169,000 | 2,703 |
| Provision for loan and lease losses | $419,000 | 2,198 |
| Total noninterest income | $1,599,000 | 2,594 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $828,000 | 2,059 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $771,000 | 2,632 |
| Total noninterest expense | $7,343,000 | 2,411 |
| Salaries and employee benefits | $3,567,000 | 2,703 |
| Premises and equipment expense | $1,665,000 | 1,545 |
| Additional noninterest expense | $2,111,000 | 2,440 |
| Pre-tax net operating income | $2,006,000 | 3,639 |
| Securities gains (losses) | $-10,000 | 7,284 |
| Applicable income taxes | $9,000 | 6,185 |
| Income before extraordinary items | $1,987,000 | 3,114 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,987,000 | 3,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $346,000 | 1,501 |
| Cash dividends | $1,500,000 | 1,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,997,000 | 3,098 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,874,000 | 2,613 |
| Total interest expense | $4,806,000 | 2,398 |
| Net interest income | $6,068,000 | 2,755 |
| Provision for loan and lease losses | $277,000 | 2,288 |
| Total noninterest income | $1,220,000 | 2,575 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $620,000 | 2,060 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $600,000 | 2,564 |
| Total noninterest expense | $5,485,000 | 2,411 |
| Salaries and employee benefits | $2,644,000 | 2,721 |
| Premises and equipment expense | $1,240,000 | 1,567 |
| Additional noninterest expense | $1,601,000 | 2,411 |
| Pre-tax net operating income | $1,526,000 | 3,741 |
| Securities gains (losses) | $-7,000 | 7,492 |
| Applicable income taxes | $7,000 | 6,326 |
| Income before extraordinary items | $1,512,000 | 3,189 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,512,000 | 3,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 1,519 |
| Cash dividends | $1,100,000 | 1,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,519,000 | 3,176 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,064,000 | 2,634 |
| Total interest expense | $3,070,000 | 2,385 |
| Net interest income | $3,994,000 | 2,787 |
| Provision for loan and lease losses | $183,000 | 2,244 |
| Total noninterest income | $824,000 | 2,540 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $400,000 | 2,105 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $424,000 | 2,466 |
| Total noninterest expense | $3,637,000 | 2,438 |
| Salaries and employee benefits | $1,765,000 | 2,725 |
| Premises and equipment expense | $831,000 | 1,561 |
| Additional noninterest expense | $1,041,000 | 2,466 |
| Pre-tax net operating income | $998,000 | 3,801 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $4,000 | 6,395 |
| Income before extraordinary items | $994,000 | 3,225 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $994,000 | 3,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 1,286 |
| Cash dividends | $600,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $994,000 | 3,219 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,422,000 | 2,654 |
| Total interest expense | $1,506,000 | 2,330 |
| Net interest income | $1,916,000 | 2,887 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $435,000 | 2,417 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $190,000 | 2,131 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $245,000 | 2,220 |
| Total noninterest expense | $1,831,000 | 2,417 |
| Salaries and employee benefits | $892,000 | 2,705 |
| Premises and equipment expense | $415,000 | 1,569 |
| Additional noninterest expense | $524,000 | 2,447 |
| Pre-tax net operating income | $430,000 | 4,113 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,000 | 6,346 |
| Income before extraordinary items | $428,000 | 3,514 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $428,000 | 3,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,694 |
| Cash dividends | $100,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $428,000 | 3,496 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,218,000 | 2,670 |
| Total interest expense | $4,299,000 | 2,503 |
| Net interest income | $7,919,000 | 2,726 |
| Provision for loan and lease losses | $426,000 | 2,163 |
| Total noninterest income | $1,402,000 | 2,817 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $760,000 | 2,205 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $642,000 | 2,937 |
| Total noninterest expense | $6,662,000 | 2,504 |
| Salaries and employee benefits | $3,331,000 | 2,713 |
| Premises and equipment expense | $1,261,000 | 1,914 |
| Additional noninterest expense | $2,070,000 | 2,409 |
| Pre-tax net operating income | $2,233,000 | 3,420 |
| Securities gains (losses) | $-19,000 | 7,795 |
| Applicable income taxes | $-6,000 | 8,437 |
| Income before extraordinary items | $2,220,000 | 2,823 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,220,000 | 2,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $660,000 | 936 |
| Cash dividends | $2,420,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,239,000 | 2,769 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,924,000 | 2,671 |
| Total interest expense | $3,048,000 | 2,505 |
| Net interest income | $5,876,000 | 2,739 |
| Provision for loan and lease losses | $336,000 | 2,011 |
| Total noninterest income | $1,007,000 | 2,899 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $570,000 | 2,198 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $437,000 | 3,119 |
| Total noninterest expense | $5,042,000 | 2,454 |
| Salaries and employee benefits | $2,509,000 | 2,661 |
| Premises and equipment expense | $922,000 | 1,948 |
| Additional noninterest expense | $1,611,000 | 2,287 |
| Pre-tax net operating income | $1,505,000 | 3,742 |
| Securities gains (losses) | $-19,000 | 8,149 |
| Applicable income taxes | $-8,000 | 8,593 |
| Income before extraordinary items | $1,494,000 | 3,139 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,494,000 | 3,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,017 |
| Cash dividends | $1,870,000 | 1,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,513,000 | 3,068 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,765,000 | 2,690 |
| Total interest expense | $1,897,000 | 2,519 |
| Net interest income | $3,868,000 | 2,744 |
| Provision for loan and lease losses | $210,000 | 2,058 |
| Total noninterest income | $683,000 | 2,818 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $375,000 | 2,189 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $308,000 | 3,012 |
| Total noninterest expense | $3,276,000 | 2,484 |
| Salaries and employee benefits | $1,668,000 | 2,654 |
| Premises and equipment expense | $591,000 | 2,005 |
| Additional noninterest expense | $1,017,000 | 2,382 |
| Pre-tax net operating income | $1,065,000 | 3,550 |
| Securities gains (losses) | $-19,000 | 8,349 |
| Applicable income taxes | $-10,000 | 8,626 |
| Income before extraordinary items | $1,056,000 | 2,963 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,056,000 | 2,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 1,619 |
| Cash dividends | $1,486,000 | 949 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,075,000 | 2,881 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,811,000 | 2,720 |
| Total interest expense | $888,000 | 2,567 |
| Net interest income | $1,923,000 | 2,744 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $351,000 | 2,721 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $182,000 | 2,178 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $169,000 | 2,768 |
| Total noninterest expense | $1,588,000 | 2,576 |
| Salaries and employee benefits | $838,000 | 2,671 |
| Premises and equipment expense | $258,000 | 2,286 |
| Additional noninterest expense | $492,000 | 2,473 |
| Pre-tax net operating income | $596,000 | 3,240 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-22,000 | 8,752 |
| Income before extraordinary items | $618,000 | 2,551 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $618,000 | 2,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,295 |
| Cash dividends | $200,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $618,000 | 2,512 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,636,000 | 2,664 |
| Total interest expense | $3,016,000 | 2,623 |
| Net interest income | $7,620,000 | 2,647 |
| Provision for loan and lease losses | $712,000 | 1,441 |
| Total noninterest income | $1,335,000 | 2,906 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $754,000 | 2,246 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $581,000 | 3,040 |
| Total noninterest expense | $6,253,000 | 2,544 |
| Salaries and employee benefits | $3,100,000 | 2,765 |
| Premises and equipment expense | $1,146,000 | 2,010 |
| Additional noninterest expense | $2,007,000 | 2,417 |
| Pre-tax net operating income | $1,990,000 | 3,513 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-232,000 | 8,829 |
| Income before extraordinary items | $2,222,000 | 2,670 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,222,000 | 2,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $363,000 | 1,719 |
| Cash dividends | $1,145,000 | 2,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,222,000 | 2,619 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,858,000 | 2,684 |
| Total interest expense | $2,197,000 | 2,640 |
| Net interest income | $5,661,000 | 2,644 |
| Provision for loan and lease losses | $532,000 | 1,385 |
| Total noninterest income | $986,000 | 2,962 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $563,000 | 2,271 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $423,000 | 3,098 |
| Total noninterest expense | $4,673,000 | 2,522 |
| Salaries and employee benefits | $2,359,000 | 2,711 |
| Premises and equipment expense | $839,000 | 2,062 |
| Additional noninterest expense | $1,475,000 | 2,430 |
| Pre-tax net operating income | $1,442,000 | 3,668 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-235,000 | 8,924 |
| Income before extraordinary items | $1,677,000 | 2,699 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,677,000 | 2,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $338,000 | 1,321 |
| Cash dividends | $894,000 | 1,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,677,000 | 2,643 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,173,000 | 2,699 |
| Total interest expense | $1,434,000 | 2,666 |
| Net interest income | $3,739,000 | 2,652 |
| Provision for loan and lease losses | $320,000 | 1,458 |
| Total noninterest income | $592,000 | 3,203 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $380,000 | 2,244 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $212,000 | 3,628 |
| Total noninterest expense | $3,092,000 | 2,548 |
| Salaries and employee benefits | $1,579,000 | 2,704 |
| Premises and equipment expense | $536,000 | 2,130 |
| Additional noninterest expense | $977,000 | 2,438 |
| Pre-tax net operating income | $919,000 | 3,736 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-237,000 | 9,006 |
| Income before extraordinary items | $1,156,000 | 2,605 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,156,000 | 2,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 1,124 |
| Cash dividends | $644,000 | 1,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,156,000 | 2,538 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,586,000 | 2,700 |
| Total interest expense | $709,000 | 2,716 |
| Net interest income | $1,877,000 | 2,636 |
| Provision for loan and lease losses | $140,000 | 1,616 |
| Total noninterest income | $315,000 | 3,003 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $182,000 | 2,264 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $133,000 | 3,151 |
| Total noninterest expense | $1,609,000 | 2,484 |
| Salaries and employee benefits | $817,000 | 2,632 |
| Premises and equipment expense | $286,000 | 2,018 |
| Additional noninterest expense | $506,000 | 2,332 |
| Pre-tax net operating income | $443,000 | 3,824 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-250,000 | 9,077 |
| Income before extraordinary items | $693,000 | 2,198 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $693,000 | 2,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,824 |
| Cash dividends | $544,000 | 1,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $693,000 | 2,119 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,538,000 | 2,681 |
| Total interest expense | $3,054,000 | 2,816 |
| Net interest income | $7,484,000 | 2,578 |
| Provision for loan and lease losses | $380,000 | 2,681 |
| Total noninterest income | $1,117,000 | 3,470 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $634,000 | 2,589 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $483,000 | 3,645 |
| Total noninterest expense | $5,589,000 | 2,776 |
| Salaries and employee benefits | $2,828,000 | 2,921 |
| Premises and equipment expense | $1,044,000 | 2,184 |
| Additional noninterest expense | $1,717,000 | 2,735 |
| Pre-tax net operating income | $2,632,000 | 2,774 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $941,000 | 2,266 |
| Income before extraordinary items | $1,691,000 | 3,253 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,691,000 | 3,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,112,000 | 846 |
| Cash dividends | $200,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,691,000 | 3,115 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,946,000 | 2,708 |
| Total interest expense | $2,352,000 | 2,838 |
| Net interest income | $5,594,000 | 2,599 |
| Provision for loan and lease losses | $370,000 | 2,151 |
| Total noninterest income | $863,000 | 3,463 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $471,000 | 2,614 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $392,000 | 3,566 |
| Total noninterest expense | $4,199,000 | 2,771 |
| Salaries and employee benefits | $2,114,000 | 2,942 |
| Premises and equipment expense | $791,000 | 2,163 |
| Additional noninterest expense | $1,294,000 | 2,711 |
| Pre-tax net operating income | $1,888,000 | 2,963 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $754,000 | 2,285 |
| Income before extraordinary items | $1,134,000 | 3,650 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,134,000 | 3,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $716,000 | 880 |
| Cash dividends | $200,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,134,000 | 3,487 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,310,000 | 2,727 |
| Total interest expense | $1,628,000 | 2,829 |
| Net interest income | $3,682,000 | 2,644 |
| Provision for loan and lease losses | $240,000 | 2,189 |
| Total noninterest income | $632,000 | 3,222 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $309,000 | 2,583 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $323,000 | 3,156 |
| Total noninterest expense | $2,806,000 | 2,759 |
| Salaries and employee benefits | $1,409,000 | 2,944 |
| Premises and equipment expense | $532,000 | 2,136 |
| Additional noninterest expense | $865,000 | 2,697 |
| Pre-tax net operating income | $1,268,000 | 2,956 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $487,000 | 2,354 |
| Income before extraordinary items | $781,000 | 3,575 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $781,000 | 3,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $735,000 | 645 |
| Cash dividends | $200,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $781,000 | 3,376 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,641,000 | 2,762 |
| Total interest expense | $826,000 | 2,851 |
| Net interest income | $1,815,000 | 2,663 |
| Provision for loan and lease losses | $120,000 | 2,030 |
| Total noninterest income | $320,000 | 3,105 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $145,000 | 2,645 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $175,000 | 2,949 |
| Total noninterest expense | $1,441,000 | 2,682 |
| Salaries and employee benefits | $728,000 | 2,858 |
| Premises and equipment expense | $310,000 | 1,843 |
| Additional noninterest expense | $403,000 | 2,842 |
| Pre-tax net operating income | $574,000 | 3,181 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $306,000 | 2,023 |
| Income before extraordinary items | $268,000 | 4,545 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $268,000 | 4,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 2,115 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $268,000 | 4,334 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,427,000 | 2,674 |
| Total interest expense | $3,806,000 | 2,870 |
| Net interest income | $7,621,000 | 2,514 |
| Provision for loan and lease losses | $480,000 | 2,438 |
| Total noninterest income | $1,176,000 | 3,114 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $629,000 | 2,482 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $547,000 | 3,120 |
| Total noninterest expense | $5,358,000 | 2,746 |
| Salaries and employee benefits | $2,638,000 | 2,977 |
| Premises and equipment expense | $1,144,000 | 1,928 |
| Additional noninterest expense | $1,576,000 | 2,846 |
| Pre-tax net operating income | $2,959,000 | 2,533 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,139,000 | 2,005 |
| Income before extraordinary items | $1,820,000 | 2,998 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,820,000 | 2,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 4,073 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,820,000 | 2,917 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,428,000 | 2,549 |
| Total interest expense | $6,042,000 | 2,648 |
| Net interest income | $7,386,000 | 2,422 |
| Provision for loan and lease losses | $240,000 | 3,705 |
| Total noninterest income | $1,222,000 | 2,900 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $688,000 | 2,170 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $534,000 | 3,016 |
| Total noninterest expense | $5,057,000 | 2,802 |
| Salaries and employee benefits | $2,484,000 | 2,961 |
| Premises and equipment expense | $978,000 | 2,185 |
| Additional noninterest expense | $1,595,000 | 2,725 |
| Pre-tax net operating income | $3,311,000 | 2,074 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,259,000 | 1,743 |
| Income before extraordinary items | $2,052,000 | 2,470 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,052,000 | 2,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 1,973 |
| Cash dividends | $400,000 | 3,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,052,000 | 2,387 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,334,000 | 2,827 |
| Total interest expense | $5,684,000 | 2,924 |
| Net interest income | $6,650,000 | 2,674 |
| Provision for loan and lease losses | $229,000 | 3,465 |
| Total noninterest income | $1,000,000 | 3,130 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $600,000 | 2,290 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $400,000 | 3,343 |
| Total noninterest expense | $4,411,000 | 3,050 |
| Salaries and employee benefits | $2,247,000 | 3,125 |
| Premises and equipment expense | $717,000 | 2,825 |
| Additional noninterest expense | $1,447,000 | 2,906 |
| Pre-tax net operating income | $3,010,000 | 2,387 |
| Securities gains (losses) | $-4,000 | 7,844 |
| Applicable income taxes | $1,096,000 | 1,967 |
| Income before extraordinary items | $1,910,000 | 2,673 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,910,000 | 2,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,044 |
| Cash dividends | $15,000 | 6,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,912,560 | 2,660 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,814,000 | 2,984 |
| Total interest expense | $4,762,000 | 3,065 |
| Net interest income | $6,052,000 | 2,909 |
| Provision for loan and lease losses | $206,000 | 3,486 |
| Total noninterest income | $853,000 | 3,464 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $529,000 | 2,509 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $324,000 | 3,841 |
| Total noninterest expense | $4,162,000 | 3,199 |
| Salaries and employee benefits | $2,166,000 | 3,190 |
| Premises and equipment expense | $669,000 | 2,975 |
| Additional noninterest expense | $1,327,000 | 3,165 |
| Pre-tax net operating income | $2,537,000 | 2,760 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $956,000 | 2,292 |
| Income before extraordinary items | $1,581,000 | 3,118 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,581,000 | 3,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,984 |
| Cash dividends | $190,000 | 5,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,581,000 | 3,088 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,098,000 | 3,207 |
| Total interest expense | $4,816,000 | 3,110 |
| Net interest income | $5,282,000 | 3,231 |
| Provision for loan and lease losses | $352,000 | 2,302 |
| Total noninterest income | $727,000 | 3,870 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $466,000 | 2,718 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $261,000 | 4,317 |
| Total noninterest expense | $3,553,000 | 3,562 |
| Salaries and employee benefits | $1,878,000 | 3,530 |
| Premises and equipment expense | $577,000 | 3,284 |
| Additional noninterest expense | $1,098,000 | 3,626 |
| Pre-tax net operating income | $2,104,000 | 3,213 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $763,000 | 2,846 |
| Income before extraordinary items | $1,341,000 | 3,579 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,341,000 | 3,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,414 |
| Cash dividends | $169,000 | 5,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,341,000 | 3,477 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,695,000 | 3,685 |
| Total interest expense | $4,042,000 | 3,640 |
| Net interest income | $4,653,000 | 3,726 |
| Provision for loan and lease losses | $174,000 | 3,820 |
| Total noninterest income | $633,000 | 4,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $411,000 | 3,147 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $222,000 | 4,710 |
| Total noninterest expense | $3,152,000 | 3,938 |
| Salaries and employee benefits | $1,638,000 | 3,951 |
| Premises and equipment expense | $489,000 | 3,778 |
| Additional noninterest expense | $1,025,000 | 3,814 |
| Pre-tax net operating income | $1,960,000 | 3,602 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $665,000 | 3,395 |
| Income before extraordinary items | $1,300,000 | 3,795 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,300,000 | 3,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,092 |
| Cash dividends | $179,000 | 5,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,296,700 | 3,736 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,831,000 | 4,122 |
| Total interest expense | $3,503,000 | 4,196 |
| Net interest income | $4,328,000 | 4,012 |
| Provision for loan and lease losses | $137,000 | 4,309 |
| Total noninterest income | $619,000 | 4,485 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $393,000 | 3,383 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $226,000 | 4,843 |
| Total noninterest expense | $2,909,000 | 4,399 |
| Salaries and employee benefits | $1,615,000 | 4,029 |
| Premises and equipment expense | $446,000 | 4,140 |
| Additional noninterest expense | $848,000 | 4,966 |
| Pre-tax net operating income | $1,901,000 | 3,542 |
| Securities gains (losses) | $8,000 | 2,673 |
| Applicable income taxes | $753,000 | 3,008 |
| Income before extraordinary items | $1,156,000 | 3,995 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,156,000 | 3,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $196,000 | 5,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,150,880 | 3,955 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,061,000 | 4,521 |
| Total interest expense | $3,145,000 | 4,546 |
| Net interest income | $3,916,000 | 4,395 |
| Provision for loan and lease losses | $137,000 | 3,822 |
| Total noninterest income | $471,000 | 5,396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $362,000 | 3,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,966 |
| Total noninterest expense | $2,719,000 | 4,647 |
| Salaries and employee benefits | $1,472,000 | 4,358 |
| Premises and equipment expense | $410,000 | 4,442 |
| Additional noninterest expense | $835,000 | 5,076 |
| Pre-tax net operating income | $1,531,000 | 4,380 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $497,000 | 4,214 |
| Income before extraordinary items | $1,039,000 | 4,441 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,039,000 | 4,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,645 |
| Cash dividends | $217,000 | 5,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,035,600 | 4,451 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,750,000 | 5,051 |
| Total interest expense | $2,285,000 | 5,006 |
| Net interest income | $3,465,000 | 4,987 |
| Provision for loan and lease losses | $137,000 | 3,804 |
| Total noninterest income | $529,000 | 5,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $341,000 | 3,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 5,477 |
| Total noninterest expense | $2,663,000 | 4,876 |
| Salaries and employee benefits | $1,400,000 | 4,563 |
| Premises and equipment expense | $439,000 | 4,245 |
| Additional noninterest expense | $824,000 | 5,566 |
| Pre-tax net operating income | $1,194,000 | 5,258 |
| Securities gains (losses) | $12,000 | 2,095 |
| Applicable income taxes | $333,000 | 5,479 |
| Income before extraordinary items | $873,000 | 5,029 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $873,000 | 5,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,205 |
| Cash dividends | $741,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $864,360 | 5,111 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,619,000 | 5,231 |
| Total interest expense | $2,226,000 | 5,326 |
| Net interest income | $3,393,000 | 5,085 |
| Provision for loan and lease losses | $16,000 | 9,322 |
| Total noninterest income | $483,000 | 5,735 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $309,000 | 4,311 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 6,088 |
| Total noninterest expense | $2,491,000 | 5,296 |
| Salaries and employee benefits | $1,301,000 | 4,874 |
| Premises and equipment expense | $407,000 | 4,650 |
| Additional noninterest expense | $783,000 | 6,029 |
| Pre-tax net operating income | $1,369,000 | 4,675 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $407,000 | 4,946 |
| Income before extraordinary items | $965,000 | 4,816 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $965,000 | 4,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 7,365 |
| Cash dividends | $245,000 | 4,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $962,900 | 4,589 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,011,000 | 5,483 |
| Total interest expense | $2,678,000 | 5,677 |
| Net interest income | $3,333,000 | 5,237 |
| Provision for loan and lease losses | $91,000 | 7,521 |
| Total noninterest income | $477,000 | 5,819 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $291,000 | 4,562 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 5,920 |
| Total noninterest expense | $2,289,000 | 5,708 |
| Salaries and employee benefits | $1,223,000 | 5,073 |
| Premises and equipment expense | $325,000 | 5,656 |
| Additional noninterest expense | $741,000 | 6,477 |
| Pre-tax net operating income | $1,430,000 | 4,225 |
| Securities gains (losses) | $39,000 | 4,543 |
| Applicable income taxes | $378,000 | 5,008 |
| Income before extraordinary items | $1,091,000 | 4,157 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,091,000 | 4,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 12,832 |
| Cash dividends | $348,000 | 3,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,062,140 | 3,956 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.