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Central Bank, Net charge- offs to loans

2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1393%1,276
Percentage Net Loans Charged-off: Total real estate loans0.1439%688
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.4048%356
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.4195%339
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,202
Percentage Net Loans Charged-off: Loans to individuals0.2727%1,822
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2727%1,677
Percentage Net Loans Charged-off: All other loans and lease0.2278%543
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0338%3,530
Percentage Net Loans Charged-off: Total real estate loans0.0312%2,579
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,647
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential-0.0016%5,065
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net-0.0016%5,068
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,465
Percentage Net Loans Charged-off: Loans to individuals0.1383%2,977
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1383%2,819
Percentage Net Loans Charged-off: All other loans and lease0.1122%1,006
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0486%2,921
Percentage Net Loans Charged-off: Total real estate loans0.0408%2,193
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,413
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.1115%1,500
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.1150%1,441
Percentage Net Loans Charged-off: Commercial and industrial0.0182%1,989
Percentage Net Loans Charged-off: Loans to individuals0.3466%1,901
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3466%1,769
Percentage Net Loans Charged-off: All other loans and lease0.0629%1,033
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0193%3,305
Percentage Net Loans Charged-off: Total real estate loans0.0104%2,499
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0285%2,190
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.0294%2,063
Percentage Net Loans Charged-off: Commercial and industrial0.0137%1,702
Percentage Net Loans Charged-off: Loans to individuals0.2441%2,075
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2441%1,947
Percentage Net Loans Charged-off: All other loans and lease0.0969%830
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0225%2,700
Percentage Net Loans Charged-off: Total real estate loans0.0233%1,777
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0639%1,396
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.0659%1,303
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,166
Percentage Net Loans Charged-off: Loans to individuals0.0712%2,372
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0712%2,245
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0360%4,114
Percentage Net Loans Charged-off: Total real estate loans-0.0055%5,427
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate-0.0016%5,354
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential-0.0132%5,731
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net-0.0137%5,734
Percentage Net Loans Charged-off: Commercial and industrial0.1992%1,820
Percentage Net Loans Charged-off: Loans to individuals0.6167%1,543
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6167%1,425
Percentage Net Loans Charged-off: All other loans and lease0.4043%676
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0247%4,014
Percentage Net Loans Charged-off: Total real estate loans-0.0058%5,400
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,863
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential-0.0156%5,754
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net-0.0161%5,763
Percentage Net Loans Charged-off: Commercial and industrial0.1287%1,762
Percentage Net Loans Charged-off: Loans to individuals0.4008%1,912
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4258%1,708
Percentage Net Loans Charged-off: All other loans and lease0.4411%590
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0231%3,745
Percentage Net Loans Charged-off: Total real estate loans-0.0038%5,291
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential-0.0101%5,674
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net-0.0104%5,665
Percentage Net Loans Charged-off: Commercial and industrial0.1884%1,415
Percentage Net Loans Charged-off: Loans to individuals0.3428%1,891
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3428%1,769
Percentage Net Loans Charged-off: All other loans and lease0.0627%997
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0419%2,797
Percentage Net Loans Charged-off: Total real estate loans-0.0025%5,141
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.0068%5,507
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net-0.0070%5,536
Percentage Net Loans Charged-off: Commercial and industrial0.3699%760
Percentage Net Loans Charged-off: Loans to individuals0.4531%1,559
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4531%1,440
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4101%1,639
Percentage Net Loans Charged-off: Total real estate loans0.4791%1,166
Percentage Net Loans Charged-off:Construction & development-0.0142%5,342
Percentage Net Loans Charged-off: Commercial real estate0.8887%654
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.3489%1,516
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.3614%1,416
Percentage Net Loans Charged-off: Commercial and industrial-0.0053%4,949
Percentage Net Loans Charged-off: Loans to individuals0.0191%4,153
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0191%4,015
Percentage Net Loans Charged-off: All other loans and lease0.1567%983
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4534%1,415
Percentage Net Loans Charged-off: Total real estate loans0.5506%973
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate1.0801%514
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.3445%1,456
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.3567%1,380
Percentage Net Loans Charged-off: Commercial and industrial-0.1374%5,781
Percentage Net Loans Charged-off: Loans to individuals-0.0515%5,664
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0515%5,603
Percentage Net Loans Charged-off: All other loans and lease0.1676%907
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6291%1,047
Percentage Net Loans Charged-off: Total real estate loans0.7699%738
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate1.4774%371
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.5245%1,032
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.5433%973
Percentage Net Loans Charged-off: Commercial and industrial-0.2070%5,943
Percentage Net Loans Charged-off: Loans to individuals-0.0792%5,633
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0792%5,576
Percentage Net Loans Charged-off: All other loans and lease0.0636%1,030
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3215%1,676
Percentage Net Loans Charged-off: Total real estate loans0.3499%1,344
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.9211%580
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.9541%547
Percentage Net Loans Charged-off: Commercial and industrial0.2733%1,159
Percentage Net Loans Charged-off: Loans to individuals-0.0808%5,593
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0808%5,540
Percentage Net Loans Charged-off: All other loans and lease-0.1270%5,915
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5782%1,993
Percentage Net Loans Charged-off: Total real estate loans0.4925%2,012
Percentage Net Loans Charged-off:Construction & development-0.0396%5,961
Percentage Net Loans Charged-off: Commercial real estate0.6421%1,304
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.4868%1,831
Percentage Net Loans Charged-off: Home equity loans1.7005%382
All other 1-4 family - Percent of loans charged-off, net0.4475%1,886
Percentage Net Loans Charged-off: Commercial and industrial1.1242%1,320
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,463
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0496%4,104
Percentage Net Loans Charged-off: All other loans and lease2.5925%339
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6591%1,661
Percentage Net Loans Charged-off: Total real estate loans0.6068%1,611
Percentage Net Loans Charged-off:Construction & development-0.0518%6,021
Percentage Net Loans Charged-off: Commercial real estate0.8572%940
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.5239%1,681
Percentage Net Loans Charged-off: Home equity loans2.2987%263
All other 1-4 family - Percent of loans charged-off, net0.4677%1,732
Percentage Net Loans Charged-off: Commercial and industrial0.7863%1,489
Percentage Net Loans Charged-off: Loans to individuals0.0703%3,872
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1404%3,305
Percentage Net Loans Charged-off: All other loans and lease3.3777%263
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7044%1,571
Percentage Net Loans Charged-off: Total real estate loans0.5811%1,670
Percentage Net Loans Charged-off:Construction & development-0.0746%6,080
Percentage Net Loans Charged-off: Commercial real estate0.5016%1,245
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.6916%1,305
Percentage Net Loans Charged-off: Home equity loans2.1629%275
All other 1-4 family - Percent of loans charged-off, net0.6453%1,314
Percentage Net Loans Charged-off: Commercial and industrial1.2333%1,094
Percentage Net Loans Charged-off: Loans to individuals0.1085%3,372
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2171%2,725
Percentage Net Loans Charged-off: All other loans and lease4.9127%192
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5460%1,722
Percentage Net Loans Charged-off: Total real estate loans0.4344%1,745
Percentage Net Loans Charged-off:Construction & development-0.1389%6,189
Percentage Net Loans Charged-off: Commercial real estate1.0231%658
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.1866%2,234
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.1926%2,079
Percentage Net Loans Charged-off: Commercial and industrial-0.0239%5,445
Percentage Net Loans Charged-off: Loans to individuals0.2311%2,434
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4622%1,726
Percentage Net Loans Charged-off: All other loans and lease10.0680%125
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3351%3,721
Percentage Net Loans Charged-off: Total real estate loans0.3395%3,218
Percentage Net Loans Charged-off:Construction & development-0.5080%6,566
Percentage Net Loans Charged-off: Commercial real estate0.2065%2,703
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.7631%1,602
Percentage Net Loans Charged-off: Home equity loans1.2824%702
All other 1-4 family - Percent of loans charged-off, net0.7434%1,604
Percentage Net Loans Charged-off: Commercial and industrial0.1872%3,498
Percentage Net Loans Charged-off: Loans to individuals1.0177%1,637
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9259%1,550
Percentage Net Loans Charged-off: All other loans and lease0.1889%1,150
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3336%3,421
Percentage Net Loans Charged-off: Total real estate loans0.3634%2,868
Percentage Net Loans Charged-off:Construction & development-0.6675%6,620
Percentage Net Loans Charged-off: Commercial real estate0.1622%2,468
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.8926%1,327
Percentage Net Loans Charged-off: Home equity loans1.6785%492
All other 1-4 family - Percent of loans charged-off, net0.8619%1,327
Percentage Net Loans Charged-off: Commercial and industrial0.2513%2,924
Percentage Net Loans Charged-off: Loans to individuals-0.3153%6,905
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2809%6,873
Percentage Net Loans Charged-off: All other loans and lease0.1647%1,088
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1534%4,262
Percentage Net Loans Charged-off: Total real estate loans0.1622%3,538
Percentage Net Loans Charged-off:Construction & development-1.0015%6,669
Percentage Net Loans Charged-off: Commercial real estate-0.3284%7,205
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.8707%1,316
Percentage Net Loans Charged-off: Home equity loans2.5190%344
All other 1-4 family - Percent of loans charged-off, net0.8065%1,333
Percentage Net Loans Charged-off: Commercial and industrial0.1402%2,858
Percentage Net Loans Charged-off: Loans to individuals-0.2577%6,784
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2223%6,734
Percentage Net Loans Charged-off: All other loans and lease0.3127%803
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5643%2,073
Percentage Net Loans Charged-off: Total real estate loans0.6069%1,691
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.6558%981
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.7165%1,233
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.7445%1,148
Percentage Net Loans Charged-off: Commercial and industrial0.3370%1,820
Percentage Net Loans Charged-off: Loans to individuals0.5959%1,922
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4811%1,814
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2384%1,812
Percentage Net Loans Charged-off: Total real estate loans1.3193%1,480
Percentage Net Loans Charged-off:Construction & development0.6037%2,769
Percentage Net Loans Charged-off: Commercial real estate1.7727%738
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential1.2754%1,112
Percentage Net Loans Charged-off: Home equity loans1.0064%866
All other 1-4 family - Percent of loans charged-off, net1.2872%1,095
Percentage Net Loans Charged-off: Commercial and industrial0.8143%2,789
Percentage Net Loans Charged-off: Loans to individuals1.4198%1,563
Percentage Net Loans Charged-off: Credit card loans6.3025%230
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0482%1,773
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8184%2,408
Percentage Net Loans Charged-off: Total real estate loans0.8019%2,043
Percentage Net Loans Charged-off:Construction & development0.8010%2,376
Percentage Net Loans Charged-off: Commercial real estate0.0023%3,177
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential1.4657%856
Percentage Net Loans Charged-off: Home equity loans1.2945%667
All other 1-4 family - Percent of loans charged-off, net1.4734%853
Percentage Net Loans Charged-off: Commercial and industrial1.0654%2,148
Percentage Net Loans Charged-off: Loans to individuals1.0025%1,989
Percentage Net Loans Charged-off: Credit card loans4.4824%344
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9022%2,028
Percentage Net Loans Charged-off: Total real estate loans0.8905%1,753
Percentage Net Loans Charged-off:Construction & development0.9901%2,000
Percentage Net Loans Charged-off: Commercial real estate-0.0035%7,217
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential1.9169%620
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net2.0056%616
Percentage Net Loans Charged-off: Commercial and industrial1.2196%1,811
Percentage Net Loans Charged-off: Loans to individuals0.7732%2,286
Percentage Net Loans Charged-off: Credit card loans4.7899%330
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5517%2,426
Percentage Net Loans Charged-off: Total real estate loans0.6555%1,799
Percentage Net Loans Charged-off:Construction & development1.9283%1,220
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential1.3365%813
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net1.3973%783
Percentage Net Loans Charged-off: Commercial and industrial0.1901%2,427
Percentage Net Loans Charged-off: Loans to individuals-0.3523%7,184
Percentage Net Loans Charged-off: Credit card loans2.5381%496
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0810%1,040
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7464%2,959
Percentage Net Loans Charged-off: Total real estate loans0.6176%2,609
Percentage Net Loans Charged-off:Construction & development0.1871%3,242
Percentage Net Loans Charged-off: Commercial real estate1.3649%862
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.3057%2,725
Percentage Net Loans Charged-off: Home equity loans-0.0366%5,805
All other 1-4 family - Percent of loans charged-off, net0.3215%2,544
Percentage Net Loans Charged-off: Commercial and industrial1.4595%2,351
Percentage Net Loans Charged-off: Loans to individuals1.7229%1,590
Percentage Net Loans Charged-off: Credit card loans2.2368%770
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0314%2,016
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7844%2,401
Percentage Net Loans Charged-off: Total real estate loans0.6594%2,061
Percentage Net Loans Charged-off:Construction & development0.2507%2,754
Percentage Net Loans Charged-off: Commercial real estate1.5754%539
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.2442%2,616
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.2555%2,404
Percentage Net Loans Charged-off: Commercial and industrial1.5054%1,881
Percentage Net Loans Charged-off: Loans to individuals1.6669%1,540
Percentage Net Loans Charged-off: Credit card loans3.3920%552
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0405%1,745
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8207%2,048
Percentage Net Loans Charged-off: Total real estate loans0.8074%1,592
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate2.2416%321
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.1416%2,765
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.1484%2,549
Percentage Net Loans Charged-off: Commercial and industrial0.8688%2,145
Percentage Net Loans Charged-off: Loans to individuals1.4819%1,634
Percentage Net Loans Charged-off: Credit card loans4.2800%441
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0299%1,548
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3703%2,609
Percentage Net Loans Charged-off: Total real estate loans0.2588%2,219
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.6315%582
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0967%2,244
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.1011%2,042
Percentage Net Loans Charged-off: Commercial and industrial0.9278%1,472
Percentage Net Loans Charged-off: Loans to individuals1.0850%1,951
Percentage Net Loans Charged-off: Credit card loans0.0000%800
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7734%1,610
Percentage Net Loans Charged-off: Total real estate loans0.5414%1,596
Percentage Net Loans Charged-off:Construction & development0.3709%2,165
Percentage Net Loans Charged-off: Commercial real estate0.6154%760
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.4208%1,370
Percentage Net Loans Charged-off: Home equity loans0.0390%1,319
All other 1-4 family - Percent of loans charged-off, net0.4392%1,253
Percentage Net Loans Charged-off: Commercial and industrial1.9781%1,068
Percentage Net Loans Charged-off: Loans to individuals1.6241%1,346
Percentage Net Loans Charged-off: Credit card loans3.6952%419
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0154%6,757
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4046%2,028
Percentage Net Loans Charged-off: Total real estate loans0.1869%2,223
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate-0.0025%7,680
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.3114%1,296
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.3265%1,171
Percentage Net Loans Charged-off: Commercial and industrial1.4547%997
Percentage Net Loans Charged-off: Loans to individuals1.1288%1,662
Percentage Net Loans Charged-off: Credit card loans3.5298%399
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0207%6,782
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4794%1,444
Percentage Net Loans Charged-off: Total real estate loans0.1521%1,973
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate-0.0039%7,748
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.4467%844
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.4681%776
Percentage Net Loans Charged-off: Commercial and industrial2.0791%591
Percentage Net Loans Charged-off: Loans to individuals1.3423%1,258
Percentage Net Loans Charged-off: Credit card loans5.0462%247
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3521%1,464
Percentage Net Loans Charged-off: Total real estate loans0.1293%1,543
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.3787%740
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.3963%671
Percentage Net Loans Charged-off: Commercial and industrial1.4703%617
Percentage Net Loans Charged-off: Loans to individuals0.8838%1,695
Percentage Net Loans Charged-off: Credit card loans3.4826%346
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3237%1,702
Percentage Net Loans Charged-off: Total real estate loans0.2340%1,189
Percentage Net Loans Charged-off:Construction & development0.0153%1,497
Percentage Net Loans Charged-off: Commercial real estate0.5160%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.1610%1,432
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.1684%1,344
Percentage Net Loans Charged-off: Commercial and industrial0.3664%2,208
Percentage Net Loans Charged-off: Loans to individuals1.1170%1,423
Percentage Net Loans Charged-off: Credit card loans1.0020%927
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4909%871
Percentage Net Loans Charged-off:Coml. RE not secured by RE12.4905%18
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3669%1,086
Percentage Net Loans Charged-off: Total real estate loans0.2899%607
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.6855%224
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.1521%1,109
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.1591%1,015
Percentage Net Loans Charged-off: Commercial and industrial0.3868%1,700
Percentage Net Loans Charged-off: Loans to individuals1.1445%1,189
Percentage Net Loans Charged-off: Credit card loans1.3536%722
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3086%904
Percentage Net Loans Charged-off:Coml. RE not secured by RE16.4179%11
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3715%980
Percentage Net Loans Charged-off: Total real estate loans0.3633%434
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.8265%159
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.2190%748
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.2295%673
Percentage Net Loans Charged-off: Commercial and industrial0.4211%1,367
Percentage Net Loans Charged-off: Loans to individuals0.5030%2,376
Percentage Net Loans Charged-off: Credit card loans1.7684%573
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0983%1,092
Percentage Net Loans Charged-off:Coml. RE not secured by RE21.7585%8
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3448%886
Percentage Net Loans Charged-off: Total real estate loans0.2294%518
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.3366%201
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.3301%440
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.3456%421
Percentage Net Loans Charged-off: Commercial and industrial1.0372%596
Percentage Net Loans Charged-off: Loans to individuals0.6091%1,904
Percentage Net Loans Charged-off: Credit card loans0.5022%738
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RE36.1644%6
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2067%1,952
Percentage Net Loans Charged-off: Total real estate loans0.1334%1,066
Percentage Net Loans Charged-off:Construction & development0.5121%218
Percentage Net Loans Charged-off: Commercial real estate0.1389%675
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0581%1,875
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0604%1,747
Percentage Net Loans Charged-off: Commercial and industrial0.4655%1,692
Percentage Net Loans Charged-off: Loans to individuals0.6560%2,308
Percentage Net Loans Charged-off: Credit card loans0.6228%1,069
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1617%1,917
Percentage Net Loans Charged-off: Total real estate loans0.1121%984
Percentage Net Loans Charged-off:Construction & development0.4008%174
Percentage Net Loans Charged-off: Commercial real estate0.1238%563
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0569%1,545
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0590%1,450
Percentage Net Loans Charged-off: Commercial and industrial0.3400%1,592
Percentage Net Loans Charged-off: Loans to individuals0.4703%2,641
Percentage Net Loans Charged-off: Credit card loans1.0013%819
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1932%1,565
Percentage Net Loans Charged-off: Total real estate loans0.1403%764
Percentage Net Loans Charged-off:Construction & development0.6395%101
Percentage Net Loans Charged-off: Commercial real estate0.1875%394
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.4403%1,227
Percentage Net Loans Charged-off: Loans to individuals0.4343%2,595
Percentage Net Loans Charged-off: Credit card loans1.4700%635
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0347%3,160
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals0.4787%2,219
Percentage Net Loans Charged-off: Credit card loans3.3981%322
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4319%1,027
Percentage Net Loans Charged-off: Total real estate loans0.0459%2,044
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0137%1,223
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0114%2,758
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0117%2,578
Percentage Net Loans Charged-off: Commercial and industrial2.9328%354
Percentage Net Loans Charged-off: Loans to individuals0.4997%3,578
Percentage Net Loans Charged-off: Credit card loans2.6430%644
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1266%7,330
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1323%2,665
Percentage Net Loans Charged-off: Total real estate loans0.0618%1,523
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0190%923
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0152%2,297
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0156%2,143
Percentage Net Loans Charged-off: Commercial and industrial0.3945%1,761
Percentage Net Loans Charged-off: Loans to individuals0.4982%3,126
Percentage Net Loans Charged-off: Credit card loans2.9430%521
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0566%7,195
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1745%2,043
Percentage Net Loans Charged-off: Total real estate loans0.0927%1,096
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0299%678
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0230%1,809
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0235%1,686
Percentage Net Loans Charged-off: Commercial and industrial0.6010%1,263
Percentage Net Loans Charged-off: Loans to individuals0.4046%3,224
Percentage Net Loans Charged-off: Credit card loans2.2041%650
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0408%7,102
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0245%3,846
Percentage Net Loans Charged-off: Total real estate loans0.0035%1,749
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0092%1,443
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0094%1,316
Percentage Net Loans Charged-off: Commercial and industrial-0.1131%7,514
Percentage Net Loans Charged-off: Loans to individuals0.5006%2,577
Percentage Net Loans Charged-off: Credit card loans0.4837%879
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0818%7,256
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2527%2,260
Percentage Net Loans Charged-off: Total real estate loans0.1830%1,018
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.6174%375
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0265%2,594
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0265%2,468
Percentage Net Loans Charged-off: Commercial and industrial0.4103%2,365
Percentage Net Loans Charged-off: Loans to individuals0.8029%2,605
Percentage Net Loans Charged-off: Credit card loans2.5837%763
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0401%7,223
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3142%1,581
Percentage Net Loans Charged-off: Total real estate loans0.2300%692
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.7855%245
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0292%2,154
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0292%2,038
Percentage Net Loans Charged-off: Commercial and industrial0.5864%1,623
Percentage Net Loans Charged-off: Loans to individuals0.8679%2,206
Percentage Net Loans Charged-off: Credit card loans3.3234%572
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0536%7,259
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3742%1,259
Percentage Net Loans Charged-off: Total real estate loans0.3327%463
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate1.1503%166
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0303%1,815
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0303%1,713
Percentage Net Loans Charged-off: Commercial and industrial0.4403%1,687
Percentage Net Loans Charged-off: Loans to individuals0.8195%2,260
Percentage Net Loans Charged-off: Credit card loans5.0000%344
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0398%7,216
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0616%3,477
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial-0.0485%7,263
Percentage Net Loans Charged-off: Loans to individuals0.8003%2,200
Percentage Net Loans Charged-off: Credit card loans3.9288%484
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0800%7,314
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7758%842
Percentage Net Loans Charged-off: Total real estate loans0.1973%1,127
Percentage Net Loans Charged-off:Construction & development0.3452%384
Percentage Net Loans Charged-off: Commercial real estate0.2682%706
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.2244%1,027
Percentage Net Loans Charged-off: Home equity loans63.0990%4
All other 1-4 family - Percent of loans charged-off, net0.0691%2,041
Percentage Net Loans Charged-off: Commercial and industrial4.4481%363
Percentage Net Loans Charged-off: Loans to individuals0.7866%3,042
Percentage Net Loans Charged-off: Credit card loans3.0353%846
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.3839%386
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6647%910
Percentage Net Loans Charged-off: Total real estate loans-0.0024%7,976
Percentage Net Loans Charged-off:Construction & development-0.2374%8,072
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0334%2,193
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0335%2,116
Percentage Net Loans Charged-off: Commercial and industrial5.5351%230
Percentage Net Loans Charged-off: Loans to individuals1.0914%1,959
Percentage Net Loans Charged-off: Credit card loans3.8869%619
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0750%1,408
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0305%508
Percentage Net Loans Charged-off: Total real estate loans0.0107%2,609
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0227%1,996
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0228%1,915
Percentage Net Loans Charged-off: Commercial and industrial8.6785%124
Percentage Net Loans Charged-off: Loans to individuals1.8356%930
Percentage Net Loans Charged-off: Credit card loans5.5257%386
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1495%1,109
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1513%2,751
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.2689%1,756
Percentage Net Loans Charged-off: Loans to individuals1.6103%1,188
Percentage Net Loans Charged-off: Credit card loans0.9014%1,120
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0765%5,612
Percentage Net Loans Charged-off: Total real estate loans0.0212%3,263
Percentage Net Loans Charged-off:Construction & development-0.0134%8,049
Percentage Net Loans Charged-off: Commercial real estate-0.3023%8,945
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0738%1,980
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0742%1,923
Percentage Net Loans Charged-off: Commercial and industrial0.0513%4,550
Percentage Net Loans Charged-off: Loans to individuals0.7093%3,334
Percentage Net Loans Charged-off: Credit card loans3.0980%918
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0746%7,707
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2634%2,988
Percentage Net Loans Charged-off: Total real estate loans0.3131%639
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate1.2797%210
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0388%2,304
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0397%2,180
Percentage Net Loans Charged-off: Commercial and industrial-0.2994%8,712
Percentage Net Loans Charged-off: Loans to individuals0.4159%4,582
Percentage Net Loans Charged-off: Credit card loans1.1427%1,649
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2330%1,300
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0151%6,933
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0400%6,357
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0612%6,065
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0574%6,517
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0013%8,781
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0949%5,755
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0425%7,259
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0466%8,396
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0228%12,460
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA