Home > Central Bank > Loan Charge- Offs and Recoveries
Central Bank, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,157,000 | 461 |
| Loans secured by real estate, total | $85,000 | 1,536 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $85,000 | 1,536 |
| Construction and land development | $1,000 | 647 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $8,000 | 3,045 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $76,000 | 694 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $4,000 | 190 |
| Commercial and industrial loans | $51,000 | 3,383 |
| Loans to individuals | $2,999,000 | 305 |
| Credit card loan charge offs | $120,000 | 602 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,879,000 | 200 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $18,000 | 209 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,157,000 | 377 |
| Loans secured by real estate, total | $35,000 | 1,350 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $35,000 | 1,350 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $20,000 | 1,095 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $15,000 | 886 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $3,000 | 187 |
| Commercial and industrial loans | $48,000 | 1,786 |
| Loans to individuals | $1,071,000 | 233 |
| Credit card loan recoveries | $14,000 | 673 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,057,000 | 156 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $0 | 271 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,000,000 | 506 |
| Loans secured by real estate, total | $50,000 | 1,628 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $50,000 | 1,625 |
| Construction and land development | $1,000 | 564 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $-12,000 | 10,382 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $61,000 | 582 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $1,000 | 136 |
| Commercial and industrial loans | $3,000 | 5,071 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $1,928,000 | 336 |
| Credit card loan net charge offs | $106,000 | 587 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,822,000 | 220 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $18,000 | 170 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,409,000 | 638 |
| Loans secured by real estate, total | $7,000 | 4,173 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $7,000 | 4,174 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $7,000 | 3,249 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $4,000 | 202 |
| Commercial and industrial loans | $29,000 | 4,447 |
| Loans to individuals | $2,369,000 | 375 |
| Credit card loan charge offs | $66,000 | 874 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,303,000 | 248 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,225,000 | 432 |
| Loans secured by real estate, total | $373,000 | 349 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $373,000 | 349 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $6,000 | 2,062 |
| Secured by multifamily residential properties | $161,000 | 83 |
| Secured by nonfarm nonresidential properties | $206,000 | 298 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $3,000 | 197 |
| Commercial and industrial loans | $0 | 7,068 |
| Loans to individuals | $849,000 | 307 |
| Credit card loan recoveries | $1,000 | 2,132 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $848,000 | 216 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,184,000 | 811 |
| Loans secured by real estate, total | $-366,000 | 11,363 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $-366,000 | 11,388 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $1,000 | 3,415 |
| Secured by multifamily residential properties | $-161,000 | 11,419 |
| Secured by nonfarm nonresidential properties | $-206,000 | 11,324 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $1,000 | 168 |
| Commercial and industrial loans | $29,000 | 3,468 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,520,000 | 408 |
| Credit card loan net charge offs | $65,000 | 798 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,455,000 | 271 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,680,000 | 507 |
| Loans secured by real estate, total | $69,000 | 2,078 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $69,000 | 2,076 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $68,000 | 1,343 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $1,000 | 2,143 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $83,000 | 2,641 |
| Loans to individuals | $3,528,000 | 282 |
| Credit card loan charge offs | $2,267,000 | 198 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,261,000 | 332 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,104,000 | 461 |
| Loans secured by real estate, total | $289,000 | 425 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $289,000 | 424 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $6,000 | 353 |
| Secured by 1-4 family residential properties - total recoveries | $10,000 | 1,772 |
| Secured by multifamily residential properties | $210,000 | 73 |
| Secured by nonfarm nonresidential properties | $63,000 | 653 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $38,000 | 2,364 |
| Loans to individuals | $777,000 | 323 |
| Credit card loan recoveries | $417,000 | 183 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $360,000 | 385 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,576,000 | 488 |
| Loans secured by real estate, total | $-220,000 | 11,849 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-220,000 | 11,879 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $-6,000 | 10,246 |
| Secured by 1-4 family residential properties- net charge-offs | $58,000 | 1,245 |
| Secured by multifamily residential properties | $-210,000 | 11,943 |
| Secured by nonfarm nonresidential properties | $-62,000 | 11,679 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $45,000 | 2,707 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $2,751,000 | 270 |
| Credit card loan net charge offs | $1,850,000 | 202 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $901,000 | 309 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,310,000 | 671 |
| Loans secured by real estate, total | $27,000 | 3,504 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $27,000 | 3,504 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $27,000 | 2,333 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $31,000 | 4,429 |
| Loans to individuals | $2,252,000 | 319 |
| Credit card loan charge offs | $1,636,000 | 204 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $616,000 | 491 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,040,000 | 540 |
| Loans secured by real estate, total | $181,000 | 663 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $181,000 | 662 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $3,000 | 559 |
| Secured by 1-4 family residential properties - total recoveries | $51,000 | 729 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $127,000 | 476 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $57,000 | 2,109 |
| Loans to individuals | $771,000 | 322 |
| Credit card loan recoveries | $390,000 | 200 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $381,000 | 371 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $31,000 | 168 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,270,000 | 754 |
| Loans secured by real estate, total | $-154,000 | 12,424 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-154,000 | 12,462 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $-3,000 | 10,578 |
| Secured by 1-4 family residential properties- net charge-offs | $-24,000 | 12,225 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $-127,000 | 12,426 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-26,000 | 11,260 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $1,481,000 | 301 |
| Credit card loan net charge offs | $1,246,000 | 206 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $235,000 | 631 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $-31,000 | 1,119 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,004,000 | 693 |
| Loans secured by real estate, total | $652,000 | 890 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $652,000 | 888 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $3,000 | 580 |
| Total charge-offs secured by 1-4 family residential properties | $27,000 | 2,805 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $622,000 | 506 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $49,000 | 4,544 |
| Loans to individuals | $2,288,000 | 340 |
| Credit card loan charge offs | $1,739,000 | 208 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $549,000 | 556 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $15,000 | 306 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,155,000 | 509 |
| Loans secured by real estate, total | $158,000 | 742 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $158,000 | 741 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $6,000 | 491 |
| Secured by 1-4 family residential properties - total recoveries | $29,000 | 1,161 |
| Secured by multifamily residential properties | $4,000 | 409 |
| Secured by nonfarm nonresidential properties | $119,000 | 486 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $98,000 | 1,530 |
| Loans to individuals | $890,000 | 298 |
| Credit card loan recoveries | $443,000 | 173 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $447,000 | 354 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $9,000 | 242 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,849,000 | 754 |
| Loans secured by real estate, total | $494,000 | 896 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $494,000 | 894 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $-3,000 | 11,066 |
| Secured by 1-4 family residential properties- net charge-offs | $-2,000 | 11,770 |
| Secured by multifamily residential properties | $-4,000 | 13,081 |
| Secured by nonfarm nonresidential properties | $503,000 | 510 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $-49,000 | 12,568 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $1,398,000 | 350 |
| Credit card loan net charge offs | $1,296,000 | 214 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $102,000 | 1,438 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $6,000 | 272 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,677,000 | 726 |
| Loans secured by real estate, total | $513,000 | 1,276 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $513,000 | 1,276 |
| Construction and land development | $226,000 | 587 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $87,000 | 1,781 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $200,000 | 1,213 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $99,000 | 4,139 |
| Loans to individuals | $3,003,000 | 334 |
| Credit card loan charge offs | $2,179,000 | 213 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $824,000 | 547 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $62,000 | 222 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,141,000 | 503 |
| Loans secured by real estate, total | $260,000 | 495 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $260,000 | 495 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $8,000 | 416 |
| Secured by 1-4 family residential properties - total recoveries | $82,000 | 478 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $170,000 | 345 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $128,000 | 1,283 |
| Loans to individuals | $750,000 | 347 |
| Credit card loan recoveries | $415,000 | 181 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $335,000 | 468 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $3,000 | 296 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,536,000 | 823 |
| Loans secured by real estate, total | $253,000 | 1,712 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $253,000 | 1,712 |
| Construction and land development | $226,000 | 548 |
| Secured by farmland | $-8,000 | 11,666 |
| Secured by 1-4 family residential properties- net charge-offs | $5,000 | 4,848 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $30,000 | 2,391 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $-29,000 | 13,106 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $2,253,000 | 327 |
| Credit card loan net charge offs | $1,764,000 | 212 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $489,000 | 580 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $59,000 | 178 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.