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Central Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $58,544,000 | 610 |
| Total interest expense | $27,314,000 | 621 |
| Net interest income | $31,230,000 | 590 |
| Provision for loan and lease losses | $2,705,000 | 463 |
| Total noninterest income | $11,275,000 | 523 |
| Gross Fiduciary activities income | $2,344,000 | 301 |
| Service charges on deposit accounts | $6,559,000 | 227 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,372,000 | 976 |
| Total noninterest expense | $30,404,000 | 515 |
| Salaries and employee benefits | $11,699,000 | 596 |
| Premises and equipment expense | $4,667,000 | 468 |
| Additional noninterest expense | $14,038,000 | 436 |
| Pre-tax net operating income | $9,396,000 | 859 |
| Securities gains (losses) | $132,000 | 868 |
| Applicable income taxes | $3,199,000 | 879 |
| Income before extraordinary items | $6,329,000 | 872 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $6,329,000 | 874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000,000 | 506 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $6,241,880 | 862 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $55,293,000 | 676 |
| Total interest expense | $23,727,000 | 741 |
| Net interest income | $31,566,000 | 633 |
| Provision for loan and lease losses | $1,014,000 | 1,008 |
| Total noninterest income | $11,468,000 | 542 |
| Gross Fiduciary activities income | $2,149,000 | 349 |
| Service charges on deposit accounts | $6,898,000 | 254 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,421,000 | 1,021 |
| Total noninterest expense | $31,594,000 | 538 |
| Salaries and employee benefits | $12,926,000 | 549 |
| Premises and equipment expense | $3,634,000 | 615 |
| Additional noninterest expense | $15,034,000 | 492 |
| Pre-tax net operating income | $10,426,000 | 763 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $2,594,000 | 984 |
| Income before extraordinary items | $7,832,000 | 706 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $7,832,000 | 706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,184,000 | 811 |
| Cash dividends | $17,690,000 | 307 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $7,832,000 | 688 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $65,796,000 | 615 |
| Total interest expense | $28,025,000 | 679 |
| Net interest income | $37,771,000 | 556 |
| Provision for loan and lease losses | $750,000 | 1,161 |
| Total noninterest income | $34,055,000 | 294 |
| Gross Fiduciary activities income | $1,949,000 | 376 |
| Service charges on deposit accounts | $7,141,000 | 262 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $24,965,000 | 242 |
| Total noninterest expense | $45,211,000 | 426 |
| Salaries and employee benefits | $23,180,000 | 354 |
| Premises and equipment expense | $6,908,000 | 390 |
| Additional noninterest expense | $15,123,000 | 505 |
| Pre-tax net operating income | $25,865,000 | 395 |
| Securities gains (losses) | $-709,000 | 11,842 |
| Applicable income taxes | $9,549,000 | 385 |
| Income before extraordinary items | $15,607,000 | 421 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $15,607,000 | 420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,576,000 | 488 |
| Cash dividends | $3,840,000 | 790 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $16,060,760 | 410 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $57,249,000 | 626 |
| Total interest expense | $21,136,000 | 684 |
| Net interest income | $36,113,000 | 568 |
| Provision for loan and lease losses | $1,025,000 | 903 |
| Total noninterest income | $15,842,000 | 432 |
| Gross Fiduciary activities income | $1,802,000 | 387 |
| Service charges on deposit accounts | $5,581,000 | 301 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $8,459,000 | 461 |
| Total noninterest expense | $35,085,000 | 515 |
| Salaries and employee benefits | $17,070,000 | 452 |
| Premises and equipment expense | $4,460,000 | 528 |
| Additional noninterest expense | $13,555,000 | 561 |
| Pre-tax net operating income | $15,845,000 | 548 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $5,270,000 | 551 |
| Income before extraordinary items | $10,575,000 | 531 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $10,575,000 | 530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,270,000 | 754 |
| Cash dividends | $2,200,000 | 1,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $10,575,000 | 539 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $53,860,000 | 653 |
| Total interest expense | $20,102,000 | 711 |
| Net interest income | $33,758,000 | 602 |
| Provision for loan and lease losses | $3,080,000 | 598 |
| Total noninterest income | $15,449,000 | 449 |
| Gross Fiduciary activities income | $1,645,000 | 422 |
| Service charges on deposit accounts | $4,861,000 | 325 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $8,943,000 | 457 |
| Total noninterest expense | $32,955,000 | 572 |
| Salaries and employee benefits | $15,586,000 | 489 |
| Premises and equipment expense | $3,973,000 | 604 |
| Additional noninterest expense | $13,396,000 | 620 |
| Pre-tax net operating income | $13,172,000 | 552 |
| Securities gains (losses) | $125,000 | 2,199 |
| Applicable income taxes | $4,200,000 | 620 |
| Income before extraordinary items | $9,097,000 | 582 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $9,097,000 | 600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,849,000 | 754 |
| Cash dividends | $3,750,000 | 606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $9,012,000 | 548 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $57,304,000 | 693 |
| Total interest expense | $25,777,000 | 734 |
| Net interest income | $31,527,000 | 647 |
| Provision for loan and lease losses | $4,185,000 | 660 |
| Total noninterest income | $14,149,000 | 476 |
| Gross Fiduciary activities income | $1,332,000 | 477 |
| Service charges on deposit accounts | $4,526,000 | 343 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $8,291,000 | 486 |
| Total noninterest expense | $30,163,000 | 608 |
| Salaries and employee benefits | $13,669,000 | 537 |
| Premises and equipment expense | $3,783,000 | 654 |
| Additional noninterest expense | $12,711,000 | 637 |
| Pre-tax net operating income | $11,328,000 | 568 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $3,627,000 | 652 |
| Income before extraordinary items | $7,701,000 | 620 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $7,701,000 | 616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,536,000 | 823 |
| Cash dividends | $1,950,000 | 879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $7,701,000 | 555 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.