Home > Central Bank > Net charge- offs to loans
Central Bank, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3017% | 2,748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0229% | 710 |
| Percentage Net Loans Charged-off:Construction & development | 0.0081% | 240 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0468% | 350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0217% | 1,373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0236% | 1,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0050% | 880 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5780% | 828 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1385% | 638 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0370% | 337 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8095% | 15 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2010% | 4,067 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1826% | 1,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1584% | 1,381 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.9637% | 1,437 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 1,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0024% | 963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0532% | 780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5405% | 865 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8194% | 692 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0019% | 441 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0883% | 27 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4355% | 1,980 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1240% | 1,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0650% | 1,321 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.7441% | 1,450 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1134% | 333 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0355% | 1,303 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1221% | 319 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0551% | 706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9642% | 391 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1377% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2241% | 3,714 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0874% | 1,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1396% | 1,347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0457% | 1,422 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0345% | 1,240 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0464% | 1,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0348% | 1,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5400% | 595 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7357% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0746% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3624% | 3,614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2914% | 455 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5936% | 364 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0656% | 1,369 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 1,367 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0350% | 1,274 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0661% | 1,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5832% | 657 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8252% | 547 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0187% | 395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5230% | 4,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1523% | 830 |
| Percentage Net Loans Charged-off:Construction & development | 1.4510% | 330 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0387% | 906 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0098% | 1,073 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0328% | 1,306 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0125% | 992 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0393% | 1,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0949% | 519 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5815% | 504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1236% | 350 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |