Home > Central Arizona Bank > Income and Expense
Central Arizona Bank, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $288,000 | 6,603 |
| Total interest expense | $37,000 | 6,417 |
| Net interest income | $251,000 | 6,596 |
| Provision for loan and lease losses | $-200,000 | 6,894 |
| Total noninterest income | $23,000 | 6,400 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $8,000 | 6,381 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 5,890 |
| Total noninterest expense | $526,000 | 5,471 |
| Salaries and employee benefits | $157,000 | 6,329 |
| Premises and equipment expense | $95,000 | 4,424 |
| Additional noninterest expense | $274,000 | 4,430 |
| Pre-tax net operating income | $-52,000 | 6,538 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-52,000 | 6,593 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-52,000 | 6,594 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-52,000 | 6,594 |
| Net charge-offs | $2,000 | 3,902 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-52,000 | 6,547 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,489,000 | 6,486 |
| Total interest expense | $246,000 | 6,195 |
| Net interest income | $1,243,000 | 6,489 |
| Provision for loan and lease losses | $64,000 | 5,026 |
| Total noninterest income | $-301,000 | 6,961 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $45,000 | 6,301 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-346,000 | 6,880 |
| Total noninterest expense | $2,261,000 | 5,406 |
| Salaries and employee benefits | $805,000 | 6,078 |
| Premises and equipment expense | $378,000 | 4,431 |
| Additional noninterest expense | $1,078,000 | 4,608 |
| Pre-tax net operating income | $-1,383,000 | 6,727 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-1,383,000 | 6,772 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,383,000 | 6,769 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,383,000 | 6,770 |
| Net charge-offs | $426,000 | 2,860 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,383,000 | 6,743 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,156,000 | 6,554 |
| Total interest expense | $200,000 | 6,243 |
| Net interest income | $956,000 | 6,571 |
| Provision for loan and lease losses | $63,000 | 4,774 |
| Total noninterest income | $-73,000 | 7,015 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $34,000 | 6,378 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-107,000 | 6,925 |
| Total noninterest expense | $1,706,000 | 5,435 |
| Salaries and employee benefits | $623,000 | 6,062 |
| Premises and equipment expense | $282,000 | 4,501 |
| Additional noninterest expense | $801,000 | 4,664 |
| Pre-tax net operating income | $-886,000 | 6,794 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-886,000 | 6,855 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-886,000 | 6,853 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-886,000 | 6,854 |
| Net charge-offs | $317,000 | 2,747 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-886,000 | 6,815 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $800,000 | 6,569 |
| Total interest expense | $143,000 | 6,252 |
| Net interest income | $657,000 | 6,575 |
| Provision for loan and lease losses | $62,000 | 4,323 |
| Total noninterest income | $-3,000 | 7,012 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $23,000 | 6,408 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-26,000 | 6,901 |
| Total noninterest expense | $1,173,000 | 5,392 |
| Salaries and employee benefits | $411,000 | 6,131 |
| Premises and equipment expense | $187,000 | 4,527 |
| Additional noninterest expense | $575,000 | 4,496 |
| Pre-tax net operating income | $-581,000 | 6,850 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-581,000 | 6,895 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-581,000 | 6,894 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-581,000 | 6,895 |
| Net charge-offs | $277,000 | 2,407 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-581,000 | 6,862 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $415,000 | 6,584 |
| Total interest expense | $74,000 | 6,301 |
| Net interest income | $341,000 | 6,584 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $-30,000 | 7,152 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $12,000 | 6,375 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-42,000 | 7,077 |
| Total noninterest expense | $563,000 | 5,527 |
| Salaries and employee benefits | $200,000 | 6,210 |
| Premises and equipment expense | $93,000 | 4,555 |
| Additional noninterest expense | $270,000 | 4,651 |
| Pre-tax net operating income | $-252,000 | 6,904 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-252,000 | 6,945 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-252,000 | 6,946 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-252,000 | 6,946 |
| Net charge-offs | $46,000 | 3,075 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-252,000 | 6,906 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,457,000 | 6,131 |
| Total interest expense | $520,000 | 5,780 |
| Net interest income | $1,937,000 | 6,138 |
| Provision for loan and lease losses | $592,000 | 3,222 |
| Total noninterest income | $8,000 | 6,943 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $84,000 | 5,755 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-76,000 | 6,864 |
| Total noninterest expense | $3,149,000 | 4,752 |
| Salaries and employee benefits | $1,184,000 | 5,551 |
| Premises and equipment expense | $556,000 | 3,772 |
| Additional noninterest expense | $1,409,000 | 4,015 |
| Pre-tax net operating income | $-1,796,000 | 6,756 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-1,796,000 | 6,801 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,796,000 | 6,801 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,796,000 | 6,801 |
| Net charge-offs | $1,343,000 | 2,022 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,796,000 | 6,777 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,984,000 | 6,050 |
| Total interest expense | $435,000 | 5,687 |
| Net interest income | $1,549,000 | 6,062 |
| Provision for loan and lease losses | $374,000 | 3,324 |
| Total noninterest income | $213,000 | 5,370 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $72,000 | 5,594 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $141,000 | 4,613 |
| Total noninterest expense | $2,468,000 | 4,639 |
| Salaries and employee benefits | $981,000 | 5,333 |
| Premises and equipment expense | $461,000 | 3,552 |
| Additional noninterest expense | $1,026,000 | 4,112 |
| Pre-tax net operating income | $-1,080,000 | 6,815 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,080,000 | 6,883 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,080,000 | 6,885 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,080,000 | 6,884 |
| Net charge-offs | $1,129,000 | 1,781 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,080,000 | 6,846 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,367,000 | 6,039 |
| Total interest expense | $313,000 | 5,663 |
| Net interest income | $1,054,000 | 6,068 |
| Provision for loan and lease losses | $253,000 | 3,224 |
| Total noninterest income | $-143,000 | 7,325 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $48,000 | 5,592 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-191,000 | 7,273 |
| Total noninterest expense | $1,689,000 | 4,620 |
| Salaries and employee benefits | $669,000 | 5,314 |
| Premises and equipment expense | $312,000 | 3,551 |
| Additional noninterest expense | $708,000 | 4,073 |
| Pre-tax net operating income | $-1,031,000 | 6,990 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-1,031,000 | 7,045 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,031,000 | 7,044 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,031,000 | 7,045 |
| Net charge-offs | $677,000 | 1,828 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,031,000 | 7,023 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $690,000 | 6,056 |
| Total interest expense | $171,000 | 5,576 |
| Net interest income | $519,000 | 6,109 |
| Provision for loan and lease losses | $151,000 | 2,740 |
| Total noninterest income | $-169,000 | 7,456 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $24,000 | 5,566 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-193,000 | 7,430 |
| Total noninterest expense | $861,000 | 4,594 |
| Salaries and employee benefits | $334,000 | 5,348 |
| Premises and equipment expense | $159,000 | 3,549 |
| Additional noninterest expense | $368,000 | 3,951 |
| Pre-tax net operating income | $-662,000 | 7,161 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-662,000 | 7,197 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-662,000 | 7,198 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-662,000 | 7,198 |
| Net charge-offs | $672,000 | 1,117 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-662,000 | 7,189 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,356,000 | 5,812 |
| Total interest expense | $1,049,000 | 5,116 |
| Net interest income | $2,307,000 | 5,947 |
| Provision for loan and lease losses | $2,441,000 | 1,831 |
| Total noninterest income | $-1,008,000 | 7,544 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $110,000 | 5,365 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-1,118,000 | 7,502 |
| Total noninterest expense | $4,450,000 | 3,925 |
| Salaries and employee benefits | $1,410,000 | 5,228 |
| Premises and equipment expense | $627,000 | 3,607 |
| Additional noninterest expense | $2,413,000 | 2,763 |
| Pre-tax net operating income | $-5,592,000 | 7,154 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-5,592,000 | 7,213 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,592,000 | 7,214 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-5,592,000 | 7,214 |
| Net charge-offs | $3,042,000 | 1,458 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-5,592,000 | 7,190 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,592,000 | 5,850 |
| Total interest expense | $851,000 | 5,095 |
| Net interest income | $1,741,000 | 6,026 |
| Provision for loan and lease losses | $2,106,000 | 1,600 |
| Total noninterest income | $-375,000 | 7,618 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $86,000 | 5,378 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-461,000 | 7,567 |
| Total noninterest expense | $2,721,000 | 4,505 |
| Salaries and employee benefits | $1,026,000 | 5,356 |
| Premises and equipment expense | $472,000 | 3,645 |
| Additional noninterest expense | $1,223,000 | 3,754 |
| Pre-tax net operating income | $-3,461,000 | 7,254 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-3,461,000 | 7,324 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-3,461,000 | 7,323 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-3,461,000 | 7,324 |
| Net charge-offs | $2,723,000 | 1,229 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-3,461,000 | 7,306 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,775,000 | 5,828 |
| Total interest expense | $628,000 | 4,962 |
| Net interest income | $1,147,000 | 6,074 |
| Provision for loan and lease losses | $1,077,000 | 1,868 |
| Total noninterest income | $-364,000 | 7,722 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $58,000 | 5,386 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-422,000 | 7,691 |
| Total noninterest expense | $1,731,000 | 4,657 |
| Salaries and employee benefits | $671,000 | 5,442 |
| Premises and equipment expense | $313,000 | 3,690 |
| Additional noninterest expense | $747,000 | 3,968 |
| Pre-tax net operating income | $-2,025,000 | 7,276 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-2,025,000 | 7,336 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,025,000 | 7,336 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,025,000 | 7,336 |
| Net charge-offs | $2,020,000 | 1,116 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,025,000 | 7,328 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $904,000 | 5,860 |
| Total interest expense | $353,000 | 4,792 |
| Net interest income | $551,000 | 6,203 |
| Provision for loan and lease losses | $342,000 | 2,250 |
| Total noninterest income | $-392,000 | 7,871 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $30,000 | 5,359 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-422,000 | 7,859 |
| Total noninterest expense | $855,000 | 4,731 |
| Salaries and employee benefits | $328,000 | 5,560 |
| Premises and equipment expense | $156,000 | 3,785 |
| Additional noninterest expense | $371,000 | 3,991 |
| Pre-tax net operating income | $-1,038,000 | 7,423 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,038,000 | 7,475 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,038,000 | 7,475 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,038,000 | 7,476 |
| Net charge-offs | $1,769,000 | 703 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,038,000 | 7,469 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,870,000 | 5,792 |
| Total interest expense | $1,790,000 | 4,753 |
| Net interest income | $2,080,000 | 6,276 |
| Provision for loan and lease losses | $3,741,000 | 1,728 |
| Total noninterest income | $-413,000 | 7,871 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $116,000 | 5,546 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-529,000 | 7,812 |
| Total noninterest expense | $3,367,000 | 4,837 |
| Salaries and employee benefits | $1,403,000 | 5,397 |
| Premises and equipment expense | $622,000 | 3,782 |
| Additional noninterest expense | $1,342,000 | 4,409 |
| Pre-tax net operating income | $-5,441,000 | 7,218 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $644,000 | 1,312 |
| Income before extraordinary items | $-6,085,000 | 7,360 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-6,085,000 | 7,359 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-6,085,000 | 7,359 |
| Net charge-offs | $1,927,000 | 2,077 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $160,000 | 766 |
| Net operating income | $-6,085,000 | 7,370 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,876,000 | 5,878 |
| Total interest expense | $1,363,000 | 4,845 |
| Net interest income | $1,513,000 | 6,353 |
| Provision for loan and lease losses | $3,312,000 | 1,393 |
| Total noninterest income | $-38,000 | 7,881 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $87,000 | 5,592 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-125,000 | 7,832 |
| Total noninterest expense | $2,516,000 | 4,862 |
| Salaries and employee benefits | $1,068,000 | 5,382 |
| Premises and equipment expense | $465,000 | 3,828 |
| Additional noninterest expense | $983,000 | 4,448 |
| Pre-tax net operating income | $-4,353,000 | 7,448 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $624,000 | 1,197 |
| Income before extraordinary items | $-4,977,000 | 7,571 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-4,977,000 | 7,571 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-4,977,000 | 7,571 |
| Net charge-offs | $1,734,000 | 1,640 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $160,000 | 635 |
| Net operating income | $-4,977,000 | 7,582 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,886,000 | 5,981 |
| Total interest expense | $924,000 | 4,928 |
| Net interest income | $962,000 | 6,472 |
| Provision for loan and lease losses | $2,163,000 | 1,336 |
| Total noninterest income | $105,000 | 6,319 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $53,000 | 5,721 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $52,000 | 5,792 |
| Total noninterest expense | $1,705,000 | 4,851 |
| Salaries and employee benefits | $724,000 | 5,388 |
| Premises and equipment expense | $307,000 | 3,868 |
| Additional noninterest expense | $674,000 | 4,369 |
| Pre-tax net operating income | $-2,801,000 | 7,538 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-1,062,000 | 7,768 |
| Income before extraordinary items | $-1,739,000 | 7,396 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,739,000 | 7,395 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,739,000 | 7,394 |
| Net charge-offs | $1,445,000 | 1,369 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $160,000 | 513 |
| Net operating income | $-1,739,000 | 7,403 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $891,000 | 6,146 |
| Total interest expense | $470,000 | 4,998 |
| Net interest income | $421,000 | 6,775 |
| Provision for loan and lease losses | $414,000 | 1,964 |
| Total noninterest income | $52,000 | 6,327 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $24,000 | 5,827 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $28,000 | 5,720 |
| Total noninterest expense | $834,000 | 4,833 |
| Salaries and employee benefits | $368,000 | 5,402 |
| Premises and equipment expense | $146,000 | 4,058 |
| Additional noninterest expense | $320,000 | 4,203 |
| Pre-tax net operating income | $-775,000 | 7,527 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-299,000 | 7,793 |
| Income before extraordinary items | $-476,000 | 7,428 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-476,000 | 7,428 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-476,000 | 7,429 |
| Net charge-offs | $703,000 | 1,149 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $160,000 | 299 |
| Net operating income | $-476,000 | 7,393 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,484,000 | 5,741 |
| Total interest expense | $1,974,000 | 5,333 |
| Net interest income | $2,510,000 | 5,900 |
| Provision for loan and lease losses | $1,626,000 | 2,055 |
| Total noninterest income | $156,000 | 6,843 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $66,000 | 6,405 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $90,000 | 6,062 |
| Total noninterest expense | $2,674,000 | 5,455 |
| Salaries and employee benefits | $1,165,000 | 6,076 |
| Premises and equipment expense | $406,000 | 5,044 |
| Additional noninterest expense | $1,103,000 | 4,526 |
| Pre-tax net operating income | $-1,634,000 | 7,244 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-630,000 | 7,574 |
| Income before extraordinary items | $-1,004,000 | 6,998 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,004,000 | 7,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $940,000 | 2,024 |
| Cash dividends | $133,000 | 4,803 |
| Sale, conversion, retirement of capital stock, net | $3,584,000 | 251 |
| Net operating income | $-1,004,000 | 7,122 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,510,000 | 5,709 |
| Total interest expense | $1,508,000 | 5,415 |
| Net interest income | $2,002,000 | 5,790 |
| Provision for loan and lease losses | $1,297,000 | 1,571 |
| Total noninterest income | $118,000 | 6,935 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $48,000 | 6,481 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $70,000 | 6,140 |
| Total noninterest expense | $1,779,000 | 5,779 |
| Salaries and employee benefits | $800,000 | 6,285 |
| Premises and equipment expense | $282,000 | 5,262 |
| Additional noninterest expense | $697,000 | 4,965 |
| Pre-tax net operating income | $-956,000 | 7,507 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-369,000 | 7,806 |
| Income before extraordinary items | $-587,000 | 7,259 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-587,000 | 7,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $948,000 | 1,355 |
| Cash dividends | $133,000 | 4,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-587,000 | 7,385 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,474,000 | 5,632 |
| Total interest expense | $1,058,000 | 5,434 |
| Net interest income | $1,416,000 | 5,626 |
| Provision for loan and lease losses | $1,296,000 | 1,042 |
| Total noninterest income | $85,000 | 6,870 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $33,000 | 6,468 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $52,000 | 6,079 |
| Total noninterest expense | $1,257,000 | 5,667 |
| Salaries and employee benefits | $647,000 | 5,834 |
| Premises and equipment expense | $167,000 | 5,612 |
| Additional noninterest expense | $443,000 | 5,103 |
| Pre-tax net operating income | $-1,052,000 | 7,939 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-406,000 | 8,136 |
| Income before extraordinary items | $-646,000 | 7,802 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-646,000 | 7,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $932,000 | 905 |
| Cash dividends | $133,000 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-646,000 | 7,779 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,287,000 | 5,607 |
| Total interest expense | $583,000 | 5,367 |
| Net interest income | $704,000 | 5,671 |
| Provision for loan and lease losses | $263,000 | 1,533 |
| Total noninterest income | $54,000 | 6,542 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $15,000 | 6,545 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $39,000 | 5,498 |
| Total noninterest expense | $584,000 | 5,881 |
| Salaries and employee benefits | $284,000 | 6,228 |
| Premises and equipment expense | $84,000 | 5,611 |
| Additional noninterest expense | $216,000 | 5,137 |
| Pre-tax net operating income | $-89,000 | 7,526 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-34,000 | 7,971 |
| Income before extraordinary items | $-55,000 | 7,519 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-55,000 | 7,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 1,361 |
| Cash dividends | $133,000 | 2,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-55,000 | 7,458 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,432,000 | 5,495 |
| Total interest expense | $2,358,000 | 5,421 |
| Net interest income | $3,074,000 | 5,435 |
| Provision for loan and lease losses | $42,000 | 5,817 |
| Total noninterest income | $112,000 | 7,449 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $46,000 | 6,816 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $66,000 | 6,774 |
| Total noninterest expense | $2,606,000 | 5,477 |
| Salaries and employee benefits | $1,328,000 | 5,676 |
| Premises and equipment expense | $361,000 | 5,319 |
| Additional noninterest expense | $917,000 | 4,918 |
| Pre-tax net operating income | $538,000 | 5,867 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $211,000 | 3,791 |
| Income before extraordinary items | $327,000 | 6,320 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $327,000 | 6,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $327,000 | 6,300 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,925,000 | 5,616 |
| Total interest expense | $1,712,000 | 5,522 |
| Net interest income | $2,213,000 | 5,579 |
| Provision for loan and lease losses | $-33,000 | 8,351 |
| Total noninterest income | $81,000 | 7,525 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $32,000 | 6,890 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $49,000 | 6,818 |
| Total noninterest expense | $1,901,000 | 5,531 |
| Salaries and employee benefits | $996,000 | 5,653 |
| Premises and equipment expense | $231,000 | 5,708 |
| Additional noninterest expense | $674,000 | 4,905 |
| Pre-tax net operating income | $426,000 | 6,058 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $167,000 | 3,930 |
| Income before extraordinary items | $259,000 | 6,526 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $259,000 | 6,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $259,000 | 6,508 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,597,000 | 5,666 |
| Total interest expense | $1,128,000 | 5,561 |
| Net interest income | $1,469,000 | 5,619 |
| Provision for loan and lease losses | $-101,000 | 8,478 |
| Total noninterest income | $72,000 | 7,263 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $20,000 | 6,976 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $52,000 | 6,215 |
| Total noninterest expense | $1,222,000 | 5,667 |
| Salaries and employee benefits | $647,000 | 5,785 |
| Premises and equipment expense | $144,000 | 5,929 |
| Additional noninterest expense | $431,000 | 5,040 |
| Pre-tax net operating income | $420,000 | 5,413 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $164,000 | 3,526 |
| Income before extraordinary items | $256,000 | 5,975 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $256,000 | 5,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $256,000 | 5,964 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,332,000 | 5,599 |
| Total interest expense | $575,000 | 5,490 |
| Net interest income | $757,000 | 5,564 |
| Provision for loan and lease losses | $-51,000 | 8,514 |
| Total noninterest income | $35,000 | 7,298 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $10,000 | 6,985 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $25,000 | 6,275 |
| Total noninterest expense | $598,000 | 5,761 |
| Salaries and employee benefits | $312,000 | 5,925 |
| Premises and equipment expense | $72,000 | 5,967 |
| Additional noninterest expense | $214,000 | 5,035 |
| Pre-tax net operating income | $245,000 | 5,099 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $95,000 | 3,333 |
| Income before extraordinary items | $150,000 | 5,649 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $150,000 | 5,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $150,000 | 5,633 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,341,000 | 5,368 |
| Total interest expense | $2,020,000 | 5,377 |
| Net interest income | $3,321,000 | 5,220 |
| Provision for loan and lease losses | $78,000 | 5,050 |
| Total noninterest income | $289,000 | 6,251 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $51,000 | 6,878 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $238,000 | 4,758 |
| Total noninterest expense | $2,397,000 | 5,623 |
| Salaries and employee benefits | $1,224,000 | 5,849 |
| Premises and equipment expense | $282,000 | 5,896 |
| Additional noninterest expense | $891,000 | 4,891 |
| Pre-tax net operating income | $1,135,000 | 4,909 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $418,000 | 3,379 |
| Income before extraordinary items | $717,000 | 5,449 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $717,000 | 5,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,859 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $717,000 | 5,445 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,990,000 | 5,375 |
| Total interest expense | $1,493,000 | 5,356 |
| Net interest income | $2,497,000 | 5,267 |
| Provision for loan and lease losses | $49,000 | 5,100 |
| Total noninterest income | $257,000 | 5,951 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $40,000 | 6,925 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $217,000 | 4,365 |
| Total noninterest expense | $1,819,000 | 5,557 |
| Salaries and employee benefits | $946,000 | 5,714 |
| Premises and equipment expense | $210,000 | 5,934 |
| Additional noninterest expense | $663,000 | 4,897 |
| Pre-tax net operating income | $886,000 | 5,006 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $344,000 | 3,394 |
| Income before extraordinary items | $542,000 | 5,588 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $542,000 | 5,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,687 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $542,000 | 5,586 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,625,000 | 5,380 |
| Total interest expense | $961,000 | 5,332 |
| Net interest income | $1,664,000 | 5,288 |
| Provision for loan and lease losses | $26,000 | 5,297 |
| Total noninterest income | $182,000 | 5,832 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $27,000 | 6,945 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $155,000 | 4,244 |
| Total noninterest expense | $1,190,000 | 5,637 |
| Salaries and employee benefits | $621,000 | 5,785 |
| Premises and equipment expense | $119,000 | 6,367 |
| Additional noninterest expense | $450,000 | 4,825 |
| Pre-tax net operating income | $630,000 | 4,882 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $242,000 | 3,352 |
| Income before extraordinary items | $388,000 | 5,451 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $388,000 | 5,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,722 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $388,000 | 5,450 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,297,000 | 5,363 |
| Total interest expense | $475,000 | 5,260 |
| Net interest income | $822,000 | 5,315 |
| Provision for loan and lease losses | $71,000 | 2,611 |
| Total noninterest income | $105,000 | 5,497 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $13,000 | 6,977 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $92,000 | 3,883 |
| Total noninterest expense | $591,000 | 5,675 |
| Salaries and employee benefits | $309,000 | 5,843 |
| Premises and equipment expense | $59,000 | 6,404 |
| Additional noninterest expense | $223,000 | 4,845 |
| Pre-tax net operating income | $265,000 | 5,241 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $104,000 | 3,539 |
| Income before extraordinary items | $161,000 | 5,796 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $161,000 | 5,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $161,000 | 5,792 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,349,000 | 5,585 |
| Total interest expense | $1,391,000 | 5,437 |
| Net interest income | $2,958,000 | 5,559 |
| Provision for loan and lease losses | $-11,000 | 8,499 |
| Total noninterest income | $344,000 | 6,053 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $48,000 | 7,114 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $296,000 | 4,366 |
| Total noninterest expense | $2,323,000 | 5,605 |
| Salaries and employee benefits | $1,211,000 | 5,772 |
| Premises and equipment expense | $243,000 | 6,288 |
| Additional noninterest expense | $869,000 | 4,884 |
| Pre-tax net operating income | $990,000 | 5,388 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $386,000 | 3,757 |
| Income before extraordinary items | $604,000 | 5,986 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $604,000 | 5,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 8,546 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $604,000 | 5,953 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,120,000 | 5,683 |
| Total interest expense | $941,000 | 5,609 |
| Net interest income | $2,179,000 | 5,618 |
| Provision for loan and lease losses | $-112,000 | 8,710 |
| Total noninterest income | $271,000 | 5,988 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $34,000 | 7,198 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $237,000 | 4,229 |
| Total noninterest expense | $1,722,000 | 5,616 |
| Salaries and employee benefits | $908,000 | 5,730 |
| Premises and equipment expense | $181,000 | 6,273 |
| Additional noninterest expense | $633,000 | 4,943 |
| Pre-tax net operating income | $840,000 | 5,213 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $323,000 | 3,680 |
| Income before extraordinary items | $517,000 | 5,821 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $517,000 | 5,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-69,000 | 8,539 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $517,000 | 5,790 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,967,000 | 5,789 |
| Total interest expense | $542,000 | 5,837 |
| Net interest income | $1,425,000 | 5,650 |
| Provision for loan and lease losses | $-99,000 | 8,730 |
| Total noninterest income | $151,000 | 6,327 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $22,000 | 7,213 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $129,000 | 4,634 |
| Total noninterest expense | $1,124,000 | 5,685 |
| Salaries and employee benefits | $575,000 | 5,884 |
| Premises and equipment expense | $121,000 | 6,259 |
| Additional noninterest expense | $428,000 | 4,872 |
| Pre-tax net operating income | $551,000 | 5,223 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $213,000 | 3,683 |
| Income before extraordinary items | $338,000 | 5,872 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $338,000 | 5,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-67,000 | 8,555 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $338,000 | 5,819 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $907,000 | 6,028 |
| Total interest expense | $214,000 | 6,370 |
| Net interest income | $693,000 | 5,760 |
| Provision for loan and lease losses | $-60,000 | 8,815 |
| Total noninterest income | $64,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $10,000 | 7,294 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $54,000 | 5,007 |
| Total noninterest expense | $523,000 | 5,949 |
| Salaries and employee benefits | $251,000 | 6,379 |
| Premises and equipment expense | $63,000 | 6,224 |
| Additional noninterest expense | $209,000 | 4,926 |
| Pre-tax net operating income | $294,000 | 5,045 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $114,000 | 3,555 |
| Income before extraordinary items | $180,000 | 5,667 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $180,000 | 5,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-66,000 | 8,712 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $180,000 | 5,633 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,994,000 | 6,422 |
| Total interest expense | $601,000 | 6,938 |
| Net interest income | $2,393,000 | 6,138 |
| Provision for loan and lease losses | $-32,000 | 8,725 |
| Total noninterest income | $269,000 | 6,617 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $64,000 | 7,054 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $205,000 | 5,059 |
| Total noninterest expense | $2,202,000 | 5,696 |
| Salaries and employee benefits | $1,088,000 | 6,010 |
| Premises and equipment expense | $287,000 | 5,795 |
| Additional noninterest expense | $827,000 | 4,982 |
| Pre-tax net operating income | $492,000 | 6,731 |
| Securities gains (losses) | $-80,000 | 8,688 |
| Applicable income taxes | $151,000 | 5,095 |
| Income before extraordinary items | $261,000 | 7,387 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $261,000 | 7,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,286 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $312,200 | 7,122 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,154,000 | 6,561 |
| Total interest expense | $406,000 | 7,167 |
| Net interest income | $1,748,000 | 6,216 |
| Provision for loan and lease losses | $-33,000 | 8,817 |
| Total noninterest income | $203,000 | 6,647 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $52,000 | 7,015 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $151,000 | 5,111 |
| Total noninterest expense | $1,681,000 | 5,614 |
| Salaries and employee benefits | $838,000 | 5,874 |
| Premises and equipment expense | $217,000 | 5,748 |
| Additional noninterest expense | $626,000 | 4,910 |
| Pre-tax net operating income | $303,000 | 7,191 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $115,000 | 5,184 |
| Income before extraordinary items | $188,000 | 7,558 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $188,000 | 7,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,094 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $188,000 | 7,500 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 6,773 |
| Total interest expense | $247,000 | 7,407 |
| Net interest income | $1,099,000 | 6,404 |
| Provision for loan and lease losses | $-43,000 | 8,922 |
| Total noninterest income | $123,000 | 6,850 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $39,000 | 6,883 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $84,000 | 5,512 |
| Total noninterest expense | $1,141,000 | 5,595 |
| Salaries and employee benefits | $575,000 | 5,822 |
| Premises and equipment expense | $148,000 | 5,701 |
| Additional noninterest expense | $418,000 | 4,914 |
| Pre-tax net operating income | $124,000 | 7,733 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $49,000 | 5,655 |
| Income before extraordinary items | $75,000 | 8,031 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $75,000 | 8,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,878 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $75,000 | 7,971 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $674,000 | 6,808 |
| Total interest expense | $124,000 | 7,456 |
| Net interest income | $550,000 | 6,425 |
| Provision for loan and lease losses | $-119,000 | 9,037 |
| Total noninterest income | $56,000 | 7,006 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $22,000 | 6,668 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $34,000 | 5,872 |
| Total noninterest expense | $567,000 | 5,633 |
| Salaries and employee benefits | $284,000 | 5,901 |
| Premises and equipment expense | $74,000 | 5,726 |
| Additional noninterest expense | $209,000 | 4,912 |
| Pre-tax net operating income | $158,000 | 6,339 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $57,000 | 4,676 |
| Income before extraordinary items | $101,000 | 6,861 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $101,000 | 6,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $101,000 | 6,759 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,610,000 | 6,927 |
| Total interest expense | $507,000 | 7,712 |
| Net interest income | $2,103,000 | 6,424 |
| Provision for loan and lease losses | $-147,000 | 9,061 |
| Total noninterest income | $423,000 | 5,852 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $102,000 | 6,527 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $321,000 | 4,368 |
| Total noninterest expense | $2,265,000 | 5,579 |
| Salaries and employee benefits | $1,162,000 | 5,751 |
| Premises and equipment expense | $288,000 | 5,784 |
| Additional noninterest expense | $815,000 | 4,987 |
| Pre-tax net operating income | $408,000 | 7,001 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $126,000 | 5,481 |
| Income before extraordinary items | $282,000 | 7,367 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $282,000 | 7,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,726 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $282,000 | 7,223 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,937,000 | 7,034 |
| Total interest expense | $393,000 | 7,806 |
| Net interest income | $1,544,000 | 6,548 |
| Provision for loan and lease losses | $-97,000 | 9,134 |
| Total noninterest income | $338,000 | 5,754 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $77,000 | 6,567 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $261,000 | 4,297 |
| Total noninterest expense | $1,687,000 | 5,565 |
| Salaries and employee benefits | $854,000 | 5,783 |
| Premises and equipment expense | $214,000 | 5,799 |
| Additional noninterest expense | $619,000 | 4,899 |
| Pre-tax net operating income | $292,000 | 7,215 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $81,000 | 5,792 |
| Income before extraordinary items | $211,000 | 7,522 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $211,000 | 7,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,671 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $211,000 | 7,364 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,260,000 | 7,149 |
| Total interest expense | $263,000 | 7,915 |
| Net interest income | $997,000 | 6,646 |
| Provision for loan and lease losses | $-98,000 | 9,191 |
| Total noninterest income | $170,000 | 6,353 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $52,000 | 6,525 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $118,000 | 5,021 |
| Total noninterest expense | $1,076,000 | 5,734 |
| Salaries and employee benefits | $523,000 | 6,096 |
| Premises and equipment expense | $141,000 | 5,847 |
| Additional noninterest expense | $412,000 | 4,898 |
| Pre-tax net operating income | $189,000 | 7,295 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $41,000 | 6,076 |
| Income before extraordinary items | $148,000 | 7,471 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $148,000 | 7,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 3,076 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $148,000 | 7,288 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $618,000 | 7,235 |
| Total interest expense | $129,000 | 8,053 |
| Net interest income | $489,000 | 6,711 |
| Provision for loan and lease losses | $2,000 | 6,798 |
| Total noninterest income | $72,000 | 6,663 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $27,000 | 6,433 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $45,000 | 5,466 |
| Total noninterest expense | $491,000 | 6,059 |
| Salaries and employee benefits | $214,000 | 6,766 |
| Premises and equipment expense | $71,000 | 5,797 |
| Additional noninterest expense | $206,000 | 4,860 |
| Pre-tax net operating income | $68,000 | 7,700 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-1,000 | 8,975 |
| Income before extraordinary items | $69,000 | 7,507 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $69,000 | 7,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,840 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $69,000 | 7,355 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,209,000 | 6,629 |
| Total interest expense | $725,000 | 7,742 |
| Net interest income | $2,484,000 | 5,935 |
| Provision for loan and lease losses | $74,000 | 6,206 |
| Total noninterest income | $387,000 | 5,855 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $176,000 | 5,514 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $211,000 | 4,913 |
| Total noninterest expense | $2,573,000 | 4,987 |
| Salaries and employee benefits | $1,291,000 | 5,213 |
| Premises and equipment expense | $258,000 | 6,029 |
| Additional noninterest expense | $1,024,000 | 4,104 |
| Pre-tax net operating income | $224,000 | 7,844 |
| Securities gains (losses) | $-23,000 | 9,009 |
| Applicable income taxes | $88,000 | 6,081 |
| Income before extraordinary items | $113,000 | 8,275 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $113,000 | 8,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,827 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $127,720 | 8,101 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,288,000 | 6,116 |
| Total interest expense | $1,538,000 | 6,905 |
| Net interest income | $2,750,000 | 5,381 |
| Provision for loan and lease losses | $268,000 | 3,470 |
| Total noninterest income | $406,000 | 5,637 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $251,000 | 4,632 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $155,000 | 5,478 |
| Total noninterest expense | $2,344,000 | 5,182 |
| Salaries and employee benefits | $1,072,000 | 5,741 |
| Premises and equipment expense | $234,000 | 6,299 |
| Additional noninterest expense | $1,038,000 | 3,939 |
| Pre-tax net operating income | $544,000 | 6,382 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $118,000 | 5,792 |
| Income before extraordinary items | $426,000 | 6,423 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $426,000 | 6,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 2,432 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $426,000 | 6,300 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,385,000 | 6,177 |
| Total interest expense | $1,719,000 | 6,754 |
| Net interest income | $2,666,000 | 5,585 |
| Provision for loan and lease losses | $816,000 | 1,257 |
| Total noninterest income | $321,000 | 6,117 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 5,202 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 5,837 |
| Total noninterest expense | $2,025,000 | 5,636 |
| Salaries and employee benefits | $980,000 | 5,999 |
| Premises and equipment expense | $242,000 | 6,158 |
| Additional noninterest expense | $803,000 | 4,736 |
| Pre-tax net operating income | $146,000 | 8,610 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $146,000 | 8,438 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $146,000 | 8,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $571,000 | 1,128 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $1,052,000 | 437 |
| Net operating income | $146,000 | 8,439 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,146,000 | 7,202 |
| Total interest expense | $1,159,000 | 7,750 |
| Net interest income | $1,987,000 | 6,672 |
| Provision for loan and lease losses | $284,000 | 2,798 |
| Total noninterest income | $259,000 | 6,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 7,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $212,000 | 4,807 |
| Total noninterest expense | $1,726,000 | 6,239 |
| Salaries and employee benefits | $820,000 | 6,661 |
| Premises and equipment expense | $240,000 | 6,182 |
| Additional noninterest expense | $666,000 | 5,436 |
| Pre-tax net operating income | $236,000 | 8,402 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $236,000 | 8,034 |
| Extraordinary gains, net | $-1,000 | 10,139 |
| Net income | $235,000 | 8,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,097 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $236,000 | 8,011 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,886,000 | 8,818 |
| Total interest expense | $649,000 | 9,344 |
| Net interest income | $1,237,000 | 8,246 |
| Provision for loan and lease losses | $127,000 | 4,511 |
| Total noninterest income | $118,000 | 8,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 7,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 7,910 |
| Total noninterest expense | $1,306,000 | 7,232 |
| Salaries and employee benefits | $569,000 | 7,932 |
| Premises and equipment expense | $215,000 | 6,507 |
| Additional noninterest expense | $522,000 | 6,282 |
| Pre-tax net operating income | $-78,000 | 9,901 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-78,000 | 9,936 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-78,000 | 9,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-78,000 | 9,895 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $280,000 | 10,807 |
| Total interest expense | $80,000 | 10,793 |
| Net interest income | $200,000 | 10,779 |
| Provision for loan and lease losses | $82,000 | 5,614 |
| Total noninterest income | $58,000 | 10,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 9,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 8,261 |
| Total noninterest expense | $780,000 | 9,106 |
| Salaries and employee benefits | $431,000 | 9,061 |
| Premises and equipment expense | $71,000 | 9,671 |
| Additional noninterest expense | $278,000 | 8,552 |
| Pre-tax net operating income | $-604,000 | 10,769 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-604,000 | 10,782 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-604,000 | 10,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $4,415,000 | 230 |
| Net operating income | $-604,000 | 10,768 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.