Home > Central and Southern Bank of North Georgia > Net Loans and Leases
Central and Southern Bank of North Georgia, Net Loans and Leases
| 1997-12-31 | Rank | |
| Net loans and leases | $73,132,000 | 3,680 |
| Loan loss allowance | $1,191,000 | 2,884 |
| Total loans and leases | $74,323,000 | 3,665 |
| Unearned income | NA | NA |
| Loans and leases, gross | $74,323,000 | 3,677 |
| All real estate loans | $61,454,000 | 2,996 |
| Real estate loans in domestic offices | $61,454,000 | 2,995 |
| Construction and development loans | $33,583,000 | 457 |
| Commercial RE | $9,646,000 | 3,908 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,398,000 | 2,761 |
| 1-4 family residential loans | $16,827,000 | 4,776 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $8,203,000 | 3,823 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,646,000 | 5,207 |
| Credit card loans | $133,000 | 4,153 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,513,000 | 5,049 |
| All other loans & leases | $20,000 | 7,689 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 8,154 |
| Lease financing receivables | $20,000 | 1,764 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $926,000 | 374 |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $45,354,000 | 5,388 |
| Loan loss allowance | $1,156,000 | 3,103 |
| Total loans and leases | $46,510,000 | 5,343 |
| Unearned income | $0 | 6,436 |
| Loans and leases, gross | $46,510,000 | 5,358 |
| All real estate loans | $37,702,000 | 4,447 |
| Real estate loans in domestic offices | $37,702,000 | 4,447 |
| Construction and development loans | $23,079,000 | 704 |
| Commercial RE | $5,752,000 | 5,194 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $426,000 | 4,734 |
| 1-4 family residential loans | $8,445,000 | 6,854 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $3,973,000 | 5,914 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,748,000 | 5,294 |
| Credit card loans | $144,000 | 4,290 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,604,000 | 5,124 |
| All other loans & leases | $87,000 | 6,479 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 8,558 |
| Lease financing receivables | $87,000 | 1,472 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $623,000 | 529 |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $34,768,000 | 6,395 |
| Loan loss allowance | $1,136,000 | 3,155 |
| Total loans and leases | $35,904,000 | 6,334 |
| Unearned income | $0 | 6,974 |
| Loans and leases, gross | $35,904,000 | 6,346 |
| All real estate loans | $22,772,000 | 6,095 |
| Real estate loans in domestic offices | $22,772,000 | 6,094 |
| Construction and development loans | $5,749,000 | 2,087 |
| Commercial RE | $5,444,000 | 5,319 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $87,000 | 6,872 |
| 1-4 family residential loans | $11,223,000 | 6,128 |
| Farmland loans | $269,000 | 6,587 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $273,000 | 6,271 |
| Commercial and industrial loans | $1,488,000 | 8,497 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,011,000 | 4,042 |
| Credit card loans | $0 | 6,778 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,011,000 | 3,804 |
| All other loans & leases | $4,360,000 | 1,027 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $360,000 | 2,130 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $4,000,000 | 256 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $27,591,000 | 7,396 |
| Loan loss allowance | $1,153,000 | 3,135 |
| Total loans and leases | $28,744,000 | 7,296 |
| Unearned income | $0 | 7,666 |
| Loans and leases, gross | $28,744,000 | 7,303 |
| All real estate loans | $19,156,000 | 6,682 |
| Real estate loans in domestic offices | $19,156,000 | 6,682 |
| Construction and development loans | $5,265,000 | 2,117 |
| Commercial RE | $4,513,000 | 5,908 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,214 |
| 1-4 family residential loans | $9,245,000 | 6,827 |
| Farmland loans | $133,000 | 7,537 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $402,000 | 6,207 |
| Commercial and industrial loans | $1,152,000 | 9,228 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,535,000 | 6,457 |
| Credit card loans | $0 | 6,913 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,535,000 | 6,191 |
| All other loans & leases | $4,499,000 | 1,044 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $499,000 | 1,900 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $4,000,000 | 258 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $22,873,000 | 8,248 |
| Loan loss allowance | $1,097,000 | 3,415 |
| Total loans and leases | $23,970,000 | 8,119 |
| Unearned income | $8,000 | 7,693 |
| Loans and leases, gross | $23,970,000 | 8,128 |
| All real estate loans | $15,519,000 | 7,498 |
| Real estate loans in domestic offices | $15,519,000 | 7,497 |
| Construction and development loans | $100,000 | 9,120 |
| Commercial RE | $3,875,000 | 6,445 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $133,000 | 6,913 |
| 1-4 family residential loans | $10,500,000 | 6,563 |
| Farmland loans | $911,000 | 4,677 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $271,000 | 6,700 |
| Commercial and industrial loans | $1,509,000 | 8,793 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $6,610,000 | 4,126 |
| Credit card loans | $0 | 7,066 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,610,000 | 3,878 |
| All other loans & leases | $69,000 | 7,624 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $69,000 | 4,655 |
| Other loans | $0 | 9,884 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $32,688,000 | 6,630 |
| Loan loss allowance | $1,135,000 | 3,351 |
| Total loans and leases | $33,823,000 | 6,546 |
| Unearned income | $10,000 | 8,340 |
| Loans and leases, gross | $33,823,000 | 6,556 |
| All real estate loans | $20,720,000 | 6,472 |
| Real estate loans in domestic offices | $20,720,000 | 6,470 |
| Construction and development loans | $1,568,000 | 4,254 |
| Commercial RE | $4,014,000 | 6,404 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $140,000 | 6,897 |
| 1-4 family residential loans | $13,816,000 | 5,770 |
| Farmland loans | $1,182,000 | 3,943 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $704,000 | 5,780 |
| Commercial and industrial loans | $1,697,000 | 8,712 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $10,528,000 | 2,875 |
| Credit card loans | $0 | 7,169 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,528,000 | 2,686 |
| All other loans & leases | $184,000 | 6,347 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $184,000 | 3,810 |
| Other loans | $0 | 10,230 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |