Home > Centra Bank-Smithfield > Loan Charge- Offs and Recoveries

Centra Bank-Smithfield, Loan Charge- Offs and Recoveries

2006-12-31 (YTD Data)Rank
Total charge-offs$109,0003,791
Loans secured by real estate, total$27,0002,649
To non-U.S. addressees$06
Real estate loans in domestic offices$27,0002,648
Construction and land development$0890
Secured by farmland$0254
Total charge-offs secured by 1-4 family residential properties$27,0001,944
Secured by multifamily residential properties$0220
Secured by nonfarm nonresidential properties$01,509
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$04
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$04,418
Loans to individuals$82,0002,044
Credit card loan charge offs$01,477
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$82,0001,924
Loans to foreign governments and official institutions$08
Other loans$01,798
Lease financing receivables$0207
Memoranda:
Loans to finance agricultural production and other loans to farmers$0526
Total recoveries$189,0001,169
Loans secured by real estate, total$1,0002,826
To non-U.S. addressees$03
Real estate loans in domestic offices$1,0002,825
Construction and land development$0475
Secured by farmland$0315
Secured by 1-4 family residential properties - total recoveries$1,0002,141
Secured by multifamily residential properties$0130
Secured by nonfarm nonresidential properties$01,234
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$012
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$04,132
Loans to individuals$188,000482
Credit card loan recoveries$01,241
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$188,000429
Loans to foreign governments and official institutions$010
Other loans$01,961
Lease financing receivables$0207
Memoranda:
Loans to finance agricultural production and other loans to farmers$0764
Net charge-offs$-80,0008,454
Loans secured by real estate, total$26,0002,347
To non-U.S. addressees$05
Real estate loans in domestic offices$26,0002,347
Construction and land development$0838
Secured by farmland$0209
Secured by 1-4 family residential properties- net charge-offs$26,0001,727
Secured by multifamily residential properties$0201
Secured by nonfarm nonresidential properties$01,309
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banks$03
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$03,711
To non-U.S. addressees$019
Loans to individuals$-106,0008,648
Credit card loan net charge offs$01,304
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-106,0008,647
Loans to foreign governments and official institutions$06
Other loans$01,525
Lease financing receivables$0165
Memoranda:
Loans to finance agricultural production and other loans to farmers$0406
2006-09-30 (YTD Data)Rank
Total charge-offs$48,0004,204
Loans secured by real estate, total$27,0002,079
To non-U.S. addressees$06
Real estate loans in domestic offices$27,0002,078
Construction and land development$0671
Secured by farmland$0183
Total charge-offs secured by 1-4 family residential properties$27,0001,495
Secured by multifamily residential properties$0163
Secured by nonfarm nonresidential properties$01,199
Real estate loans in foreign officesNANA
Loans to depository institutions$010
To foreign banks$04
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$03,825
Loans to individuals$21,0003,492
Credit card loan charge offs$01,371
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$21,0003,342
Loans to foreign governments and official institutions$06
Other loans$01,583
Lease financing receivables$0190
Memoranda:
Loans to finance agricultural production and other loans to farmers$0426
Total recoveries$95,0001,608
Loans secured by real estate, total$1,0002,537
To non-U.S. addressees$03
Real estate loans in domestic offices$1,0002,535
Construction and land development$0405
Secured by farmland$0267
Secured by 1-4 family residential properties - total recoveries$1,0001,911
Secured by multifamily residential properties$0108
Secured by nonfarm nonresidential properties$01,082
Real estate loans in foreign officesNANA
Loans to depository institutions$015
To foreign banks$09
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$03,872
Loans to individuals$94,000686
Credit card loan recoveries$01,155
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$94,000636
Loans to foreign governments and official institutions$010
Other loans$01,804
Lease financing receivables$0198
Memoranda:
Loans to finance agricultural production and other loans to farmers$0678
Net charge-offs$-47,0008,334
Loans secured by real estate, total$26,0001,790
To non-U.S. addressees$05
Real estate loans in domestic offices$26,0001,790
Construction and land development$0625
Secured by farmland$0143
Secured by 1-4 family residential properties- net charge-offs$26,0001,295
Secured by multifamily residential properties$0151
Secured by nonfarm nonresidential properties$01,012
Real estate loans in foreign officesNANA
Loans to depository institutions$010
To foreign banks$04
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$03,096
To non-U.S. addressees$018
Loans to individuals$-73,0008,695
Credit card loan net charge offs$01,179
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-73,0008,694
Loans to foreign governments and official institutions$04
Other loans$01,334
Lease financing receivables$0147
Memoranda:
Loans to finance agricultural production and other loans to farmers$0328
2006-06-30 (YTD Data)Rank
Total charge-offs$66,0002,926
Loans secured by real estate, total$8,0002,266
To non-U.S. addressees$06
Real estate loans in domestic offices$8,0002,266
Construction and land development$0506
Secured by farmland$0147
Total charge-offs secured by 1-4 family residential properties$8,0001,748
Secured by multifamily residential properties$0109
Secured by nonfarm nonresidential properties$0952
Real estate loans in foreign officesNANA
Loans to depository institutions$06
To foreign banks$03
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$03,245
Loans to individuals$58,0001,489
Credit card loan charge offs$01,209
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$58,0001,382
Loans to foreign governments and official institutions$06
Other loans$01,380
Lease financing receivables$0171
Memoranda:
Loans to finance agricultural production and other loans to farmers$0319
Total recoveries$193,000700
Loans secured by real estate, total$10,0001,217
To non-U.S. addressees$03
Real estate loans in domestic offices$10,0001,216
Construction and land development$0336
Secured by farmland$0219
Secured by 1-4 family residential properties - total recoveries$10,000804
Secured by multifamily residential properties$089
Secured by nonfarm nonresidential properties$0941
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$03,509
Loans to individuals$183,000318
Credit card loan recoveries$01,014
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$183,000282
Loans to foreign governments and official institutions$013
Other loans$01,616
Lease financing receivables$0187
Memoranda:
Loans to finance agricultural production and other loans to farmers$0584
Net charge-offs$-127,0008,612
Loans secured by real estate, total$-2,0007,750
To non-U.S. addressees$05
Real estate loans in domestic offices$-2,0007,761
Construction and land development$0471
Secured by farmland$0123
Secured by 1-4 family residential properties- net charge-offs$-2,0008,062
Secured by multifamily residential properties$0101
Secured by nonfarm nonresidential properties$0815
Real estate loans in foreign officesNANA
Loans to depository institutions$06
To foreign banks$03
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$02,653
To non-U.S. addressees$016
Loans to individuals$-125,0008,758
Credit card loan net charge offs$01,048
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-125,0008,757
Loans to foreign governments and official institutions$03
Other loans$01,143
Lease financing receivables$0125
Memoranda:
Loans to finance agricultural production and other loans to farmers$0253
2006-03-31 (YTD Data)Rank
Total charge-offs$38,0002,360
Loans secured by real estate, total$8,0001,415
To non-U.S. addressees$04
Real estate loans in domestic offices$8,0001,414
Construction and land development$0290
Secured by farmland$081
Total charge-offs secured by 1-4 family residential properties$8,0001,091
Secured by multifamily residential properties$056
Secured by nonfarm nonresidential properties$0586
Real estate loans in foreign officesNANA
Loans to depository institutions$04
To foreign banks$03
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$02,164
Loans to individuals$30,0001,448
Credit card loan charge offs$0974
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$30,0001,331
Loans to foreign governments and official institutions$06
Other loans$01,078
Lease financing receivables$0141
Memoranda:
Loans to finance agricultural production and other loans to farmers$0188
Total recoveries$104,000670
Loans secured by real estate, total$01,954
To non-U.S. addressees$03
Real estate loans in domestic offices$01,953
Construction and land development$0235
Secured by farmland$0147
Secured by 1-4 family residential properties - total recoveries$01,445
Secured by multifamily residential properties$062
Secured by nonfarm nonresidential properties$0704
Real estate loans in foreign officesNANA
Loans to depository institutions$013
To foreign banks$07
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$02,846
Loans to individuals$104,000301
Credit card loan recoveries$0774
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$104,000263
Loans to foreign governments and official institutions$012
Other loans$01,331
Lease financing receivables$0163
Memoranda:
Loans to finance agricultural production and other loans to farmers$0429
Net charge-offs$-66,0008,563
Loans secured by real estate, total$8,0001,235
To non-U.S. addressees$03
Real estate loans in domestic offices$8,0001,235
Construction and land development$0272
Secured by farmland$069
Secured by 1-4 family residential properties- net charge-offs$8,000972
Secured by multifamily residential properties$051
Secured by nonfarm nonresidential properties$0498
Real estate loans in foreign officesNANA
Loans to depository institutions$04
To foreign banks$03
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$01,732
To non-U.S. addressees$08
Loans to individuals$-74,0008,766
Credit card loan net charge offs$0856
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-74,0008,765
Loans to foreign governments and official institutions$02
Other loans$0850
Lease financing receivables$0107
Memoranda:
Loans to finance agricultural production and other loans to farmers$0151
2005-12-31 (YTD Data)Rank
Total charge-offs$388,0001,883
Loans secured by real estate, total$54,0001,958
To non-U.S. addressees$04
Real estate loans in domestic offices$54,0001,958
Construction and land development$0771
Secured by farmland$0275
Total charge-offs secured by 1-4 family residential properties$54,0001,328
Secured by multifamily residential properties$0207
Secured by nonfarm nonresidential properties$01,523
Real estate loans in foreign officesNANA
Loans to depository institutions$012
To foreign banks$07
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,0004,698
Loans to individuals$333,000752
Credit card loan charge offs$01,644
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$333,000676
Loans to foreign governments and official institutions$07
Other loans$01,812
Lease financing receivables$0244
Memoranda:
Loans to finance agricultural production and other loans to farmers$0612
Total recoveries$327,000783
Loans secured by real estate, total$24,0001,357
To non-U.S. addressees$07
Real estate loans in domestic offices$24,0001,355
Construction and land development$0501
Secured by farmland$0368
Secured by 1-4 family residential properties - total recoveries$24,000796
Secured by multifamily residential properties$0155
Secured by nonfarm nonresidential properties$01,303
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$04,325
Loans to individuals$303,000333
Credit card loan recoveries$01,291
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$303,000296
Loans to foreign governments and official institutions$07
Other loans$01,940
Lease financing receivables$0230
Memoranda:
Loans to finance agricultural production and other loans to farmers$0852
Net charge-offs$61,0004,030
Loans secured by real estate, total$30,0002,095
To non-U.S. addressees$03
Real estate loans in domestic offices$30,0002,095
Construction and land development$0697
Secured by farmland$0228
Secured by 1-4 family residential properties- net charge-offs$30,0001,572
Secured by multifamily residential properties$0189
Secured by nonfarm nonresidential properties$01,340
Real estate loans in foreign officesNANA
Loans to depository institutions$011
To foreign banks$06
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,0003,985
To non-U.S. addressees$020
Loans to individuals$30,0003,191
Credit card loan net charge offs$01,510
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$30,0003,006
Loans to foreign governments and official institutions$07
Other loans$01,522
Lease financing receivables$0201
Memoranda:
Loans to finance agricultural production and other loans to farmers$0459
2005-09-30 (YTD Data)Rank
Total charge-offs$328,0001,547
Loans secured by real estate, total$54,0001,498
To non-U.S. addressees$04
Real estate loans in domestic offices$54,0001,498
Construction and land development$0600
Secured by farmland$0210
Total charge-offs secured by 1-4 family residential properties$54,000987
Secured by multifamily residential properties$0165
Secured by nonfarm nonresidential properties$01,203
Real estate loans in foreign officesNANA
Loans to depository institutions$010
To foreign banks$05
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,0004,042
Loans to individuals$273,000668
Credit card loan charge offs$01,527
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$273,000589
Loans to foreign governments and official institutions$07
Other loans$01,562
Lease financing receivables$0218
Memoranda:
Loans to finance agricultural production and other loans to farmers$0477
Total recoveries$270,000733
Loans secured by real estate, total$23,0001,166
To non-U.S. addressees$06
Real estate loans in domestic offices$23,0001,164
Construction and land development$0436
Secured by farmland$0309
Secured by 1-4 family residential properties - total recoveries$23,000675
Secured by multifamily residential properties$0130
Secured by nonfarm nonresidential properties$01,158
Real estate loans in foreign officesNANA
Loans to depository institutions$027
To foreign banks$012
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$04,018
Loans to individuals$247,000317
Credit card loan recoveries$01,197
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$247,000274
Loans to foreign governments and official institutions$05
Other loans$01,766
Lease financing receivables$0219
Memoranda:
Loans to finance agricultural production and other loans to farmers$0751
Net charge-offs$58,0003,280
Loans secured by real estate, total$31,0001,618
To non-U.S. addressees$04
Real estate loans in domestic offices$31,0001,617
Construction and land development$0544
Secured by farmland$0178
Secured by 1-4 family residential properties- net charge-offs$31,0001,173
Secured by multifamily residential properties$0154
Secured by nonfarm nonresidential properties$01,046
Real estate loans in foreign officesNANA
Loans to depository institutions$08
To foreign banks$04
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,0003,323
To non-U.S. addressees$017
Loans to individuals$26,0002,728
Credit card loan net charge offs$01,374
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$26,0002,536
Loans to foreign governments and official institutions$06
Other loans$01,319
Lease financing receivables$0178
Memoranda:
Loans to finance agricultural production and other loans to farmers$0358
2005-06-30 (YTD Data)Rank
Total charge-offs$196,0001,634
Loans secured by real estate, total$27,0001,600
To non-U.S. addressees$04
Real estate loans in domestic offices$27,0001,600
Construction and land development$0472
Secured by farmland$0157
Total charge-offs secured by 1-4 family residential properties$27,0001,131
Secured by multifamily residential properties$0124
Secured by nonfarm nonresidential properties$0947
Real estate loans in foreign officesNANA
Loans to depository institutions$07
To foreign banks$04
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,0003,393
Loans to individuals$168,000714
Credit card loan charge offs$01,390
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$168,000621
Loans to foreign governments and official institutions$04
Other loans$01,286
Lease financing receivables$0194
Memoranda:
Loans to finance agricultural production and other loans to farmers$0382
Total recoveries$203,000682
Loans secured by real estate, total$22,000939
To non-U.S. addressees$06
Real estate loans in domestic offices$22,000937
Construction and land development$0360
Secured by farmland$0257
Secured by 1-4 family residential properties - total recoveries$22,000535
Secured by multifamily residential properties$0118
Secured by nonfarm nonresidential properties$0969
Real estate loans in foreign officesNANA
Loans to depository institutions$025
To foreign banks$011
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$03,606
Loans to individuals$181,000303
Credit card loan recoveries$01,044
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$181,000261
Loans to foreign governments and official institutions$09
Other loans$01,536
Lease financing receivables$0205
Memoranda:
Loans to finance agricultural production and other loans to farmers$0657
Net charge-offs$-7,0007,718
Loans secured by real estate, total$5,0002,202
To non-U.S. addressees$03
Real estate loans in domestic offices$5,0002,203
Construction and land development$0428
Secured by farmland$0131
Secured by 1-4 family residential properties- net charge-offs$5,0001,810
Secured by multifamily residential properties$0113
Secured by nonfarm nonresidential properties$0810
Real estate loans in foreign officesNANA
Loans to depository institutions$06
To foreign banks$03
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,0002,780
To non-U.S. addressees$014
Loans to individuals$-13,0008,598
Credit card loan net charge offs$01,227
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-13,0008,585
Loans to foreign governments and official institutions$03
Other loans$01,078
Lease financing receivables$0157
Memoranda:
Loans to finance agricultural production and other loans to farmers$0299
2005-03-31 (YTD Data)Rank
Total charge-offs$165,0001,028
Loans secured by real estate, total$27,000960
To non-U.S. addressees$04
Real estate loans in domestic offices$27,000959
Construction and land development$0263
Secured by farmland$085
Total charge-offs secured by 1-4 family residential properties$27,000682
Secured by multifamily residential properties$065
Secured by nonfarm nonresidential properties$0594
Real estate loans in foreign officesNANA
Loans to depository institutions$08
To foreign banks$03
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,0002,258
Loans to individuals$137,000492
Credit card loan charge offs$01,099
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$137,000421
Loans to foreign governments and official institutions$012
Other loans$0957
Lease financing receivables$0151
Memoranda:
Loans to finance agricultural production and other loans to farmers$0210
Total recoveries$92,000723
Loans secured by real estate, total$1,0001,604
To non-U.S. addressees$06
Real estate loans in domestic offices$1,0001,603
Construction and land development$0243
Secured by farmland$0173
Secured by 1-4 family residential properties - total recoveries$1,0001,107
Secured by multifamily residential properties$080
Secured by nonfarm nonresidential properties$0687
Real estate loans in foreign officesNANA
Loans to depository institutions$027
To foreign banks$010
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$02,929
Loans to individuals$91,000319
Credit card loan recoveries$0834
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$91,000274
Loans to foreign governments and official institutions$011
Other loans$01,213
Lease financing receivables$0166
Memoranda:
Loans to finance agricultural production and other loans to farmers$0460
Net charge-offs$73,0001,376
Loans secured by real estate, total$26,000851
To non-U.S. addressees$02
Real estate loans in domestic offices$26,000850
Construction and land development$0236
Secured by farmland$079
Secured by 1-4 family residential properties- net charge-offs$26,000625
Secured by multifamily residential properties$062
Secured by nonfarm nonresidential properties$0511
Real estate loans in foreign officesNANA
Loans to depository institutions$07
To foreign banks$02
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,0001,875
To non-U.S. addressees$010
Loans to individuals$46,000846
Credit card loan net charge offs$0967
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$46,000761
Loans to foreign governments and official institutions$011
Other loans$0763
Lease financing receivables$0126
Memoranda:
Loans to finance agricultural production and other loans to farmers$0176
2004-12-31 (YTD Data)Rank
Total charge-offs$736,0001,245
Loans secured by real estate, total$87,0001,709
To non-U.S. addressees$08
Real estate loans in domestic offices$87,0001,706
Construction and land development$0844
Secured by farmland$0333
Total charge-offs secured by 1-4 family residential properties$9,0002,878
Secured by multifamily residential properties$78,00091
Secured by nonfarm nonresidential properties$01,714
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$09
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$04,980
Loans to individuals$649,000484
Credit card loan charge offs$01,825
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$649,000402
Loans to foreign governments and official institutions$014
Other loans$01,796
Lease financing receivables$0290
Memoranda:
Loans to finance agricultural production and other loans to farmers$0738
Total recoveries$364,000733
Loans secured by real estate, total$1,0003,171
To non-U.S. addressees$09
Real estate loans in domestic offices$1,0003,170
Construction and land development$0535
Secured by farmland$0382
Secured by 1-4 family residential properties - total recoveries$1,0002,440
Secured by multifamily residential properties$0147
Secured by nonfarm nonresidential properties$01,287
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$017
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$04,527
Loans to individuals$363,000308
Credit card loan recoveries$01,411
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$363,000263
Loans to foreign governments and official institutions$010
Other loans$01,867
Lease financing receivables$0261
Memoranda:
Loans to finance agricultural production and other loans to farmers$0881
Net charge-offs$372,0001,688
Loans secured by real estate, total$86,0001,488
To non-U.S. addressees$08
Real estate loans in domestic offices$86,0001,486
Construction and land development$0764
Secured by farmland$0283
Secured by 1-4 family residential properties- net charge-offs$8,0002,627
Secured by multifamily residential properties$78,00081
Secured by nonfarm nonresidential properties$01,548
Real estate loans in foreign officesNANA
Loans to depository institutions$012
To foreign banks$06
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$04,273
To non-U.S. addressees$021
Loans to individuals$286,000719
Credit card loan net charge offs$01,686
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$286,000624
Loans to foreign governments and official institutions$011
Other loans$01,509
Lease financing receivables$0237
Memoranda:
Loans to finance agricultural production and other loans to farmers$0580
2004-09-30 (YTD Data)Rank
Total charge-offs$568,0001,102
Loans secured by real estate, total$9,0003,063
To non-U.S. addressees$07
Real estate loans in domestic offices$9,0003,061
Construction and land development$0678
Secured by farmland$0260
Total charge-offs secured by 1-4 family residential properties$9,0002,369
Secured by multifamily residential properties$0169
Secured by nonfarm nonresidential properties$01,354
Real estate loans in foreign officesNANA
Loans to depository institutions$015
To foreign banks$08
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$04,361
Loans to individuals$559,000424
Credit card loan charge offs$01,705
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$559,000357
Loans to foreign governments and official institutions$014
Other loans$01,564
Lease financing receivables$0267
Memoranda:
Loans to finance agricultural production and other loans to farmers$0611
Total recoveries$284,000710
Loans secured by real estate, total$03,182
To non-U.S. addressees$08
Real estate loans in domestic offices$03,181
Construction and land development$0449
Secured by farmland$0315
Secured by 1-4 family residential properties - total recoveries$02,535
Secured by multifamily residential properties$0123
Secured by nonfarm nonresidential properties$01,109
Real estate loans in foreign officesNANA
Loans to depository institutions$030
To foreign banks$017
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$04,228
Loans to individuals$284,000308
Credit card loan recoveries$01,313
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$284,000261
Loans to foreign governments and official institutions$012
Other loans$01,703
Lease financing receivables$0250
Memoranda:
Loans to finance agricultural production and other loans to farmers$0799
Net charge-offs$284,0001,500
Loans secured by real estate, total$9,0002,665
To non-U.S. addressees$06
Real estate loans in domestic offices$9,0002,663
Construction and land development$0609
Secured by farmland$0218
Secured by 1-4 family residential properties- net charge-offs$9,0002,081
Secured by multifamily residential properties$0159
Secured by nonfarm nonresidential properties$01,213
Real estate loans in foreign officesNANA
Loans to depository institutions$011
To foreign banks$04
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$03,626
To non-U.S. addressees$021
Loans to individuals$275,000562
Credit card loan net charge offs$01,562
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$275,000480
Loans to foreign governments and official institutions$011
Other loans$01,291
Lease financing receivables$0209
Memoranda:
Loans to finance agricultural production and other loans to farmers$0479
2004-06-30 (YTD Data)Rank
Total charge-offs$232,0001,569
Loans secured by real estate, total$03,191
To non-U.S. addressees$08
Real estate loans in domestic offices$03,189
Construction and land development$0514
Secured by farmland$0209
Total charge-offs secured by 1-4 family residential properties$02,566
Secured by multifamily residential properties$0129
Secured by nonfarm nonresidential properties$01,067
Real estate loans in foreign officesNANA
Loans to depository institutions$013
To foreign banks$06
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$03,691
Loans to individuals$232,000625
Credit card loan charge offs$01,546
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$232,000542
Loans to foreign governments and official institutions$09
Other loans$01,316
Lease financing receivables$0232
Memoranda:
Loans to finance agricultural production and other loans to farmers$0488
Total recoveries$196,000730
Loans secured by real estate, total$02,813
To non-U.S. addressees$07
Real estate loans in domestic offices$02,812
Construction and land development$0382
Secured by farmland$0254
Secured by 1-4 family residential properties - total recoveries$02,187
Secured by multifamily residential properties$0117
Secured by nonfarm nonresidential properties$0933
Real estate loans in foreign officesNANA
Loans to depository institutions$033
To foreign banks$016
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$03,804
Loans to individuals$196,000318
Credit card loan recoveries$01,131
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$196,000273
Loans to foreign governments and official institutions$08
Other loans$01,529
Lease financing receivables$0221
Memoranda:
Loans to finance agricultural production and other loans to farmers$0704
Net charge-offs$36,0003,456
Loans secured by real estate, total$02,799
To non-U.S. addressees$06
Real estate loans in domestic offices$02,799
Construction and land development$0468
Secured by farmland$0184
Secured by 1-4 family residential properties- net charge-offs$02,286
Secured by multifamily residential properties$0120
Secured by nonfarm nonresidential properties$0953
Real estate loans in foreign officesNANA
Loans to depository institutions$011
To foreign banks$05
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$03,056
To non-U.S. addressees$018
Loans to individuals$36,0001,957
Credit card loan net charge offs$01,412
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$36,0001,803
Loans to foreign governments and official institutions$07
Other loans$01,091
Lease financing receivables$0190
Memoranda:
Loans to finance agricultural production and other loans to farmers$0395
2004-03-31 (YTD Data)Rank
Total charge-offs$89,0001,787
Loans secured by real estate, total$02,190
To non-U.S. addressees$06
Real estate loans in domestic offices$02,189
Construction and land development$0316
Secured by farmland$0111
Total charge-offs secured by 1-4 family residential properties$01,753
Secured by multifamily residential properties$078
Secured by nonfarm nonresidential properties$0629
Real estate loans in foreign officesNANA
Loans to depository institutions$06
To foreign banks$03
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$02,573
Loans to individuals$89,000823
Credit card loan charge offs$01,259
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$89,000734
Loans to foreign governments and official institutions$015
Other loans$0949
Lease financing receivables$0196
Memoranda:
Loans to finance agricultural production and other loans to farmers$0290
Total recoveries$85,000822
Loans secured by real estate, total$02,112
To non-U.S. addressees$06
Real estate loans in domestic offices$02,111
Construction and land development$0273
Secured by farmland$0159
Secured by 1-4 family residential properties - total recoveries$01,577
Secured by multifamily residential properties$078
Secured by nonfarm nonresidential properties$0662
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$014
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$03,040
Loans to individuals$85,000353
Credit card loan recoveries$0898
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$85,000302
Loans to foreign governments and official institutions$020
Other loans$01,215
Lease financing receivables$0196
Memoranda:
Loans to finance agricultural production and other loans to farmers$0532
Net charge-offs$4,0004,263
Loans secured by real estate, total$01,955
To non-U.S. addressees$05
Real estate loans in domestic offices$01,956
Construction and land development$0287
Secured by farmland$0105
Secured by 1-4 family residential properties- net charge-offs$01,591
Secured by multifamily residential properties$071
Secured by nonfarm nonresidential properties$0553
Real estate loans in foreign officesNANA
Loans to depository institutions$06
To foreign banks$03
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$02,139
To non-U.S. addressees$019
Loans to individuals$4,0003,491
Credit card loan net charge offs$01,141
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$4,0003,256
Loans to foreign governments and official institutions$012
Other loans$0785
Lease financing receivables$0166
Memoranda:
Loans to finance agricultural production and other loans to farmers$0245
2003-12-31 (YTD Data)Rank
Total charge-offs$2,157,000616
Loans secured by real estate, total$88,0001,798
To non-U.S. addresseesNANA
Real estate loans in domestic offices$88,0001,798
Construction and land development$0929
Secured by farmland$0439
Total charge-offs secured by 1-4 family residential properties$73,0001,217
Secured by multifamily residential properties$0215
Secured by nonfarm nonresidential properties$15,0001,417
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$05,358
Loans to individuals$2,069,000264
Credit card loan charge offs$02,038
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$2,069,000202
Loans to foreign governments and official institutions$011
Other loans$01,942
Lease financing receivables$0327
Memoranda:
Loans to finance agricultural production and other loans to farmers$0867
Total recoveries$118,0001,852
Loans secured by real estate, total$03,555
To non-U.S. addresseesNANA
Real estate loans in domestic offices$03,554
Construction and land development$0538
Secured by farmland$0408
Secured by 1-4 family residential properties - total recoveries$02,821
Secured by multifamily residential properties$0183
Secured by nonfarm nonresidential properties$01,310
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$04,583
Loans to individuals$118,000773
Credit card loan recoveries$01,547
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$118,000693
Loans to foreign governments and official institutions$07
Other loans$01,905
Lease financing receivables$0274
Memoranda:
Loans to finance agricultural production and other loans to farmers$0961
Net charge-offs$2,039,000545
Loans secured by real estate, total$88,0001,578
To non-U.S. addresseesNANA
Real estate loans in domestic offices$88,0001,577
Construction and land development$0844
Secured by farmland$0375
Secured by 1-4 family residential properties- net charge-offs$73,0001,059
Secured by multifamily residential properties$0192
Secured by nonfarm nonresidential properties$15,0001,263
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$04,747
To non-U.S. addresseesNANA
Loans to individuals$1,951,000233
Credit card loan net charge offs$01,905
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,951,000170
Loans to foreign governments and official institutions$010
Other loans$01,697
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$0735
2003-09-30 (YTD Data)Rank
Total charge-offs$523,0001,385
Loans secured by real estate, total$13,0002,933
To non-U.S. addresseesNANA
Real estate loans in domestic offices$13,0002,933
Construction and land development$0744
Secured by farmland$0323
Total charge-offs secured by 1-4 family residential properties$13,0002,241
Secured by multifamily residential properties$0164
Secured by nonfarm nonresidential properties$01,419
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$04,789
Loans to individuals$510,000527
Credit card loan charge offs$01,934
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$510,000443
Loans to foreign governments and official institutions$010
Other loans$01,699
Lease financing receivables$0304
Memoranda:
Loans to finance agricultural production and other loans to farmers$0715
Total recoveries$62,0002,360
Loans secured by real estate, total$03,216
To non-U.S. addresseesNANA
Real estate loans in domestic offices$03,215
Construction and land development$0454
Secured by farmland$0344
Secured by 1-4 family residential properties - total recoveries$02,516
Secured by multifamily residential properties$0161
Secured by nonfarm nonresidential properties$01,141
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$04,239
Loans to individuals$62,0001,096
Credit card loan recoveries$01,427
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$62,0001,011
Loans to foreign governments and official institutions$011
Other loans$01,741
Lease financing receivables$0258
Memoranda:
Loans to finance agricultural production and other loans to farmers$0850
Net charge-offs$461,0001,249
Loans secured by real estate, total$13,0002,578
To non-U.S. addresseesNANA
Real estate loans in domestic offices$13,0002,577
Construction and land development$0670
Secured by farmland$0283
Secured by 1-4 family residential properties- net charge-offs$13,0001,974
Secured by multifamily residential properties$0144
Secured by nonfarm nonresidential properties$01,273
Real estate loans in foreign officesNANA
Loans to depository institutions$013
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$04,156
To non-U.S. addresseesNANA
Loans to individuals$448,000450
Credit card loan net charge offs$01,800
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$448,000368
Loans to foreign governments and official institutions$08
Other loans$01,466
Lease financing receivables$0274
Memoranda:
Loans to finance agricultural production and other loans to farmers$0609
2003-06-30 (YTD Data)Rank
Total charge-offs$287,0001,571
Loans secured by real estate, total$13,0002,345
To non-U.S. addresseesNANA
Real estate loans in domestic offices$13,0002,345
Construction and land development$0582
Secured by farmland$0243
Total charge-offs secured by 1-4 family residential properties$13,0001,744
Secured by multifamily residential properties$0115
Secured by nonfarm nonresidential properties$01,093
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$04,090
Loans to individuals$274,000628
Credit card loan charge offs$01,759
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$274,000535
Loans to foreign governments and official institutions$011
Other loans$01,428
Lease financing receivables$0280
Memoranda:
Loans to finance agricultural production and other loans to farmers$0571
Total recoveries$36,0002,506
Loans secured by real estate, total$02,784
To non-U.S. addresseesNANA
Real estate loans in domestic offices$02,783
Construction and land development$0360
Secured by farmland$0274
Secured by 1-4 family residential properties - total recoveries$02,154
Secured by multifamily residential properties$0122
Secured by nonfarm nonresidential properties$0952
Real estate loans in foreign officesNANA
Loans to depository institutions$022
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$03,792
Loans to individuals$36,0001,258
Credit card loan recoveries$01,265
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$36,0001,157
Loans to foreign governments and official institutions$010
Other loans$01,482
Lease financing receivables$0235
Memoranda:
Loans to finance agricultural production and other loans to farmers$0695
Net charge-offs$251,0001,410
Loans secured by real estate, total$13,0002,062
To non-U.S. addresseesNANA
Real estate loans in domestic offices$13,0002,061
Construction and land development$0528
Secured by farmland$0214
Secured by 1-4 family residential properties- net charge-offs$13,0001,534
Secured by multifamily residential properties$0103
Secured by nonfarm nonresidential properties$0978
Real estate loans in foreign officesNANA
Loans to depository institutions$013
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$03,532
To non-U.S. addresseesNANA
Loans to individuals$238,000537
Credit card loan net charge offs$01,616
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$238,000444
Loans to foreign governments and official institutions$010
Other loans$01,245
Lease financing receivables$0253
Memoranda:
Loans to finance agricultural production and other loans to farmers$0485
2003-03-31 (YTD Data)Rank
Total charge-offs$129,0001,523
Loans secured by real estate, total$13,0001,513
To non-U.S. addresseesNANA
Real estate loans in domestic offices$13,0001,513
Construction and land development$0356
Secured by farmland$0142
Total charge-offs secured by 1-4 family residential properties$13,0001,098
Secured by multifamily residential properties$062
Secured by nonfarm nonresidential properties$0685
Real estate loans in foreign officesNANA
Loans to depository institutions$011
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$02,873
Loans to individuals$116,000726
Credit card loan charge offs$01,417
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$116,000629
Loans to foreign governments and official institutions$09
Other loans$01,009
Lease financing receivables$0227
Memoranda:
Loans to finance agricultural production and other loans to farmers$0328
Total recoveries$20,0002,203
Loans secured by real estate, total$02,063
To non-U.S. addresseesNANA
Real estate loans in domestic offices$02,062
Construction and land development$0259
Secured by farmland$0177
Secured by 1-4 family residential properties - total recoveries$01,536
Secured by multifamily residential properties$090
Secured by nonfarm nonresidential properties$0671
Real estate loans in foreign officesNANA
Loans to depository institutions$022
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$03,004
Loans to individuals$20,0001,170
Credit card loan recoveries$0989
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$20,0001,079
Loans to foreign governments and official institutions$08
Other loans$01,167
Lease financing receivables$0201
Memoranda:
Loans to finance agricultural production and other loans to farmers$0518
Net charge-offs$109,0001,431
Loans secured by real estate, total$13,0001,356
To non-U.S. addresseesNANA
Real estate loans in domestic offices$13,0001,355
Construction and land development$0331
Secured by farmland$0129
Secured by 1-4 family residential properties- net charge-offs$13,000988
Secured by multifamily residential properties$056
Secured by nonfarm nonresidential properties$0618
Real estate loans in foreign officesNANA
Loans to depository institutions$010
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$02,449
To non-U.S. addresseesNANA
Loans to individuals$96,000649
Credit card loan net charge offs$01,291
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$96,000541
Loans to foreign governments and official institutions$08
Other loans$0847
Lease financing receivables$0207
Memoranda:
Loans to finance agricultural production and other loans to farmers$0283
2002-12-31 (YTD Data)Rank
Total charge-offs$333,0002,622
Loans secured by real estate, total$18,0003,322
To non-U.S. addresseesNANA
Real estate loans in domestic offices$18,0003,320
Construction and land development$0961
Secured by farmland$0395
Total charge-offs secured by 1-4 family residential properties$18,0002,438
Secured by multifamily residential properties$0205
Secured by nonfarm nonresidential properties$01,733
Real estate loans in foreign officesNANA
Loans to depository institutions$022
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$05,451
Loans to individuals$315,0001,070
Credit card loan charge offs$02,154
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$315,000947
Loans to foreign governments and official institutions$019
Other loans$02,007
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$0954
Total recoveries$83,0002,300
Loans secured by real estate, total$03,530
To non-U.S. addresseesNANA
Real estate loans in domestic offices$03,529
Construction and land development$0512
Secured by farmland$0408
Secured by 1-4 family residential properties - total recoveries$02,793
Secured by multifamily residential properties$0183
Secured by nonfarm nonresidential properties$01,235
Real estate loans in foreign officesNANA
Loans to depository institutions$026
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$04,574
Loans to individuals$83,0001,063
Credit card loan recoveries$01,607
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$83,000976
Loans to foreign governments and official institutions$016
Other loans$01,889
Lease financing receivables$0274
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,014
Net charge-offs$250,0002,671
Loans secured by real estate, total$18,0002,911
To non-U.S. addresseesNANA
Real estate loans in domestic offices$18,0002,907
Construction and land development$0884
Secured by farmland$0335
Secured by 1-4 family residential properties- net charge-offs$18,0002,128
Secured by multifamily residential properties$0191
Secured by nonfarm nonresidential properties$01,573
Real estate loans in foreign officesNANA
Loans to depository institutions$022
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$04,881
To non-U.S. addresseesNANA
Loans to individuals$232,0001,067
Credit card loan net charge offs$02,007
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$232,000938
Loans to foreign governments and official institutions$016
Other loans$01,756
Lease financing receivables$0327
Memoranda:
Loans to finance agricultural production and other loans to farmers$0812
2001-12-31 (YTD Data)Rank
Total charge-offs$534,0001,764
Loans secured by real estate, total$4,0004,119
To non-U.S. addresseesNANA
Real estate loans in domestic offices$4,0004,117
Construction and land development$0908
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$4,0003,284
Secured by multifamily residential properties$0232
Secured by nonfarm nonresidential properties$01,604
Real estate loans in foreign officesNANA
Loans to depository institutions$024
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$05,402
Loans to individuals$530,000711
Credit card loan charge offs$02,261
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$530,000609
Loans to foreign governments and official institutions$019
Other loans$01,962
Lease financing receivables$0314
Memoranda:
Loans to finance agricultural production and other loans to farmers$0889
Total recoveries$44,0003,286
Loans secured by real estate, total$1,0003,103
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,0003,102
Construction and land development$0490
Secured by farmland$0411
Secured by 1-4 family residential properties - total recoveries$1,0002,319
Secured by multifamily residential properties$0182
Secured by nonfarm nonresidential properties$01,182
Real estate loans in foreign officesNANA
Loans to depository institutions$035
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$04,540
Loans to individuals$43,0001,723
Credit card loan recoveries$01,709
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$43,0001,587
Loans to foreign governments and official institutions$018
Other loans$01,877
Lease financing receivables$0247
Memoranda:
Loans to finance agricultural production and other loans to farmers$0990
Net charge-offs$490,0001,584
Loans secured by real estate, total$3,0003,731
To non-U.S. addresseesNANA
Real estate loans in domestic offices$3,0003,728
Construction and land development$0844
Secured by farmland$0337
Secured by 1-4 family residential properties- net charge-offs$3,0003,021
Secured by multifamily residential properties$0198
Secured by nonfarm nonresidential properties$01,437
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$04,807
To non-U.S. addresseesNANA
Loans to individuals$487,000616
Credit card loan net charge offs$02,129
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$487,000516
Loans to foreign governments and official institutions$017
Other loans$01,676
Lease financing receivables$0303
Memoranda:
Loans to finance agricultural production and other loans to farmers$0735
2000-12-31 (YTD Data)Rank
Total charge-offs$358,0001,994
Loans secured by real estate, total$55,0001,663
To non-U.S. addresseesNANA
Real estate loans in domestic offices$55,0001,662
Construction and land development$0585
Secured by farmland$0333
Total charge-offs secured by 1-4 family residential properties$1,0003,294
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$54,000608
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$49,0003,356
Loans to individuals$254,0001,096
Credit card loan charge offs$03,283
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$254,000921
Loans to foreign governments and official institutions$013
Other loansNANA
Lease financing receivables$0262
Memoranda:
Loans to finance agricultural production and other loans to farmers$0988
Total recoveries$42,0003,394
Loans secured by real estate, total$1,0003,104
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,0003,098
Construction and land development$0380
Secured by farmland$0361
Secured by 1-4 family residential properties - total recoveries$02,812
Secured by multifamily residential properties$0214
Secured by nonfarm nonresidential properties$1,0001,052
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$05,583
Loans to individuals$41,0001,749
Credit card loan recoveries$02,376
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$41,0001,577
Loans to foreign governments and official institutions$013
Other loansNANA
Lease financing receivables$0249
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,156
Net charge-offs$316,0001,755
Loans secured by real estate, total$54,0001,389
To non-U.S. addresseesNANA
Real estate loans in domestic offices$54,0001,388
Construction and land development$0551
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$1,0002,885
Secured by multifamily residential properties$0179
Secured by nonfarm nonresidential properties$53,000519
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$49,0002,798
To non-U.S. addresseesNANA
Loans to individuals$213,000964
Credit card loan net charge offs$03,051
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$213,000801
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0240
Memoranda:
Loans to finance agricultural production and other loans to farmers$0795
1999-12-31 (YTD Data)Rank
Total charge-offs$304,0002,287
Loans secured by real estate, total$9,0003,508
To non-U.S. addresseesNANA
Real estate loans in domestic offices$9,0003,507
Construction and land development$0611
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$03,696
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$9,0001,157
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$11,0005,162
Loans to individuals$284,0001,104
Credit card loan charge offs$03,493
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$284,000895
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,213
Total recoveries$36,0004,008
Loans secured by real estate, total$1,0003,355
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,0003,351
Construction and land development$0429
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$02,967
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$1,0001,197
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$05,944
Loans to individuals$35,0002,053
Credit card loan recoveries$02,561
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$35,0001,842
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,259
Net charge-offs$268,0001,979
Loans secured by real estate, total$8,0002,986
To non-U.S. addresseesNANA
Real estate loans in domestic offices$8,0002,987
Construction and land development$0547
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$03,220
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$8,000959
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$11,0004,245
To non-U.S. addresseesNANA
Loans to individuals$249,000947
Credit card loan net charge offs$03,241
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$249,000757
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,003
1998-12-31 (YTD Data)Rank
Total charge-offs$281,0002,441
Loans secured by real estate, total$18,0002,978
To non-U.S. addresseesNANA
Real estate loans in domestic offices$18,0002,976
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$03,812
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$18,0001,078
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$16,0004,865
Loans to individuals$247,0001,276
Credit card loan charge offs$03,663
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$247,0001,046
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,225
Total recoveries$64,0002,871
Loans secured by real estate, total$1,0003,546
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,0003,545
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$03,049
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$1,0001,324
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,193
Loans to individuals$63,0001,322
Credit card loan recoveries$02,637
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$63,0001,150
Loans to foreign governments and official institutions$014
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,322
Net charge-offs$217,0002,314
Loans secured by real estate, total$17,0002,479
To non-U.S. addresseesNANA
Real estate loans in domestic offices$17,0002,477
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$03,290
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$17,000870
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$16,0003,977
To non-U.S. addresseesNANA
Loans to individuals$184,0001,255
Credit card loan net charge offs$03,434
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$184,0001,016
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,029
1997-12-31 (YTD Data)Rank
Total charge-offs$232,0002,967
Loans secured by real estate, total$6,0004,070
To non-U.S. addresseesNANA
Real estate loans in domestic offices$6,0004,069
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$6,0003,259
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,990
Loans to individuals$226,0001,455
Credit card loan charge offs$03,914
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$226,0001,199
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$29,0004,799
Loans secured by real estate, total$04,351
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,349
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$03,348
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$3,0005,297
Loans to individuals$26,0002,631
Credit card loan recoveries$02,736
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$26,0002,417
Loans to foreign governments and official institutions$027
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$203,0002,528
Loans secured by real estate, total$6,0003,349
To non-U.S. addresseesNANA
Real estate loans in domestic offices$6,0003,346
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$6,0002,767
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-3,0009,144
To non-U.S. addresseesNANA
Loans to individuals$200,0001,283
Credit card loan net charge offs$03,690
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$200,0001,030
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$258,0002,887
Loans secured by real estate, total$67,0001,922
To non-U.S. addresseesNANA
Real estate loans in domestic offices$67,0001,922
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$04,217
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$67,000888
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$25,0004,664
Loans to individuals$166,0001,826
Credit card loan charge offs$04,125
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$166,0001,551
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$84,0002,773
Loans secured by real estate, total$52,0001,228
To non-U.S. addresseesNANA
Real estate loans in domestic offices$52,0001,228
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$03,594
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$52,000655
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,0006,555
Loans to individuals$31,0002,438
Credit card loan recoveries$02,751
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$31,0002,201
Loans to foreign governments and official institutions$032
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$174,0002,906
Loans secured by real estate, total$15,0002,804
To non-U.S. addresseesNANA
Real estate loans in domestic offices$15,0002,803
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$03,584
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$15,0001,141
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$24,0003,693
To non-U.S. addresseesNANA
Loans to individuals$135,0001,641
Credit card loan net charge offs$03,910
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$135,0001,358
Loans to foreign governments and official institutions$05
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$138,0004,127
Loans secured by real estate, total$1,0005,286
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,0005,282
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$04,398
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$1,0002,143
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,0007,285
Loans to individuals$136,0001,877
Credit card loan charge offs$04,035
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$136,0001,592
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$27,0005,553
Loans secured by real estate, total$1,0004,641
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,0004,636
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$1,0003,420
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,599
Loans to individuals$26,0002,758
Credit card loan recoveries$02,795
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$26,0002,543
Loans to foreign governments and official institutions$030
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$111,0003,529
Loans secured by real estate, total$04,386
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,381
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$-1,00010,159
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$1,0001,748
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,0005,455
To non-U.S. addresseesNANA
Loans to individuals$110,0001,668
Credit card loan net charge offs$03,773
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$110,0001,372
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$75,0005,870
Loans secured by real estate, total$2,0005,723
To non-U.S. addresseesNANA
Real estate loans in domestic offices$2,0005,724
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$04,860
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$2,0002,453
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,969
Loans to individuals$73,0002,764
Credit card loan charge offs$04,000
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$73,0002,404
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$21,0006,799
Loans secured by real estate, total$05,649
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,631
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,252
Loans to individuals$21,0003,368
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$21,0003,123
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$54,0004,975
Loans secured by real estate, total$2,0004,651
To non-U.S. addresseesNANA
Real estate loans in domestic offices$2,0004,654
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$04,088
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$2,0002,030
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$05,704
To non-U.S. addresseesNANA
Loans to individuals$52,0002,461
Credit card loan net charge offs$03,705
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$52,0002,072
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$93,0006,132
Loans secured by real estate, total$07,166
To non-U.S. addresseesNANA
Real estate loans in domestic offices$07,160
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$05,721
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,0008,620
Loans to individuals$92,0002,599
Credit card loan charge offs$04,176
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$92,0002,282
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$63,0004,258
Loans secured by real estate, total$38,0001,869
To non-U.S. addresseesNANA
Real estate loans in domestic offices$38,0001,869
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$38,000944
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$3,0007,389
Loans to individuals$22,0003,474
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$22,0003,212
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$30,0007,032
Loans secured by real estate, total$-38,00012,804
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-38,00012,843
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$04,945
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$-38,00012,956
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-2,00010,462
To non-U.S. addresseesNANA
Loans to individuals$70,0002,286
Credit card loan net charge offs$03,895
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$70,0001,911
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$157,0005,831
Loans secured by real estate, total$1,0007,976
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,0007,968
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$06,523
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$1,0003,851
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$4,0009,097
Loans to individuals$152,0002,262
Credit card loan charge offs$04,333
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$152,0001,956
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$34,0006,273
Loans secured by real estate, total$18,0002,757
To non-U.S. addresseesNANA
Real estate loans in domestic offices$18,0002,757
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$18,0001,206
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$09,301
Loans to individuals$16,0004,400
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$16,0004,115
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$123,0005,373
Loans secured by real estate, total$-17,00013,282
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-17,00013,321
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$05,775
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$-17,00013,568
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$4,0007,532
To non-U.S. addresseesNANA
Loans to individuals$136,0001,903
Credit card loan net charge offs$04,099
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$136,0001,579
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.