Home > Centra Bank, Inc. > Assets and Liabilities
Centra Bank, Inc., Assets and Liabilities
| 2012-03-31 | Rank | |
| # of Employees: | 187 | 779 |
| Assets and Liabilities | ||
| Total Assets: | $1,322,857,000 | 512 |
| Cash and due from depository institutions | $49,923,000 | 779 |
| Interest-bearing balances | $45,716,000 | 965 |
| Securities | $107,054,000 | 1,414 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 3,286 |
| Net loans & leases | $1,022,070,000 | 404 |
| Loan loss allowance | $752,000 | 5,190 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $19,888,000 | 558 |
| Other real estate owned | $6,726,000 | 779 |
| Goodwill and other intangibles | $70,981,000 | 163 |
| All other assets | $45,915,000 | 488 |
| Life insurance assets | $20,151,000 | 350 |
| Total liabilities and capital | $1,322,857,000 | 512 |
| Total liabilities | $1,132,369,000 | 529 |
| Total deposits | $1,093,115,000 | 490 |
| Interest-bearing deposits | $990,336,000 | 453 |
| Deposits held in domestic offices | $1,093,115,000 | 488 |
| % insured | 63.71% | 7,098 |
| Federal funds purchased & repurchase agreements | $38,337,000 | 387 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $917,000 | 3,404 |
| Total equity capital | $190,488,000 | 389 |
| Total bank equity capital | $190,488,000 | 389 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $2,997,000 | 1,289 |
| Surplus | $180,228,000 | 260 |
| Undivided profits | $7,263,000 | 3,628 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $3,395,000 | 2,580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $5,083,000 | 478 |
| Earning assets | $1,175,140,000 | 516 |
| Long-term assets (5+ years) | $80,364,000 | 2,199 |
| Average Assets, year-to-date | $1,326,423,000 | 506 |
| Average Assets, quarterly | $1,326,423,000 | 506 |
| Volatile liabilities | $192,504,000 | 303 |
| Insider loans | $39,992,000 | 94 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $2,552,000 | 862 |
| Unused loan commitments | $180,698,000 | 457 |
| Tier 1 (core) risk-based capital | $119,342,000 | 556 |
| Tier 2 risk-based capital | $752,000 | 4,728 |
| Total risk weighted assets | $999,657,000 | 435 |
| Total unused commitments | $180,698,000 | 457 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 201 | 732 |
| Assets and Liabilities | ||
| Total Assets: | $1,329,989,000 | 503 |
| Cash and due from depository institutions | $45,099,000 | 732 |
| Interest-bearing balances | $38,665,000 | 1,033 |
| Securities | $106,970,000 | 1,374 |
| Federal funds sold & reverse repurchase agreements | $290,000 | 3,164 |
| Net loans & leases | $1,031,762,000 | 405 |
| Loan loss allowance | $549,000 | 5,733 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $20,180,000 | 545 |
| Other real estate owned | $5,423,000 | 732 |
| Goodwill and other intangibles | $71,473,000 | 158 |
| All other assets | $48,792,000 | 484 |
| Life insurance assets | $19,970,000 | 349 |
| Total liabilities and capital | $1,329,989,000 | 503 |
| Total liabilities | $1,140,905,000 | 520 |
| Total deposits | $1,101,128,000 | 483 |
| Interest-bearing deposits | $1,012,360,000 | 442 |
| Deposits held in domestic offices | $1,101,128,000 | 482 |
| % insured | 59.88% | 7,200 |
| Federal funds purchased & repurchase agreements | $37,871,000 | 400 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,906,000 | 2,128 |
| Total equity capital | $189,084,000 | 385 |
| Total bank equity capital | $189,084,000 | 385 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $2,997,000 | 1,298 |
| Surplus | $172,228,000 | 270 |
| Undivided profits | $13,859,000 | 2,398 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $3,014,000 | 2,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $5,666,000 | 452 |
| Earning assets | $1,177,687,000 | 509 |
| Long-term assets (5+ years) | $77,259,000 | 1,922 |
| Average Assets, year-to-date | $1,340,429,400 | 488 |
| Average Assets, quarterly | $1,345,720,500 | 490 |
| Volatile liabilities | $182,285,000 | 350 |
| Insider loans | $41,398,000 | 92 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $2,229,000 | 843 |
| Unused loan commitments | $192,625,000 | 428 |
| Tier 1 (core) risk-based capital | $117,521,000 | 563 |
| Tier 2 risk-based capital | $549,000 | 5,366 |
| Total risk weighted assets | $1,017,691,000 | 433 |
| Total unused commitments | $192,625,000 | 428 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 200 | 740 |
| Assets and Liabilities | ||
| Total Assets: | $1,361,452,000 | 490 |
| Cash and due from depository institutions | $73,042,000 | 740 |
| Interest-bearing balances | $66,858,000 | 647 |
| Securities | $112,718,000 | 1,274 |
| Federal funds sold & reverse repurchase agreements | $491,000 | 3,147 |
| Net loans & leases | $1,028,824,000 | 407 |
| Loan loss allowance | $310,000 | 6,518 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $20,498,000 | 536 |
| Other real estate owned | $4,783,000 | 740 |
| Goodwill and other intangibles | $71,284,000 | 159 |
| All other assets | $49,812,000 | 482 |
| Life insurance assets | $19,794,000 | 347 |
| Total liabilities and capital | $1,361,452,000 | 490 |
| Total liabilities | $1,172,786,000 | 504 |
| Total deposits | $1,139,530,000 | 470 |
| Interest-bearing deposits | $1,055,480,000 | 435 |
| Deposits held in domestic offices | $1,139,530,000 | 468 |
| % insured | 62.65% | 7,245 |
| Federal funds purchased & repurchase agreements | $29,954,000 | 456 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $3,302,000 | 1,448 |
| Total equity capital | $188,666,000 | 392 |
| Total bank equity capital | $188,666,000 | 392 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $2,997,000 | 1,325 |
| Surplus | $180,228,000 | 264 |
| Undivided profits | $5,441,000 | 4,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $1,191,000 | 4,205 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $4,333,000 | 606 |
| Earning assets | $1,208,891,000 | 497 |
| Long-term assets (5+ years) | $43,393,000 | 2,907 |
| Average Assets, year-to-date | $1,343,039,500 | 495 |
| Average Assets, quarterly | $1,328,867,000 | 499 |
| Volatile liabilities | $218,314,000 | 297 |
| Insider loans | $48,854,000 | 77 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $2,926,000 | 667 |
| Unused loan commitments | $193,094,000 | 441 |
| Tier 1 (core) risk-based capital | $117,307,000 | 568 |
| Tier 2 risk-based capital | $310,000 | 6,308 |
| Total risk weighted assets | $1,015,443,000 | 434 |
| Total unused commitments | $193,094,000 | 441 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 223 | 663 |
| Assets and Liabilities | ||
| Total Assets: | $1,296,282,000 | 514 |
| Cash and due from depository institutions | $8,085,000 | 663 |
| Interest-bearing balances | $1,179,000 | 5,492 |
| Securities | $123,255,000 | 1,176 |
| Federal funds sold & reverse repurchase agreements | $44,600,000 | 97 |
| Net loans & leases | $1,036,607,000 | 405 |
| Loan loss allowance | $18,624,000 | 461 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $20,709,000 | 532 |
| Other real estate owned | $3,828,000 | 663 |
| Goodwill and other intangibles | $14,446,000 | 399 |
| All other assets | $44,752,000 | 520 |
| Life insurance assets | $19,611,000 | 348 |
| Total liabilities and capital | $1,296,281,000 | 514 |
| Total liabilities | $1,145,939,000 | 520 |
| Total deposits | $1,109,748,000 | 481 |
| Interest-bearing deposits | $1,036,871,000 | 439 |
| Deposits held in domestic offices | $1,109,748,000 | 479 |
| % insured | 64.33% | 7,281 |
| Federal funds purchased & repurchase agreements | $32,054,000 | 449 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $4,137,000 | 1,162 |
| Total equity capital | $150,342,000 | 487 |
| Total bank equity capital | $150,342,000 | 487 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,997,000 | 1,347 |
| Surplus | $93,980,000 | 428 |
| Undivided profits | $53,365,000 | 640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $18,780,000 | 813 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $4,274,000 | 602 |
| Earning assets | $1,205,641,000 | 508 |
| Long-term assets (5+ years) | $498,570,000 | 295 |
| Average Assets, year-to-date | $1,336,902,000 | 501 |
| Average Assets, quarterly | $1,318,652,500 | 506 |
| Volatile liabilities | $227,757,000 | 302 |
| Insider loans | $82,332,000 | 41 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $2,589,000 | 531 |
| Unused loan commitments | $187,938,000 | 439 |
| Tier 1 (core) risk-based capital | $134,865,000 | 488 |
| Tier 2 risk-based capital | $12,686,000 | 437 |
| Total risk weighted assets | $1,007,561,000 | 440 |
| Total unused commitments | $187,938,000 | 439 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 236 | 623 |
| Assets and Liabilities | ||
| Total Assets: | $1,341,023,000 | 503 |
| Cash and due from depository institutions | $8,021,000 | 623 |
| Interest-bearing balances | $1,938,000 | 5,191 |
| Securities | $118,794,000 | 1,204 |
| Federal funds sold & reverse repurchase agreements | $96,737,000 | 56 |
| Net loans & leases | $1,037,611,000 | 413 |
| Loan loss allowance | $18,687,000 | 470 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $20,663,000 | 534 |
| Other real estate owned | $3,328,000 | 623 |
| Goodwill and other intangibles | $14,631,000 | 400 |
| All other assets | $41,238,000 | 577 |
| Life insurance assets | $19,420,000 | 349 |
| Total liabilities and capital | $1,341,023,000 | 503 |
| Total liabilities | $1,184,063,000 | 514 |
| Total deposits | $1,137,424,000 | 478 |
| Interest-bearing deposits | $1,050,395,000 | 439 |
| Deposits held in domestic offices | $1,137,424,000 | 477 |
| % insured | 65.71% | 7,296 |
| Federal funds purchased & repurchase agreements | $32,468,000 | 450 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $14,171,000 | 452 |
| Total equity capital | $156,960,000 | 461 |
| Total bank equity capital | $156,960,000 | 461 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,997,000 | 1,369 |
| Surplus | $93,967,000 | 431 |
| Undivided profits | $59,996,000 | 545 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $18,209,000 | 876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $4,599,000 | 568 |
| Earning assets | $1,255,080,000 | 492 |
| Long-term assets (5+ years) | $415,800,000 | 350 |
| Average Assets, year-to-date | $1,357,212,000 | 502 |
| Average Assets, quarterly | $1,357,212,000 | 502 |
| Volatile liabilities | $234,122,000 | 307 |
| Insider loans | $84,064,000 | 43 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $3,212,000 | 422 |
| Unused loan commitments | $190,145,000 | 442 |
| Tier 1 (core) risk-based capital | $141,463,000 | 465 |
| Tier 2 risk-based capital | $12,864,000 | 443 |
| Total risk weighted assets | $1,022,166,000 | 444 |
| Total unused commitments | $190,145,000 | 442 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 245 | 612 |
| Assets and Liabilities | ||
| Total Assets: | $1,373,401,000 | 502 |
| Cash and due from depository institutions | $7,372,000 | 612 |
| Interest-bearing balances | $1,624,000 | 5,160 |
| Securities | $129,564,000 | 1,066 |
| Federal funds sold & reverse repurchase agreements | $116,189,000 | 63 |
| Net loans & leases | $1,040,682,000 | 421 |
| Loan loss allowance | $18,586,000 | 476 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $20,727,000 | 532 |
| Other real estate owned | $2,826,000 | 612 |
| Goodwill and other intangibles | $14,816,000 | 403 |
| All other assets | $41,225,000 | 585 |
| Life insurance assets | $19,248,000 | 348 |
| Total liabilities and capital | $1,373,401,000 | 502 |
| Total liabilities | $1,219,473,000 | 508 |
| Total deposits | $1,168,726,000 | 463 |
| Interest-bearing deposits | $1,089,345,000 | 430 |
| Deposits held in domestic offices | $1,168,726,000 | 462 |
| % insured | 63.80% | 7,369 |
| Federal funds purchased & repurchase agreements | $37,622,000 | 444 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $13,125,000 | 478 |
| Total equity capital | $153,928,000 | 462 |
| Total bank equity capital | $153,928,000 | 462 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,997,000 | 1,385 |
| Surplus | $93,818,000 | 431 |
| Undivided profits | $57,113,000 | 558 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $18,220,000 | 926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $4,562,000 | 590 |
| Earning assets | $1,288,059,000 | 487 |
| Long-term assets (5+ years) | $412,265,000 | 343 |
| Average Assets, year-to-date | $1,356,182,200 | 502 |
| Average Assets, quarterly | $1,391,758,000 | 496 |
| Volatile liabilities | $271,338,000 | 504 |
| Insider loans | $85,631,000 | 45 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $7,411,000 | 428 |
| Unused loan commitments | $192,621,000 | 440 |
| Tier 1 (core) risk-based capital | $138,216,000 | 471 |
| Tier 2 risk-based capital | $12,898,000 | 450 |
| Total risk weighted assets | $1,025,007,000 | 450 |
| Total unused commitments | $192,621,000 | 441 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 240 | 616 |
| Assets and Liabilities | ||
| Total Assets: | $1,410,115,000 | 485 |
| Cash and due from depository institutions | $8,043,000 | 616 |
| Interest-bearing balances | $802,000 | 5,638 |
| Securities | $125,556,000 | 1,069 |
| Federal funds sold & reverse repurchase agreements | $177,730,000 | 47 |
| Net loans & leases | $1,018,858,000 | 425 |
| Loan loss allowance | $18,306,000 | 473 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $21,113,000 | 521 |
| Other real estate owned | $2,797,000 | 616 |
| Goodwill and other intangibles | $15,002,000 | 395 |
| All other assets | $41,016,000 | 578 |
| Life insurance assets | $19,142,000 | 343 |
| Total liabilities and capital | $1,410,115,000 | 485 |
| Total liabilities | $1,257,317,000 | 484 |
| Total deposits | $1,209,251,000 | 439 |
| Interest-bearing deposits | $1,126,645,000 | 404 |
| Deposits held in domestic offices | $1,209,251,000 | 437 |
| % insured | 63.04% | 7,382 |
| Federal funds purchased & repurchase agreements | $35,982,000 | 450 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $12,084,000 | 548 |
| Total equity capital | $152,798,000 | 455 |
| Total bank equity capital | $152,798,000 | 455 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $2,997,000 | 1,400 |
| Surplus | $93,584,000 | 424 |
| Undivided profits | $56,217,000 | 579 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $25,059,000 | 698 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $4,629,000 | 604 |
| Earning assets | $1,322,946,000 | 467 |
| Long-term assets (5+ years) | $287,294,000 | 476 |
| Average Assets, year-to-date | $1,351,877,500 | 495 |
| Average Assets, quarterly | $1,389,532,000 | 489 |
| Volatile liabilities | $280,126,000 | 498 |
| Insider loans | $76,921,000 | 47 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $5,448,000 | 560 |
| Unused loan commitments | $187,301,000 | 440 |
| Tier 1 (core) risk-based capital | $136,444,000 | 459 |
| Tier 2 risk-based capital | $12,831,000 | 462 |
| Total risk weighted assets | $1,019,837,000 | 452 |
| Total unused commitments | $187,301,000 | 440 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 249 | 593 |
| Assets and Liabilities | ||
| Total Assets: | $1,368,949,000 | 491 |
| Cash and due from depository institutions | $13,427,000 | 593 |
| Interest-bearing balances | $6,772,000 | 3,298 |
| Securities | $154,558,000 | 866 |
| Federal funds sold & reverse repurchase agreements | $128,471,000 | 61 |
| Net loans & leases | $992,243,000 | 444 |
| Loan loss allowance | $18,071,000 | 485 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $21,536,000 | 512 |
| Other real estate owned | $3,124,000 | 593 |
| Goodwill and other intangibles | $15,187,000 | 391 |
| All other assets | $40,403,000 | 588 |
| Life insurance assets | $18,911,000 | 348 |
| Total liabilities and capital | $1,368,949,000 | 491 |
| Total liabilities | $1,219,082,000 | 496 |
| Total deposits | $1,175,872,000 | 447 |
| Interest-bearing deposits | $1,086,012,000 | 416 |
| Deposits held in domestic offices | $1,175,872,000 | 445 |
| % insured | 64.95% | 7,398 |
| Federal funds purchased & repurchase agreements | $32,996,000 | 473 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $10,214,000 | 580 |
| Total equity capital | $149,867,000 | 461 |
| Total bank equity capital | $149,867,000 | 461 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,997,000 | 1,417 |
| Surplus | $92,348,000 | 421 |
| Undivided profits | $54,522,000 | 584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $15,572,000 | 1,064 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $4,875,000 | 551 |
| Earning assets | $1,282,044,000 | 470 |
| Long-term assets (5+ years) | $515,016,000 | 252 |
| Average Assets, year-to-date | $1,332,465,000 | 498 |
| Average Assets, quarterly | $1,352,756,500 | 494 |
| Volatile liabilities | $280,995,000 | 505 |
| Insider loans | $72,662,000 | 49 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $4,198,000 | 513 |
| Unused loan commitments | $182,347,000 | 445 |
| Tier 1 (core) risk-based capital | $133,346,000 | 461 |
| Tier 2 risk-based capital | $12,474,000 | 481 |
| Total risk weighted assets | $991,065,000 | 471 |
| Total unused commitments | $182,347,000 | 445 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 246 | 605 |
| Assets and Liabilities | ||
| Total Assets: | $1,336,564,000 | 514 |
| Cash and due from depository institutions | $8,125,000 | 605 |
| Interest-bearing balances | $2,083,000 | 4,764 |
| Securities | $126,269,000 | 1,042 |
| Federal funds sold & reverse repurchase agreements | $121,451,000 | 60 |
| Net loans & leases | $1,002,789,000 | 458 |
| Loan loss allowance | $17,935,000 | 501 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $21,996,000 | 511 |
| Other real estate owned | $2,446,000 | 605 |
| Goodwill and other intangibles | $15,372,000 | 395 |
| All other assets | $38,116,000 | 643 |
| Life insurance assets | $16,696,000 | 382 |
| Total liabilities and capital | $1,336,564,000 | 514 |
| Total liabilities | $1,189,126,000 | 523 |
| Total deposits | $1,142,886,000 | 470 |
| Interest-bearing deposits | $1,056,869,000 | 446 |
| Deposits held in domestic offices | $1,142,886,000 | 468 |
| % insured | 66.01% | 7,439 |
| Federal funds purchased & repurchase agreements | $33,939,000 | 475 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $12,301,000 | 515 |
| Total equity capital | $147,438,000 | 471 |
| Total bank equity capital | $147,438,000 | 471 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,997,000 | 1,450 |
| Surplus | $92,353,000 | 429 |
| Undivided profits | $52,088,000 | 605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $14,312,000 | 1,162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $4,710,000 | 610 |
| Earning assets | $1,252,592,000 | 497 |
| Long-term assets (5+ years) | $420,497,000 | 322 |
| Average Assets, year-to-date | $1,314,223,000 | 522 |
| Average Assets, quarterly | $1,314,223,000 | 522 |
| Volatile liabilities | $291,170,000 | 506 |
| Insider loans | $74,847,000 | 51 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $2,877,000 | 511 |
| Unused loan commitments | $186,310,000 | 454 |
| Tier 1 (core) risk-based capital | $130,712,000 | 472 |
| Tier 2 risk-based capital | $12,491,000 | 503 |
| Total risk weighted assets | $992,542,000 | 490 |
| Total unused commitments | $186,310,000 | 454 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 241 | 612 |
| Assets and Liabilities | ||
| Total Assets: | $1,291,882,000 | 536 |
| Cash and due from depository institutions | $5,882,000 | 612 |
| Interest-bearing balances | $1,110,000 | 5,017 |
| Securities | $131,142,000 | 988 |
| Federal funds sold & reverse repurchase agreements | $68,607,000 | 113 |
| Net loans & leases | $1,007,435,000 | 468 |
| Loan loss allowance | $18,010,000 | 507 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $22,362,000 | 506 |
| Other real estate owned | $2,261,000 | 612 |
| Goodwill and other intangibles | $15,557,000 | 394 |
| All other assets | $38,636,000 | 640 |
| Life insurance assets | $16,522,000 | 384 |
| Total liabilities and capital | $1,291,882,000 | 536 |
| Total liabilities | $1,170,308,000 | 535 |
| Total deposits | $1,116,920,000 | 483 |
| Interest-bearing deposits | $1,029,451,000 | 463 |
| Deposits held in domestic offices | $1,116,920,000 | 481 |
| % insured | 53.05% | 7,793 |
| Federal funds purchased & repurchase agreements | $40,781,000 | 447 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $12,607,000 | 507 |
| Total equity capital | $121,574,000 | 542 |
| Total bank equity capital | $121,574,000 | 542 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,997,000 | 1,480 |
| Surplus | $68,434,000 | 542 |
| Undivided profits | $50,143,000 | 627 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $7,197,000 | 1,879 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $4,811,000 | 609 |
| Earning assets | $1,208,294,000 | 513 |
| Long-term assets (5+ years) | $412,650,000 | 326 |
| Average Assets, year-to-date | $1,247,186,200 | 539 |
| Average Assets, quarterly | $1,282,597,500 | 535 |
| Volatile liabilities | $312,345,000 | 486 |
| Insider loans | $75,682,000 | 50 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $2,593,000 | 655 |
| Unused loan commitments | $181,134,000 | 467 |
| Tier 1 (core) risk-based capital | $104,478,000 | 571 |
| Tier 2 risk-based capital | $12,446,000 | 513 |
| Total risk weighted assets | $988,658,000 | 508 |
| Total unused commitments | $181,134,000 | 467 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 232 | 648 |
| Assets and Liabilities | ||
| Total Assets: | $1,273,313,000 | 552 |
| Cash and due from depository institutions | $11,617,000 | 648 |
| Interest-bearing balances | $4,530,000 | 3,198 |
| Securities | $128,844,000 | 989 |
| Federal funds sold & reverse repurchase agreements | $47,220,000 | 174 |
| Net loans & leases | $1,017,111,000 | 475 |
| Loan loss allowance | $16,482,000 | 537 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $22,803,000 | 497 |
| Other real estate owned | $1,970,000 | 648 |
| Goodwill and other intangibles | $15,742,000 | 420 |
| All other assets | $28,006,000 | 780 |
| Life insurance assets | $12,662,000 | 521 |
| Total liabilities and capital | $1,273,313,000 | 552 |
| Total liabilities | $1,152,704,000 | 549 |
| Total deposits | $1,105,649,000 | 494 |
| Interest-bearing deposits | $1,025,211,000 | 464 |
| Deposits held in domestic offices | $1,105,649,000 | 492 |
| % insured | 52.56% | 7,879 |
| Federal funds purchased & repurchase agreements | $34,230,000 | 508 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $12,825,000 | 550 |
| Total equity capital | $120,609,000 | 571 |
| Total bank equity capital | $120,609,000 | 571 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,997,000 | 1,502 |
| Surplus | $68,290,000 | 548 |
| Undivided profits | $49,322,000 | 674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $8,620,000 | 1,645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $5,032,000 | 633 |
| Earning assets | $1,197,705,000 | 529 |
| Long-term assets (5+ years) | $410,035,000 | 330 |
| Average Assets, year-to-date | $1,236,012,250 | 556 |
| Average Assets, quarterly | $1,254,793,500 | 556 |
| Volatile liabilities | $296,081,000 | 546 |
| Insider loans | $70,344,000 | 54 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $2,724,000 | 552 |
| Unused loan commitments | $182,041,000 | 499 |
| Tier 1 (core) risk-based capital | $103,051,000 | 590 |
| Tier 2 risk-based capital | $12,389,000 | 530 |
| Total risk weighted assets | $985,465,000 | 524 |
| Total unused commitments | $182,041,000 | 500 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 239 | 641 |
| Assets and Liabilities | ||
| Total Assets: | $1,236,274,000 | 570 |
| Cash and due from depository institutions | $26,891,000 | 641 |
| Interest-bearing balances | $8,584,000 | 1,999 |
| Securities | $120,842,000 | 1,052 |
| Federal funds sold & reverse repurchase agreements | $566,000 | 4,399 |
| Net loans & leases | $1,021,761,000 | 490 |
| Loan loss allowance | $16,712,000 | 508 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $22,044,000 | 530 |
| Other real estate owned | $1,827,000 | 641 |
| Goodwill and other intangibles | $15,927,000 | 430 |
| All other assets | $26,416,000 | 848 |
| Life insurance assets | $11,167,000 | 612 |
| Total liabilities and capital | $1,236,274,000 | 570 |
| Total liabilities | $1,118,558,000 | 568 |
| Total deposits | $1,072,121,000 | 512 |
| Interest-bearing deposits | $975,921,000 | 494 |
| Deposits held in domestic offices | $1,072,121,000 | 510 |
| % insured | 55.20% | 7,537 |
| Federal funds purchased & repurchase agreements | $34,638,000 | 524 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $11,799,000 | 591 |
| Total equity capital | $117,716,000 | 589 |
| Total bank equity capital | $117,716,000 | 587 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,997,000 | 1,521 |
| Surplus | $68,141,000 | 564 |
| Undivided profits | $46,578,000 | 702 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $7,678,000 | 1,678 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $4,995,000 | 628 |
| Earning assets | $1,151,753,000 | 551 |
| Long-term assets (5+ years) | $394,415,000 | 344 |
| Average Assets, year-to-date | $1,223,578,670 | 579 |
| Average Assets, quarterly | $1,228,994,000 | 579 |
| Volatile liabilities | $323,858,000 | 515 |
| Insider loans | $72,023,000 | 56 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $5,275,000 | 542 |
| Unused loan commitments | $168,829,000 | 549 |
| Tier 1 (core) risk-based capital | $100,485,000 | 616 |
| Tier 2 risk-based capital | $12,253,000 | 543 |
| Total risk weighted assets | $974,420,000 | 543 |
| Total unused commitments | $168,829,000 | 549 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 232 | 662 |
| Assets and Liabilities | ||
| Total Assets: | $1,221,714,000 | 584 |
| Cash and due from depository institutions | $26,028,000 | 662 |
| Interest-bearing balances | $1,102,000 | 4,297 |
| Securities | $121,282,000 | 1,036 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $1,009,303,000 | 503 |
| Loan loss allowance | $16,202,000 | 496 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $21,809,000 | 529 |
| Other real estate owned | $1,201,000 | 662 |
| Goodwill and other intangibles | $16,112,000 | 440 |
| All other assets | $25,979,000 | 847 |
| Life insurance assets | $11,051,000 | 621 |
| Total liabilities and capital | $1,221,714,000 | 584 |
| Total liabilities | $1,106,417,000 | 580 |
| Total deposits | $1,028,489,000 | 533 |
| Interest-bearing deposits | $938,708,000 | 518 |
| Deposits held in domestic offices | $1,028,489,000 | 530 |
| % insured | 55.16% | 7,576 |
| Federal funds purchased & repurchase agreements | $66,487,000 | 363 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $11,441,000 | 601 |
| Total equity capital | $115,297,000 | 595 |
| Total bank equity capital | $115,297,000 | 592 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,997,000 | 1,532 |
| Surplus | $68,113,000 | 558 |
| Undivided profits | $44,187,000 | 763 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $6,763,000 | 1,726 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $5,002,000 | 627 |
| Earning assets | $1,131,687,000 | 571 |
| Long-term assets (5+ years) | $373,038,000 | 369 |
| Average Assets, year-to-date | $1,217,231,000 | 583 |
| Average Assets, quarterly | $1,217,231,000 | 583 |
| Volatile liabilities | $338,381,000 | 503 |
| Insider loans | $67,849,000 | 63 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $3,322,000 | 591 |
| Unused loan commitments | $184,466,000 | 543 |
| Tier 1 (core) risk-based capital | $98,015,000 | 629 |
| Tier 2 risk-based capital | $12,139,000 | 545 |
| Total risk weighted assets | $965,606,000 | 552 |
| Total unused commitments | $184,466,000 | 544 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 232 | 671 |
| Assets and Liabilities | ||
| Total Assets: | $1,212,748,000 | 580 |
| Cash and due from depository institutions | $20,239,000 | 671 |
| Interest-bearing balances | $1,593,000 | 3,217 |
| Securities | $118,906,000 | 1,032 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $1,010,806,000 | 506 |
| Loan loss allowance | $16,367,000 | 485 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $21,446,000 | 550 |
| Other real estate owned | $160,000 | 671 |
| Goodwill and other intangibles | $16,297,000 | 449 |
| All other assets | $24,894,000 | 894 |
| Life insurance assets | $10,943,000 | 627 |
| Total liabilities and capital | $1,212,748,000 | 580 |
| Total liabilities | $1,100,519,000 | 580 |
| Total deposits | $1,014,494,000 | 526 |
| Interest-bearing deposits | $924,330,000 | 512 |
| Deposits held in domestic offices | $1,014,494,000 | 523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $75,285,000 | 345 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $10,740,000 | 652 |
| Total equity capital | $112,229,000 | 600 |
| Total bank equity capital | $112,229,000 | 600 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,997,000 | 1,531 |
| Surplus | $68,073,000 | 538 |
| Undivided profits | $41,159,000 | 812 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,760,000 | 1,506 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $5,059,000 | 663 |
| Earning assets | $1,131,305,000 | 563 |
| Long-term assets (5+ years) | $365,076,000 | 376 |
| Average Assets, year-to-date | $1,156,428,400 | 574 |
| Average Assets, quarterly | $1,208,139,000 | 570 |
| Volatile liabilities | $340,820,000 | 497 |
| Insider loans | $71,522,000 | 63 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $1,961,000 | 625 |
| Unused loan commitments | $192,254,000 | 539 |
| Tier 1 (core) risk-based capital | $94,682,000 | 638 |
| Tier 2 risk-based capital | $12,142,000 | 534 |
| Total risk weighted assets | $965,643,000 | 542 |
| Total unused commitments | $192,254,000 | 539 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 248 | 640 |
| Assets and Liabilities | ||
| Total Assets: | $1,203,530,000 | 577 |
| Cash and due from depository institutions | $20,799,000 | 640 |
| Interest-bearing balances | $906,000 | 3,138 |
| Securities | $119,786,000 | 995 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $999,715,000 | 507 |
| Loan loss allowance | $15,229,000 | 461 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $21,228,000 | 555 |
| Other real estate owned | $303,000 | 640 |
| Goodwill and other intangibles | $16,482,000 | 474 |
| All other assets | $25,217,000 | 851 |
| Life insurance assets | $10,817,000 | 626 |
| Total liabilities and capital | $1,203,530,000 | 577 |
| Total liabilities | $1,091,817,000 | 567 |
| Total deposits | $1,038,411,000 | 498 |
| Interest-bearing deposits | $950,295,000 | 487 |
| Deposits held in domestic offices | $1,038,411,000 | 496 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,798,000 | 526 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $10,608,000 | 624 |
| Total equity capital | $111,713,000 | 612 |
| Total bank equity capital | $111,713,000 | 612 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,997,000 | 1,542 |
| Surplus | $68,017,000 | 531 |
| Undivided profits | $40,699,000 | 859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,237,000 | 1,239 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $5,045,000 | 692 |
| Earning assets | $1,120,407,000 | 566 |
| Long-term assets (5+ years) | $327,151,000 | 414 |
| Average Assets, year-to-date | $1,142,348,500 | 586 |
| Average Assets, quarterly | $1,182,629,000 | 583 |
| Volatile liabilities | $314,319,000 | 517 |
| Insider loans | $70,702,000 | 65 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $3,017,000 | 414 |
| Unused loan commitments | $199,916,000 | 548 |
| Tier 1 (core) risk-based capital | $94,288,000 | 654 |
| Tier 2 risk-based capital | $12,034,000 | 531 |
| Total risk weighted assets | $957,911,000 | 550 |
| Total unused commitments | $199,916,000 | 549 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 259 | 616 |
| Assets and Liabilities | ||
| Total Assets: | $1,161,728,000 | 592 |
| Cash and due from depository institutions | $26,205,000 | 616 |
| Interest-bearing balances | $1,168,000 | 2,742 |
| Securities | $115,138,000 | 1,057 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $957,487,000 | 518 |
| Loan loss allowance | $14,692,000 | 453 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $21,253,000 | 535 |
| Other real estate owned | $0 | 616 |
| Goodwill and other intangibles | $16,667,000 | 476 |
| All other assets | $24,978,000 | 828 |
| Life insurance assets | $10,691,000 | 631 |
| Total liabilities and capital | $1,161,728,000 | 592 |
| Total liabilities | $1,052,281,000 | 588 |
| Total deposits | $980,748,000 | 521 |
| Interest-bearing deposits | $891,294,000 | 513 |
| Deposits held in domestic offices | $980,748,000 | 518 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $62,320,000 | 427 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $9,213,000 | 709 |
| Total equity capital | $109,447,000 | 640 |
| Total bank equity capital | $109,447,000 | 640 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,997,000 | 1,547 |
| Surplus | $67,961,000 | 525 |
| Undivided profits | $38,489,000 | 915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,703,000 | 1,185 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $5,828,000 | 589 |
| Earning assets | $1,073,793,000 | 581 |
| Long-term assets (5+ years) | $308,027,000 | 427 |
| Average Assets, year-to-date | $1,121,954,670 | 598 |
| Average Assets, quarterly | $1,140,813,500 | 596 |
| Volatile liabilities | $328,622,000 | 494 |
| Insider loans | $81,066,000 | 52 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $3,517,000 | 458 |
| Unused loan commitments | $199,917,000 | 574 |
| Tier 1 (core) risk-based capital | $92,386,000 | 667 |
| Tier 2 risk-based capital | $11,379,000 | 545 |
| Total risk weighted assets | $923,345,000 | 569 |
| Total unused commitments | $199,917,000 | 574 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 284 | 536 |
| Assets and Liabilities | ||
| Total Assets: | $1,119,899,000 | 610 |
| Cash and due from depository institutions | $21,483,000 | 536 |
| Interest-bearing balances | $1,095,000 | 2,928 |
| Securities | $125,652,000 | 969 |
| Federal funds sold & reverse repurchase agreements | $21,419,000 | 745 |
| Net loans & leases | $897,302,000 | 540 |
| Loan loss allowance | $14,204,000 | 431 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $20,129,000 | 569 |
| Other real estate owned | $235,000 | 536 |
| Goodwill and other intangibles | $16,853,000 | 498 |
| All other assets | $16,826,000 | 1,155 |
| Life insurance assets | $5,122,000 | 1,221 |
| Total liabilities and capital | $1,119,899,000 | 610 |
| Total liabilities | $1,010,966,000 | 598 |
| Total deposits | $970,396,000 | 523 |
| Interest-bearing deposits | $888,927,000 | 510 |
| Deposits held in domestic offices | $970,396,000 | 520 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,498,000 | 662 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $9,072,000 | 755 |
| Total equity capital | $108,933,000 | 654 |
| Total bank equity capital | $108,933,000 | 654 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,997,000 | 1,545 |
| Surplus | $67,906,000 | 519 |
| Undivided profits | $38,030,000 | 981 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,975,000 | 1,151 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $5,093,000 | 690 |
| Earning assets | $1,045,468,000 | 598 |
| Long-term assets (5+ years) | $263,944,000 | 483 |
| Average Assets, year-to-date | $1,102,068,000 | 610 |
| Average Assets, quarterly | $1,102,068,000 | 610 |
| Volatile liabilities | $292,427,000 | 526 |
| Insider loans | $53,025,000 | 91 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $3,133,000 | 534 |
| Unused loan commitments | $184,052,000 | 631 |
| Tier 1 (core) risk-based capital | $90,551,000 | 688 |
| Tier 2 risk-based capital | $10,659,000 | 553 |
| Total risk weighted assets | $847,767,000 | 605 |
| Total unused commitments | $184,052,000 | 631 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 257 | 613 |
| Assets and Liabilities | ||
| Total Assets: | $1,084,237,000 | 626 |
| Cash and due from depository institutions | $16,428,000 | 613 |
| Interest-bearing balances | $921,000 | 2,640 |
| Securities | $123,833,000 | 967 |
| Federal funds sold & reverse repurchase agreements | $26,904,000 | 475 |
| Net loans & leases | $864,506,000 | 564 |
| Loan loss allowance | $13,535,000 | 425 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $18,720,000 | 617 |
| Other real estate owned | $235,000 | 613 |
| Goodwill and other intangibles | $16,735,000 | 494 |
| All other assets | $16,876,000 | 1,144 |
| Life insurance assets | $5,073,000 | 1,211 |
| Total liabilities and capital | $1,084,237,000 | 626 |
| Total liabilities | $977,732,000 | 616 |
| Total deposits | $944,587,000 | 542 |
| Interest-bearing deposits | $841,825,000 | 530 |
| Deposits held in domestic offices | $944,587,000 | 537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,173,000 | 750 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $7,972,000 | 827 |
| Total equity capital | $106,505,000 | 659 |
| Total bank equity capital | $106,505,000 | 659 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,540,000 | 1,331 |
| Surplus | $77,171,000 | 458 |
| Undivided profits | $25,794,000 | 1,471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,196,000 | 1,287 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $5,442,000 | 709 |
| Earning assets | $1,016,164,000 | 614 |
| Long-term assets (5+ years) | $230,991,000 | 539 |
| Average Assets, year-to-date | $989,138,200 | 648 |
| Average Assets, quarterly | $1,071,952,000 | 623 |
| Volatile liabilities | $264,768,000 | 591 |
| Insider loans | $56,800,000 | 76 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $1,865,000 | 670 |
| Unused loan commitments | $182,128,000 | 644 |
| Tier 1 (core) risk-based capital | $88,805,000 | 702 |
| Tier 2 risk-based capital | $10,332,000 | 553 |
| Total risk weighted assets | $821,430,000 | 626 |
| Total unused commitments | $182,128,000 | 644 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 248 | 633 |
| Assets and Liabilities | ||
| Total Assets: | $1,059,667,000 | 623 |
| Cash and due from depository institutions | $20,659,000 | 633 |
| Interest-bearing balances | $948,000 | 2,471 |
| Securities | $127,399,000 | 927 |
| Federal funds sold & reverse repurchase agreements | $46,466,000 | 299 |
| Net loans & leases | $814,164,000 | 581 |
| Loan loss allowance | $11,556,000 | 465 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $17,503,000 | 651 |
| Other real estate owned | $235,000 | 633 |
| Goodwill and other intangibles | $16,920,000 | 477 |
| All other assets | $16,321,000 | 1,153 |
| Life insurance assets | $5,018,000 | 1,182 |
| Total liabilities and capital | $1,059,667,000 | 623 |
| Total liabilities | $970,313,000 | 607 |
| Total deposits | $930,546,000 | 536 |
| Interest-bearing deposits | $834,287,000 | 531 |
| Deposits held in domestic offices | $930,546,000 | 532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,559,000 | 639 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $9,208,000 | 723 |
| Total equity capital | $89,354,000 | 767 |
| Total bank equity capital | $89,354,000 | 767 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,997,000 | 1,508 |
| Surplus | $52,028,000 | 624 |
| Undivided profits | $34,329,000 | 1,087 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,583,000 | 2,337 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $5,204,000 | 798 |
| Earning assets | $988,977,000 | 610 |
| Long-term assets (5+ years) | $237,975,000 | 514 |
| Average Assets, year-to-date | $965,363,500 | 662 |
| Average Assets, quarterly | $1,012,548,500 | 644 |
| Volatile liabilities | $262,873,000 | 573 |
| Insider loans | $54,721,000 | 81 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $3,334,000 | 452 |
| Unused loan commitments | $183,891,000 | 649 |
| Tier 1 (core) risk-based capital | $71,939,000 | 871 |
| Tier 2 risk-based capital | $9,769,000 | 571 |
| Total risk weighted assets | $778,314,000 | 645 |
| Total unused commitments | $183,891,000 | 649 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 263 | 602 |
| Assets and Liabilities | ||
| Total Assets: | $965,430,000 | 690 |
| Cash and due from depository institutions | $22,888,000 | 602 |
| Interest-bearing balances | $1,151,000 | 2,306 |
| Securities | $116,021,000 | 1,039 |
| Federal funds sold & reverse repurchase agreements | $19,374,000 | 792 |
| Net loans & leases | $758,132,000 | 628 |
| Loan loss allowance | $11,107,000 | 488 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $16,448,000 | 704 |
| Other real estate owned | $0 | 602 |
| Goodwill and other intangibles | $16,961,000 | 493 |
| All other assets | $15,606,000 | 1,204 |
| Life insurance assets | $4,961,000 | 1,191 |
| Total liabilities and capital | $965,430,000 | 690 |
| Total liabilities | $887,119,000 | 669 |
| Total deposits | $854,133,000 | 597 |
| Interest-bearing deposits | $759,495,000 | 584 |
| Deposits held in domestic offices | $854,133,000 | 594 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,445,000 | 717 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $7,541,000 | 839 |
| Total equity capital | $78,311,000 | 872 |
| Total bank equity capital | $78,311,000 | 872 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,997,000 | 1,502 |
| Surplus | $43,446,000 | 744 |
| Undivided profits | $31,868,000 | 1,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,631,000 | 1,454 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $4,928,000 | 806 |
| Earning assets | $894,678,000 | 681 |
| Long-term assets (5+ years) | $215,229,000 | 547 |
| Average Assets, year-to-date | $933,929,000 | 702 |
| Average Assets, quarterly | $945,299,500 | 695 |
| Volatile liabilities | $246,452,000 | 608 |
| Insider loans | $57,130,000 | 78 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $3,761,000 | 498 |
| Unused loan commitments | $162,936,000 | 717 |
| Tier 1 (core) risk-based capital | $61,419,000 | 1,029 |
| Tier 2 risk-based capital | $9,053,000 | 623 |
| Total risk weighted assets | $720,688,000 | 699 |
| Total unused commitments | $162,936,000 | 717 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 239 | 668 |
| Assets and Liabilities | ||
| Total Assets: | $925,169,000 | 705 |
| Cash and due from depository institutions | $18,118,000 | 668 |
| Interest-bearing balances | $1,118,000 | 2,430 |
| Securities | $115,301,000 | 1,049 |
| Federal funds sold & reverse repurchase agreements | $19,287,000 | 1,008 |
| Net loans & leases | $725,150,000 | 634 |
| Loan loss allowance | $10,680,000 | 493 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $15,962,000 | 709 |
| Other real estate owned | $10,000 | 668 |
| Goodwill and other intangibles | $17,234,000 | 476 |
| All other assets | $14,107,000 | 1,270 |
| Life insurance assets | $4,896,000 | 1,181 |
| Total liabilities and capital | $925,169,000 | 705 |
| Total liabilities | $848,292,000 | 690 |
| Total deposits | $823,290,000 | 610 |
| Interest-bearing deposits | $727,463,000 | 609 |
| Deposits held in domestic offices | $823,290,000 | 608 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,901,000 | 865 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $8,101,000 | 803 |
| Total equity capital | $76,877,000 | 861 |
| Total bank equity capital | $76,877,000 | 861 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,997,000 | 1,485 |
| Surplus | $43,446,000 | 725 |
| Undivided profits | $30,434,000 | 1,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,638,000 | 1,965 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $4,845,000 | 769 |
| Earning assets | $860,856,000 | 695 |
| Long-term assets (5+ years) | $207,820,000 | 546 |
| Average Assets, year-to-date | $918,178,500 | 704 |
| Average Assets, quarterly | $918,178,500 | 704 |
| Volatile liabilities | $226,298,000 | 659 |
| Insider loans | $45,701,000 | 106 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $3,404,000 | 499 |
| Unused loan commitments | $155,832,000 | 753 |
| Tier 1 (core) risk-based capital | $59,287,000 | 1,045 |
| Tier 2 risk-based capital | $8,619,000 | 636 |
| Total risk weighted assets | $685,978,000 | 714 |
| Total unused commitments | $155,832,000 | 753 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 174 | 960 |
| Assets and Liabilities | ||
| Total Assets: | $662,096,000 | 987 |
| Cash and due from depository institutions | $16,134,000 | 960 |
| Interest-bearing balances | $3,160,000 | 1,458 |
| Securities | $45,152,000 | 2,535 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $575,584,000 | 775 |
| Loan loss allowance | $7,283,000 | 700 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $12,454,000 | 909 |
| Other real estate owned | $0 | 960 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $12,772,000 | 1,391 |
| Life insurance assets | $4,857,000 | 1,171 |
| Total liabilities and capital | $662,096,000 | 987 |
| Total liabilities | $616,130,000 | 954 |
| Total deposits | $585,837,000 | 862 |
| Interest-bearing deposits | $530,328,000 | 812 |
| Deposits held in domestic offices | $585,837,000 | 858 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,366,000 | 715 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $4,927,000 | 1,149 |
| Total equity capital | $45,966,000 | 1,439 |
| Total bank equity capital | $45,966,000 | 1,439 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,817,000 | 1,536 |
| Surplus | $35,016,000 | 833 |
| Undivided profits | $8,133,000 | 3,592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,311,000 | 2,164 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,383,000 | 1,178 |
| Earning assets | $623,896,000 | 959 |
| Long-term assets (5+ years) | $141,714,000 | 770 |
| Average Assets, year-to-date | $608,539,200 | 1,023 |
| Average Assets, quarterly | $649,938,000 | 991 |
| Volatile liabilities | $199,458,000 | 813 |
| Insider loans | $36,060,000 | 138 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $1,011,000 | 954 |
| Unused loan commitments | $90,688,000 | 1,113 |
| Tier 1 (core) risk-based capital | $46,008,000 | 1,358 |
| Tier 2 risk-based capital | $6,733,000 | 790 |
| Total risk weighted assets | $536,941,000 | 873 |
| Total unused commitments | $90,688,000 | 1,113 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 165 | 1,044 |
| Assets and Liabilities | ||
| Total Assets: | $637,780,000 | 1,016 |
| Cash and due from depository institutions | $14,444,000 | 1,044 |
| Interest-bearing balances | $3,119,000 | 1,370 |
| Securities | $42,359,000 | 2,691 |
| Federal funds sold & reverse repurchase agreements | $11,919,000 | 1,171 |
| Net loans & leases | $544,304,000 | 819 |
| Loan loss allowance | $8,011,000 | 653 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $11,914,000 | 949 |
| Other real estate owned | $0 | 1,044 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $12,840,000 | 1,407 |
| Life insurance assets | $4,825,000 | 1,146 |
| Total liabilities and capital | $637,780,000 | 1,016 |
| Total liabilities | $591,843,000 | 993 |
| Total deposits | $569,159,000 | 878 |
| Interest-bearing deposits | $512,269,000 | 839 |
| Deposits held in domestic offices | $569,159,000 | 876 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,010,000 | 879 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,674,000 | 997 |
| Total equity capital | $45,937,000 | 1,425 |
| Total bank equity capital | $45,937,000 | 1,425 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,817,000 | 1,528 |
| Surplus | $35,016,000 | 829 |
| Undivided profits | $8,104,000 | 3,573 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $374,000 | 4,401 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,290,000 | 1,195 |
| Earning assets | $601,701,000 | 985 |
| Long-term assets (5+ years) | $140,056,000 | 779 |
| Average Assets, year-to-date | $595,150,000 | 1,050 |
| Average Assets, quarterly | $628,030,500 | 1,019 |
| Volatile liabilities | $185,323,000 | 870 |
| Insider loans | $37,061,000 | 136 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $1,129,000 | 885 |
| Unused loan commitments | $78,181,000 | 1,295 |
| Tier 1 (core) risk-based capital | $46,073,000 | 1,340 |
| Tier 2 risk-based capital | $6,364,000 | 830 |
| Total risk weighted assets | $506,473,000 | 920 |
| Total unused commitments | $78,181,000 | 1,296 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 179 | 949 |
| Assets and Liabilities | ||
| Total Assets: | $618,281,000 | 1,038 |
| Cash and due from depository institutions | $14,686,000 | 949 |
| Interest-bearing balances | $1,348,000 | 2,175 |
| Securities | $44,137,000 | 2,598 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $535,785,000 | 821 |
| Loan loss allowance | $7,969,000 | 642 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $10,701,000 | 1,071 |
| Other real estate owned | $0 | 949 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $12,972,000 | 1,372 |
| Life insurance assets | $4,783,000 | 1,129 |
| Total liabilities and capital | $618,281,000 | 1,038 |
| Total liabilities | $573,677,000 | 1,009 |
| Total deposits | $536,389,000 | 918 |
| Interest-bearing deposits | $468,250,000 | 901 |
| Deposits held in domestic offices | $536,389,000 | 917 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,851,000 | 612 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,437,000 | 1,406 |
| Total equity capital | $44,604,000 | 1,406 |
| Total bank equity capital | $44,604,000 | 1,406 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,817,000 | 1,520 |
| Surplus | $35,016,000 | 815 |
| Undivided profits | $6,771,000 | 3,868 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $91,000 | 6,150 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,729,000 | 1,303 |
| Earning assets | $581,270,000 | 1,003 |
| Long-term assets (5+ years) | $142,238,000 | 767 |
| Average Assets, year-to-date | $580,940,000 | 1,077 |
| Average Assets, quarterly | $596,448,500 | 1,062 |
| Volatile liabilities | $200,563,000 | 800 |
| Insider loans | $27,553,000 | 193 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $4,504,000 | 422 |
| Unused loan commitments | $115,985,000 | 930 |
| Tier 1 (core) risk-based capital | $44,857,000 | 1,341 |
| Tier 2 risk-based capital | $6,170,000 | 841 |
| Total risk weighted assets | $492,116,000 | 935 |
| Total unused commitments | $115,985,000 | 930 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 168 | 999 |
| Assets and Liabilities | ||
| Total Assets: | $574,616,000 | 1,092 |
| Cash and due from depository institutions | $13,565,000 | 999 |
| Interest-bearing balances | $1,607,000 | 2,113 |
| Securities | $48,210,000 | 2,436 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $491,343,000 | 877 |
| Loan loss allowance | $7,256,000 | 690 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,679,000 | 1,155 |
| Other real estate owned | $204,000 | 999 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $11,615,000 | 1,476 |
| Life insurance assets | $4,736,000 | 1,111 |
| Total liabilities and capital | $574,616,000 | 1,092 |
| Total liabilities | $531,177,000 | 1,067 |
| Total deposits | $505,992,000 | 964 |
| Interest-bearing deposits | $444,620,000 | 926 |
| Deposits held in domestic offices | $505,992,000 | 962 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,589,000 | 760 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,596,000 | 1,112 |
| Total equity capital | $43,439,000 | 1,424 |
| Total bank equity capital | $43,439,000 | 1,424 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,817,000 | 1,507 |
| Surplus | $35,016,000 | 793 |
| Undivided profits | $5,606,000 | 4,311 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $214,000 | 5,132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,731,000 | 1,226 |
| Earning assets | $541,160,000 | 1,063 |
| Long-term assets (5+ years) | $135,150,000 | 786 |
| Average Assets, year-to-date | $562,269,500 | 1,110 |
| Average Assets, quarterly | $562,269,500 | 1,110 |
| Volatile liabilities | $174,411,000 | 860 |
| Insider loans | $23,078,000 | 231 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $3,441,000 | 426 |
| Unused loan commitments | $119,388,000 | 890 |
| Tier 1 (core) risk-based capital | $43,756,000 | 1,335 |
| Tier 2 risk-based capital | $5,715,000 | 880 |
| Total risk weighted assets | $455,634,000 | 982 |
| Total unused commitments | $119,388,000 | 890 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 164 | 1,016 |
| Assets and Liabilities | ||
| Total Assets: | $549,923,000 | 1,127 |
| Cash and due from depository institutions | $12,780,000 | 1,016 |
| Interest-bearing balances | $1,618,000 | 2,137 |
| Securities | $48,324,000 | 2,443 |
| Federal funds sold & reverse repurchase agreements | $10,633,000 | 1,295 |
| Net loans & leases | $458,094,000 | 920 |
| Loan loss allowance | $6,907,000 | 709 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $9,263,000 | 1,197 |
| Other real estate owned | $204,000 | 1,016 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $10,625,000 | 1,585 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $549,923,000 | 1,127 |
| Total liabilities | $506,931,000 | 1,106 |
| Total deposits | $484,552,000 | 991 |
| Interest-bearing deposits | $428,265,000 | 951 |
| Deposits held in domestic offices | $484,552,000 | 989 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,536,000 | 817 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,843,000 | 1,263 |
| Total equity capital | $42,992,000 | 1,410 |
| Total bank equity capital | $42,992,000 | 1,410 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,817,000 | 1,493 |
| Surplus | $35,016,000 | 772 |
| Undivided profits | $5,159,000 | 4,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $130,000 | 5,918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,354,000 | 1,462 |
| Earning assets | $518,669,000 | 1,097 |
| Long-term assets (5+ years) | $132,402,000 | 784 |
| Average Assets, year-to-date | $496,317,800 | 1,192 |
| Average Assets, quarterly | $536,483,500 | 1,143 |
| Volatile liabilities | $165,766,000 | 895 |
| Insider loans | $21,868,000 | 234 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $1,507,000 | 699 |
| Unused loan commitments | $97,623,000 | 1,027 |
| Tier 1 (core) risk-based capital | $43,091,000 | 1,327 |
| Tier 2 risk-based capital | $5,346,000 | 913 |
| Total risk weighted assets | $425,461,000 | 1,042 |
| Total unused commitments | $97,623,000 | 1,027 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 143 | 1,177 |
| Assets and Liabilities | ||
| Total Assets: | $523,044,000 | 1,166 |
| Cash and due from depository institutions | $13,796,000 | 1,177 |
| Interest-bearing balances | $1,474,000 | 2,299 |
| Securities | $28,514,000 | 3,671 |
| Federal funds sold & reverse repurchase agreements | $21,689,000 | 614 |
| Net loans & leases | $439,753,000 | 934 |
| Loan loss allowance | $7,262,000 | 675 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $9,104,000 | 1,177 |
| Other real estate owned | $204,000 | 1,177 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $9,984,000 | 1,627 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $523,044,000 | 1,166 |
| Total liabilities | $481,339,000 | 1,142 |
| Total deposits | $463,724,000 | 1,014 |
| Interest-bearing deposits | $395,331,000 | 1,003 |
| Deposits held in domestic offices | $463,724,000 | 1,011 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,033,000 | 933 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,582,000 | 1,316 |
| Total equity capital | $41,705,000 | 1,434 |
| Total bank equity capital | $41,705,000 | 1,434 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,554,000 | 1,556 |
| Surplus | $35,202,000 | 746 |
| Undivided profits | $3,949,000 | 5,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $158,000 | 5,767 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,869,000 | 1,810 |
| Earning assets | $491,430,000 | 1,130 |
| Long-term assets (5+ years) | $126,576,000 | 814 |
| Average Assets, year-to-date | $482,916,500 | 1,220 |
| Average Assets, quarterly | $508,972,000 | 1,182 |
| Volatile liabilities | $154,310,000 | 907 |
| Insider loans | $23,290,000 | 215 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $1,694,000 | 745 |
| Unused loan commitments | $97,108,000 | 1,010 |
| Tier 1 (core) risk-based capital | $41,820,000 | 1,348 |
| Tier 2 risk-based capital | $5,148,000 | 922 |
| Total risk weighted assets | $409,653,000 | 1,050 |
| Total unused commitments | $97,108,000 | 1,012 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 134 | 1,264 |
| Assets and Liabilities | ||
| Total Assets: | $494,900,000 | 1,206 |
| Cash and due from depository institutions | $16,205,000 | 1,264 |
| Interest-bearing balances | $1,689,000 | 2,171 |
| Securities | $21,957,000 | 4,379 |
| Federal funds sold & reverse repurchase agreements | $4,620,000 | 2,231 |
| Net loans & leases | $434,008,000 | 924 |
| Loan loss allowance | $7,166,000 | 664 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,543,000 | 1,237 |
| Other real estate owned | $0 | 1,264 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $9,567,000 | 1,634 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $494,900,000 | 1,206 |
| Total liabilities | $453,890,000 | 1,180 |
| Total deposits | $438,986,000 | 1,038 |
| Interest-bearing deposits | $376,481,000 | 1,021 |
| Deposits held in domestic offices | $438,986,000 | 1,036 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,150,000 | 1,027 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,754,000 | 1,526 |
| Total equity capital | $41,010,000 | 1,428 |
| Total bank equity capital | $41,010,000 | 1,428 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,554,000 | 1,537 |
| Surplus | $35,202,000 | 725 |
| Undivided profits | $3,254,000 | 5,563 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $416,000 | 4,028 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,782,000 | 1,716 |
| Earning assets | $462,274,000 | 1,179 |
| Long-term assets (5+ years) | $121,322,000 | 840 |
| Average Assets, year-to-date | $469,540,670 | 1,250 |
| Average Assets, quarterly | $483,341,000 | 1,225 |
| Volatile liabilities | $141,014,000 | 955 |
| Insider loans | $23,955,000 | 197 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $2,591,000 | 630 |
| Unused loan commitments | $87,941,000 | 1,056 |
| Tier 1 (core) risk-based capital | $41,173,000 | 1,331 |
| Tier 2 risk-based capital | $5,016,000 | 930 |
| Total risk weighted assets | $399,139,000 | 1,062 |
| Total unused commitments | $87,941,000 | 1,056 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 116 | 1,463 |
| Assets and Liabilities | ||
| Total Assets: | $471,782,000 | 1,255 |
| Cash and due from depository institutions | $14,544,000 | 1,463 |
| Interest-bearing balances | $1,816,000 | 2,116 |
| Securities | $22,278,000 | 4,417 |
| Federal funds sold & reverse repurchase agreements | $7,024,000 | 1,739 |
| Net loans & leases | $412,771,000 | 951 |
| Loan loss allowance | $6,825,000 | 694 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,740,000 | 1,353 |
| Other real estate owned | $0 | 1,463 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $7,425,000 | 1,988 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $471,782,000 | 1,255 |
| Total liabilities | $431,903,000 | 1,229 |
| Total deposits | $415,700,000 | 1,081 |
| Interest-bearing deposits | $358,110,000 | 1,068 |
| Deposits held in domestic offices | $415,700,000 | 1,078 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,209,000 | 957 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,994,000 | 1,418 |
| Total equity capital | $39,879,000 | 1,429 |
| Total bank equity capital | $39,879,000 | 1,429 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,552,000 | 1,537 |
| Surplus | $35,185,000 | 707 |
| Undivided profits | $2,142,000 | 6,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $304,000 | 4,687 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,578,000 | 1,917 |
| Earning assets | $443,889,000 | 1,212 |
| Long-term assets (5+ years) | $114,636,000 | 907 |
| Average Assets, year-to-date | $456,861,000 | 1,273 |
| Average Assets, quarterly | $456,861,000 | 1,273 |
| Volatile liabilities | $132,368,000 | 955 |
| Insider loans | $25,076,000 | 178 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $2,039,000 | 636 |
| Unused loan commitments | $84,248,000 | 1,080 |
| Tier 1 (core) risk-based capital | $40,083,000 | 1,346 |
| Tier 2 risk-based capital | $4,755,000 | 969 |
| Total risk weighted assets | $378,306,000 | 1,099 |
| Total unused commitments | $84,248,000 | 1,080 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 111 | 1,547 |
| Assets and Liabilities | ||
| Total Assets: | $441,940,000 | 1,324 |
| Cash and due from depository institutions | $11,194,000 | 1,547 |
| Interest-bearing balances | $1,562,000 | 2,316 |
| Securities | $22,456,000 | 4,433 |
| Federal funds sold & reverse repurchase agreements | $2,144,000 | 3,789 |
| Net loans & leases | $391,805,000 | 995 |
| Loan loss allowance | $6,394,000 | 746 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,098,000 | 1,447 |
| Other real estate owned | $0 | 1,547 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $7,243,000 | 2,001 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $441,940,000 | 1,324 |
| Total liabilities | $402,864,000 | 1,306 |
| Total deposits | $386,241,000 | 1,159 |
| Interest-bearing deposits | $331,264,000 | 1,159 |
| Deposits held in domestic offices | $386,241,000 | 1,156 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,507,000 | 924 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,116,000 | 1,842 |
| Total equity capital | $39,076,000 | 1,463 |
| Total bank equity capital | $39,076,000 | 1,463 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,552,000 | 1,519 |
| Surplus | $35,185,000 | 703 |
| Undivided profits | $1,339,000 | 7,048 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $359,000 | 4,415 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,500,000 | 1,976 |
| Earning assets | $417,967,000 | 1,285 |
| Long-term assets (5+ years) | $107,011,000 | 990 |
| Average Assets, year-to-date | $400,075,600 | 1,412 |
| Average Assets, quarterly | $438,811,000 | 1,313 |
| Volatile liabilities | $122,775,000 | 1,001 |
| Insider loans | $23,870,000 | 185 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $1,285,000 | 772 |
| Unused loan commitments | $86,950,000 | 1,031 |
| Tier 1 (core) risk-based capital | $39,176,000 | 1,368 |
| Tier 2 risk-based capital | $4,542,000 | 1,008 |
| Total risk weighted assets | $361,541,000 | 1,144 |
| Total unused commitments | $86,950,000 | 1,031 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 101 | 1,686 |
| Assets and Liabilities | ||
| Total Assets: | $435,682,000 | 1,318 |
| Cash and due from depository institutions | $12,644,000 | 1,686 |
| Interest-bearing balances | $1,012,000 | 2,837 |
| Securities | $21,573,000 | 4,507 |
| Federal funds sold & reverse repurchase agreements | $9,048,000 | 1,259 |
| Net loans & leases | $379,283,000 | 1,004 |
| Loan loss allowance | $5,814,000 | 812 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,369,000 | 1,595 |
| Other real estate owned | $0 | 1,686 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $6,765,000 | 2,064 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $435,682,000 | 1,318 |
| Total liabilities | $396,794,000 | 1,302 |
| Total deposits | $380,668,000 | 1,163 |
| Interest-bearing deposits | $333,769,000 | 1,137 |
| Deposits held in domestic offices | $380,668,000 | 1,159 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,110,000 | 926 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,016,000 | 1,907 |
| Total equity capital | $38,888,000 | 1,451 |
| Total bank equity capital | $38,888,000 | 1,451 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,320,000 | 1,659 |
| Surplus | $35,419,000 | 684 |
| Undivided profits | $1,149,000 | 7,280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $137,000 | 6,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,261,000 | 2,467 |
| Earning assets | $410,916,000 | 1,277 |
| Long-term assets (5+ years) | $112,773,000 | 933 |
| Average Assets, year-to-date | $389,609,500 | 1,445 |
| Average Assets, quarterly | $417,282,000 | 1,369 |
| Volatile liabilities | $132,018,000 | 909 |
| Insider loans | $19,643,000 | 237 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $2,744,000 | 506 |
| Unused loan commitments | $75,756,000 | 1,141 |
| Tier 1 (core) risk-based capital | $38,919,000 | 1,353 |
| Tier 2 risk-based capital | $4,512,000 | 1,006 |
| Total risk weighted assets | $359,680,000 | 1,116 |
| Total unused commitments | $75,756,000 | 1,142 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 104 | 1,649 |
| Assets and Liabilities | ||
| Total Assets: | $398,882,000 | 1,433 |
| Cash and due from depository institutions | $11,395,000 | 1,649 |
| Interest-bearing balances | $1,014,000 | 2,849 |
| Securities | $21,325,000 | 4,618 |
| Federal funds sold & reverse repurchase agreements | $10,302,000 | 1,057 |
| Net loans & leases | $343,325,000 | 1,071 |
| Loan loss allowance | $5,219,000 | 900 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,936,000 | 1,694 |
| Other real estate owned | $0 | 1,649 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $6,599,000 | 2,096 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $398,882,000 | 1,433 |
| Total liabilities | $370,596,000 | 1,394 |
| Total deposits | $353,911,000 | 1,244 |
| Interest-bearing deposits | $307,853,000 | 1,228 |
| Deposits held in domestic offices | $353,911,000 | 1,240 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,984,000 | 908 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,701,000 | 2,021 |
| Total equity capital | $28,286,000 | 1,940 |
| Total bank equity capital | $28,286,000 | 1,940 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,320,000 | 1,664 |
| Surplus | $25,419,000 | 890 |
| Undivided profits | $547,000 | 7,724 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $62,000 | 6,976 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,299,000 | 2,247 |
| Earning assets | $375,966,000 | 1,385 |
| Long-term assets (5+ years) | $139,976,000 | 780 |
| Average Assets, year-to-date | $374,252,000 | 1,502 |
| Average Assets, quarterly | $386,609,000 | 1,464 |
| Volatile liabilities | $125,679,000 | 918 |
| Insider loans | $18,525,000 | 241 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $1,308,000 | 793 |
| Unused loan commitments | $74,061,000 | 1,130 |
| Tier 1 (core) risk-based capital | $28,409,000 | 1,859 |
| Tier 2 risk-based capital | $4,141,000 | 1,072 |
| Total risk weighted assets | $330,184,000 | 1,189 |
| Total unused commitments | $74,061,000 | 1,130 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 98 | 1,739 |
| Assets and Liabilities | ||
| Total Assets: | $374,336,000 | 1,517 |
| Cash and due from depository institutions | $10,057,000 | 1,739 |
| Interest-bearing balances | $1,021,000 | 3,045 |
| Securities | $23,624,000 | 4,307 |
| Federal funds sold & reverse repurchase agreements | $11,641,000 | 1,268 |
| Net loans & leases | $316,917,000 | 1,143 |
| Loan loss allowance | $4,683,000 | 981 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,208,000 | 1,589 |
| Other real estate owned | $0 | 1,739 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $5,889,000 | 2,186 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $374,336,000 | 1,517 |
| Total liabilities | $346,305,000 | 1,466 |
| Total deposits | $330,004,000 | 1,347 |
| Interest-bearing deposits | $285,991,000 | 1,322 |
| Deposits held in domestic offices | $330,004,000 | 1,345 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,619,000 | 866 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $113,000 | 5,552 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,569,000 | 2,338 |
| Total equity capital | $28,031,000 | 1,995 |
| Total bank equity capital | $28,031,000 | 1,995 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,320,000 | 1,658 |
| Surplus | $25,419,000 | 878 |
| Undivided profits | $292,000 | 8,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $324,000 | 4,993 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,163,000 | 2,456 |
| Earning assets | $353,203,000 | 1,472 |
| Long-term assets (5+ years) | $121,932,000 | 881 |
| Average Assets, year-to-date | $361,937,000 | 1,557 |
| Average Assets, quarterly | $361,937,000 | 1,557 |
| Volatile liabilities | $113,227,000 | 980 |
| Insider loans | $18,885,000 | 228 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $2,461,000 | 628 |
| Unused loan commitments | $75,263,000 | 1,093 |
| Tier 1 (core) risk-based capital | $28,005,000 | 1,854 |
| Tier 2 risk-based capital | $3,836,000 | 1,146 |
| Total risk weighted assets | $306,037,000 | 1,255 |
| Total unused commitments | $75,263,000 | 1,097 |
| Derivatives | $7,638,000 | 430 |
| 2003-12-31 | Rank | |
| # of Employees: | 98 | 1,769 |
| Assets and Liabilities | ||
| Total Assets: | $349,538,000 | 1,616 |
| Cash and due from depository institutions | $9,172,000 | 1,769 |
| Interest-bearing balances | $992,000 | 2,972 |
| Securities | $22,191,000 | 4,534 |
| Federal funds sold & reverse repurchase agreements | $14,574,000 | 800 |
| Net loans & leases | $292,224,000 | 1,214 |
| Loan loss allowance | $4,457,000 | 1,038 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,654,000 | 1,749 |
| Other real estate owned | $0 | 1,769 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $5,723,000 | 2,248 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $349,538,000 | 1,616 |
| Total liabilities | $321,873,000 | 1,590 |
| Total deposits | $302,375,000 | 1,477 |
| Interest-bearing deposits | $263,096,000 | 1,447 |
| Deposits held in domestic offices | $302,375,000 | 1,475 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,953,000 | 818 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,545,000 | 1,554 |
| Total equity capital | $27,665,000 | 1,983 |
| Total bank equity capital | $27,665,000 | 1,983 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,320,000 | 1,665 |
| Surplus | $25,419,000 | 868 |
| Undivided profits | $-74,000 | 8,517 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $464,000 | 4,269 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,127,000 | 2,672 |
| Earning assets | $329,981,000 | 1,573 |
| Long-term assets (5+ years) | $108,234,000 | 1,011 |
| Average Assets, year-to-date | $306,265,600 | 1,769 |
| Average Assets, quarterly | $338,264,000 | 1,647 |
| Volatile liabilities | $108,527,000 | 1,023 |
| Insider loans | $18,837,000 | 227 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $756,000 | 989 |
| Unused loan commitments | $75,495,000 | 1,064 |
| Tier 1 (core) risk-based capital | $27,646,000 | 1,867 |
| Tier 2 risk-based capital | $3,562,000 | 1,247 |
| Total risk weighted assets | $284,208,000 | 1,355 |
| Total unused commitments | $75,495,000 | 1,065 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 92 | 1,900 |
| Assets and Liabilities | ||
| Total Assets: | $326,990,000 | 1,726 |
| Cash and due from depository institutions | $14,450,000 | 1,900 |
| Interest-bearing balances | $902,000 | 3,202 |
| Securities | $29,273,000 | 3,704 |
| Federal funds sold & reverse repurchase agreements | $11,847,000 | 1,218 |
| Net loans & leases | $261,006,000 | 1,375 |
| Loan loss allowance | $3,849,000 | 1,209 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,922,000 | 1,990 |
| Other real estate owned | $0 | 1,900 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $5,492,000 | 2,319 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $326,990,000 | 1,726 |
| Total liabilities | $299,933,000 | 1,698 |
| Total deposits | $281,181,000 | 1,593 |
| Interest-bearing deposits | $244,337,000 | 1,568 |
| Deposits held in domestic offices | $281,181,000 | 1,590 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,204,000 | 828 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,548,000 | 1,614 |
| Total equity capital | $27,057,000 | 2,035 |
| Total bank equity capital | $27,057,000 | 2,035 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,320,000 | 1,664 |
| Surplus | $25,419,000 | 870 |
| Undivided profits | $-682,000 | 8,797 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,000 | 7,576 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $953,000 | 3,295 |
| Earning assets | $303,028,000 | 1,710 |
| Long-term assets (5+ years) | $84,604,000 | 1,258 |
| Average Assets, year-to-date | $295,447,500 | 1,852 |
| Average Assets, quarterly | $316,595,500 | 1,771 |
| Volatile liabilities | $95,420,000 | 1,112 |
| Insider loans | $22,588,000 | 184 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $1,898,000 | 875 |
| Unused loan commitments | $72,710,000 | 1,115 |
| Tier 1 (core) risk-based capital | $27,030,000 | 1,913 |
| Tier 2 risk-based capital | $3,229,000 | 1,363 |
| Total risk weighted assets | $257,718,000 | 1,493 |
| Total unused commitments | $72,710,000 | 1,117 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 89 | 1,967 |
| Assets and Liabilities | ||
| Total Assets: | $306,201,000 | 1,821 |
| Cash and due from depository institutions | $3,548,000 | 1,967 |
| Interest-bearing balances | $945,000 | 3,297 |
| Securities | $34,903,000 | 3,198 |
| Federal funds sold & reverse repurchase agreements | $25,137,000 | 619 |
| Net loans & leases | $233,741,000 | 1,530 |
| Loan loss allowance | $3,220,000 | 1,418 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,477,000 | 2,128 |
| Other real estate owned | $0 | 1,967 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,395,000 | 2,654 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $306,201,000 | 1,821 |
| Total liabilities | $279,583,000 | 1,802 |
| Total deposits | $262,395,000 | 1,705 |
| Interest-bearing deposits | $230,018,000 | 1,651 |
| Deposits held in domestic offices | $262,395,000 | 1,699 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,986,000 | 802 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,202,000 | 2,922 |
| Total equity capital | $26,618,000 | 2,062 |
| Total bank equity capital | $26,618,000 | 2,062 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,320,000 | 1,658 |
| Surplus | $25,419,000 | 852 |
| Undivided profits | $-1,121,000 | 8,957 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 7,997 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $988,000 | 3,045 |
| Earning assets | $294,726,000 | 1,738 |
| Long-term assets (5+ years) | $64,723,000 | 1,487 |
| Average Assets, year-to-date | $284,933,330 | 1,913 |
| Average Assets, quarterly | $294,338,500 | 1,879 |
| Volatile liabilities | $89,455,000 | 1,164 |
| Insider loans | $22,161,000 | 181 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $7,007,000 | 585 |
| Unused loan commitments | $67,547,000 | 1,135 |
| Tier 1 (core) risk-based capital | $26,545,000 | 1,903 |
| Tier 2 risk-based capital | $2,845,000 | 1,487 |
| Total risk weighted assets | $227,203,000 | 1,646 |
| Total unused commitments | $67,547,000 | 1,143 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 81 | 2,138 |
| Assets and Liabilities | ||
| Total Assets: | $282,476,000 | 1,932 |
| Cash and due from depository institutions | $3,859,000 | 2,138 |
| Interest-bearing balances | $1,005,000 | 3,181 |
| Securities | $27,742,000 | 3,745 |
| Federal funds sold & reverse repurchase agreements | $27,386,000 | 589 |
| Net loans & leases | $215,536,000 | 1,630 |
| Loan loss allowance | $2,720,000 | 1,646 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,104,000 | 2,320 |
| Other real estate owned | $0 | 2,138 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,849,000 | 2,884 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $282,476,000 | 1,932 |
| Total liabilities | $256,323,000 | 1,923 |
| Total deposits | $238,825,000 | 1,836 |
| Interest-bearing deposits | $207,469,000 | 1,840 |
| Deposits held in domestic offices | $238,825,000 | 1,833 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,552,000 | 762 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $946,000 | 3,456 |
| Total equity capital | $26,153,000 | 2,040 |
| Total bank equity capital | $26,153,000 | 2,040 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,320,000 | 1,669 |
| Surplus | $25,419,000 | 840 |
| Undivided profits | $-1,586,000 | 9,081 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 7,851 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $802,000 | 3,714 |
| Earning assets | $271,669,000 | 1,839 |
| Long-term assets (5+ years) | $48,487,000 | 1,804 |
| Average Assets, year-to-date | $274,299,500 | 1,969 |
| Average Assets, quarterly | $274,299,500 | 1,969 |
| Volatile liabilities | $82,141,000 | 1,219 |
| Insider loans | $21,037,000 | 195 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $10,295,000 | 402 |
| Unused loan commitments | $54,084,000 | 1,305 |
| Tier 1 (core) risk-based capital | $26,097,000 | 1,906 |
| Tier 2 risk-based capital | $2,602,000 | 1,581 |
| Total risk weighted assets | $208,020,000 | 1,743 |
| Total unused commitments | $54,084,000 | 1,316 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 72 | 2,383 |
| Assets and Liabilities | ||
| Total Assets: | $266,123,000 | 2,019 |
| Cash and due from depository institutions | $11,001,000 | 2,383 |
| Interest-bearing balances | $1,001,000 | 3,093 |
| Securities | $36,761,000 | 3,006 |
| Federal funds sold & reverse repurchase agreements | $19,017,000 | 735 |
| Net loans & leases | $191,679,000 | 1,781 |
| Loan loss allowance | $2,375,000 | 1,808 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,019,000 | 2,338 |
| Other real estate owned | $0 | 2,383 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,646,000 | 2,972 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $266,123,000 | 2,019 |
| Total liabilities | $240,391,000 | 2,013 |
| Total deposits | $214,894,000 | 2,008 |
| Interest-bearing deposits | $187,534,000 | 1,998 |
| Deposits held in domestic offices | $214,894,000 | 2,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,578,000 | 631 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $919,000 | 3,584 |
| Total equity capital | $25,732,000 | 2,045 |
| Total bank equity capital | $25,732,000 | 2,045 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,320,000 | 1,661 |
| Surplus | $25,419,000 | 817 |
| Undivided profits | $-2,007,000 | 9,179 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 7,989 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $748,000 | 4,140 |
| Earning assets | $248,458,000 | 1,974 |
| Long-term assets (5+ years) | $48,298,000 | 1,769 |
| Average Assets, year-to-date | $205,630,400 | 2,488 |
| Average Assets, quarterly | $246,929,000 | 2,140 |
| Volatile liabilities | $84,112,000 | 1,185 |
| Insider loans | $20,211,000 | 194 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $7,317,000 | 557 |
| Unused loan commitments | $45,743,000 | 1,447 |
| Tier 1 (core) risk-based capital | $25,687,000 | 1,897 |
| Tier 2 risk-based capital | $2,309,000 | 1,721 |
| Total risk weighted assets | $184,694,000 | 1,914 |
| Total unused commitments | $45,743,000 | 1,448 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 57 | 2,963 |
| Assets and Liabilities | ||
| Total Assets: | $155,560,000 | 3,166 |
| Cash and due from depository institutions | $7,109,000 | 2,963 |
| Interest-bearing balances | $2,271,000 | 2,130 |
| Securities | $12,979,000 | 5,790 |
| Federal funds sold & reverse repurchase agreements | $6,757,000 | 2,150 |
| Net loans & leases | $117,239,000 | 2,730 |
| Loan loss allowance | $1,426,000 | 2,709 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,819,000 | 2,374 |
| Other real estate owned | $0 | 2,963 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $7,657,000 | 1,543 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $155,560,000 | 3,166 |
| Total liabilities | $141,399,000 | 3,131 |
| Total deposits | $128,335,000 | 3,143 |
| Interest-bearing deposits | $110,744,000 | 3,101 |
| Deposits held in domestic offices | $128,335,000 | 3,138 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,551,000 | 954 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $513,000 | 5,353 |
| Total equity capital | $14,161,000 | 3,358 |
| Total bank equity capital | $14,161,000 | 3,358 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,600,000 | 2,195 |
| Surplus | $15,405,000 | 1,181 |
| Undivided profits | $-2,844,000 | 9,486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $424,000 | 6,492 |
| Earning assets | $139,246,000 | 3,215 |
| Long-term assets (5+ years) | $26,098,000 | 2,764 |
| Average Assets, year-to-date | $113,105,800 | 4,000 |
| Average Assets, quarterly | $144,610,500 | 3,331 |
| Volatile liabilities | $41,254,000 | 2,070 |
| Insider loans | $18,396,000 | 209 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $27,446,000 | 2,001 |
| Tier 1 (core) risk-based capital | $14,158,000 | 3,230 |
| Tier 2 risk-based capital | $1,426,000 | 2,513 |
| Total risk weighted assets | $120,611,000 | 2,755 |
| Total unused commitments | $27,446,000 | 2,008 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 25 | 5,727 |
| Assets and Liabilities | ||
| Total Assets: | $76,794,000 | 5,332 |
| Cash and due from depository institutions | $2,844,000 | 5,727 |
| Interest-bearing balances | $71,000 | 5,126 |
| Securities | $23,422,000 | 4,129 |
| Federal funds sold & reverse repurchase agreements | $4,797,000 | 2,464 |
| Net loans & leases | $41,783,000 | 5,775 |
| Loan loss allowance | $636,000 | 4,903 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,282,000 | 3,622 |
| Other real estate owned | $0 | 5,727 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,666,000 | 4,482 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,794,000 | 5,332 |
| Total liabilities | $66,734,000 | 5,452 |
| Total deposits | $62,900,000 | 5,382 |
| Interest-bearing deposits | $55,444,000 | 5,276 |
| Deposits held in domestic offices | $62,900,000 | 5,377 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,488,000 | 1,865 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $346,000 | 6,907 |
| Total equity capital | $10,060,000 | 4,372 |
| Total bank equity capital | $10,060,000 | 4,372 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,200,000 | 2,695 |
| Surplus | $10,800,000 | 1,554 |
| Undivided profits | $-1,940,000 | 9,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $192,000 | 8,041 |
| Earning assets | $70,073,000 | 5,358 |
| Long-term assets (5+ years) | $7,158,000 | 5,301 |
| Average Assets, year-to-date | $53,508,250 | 6,436 |
| Average Assets, quarterly | $69,102,500 | 5,687 |
| Volatile liabilities | $14,802,000 | 4,500 |
| Insider loans | $16,333,000 | 236 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $10,824,000 | 3,556 |
| Tier 1 (core) risk-based capital | $10,049,000 | 4,264 |
| Tier 2 risk-based capital | $606,600 | 4,767 |
| Total risk weighted assets | $48,498,400 | 5,427 |
| Total unused commitments | $10,824,000 | 3,556 |
| Derivatives | $0 | 481 |