Home > CenterState Bank of Florida > Assets and Liabilities
CenterState Bank of Florida, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 58 | 2,976 |
| Assets and Liabilities | ||
| Total Assets: | $181,447,000 | 3,216 |
| Cash and due from depository institutions | $6,126,000 | 2,976 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $37,093,000 | 3,002 |
| Federal funds sold & reverse repurchase agreements | $10,683,000 | 1,288 |
| Net loans & leases | $112,082,000 | 3,406 |
| Loan loss allowance | $1,306,000 | 3,398 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $6,854,000 | 1,626 |
| Other real estate owned | $0 | 2,976 |
| Goodwill and other intangibles | $5,154,000 | 805 |
| All other assets | $3,455,000 | 3,736 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $181,447,000 | 3,216 |
| Total liabilities | $164,268,000 | 3,186 |
| Total deposits | $148,401,000 | 3,204 |
| Interest-bearing deposits | $99,877,000 | 3,812 |
| Deposits held in domestic offices | $148,401,000 | 3,200 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,087,000 | 1,373 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $8,780,000 | 666 |
| Total equity capital | $17,179,000 | 3,415 |
| Total bank equity capital | $17,179,000 | 3,415 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $5,000,000 | 839 |
| Surplus | $10,930,000 | 2,116 |
| Undivided profits | $1,249,000 | 6,955 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $231,000 | 5,102 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $797,000 | 4,191 |
| Earning assets | $159,858,000 | 3,307 |
| Long-term assets (5+ years) | $32,918,000 | 2,394 |
| Average Assets, year-to-date | $162,547,600 | 3,389 |
| Average Assets, quarterly | $177,542,000 | 3,242 |
| Volatile liabilities | $32,481,000 | 3,306 |
| Insider loans | $4,739,000 | 1,424 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $32,236,000 | 2,426 |
| Tier 1 (core) risk-based capital | $12,453,000 | 4,368 |
| Tier 2 risk-based capital | $1,306,000 | 3,223 |
| Total risk weighted assets | $135,733,000 | 3,056 |
| Total unused commitments | $32,236,000 | 2,426 |
| Derivatives | $728,000 | 783 |
| 2005-09-30 | Rank | |
| # of Employees: | 57 | 2,996 |
| Assets and Liabilities | ||
| Total Assets: | $173,637,000 | 3,288 |
| Cash and due from depository institutions | $6,462,000 | 2,996 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $40,774,000 | 2,775 |
| Federal funds sold & reverse repurchase agreements | $6,066,000 | 1,963 |
| Net loans & leases | $106,641,000 | 3,484 |
| Loan loss allowance | $1,211,000 | 3,581 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,779,000 | 1,615 |
| Other real estate owned | $0 | 2,996 |
| Goodwill and other intangibles | $5,172,000 | 775 |
| All other assets | $1,743,000 | 5,385 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $173,637,000 | 3,288 |
| Total liabilities | $156,605,000 | 3,266 |
| Total deposits | $141,714,000 | 3,278 |
| Interest-bearing deposits | $102,282,000 | 3,695 |
| Deposits held in domestic offices | $141,714,000 | 3,274 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,314,000 | 1,460 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $8,577,000 | 656 |
| Total equity capital | $17,032,000 | 3,398 |
| Total bank equity capital | $17,032,000 | 3,398 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 810 |
| Surplus | $10,930,000 | 2,059 |
| Undivided profits | $1,102,000 | 7,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $77,000 | 6,523 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $720,000 | 4,496 |
| Earning assets | $153,481,000 | 3,380 |
| Long-term assets (5+ years) | $30,780,000 | 2,537 |
| Average Assets, year-to-date | $157,822,750 | 3,442 |
| Average Assets, quarterly | $171,340,000 | 3,286 |
| Volatile liabilities | $30,056,000 | 3,392 |
| Insider loans | $3,951,000 | 1,645 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $32,712,000 | 2,363 |
| Tier 1 (core) risk-based capital | $12,079,000 | 4,414 |
| Tier 2 risk-based capital | $1,211,000 | 3,383 |
| Total risk weighted assets | $131,006,000 | 3,087 |
| Total unused commitments | $32,712,000 | 2,366 |
| Derivatives | $735,000 | 774 |
| 2005-06-30 | Rank | |
| # of Employees: | 54 | 3,118 |
| Assets and Liabilities | ||
| Total Assets: | $169,043,000 | 3,294 |
| Cash and due from depository institutions | $5,232,000 | 3,118 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $35,745,000 | 3,126 |
| Federal funds sold & reverse repurchase agreements | $14,416,000 | 836 |
| Net loans & leases | $100,647,000 | 3,577 |
| Loan loss allowance | $1,104,000 | 3,752 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,104,000 | 1,747 |
| Other real estate owned | $0 | 3,118 |
| Goodwill and other intangibles | $5,190,000 | 766 |
| All other assets | $1,709,000 | 5,279 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $169,043,000 | 3,294 |
| Total liabilities | $152,329,000 | 3,267 |
| Total deposits | $138,648,000 | 3,286 |
| Interest-bearing deposits | $100,637,000 | 3,686 |
| Deposits held in domestic offices | $138,648,000 | 3,283 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,297,000 | 1,467 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $7,384,000 | 700 |
| Total equity capital | $16,714,000 | 3,402 |
| Total bank equity capital | $16,714,000 | 3,402 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 790 |
| Surplus | $10,930,000 | 2,004 |
| Undivided profits | $784,000 | 7,426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 6,607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $641,000 | 4,554 |
| Earning assets | $150,808,000 | 3,363 |
| Long-term assets (5+ years) | $22,608,000 | 3,104 |
| Average Assets, year-to-date | $152,551,330 | 3,520 |
| Average Assets, quarterly | $157,726,000 | 3,446 |
| Volatile liabilities | $28,667,000 | 3,410 |
| Insider loans | $3,401,000 | 1,831 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $23,813,000 | 2,852 |
| Tier 1 (core) risk-based capital | $11,724,000 | 4,442 |
| Tier 2 risk-based capital | $1,104,000 | 3,556 |
| Total risk weighted assets | $122,863,000 | 3,174 |
| Total unused commitments | $23,813,000 | 2,853 |
| Derivatives | $742,000 | 738 |
| 2005-03-31 | Rank | |
| # of Employees: | 52 | 3,204 |
| Assets and Liabilities | ||
| Total Assets: | $146,409,000 | 3,693 |
| Cash and due from depository institutions | $4,838,000 | 3,204 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $36,960,000 | 3,074 |
| Federal funds sold & reverse repurchase agreements | $2,312,000 | 3,808 |
| Net loans & leases | $90,004,000 | 3,851 |
| Loan loss allowance | $1,028,000 | 3,986 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,425,000 | 1,962 |
| Other real estate owned | $0 | 3,204 |
| Goodwill and other intangibles | $5,208,000 | 757 |
| All other assets | $1,662,000 | 5,360 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $146,409,000 | 3,693 |
| Total liabilities | $131,556,000 | 3,673 |
| Total deposits | $114,696,000 | 3,821 |
| Interest-bearing deposits | $86,619,000 | 4,154 |
| Deposits held in domestic offices | $114,696,000 | 3,818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,622,000 | 837 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $238,000 | 6,553 |
| Total equity capital | $14,853,000 | 3,681 |
| Total bank equity capital | $14,853,000 | 3,681 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 776 |
| Surplus | $9,430,000 | 2,221 |
| Undivided profits | $423,000 | 7,703 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $425,000 | 4,033 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $580,000 | 4,798 |
| Earning assets | $129,276,000 | 3,795 |
| Long-term assets (5+ years) | $20,965,000 | 3,341 |
| Average Assets, year-to-date | $144,305,500 | 3,704 |
| Average Assets, quarterly | $144,305,500 | 3,704 |
| Volatile liabilities | $34,656,000 | 2,889 |
| Insider loans | $3,090,000 | 1,962 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $22,954,000 | 2,853 |
| Tier 1 (core) risk-based capital | $9,984,000 | 4,949 |
| Tier 2 risk-based capital | $1,028,000 | 3,751 |
| Total risk weighted assets | $109,985,000 | 3,441 |
| Total unused commitments | $22,954,000 | 2,859 |
| Derivatives | $749,000 | 679 |
| 2004-12-31 | Rank | |
| # of Employees: | 49 | 3,389 |
| Assets and Liabilities | ||
| Total Assets: | $142,202,000 | 3,759 |
| Cash and due from depository institutions | $4,537,000 | 3,389 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $32,446,000 | 3,425 |
| Federal funds sold & reverse repurchase agreements | $8,506,000 | 1,368 |
| Net loans & leases | $85,011,000 | 3,989 |
| Loan loss allowance | $927,000 | 4,258 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,224,000 | 2,030 |
| Other real estate owned | $0 | 3,389 |
| Goodwill and other intangibles | $5,226,000 | 748 |
| All other assets | $1,252,000 | 6,007 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $142,202,000 | 3,759 |
| Total liabilities | $127,348,000 | 3,747 |
| Total deposits | $125,322,000 | 3,530 |
| Interest-bearing deposits | $87,931,000 | 4,095 |
| Deposits held in domestic offices | $125,322,000 | 3,527 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,777,000 | 2,355 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $249,000 | 6,407 |
| Total equity capital | $14,854,000 | 3,692 |
| Total bank equity capital | $14,854,000 | 3,692 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 762 |
| Surplus | $9,430,000 | 2,177 |
| Undivided profits | $424,000 | 7,860 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $427,000 | 4,088 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $492,000 | 5,390 |
| Earning assets | $125,963,000 | 3,857 |
| Long-term assets (5+ years) | $16,095,000 | 3,909 |
| Average Assets, year-to-date | $126,960,400 | 3,984 |
| Average Assets, quarterly | $134,457,500 | 3,889 |
| Volatile liabilities | $20,749,000 | 4,043 |
| Insider loans | $2,259,000 | 2,511 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $21,223,000 | 2,914 |
| Tier 1 (core) risk-based capital | $9,792,000 | 4,958 |
| Tier 2 risk-based capital | $927,000 | 3,998 |
| Total risk weighted assets | $103,881,000 | 3,561 |
| Total unused commitments | $21,223,000 | 2,916 |
| Derivatives | $756,000 | 646 |
| 2004-09-30 | Rank | |
| # of Employees: | 49 | 3,404 |
| Assets and Liabilities | ||
| Total Assets: | $126,713,000 | 4,074 |
| Cash and due from depository institutions | $4,021,000 | 3,404 |
| Interest-bearing balances | $558,000 | 3,402 |
| Securities | $32,474,000 | 3,417 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $78,452,000 | 4,171 |
| Loan loss allowance | $1,059,000 | 3,855 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,231,000 | 1,995 |
| Other real estate owned | $0 | 3,404 |
| Goodwill and other intangibles | $5,248,000 | 725 |
| All other assets | $1,287,000 | 5,956 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $126,713,000 | 4,074 |
| Total liabilities | $111,911,000 | 4,124 |
| Total deposits | $109,206,000 | 3,901 |
| Interest-bearing deposits | $83,975,000 | 4,188 |
| Deposits held in domestic offices | $109,206,000 | 3,898 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,394,000 | 2,221 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $311,000 | 6,133 |
| Total equity capital | $14,802,000 | 3,701 |
| Total bank equity capital | $14,802,000 | 3,701 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $5,000,000 | 748 |
| Surplus | $9,430,000 | 2,138 |
| Undivided profits | $372,000 | 7,993 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $209,000 | 5,567 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $476,000 | 5,668 |
| Earning assets | $111,484,000 | 4,217 |
| Long-term assets (5+ years) | $16,267,000 | 3,959 |
| Average Assets, year-to-date | $123,150,000 | 4,071 |
| Average Assets, quarterly | $130,244,000 | 3,960 |
| Volatile liabilities | $20,318,000 | 4,059 |
| Insider loans | $2,075,000 | 2,620 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $19,294,000 | 3,073 |
| Tier 1 (core) risk-based capital | $9,563,000 | 4,999 |
| Tier 2 risk-based capital | $1,059,000 | 3,620 |
| Total risk weighted assets | $93,495,000 | 3,812 |
| Total unused commitments | $19,294,000 | 3,076 |
| Derivatives | $763,000 | 656 |
| 2004-06-30 | Rank | |
| # of Employees: | 45 | 3,689 |
| Assets and Liabilities | ||
| Total Assets: | $133,775,000 | 3,899 |
| Cash and due from depository institutions | $3,718,000 | 3,689 |
| Interest-bearing balances | $556,000 | 3,444 |
| Securities | $27,137,000 | 3,946 |
| Federal funds sold & reverse repurchase agreements | $12,337,000 | 880 |
| Net loans & leases | $79,165,000 | 4,106 |
| Loan loss allowance | $995,000 | 4,023 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,808,000 | 2,110 |
| Other real estate owned | $0 | 3,689 |
| Goodwill and other intangibles | $5,269,000 | 702 |
| All other assets | $1,341,000 | 5,839 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $133,775,000 | 3,899 |
| Total liabilities | $119,234,000 | 3,919 |
| Total deposits | $111,115,000 | 3,846 |
| Interest-bearing deposits | $83,633,000 | 4,190 |
| Deposits held in domestic offices | $111,115,000 | 3,842 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,844,000 | 1,301 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $275,000 | 6,057 |
| Total equity capital | $14,541,000 | 3,636 |
| Total bank equity capital | $14,541,000 | 3,636 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,000,000 | 732 |
| Surplus | $9,430,000 | 2,104 |
| Undivided profits | $111,000 | 8,161 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $108,000 | 6,446 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $431,000 | 5,773 |
| Earning assets | $119,195,000 | 3,967 |
| Long-term assets (5+ years) | $19,010,000 | 3,728 |
| Average Assets, year-to-date | $121,962,330 | 4,114 |
| Average Assets, quarterly | $129,931,500 | 3,962 |
| Volatile liabilities | $23,988,000 | 3,532 |
| Insider loans | $2,527,000 | 2,234 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $15,751,000 | 3,478 |
| Tier 1 (core) risk-based capital | $9,384,000 | 5,001 |
| Tier 2 risk-based capital | $995,000 | 3,748 |
| Total risk weighted assets | $94,324,000 | 3,756 |
| Total unused commitments | $15,751,000 | 3,481 |
| Derivatives | $777,000 | 635 |
| 2004-03-31 | Rank | |
| # of Employees: | 42 | 3,881 |
| Assets and Liabilities | ||
| Total Assets: | $126,088,000 | 4,071 |
| Cash and due from depository institutions | $10,911,000 | 3,881 |
| Interest-bearing balances | $8,043,000 | 885 |
| Securities | $18,636,000 | 4,972 |
| Federal funds sold & reverse repurchase agreements | $10,819,000 | 1,346 |
| Net loans & leases | $74,413,000 | 4,203 |
| Loan loss allowance | $892,000 | 4,316 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,768,000 | 2,107 |
| Other real estate owned | $0 | 3,881 |
| Goodwill and other intangibles | $5,291,000 | 690 |
| All other assets | $1,250,000 | 5,866 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $126,088,000 | 4,071 |
| Total liabilities | $112,414,000 | 4,086 |
| Total deposits | $103,016,000 | 4,077 |
| Interest-bearing deposits | $82,322,000 | 4,269 |
| Deposits held in domestic offices | $103,016,000 | 4,073 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,147,000 | 1,131 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $251,000 | 6,592 |
| Total equity capital | $13,674,000 | 3,903 |
| Total bank equity capital | $13,674,000 | 3,903 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $5,000,000 | 725 |
| Surplus | $8,430,000 | 2,281 |
| Undivided profits | $244,000 | 8,200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 7,040 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $370,000 | 6,219 |
| Earning assets | $111,911,000 | 4,175 |
| Long-term assets (5+ years) | $17,712,000 | 3,845 |
| Average Assets, year-to-date | $116,056,000 | 4,302 |
| Average Assets, quarterly | $116,056,000 | 4,302 |
| Volatile liabilities | $24,058,000 | 3,444 |
| Insider loans | $2,643,000 | 2,118 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $14,348,000 | 3,609 |
| Tier 1 (core) risk-based capital | $8,158,000 | 5,452 |
| Tier 2 risk-based capital | $892,000 | 4,016 |
| Total risk weighted assets | $88,720,000 | 3,862 |
| Total unused commitments | $14,348,000 | 3,617 |
| Derivatives | $777,000 | 624 |
| 2003-12-31 | Rank | |
| # of Employees: | 42 | 3,887 |
| Assets and Liabilities | ||
| Total Assets: | $106,024,000 | 4,595 |
| Cash and due from depository institutions | $6,039,000 | 3,887 |
| Interest-bearing balances | $3,028,000 | 1,733 |
| Securities | $12,835,000 | 6,032 |
| Federal funds sold & reverse repurchase agreements | $3,927,000 | 2,781 |
| Net loans & leases | $71,828,000 | 4,285 |
| Loan loss allowance | $762,000 | 4,776 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,836,000 | 2,047 |
| Other real estate owned | $0 | 3,887 |
| Goodwill and other intangibles | $5,312,000 | 684 |
| All other assets | $1,247,000 | 5,913 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,024,000 | 4,595 |
| Total liabilities | $92,451,000 | 4,692 |
| Total deposits | $88,240,000 | 4,561 |
| Interest-bearing deposits | $69,207,000 | 4,834 |
| Deposits held in domestic offices | $88,240,000 | 4,558 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,993,000 | 1,773 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $218,000 | 6,828 |
| Total equity capital | $13,573,000 | 3,859 |
| Total bank equity capital | $13,573,000 | 3,859 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $5,000,000 | 728 |
| Surplus | $8,430,000 | 2,256 |
| Undivided profits | $143,000 | 8,300 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $79,000 | 6,945 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $361,000 | 6,445 |
| Earning assets | $91,618,000 | 4,792 |
| Long-term assets (5+ years) | $15,518,000 | 4,141 |
| Average Assets, year-to-date | $95,104,000 | 4,837 |
| Average Assets, quarterly | $103,674,500 | 4,645 |
| Volatile liabilities | $18,818,000 | 4,077 |
| Insider loans | $2,810,000 | 1,987 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $9,980,000 | 4,294 |
| Tier 1 (core) risk-based capital | $8,252,000 | 5,371 |
| Tier 2 risk-based capital | $762,000 | 4,482 |
| Total risk weighted assets | $82,086,000 | 4,077 |
| Total unused commitments | $9,980,000 | 4,296 |
| Derivatives | $848,000 | 576 |
| 2003-09-30 | Rank | |
| # of Employees: | 43 | 3,839 |
| Assets and Liabilities | ||
| Total Assets: | $101,325,000 | 4,738 |
| Cash and due from depository institutions | $5,679,000 | 3,839 |
| Interest-bearing balances | $2,670,000 | 2,041 |
| Securities | $15,592,000 | 5,433 |
| Federal funds sold & reverse repurchase agreements | $3,213,000 | 3,499 |
| Net loans & leases | $65,638,000 | 4,558 |
| Loan loss allowance | $743,000 | 4,856 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,581,000 | 2,123 |
| Other real estate owned | $0 | 3,839 |
| Goodwill and other intangibles | $5,337,000 | 687 |
| All other assets | $1,285,000 | 5,874 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,325,000 | 4,738 |
| Total liabilities | $87,880,000 | 4,823 |
| Total deposits | $83,543,000 | 4,729 |
| Interest-bearing deposits | $64,030,000 | 5,101 |
| Deposits held in domestic offices | $83,543,000 | 4,725 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,941,000 | 1,698 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $396,000 | 5,705 |
| Total equity capital | $13,445,000 | 3,875 |
| Total bank equity capital | $13,445,000 | 3,875 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $5,000,000 | 719 |
| Surplus | $8,430,000 | 2,223 |
| Undivided profits | $15,000 | 8,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $103,000 | 6,861 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $307,000 | 7,056 |
| Earning assets | $87,113,000 | 4,935 |
| Long-term assets (5+ years) | $15,775,000 | 4,128 |
| Average Assets, year-to-date | $92,374,000 | 4,951 |
| Average Assets, quarterly | $99,993,000 | 4,750 |
| Volatile liabilities | $15,517,000 | 4,524 |
| Insider loans | $3,362,000 | 1,656 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $11,650,000 | 3,942 |
| Tier 1 (core) risk-based capital | $8,145,000 | 5,406 |
| Tier 2 risk-based capital | $743,000 | 4,550 |
| Total risk weighted assets | $75,503,000 | 4,304 |
| Total unused commitments | $11,650,000 | 3,946 |
| Derivatives | $848,000 | 587 |
| 2003-06-30 | Rank | |
| # of Employees: | 40 | 4,085 |
| Assets and Liabilities | ||
| Total Assets: | $98,661,000 | 4,811 |
| Cash and due from depository institutions | $10,100,000 | 4,085 |
| Interest-bearing balances | $6,659,000 | 1,179 |
| Securities | $14,372,000 | 5,599 |
| Federal funds sold & reverse repurchase agreements | $4,976,000 | 2,985 |
| Net loans & leases | $58,180,000 | 4,907 |
| Loan loss allowance | $749,000 | 4,795 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,368,000 | 2,191 |
| Other real estate owned | $47,000 | 4,085 |
| Goodwill and other intangibles | $5,363,000 | 654 |
| All other assets | $1,255,000 | 5,802 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,661,000 | 4,811 |
| Total liabilities | $85,167,000 | 4,920 |
| Total deposits | $76,162,000 | 5,056 |
| Interest-bearing deposits | $62,659,000 | 5,154 |
| Deposits held in domestic offices | $76,162,000 | 5,053 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,635,000 | 1,144 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $370,000 | 5,949 |
| Total equity capital | $13,494,000 | 3,865 |
| Total bank equity capital | $13,494,000 | 3,865 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,000,000 | 711 |
| Surplus | $8,430,000 | 2,184 |
| Undivided profits | $64,000 | 8,523 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $100,000 | 6,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $347,000 | 6,599 |
| Earning assets | $84,187,000 | 5,060 |
| Long-term assets (5+ years) | $12,638,000 | 4,438 |
| Average Assets, year-to-date | $89,390,330 | 5,068 |
| Average Assets, quarterly | $93,994,500 | 4,923 |
| Volatile liabilities | $20,324,000 | 3,781 |
| Insider loans | $3,275,000 | 1,675 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $12,596,000 | 3,703 |
| Tier 1 (core) risk-based capital | $8,040,000 | 5,384 |
| Tier 2 risk-based capital | $749,000 | 4,495 |
| Total risk weighted assets | $68,802,000 | 4,573 |
| Total unused commitments | $12,596,000 | 3,715 |
| Derivatives | $848,000 | 565 |
| 2003-03-31 | Rank | |
| # of Employees: | 39 | 4,145 |
| Assets and Liabilities | ||
| Total Assets: | $89,328,000 | 5,095 |
| Cash and due from depository institutions | $9,300,000 | 4,145 |
| Interest-bearing balances | $6,638,000 | 1,213 |
| Securities | $10,846,000 | 6,328 |
| Federal funds sold & reverse repurchase agreements | $3,890,000 | 3,819 |
| Net loans & leases | $54,613,000 | 5,053 |
| Loan loss allowance | $720,000 | 4,868 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,398,000 | 2,142 |
| Other real estate owned | $0 | 4,145 |
| Goodwill and other intangibles | $5,026,000 | 679 |
| All other assets | $1,255,000 | 5,774 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,328,000 | 5,095 |
| Total liabilities | $76,284,000 | 5,260 |
| Total deposits | $71,971,000 | 5,221 |
| Interest-bearing deposits | $59,209,000 | 5,331 |
| Deposits held in domestic offices | $71,971,000 | 5,218 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,986,000 | 1,545 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $327,000 | 6,312 |
| Total equity capital | $13,044,000 | 3,896 |
| Total bank equity capital | $13,044,000 | 3,896 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,000,000 | 705 |
| Surplus | $8,068,000 | 2,227 |
| Undivided profits | $-24,000 | 8,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $70,000 | 7,208 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $281,000 | 7,260 |
| Earning assets | $75,987,000 | 5,356 |
| Long-term assets (5+ years) | $14,674,000 | 4,044 |
| Average Assets, year-to-date | $84,755,000 | 5,245 |
| Average Assets, quarterly | $84,755,000 | 5,245 |
| Volatile liabilities | $16,042,000 | 4,355 |
| Insider loans | $3,386,000 | 1,612 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $8,209,000 | 4,605 |
| Tier 1 (core) risk-based capital | $7,872,000 | 5,404 |
| Tier 2 risk-based capital | $720,000 | 4,544 |
| Total risk weighted assets | $65,627,000 | 4,664 |
| Total unused commitments | $8,209,000 | 4,619 |
| Derivatives | $848,000 | 521 |
| 2002-12-31 | Rank | |
| # of Employees: | 39 | 4,137 |
| Assets and Liabilities | ||
| Total Assets: | $80,182,000 | 5,445 |
| Cash and due from depository institutions | $6,568,000 | 4,137 |
| Interest-bearing balances | $3,623,000 | 1,750 |
| Securities | $8,715,000 | 6,829 |
| Federal funds sold & reverse repurchase agreements | $4,993,000 | 2,827 |
| Net loans & leases | $54,094,000 | 5,074 |
| Loan loss allowance | $675,000 | 5,013 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,417,000 | 2,100 |
| Other real estate owned | $0 | 4,137 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,395,000 | 5,544 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,182,000 | 5,445 |
| Total liabilities | $71,557,000 | 5,450 |
| Total deposits | $62,899,000 | 5,630 |
| Interest-bearing deposits | $51,989,000 | 5,740 |
| Deposits held in domestic offices | $62,899,000 | 5,626 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,616,000 | 1,671 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $4,719,000 | 3,398 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $323,000 | 6,455 |
| Total equity capital | $8,625,000 | 5,235 |
| Total bank equity capital | $8,625,000 | 5,235 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $5,000,000 | 704 |
| Surplus | $5,000,000 | 3,190 |
| Undivided profits | $-1,375,000 | 9,095 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,000 | 7,534 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $338,000 | 6,910 |
| Earning assets | $71,425,000 | 5,518 |
| Long-term assets (5+ years) | $9,745,000 | 4,858 |
| Average Assets, year-to-date | $65,941,600 | 5,932 |
| Average Assets, quarterly | $73,889,000 | 5,675 |
| Volatile liabilities | $14,246,000 | 4,668 |
| Insider loans | $3,948,000 | 1,344 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $8,520,000 | 4,429 |
| Tier 1 (core) risk-based capital | $7,787,000 | 5,394 |
| Tier 2 risk-based capital | $675,000 | 4,687 |
| Total risk weighted assets | $65,013,000 | 4,671 |
| Total unused commitments | $8,520,000 | 4,432 |
| Derivatives | $848,000 | 474 |
| 2001-12-31 | Rank | |
| # of Employees: | 29 | 5,140 |
| Assets and Liabilities | ||
| Total Assets: | $50,082,000 | 6,917 |
| Cash and due from depository institutions | $5,477,000 | 5,140 |
| Interest-bearing balances | $3,002,000 | 1,799 |
| Securities | $5,539,000 | 7,783 |
| Federal funds sold & reverse repurchase agreements | $4,047,000 | 3,225 |
| Net loans & leases | $29,753,000 | 6,853 |
| Loan loss allowance | $451,000 | 6,147 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,371,000 | 2,058 |
| Other real estate owned | $0 | 5,140 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $895,000 | 6,931 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,082,000 | 6,917 |
| Total liabilities | $40,954,000 | 7,201 |
| Total deposits | $36,598,000 | 7,339 |
| Interest-bearing deposits | $33,787,000 | 7,086 |
| Deposits held in domestic offices | $36,598,000 | 7,337 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,221,000 | 1,632 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $135,000 | 8,576 |
| Total equity capital | $9,128,000 | 4,840 |
| Total bank equity capital | $9,128,000 | 4,840 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,000,000 | 700 |
| Surplus | $2,500,000 | 4,833 |
| Undivided profits | $1,628,000 | 6,907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,000 | 7,624 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $196,000 | 8,433 |
| Earning assets | $42,341,000 | 7,152 |
| Long-term assets (5+ years) | $6,998,000 | 5,532 |
| Average Assets, year-to-date | $40,431,000 | 7,418 |
| Average Assets, quarterly | $46,886,000 | 7,082 |
| Volatile liabilities | $15,517,000 | 4,402 |
| Insider loans | $1,967,000 | 2,433 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,241,000 | 5,419 |
| Tier 1 (core) risk-based capital | $9,121,000 | 4,687 |
| Tier 2 risk-based capital | $451,000 | 5,827 |
| Total risk weighted assets | $37,305,000 | 6,384 |
| Total unused commitments | $5,241,000 | 5,426 |
| Derivatives | $848,000 | 412 |
| 2000-12-31 | Rank | |
| # of Employees: | 16 | 7,222 |
| Assets and Liabilities | ||
| Total Assets: | $27,043,000 | 8,557 |
| Cash and due from depository institutions | $1,109,000 | 7,222 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $3,019,000 | 9,000 |
| Federal funds sold & reverse repurchase agreements | $2,408,000 | 3,832 |
| Net loans & leases | $16,928,000 | 8,264 |
| Loan loss allowance | $410,000 | 6,373 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,034,000 | 2,870 |
| Other real estate owned | $0 | 7,222 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $545,000 | 7,894 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,043,000 | 8,557 |
| Total liabilities | $17,629,000 | 9,072 |
| Total deposits | $17,554,000 | 8,988 |
| Interest-bearing deposits | $16,417,000 | 8,793 |
| Deposits held in domestic offices | $17,554,000 | 8,988 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $75,000 | 9,516 |
| Total equity capital | $9,414,000 | 4,616 |
| Total bank equity capital | $9,414,000 | 4,616 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,000,000 | 696 |
| Surplus | $2,500,000 | 4,817 |
| Undivided profits | $1,914,000 | 6,646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $79,000 | 9,265 |
| Earning assets | $22,355,000 | 8,744 |
| Long-term assets (5+ years) | $3,819,000 | 6,492 |
| Average Assets, year-to-date | $21,411,670 | 8,910 |
| Average Assets, quarterly | $23,979,000 | 8,767 |
| Volatile liabilities | $7,581,000 | 6,410 |
| Insider loans | $2,746,000 | 1,747 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $3,228,000 | 6,380 |
| Tier 1 (core) risk-based capital | $9,405,000 | 4,511 |
| Tier 2 risk-based capital | $262,640 | 7,418 |
| Total risk weighted assets | $20,863,940 | 8,027 |
| Total unused commitments | $3,228,000 | 6,384 |
| Derivatives | $0 | 481 |