Home > CenterState Bank Mid Florida > Income and Expense

CenterState Bank Mid Florida, Income and Expense

2007-09-30 (YTD Data)		Rank
Total interest income	$4,927,000	4,947
Total interest expense	$2,375,000	4,644
Net interest income	$2,552,000	5,146
Provision for loan and lease losses	$165,000	3,339
Total noninterest income	$261,000	5,819
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$145,000	4,996
Trading account gains and fees	$0	184
Additional Noninterest Income	$116,000	5,535
Total noninterest expense	$2,448,000	4,725
Salaries and employee benefits	$1,093,000	5,377
Premises and equipment expense	$500,000	3,545
Additional noninterest expense	$855,000	4,176
Pre-tax net operating income	$200,000	6,966
Securities gains (losses)	$0	1,655
Applicable income taxes	$52,000	4,920
Income before extraordinary items	$148,000	7,040
Extraordinary gains, net	$0	33
Net income	$148,000	7,038
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,076
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$148,000	7,030
2007-06-30 (YTD Data)		Rank
Total interest income	$3,231,000	5,016
Total interest expense	$1,540,000	4,710
Net interest income	$1,691,000	5,189
Provision for loan and lease losses	$60,000	3,990
Total noninterest income	$166,000	5,946
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$90,000	5,147
Trading account gains and fees	$0	168
Additional Noninterest Income	$76,000	5,609
Total noninterest expense	$1,629,000	4,754
Salaries and employee benefits	$721,000	5,461
Premises and equipment expense	$335,000	3,557
Additional noninterest expense	$573,000	4,150
Pre-tax net operating income	$168,000	6,835
Securities gains (losses)	$0	1,444
Applicable income taxes	$48,000	4,796
Income before extraordinary items	$120,000	6,978
Extraordinary gains, net	$0	29
Net income	$120,000	6,978
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$120,000	6,967
2007-03-31 (YTD Data)		Rank
Total interest income	$1,581,000	5,069
Total interest expense	$725,000	4,879
Net interest income	$856,000	5,160
Provision for loan and lease losses	$10,000	5,012
Total noninterest income	$86,000	5,836
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$44,000	5,130
Trading account gains and fees	$0	195
Additional Noninterest Income	$42,000	5,429
Total noninterest expense	$825,000	4,717
Salaries and employee benefits	$372,000	5,395
Premises and equipment expense	$176,000	3,455
Additional noninterest expense	$277,000	4,204
Pre-tax net operating income	$107,000	6,574
Securities gains (losses)	$0	1,187
Applicable income taxes	$36,000	4,461
Income before extraordinary items	$71,000	6,845
Extraordinary gains, net	$0	22
Net income	$71,000	6,844
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$71,000	6,831
2006-12-31 (YTD Data)		Rank
Total interest income	$4,483,000	5,844
Total interest expense	$1,591,000	5,973
Net interest income	$2,892,000	5,638
Provision for loan and lease losses	$35,000	5,927
Total noninterest income	$214,000	6,812
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$117,000	5,932
Trading account gains and fees	$0	130
Additional Noninterest Income	$97,000	6,375
Total noninterest expense	$2,292,000	5,752
Salaries and employee benefits	$957,000	6,516
Premises and equipment expense	$511,000	4,201
Additional noninterest expense	$824,000	5,144
Pre-tax net operating income	$779,000	5,709
Securities gains (losses)	$0	1,687
Applicable income taxes	$283,000	3,887
Income before extraordinary items	$496,000	6,177
Extraordinary gains, net	$0	51
Net income	$496,000	6,177
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	4,358
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$1,000	1,233
Net operating income	$496,000	6,173
2006-09-30 (YTD Data)		Rank
Total interest income	$2,911,000	6,217
Total interest expense	$941,000	6,458
Net interest income	$1,970,000	5,947
Provision for loan and lease losses	$35,000	5,538
Total noninterest income	$142,000	7,055
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$80,000	6,137
Trading account gains and fees	$0	126
Additional Noninterest Income	$62,000	6,626
Total noninterest expense	$1,513,000	6,124
Salaries and employee benefits	$630,000	6,828
Premises and equipment expense	$332,000	4,614
Additional noninterest expense	$551,000	5,486
Pre-tax net operating income	$564,000	5,992
Securities gains (losses)	$0	1,388
Applicable income taxes	$212,000	4,067
Income before extraordinary items	$352,000	6,453
Extraordinary gains, net	$0	45
Net income	$352,000	6,454
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	3,644
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$6,601,000	205
Net operating income	$352,000	6,453
2006-06-30 (YTD Data)		Rank
Total interest income	$1,395,000	6,984
Total interest expense	$391,000	7,323
Net interest income	$1,004,000	6,651
Provision for loan and lease losses	$21,000	5,479
Total noninterest income	$68,000	7,542
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$39,000	6,568
Trading account gains and fees	$0	126
Additional Noninterest Income	$29,000	7,165
Total noninterest expense	$751,000	6,931
Salaries and employee benefits	$312,000	7,556
Premises and equipment expense	$161,000	5,586
Additional noninterest expense	$278,000	6,299
Pre-tax net operating income	$300,000	6,458
Securities gains (losses)	$0	1,185
Applicable income taxes	$113,000	4,369
Income before extraordinary items	$187,000	6,847
Extraordinary gains, net	$0	39
Net income	$187,000	6,850
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$6,601,000	139
Net operating income	$187,000	6,855
2006-03-31 (YTD Data)		Rank
Total interest income	$1,097,000	5,850
Total interest expense	$396,000	5,730
Net interest income	$701,000	5,799
Provision for loan and lease losses	$43,000	3,470
Total noninterest income	$80,000	6,074
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$46,000	5,116
Trading account gains and fees	$0	115
Additional Noninterest Income	$34,000	5,852
Total noninterest expense	$622,000	5,501
Salaries and employee benefits	$312,000	5,807
Premises and equipment expense	$158,000	3,627
Additional noninterest expense	$152,000	6,015
Pre-tax net operating income	$116,000	6,862
Securities gains (losses)	$0	955
Applicable income taxes	$43,000	4,670
Income before extraordinary items	$73,000	7,154
Extraordinary gains, net	$0	21
Net income	$73,000	7,154
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$6,430,000	66
Net operating income	$73,000	7,156
2005-12-31 (YTD Data)		Rank
Total interest income	$3,272,000	6,368
Total interest expense	$1,108,000	6,028
Net interest income	$2,164,000	6,428
Provision for loan and lease losses	$240,000	3,239
Total noninterest income	$290,000	6,386
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$121,000	5,986
Trading account gains and fees	$0	138
Additional Noninterest Income	$169,000	5,520
Total noninterest expense	$2,238,000	5,725
Salaries and employee benefits	$1,043,000	6,230
Premises and equipment expense	$596,000	3,678
Additional noninterest expense	$599,000	6,065
Pre-tax net operating income	$-24,000	8,279
Securities gains (losses)	$0	2,296
Applicable income taxes	$-12,000	8,471
Income before extraordinary items	$-12,000	8,293
Extraordinary gains, net	$0	46
Net income	$-12,000	8,293
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$1,000	925
Net operating income	$-12,000	8,267
2005-09-30 (YTD Data)		Rank
Total interest income	$2,281,000	6,563
Total interest expense	$768,000	6,122
Net interest income	$1,513,000	6,654
Provision for loan and lease losses	$180,000	3,127
Total noninterest income	$214,000	6,458
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$113,000	5,640
Trading account gains and fees	$0	126
Additional Noninterest Income	$101,000	5,925
Total noninterest expense	$1,610,000	5,834
Salaries and employee benefits	$759,000	6,316
Premises and equipment expense	$443,000	3,698
Additional noninterest expense	$408,000	6,301
Pre-tax net operating income	$-63,000	8,399
Securities gains (losses)	$0	2,317
Applicable income taxes	$-26,000	8,648
Income before extraordinary items	$-37,000	8,396
Extraordinary gains, net	$0	35
Net income	$-37,000	8,397
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	5,742
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$1,000	763
Net operating income	$-37,000	8,371
2005-06-30 (YTD Data)		Rank
Total interest income	$1,383,000	6,742
Total interest expense	$468,000	6,202
Net interest income	$915,000	6,886
Provision for loan and lease losses	$120,000	3,004
Total noninterest income	$136,000	6,531
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$71,000	5,702
Trading account gains and fees	$0	116
Additional Noninterest Income	$65,000	6,001
Total noninterest expense	$1,059,000	5,870
Salaries and employee benefits	$509,000	6,284
Premises and equipment expense	$281,000	3,805
Additional noninterest expense	$269,000	6,321
Pre-tax net operating income	$-128,000	8,509
Securities gains (losses)	$0	2,146
Applicable income taxes	$-50,000	8,711
Income before extraordinary items	$-78,000	8,496
Extraordinary gains, net	$0	30
Net income	$-78,000	8,496
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$1,000	639
Net operating income	$-78,000	8,471
2005-03-31 (YTD Data)		Rank
Total interest income	$616,000	7,048
Total interest expense	$222,000	6,271
Net interest income	$394,000	7,282
Provision for loan and lease losses	$60,000	2,830
Total noninterest income	$72,000	6,381
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$37,000	5,594
Trading account gains and fees	$0	115
Additional Noninterest Income	$35,000	5,892
Total noninterest expense	$520,000	5,970
Salaries and employee benefits	$252,000	6,363
Premises and equipment expense	$139,000	3,869
Additional noninterest expense	$129,000	6,456
Pre-tax net operating income	$-114,000	8,659
Securities gains (losses)	$0	1,685
Applicable income taxes	$-44,000	8,788
Income before extraordinary items	$-70,000	8,625
Extraordinary gains, net	$0	24
Net income	$-70,000	8,625
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$1,000	484
Net operating income	$-70,000	8,605
2004-12-31 (YTD Data)		Rank
Total interest income	$1,510,000	7,883
Total interest expense	$594,000	6,959
Net interest income	$916,000	8,149
Provision for loan and lease losses	$105,000	4,905
Total noninterest income	$277,000	6,566
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$150,000	5,779
Trading account gains and fees	$0	138
Additional Noninterest Income	$127,000	6,008
Total noninterest expense	$1,797,000	6,366
Salaries and employee benefits	$910,000	6,568
Premises and equipment expense	$462,000	4,332
Additional noninterest expense	$425,000	6,988
Pre-tax net operating income	$-709,000	8,729
Securities gains (losses)	$0	3,819
Applicable income taxes	$-267,000	8,848
Income before extraordinary items	$-442,000	8,693
Extraordinary gains, net	$0	34
Net income	$-442,000	8,695
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,973
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$9,550,000	119
Net operating income	$-442,000	8,663
2004-09-30 (YTD Data)		Rank
Total interest income	$972,000	8,142
Total interest expense	$277,000	7,834
Net interest income	$695,000	8,163
Provision for loan and lease losses	$45,000	5,471
Total noninterest income	$185,000	6,827
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$113,000	5,820
Trading account gains and fees	$0	134
Additional Noninterest Income	$72,000	6,503
Total noninterest expense	$1,408,000	6,177
Salaries and employee benefits	$669,000	6,602
Premises and equipment expense	$344,000	4,338
Additional noninterest expense	$395,000	6,348
Pre-tax net operating income	$-573,000	8,799
Securities gains (losses)	$0	3,710
Applicable income taxes	$-216,000	8,917
Income before extraordinary items	$-357,000	8,757
Extraordinary gains, net	$0	26
Net income	$-357,000	8,758
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	5,881
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$9,550,000	88
Net operating income	$-357,000	8,732
2004-06-30 (YTD Data)		Rank
Total interest income	$535,000	8,439
Total interest expense	$148,000	8,213
Net interest income	$387,000	8,423
Provision for loan and lease losses	$0	6,885
Total noninterest income	$119,000	6,916
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$71,000	5,950
Trading account gains and fees	$0	130
Additional Noninterest Income	$48,000	6,492
Total noninterest expense	$875,000	6,455
Salaries and employee benefits	$421,000	6,810
Premises and equipment expense	$208,000	4,647
Additional noninterest expense	$246,000	6,586
Pre-tax net operating income	$-369,000	8,841
Securities gains (losses)	$0	3,413
Applicable income taxes	$-139,000	8,963
Income before extraordinary items	$-230,000	8,818
Extraordinary gains, net	$0	21
Net income	$-230,000	8,819
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$9,550,000	60
Net operating income	$-230,000	8,789
2004-03-31 (YTD Data)		Rank
Total interest income	$173,000	8,793
Total interest expense	$49,000	8,633
Net interest income	$124,000	8,800
Provision for loan and lease losses	$0	6,501
Total noninterest income	$37,000	7,710
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$18,000	6,945
Trading account gains and fees	$0	121
Additional Noninterest Income	$19,000	6,892
Total noninterest expense	$326,000	7,306
Salaries and employee benefits	$166,000	7,463
Premises and equipment expense	$73,000	5,767
Additional noninterest expense	$87,000	7,462
Pre-tax net operating income	$-165,000	8,881
Securities gains (losses)	$0	2,934
Applicable income taxes	$-62,000	8,989
Income before extraordinary items	$-103,000	8,843
Extraordinary gains, net	$0	16
Net income	$-103,000	8,844
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$9,550,000	32
Net operating income	$-103,000	8,808

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.