Home > CENTERSTATE BANK > Income and Expense
CENTERSTATE BANK, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,682,000 | 1,988 |
| Total interest expense | $3,721,000 | 1,717 |
| Net interest income | $7,961,000 | 2,080 |
| Provision for loan and lease losses | $3,520,000 | 1,138 |
| Total noninterest income | $1,543,000 | 2,053 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $632,000 | 1,792 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $911,000 | 1,911 |
| Total noninterest expense | $9,342,000 | 1,581 |
| Salaries and employee benefits | $3,611,000 | 2,009 |
| Premises and equipment expense | $1,519,000 | 1,302 |
| Additional noninterest expense | $4,212,000 | 1,283 |
| Pre-tax net operating income | $-3,358,000 | 7,247 |
| Securities gains (losses) | $944,000 | 435 |
| Applicable income taxes | $-978,000 | 7,491 |
| Income before extraordinary items | $-1,436,000 | 7,034 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,436,000 | 7,033 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,436,000 | 7,034 |
| Net charge-offs | $3,526,000 | 1,005 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 775 |
| Net operating income | $-2,040,160 | 7,116 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,956,000 | 1,961 |
| Total interest expense | $2,543,000 | 1,746 |
| Net interest income | $5,413,000 | 2,042 |
| Provision for loan and lease losses | $2,408,000 | 1,106 |
| Total noninterest income | $1,056,000 | 1,973 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $411,000 | 1,841 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $645,000 | 1,775 |
| Total noninterest expense | $5,874,000 | 1,679 |
| Salaries and employee benefits | $2,472,000 | 1,967 |
| Premises and equipment expense | $1,022,000 | 1,294 |
| Additional noninterest expense | $2,380,000 | 1,490 |
| Pre-tax net operating income | $-1,813,000 | 7,230 |
| Securities gains (losses) | $944,000 | 275 |
| Applicable income taxes | $-390,000 | 7,438 |
| Income before extraordinary items | $-479,000 | 6,844 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-479,000 | 6,846 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-479,000 | 6,845 |
| Net charge-offs | $1,854,000 | 1,193 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 709 |
| Net operating income | $-1,083,160 | 7,095 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,062,000 | 1,971 |
| Total interest expense | $1,273,000 | 1,825 |
| Net interest income | $2,789,000 | 2,006 |
| Provision for loan and lease losses | $1,120,000 | 1,088 |
| Total noninterest income | $511,000 | 2,001 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $196,000 | 1,907 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $315,000 | 1,781 |
| Total noninterest expense | $2,924,000 | 1,709 |
| Salaries and employee benefits | $1,309,000 | 1,904 |
| Premises and equipment expense | $507,000 | 1,340 |
| Additional noninterest expense | $1,108,000 | 1,588 |
| Pre-tax net operating income | $-744,000 | 7,311 |
| Securities gains (losses) | $835,000 | 150 |
| Applicable income taxes | $47,000 | 2,839 |
| Income before extraordinary items | $44,000 | 5,789 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $44,000 | 5,790 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $44,000 | 5,789 |
| Net charge-offs | $940,000 | 1,081 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 664 |
| Net operating income | $-490,400 | 7,239 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $17,259,000 | 1,959 |
| Total interest expense | $6,488,000 | 1,800 |
| Net interest income | $10,771,000 | 2,029 |
| Provision for loan and lease losses | $9,929,000 | 880 |
| Total noninterest income | $1,555,000 | 2,505 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $907,000 | 1,831 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $648,000 | 2,785 |
| Total noninterest expense | $15,110,000 | 1,356 |
| Salaries and employee benefits | $5,044,000 | 1,956 |
| Premises and equipment expense | $2,169,000 | 1,256 |
| Additional noninterest expense | $7,897,000 | 993 |
| Pre-tax net operating income | $-12,713,000 | 7,578 |
| Securities gains (losses) | $195,000 | 1,578 |
| Applicable income taxes | $-4,830,000 | 7,754 |
| Income before extraordinary items | $-7,688,000 | 7,469 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-7,688,000 | 7,467 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-7,688,000 | 7,468 |
| Net charge-offs | $7,693,000 | 833 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 899 |
| Net operating income | $-7,812,800 | 7,486 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,225,000 | 1,951 |
| Total interest expense | $5,128,000 | 1,794 |
| Net interest income | $8,097,000 | 2,031 |
| Provision for loan and lease losses | $7,087,000 | 812 |
| Total noninterest income | $1,131,000 | 2,596 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $655,000 | 1,907 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $476,000 | 2,886 |
| Total noninterest expense | $9,507,000 | 1,607 |
| Salaries and employee benefits | $3,771,000 | 1,970 |
| Premises and equipment expense | $1,683,000 | 1,229 |
| Additional noninterest expense | $4,053,000 | 1,337 |
| Pre-tax net operating income | $-7,366,000 | 7,641 |
| Securities gains (losses) | $195,000 | 1,298 |
| Applicable income taxes | $-2,786,000 | 7,791 |
| Income before extraordinary items | $-4,385,000 | 7,528 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-4,385,000 | 7,528 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-4,385,000 | 7,528 |
| Net charge-offs | $6,536,000 | 679 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 824 |
| Net operating income | $-4,509,800 | 7,542 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,973,000 | 1,964 |
| Total interest expense | $3,759,000 | 1,726 |
| Net interest income | $5,214,000 | 2,103 |
| Provision for loan and lease losses | $2,261,000 | 1,307 |
| Total noninterest income | $693,000 | 2,763 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $400,000 | 2,024 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $293,000 | 3,047 |
| Total noninterest expense | $6,344,000 | 1,631 |
| Salaries and employee benefits | $2,557,000 | 1,975 |
| Premises and equipment expense | $1,135,000 | 1,244 |
| Additional noninterest expense | $2,652,000 | 1,403 |
| Pre-tax net operating income | $-2,698,000 | 7,519 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-1,105,000 | 7,779 |
| Income before extraordinary items | $-1,593,000 | 7,357 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,593,000 | 7,356 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,593,000 | 7,355 |
| Net charge-offs | $655,000 | 2,044 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 767 |
| Net operating income | $-1,593,000 | 7,363 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,574,000 | 1,956 |
| Total interest expense | $2,021,000 | 1,677 |
| Net interest income | $2,553,000 | 2,145 |
| Provision for loan and lease losses | $755,000 | 1,385 |
| Total noninterest income | $418,000 | 2,431 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $178,000 | 2,161 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $240,000 | 2,252 |
| Total noninterest expense | $2,857,000 | 1,737 |
| Salaries and employee benefits | $1,303,000 | 1,976 |
| Premises and equipment expense | $564,000 | 1,263 |
| Additional noninterest expense | $990,000 | 1,630 |
| Pre-tax net operating income | $-641,000 | 7,448 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-232,000 | 7,745 |
| Income before extraordinary items | $-409,000 | 7,353 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-409,000 | 7,354 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-409,000 | 7,354 |
| Net charge-offs | $506,000 | 1,357 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 624 |
| Net operating income | $-409,000 | 7,316 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $20,692,000 | 1,850 |
| Total interest expense | $9,810,000 | 1,657 |
| Net interest income | $10,882,000 | 2,039 |
| Provision for loan and lease losses | $1,665,000 | 2,019 |
| Total noninterest income | $1,557,000 | 2,557 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $887,000 | 1,943 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $670,000 | 2,719 |
| Total noninterest expense | $10,312,000 | 1,876 |
| Salaries and employee benefits | $4,835,000 | 2,101 |
| Premises and equipment expense | $2,084,000 | 1,317 |
| Additional noninterest expense | $3,393,000 | 1,807 |
| Pre-tax net operating income | $462,000 | 4,979 |
| Securities gains (losses) | $-6,000 | 6,975 |
| Applicable income taxes | $63,000 | 3,721 |
| Income before extraordinary items | $393,000 | 4,779 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $393,000 | 4,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,389,000 | 1,630 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $398,160 | 4,927 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,058,000 | 1,834 |
| Total interest expense | $7,709,000 | 1,637 |
| Net interest income | $8,349,000 | 2,018 |
| Provision for loan and lease losses | $635,000 | 2,391 |
| Total noninterest income | $1,223,000 | 2,542 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $691,000 | 1,888 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $532,000 | 2,716 |
| Total noninterest expense | $7,537,000 | 1,910 |
| Salaries and employee benefits | $3,676,000 | 2,086 |
| Premises and equipment expense | $1,542,000 | 1,346 |
| Additional noninterest expense | $2,319,000 | 1,901 |
| Pre-tax net operating income | $1,400,000 | 2,985 |
| Securities gains (losses) | $-6,000 | 7,287 |
| Applicable income taxes | $440,000 | 2,052 |
| Income before extraordinary items | $954,000 | 3,204 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $954,000 | 3,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $651,000 | 1,678 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $958,080 | 3,339 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,012,000 | 1,818 |
| Total interest expense | $5,525,000 | 1,583 |
| Net interest income | $5,487,000 | 2,031 |
| Provision for loan and lease losses | $160,000 | 3,502 |
| Total noninterest income | $827,000 | 2,562 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $470,000 | 1,844 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $357,000 | 2,753 |
| Total noninterest expense | $4,945,000 | 1,944 |
| Salaries and employee benefits | $2,499,000 | 2,081 |
| Premises and equipment expense | $996,000 | 1,396 |
| Additional noninterest expense | $1,450,000 | 1,982 |
| Pre-tax net operating income | $1,209,000 | 2,574 |
| Securities gains (losses) | $-6,000 | 8,076 |
| Applicable income taxes | $398,000 | 1,875 |
| Income before extraordinary items | $805,000 | 3,032 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $805,000 | 3,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 1,790 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $809,020 | 2,977 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,799,000 | 1,770 |
| Total interest expense | $3,010,000 | 1,562 |
| Net interest income | $2,789,000 | 1,996 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $389,000 | 2,650 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $216,000 | 1,945 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $173,000 | 2,791 |
| Total noninterest expense | $2,479,000 | 1,927 |
| Salaries and employee benefits | $1,282,000 | 2,048 |
| Premises and equipment expense | $508,000 | 1,362 |
| Additional noninterest expense | $689,000 | 2,036 |
| Pre-tax net operating income | $699,000 | 2,416 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $232,000 | 1,770 |
| Income before extraordinary items | $467,000 | 2,853 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $467,000 | 2,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,520 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $467,000 | 2,776 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $19,604,000 | 2,119 |
| Total interest expense | $8,161,000 | 2,279 |
| Net interest income | $11,443,000 | 1,987 |
| Provision for loan and lease losses | $892,000 | 1,554 |
| Total noninterest income | $1,333,000 | 2,917 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $803,000 | 2,127 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $530,000 | 3,202 |
| Total noninterest expense | $7,180,000 | 2,528 |
| Salaries and employee benefits | $3,825,000 | 2,594 |
| Premises and equipment expense | $1,300,000 | 2,009 |
| Additional noninterest expense | $2,055,000 | 2,602 |
| Pre-tax net operating income | $4,704,000 | 1,732 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,660,000 | 1,311 |
| Income before extraordinary items | $3,044,000 | 2,028 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,044,000 | 2,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 2,507 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,044,000 | 2,008 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,415,000 | 2,160 |
| Total interest expense | $5,857,000 | 2,362 |
| Net interest income | $8,558,000 | 2,008 |
| Provision for loan and lease losses | $332,000 | 2,161 |
| Total noninterest income | $999,000 | 2,922 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $590,000 | 2,150 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $409,000 | 3,163 |
| Total noninterest expense | $5,231,000 | 2,585 |
| Salaries and employee benefits | $2,954,000 | 2,520 |
| Premises and equipment expense | $934,000 | 2,075 |
| Additional noninterest expense | $1,343,000 | 2,889 |
| Pre-tax net operating income | $3,994,000 | 1,670 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,466,000 | 1,247 |
| Income before extraordinary items | $2,528,000 | 1,988 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,528,000 | 1,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,293 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,528,000 | 1,973 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,628,000 | 2,174 |
| Total interest expense | $3,798,000 | 2,428 |
| Net interest income | $5,830,000 | 1,995 |
| Provision for loan and lease losses | $209,000 | 2,108 |
| Total noninterest income | $640,000 | 3,017 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $382,000 | 2,206 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $258,000 | 3,281 |
| Total noninterest expense | $3,460,000 | 2,628 |
| Salaries and employee benefits | $1,990,000 | 2,536 |
| Premises and equipment expense | $598,000 | 2,161 |
| Additional noninterest expense | $872,000 | 2,958 |
| Pre-tax net operating income | $2,801,000 | 1,644 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,032,000 | 1,248 |
| Income before extraordinary items | $1,769,000 | 1,945 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,769,000 | 1,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 2,506 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,769,000 | 1,926 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,757,000 | 2,190 |
| Total interest expense | $1,846,000 | 2,481 |
| Net interest income | $2,911,000 | 1,995 |
| Provision for loan and lease losses | $108,000 | 1,911 |
| Total noninterest income | $321,000 | 2,981 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $191,000 | 2,128 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $130,000 | 3,266 |
| Total noninterest expense | $1,780,000 | 2,566 |
| Salaries and employee benefits | $1,070,000 | 2,394 |
| Premises and equipment expense | $284,000 | 2,301 |
| Additional noninterest expense | $426,000 | 3,006 |
| Pre-tax net operating income | $1,344,000 | 1,697 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $499,000 | 1,286 |
| Income before extraordinary items | $845,000 | 1,966 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $845,000 | 1,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $845,000 | 1,957 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,905,000 | 2,189 |
| Total interest expense | $6,365,000 | 2,472 |
| Net interest income | $11,540,000 | 2,008 |
| Provision for loan and lease losses | $184,000 | 3,674 |
| Total noninterest income | $1,478,000 | 2,722 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $757,000 | 2,221 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $721,000 | 2,728 |
| Total noninterest expense | $6,945,000 | 2,535 |
| Salaries and employee benefits | $3,964,000 | 2,459 |
| Premises and equipment expense | $1,328,000 | 1,889 |
| Additional noninterest expense | $1,653,000 | 3,036 |
| Pre-tax net operating income | $5,889,000 | 1,642 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,171,000 | 1,248 |
| Income before extraordinary items | $3,718,000 | 1,908 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,718,000 | 1,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 1,864 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,718,000 | 1,896 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,122,000 | 2,220 |
| Total interest expense | $4,545,000 | 2,507 |
| Net interest income | $8,577,000 | 2,044 |
| Provision for loan and lease losses | $240,000 | 2,508 |
| Total noninterest income | $1,134,000 | 2,694 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $527,000 | 2,372 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $607,000 | 2,547 |
| Total noninterest expense | $5,111,000 | 2,577 |
| Salaries and employee benefits | $2,917,000 | 2,493 |
| Premises and equipment expense | $994,000 | 1,912 |
| Additional noninterest expense | $1,200,000 | 3,137 |
| Pre-tax net operating income | $4,360,000 | 1,715 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,619,000 | 1,317 |
| Income before extraordinary items | $2,741,000 | 1,985 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,741,000 | 1,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 1,269 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,741,000 | 1,974 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,365,000 | 2,274 |
| Total interest expense | $2,769,000 | 2,611 |
| Net interest income | $5,596,000 | 2,091 |
| Provision for loan and lease losses | $180,000 | 2,262 |
| Total noninterest income | $748,000 | 2,716 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $357,000 | 2,314 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $391,000 | 2,595 |
| Total noninterest expense | $3,360,000 | 2,612 |
| Salaries and employee benefits | $1,909,000 | 2,544 |
| Premises and equipment expense | $661,000 | 1,905 |
| Additional noninterest expense | $790,000 | 3,172 |
| Pre-tax net operating income | $2,804,000 | 1,768 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,044,000 | 1,355 |
| Income before extraordinary items | $1,760,000 | 2,044 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,760,000 | 2,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 867 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,760,000 | 2,036 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,957,000 | 2,347 |
| Total interest expense | $1,269,000 | 2,688 |
| Net interest income | $2,688,000 | 2,160 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $367,000 | 2,692 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $177,000 | 2,257 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $190,000 | 2,579 |
| Total noninterest expense | $1,679,000 | 2,620 |
| Salaries and employee benefits | $950,000 | 2,565 |
| Premises and equipment expense | $335,000 | 1,884 |
| Additional noninterest expense | $394,000 | 3,177 |
| Pre-tax net operating income | $1,286,000 | 1,861 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $478,000 | 1,449 |
| Income before extraordinary items | $808,000 | 2,164 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $808,000 | 2,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 471 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $808,000 | 2,145 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,398,000 | 2,465 |
| Total interest expense | $4,252,000 | 2,524 |
| Net interest income | $9,146,000 | 2,409 |
| Provision for loan and lease losses | $480,000 | 1,951 |
| Total noninterest income | $1,376,000 | 2,849 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $795,000 | 2,115 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $581,000 | 3,120 |
| Total noninterest expense | $5,912,000 | 2,792 |
| Salaries and employee benefits | $3,248,000 | 2,766 |
| Premises and equipment expense | $1,190,000 | 2,017 |
| Additional noninterest expense | $1,474,000 | 3,271 |
| Pre-tax net operating income | $4,130,000 | 2,172 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,547,000 | 1,669 |
| Income before extraordinary items | $2,583,000 | 2,533 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,583,000 | 2,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,792 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,583,000 | 2,506 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,634,000 | 2,499 |
| Total interest expense | $3,069,000 | 2,492 |
| Net interest income | $6,565,000 | 2,472 |
| Provision for loan and lease losses | $360,000 | 1,866 |
| Total noninterest income | $1,142,000 | 2,676 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $600,000 | 2,106 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $542,000 | 2,723 |
| Total noninterest expense | $4,394,000 | 2,784 |
| Salaries and employee benefits | $2,387,000 | 2,779 |
| Premises and equipment expense | $933,000 | 1,930 |
| Additional noninterest expense | $1,074,000 | 3,317 |
| Pre-tax net operating income | $2,953,000 | 2,259 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,109,000 | 1,747 |
| Income before extraordinary items | $1,844,000 | 2,646 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,844,000 | 2,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,534 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,844,000 | 2,607 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,100,000 | 2,566 |
| Total interest expense | $1,925,000 | 2,488 |
| Net interest income | $4,175,000 | 2,552 |
| Provision for loan and lease losses | $240,000 | 1,839 |
| Total noninterest income | $729,000 | 2,697 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $399,000 | 2,077 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $330,000 | 2,894 |
| Total noninterest expense | $2,850,000 | 2,834 |
| Salaries and employee benefits | $1,535,000 | 2,866 |
| Premises and equipment expense | $615,000 | 1,937 |
| Additional noninterest expense | $700,000 | 3,365 |
| Pre-tax net operating income | $1,814,000 | 2,361 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $680,000 | 1,824 |
| Income before extraordinary items | $1,134,000 | 2,791 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,134,000 | 2,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,953 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,134,000 | 2,748 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,920,000 | 2,638 |
| Total interest expense | $908,000 | 2,520 |
| Net interest income | $2,012,000 | 2,626 |
| Provision for loan and lease losses | $120,000 | 1,733 |
| Total noninterest income | $374,000 | 2,618 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $211,000 | 1,918 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $163,000 | 2,830 |
| Total noninterest expense | $1,403,000 | 2,874 |
| Salaries and employee benefits | $743,000 | 2,955 |
| Premises and equipment expense | $305,000 | 1,968 |
| Additional noninterest expense | $355,000 | 3,328 |
| Pre-tax net operating income | $863,000 | 2,415 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $324,000 | 1,875 |
| Income before extraordinary items | $539,000 | 2,866 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $539,000 | 2,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,216 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $539,000 | 2,815 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,035,000 | 2,820 |
| Total interest expense | $3,183,000 | 2,491 |
| Net interest income | $6,852,000 | 2,949 |
| Provision for loan and lease losses | $460,000 | 2,096 |
| Total noninterest income | $3,263,000 | 1,490 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $829,000 | 2,075 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,434,000 | 1,150 |
| Total noninterest expense | $5,516,000 | 2,854 |
| Salaries and employee benefits | $2,934,000 | 2,893 |
| Premises and equipment expense | $1,127,000 | 2,040 |
| Additional noninterest expense | $1,455,000 | 3,200 |
| Pre-tax net operating income | $4,139,000 | 1,999 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,546,000 | 1,566 |
| Income before extraordinary items | $2,593,000 | 2,354 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,593,000 | 2,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,577 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,593,000 | 2,297 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,299,000 | 2,870 |
| Total interest expense | $2,281,000 | 2,562 |
| Net interest income | $5,018,000 | 2,986 |
| Provision for loan and lease losses | $355,000 | 1,982 |
| Total noninterest income | $2,931,000 | 1,330 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $630,000 | 2,064 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,301,000 | 975 |
| Total noninterest expense | $4,174,000 | 2,811 |
| Salaries and employee benefits | $2,230,000 | 2,833 |
| Premises and equipment expense | $843,000 | 2,051 |
| Additional noninterest expense | $1,101,000 | 3,151 |
| Pre-tax net operating income | $3,420,000 | 1,839 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,269,000 | 1,476 |
| Income before extraordinary items | $2,151,000 | 2,179 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,151,000 | 2,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,285 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,151,000 | 2,125 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,685,000 | 2,955 |
| Total interest expense | $1,403,000 | 2,723 |
| Net interest income | $3,282,000 | 3,038 |
| Provision for loan and lease losses | $270,000 | 1,719 |
| Total noninterest income | $2,611,000 | 1,052 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $433,000 | 1,989 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,178,000 | 745 |
| Total noninterest expense | $2,769,000 | 2,824 |
| Salaries and employee benefits | $1,475,000 | 2,877 |
| Premises and equipment expense | $551,000 | 2,082 |
| Additional noninterest expense | $743,000 | 3,146 |
| Pre-tax net operating income | $2,854,000 | 1,487 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,059,000 | 1,221 |
| Income before extraordinary items | $1,795,000 | 1,774 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,795,000 | 1,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,529 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,795,000 | 1,715 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,354,000 | 2,957 |
| Total interest expense | $703,000 | 2,740 |
| Net interest income | $1,651,000 | 3,006 |
| Provision for loan and lease losses | $165,000 | 1,332 |
| Total noninterest income | $2,239,000 | 664 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $191,000 | 2,170 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,048,000 | 475 |
| Total noninterest expense | $1,431,000 | 2,754 |
| Salaries and employee benefits | $768,000 | 2,794 |
| Premises and equipment expense | $280,000 | 2,073 |
| Additional noninterest expense | $383,000 | 3,025 |
| Pre-tax net operating income | $2,294,000 | 946 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $851,000 | 847 |
| Income before extraordinary items | $1,443,000 | 1,137 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,443,000 | 1,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,443,000 | 1,070 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,187,000 | 3,061 |
| Total interest expense | $3,082,000 | 2,798 |
| Net interest income | $6,105,000 | 3,134 |
| Provision for loan and lease losses | $705,000 | 1,610 |
| Total noninterest income | $1,535,000 | 2,801 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $782,000 | 2,152 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $753,000 | 2,836 |
| Total noninterest expense | $5,513,000 | 2,811 |
| Salaries and employee benefits | $2,696,000 | 3,055 |
| Premises and equipment expense | $1,269,000 | 1,792 |
| Additional noninterest expense | $1,548,000 | 2,993 |
| Pre-tax net operating income | $1,422,000 | 4,260 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $519,000 | 3,308 |
| Income before extraordinary items | $903,000 | 4,931 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $903,000 | 4,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,107 |
| Cash dividends | $514,000 | 3,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $903,000 | 4,770 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,693,000 | 3,174 |
| Total interest expense | $2,234,000 | 2,973 |
| Net interest income | $4,459,000 | 3,223 |
| Provision for loan and lease losses | $525,000 | 1,587 |
| Total noninterest income | $1,166,000 | 2,844 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $679,000 | 1,904 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $487,000 | 3,190 |
| Total noninterest expense | $4,048,000 | 2,873 |
| Salaries and employee benefits | $1,972,000 | 3,132 |
| Premises and equipment expense | $937,000 | 1,839 |
| Additional noninterest expense | $1,139,000 | 3,033 |
| Pre-tax net operating income | $1,052,000 | 4,418 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $384,000 | 3,480 |
| Income before extraordinary items | $668,000 | 5,115 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $668,000 | 5,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,621 |
| Cash dividends | $514,000 | 2,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $668,000 | 4,932 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,337,000 | 3,272 |
| Total interest expense | $1,462,000 | 3,125 |
| Net interest income | $2,875,000 | 3,316 |
| Provision for loan and lease losses | $345,000 | 1,618 |
| Total noninterest income | $793,000 | 2,774 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $409,000 | 2,058 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $384,000 | 2,858 |
| Total noninterest expense | $2,634,000 | 2,933 |
| Salaries and employee benefits | $1,290,000 | 3,179 |
| Premises and equipment expense | $613,000 | 1,864 |
| Additional noninterest expense | $731,000 | 3,113 |
| Pre-tax net operating income | $689,000 | 4,468 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $258,000 | 3,496 |
| Income before extraordinary items | $431,000 | 5,207 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $431,000 | 5,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $514,000 | 2,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $431,000 | 4,999 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,098,000 | 3,386 |
| Total interest expense | $715,000 | 3,256 |
| Net interest income | $1,383,000 | 3,398 |
| Provision for loan and lease losses | $165,000 | 1,575 |
| Total noninterest income | $399,000 | 2,692 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $199,000 | 2,027 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $200,000 | 2,717 |
| Total noninterest expense | $1,296,000 | 2,954 |
| Salaries and employee benefits | $629,000 | 3,227 |
| Premises and equipment expense | $310,000 | 1,843 |
| Additional noninterest expense | $357,000 | 3,144 |
| Pre-tax net operating income | $321,000 | 4,621 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $122,000 | 3,591 |
| Income before extraordinary items | $199,000 | 5,348 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $199,000 | 5,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $514,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $199,000 | 5,157 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,742,000 | 3,750 |
| Total interest expense | $2,739,000 | 3,815 |
| Net interest income | $5,003,000 | 3,670 |
| Provision for loan and lease losses | $333,000 | 3,233 |
| Total noninterest income | $1,304,000 | 2,905 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $795,000 | 2,007 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $509,000 | 3,254 |
| Total noninterest expense | $4,682,000 | 3,101 |
| Salaries and employee benefits | $2,104,000 | 3,583 |
| Premises and equipment expense | $1,136,000 | 1,942 |
| Additional noninterest expense | $1,442,000 | 3,053 |
| Pre-tax net operating income | $1,292,000 | 4,511 |
| Securities gains (losses) | $21,000 | 3,108 |
| Applicable income taxes | $481,000 | 3,530 |
| Income before extraordinary items | $832,000 | 5,091 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $832,000 | 5,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 2,826 |
| Cash dividends | $399,000 | 3,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $818,560 | 5,002 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,515,000 | 3,807 |
| Total interest expense | $3,734,000 | 4,015 |
| Net interest income | $4,781,000 | 3,566 |
| Provision for loan and lease losses | $275,000 | 3,402 |
| Total noninterest income | $1,090,000 | 3,141 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $939,000 | 1,593 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $151,000 | 5,541 |
| Total noninterest expense | $4,143,000 | 3,325 |
| Salaries and employee benefits | $2,037,000 | 3,544 |
| Premises and equipment expense | $940,000 | 2,267 |
| Additional noninterest expense | $1,166,000 | 3,597 |
| Pre-tax net operating income | $1,453,000 | 3,941 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $531,000 | 3,219 |
| Income before extraordinary items | $922,000 | 4,497 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $922,000 | 4,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,915 |
| Cash dividends | $312,000 | 4,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $922,000 | 4,392 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,657,000 | 4,266 |
| Total interest expense | $3,372,000 | 4,503 |
| Net interest income | $4,285,000 | 3,950 |
| Provision for loan and lease losses | $175,000 | 4,079 |
| Total noninterest income | $924,000 | 3,324 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $821,000 | 1,692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 6,363 |
| Total noninterest expense | $3,821,000 | 3,452 |
| Salaries and employee benefits | $1,730,000 | 3,896 |
| Premises and equipment expense | $858,000 | 2,408 |
| Additional noninterest expense | $1,233,000 | 3,341 |
| Pre-tax net operating income | $1,213,000 | 4,690 |
| Securities gains (losses) | $-8,000 | 8,215 |
| Applicable income taxes | $440,000 | 3,786 |
| Income before extraordinary items | $765,000 | 5,181 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $765,000 | 5,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,827 |
| Cash dividends | $340,000 | 4,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $770,120 | 5,149 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,579,000 | 4,627 |
| Total interest expense | $3,042,000 | 4,547 |
| Net interest income | $3,537,000 | 4,623 |
| Provision for loan and lease losses | $9,000 | 8,193 |
| Total noninterest income | $657,000 | 4,162 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $591,000 | 2,264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,548 |
| Total noninterest expense | $3,209,000 | 3,991 |
| Salaries and employee benefits | $1,423,000 | 4,531 |
| Premises and equipment expense | $735,000 | 2,754 |
| Additional noninterest expense | $1,051,000 | 3,856 |
| Pre-tax net operating income | $976,000 | 5,382 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $355,000 | 4,440 |
| Income before extraordinary items | $619,000 | 5,806 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $619,000 | 5,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,271 |
| Cash dividends | $146,000 | 5,704 |
| Sale, conversion, retirement of capital stock, net | $295,000 | 681 |
| Net operating income | $620,280 | 5,770 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,274,000 | 4,836 |
| Total interest expense | $3,099,000 | 4,601 |
| Net interest income | $3,175,000 | 4,937 |
| Provision for loan and lease losses | $150,000 | 4,136 |
| Total noninterest income | $565,000 | 4,574 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $424,000 | 2,973 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 5,837 |
| Total noninterest expense | $2,495,000 | 4,788 |
| Salaries and employee benefits | $1,132,000 | 5,294 |
| Premises and equipment expense | $488,000 | 3,782 |
| Additional noninterest expense | $875,000 | 4,382 |
| Pre-tax net operating income | $1,095,000 | 5,150 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $393,000 | 4,467 |
| Income before extraordinary items | $702,000 | 5,612 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $702,000 | 5,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,363 |
| Cash dividends | $115,000 | 6,125 |
| Sale, conversion, retirement of capital stock, net | $385,000 | 600 |
| Net operating income | $702,000 | 5,497 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,807,000 | 5,189 |
| Total interest expense | $2,957,000 | 4,778 |
| Net interest income | $2,850,000 | 5,514 |
| Provision for loan and lease losses | $150,000 | 4,117 |
| Total noninterest income | $522,000 | 4,856 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $336,000 | 3,736 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 5,134 |
| Total noninterest expense | $1,914,000 | 5,813 |
| Salaries and employee benefits | $894,000 | 6,321 |
| Premises and equipment expense | $369,000 | 4,719 |
| Additional noninterest expense | $651,000 | 5,498 |
| Pre-tax net operating income | $1,308,000 | 4,935 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $497,000 | 4,232 |
| Income before extraordinary items | $811,000 | 5,403 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $811,000 | 5,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,177 |
| Cash dividends | $73,000 | 6,891 |
| Sale, conversion, retirement of capital stock, net | $332,000 | 598 |
| Net operating income | $811,000 | 5,356 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,090,000 | 5,862 |
| Total interest expense | $2,591,000 | 5,366 |
| Net interest income | $2,499,000 | 6,195 |
| Provision for loan and lease losses | $135,000 | 4,332 |
| Total noninterest income | $349,000 | 6,448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $313,000 | 4,097 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,538 |
| Total noninterest expense | $1,772,000 | 6,453 |
| Salaries and employee benefits | $779,000 | 7,089 |
| Premises and equipment expense | $354,000 | 4,982 |
| Additional noninterest expense | $639,000 | 6,104 |
| Pre-tax net operating income | $941,000 | 5,951 |
| Securities gains (losses) | $-11,000 | 10,330 |
| Applicable income taxes | $341,000 | 5,418 |
| Income before extraordinary items | $589,000 | 6,335 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $589,000 | 6,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,962 |
| Cash dividends | $56,000 | 7,421 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 869 |
| Net operating income | $596,040 | 6,232 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,577,000 | 6,377 |
| Total interest expense | $2,359,000 | 5,797 |
| Net interest income | $2,218,000 | 6,836 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $317,000 | 6,895 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $291,000 | 4,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 10,525 |
| Total noninterest expense | $1,516,000 | 7,218 |
| Salaries and employee benefits | $637,000 | 8,135 |
| Premises and equipment expense | $264,000 | 6,144 |
| Additional noninterest expense | $616,000 | 6,436 |
| Pre-tax net operating income | $918,000 | 6,336 |
| Securities gains (losses) | $-46,000 | 11,123 |
| Applicable income taxes | $307,000 | 5,919 |
| Income before extraordinary items | $565,000 | 6,814 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $565,000 | 6,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,478 |
| Cash dividends | $48,000 | 7,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $594,900 | 6,629 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,368,000 | 7,530 |
| Total interest expense | $1,570,000 | 6,685 |
| Net interest income | $1,798,000 | 8,051 |
| Provision for loan and lease losses | $132,000 | 3,859 |
| Total noninterest income | $303,000 | 7,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $281,000 | 4,598 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,301 |
| Total noninterest expense | $1,354,000 | 8,063 |
| Salaries and employee benefits | $525,000 | 9,161 |
| Premises and equipment expense | $281,000 | 5,988 |
| Additional noninterest expense | $548,000 | 7,436 |
| Pre-tax net operating income | $615,000 | 7,921 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $222,000 | 6,981 |
| Income before extraordinary items | $393,000 | 8,253 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $393,000 | 8,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 11,066 |
| Cash dividends | $40,000 | 8,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $393,000 | 8,296 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,363,000 | 9,447 |
| Total interest expense | $1,146,000 | 8,499 |
| Net interest income | $1,217,000 | 10,018 |
| Provision for loan and lease losses | $227,000 | 3,641 |
| Total noninterest income | $180,000 | 9,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,889 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,885 |
| Total noninterest expense | $1,127,000 | 9,214 |
| Salaries and employee benefits | $464,000 | 9,995 |
| Premises and equipment expense | $248,000 | 6,711 |
| Additional noninterest expense | $415,000 | 9,099 |
| Pre-tax net operating income | $43,000 | 12,214 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $14,000 | 11,735 |
| Income before extraordinary items | $29,000 | 12,383 |
| Extraordinary gains, net | $71,000 | 1,896 |
| Net income | $100,000 | 11,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 11,050 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $29,000 | 12,239 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,918,000 | 11,058 |
| Total interest expense | $1,011,000 | 10,337 |
| Net interest income | $907,000 | 11,486 |
| Provision for loan and lease losses | $25,000 | 10,242 |
| Total noninterest income | $126,000 | 11,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 8,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 13,290 |
| Total noninterest expense | $883,000 | 10,587 |
| Salaries and employee benefits | $297,000 | 12,045 |
| Premises and equipment expense | $177,000 | 8,387 |
| Additional noninterest expense | $409,000 | 9,451 |
| Pre-tax net operating income | $125,000 | 11,758 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $32,000 | 11,754 |
| Income before extraordinary items | $93,000 | 12,026 |
| Extraordinary gains, net | $32,000 | 1,112 |
| Net income | $125,000 | 11,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 13,191 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $93,000 | 11,723 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.