Home > Centerstate Bank Central Florida > Income and Expense
Centerstate Bank Central Florida, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,456,000 | 2,218 |
| Total interest expense | $2,860,000 | 2,173 |
| Net interest income | $7,596,000 | 2,179 |
| Provision for loan and lease losses | $2,710,000 | 1,351 |
| Total noninterest income | $1,382,000 | 2,212 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $599,000 | 1,888 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $783,000 | 2,098 |
| Total noninterest expense | $6,614,000 | 2,191 |
| Salaries and employee benefits | $2,600,000 | 2,755 |
| Premises and equipment expense | $976,000 | 1,975 |
| Additional noninterest expense | $3,038,000 | 1,751 |
| Pre-tax net operating income | $-346,000 | 6,433 |
| Securities gains (losses) | $338,000 | 994 |
| Applicable income taxes | $64,000 | 3,418 |
| Income before extraordinary items | $-72,000 | 6,264 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-72,000 | 6,265 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-72,000 | 6,265 |
| Net charge-offs | $3,087,000 | 1,119 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 915 |
| Net operating income | $-410,000 | 6,540 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,045,000 | 2,223 |
| Total interest expense | $1,999,000 | 2,156 |
| Net interest income | $5,046,000 | 2,194 |
| Provision for loan and lease losses | $1,975,000 | 1,287 |
| Total noninterest income | $846,000 | 2,283 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $398,000 | 1,893 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $448,000 | 2,248 |
| Total noninterest expense | $4,217,000 | 2,292 |
| Salaries and employee benefits | $1,756,000 | 2,748 |
| Premises and equipment expense | $639,000 | 2,036 |
| Additional noninterest expense | $1,822,000 | 1,901 |
| Pre-tax net operating income | $-300,000 | 6,573 |
| Securities gains (losses) | $338,000 | 650 |
| Applicable income taxes | $-11,000 | 6,934 |
| Income before extraordinary items | $49,000 | 5,905 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $49,000 | 5,908 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $49,000 | 5,907 |
| Net charge-offs | $2,403,000 | 982 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 848 |
| Net operating income | $-289,000 | 6,632 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,563,000 | 2,251 |
| Total interest expense | $1,031,000 | 2,201 |
| Net interest income | $2,532,000 | 2,195 |
| Provision for loan and lease losses | $900,000 | 1,245 |
| Total noninterest income | $371,000 | 2,498 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $199,000 | 1,880 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $172,000 | 2,619 |
| Total noninterest expense | $2,018,000 | 2,427 |
| Salaries and employee benefits | $895,000 | 2,737 |
| Premises and equipment expense | $318,000 | 2,097 |
| Additional noninterest expense | $805,000 | 2,110 |
| Pre-tax net operating income | $-15,000 | 6,352 |
| Securities gains (losses) | $96,000 | 807 |
| Applicable income taxes | $21,000 | 3,422 |
| Income before extraordinary items | $60,000 | 5,539 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $60,000 | 5,541 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $60,000 | 5,540 |
| Net charge-offs | $480,000 | 1,609 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 794 |
| Net operating income | $-11,040 | 6,365 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,760,000 | 2,256 |
| Total interest expense | $5,299,000 | 2,147 |
| Net interest income | $9,461,000 | 2,306 |
| Provision for loan and lease losses | $5,445,000 | 1,343 |
| Total noninterest income | $1,113,000 | 3,134 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,000,000 | 1,688 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $113,000 | 5,494 |
| Total noninterest expense | $7,755,000 | 2,542 |
| Salaries and employee benefits | $3,287,000 | 2,951 |
| Premises and equipment expense | $1,337,000 | 1,998 |
| Additional noninterest expense | $3,131,000 | 2,265 |
| Pre-tax net operating income | $-2,626,000 | 6,805 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-1,108,000 | 7,313 |
| Income before extraordinary items | $-1,518,000 | 6,574 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,518,000 | 6,574 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,518,000 | 6,574 |
| Net charge-offs | $2,851,000 | 1,661 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 1,087 |
| Net operating income | $-1,518,000 | 6,571 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,049,000 | 2,304 |
| Total interest expense | $4,149,000 | 2,145 |
| Net interest income | $6,900,000 | 2,363 |
| Provision for loan and lease losses | $2,895,000 | 1,516 |
| Total noninterest income | $905,000 | 3,017 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $762,000 | 1,661 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $143,000 | 4,855 |
| Total noninterest expense | $5,744,000 | 2,581 |
| Salaries and employee benefits | $2,430,000 | 3,006 |
| Premises and equipment expense | $1,021,000 | 1,989 |
| Additional noninterest expense | $2,293,000 | 2,271 |
| Pre-tax net operating income | $-834,000 | 6,561 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-410,000 | 7,288 |
| Income before extraordinary items | $-424,000 | 6,358 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-424,000 | 6,359 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-424,000 | 6,358 |
| Net charge-offs | $1,555,000 | 1,739 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 1,011 |
| Net operating income | $-424,000 | 6,352 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,220,000 | 2,376 |
| Total interest expense | $2,835,000 | 2,190 |
| Net interest income | $4,385,000 | 2,463 |
| Provision for loan and lease losses | $1,445,000 | 1,680 |
| Total noninterest income | $644,000 | 2,900 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $510,000 | 1,624 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $134,000 | 4,308 |
| Total noninterest expense | $3,844,000 | 2,602 |
| Salaries and employee benefits | $1,637,000 | 3,021 |
| Premises and equipment expense | $668,000 | 2,047 |
| Additional noninterest expense | $1,539,000 | 2,282 |
| Pre-tax net operating income | $-260,000 | 6,376 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-40,000 | 6,972 |
| Income before extraordinary items | $-220,000 | 6,413 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-220,000 | 6,412 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-220,000 | 6,412 |
| Net charge-offs | $1,313,000 | 1,436 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 977 |
| Net operating income | $-220,000 | 6,404 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,612,000 | 2,402 |
| Total interest expense | $1,456,000 | 2,218 |
| Net interest income | $2,156,000 | 2,507 |
| Provision for loan and lease losses | $280,000 | 2,420 |
| Total noninterest income | $217,000 | 3,655 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $244,000 | 1,653 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-27,000 | 8,053 |
| Total noninterest expense | $1,864,000 | 2,581 |
| Salaries and employee benefits | $841,000 | 2,975 |
| Premises and equipment expense | $339,000 | 2,058 |
| Additional noninterest expense | $684,000 | 2,274 |
| Pre-tax net operating income | $229,000 | 3,809 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $54,000 | 2,811 |
| Income before extraordinary items | $175,000 | 4,086 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $175,000 | 4,089 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $175,000 | 4,089 |
| Net charge-offs | $829,000 | 1,061 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 870 |
| Net operating income | $175,000 | 3,933 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,706,000 | 2,509 |
| Total interest expense | $6,356,000 | 2,397 |
| Net interest income | $8,350,000 | 2,604 |
| Provision for loan and lease losses | $2,816,000 | 1,457 |
| Total noninterest income | $3,170,000 | 1,499 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,086,000 | 1,638 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,084,000 | 1,265 |
| Total noninterest expense | $7,239,000 | 2,605 |
| Salaries and employee benefits | $3,368,000 | 2,938 |
| Premises and equipment expense | $1,374,000 | 1,984 |
| Additional noninterest expense | $2,497,000 | 2,344 |
| Pre-tax net operating income | $1,465,000 | 3,070 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $435,000 | 1,989 |
| Income before extraordinary items | $1,030,000 | 3,229 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,030,000 | 3,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,414,000 | 1,613 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,030,000 | 3,383 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,074,000 | 2,556 |
| Total interest expense | $4,823,000 | 2,454 |
| Net interest income | $6,251,000 | 2,626 |
| Provision for loan and lease losses | $1,741,000 | 1,296 |
| Total noninterest income | $2,772,000 | 1,389 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $798,000 | 1,674 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,974,000 | 1,114 |
| Total noninterest expense | $5,465,000 | 2,584 |
| Salaries and employee benefits | $2,599,000 | 2,870 |
| Premises and equipment expense | $1,032,000 | 1,975 |
| Additional noninterest expense | $1,834,000 | 2,326 |
| Pre-tax net operating income | $1,817,000 | 2,470 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $614,000 | 1,659 |
| Income before extraordinary items | $1,203,000 | 2,752 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,203,000 | 2,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,028,000 | 1,277 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,203,000 | 2,897 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,360,000 | 2,593 |
| Total interest expense | $3,310,000 | 2,483 |
| Net interest income | $4,050,000 | 2,682 |
| Provision for loan and lease losses | $1,040,000 | 1,191 |
| Total noninterest income | $2,395,000 | 1,147 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $507,000 | 1,740 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,888,000 | 882 |
| Total noninterest expense | $3,717,000 | 2,542 |
| Salaries and employee benefits | $1,768,000 | 2,853 |
| Premises and equipment expense | $709,000 | 1,912 |
| Additional noninterest expense | $1,240,000 | 2,275 |
| Pre-tax net operating income | $1,688,000 | 1,965 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $574,000 | 1,441 |
| Income before extraordinary items | $1,114,000 | 2,356 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,114,000 | 2,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $676,000 | 1,090 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,114,000 | 2,307 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,757,000 | 2,609 |
| Total interest expense | $1,772,000 | 2,474 |
| Net interest income | $1,985,000 | 2,719 |
| Provision for loan and lease losses | $295,000 | 1,427 |
| Total noninterest income | $430,000 | 2,473 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $263,000 | 1,645 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $167,000 | 2,856 |
| Total noninterest expense | $1,781,000 | 2,642 |
| Salaries and employee benefits | $878,000 | 2,903 |
| Premises and equipment expense | $362,000 | 1,879 |
| Additional noninterest expense | $541,000 | 2,537 |
| Pre-tax net operating income | $339,000 | 3,879 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $117,000 | 2,620 |
| Income before extraordinary items | $222,000 | 4,450 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $222,000 | 4,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 1,275 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $222,000 | 4,343 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,340,000 | 2,496 |
| Total interest expense | $7,306,000 | 2,518 |
| Net interest income | $9,034,000 | 2,439 |
| Provision for loan and lease losses | $724,000 | 1,810 |
| Total noninterest income | $2,241,000 | 2,049 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,398,000 | 1,274 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $843,000 | 2,487 |
| Total noninterest expense | $7,083,000 | 2,557 |
| Salaries and employee benefits | $3,506,000 | 2,798 |
| Premises and equipment expense | $1,518,000 | 1,726 |
| Additional noninterest expense | $2,059,000 | 2,595 |
| Pre-tax net operating income | $3,468,000 | 2,215 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,196,000 | 1,651 |
| Income before extraordinary items | $2,272,000 | 2,564 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,272,000 | 2,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 3,091 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,272,000 | 2,557 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,276,000 | 2,501 |
| Total interest expense | $5,432,000 | 2,535 |
| Net interest income | $6,844,000 | 2,442 |
| Provision for loan and lease losses | $304,000 | 2,293 |
| Total noninterest income | $1,697,000 | 2,033 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,082,000 | 1,215 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $615,000 | 2,524 |
| Total noninterest expense | $5,343,000 | 2,535 |
| Salaries and employee benefits | $2,667,000 | 2,755 |
| Premises and equipment expense | $1,144,000 | 1,717 |
| Additional noninterest expense | $1,532,000 | 2,564 |
| Pre-tax net operating income | $2,894,000 | 2,173 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,011,000 | 1,634 |
| Income before extraordinary items | $1,883,000 | 2,500 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,883,000 | 2,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,034 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,883,000 | 2,475 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,085,000 | 2,541 |
| Total interest expense | $3,541,000 | 2,591 |
| Net interest income | $4,544,000 | 2,481 |
| Provision for loan and lease losses | $199,000 | 2,192 |
| Total noninterest income | $1,132,000 | 2,049 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $764,000 | 1,158 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $368,000 | 2,689 |
| Total noninterest expense | $3,571,000 | 2,556 |
| Salaries and employee benefits | $1,797,000 | 2,759 |
| Premises and equipment expense | $764,000 | 1,741 |
| Additional noninterest expense | $1,010,000 | 2,604 |
| Pre-tax net operating income | $1,906,000 | 2,250 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $671,000 | 1,713 |
| Income before extraordinary items | $1,235,000 | 2,572 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,235,000 | 2,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,235,000 | 2,554 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,997,000 | 2,564 |
| Total interest expense | $1,732,000 | 2,636 |
| Net interest income | $2,265,000 | 2,489 |
| Provision for loan and lease losses | $84,000 | 2,309 |
| Total noninterest income | $556,000 | 2,065 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $390,000 | 1,100 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $166,000 | 2,847 |
| Total noninterest expense | $1,780,000 | 2,566 |
| Salaries and employee benefits | $920,000 | 2,736 |
| Premises and equipment expense | $373,000 | 1,791 |
| Additional noninterest expense | $487,000 | 2,680 |
| Pre-tax net operating income | $957,000 | 2,249 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $347,000 | 1,683 |
| Income before extraordinary items | $610,000 | 2,599 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $610,000 | 2,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $610,000 | 2,576 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,287,000 | 2,514 |
| Total interest expense | $5,840,000 | 2,651 |
| Net interest income | $9,447,000 | 2,409 |
| Provision for loan and lease losses | $160,000 | 3,939 |
| Total noninterest income | $1,955,000 | 2,266 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,293,000 | 1,377 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $662,000 | 2,831 |
| Total noninterest expense | $6,594,000 | 2,658 |
| Salaries and employee benefits | $3,314,000 | 2,866 |
| Premises and equipment expense | $1,337,000 | 1,875 |
| Additional noninterest expense | $1,943,000 | 2,643 |
| Pre-tax net operating income | $4,648,000 | 2,008 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,682,000 | 1,511 |
| Income before extraordinary items | $2,966,000 | 2,301 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,966,000 | 2,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 2,512 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,966,000 | 2,280 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,254,000 | 2,543 |
| Total interest expense | $4,105,000 | 2,714 |
| Net interest income | $7,149,000 | 2,412 |
| Provision for loan and lease losses | $100,000 | 4,067 |
| Total noninterest income | $1,462,000 | 2,269 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $946,000 | 1,424 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $516,000 | 2,807 |
| Total noninterest expense | $4,930,000 | 2,661 |
| Salaries and employee benefits | $2,463,000 | 2,883 |
| Premises and equipment expense | $1,001,000 | 1,893 |
| Additional noninterest expense | $1,466,000 | 2,617 |
| Pre-tax net operating income | $3,581,000 | 2,022 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,318,000 | 1,534 |
| Income before extraordinary items | $2,263,000 | 2,343 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,263,000 | 2,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,313 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,263,000 | 2,330 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,227,000 | 2,590 |
| Total interest expense | $2,462,000 | 2,853 |
| Net interest income | $4,765,000 | 2,419 |
| Provision for loan and lease losses | $45,000 | 4,580 |
| Total noninterest income | $923,000 | 2,351 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $607,000 | 1,463 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $316,000 | 2,916 |
| Total noninterest expense | $3,283,000 | 2,679 |
| Salaries and employee benefits | $1,628,000 | 2,910 |
| Premises and equipment expense | $667,000 | 1,886 |
| Additional noninterest expense | $988,000 | 2,599 |
| Pre-tax net operating income | $2,360,000 | 2,048 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $872,000 | 1,553 |
| Income before extraordinary items | $1,488,000 | 2,356 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,488,000 | 2,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,447 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,488,000 | 2,338 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,471,000 | 2,631 |
| Total interest expense | $1,100,000 | 3,024 |
| Net interest income | $2,371,000 | 2,422 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $417,000 | 2,491 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $281,000 | 1,521 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $136,000 | 3,156 |
| Total noninterest expense | $1,635,000 | 2,683 |
| Salaries and employee benefits | $821,000 | 2,902 |
| Premises and equipment expense | $335,000 | 1,884 |
| Additional noninterest expense | $479,000 | 2,637 |
| Pre-tax net operating income | $1,123,000 | 2,089 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $414,000 | 1,611 |
| Income before extraordinary items | $709,000 | 2,420 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $709,000 | 2,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,092 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $709,000 | 2,394 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,302,000 | 2,846 |
| Total interest expense | $3,282,000 | 3,098 |
| Net interest income | $8,020,000 | 2,695 |
| Provision for loan and lease losses | $165,000 | 3,955 |
| Total noninterest income | $1,757,000 | 2,420 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,231,000 | 1,419 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $526,000 | 3,281 |
| Total noninterest expense | $6,014,000 | 2,748 |
| Salaries and employee benefits | $2,917,000 | 3,041 |
| Premises and equipment expense | $1,249,000 | 1,925 |
| Additional noninterest expense | $1,848,000 | 2,693 |
| Pre-tax net operating income | $3,598,000 | 2,408 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,332,000 | 1,860 |
| Income before extraordinary items | $2,266,000 | 2,780 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,266,000 | 2,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,376 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,266,000 | 2,746 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,059,000 | 2,910 |
| Total interest expense | $2,288,000 | 3,151 |
| Net interest income | $5,771,000 | 2,781 |
| Provision for loan and lease losses | $120,000 | 3,874 |
| Total noninterest income | $1,299,000 | 2,437 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $909,000 | 1,421 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $390,000 | 3,325 |
| Total noninterest expense | $4,384,000 | 2,790 |
| Salaries and employee benefits | $2,074,000 | 3,168 |
| Premises and equipment expense | $919,000 | 1,958 |
| Additional noninterest expense | $1,391,000 | 2,644 |
| Pre-tax net operating income | $2,566,000 | 2,524 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $965,000 | 1,931 |
| Income before extraordinary items | $1,601,000 | 2,981 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,601,000 | 2,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,349 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,601,000 | 2,939 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,126,000 | 2,971 |
| Total interest expense | $1,443,000 | 3,145 |
| Net interest income | $3,683,000 | 2,864 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $825,000 | 2,483 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $576,000 | 1,468 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $249,000 | 3,377 |
| Total noninterest expense | $2,845,000 | 2,840 |
| Salaries and employee benefits | $1,356,000 | 3,210 |
| Premises and equipment expense | $590,000 | 2,007 |
| Additional noninterest expense | $899,000 | 2,703 |
| Pre-tax net operating income | $1,573,000 | 2,656 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $593,000 | 2,028 |
| Income before extraordinary items | $980,000 | 3,140 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $980,000 | 3,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,392 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $980,000 | 3,094 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,421,000 | 3,073 |
| Total interest expense | $684,000 | 3,176 |
| Net interest income | $1,737,000 | 3,007 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $422,000 | 2,410 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $289,000 | 1,422 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $133,000 | 3,203 |
| Total noninterest expense | $1,381,000 | 2,918 |
| Salaries and employee benefits | $666,000 | 3,256 |
| Premises and equipment expense | $292,000 | 2,048 |
| Additional noninterest expense | $423,000 | 2,874 |
| Pre-tax net operating income | $718,000 | 2,796 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $269,000 | 2,147 |
| Income before extraordinary items | $449,000 | 3,316 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $449,000 | 3,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $449,000 | 3,281 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,976,000 | 3,423 |
| Total interest expense | $2,095,000 | 3,512 |
| Net interest income | $5,881,000 | 3,336 |
| Provision for loan and lease losses | $355,000 | 2,603 |
| Total noninterest income | $1,685,000 | 2,473 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,162,000 | 1,513 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $523,000 | 3,228 |
| Total noninterest expense | $5,146,000 | 3,030 |
| Salaries and employee benefits | $2,397,000 | 3,457 |
| Premises and equipment expense | $1,095,000 | 2,105 |
| Additional noninterest expense | $1,654,000 | 2,885 |
| Pre-tax net operating income | $2,065,000 | 3,427 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $774,000 | 2,583 |
| Income before extraordinary items | $1,291,000 | 4,009 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,291,000 | 4,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,591 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,291,000 | 3,955 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,720,000 | 3,530 |
| Total interest expense | $1,474,000 | 3,670 |
| Net interest income | $4,246,000 | 3,428 |
| Provision for loan and lease losses | $155,000 | 3,470 |
| Total noninterest income | $1,270,000 | 2,476 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $874,000 | 1,525 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $396,000 | 3,213 |
| Total noninterest expense | $3,822,000 | 3,028 |
| Salaries and employee benefits | $1,797,000 | 3,433 |
| Premises and equipment expense | $785,000 | 2,188 |
| Additional noninterest expense | $1,240,000 | 2,842 |
| Pre-tax net operating income | $1,539,000 | 3,512 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $582,000 | 2,626 |
| Income before extraordinary items | $957,000 | 4,116 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $957,000 | 4,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,796 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $957,000 | 4,049 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,669,000 | 3,638 |
| Total interest expense | $964,000 | 3,714 |
| Net interest income | $2,705,000 | 3,544 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $857,000 | 2,472 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $588,000 | 1,491 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $269,000 | 3,181 |
| Total noninterest expense | $2,491,000 | 3,104 |
| Salaries and employee benefits | $1,157,000 | 3,556 |
| Premises and equipment expense | $501,000 | 2,284 |
| Additional noninterest expense | $833,000 | 2,829 |
| Pre-tax net operating income | $951,000 | 3,649 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $360,000 | 2,749 |
| Income before extraordinary items | $591,000 | 4,291 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $591,000 | 4,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,035 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $591,000 | 4,212 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,804,000 | 3,697 |
| Total interest expense | $492,000 | 3,690 |
| Net interest income | $1,312,000 | 3,626 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $422,000 | 2,444 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $304,000 | 1,408 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $118,000 | 3,377 |
| Total noninterest expense | $1,213,000 | 3,201 |
| Salaries and employee benefits | $554,000 | 3,700 |
| Premises and equipment expense | $251,000 | 2,295 |
| Additional noninterest expense | $408,000 | 2,858 |
| Pre-tax net operating income | $431,000 | 3,887 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $164,000 | 2,923 |
| Income before extraordinary items | $267,000 | 4,581 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $267,000 | 4,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $267,000 | 4,448 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,298,000 | 3,692 |
| Total interest expense | $2,318,000 | 3,549 |
| Net interest income | $4,980,000 | 3,689 |
| Provision for loan and lease losses | $200,000 | 4,016 |
| Total noninterest income | $1,563,000 | 2,764 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,124,000 | 1,529 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $439,000 | 3,796 |
| Total noninterest expense | $4,699,000 | 3,215 |
| Salaries and employee benefits | $2,104,000 | 3,768 |
| Premises and equipment expense | $1,064,000 | 2,140 |
| Additional noninterest expense | $1,531,000 | 3,020 |
| Pre-tax net operating income | $1,644,000 | 3,880 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $616,000 | 3,012 |
| Income before extraordinary items | $1,028,000 | 4,572 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,028,000 | 4,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,903 |
| Cash dividends | $1,379,000 | 1,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,028,000 | 4,397 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,426,000 | 3,759 |
| Total interest expense | $1,787,000 | 3,580 |
| Net interest income | $3,639,000 | 3,788 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $1,114,000 | 2,927 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $804,000 | 1,609 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $310,000 | 3,980 |
| Total noninterest expense | $3,499,000 | 3,236 |
| Salaries and employee benefits | $1,560,000 | 3,789 |
| Premises and equipment expense | $800,000 | 2,141 |
| Additional noninterest expense | $1,139,000 | 3,033 |
| Pre-tax net operating income | $1,164,000 | 4,156 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $447,000 | 3,220 |
| Income before extraordinary items | $717,000 | 4,932 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $717,000 | 4,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,109 |
| Cash dividends | $1,379,000 | 1,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $717,000 | 4,737 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,609,000 | 3,801 |
| Total interest expense | $1,222,000 | 3,613 |
| Net interest income | $2,387,000 | 3,844 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $717,000 | 2,960 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $514,000 | 1,643 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $203,000 | 4,006 |
| Total noninterest expense | $2,292,000 | 3,292 |
| Salaries and employee benefits | $1,044,000 | 3,782 |
| Premises and equipment expense | $537,000 | 2,119 |
| Additional noninterest expense | $711,000 | 3,190 |
| Pre-tax net operating income | $752,000 | 4,228 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $280,000 | 3,356 |
| Income before extraordinary items | $472,000 | 4,944 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $472,000 | 4,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $1,241,000 | 1,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $472,000 | 4,739 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,813,000 | 3,800 |
| Total interest expense | $626,000 | 3,623 |
| Net interest income | $1,187,000 | 3,859 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $361,000 | 2,855 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $237,000 | 1,717 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $124,000 | 3,547 |
| Total noninterest expense | $1,177,000 | 3,211 |
| Salaries and employee benefits | $531,000 | 3,722 |
| Premises and equipment expense | $273,000 | 2,087 |
| Additional noninterest expense | $373,000 | 3,030 |
| Pre-tax net operating income | $341,000 | 4,446 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $122,000 | 3,591 |
| Income before extraordinary items | $219,000 | 5,077 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $219,000 | 5,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,212 |
| Cash dividends | $1,125,000 | 624 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $219,000 | 4,875 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,024,000 | 3,636 |
| Total interest expense | $2,783,000 | 3,761 |
| Net interest income | $5,241,000 | 3,515 |
| Provision for loan and lease losses | $215,000 | 4,215 |
| Total noninterest income | $1,491,000 | 2,626 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,020,000 | 1,585 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $471,000 | 3,393 |
| Total noninterest expense | $4,734,000 | 3,069 |
| Salaries and employee benefits | $2,098,000 | 3,593 |
| Premises and equipment expense | $996,000 | 2,193 |
| Additional noninterest expense | $1,640,000 | 2,751 |
| Pre-tax net operating income | $1,783,000 | 3,680 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $685,000 | 2,896 |
| Income before extraordinary items | $1,098,000 | 4,330 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,098,000 | 4,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,923 |
| Cash dividends | $428,000 | 3,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,098,000 | 4,219 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,166,000 | 3,582 |
| Total interest expense | $4,032,000 | 3,776 |
| Net interest income | $5,134,000 | 3,364 |
| Provision for loan and lease losses | $302,000 | 3,179 |
| Total noninterest income | $1,391,000 | 2,657 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,010,000 | 1,461 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $381,000 | 3,640 |
| Total noninterest expense | $4,556,000 | 3,057 |
| Salaries and employee benefits | $2,108,000 | 3,443 |
| Premises and equipment expense | $988,000 | 2,160 |
| Additional noninterest expense | $1,460,000 | 2,940 |
| Pre-tax net operating income | $1,667,000 | 3,605 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $640,000 | 2,851 |
| Income before extraordinary items | $1,027,000 | 4,217 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,027,000 | 4,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,838 |
| Cash dividends | $351,000 | 4,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,027,000 | 4,104 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,917,000 | 3,748 |
| Total interest expense | $3,959,000 | 4,014 |
| Net interest income | $4,958,000 | 3,500 |
| Provision for loan and lease losses | $407,000 | 2,254 |
| Total noninterest income | $1,094,000 | 2,955 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $838,000 | 1,656 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $256,000 | 4,248 |
| Total noninterest expense | $4,268,000 | 3,152 |
| Salaries and employee benefits | $1,952,000 | 3,544 |
| Premises and equipment expense | $853,000 | 2,422 |
| Additional noninterest expense | $1,463,000 | 2,877 |
| Pre-tax net operating income | $1,377,000 | 4,323 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $530,000 | 3,351 |
| Income before extraordinary items | $846,000 | 4,883 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $846,000 | 4,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,466 |
| Cash dividends | $355,000 | 4,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $846,640 | 4,881 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,530,000 | 4,134 |
| Total interest expense | $3,257,000 | 4,307 |
| Net interest income | $4,273,000 | 3,949 |
| Provision for loan and lease losses | $186,000 | 3,716 |
| Total noninterest income | $891,000 | 3,365 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $708,000 | 1,873 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 5,146 |
| Total noninterest expense | $3,912,000 | 3,381 |
| Salaries and employee benefits | $1,665,000 | 3,993 |
| Premises and equipment expense | $829,000 | 2,445 |
| Additional noninterest expense | $1,418,000 | 2,998 |
| Pre-tax net operating income | $1,066,000 | 5,111 |
| Securities gains (losses) | $6,000 | 2,044 |
| Applicable income taxes | $405,000 | 4,126 |
| Income before extraordinary items | $667,000 | 5,605 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $667,000 | 5,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,666 |
| Cash dividends | $158,000 | 5,571 |
| Sale, conversion, retirement of capital stock, net | $601,000 | 582 |
| Net operating income | $663,160 | 5,582 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,267,000 | 4,260 |
| Total interest expense | $3,455,000 | 4,184 |
| Net interest income | $3,812,000 | 4,288 |
| Provision for loan and lease losses | $38,000 | 7,037 |
| Total noninterest income | $707,000 | 3,951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $585,000 | 2,198 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,168 |
| Total noninterest expense | $3,075,000 | 4,031 |
| Salaries and employee benefits | $1,374,000 | 4,551 |
| Premises and equipment expense | $640,000 | 2,994 |
| Additional noninterest expense | $1,061,000 | 3,755 |
| Pre-tax net operating income | $1,406,000 | 4,392 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $512,000 | 3,776 |
| Income before extraordinary items | $894,000 | 4,850 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $894,000 | 4,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,401 |
| Cash dividends | $113,000 | 6,136 |
| Sale, conversion, retirement of capital stock, net | $231,000 | 661 |
| Net operating income | $894,000 | 4,751 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,256,000 | 4,898 |
| Total interest expense | $2,818,000 | 4,967 |
| Net interest income | $3,438,000 | 4,792 |
| Provision for loan and lease losses | $212,000 | 3,311 |
| Total noninterest income | $529,000 | 4,814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $439,000 | 2,963 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 7,074 |
| Total noninterest expense | $2,742,000 | 4,419 |
| Salaries and employee benefits | $1,205,000 | 5,082 |
| Premises and equipment expense | $615,000 | 3,075 |
| Additional noninterest expense | $922,000 | 4,213 |
| Pre-tax net operating income | $1,013,000 | 5,791 |
| Securities gains (losses) | $-6,000 | 9,765 |
| Applicable income taxes | $405,000 | 4,845 |
| Income before extraordinary items | $602,000 | 6,361 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $602,000 | 6,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,260 |
| Cash dividends | $72,000 | 6,896 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 764 |
| Net operating income | $605,840 | 6,280 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,241,000 | 5,734 |
| Total interest expense | $2,457,000 | 5,576 |
| Net interest income | $2,784,000 | 5,756 |
| Provision for loan and lease losses | $299,000 | 2,612 |
| Total noninterest income | $342,000 | 6,500 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $271,000 | 4,545 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,053 |
| Total noninterest expense | $2,152,000 | 5,629 |
| Salaries and employee benefits | $960,000 | 6,174 |
| Premises and equipment expense | $434,000 | 4,251 |
| Additional noninterest expense | $758,000 | 5,412 |
| Pre-tax net operating income | $675,000 | 7,047 |
| Securities gains (losses) | $-5,000 | 9,952 |
| Applicable income taxes | $252,000 | 6,426 |
| Income before extraordinary items | $418,000 | 7,472 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $418,000 | 7,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,795 |
| Cash dividends | $60,000 | 7,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $421,200 | 7,389 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,673,000 | 6,266 |
| Total interest expense | $2,222,000 | 6,043 |
| Net interest income | $2,451,000 | 6,399 |
| Provision for loan and lease losses | $126,000 | 3,989 |
| Total noninterest income | $304,000 | 7,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $250,000 | 4,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,034 |
| Total noninterest expense | $1,708,000 | 6,716 |
| Salaries and employee benefits | $778,000 | 7,218 |
| Premises and equipment expense | $318,000 | 5,389 |
| Additional noninterest expense | $612,000 | 6,467 |
| Pre-tax net operating income | $921,000 | 6,318 |
| Securities gains (losses) | $-38,000 | 11,009 |
| Applicable income taxes | $323,000 | 5,746 |
| Income before extraordinary items | $560,000 | 6,843 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $560,000 | 6,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,939 |
| Cash dividends | $51,000 | 7,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $584,320 | 6,691 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,285,000 | 7,637 |
| Total interest expense | $1,208,000 | 7,870 |
| Net interest income | $2,077,000 | 7,382 |
| Provision for loan and lease losses | $92,000 | 4,738 |
| Total noninterest income | $255,000 | 7,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $210,000 | 5,673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,881 |
| Total noninterest expense | $1,567,000 | 7,387 |
| Salaries and employee benefits | $668,000 | 8,130 |
| Premises and equipment expense | $345,000 | 5,129 |
| Additional noninterest expense | $554,000 | 7,393 |
| Pre-tax net operating income | $673,000 | 7,569 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $253,000 | 6,490 |
| Income before extraordinary items | $420,000 | 7,996 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $420,000 | 8,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,622 |
| Cash dividends | $43,000 | 8,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $420,000 | 8,038 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,220,000 | 9,742 |
| Total interest expense | $802,000 | 10,046 |
| Net interest income | $1,418,000 | 9,365 |
| Provision for loan and lease losses | $39,000 | 8,009 |
| Total noninterest income | $199,000 | 9,245 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,730 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,040 |
| Total noninterest expense | $1,351,000 | 8,329 |
| Salaries and employee benefits | $544,000 | 9,277 |
| Premises and equipment expense | $313,000 | 5,644 |
| Additional noninterest expense | $494,000 | 8,274 |
| Pre-tax net operating income | $227,000 | 10,811 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $78,000 | 10,260 |
| Income before extraordinary items | $149,000 | 11,219 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $149,000 | 11,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 8,297 |
| Cash dividends | $30,000 | 8,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $149,000 | 11,008 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,064,000 | 10,773 |
| Total interest expense | $845,000 | 11,114 |
| Net interest income | $1,219,000 | 10,263 |
| Provision for loan and lease losses | $55,000 | 8,828 |
| Total noninterest income | $170,000 | 10,036 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 7,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 12,017 |
| Total noninterest expense | $1,049,000 | 9,750 |
| Salaries and employee benefits | $409,000 | 10,756 |
| Premises and equipment expense | $280,000 | 6,282 |
| Additional noninterest expense | $360,000 | 10,069 |
| Pre-tax net operating income | $285,000 | 10,281 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $120,000 | 9,356 |
| Income before extraordinary items | $165,000 | 11,060 |
| Extraordinary gains, net | $78,000 | 841 |
| Net income | $243,000 | 10,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $165,000 | 10,727 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.