Home > CenterPointe Community Bank > Income and Expense

CenterPointe Community Bank, Income and Expense

2017-06-30 (YTD Data)Rank
Total interest income$2,779,0003,585
Total interest expense$65,0005,263
Net interest income$2,714,0003,397
Provision for loan and lease losses$43,0002,969
Total noninterest income$290,0003,775
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$122,0003,183
Trading account gains and fees$0139
Additional Noninterest Income$168,0003,706
Total noninterest expense$2,295,0003,309
Salaries and employee benefits$1,195,0003,449
Premises and equipment expense$309,0002,908
Additional noninterest expense$791,0003,135
Pre-tax net operating income$666,0003,729
Securities gains (losses)$-18,0005,579
Applicable income taxes$250,0002,301
Income before extraordinary items$398,0004,169
Extraordinary gains, net$011
Net income$398,0004,168
Minority interest net income$071
Net income of bank and minority interests.$398,0004,169
Net charge-offs$9,0002,932
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$67,000399
Net operating income$409,5204,112
2017-03-31 (YTD Data)Rank
Total interest income$1,383,0003,608
Total interest expense$33,0005,288
Net interest income$1,350,0003,412
Provision for loan and lease losses$20,0002,800
Total noninterest income$140,0003,835
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$58,0003,278
Trading account gains and fees$0142
Additional Noninterest Income$82,0003,740
Total noninterest expense$1,148,0003,335
Salaries and employee benefits$624,0003,411
Premises and equipment expense$160,0002,879
Additional noninterest expense$364,0003,306
Pre-tax net operating income$322,0003,727
Securities gains (losses)$01,153
Applicable income taxes$120,0002,300
Income before extraordinary items$202,0004,118
Extraordinary gains, net$08
Net income$202,0004,118
Minority interest net income$055
Net income of bank and minority interests.$202,0004,118
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$36,000362
Net operating income$202,0004,105
2016-12-31 (YTD Data)Rank
Total interest income$5,349,0003,673
Total interest expense$133,0005,329
Net interest income$5,216,0003,490
Provision for loan and lease losses$54,0003,608
Total noninterest income$473,0004,170
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$223,0003,442
Trading account gains and fees$0170
Additional Noninterest Income$250,0004,135
Total noninterest expense$4,167,0003,560
Salaries and employee benefits$2,227,0003,614
Premises and equipment expense$608,0002,985
Additional noninterest expense$1,332,0003,585
Pre-tax net operating income$1,468,0003,543
Securities gains (losses)$98,0001,356
Applicable income taxes$589,0002,122
Income before extraordinary items$977,0003,917
Extraordinary gains, net$05
Net income$977,0003,915
Minority interest net income$082
Net income of bank and minority interests.$977,0003,916
Net charge-offs$04,281
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$139,000459
Net operating income$914,2803,936
2016-09-30 (YTD Data)Rank
Total interest income$4,012,0003,688
Total interest expense$101,0005,371
Net interest income$3,911,0003,501
Provision for loan and lease losses$75,0003,003
Total noninterest income$353,0004,203
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$168,0003,450
Trading account gains and fees$0169
Additional Noninterest Income$185,0004,198
Total noninterest expense$3,120,0003,575
Salaries and employee benefits$1,678,0003,610
Premises and equipment expense$453,0003,013
Additional noninterest expense$989,0003,643
Pre-tax net operating income$1,069,0003,618
Securities gains (losses)$98,0001,272
Applicable income taxes$444,0002,153
Income before extraordinary items$723,0003,993
Extraordinary gains, net$05
Net income$723,0003,991
Minority interest net income$071
Net income of bank and minority interests.$723,0003,993
Net charge-offs$03,952
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$119,000402
Net operating income$660,2804,061
2016-06-30 (YTD Data)Rank
Total interest income$2,592,0003,764
Total interest expense$67,0005,432
Net interest income$2,525,0003,588
Provision for loan and lease losses$50,0002,917
Total noninterest income$233,0004,214
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$106,0003,530
Trading account gains and fees$0157
Additional Noninterest Income$127,0004,177
Total noninterest expense$2,073,0003,607
Salaries and employee benefits$1,110,0003,662
Premises and equipment expense$301,0003,031
Additional noninterest expense$662,0003,651
Pre-tax net operating income$635,0003,793
Securities gains (losses)$72,0001,182
Applicable income taxes$262,0002,255
Income before extraordinary items$445,0004,132
Extraordinary gains, net$016
Net income$445,0004,129
Minority interest net income$071
Net income of bank and minority interests.$445,0004,131
Net charge-offs$03,689
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$81,000388
Net operating income$398,9204,205
2016-03-31 (YTD Data)Rank
Total interest income$1,273,0003,816
Total interest expense$34,0005,465
Net interest income$1,239,0003,630
Provision for loan and lease losses$5,0003,471
Total noninterest income$111,0004,261
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$49,0003,626
Trading account gains and fees$0142
Additional Noninterest Income$62,0004,171
Total noninterest expense$1,051,0003,596
Salaries and employee benefits$548,0003,715
Premises and equipment expense$154,0003,020
Additional noninterest expense$349,0003,548
Pre-tax net operating income$294,0003,891
Securities gains (losses)$22,0001,191
Applicable income taxes$120,0002,292
Income before extraordinary items$196,0004,269
Extraordinary gains, net$012
Net income$196,0004,266
Minority interest net income$062
Net income of bank and minority interests.$196,0004,268
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$43,000354
Net operating income$181,9204,325
2015-12-31 (YTD Data)Rank
Total interest income$5,038,0003,827
Total interest expense$137,0005,518
Net interest income$4,901,0003,633
Provision for loan and lease losses$82,0003,242
Total noninterest income$413,0004,443
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$188,0003,790
Trading account gains and fees$0159
Additional Noninterest Income$225,0004,310
Total noninterest expense$3,881,0003,779
Salaries and employee benefits$2,053,0003,854
Premises and equipment expense$601,0003,097
Additional noninterest expense$1,227,0003,874
Pre-tax net operating income$1,351,0003,665
Securities gains (losses)$31,0001,973
Applicable income taxes$518,0002,191
Income before extraordinary items$864,0004,137
Extraordinary gains, net$023
Net income$864,0004,137
Minority interest net income$081
Net income of bank and minority interests.$864,0004,138
Net charge-offs$18,0003,813
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$132,000479
Net operating income$844,1604,125
2015-09-30 (YTD Data)Rank
Total interest income$3,731,0003,891
Total interest expense$103,0005,595
Net interest income$3,628,0003,701
Provision for loan and lease losses$62,0003,087
Total noninterest income$307,0004,485
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$142,0003,820
Trading account gains and fees$0153
Additional Noninterest Income$165,0004,378
Total noninterest expense$2,902,0003,811
Salaries and employee benefits$1,540,0003,864
Premises and equipment expense$454,0003,128
Additional noninterest expense$908,0003,915
Pre-tax net operating income$971,0003,785
Securities gains (losses)$30,0001,795
Applicable income taxes$381,0002,254
Income before extraordinary items$620,0004,278
Extraordinary gains, net$021
Net income$620,0004,279
Minority interest net income$078
Net income of bank and minority interests.$620,0004,281
Net charge-offs$19,0003,373
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$115,000427
Net operating income$600,8004,284
2015-06-30 (YTD Data)Rank
Total interest income$2,439,0003,952
Total interest expense$66,0005,684
Net interest income$2,373,0003,756
Provision for loan and lease losses$42,0003,027
Total noninterest income$203,0004,524
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$93,0003,833
Trading account gains and fees$0157
Additional Noninterest Income$110,0004,408
Total noninterest expense$1,896,0003,872
Salaries and employee benefits$1,030,0003,891
Premises and equipment expense$291,0003,233
Additional noninterest expense$575,0004,055
Pre-tax net operating income$638,0003,790
Securities gains (losses)$20,0001,718
Applicable income taxes$256,0002,246
Income before extraordinary items$402,0004,289
Extraordinary gains, net$022
Net income$402,0004,292
Minority interest net income$075
Net income of bank and minority interests.$402,0004,292
Net charge-offs$6,0003,419
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$77,000410
Net operating income$389,2004,275
2015-03-31 (YTD Data)Rank
Total interest income$1,239,0003,930
Total interest expense$31,0005,794
Net interest income$1,208,0003,712
Provision for loan and lease losses$29,0002,643
Total noninterest income$99,0004,544
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$47,0003,792
Trading account gains and fees$0152
Additional Noninterest Income$52,0004,471
Total noninterest expense$926,0003,963
Salaries and employee benefits$510,0003,930
Premises and equipment expense$153,0003,155
Additional noninterest expense$263,0004,262
Pre-tax net operating income$352,0003,626
Securities gains (losses)$02,027
Applicable income taxes$145,0002,120
Income before extraordinary items$207,0004,230
Extraordinary gains, net$013
Net income$207,0004,232
Minority interest net income$064
Net income of bank and minority interests.$207,0004,233
Net charge-offs$8,0002,565
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$40,000376
Net operating income$207,0004,154
2014-12-31 (YTD Data)Rank
Total interest income$4,464,0004,231
Total interest expense$140,0005,837
Net interest income$4,324,0004,015
Provision for loan and lease losses$98,0003,257
Total noninterest income$363,0004,763
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$147,0004,422
Trading account gains and fees$0180
Additional Noninterest Income$216,0004,430
Total noninterest expense$3,604,0004,071
Salaries and employee benefits$1,946,0004,037
Premises and equipment expense$578,0003,317
Additional noninterest expense$1,080,0004,280
Pre-tax net operating income$985,0004,169
Securities gains (losses)$03,259
Applicable income taxes$383,0002,442
Income before extraordinary items$602,0004,697
Extraordinary gains, net$017
Net income$602,0004,697
Minority interest net income$084
Net income of bank and minority interests.$602,0004,697
Net charge-offs$-4,0005,513
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$141,000488
Net operating income$602,0004,639
2014-09-30 (YTD Data)Rank
Total interest income$3,205,0004,364
Total interest expense$108,0005,896
Net interest income$3,097,0004,144
Provision for loan and lease losses$55,0003,315
Total noninterest income$264,0004,862
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$104,0004,567
Trading account gains and fees$0174
Additional Noninterest Income$160,0004,487
Total noninterest expense$2,685,0004,105
Salaries and employee benefits$1,446,0004,063
Premises and equipment expense$430,0003,378
Additional noninterest expense$809,0004,308
Pre-tax net operating income$621,0004,524
Securities gains (losses)$02,980
Applicable income taxes$243,0002,651
Income before extraordinary items$378,0004,984
Extraordinary gains, net$015
Net income$378,0004,983
Minority interest net income$081
Net income of bank and minority interests.$378,0004,985
Net charge-offs$-4,0005,417
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$108,000447
Net operating income$378,0004,939
2014-06-30 (YTD Data)Rank
Total interest income$2,055,0004,468
Total interest expense$76,0005,900
Net interest income$1,979,0004,267
Provision for loan and lease losses$32,0003,292
Total noninterest income$168,0004,913
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$67,0004,614
Trading account gains and fees$0172
Additional Noninterest Income$101,0004,544
Total noninterest expense$1,752,0004,176
Salaries and employee benefits$955,0004,120
Premises and equipment expense$278,0003,474
Additional noninterest expense$519,0004,409
Pre-tax net operating income$363,0004,656
Securities gains (losses)$02,580
Applicable income taxes$132,0002,782
Income before extraordinary items$231,0005,068
Extraordinary gains, net$020
Net income$231,0005,070
Minority interest net income$080
Net income of bank and minority interests.$231,0005,071
Net charge-offs$-4,0005,382
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$78,000418
Net operating income$231,0005,025
2014-03-31 (YTD Data)Rank
Total interest income$990,0004,590
Total interest expense$44,0005,827
Net interest income$946,0004,384
Provision for loan and lease losses$6,0003,525
Total noninterest income$74,0005,048
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$30,0004,784
Trading account gains and fees$0147
Additional Noninterest Income$44,0004,711
Total noninterest expense$876,0004,207
Salaries and employee benefits$480,0004,154
Premises and equipment expense$140,0003,502
Additional noninterest expense$256,0004,463
Pre-tax net operating income$138,0004,958
Securities gains (losses)$01,715
Applicable income taxes$48,0002,984
Income before extraordinary items$90,0005,261
Extraordinary gains, net$016
Net income$90,0005,262
Minority interest net income$066
Net income of bank and minority interests.$90,0005,262
Net charge-offs$-4,0005,342
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$42,000376
Net operating income$90,0005,215
2013-12-31 (YTD Data)Rank
Total interest income$4,119,0004,552
Total interest expense$193,0005,949
Net interest income$3,926,0004,320
Provision for loan and lease losses$27,0004,600
Total noninterest income$334,0004,995
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$143,0004,652
Trading account gains and fees$0184
Additional Noninterest Income$191,0004,677
Total noninterest expense$3,476,0004,275
Salaries and employee benefits$1,932,0004,153
Premises and equipment expense$499,0003,743
Additional noninterest expense$1,045,0004,488
Pre-tax net operating income$757,0004,484
Securities gains (losses)$60,0001,671
Applicable income taxes$221,0002,875
Income before extraordinary items$596,0004,676
Extraordinary gains, net$029
Net income$596,0004,680
Minority interest net income$090
Net income of bank and minority interests.$596,0004,680
Net charge-offs$-4,0006,009
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$103,000536
Net operating income$552,2004,704
2013-09-30 (YTD Data)Rank
Total interest income$3,089,0004,597
Total interest expense$147,0006,027
Net interest income$2,942,0004,357
Provision for loan and lease losses$27,0004,355
Total noninterest income$252,0005,068
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$109,0004,665
Trading account gains and fees$0180
Additional Noninterest Income$143,0004,767
Total noninterest expense$2,510,0004,386
Salaries and employee benefits$1,365,0004,305
Premises and equipment expense$367,0003,820
Additional noninterest expense$778,0004,543
Pre-tax net operating income$657,0004,366
Securities gains (losses)$60,0001,538
Applicable income taxes$167,0002,941
Income before extraordinary items$550,0004,450
Extraordinary gains, net$025
Net income$550,0004,453
Minority interest net income$084
Net income of bank and minority interests.$550,0004,454
Net charge-offs$-2,0005,787
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$39,000616
Net operating income$503,8004,512
2013-06-30 (YTD Data)Rank
Total interest income$2,077,0004,583
Total interest expense$99,0006,075
Net interest income$1,978,0004,349
Provision for loan and lease losses$10,0004,495
Total noninterest income$161,0005,148
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$71,0004,698
Trading account gains and fees$0157
Additional Noninterest Income$90,0004,870
Total noninterest expense$1,694,0004,380
Salaries and employee benefits$926,0004,292
Premises and equipment expense$242,0003,858
Additional noninterest expense$526,0004,516
Pre-tax net operating income$435,0004,354
Securities gains (losses)$60,0001,408
Applicable income taxes$114,0002,920
Income before extraordinary items$381,0004,403
Extraordinary gains, net$022
Net income$381,0004,405
Minority interest net income$082
Net income of bank and minority interests.$381,0004,406
Net charge-offs$-3,0005,794
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$28,000571
Net operating income$334,8004,482
2013-03-31 (YTD Data)Rank
Total interest income$1,017,0004,672
Total interest expense$50,0006,143
Net interest income$967,0004,426
Provision for loan and lease losses$04,409
Total noninterest income$77,0005,219
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$34,0004,757
Trading account gains and fees$0148
Additional Noninterest Income$43,0004,893
Total noninterest expense$859,0004,374
Salaries and employee benefits$507,0004,125
Premises and equipment expense$122,0003,857
Additional noninterest expense$230,0004,837
Pre-tax net operating income$185,0004,580
Securities gains (losses)$01,966
Applicable income taxes$60,0002,860
Income before extraordinary items$125,0004,970
Extraordinary gains, net$010
Net income$125,0004,971
Minority interest net income$076
Net income of bank and minority interests.$125,0004,972
Net charge-offs$04,145
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$27,000424
Net operating income$125,0004,868
2012-12-31 (YTD Data)Rank
Total interest income$4,347,0004,660
Total interest expense$240,0006,223
Net interest income$4,107,0004,342
Provision for loan and lease losses$18,0005,630
Total noninterest income$321,0005,109
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$139,0004,902
Trading account gains and fees$0166
Additional Noninterest Income$182,0004,704
Total noninterest expense$3,731,0004,231
Salaries and employee benefits$1,915,0004,236
Premises and equipment expense$495,0003,851
Additional noninterest expense$1,321,0004,107
Pre-tax net operating income$679,0004,553
Securities gains (losses)$03,810
Applicable income taxes$-482,0006,893
Income before extraordinary items$1,161,0003,632
Extraordinary gains, net$029
Net income$1,161,0003,632
Minority interest net income$093
Net income of bank and minority interests.$1,161,0003,634
Net charge-offs$53,0004,889
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$115,000546
Net operating income$1,161,0003,468
2012-09-30 (YTD Data)Rank
Total interest income$3,274,0004,729
Total interest expense$186,0006,320
Net interest income$3,088,0004,393
Provision for loan and lease losses$18,0005,434
Total noninterest income$243,0005,164
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$103,0004,999
Trading account gains and fees$0157
Additional Noninterest Income$140,0004,724
Total noninterest expense$2,798,0004,243
Salaries and employee benefits$1,417,0004,286
Premises and equipment expense$367,0003,926
Additional noninterest expense$1,014,0004,072
Pre-tax net operating income$515,0004,685
Securities gains (losses)$03,575
Applicable income taxes$-375,0007,020
Income before extraordinary items$890,0003,660
Extraordinary gains, net$020
Net income$890,0003,660
Minority interest net income$086
Net income of bank and minority interests.$890,0003,662
Net charge-offs$-10,0006,607
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$85,000500
Net operating income$890,0003,505
2012-06-30 (YTD Data)Rank
Total interest income$2,145,0004,814
Total interest expense$131,0006,343
Net interest income$2,014,0004,474
Provision for loan and lease losses$4,0005,527
Total noninterest income$152,0005,282
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$66,0005,076
Trading account gains and fees$0153
Additional Noninterest Income$86,0004,844
Total noninterest expense$1,820,0004,324
Salaries and employee benefits$939,0004,329
Premises and equipment expense$234,0004,039
Additional noninterest expense$647,0004,206
Pre-tax net operating income$342,0004,679
Securities gains (losses)$03,178
Applicable income taxes$-250,0007,088
Income before extraordinary items$592,0003,680
Extraordinary gains, net$019
Net income$592,0003,681
Minority interest net income$084
Net income of bank and minority interests.$592,0003,682
Net charge-offs$-10,0006,639
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$54,000485
Net operating income$592,0003,487
2012-03-31 (YTD Data)Rank
Total interest income$1,063,0004,884
Total interest expense$69,0006,380
Net interest income$994,0004,555
Provision for loan and lease losses$05,254
Total noninterest income$72,0005,403
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$31,0005,167
Trading account gains and fees$0148
Additional Noninterest Income$41,0004,998
Total noninterest expense$870,0004,480
Salaries and employee benefits$464,0004,386
Premises and equipment expense$114,0004,109
Additional noninterest expense$292,0004,452
Pre-tax net operating income$196,0004,547
Securities gains (losses)$02,210
Applicable income taxes$-125,0007,188
Income before extraordinary items$321,0003,510
Extraordinary gains, net$019
Net income$321,0003,513
Minority interest net income$078
Net income of bank and minority interests.$321,0003,513
Net charge-offs$-8,0006,564
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$20,000485
Net operating income$321,0003,334
2011-12-31 (YTD Data)Rank
Total interest income$4,250,0005,001
Total interest expense$326,0006,472
Net interest income$3,924,0004,584
Provision for loan and lease losses$140,0005,014
Total noninterest income$122,0006,250
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$81,0005,797
Trading account gains and fees$0146
Additional Noninterest Income$41,0006,052
Total noninterest expense$3,203,0004,694
Salaries and employee benefits$1,746,0004,540
Premises and equipment expense$480,0004,145
Additional noninterest expense$977,0004,946
Pre-tax net operating income$703,0004,283
Securities gains (losses)$03,838
Applicable income taxes$-500,0007,059
Income before extraordinary items$1,203,0003,208
Extraordinary gains, net$029
Net income$1,203,0003,211
Minority interest net income$096
Net income of bank and minority interests.$1,203,0003,211
Net charge-offs$48,0005,495
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$120,000622
Net operating income$1,203,0003,109
2011-09-30 (YTD Data)Rank
Total interest income$3,180,0005,062
Total interest expense$258,0006,508
Net interest income$2,922,0004,631
Provision for loan and lease losses$140,0004,573
Total noninterest income$75,0006,516
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$51,0006,049
Trading account gains and fees$0145
Additional Noninterest Income$24,0006,295
Total noninterest expense$2,376,0004,741
Salaries and employee benefits$1,284,0004,602
Premises and equipment expense$359,0004,195
Additional noninterest expense$733,0004,979
Pre-tax net operating income$481,0004,528
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$481,0004,382
Extraordinary gains, net$021
Net income$481,0004,384
Minority interest net income$087
Net income of bank and minority interests.$481,0004,384
Net charge-offs$23,0005,478
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$96,000565
Net operating income$481,0004,256
2011-06-30 (YTD Data)Rank
Total interest income$2,095,0005,127
Total interest expense$182,0006,541
Net interest income$1,913,0004,712
Provision for loan and lease losses$105,0004,333
Total noninterest income$39,0006,768
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$32,0006,121
Trading account gains and fees$0153
Additional Noninterest Income$7,0006,701
Total noninterest expense$1,595,0004,775
Salaries and employee benefits$841,0004,685
Premises and equipment expense$235,0004,275
Additional noninterest expense$519,0004,900
Pre-tax net operating income$252,0004,827
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$252,0004,696
Extraordinary gains, net$015
Net income$252,0004,694
Minority interest net income$089
Net income of bank and minority interests.$252,0004,696
Net charge-offs$23,0004,982
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$71,000467
Net operating income$252,0004,607
2011-03-31 (YTD Data)Rank
Total interest income$981,0005,318
Total interest expense$94,0006,584
Net interest income$887,0004,912
Provision for loan and lease losses$20,0004,994
Total noninterest income$19,0006,841
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$16,0006,075
Trading account gains and fees$0158
Additional Noninterest Income$3,0006,858
Total noninterest expense$817,0004,736
Salaries and employee benefits$419,0004,732
Premises and equipment expense$119,0004,293
Additional noninterest expense$279,0004,718
Pre-tax net operating income$69,0005,502
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$69,0005,430
Extraordinary gains, net$09
Net income$69,0005,429
Minority interest net income$086
Net income of bank and minority interests.$69,0005,430
Net charge-offs$22,0003,981
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$48,000363
Net operating income$69,0005,381
2010-12-31 (YTD Data)Rank
Total interest income$3,825,0005,499
Total interest expense$590,0006,281
Net interest income$3,235,0005,163
Provision for loan and lease losses$163,0005,566
Total noninterest income$84,0006,799
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$71,0005,907
Trading account gains and fees$0175
Additional Noninterest Income$13,0006,740
Total noninterest expense$2,947,0005,063
Salaries and employee benefits$1,505,0005,049
Premises and equipment expense$436,0004,535
Additional noninterest expense$1,006,0005,074
Pre-tax net operating income$209,0005,180
Securities gains (losses)$82,0002,327
Applicable income taxes$-300,0007,053
Income before extraordinary items$591,0004,094
Extraordinary gains, net$029
Net income$591,0004,093
Minority interest net income$0111
Net income of bank and minority interests.$591,0004,094
Net charge-offs$06,851
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$522,000458
Net operating income$509,0004,141
2010-09-30 (YTD Data)Rank
Total interest income$2,789,0005,683
Total interest expense$442,0006,424
Net interest income$2,347,0005,314
Provision for loan and lease losses$163,0005,157
Total noninterest income$62,0006,948
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$53,0005,990
Trading account gains and fees$0165
Additional Noninterest Income$9,0006,937
Total noninterest expense$2,179,0005,125
Salaries and employee benefits$1,112,0005,127
Premises and equipment expense$317,0004,706
Additional noninterest expense$750,0005,087
Pre-tax net operating income$67,0005,742
Securities gains (losses)$73,0002,191
Applicable income taxes$04,726
Income before extraordinary items$140,0005,558
Extraordinary gains, net$023
Net income$140,0005,559
Minority interest net income$0110
Net income of bank and minority interests.$140,0005,559
Net charge-offs$06,672
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$504,000367
Net operating income$67,0005,722
2010-06-30 (YTD Data)Rank
Total interest income$1,740,0005,880
Total interest expense$292,0006,536
Net interest income$1,448,0005,541
Provision for loan and lease losses$127,0004,828
Total noninterest income$40,0007,023
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$33,0006,090
Trading account gains and fees$0152
Additional Noninterest Income$7,0006,971
Total noninterest expense$1,448,0005,163
Salaries and employee benefits$733,0005,179
Premises and equipment expense$205,0004,803
Additional noninterest expense$510,0005,039
Pre-tax net operating income$-87,0006,252
Securities gains (losses)$73,0001,640
Applicable income taxes$04,691
Income before extraordinary items$-14,0006,221
Extraordinary gains, net$019
Net income$-14,0006,222
Minority interest net income$0105
Net income of bank and minority interests.$-14,0006,221
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$498,000276
Net operating income$-87,0006,310
2010-03-31 (YTD Data)Rank
Total interest income$809,0006,116
Total interest expense$147,0006,645
Net interest income$662,0005,774
Provision for loan and lease losses$64,0004,529
Total noninterest income$18,0007,169
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$15,0006,220
Trading account gains and fees$0175
Additional Noninterest Income$3,0007,164
Total noninterest expense$731,0005,179
Salaries and employee benefits$364,0005,241
Premises and equipment expense$100,0004,948
Additional noninterest expense$267,0004,931
Pre-tax net operating income$-115,0006,691
Securities gains (losses)$64,0001,022
Applicable income taxes$04,611
Income before extraordinary items$-51,0006,621
Extraordinary gains, net$016
Net income$-51,0006,623
Minority interest net income$091
Net income of bank and minority interests.$-51,0006,622
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$492,000161
Net operating income$-115,0006,738
2009-12-31 (YTD Data)Rank
Total interest income$2,393,0006,764
Total interest expense$657,0006,775
Net interest income$1,736,0006,646
Provision for loan and lease losses$240,0005,554
Total noninterest income$28,0007,542
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$44,0006,570
Trading account gains and fees$0211
Additional Noninterest Income$-16,0007,482
Total noninterest expense$3,128,0005,055
Salaries and employee benefits$1,572,0005,059
Premises and equipment expense$420,0004,856
Additional noninterest expense$1,136,0004,880
Pre-tax net operating income$-1,604,0006,484
Securities gains (losses)$1,0003,653
Applicable income taxes$04,388
Income before extraordinary items$-1,603,0006,615
Extraordinary gains, net$034
Net income$-1,603,0006,615
Minority interest net income$0115
Net income of bank and minority interests.$-1,603,0006,615
Net charge-offs$2,0007,148
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$23,0001,196
Net operating income$-1,604,0006,607
2009-09-30 (YTD Data)Rank
Total interest income$1,737,0006,905
Total interest expense$490,0006,916
Net interest income$1,247,0006,759
Provision for loan and lease losses$126,0005,719
Total noninterest income$15,0007,731
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$32,0006,633
Trading account gains and fees$0212
Additional Noninterest Income$-17,0007,693
Total noninterest expense$2,154,0005,320
Salaries and employee benefits$1,137,0005,198
Premises and equipment expense$317,0004,888
Additional noninterest expense$700,0005,410
Pre-tax net operating income$-1,018,0006,662
Securities gains (losses)$1,0003,393
Applicable income taxes$04,592
Income before extraordinary items$-1,017,0006,757
Extraordinary gains, net$027
Net income$-1,017,0006,758
Minority interest net income$0118
Net income of bank and minority interests.$-1,017,0006,758
Net charge-offs$2,0006,855
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$16,0001,126
Net operating income$-1,018,0006,753
2009-06-30 (YTD Data)Rank
Total interest income$1,089,0007,084
Total interest expense$329,0007,014
Net interest income$760,0006,956
Provision for loan and lease losses$70,0005,703
Total noninterest income$22,0007,643
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$20,0006,708
Trading account gains and fees$0193
Additional Noninterest Income$2,0007,623
Total noninterest expense$1,468,0005,301
Salaries and employee benefits$776,0005,193
Premises and equipment expense$207,0004,986
Additional noninterest expense$485,0005,326
Pre-tax net operating income$-756,0006,867
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-756,0006,991
Extraordinary gains, net$021
Net income$-756,0006,991
Minority interest net income$0112
Net income of bank and minority interests.$-756,0006,991
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$13,0001,065
Net operating income$-756,0006,978
2009-03-31 (YTD Data)Rank
Total interest income$497,0007,267
Total interest expense$172,0007,036
Net interest income$325,0007,246
Provision for loan and lease losses$39,0005,233
Total noninterest income$10,0007,767
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$9,0006,767
Trading account gains and fees$0171
Additional Noninterest Income$1,0007,715
Total noninterest expense$734,0005,241
Salaries and employee benefits$384,0005,270
Premises and equipment expense$125,0004,516
Additional noninterest expense$225,0005,263
Pre-tax net operating income$-438,0007,251
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-438,0007,386
Extraordinary gains, net$015
Net income$-438,0007,387
Minority interest net income$0102
Net income of bank and minority interests.$-438,0007,387
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$13,000842
Net operating income$-438,0007,351
2008-12-31 (YTD Data)Rank
Total interest income$1,435,0007,733
Total interest expense$657,0007,400
Net interest income$778,0007,827
Provision for loan and lease losses$230,0005,040
Total noninterest income$12,0008,007
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$10,0007,169
Trading account gains and fees$0154
Additional Noninterest Income$2,0007,889
Total noninterest expense$2,552,0005,599
Salaries and employee benefits$1,401,0005,538
Premises and equipment expense$387,0005,181
Additional noninterest expense$764,0005,591
Pre-tax net operating income$-1,992,0007,354
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-1,992,0007,376
Extraordinary gains, net$039
Net income$-1,992,0007,374
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,960
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-1,992,0007,470
2008-09-30 (YTD Data)Rank
Total interest income$973,0007,905
Total interest expense$444,0007,624
Net interest income$529,0007,985
Provision for loan and lease losses$160,0004,545
Total noninterest income$7,0008,147
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$5,0007,265
Trading account gains and fees$0148
Additional Noninterest Income$2,0008,026
Total noninterest expense$1,912,0005,597
Salaries and employee benefits$1,107,0005,392
Premises and equipment expense$278,0005,309
Additional noninterest expense$527,0005,771
Pre-tax net operating income$-1,536,0007,741
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-1,536,0007,714
Extraordinary gains, net$031
Net income$-1,536,0007,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,427
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$65,000893
Net operating income$-1,536,0007,809
2008-06-30 (YTD Data)Rank
Total interest income$577,0008,052
Total interest expense$267,0007,819
Net interest income$310,0008,126
Provision for loan and lease losses$134,0003,830
Total noninterest income$4,0008,229
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$3,0007,319
Trading account gains and fees$0149
Additional Noninterest Income$1,0008,142
Total noninterest expense$1,164,0005,863
Salaries and employee benefits$691,0005,633
Premises and equipment expense$167,0005,612
Additional noninterest expense$306,0006,137
Pre-tax net operating income$-984,0007,900
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-984,0007,989
Extraordinary gains, net$021
Net income$-984,0007,989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$43,000807
Net operating income$-984,0007,971
2008-03-31 (YTD Data)Rank
Total interest income$239,0008,234
Total interest expense$123,0007,960
Net interest income$116,0008,316
Provision for loan and lease losses$51,0003,761
Total noninterest income$2,0008,268
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$2,0007,305
Trading account gains and fees$0158
Additional Noninterest Income$08,220
Total noninterest expense$542,0006,091
Salaries and employee benefits$309,0006,004
Premises and equipment expense$67,0006,170
Additional noninterest expense$166,0005,895
Pre-tax net operating income$-475,0008,068
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-475,0008,132
Extraordinary gains, net$015
Net income$-475,0008,131
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$21,000686
Net operating income$-475,0008,115
2007-12-31 (YTD Data)Rank
Total interest income$176,0008,496
Total interest expense$47,0008,427
Net interest income$129,0008,500
Provision for loan and lease losses$22,0006,287
Total noninterest income$1,0008,400
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,0007,464
Trading account gains and fees$0178
Additional Noninterest Income$08,329
Total noninterest expense$1,641,0006,711
Salaries and employee benefits$806,0006,956
Premises and equipment expense$127,0007,476
Additional noninterest expense$708,0005,701
Pre-tax net operating income$-1,533,0008,201
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-1,533,0008,244
Extraordinary gains, net$039
Net income$-1,533,0008,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$10,615,000172
Net operating income$-1,533,0008,234
2007-09-30 (YTD Data)Rank
Total interest income$37,0008,553
Total interest expense$08,544
Net interest income$37,0008,550
Provision for loan and lease losses$06,528
Total noninterest income$08,457
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,525
Trading account gains and fees$0184
Additional Noninterest Income$08,377
Total noninterest expense$291,0008,430
Salaries and employee benefits$132,0008,460
Premises and equipment expense$34,0008,274
Additional noninterest expense$125,0008,158
Pre-tax net operating income$-254,0007,931
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-254,0007,978
Extraordinary gains, net$033
Net income$-254,0007,974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$10,174,000130
Net operating income$-254,0007,959

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.