Home > Centerpoint Bank > Assets and Liabilities
Centerpoint Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 32 | 5,523 |
| Assets and Liabilities | ||
| Total Assets: | $113,514,000 | 3,938 |
| Cash and due from depository institutions | $8,153,000 | 5,523 |
| Interest-bearing balances | $83,000 | 5,128 |
| Securities | $23,270,000 | 4,757 |
| Federal funds sold & reverse repurchase agreements | $3,265,000 | 3,628 |
| Net loans & leases | $76,633,000 | 3,537 |
| Loan loss allowance | $881,000 | 3,915 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,074,000 | 5,756 |
| Other real estate owned | $0 | 5,523 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,119,000 | 5,767 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,514,000 | 3,938 |
| Total liabilities | $106,080,000 | 3,783 |
| Total deposits | $88,709,000 | 4,234 |
| Interest-bearing deposits | $60,472,000 | 5,162 |
| Deposits held in domestic offices | $88,709,000 | 4,225 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,529,000 | 926 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $893,000 | 3,479 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $949,000 | 3,682 |
| Total equity capital | $7,434,000 | 5,557 |
| Total bank equity capital | $7,434,000 | 5,557 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $80,000 | 9,320 |
| Surplus | $5,714,000 | 2,546 |
| Undivided profits | $1,640,000 | 7,793 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $184,000 | 6,859 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $386,000 | 5,817 |
| Earning assets | $103,251,000 | 3,986 |
| Long-term assets (5+ years) | $8,420,000 | 4,602 |
| Average Assets, year-to-date | $105,326,200 | 4,067 |
| Average Assets, quarterly | $115,896,000 | 3,806 |
| Volatile liabilities | $22,376,000 | 2,663 |
| Insider loans | $137,000 | 8,358 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $36,474,000 | 1,339 |
| Tier 1 (core) risk-based capital | $7,537,000 | 5,399 |
| Tier 2 risk-based capital | $881,000 | 3,363 |
| Total risk weighted assets | $81,219,700 | 3,372 |
| Total unused commitments | $36,474,000 | 1,347 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 36 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $88,244,000 | 4,950 |
| Cash and due from depository institutions | $8,901,000 | 5,163 |
| Interest-bearing balances | $445,000 | 3,442 |
| Securities | $17,874,000 | 6,012 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 8,913 |
| Net loans & leases | $59,659,000 | 4,297 |
| Loan loss allowance | $660,000 | 4,932 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $649,000 | 7,505 |
| Other real estate owned | $0 | 5,163 |
| Goodwill and other intangibles | $3,000 | 3,104 |
| All other assets | $958,000 | 6,557 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,244,000 | 4,950 |
| Total liabilities | $82,266,000 | 4,772 |
| Total deposits | $69,905,000 | 5,254 |
| Interest-bearing deposits | $48,496,000 | 6,207 |
| Deposits held in domestic offices | $69,905,000 | 5,244 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,906,000 | 1,116 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,496,000 | 2,627 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $959,000 | 3,757 |
| Total equity capital | $5,978,000 | 6,563 |
| Total bank equity capital | $5,978,000 | 6,563 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $590,000 | 5,157 |
| Surplus | $4,663,000 | 3,041 |
| Undivided profits | $725,000 | 9,827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $219,000 | 6,445 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $301,000 | 7,103 |
| Earning assets | $78,178,000 | 5,093 |
| Long-term assets (5+ years) | $9,315,000 | 4,223 |
| Average Assets, year-to-date | $79,338,000 | 5,206 |
| Average Assets, quarterly | $88,480,500 | 4,875 |
| Volatile liabilities | $15,435,000 | 3,243 |
| Insider loans | $387,000 | 6,361 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $21,682,000 | 1,888 |
| Tier 1 (core) risk-based capital | $6,111,000 | 6,349 |
| Tier 2 risk-based capital | $660,000 | 4,227 |
| Total risk weighted assets | $63,294,700 | 4,120 |
| Total unused commitments | $21,682,000 | 1,897 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 34 | 5,617 |
| Assets and Liabilities | ||
| Total Assets: | $68,582,000 | 6,019 |
| Cash and due from depository institutions | $6,205,000 | 5,617 |
| Interest-bearing balances | $251,000 | 4,209 |
| Securities | $17,113,000 | 6,547 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 5,731 |
| Net loans & leases | $42,807,000 | 5,526 |
| Loan loss allowance | $422,000 | 6,912 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $573,000 | 8,078 |
| Other real estate owned | $0 | 5,617 |
| Goodwill and other intangibles | $17,000 | 2,801 |
| All other assets | $967,000 | 6,879 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,582,000 | 6,019 |
| Total liabilities | $63,551,000 | 5,899 |
| Total deposits | $61,142,000 | 5,835 |
| Interest-bearing deposits | $44,225,000 | 6,645 |
| Deposits held in domestic offices | $61,142,000 | 5,828 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,072,000 | 3,285 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $754,000 | 3,408 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $583,000 | 4,685 |
| Total equity capital | $5,031,000 | 7,109 |
| Total bank equity capital | $5,031,000 | 7,109 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $591,000 | 5,426 |
| Surplus | $4,663,000 | 2,946 |
| Undivided profits | $-223,000 | 11,843 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $135,000 | 7,776 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $215,000 | 8,162 |
| Earning assets | $61,071,000 | 6,136 |
| Long-term assets (5+ years) | $11,177,000 | 3,837 |
| Average Assets, year-to-date | $64,409,000 | 6,202 |
| Average Assets, quarterly | $69,022,000 | 5,948 |
| Volatile liabilities | $4,643,000 | 7,014 |
| Insider loans | $375,000 | 6,517 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $17,395,000 | 2,133 |
| Tier 1 (core) risk-based capital | $5,368,000 | 6,889 |
| Tier 2 risk-based capital | $422,000 | 5,998 |
| Total risk weighted assets | $46,735,100 | 5,224 |
| Total unused commitments | $17,395,000 | 2,145 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 25 | 7,348 |
| Assets and Liabilities | ||
| Total Assets: | $60,111,000 | 6,825 |
| Cash and due from depository institutions | $3,883,000 | 7,348 |
| Interest-bearing balances | $226,000 | 5,386 |
| Securities | $13,010,000 | 8,018 |
| Federal funds sold & reverse repurchase agreements | $5,400,000 | 2,574 |
| Net loans & leases | $36,791,000 | 6,079 |
| Loan loss allowance | $328,000 | 8,301 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $586,000 | 8,194 |
| Other real estate owned | $0 | 7,348 |
| Goodwill and other intangibles | $82,000 | 2,293 |
| All other assets | $359,000 | 10,671 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,111,000 | 6,825 |
| Total liabilities | $55,665,000 | 6,730 |
| Total deposits | $51,930,000 | 6,878 |
| Interest-bearing deposits | $37,043,000 | 7,778 |
| Deposits held in domestic offices | $51,930,000 | 6,870 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,305,000 | 2,096 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $709,000 | 3,066 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $721,000 | 4,048 |
| Total equity capital | $4,446,000 | 7,857 |
| Total bank equity capital | $4,446,000 | 7,857 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $563,000 | 5,723 |
| Surplus | $4,474,000 | 2,991 |
| Undivided profits | $-591,000 | 12,700 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $53,000 | 10,327 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $143,000 | 9,696 |
| Earning assets | $55,427,000 | 6,804 |
| Long-term assets (5+ years) | $10,017,000 | 4,356 |
| Average Assets, year-to-date | $53,743,800 | 7,218 |
| Average Assets, quarterly | $59,823,500 | 6,795 |
| Volatile liabilities | $4,209,000 | 7,139 |
| Insider loans | $573,000 | 5,313 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $12,093,000 | 2,687 |
| Tier 1 (core) risk-based capital | $4,373,000 | 7,871 |
| Tier 2 risk-based capital | $328,000 | 7,172 |
| Total risk weighted assets | $42,837,500 | 5,587 |
| Total unused commitments | $12,093,000 | 2,709 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 18 | 9,137 |
| Assets and Liabilities | ||
| Total Assets: | $44,813,000 | 8,420 |
| Cash and due from depository institutions | $3,035,000 | 9,137 |
| Interest-bearing balances | $59,000 | 7,605 |
| Securities | $10,110,000 | 9,103 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 6,669 |
| Net loans & leases | $28,748,000 | 7,253 |
| Loan loss allowance | $277,000 | 9,170 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $551,000 | 8,551 |
| Other real estate owned | $0 | 9,137 |
| Goodwill and other intangibles | $150,000 | 2,013 |
| All other assets | $319,000 | 11,520 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,813,000 | 8,420 |
| Total liabilities | $40,702,000 | 8,436 |
| Total deposits | $38,532,000 | 8,529 |
| Interest-bearing deposits | $29,432,000 | 9,131 |
| Deposits held in domestic offices | $38,532,000 | 8,523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,433,000 | 2,295 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $157,000 | 4,029 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $580,000 | 5,153 |
| Total equity capital | $4,111,000 | 8,135 |
| Total bank equity capital | $4,111,000 | 8,135 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $563,000 | 6,021 |
| Surplus | $4,474,000 | 2,879 |
| Undivided profits | $-926,000 | 13,279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $92,000 | 11,795 |
| Earning assets | $40,817,000 | 8,401 |
| Long-term assets (5+ years) | $3,132,000 | 7,873 |
| Average Assets, year-to-date | $42,603,200 | 8,508 |
| Average Assets, quarterly | $45,303,500 | 8,324 |
| Volatile liabilities | $2,271,000 | 9,576 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $9,714,000 | 3,023 |
| Tier 1 (core) risk-based capital | $3,961,000 | 8,247 |
| Tier 2 risk-based capital | $277,000 | 7,980 |
| Total risk weighted assets | $31,078,100 | 7,142 |
| Total unused commitments | $9,714,000 | 3,038 |
| Derivatives | $0 | 651 |