Home > CenterBank of Jacksonville > Income and Expense
CenterBank of Jacksonville, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,529,000 | 4,086 |
| Total interest expense | $1,658,000 | 2,652 |
| Net interest income | $2,871,000 | 4,686 |
| Provision for loan and lease losses | $8,985,000 | 350 |
| Total noninterest income | $-2,997,000 | 7,409 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $114,000 | 4,890 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-3,111,000 | 7,408 |
| Total noninterest expense | $4,441,000 | 3,090 |
| Salaries and employee benefits | $2,012,000 | 3,380 |
| Premises and equipment expense | $432,000 | 3,727 |
| Additional noninterest expense | $1,997,000 | 2,469 |
| Pre-tax net operating income | $-13,552,000 | 7,374 |
| Securities gains (losses) | $34,000 | 2,577 |
| Applicable income taxes | $1,832,000 | 677 |
| Income before extraordinary items | $-15,350,000 | 7,379 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-15,350,000 | 7,379 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-15,350,000 | 7,379 |
| Net charge-offs | $7,973,000 | 424 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $8,055,000 | 67 |
| Net operating income | $-15,384,000 | 7,374 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,073,000 | 4,066 |
| Total interest expense | $1,241,000 | 2,485 |
| Net interest income | $1,832,000 | 4,822 |
| Provision for loan and lease losses | $5,355,000 | 402 |
| Total noninterest income | $56,000 | 6,466 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $75,000 | 4,908 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-19,000 | 7,061 |
| Total noninterest expense | $2,920,000 | 3,165 |
| Salaries and employee benefits | $1,377,000 | 3,346 |
| Premises and equipment expense | $284,000 | 3,790 |
| Additional noninterest expense | $1,259,000 | 2,631 |
| Pre-tax net operating income | $-6,387,000 | 7,404 |
| Securities gains (losses) | $35,000 | 1,800 |
| Applicable income taxes | $1,833,000 | 494 |
| Income before extraordinary items | $-8,185,000 | 7,429 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-8,185,000 | 7,429 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-8,185,000 | 7,429 |
| Net charge-offs | $3,976,000 | 562 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 41 |
| Net operating income | $-8,220,000 | 7,430 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,566,000 | 4,046 |
| Total interest expense | $789,000 | 2,089 |
| Net interest income | $777,000 | 5,247 |
| Provision for loan and lease losses | $1,880,000 | 544 |
| Total noninterest income | $-28,000 | 7,369 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $40,000 | 4,752 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-68,000 | 7,326 |
| Total noninterest expense | $1,567,000 | 2,987 |
| Salaries and employee benefits | $721,000 | 3,246 |
| Premises and equipment expense | $142,000 | 3,848 |
| Additional noninterest expense | $704,000 | 2,362 |
| Pre-tax net operating income | $-2,698,000 | 7,441 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,833,000 | 297 |
| Income before extraordinary items | $-4,531,000 | 7,490 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-4,531,000 | 7,490 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-4,531,000 | 7,490 |
| Net charge-offs | $2,123,000 | 521 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 29 |
| Net operating income | $-4,531,000 | 7,493 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,662,000 | 4,039 |
| Total interest expense | $2,606,000 | 2,891 |
| Net interest income | $4,056,000 | 4,556 |
| Provision for loan and lease losses | $3,876,000 | 1,365 |
| Total noninterest income | $-37,000 | 7,337 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $233,000 | 4,145 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-270,000 | 7,319 |
| Total noninterest expense | $5,923,000 | 3,146 |
| Salaries and employee benefits | $2,916,000 | 3,198 |
| Premises and equipment expense | $567,000 | 3,869 |
| Additional noninterest expense | $2,440,000 | 2,741 |
| Pre-tax net operating income | $-5,780,000 | 7,168 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $4,410,000 | 398 |
| Income before extraordinary items | $-10,190,000 | 7,384 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-10,190,000 | 7,383 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-10,190,000 | 7,384 |
| Net charge-offs | $2,943,000 | 1,481 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $1,305,000 | 333 |
| Net operating income | $-10,190,000 | 7,374 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,030,000 | 4,094 |
| Total interest expense | $2,011,000 | 2,934 |
| Net interest income | $3,019,000 | 4,636 |
| Provision for loan and lease losses | $2,625,000 | 1,392 |
| Total noninterest income | $-133,000 | 7,543 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $179,000 | 4,154 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-312,000 | 7,511 |
| Total noninterest expense | $4,456,000 | 3,141 |
| Salaries and employee benefits | $2,193,000 | 3,212 |
| Premises and equipment expense | $427,000 | 3,917 |
| Additional noninterest expense | $1,836,000 | 2,682 |
| Pre-tax net operating income | $-4,195,000 | 7,313 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $4,410,000 | 318 |
| Income before extraordinary items | $-8,605,000 | 7,552 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-8,605,000 | 7,552 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-8,605,000 | 7,552 |
| Net charge-offs | $1,720,000 | 1,656 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $1,250,000 | 267 |
| Net operating income | $-8,605,000 | 7,540 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,472,000 | 4,044 |
| Total interest expense | $1,361,000 | 3,007 |
| Net interest income | $2,111,000 | 4,478 |
| Provision for loan and lease losses | $1,111,000 | 1,835 |
| Total noninterest income | $-254,000 | 7,693 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $114,000 | 4,243 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-368,000 | 7,680 |
| Total noninterest expense | $2,976,000 | 3,137 |
| Salaries and employee benefits | $1,481,000 | 3,177 |
| Premises and equipment expense | $274,000 | 4,046 |
| Additional noninterest expense | $1,221,000 | 2,678 |
| Pre-tax net operating income | $-2,230,000 | 7,310 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $4,411,000 | 220 |
| Income before extraordinary items | $-6,641,000 | 7,637 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-6,641,000 | 7,637 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-6,641,000 | 7,637 |
| Net charge-offs | $1,090,000 | 1,634 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $1,250,000 | 187 |
| Net operating income | $-6,641,000 | 7,636 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,665,000 | 4,209 |
| Total interest expense | $689,000 | 3,099 |
| Net interest income | $976,000 | 4,752 |
| Provision for loan and lease losses | $522,000 | 1,779 |
| Total noninterest income | $-99,000 | 7,806 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $52,000 | 4,405 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-151,000 | 7,773 |
| Total noninterest expense | $1,612,000 | 2,954 |
| Salaries and employee benefits | $733,000 | 3,257 |
| Premises and equipment expense | $139,000 | 4,082 |
| Additional noninterest expense | $740,000 | 2,280 |
| Pre-tax net operating income | $-1,257,000 | 7,483 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-471,000 | 7,701 |
| Income before extraordinary items | $-786,000 | 7,408 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-786,000 | 7,408 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-786,000 | 7,409 |
| Net charge-offs | $362,000 | 1,856 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $1,250,000 | 111 |
| Net operating income | $-786,000 | 7,393 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,561,000 | 3,974 |
| Total interest expense | $3,584,000 | 2,994 |
| Net interest income | $3,977,000 | 4,592 |
| Provision for loan and lease losses | $6,564,000 | 1,171 |
| Total noninterest income | $-739,000 | 7,909 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $307,000 | 3,839 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,046,000 | 7,877 |
| Total noninterest expense | $7,322,000 | 2,686 |
| Salaries and employee benefits | $3,131,000 | 3,054 |
| Premises and equipment expense | $559,000 | 4,088 |
| Additional noninterest expense | $3,632,000 | 2,006 |
| Pre-tax net operating income | $-10,648,000 | 7,513 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-3,950,000 | 7,691 |
| Income before extraordinary items | $-6,698,000 | 7,411 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-6,698,000 | 7,410 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-6,698,000 | 7,410 |
| Net charge-offs | $7,142,000 | 882 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $6,760,000 | 142 |
| Net operating income | $-6,698,000 | 7,421 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,747,000 | 4,002 |
| Total interest expense | $2,887,000 | 2,942 |
| Net interest income | $2,860,000 | 4,721 |
| Provision for loan and lease losses | $5,315,000 | 999 |
| Total noninterest income | $110,000 | 6,733 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $242,000 | 3,761 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-132,000 | 7,838 |
| Total noninterest expense | $5,552,000 | 2,666 |
| Salaries and employee benefits | $2,389,000 | 3,048 |
| Premises and equipment expense | $419,000 | 4,118 |
| Additional noninterest expense | $2,744,000 | 1,928 |
| Pre-tax net operating income | $-7,897,000 | 7,671 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-2,917,000 | 7,805 |
| Income before extraordinary items | $-4,980,000 | 7,573 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-4,980,000 | 7,573 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-4,980,000 | 7,573 |
| Net charge-offs | $5,804,000 | 730 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $6,060,000 | 125 |
| Net operating income | $-4,980,000 | 7,583 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,147,000 | 3,804 |
| Total interest expense | $1,988,000 | 2,982 |
| Net interest income | $2,159,000 | 4,358 |
| Provision for loan and lease losses | $4,390,000 | 831 |
| Total noninterest income | $-55,000 | 8,019 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $162,000 | 3,735 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-217,000 | 8,025 |
| Total noninterest expense | $3,755,000 | 2,661 |
| Salaries and employee benefits | $1,633,000 | 3,024 |
| Premises and equipment expense | $272,000 | 4,225 |
| Additional noninterest expense | $1,850,000 | 1,929 |
| Pre-tax net operating income | $-6,041,000 | 7,791 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-2,220,000 | 7,915 |
| Income before extraordinary items | $-3,821,000 | 7,710 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,821,000 | 7,709 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,821,000 | 7,709 |
| Net charge-offs | $4,880,000 | 588 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $6,000,000 | 87 |
| Net operating income | $-3,821,000 | 7,717 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,094,000 | 3,806 |
| Total interest expense | $1,053,000 | 2,935 |
| Net interest income | $1,041,000 | 4,459 |
| Provision for loan and lease losses | $1,467,000 | 938 |
| Total noninterest income | $-103,000 | 8,156 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $78,000 | 3,754 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-181,000 | 8,151 |
| Total noninterest expense | $1,903,000 | 2,540 |
| Salaries and employee benefits | $824,000 | 3,028 |
| Premises and equipment expense | $138,000 | 4,229 |
| Additional noninterest expense | $941,000 | 1,721 |
| Pre-tax net operating income | $-2,432,000 | 7,886 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-864,000 | 7,972 |
| Income before extraordinary items | $-1,568,000 | 7,841 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,568,000 | 7,842 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,568,000 | 7,842 |
| Net charge-offs | $2,205,000 | 571 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 158 |
| Net operating income | $-1,568,000 | 7,833 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,965,000 | 3,054 |
| Total interest expense | $6,488,000 | 2,343 |
| Net interest income | $5,477,000 | 3,706 |
| Provision for loan and lease losses | $6,785,000 | 800 |
| Total noninterest income | $-53,000 | 8,173 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $219,000 | 4,622 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-272,000 | 8,186 |
| Total noninterest expense | $7,639,000 | 2,476 |
| Salaries and employee benefits | $4,112,000 | 2,454 |
| Premises and equipment expense | $574,000 | 4,075 |
| Additional noninterest expense | $2,953,000 | 2,035 |
| Pre-tax net operating income | $-9,000,000 | 7,968 |
| Securities gains (losses) | $137,000 | 922 |
| Applicable income taxes | $-3,316,000 | 8,033 |
| Income before extraordinary items | $-5,547,000 | 7,846 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,547,000 | 7,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,462,000 | 638 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $9,957,000 | 164 |
| Net operating income | $-5,634,680 | 7,900 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,462,000 | 2,961 |
| Total interest expense | $4,969,000 | 2,389 |
| Net interest income | $4,493,000 | 3,505 |
| Provision for loan and lease losses | $4,401,000 | 702 |
| Total noninterest income | $274,000 | 5,543 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $164,000 | 4,659 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $110,000 | 5,468 |
| Total noninterest expense | $5,707,000 | 2,475 |
| Salaries and employee benefits | $3,226,000 | 2,370 |
| Premises and equipment expense | $440,000 | 4,009 |
| Additional noninterest expense | $2,041,000 | 2,130 |
| Pre-tax net operating income | $-5,341,000 | 8,140 |
| Securities gains (losses) | $133,000 | 814 |
| Applicable income taxes | $-1,955,000 | 8,180 |
| Income before extraordinary items | $-3,253,000 | 8,037 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-3,253,000 | 8,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,767,000 | 550 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 753 |
| Net operating income | $-3,338,120 | 8,100 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,741,000 | 2,820 |
| Total interest expense | $3,477,000 | 2,385 |
| Net interest income | $3,264,000 | 3,265 |
| Provision for loan and lease losses | $4,002,000 | 505 |
| Total noninterest income | $158,000 | 5,887 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $107,000 | 4,719 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $51,000 | 6,108 |
| Total noninterest expense | $3,824,000 | 2,481 |
| Salaries and employee benefits | $2,174,000 | 2,371 |
| Premises and equipment expense | $291,000 | 4,047 |
| Additional noninterest expense | $1,359,000 | 2,091 |
| Pre-tax net operating income | $-4,404,000 | 8,277 |
| Securities gains (losses) | $134,000 | 795 |
| Applicable income taxes | $-1,603,000 | 8,311 |
| Income before extraordinary items | $-2,667,000 | 8,255 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,667,000 | 8,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,163,000 | 408 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 810 |
| Net operating income | $-2,752,760 | 8,256 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,694,000 | 2,660 |
| Total interest expense | $1,845,000 | 2,403 |
| Net interest income | $1,849,000 | 2,898 |
| Provision for loan and lease losses | $993,000 | 625 |
| Total noninterest income | $183,000 | 4,179 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $56,000 | 4,576 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $127,000 | 3,340 |
| Total noninterest expense | $1,838,000 | 2,564 |
| Salaries and employee benefits | $1,125,000 | 2,330 |
| Premises and equipment expense | $146,000 | 4,066 |
| Additional noninterest expense | $567,000 | 2,426 |
| Pre-tax net operating income | $-799,000 | 8,226 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-297,000 | 8,312 |
| Income before extraordinary items | $-502,000 | 8,152 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-502,000 | 8,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $503,000 | 704 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 508 |
| Net operating income | $-502,000 | 8,136 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,594,000 | 2,341 |
| Total interest expense | $8,180,000 | 2,274 |
| Net interest income | $9,414,000 | 2,364 |
| Provision for loan and lease losses | $1,858,000 | 893 |
| Total noninterest income | $382,000 | 5,587 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $223,000 | 4,682 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $159,000 | 5,478 |
| Total noninterest expense | $7,524,000 | 2,427 |
| Salaries and employee benefits | $4,787,000 | 2,108 |
| Premises and equipment expense | $587,000 | 3,903 |
| Additional noninterest expense | $2,150,000 | 2,500 |
| Pre-tax net operating income | $414,000 | 6,235 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $171,000 | 4,017 |
| Income before extraordinary items | $243,000 | 6,633 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $243,000 | 6,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,551,000 | 737 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $153,000 | 822 |
| Net operating income | $243,000 | 6,617 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,167,000 | 2,349 |
| Total interest expense | $6,059,000 | 2,301 |
| Net interest income | $7,108,000 | 2,356 |
| Provision for loan and lease losses | $671,000 | 1,253 |
| Total noninterest income | $340,000 | 5,279 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $165,000 | 4,729 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $175,000 | 4,763 |
| Total noninterest expense | $5,596,000 | 2,417 |
| Salaries and employee benefits | $3,602,000 | 2,099 |
| Premises and equipment expense | $450,000 | 3,831 |
| Additional noninterest expense | $1,544,000 | 2,546 |
| Pre-tax net operating income | $1,181,000 | 3,986 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $455,000 | 2,656 |
| Income before extraordinary items | $726,000 | 4,561 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $726,000 | 4,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $558,000 | 997 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 665 |
| Net operating income | $726,000 | 4,559 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,763,000 | 2,378 |
| Total interest expense | $3,996,000 | 2,328 |
| Net interest income | $4,767,000 | 2,381 |
| Provision for loan and lease losses | $486,000 | 1,057 |
| Total noninterest income | $237,000 | 5,210 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $107,000 | 4,803 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $130,000 | 4,584 |
| Total noninterest expense | $3,637,000 | 2,515 |
| Salaries and employee benefits | $2,383,000 | 2,151 |
| Premises and equipment expense | $290,000 | 3,929 |
| Additional noninterest expense | $964,000 | 2,717 |
| Pre-tax net operating income | $881,000 | 3,813 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $339,000 | 2,584 |
| Income before extraordinary items | $542,000 | 4,375 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $542,000 | 4,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $543,000 | 675 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 646 |
| Net operating income | $542,000 | 4,368 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,388,000 | 2,368 |
| Total interest expense | $1,999,000 | 2,318 |
| Net interest income | $2,389,000 | 2,375 |
| Provision for loan and lease losses | $136,000 | 1,610 |
| Total noninterest income | $125,000 | 5,031 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $52,000 | 4,797 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $73,000 | 4,379 |
| Total noninterest expense | $1,806,000 | 2,537 |
| Salaries and employee benefits | $1,188,000 | 2,159 |
| Premises and equipment expense | $144,000 | 3,967 |
| Additional noninterest expense | $474,000 | 2,734 |
| Pre-tax net operating income | $572,000 | 3,228 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $220,000 | 2,271 |
| Income before extraordinary items | $352,000 | 3,801 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $352,000 | 3,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 394 |
| Net operating income | $352,000 | 3,777 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,504,000 | 2,624 |
| Total interest expense | $5,345,000 | 2,859 |
| Net interest income | $9,159,000 | 2,477 |
| Provision for loan and lease losses | $574,000 | 1,696 |
| Total noninterest income | $574,000 | 4,836 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $200,000 | 4,987 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $374,000 | 3,854 |
| Total noninterest expense | $6,159,000 | 2,815 |
| Salaries and employee benefits | $3,949,000 | 2,468 |
| Premises and equipment expense | $563,000 | 3,949 |
| Additional noninterest expense | $1,647,000 | 3,055 |
| Pre-tax net operating income | $3,000,000 | 2,778 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,143,000 | 2,011 |
| Income before extraordinary items | $1,857,000 | 3,264 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,857,000 | 3,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 1,831 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 851 |
| Net operating income | $1,857,000 | 3,246 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,321,000 | 2,714 |
| Total interest expense | $3,578,000 | 3,060 |
| Net interest income | $6,743,000 | 2,549 |
| Provision for loan and lease losses | $426,000 | 1,611 |
| Total noninterest income | $462,000 | 4,697 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $150,000 | 5,035 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $312,000 | 3,671 |
| Total noninterest expense | $4,462,000 | 2,883 |
| Salaries and employee benefits | $2,831,000 | 2,568 |
| Premises and equipment expense | $427,000 | 3,927 |
| Additional noninterest expense | $1,204,000 | 3,128 |
| Pre-tax net operating income | $2,317,000 | 2,818 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $881,000 | 2,050 |
| Income before extraordinary items | $1,436,000 | 3,298 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,436,000 | 3,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 1,323 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 672 |
| Net operating income | $1,436,000 | 3,287 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,562,000 | 2,798 |
| Total interest expense | $2,192,000 | 3,153 |
| Net interest income | $4,370,000 | 2,606 |
| Provision for loan and lease losses | $283,000 | 1,597 |
| Total noninterest income | $337,000 | 4,447 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $97,000 | 5,082 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $240,000 | 3,399 |
| Total noninterest expense | $2,856,000 | 3,006 |
| Salaries and employee benefits | $1,785,000 | 2,702 |
| Premises and equipment expense | $282,000 | 3,959 |
| Additional noninterest expense | $789,000 | 3,175 |
| Pre-tax net operating income | $1,568,000 | 2,797 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $597,000 | 2,060 |
| Income before extraordinary items | $971,000 | 3,285 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $971,000 | 3,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 966 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 502 |
| Net operating income | $971,000 | 3,279 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,118,000 | 2,875 |
| Total interest expense | $992,000 | 3,275 |
| Net interest income | $2,126,000 | 2,653 |
| Provision for loan and lease losses | $140,000 | 1,553 |
| Total noninterest income | $211,000 | 3,868 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $50,000 | 4,949 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $161,000 | 2,841 |
| Total noninterest expense | $1,417,000 | 3,029 |
| Salaries and employee benefits | $875,000 | 2,750 |
| Premises and equipment expense | $139,000 | 4,008 |
| Additional noninterest expense | $403,000 | 3,092 |
| Pre-tax net operating income | $780,000 | 2,759 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $298,000 | 2,037 |
| Income before extraordinary items | $482,000 | 3,261 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $482,000 | 3,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 828 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 291 |
| Net operating income | $482,000 | 3,237 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,368,000 | 3,059 |
| Total interest expense | $3,379,000 | 3,027 |
| Net interest income | $6,989,000 | 3,043 |
| Provision for loan and lease losses | $485,000 | 1,941 |
| Total noninterest income | $473,000 | 5,368 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $192,000 | 5,117 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $281,000 | 4,481 |
| Total noninterest expense | $4,569,000 | 3,477 |
| Salaries and employee benefits | $2,665,000 | 3,302 |
| Premises and equipment expense | $539,000 | 3,963 |
| Additional noninterest expense | $1,365,000 | 3,489 |
| Pre-tax net operating income | $2,408,000 | 3,232 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $501,000 | 3,362 |
| Income before extraordinary items | $1,907,000 | 3,214 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,907,000 | 3,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,152 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $3,432,000 | 344 |
| Net operating income | $1,907,000 | 3,180 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,447,000 | 3,123 |
| Total interest expense | $2,440,000 | 2,986 |
| Net interest income | $5,007,000 | 3,139 |
| Provision for loan and lease losses | $349,000 | 1,954 |
| Total noninterest income | $354,000 | 5,407 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $146,000 | 5,131 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $208,000 | 4,530 |
| Total noninterest expense | $3,346,000 | 3,525 |
| Salaries and employee benefits | $1,950,000 | 3,343 |
| Premises and equipment expense | $398,000 | 3,982 |
| Additional noninterest expense | $998,000 | 3,503 |
| Pre-tax net operating income | $1,666,000 | 3,487 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $220,000 | 4,280 |
| Income before extraordinary items | $1,446,000 | 3,214 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,446,000 | 3,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,418 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $3,432,000 | 251 |
| Net operating income | $1,446,000 | 3,180 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,689,000 | 3,202 |
| Total interest expense | $1,518,000 | 3,017 |
| Net interest income | $3,171,000 | 3,254 |
| Provision for loan and lease losses | $207,000 | 2,118 |
| Total noninterest income | $213,000 | 5,602 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $99,000 | 5,055 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $114,000 | 4,928 |
| Total noninterest expense | $2,149,000 | 3,617 |
| Salaries and employee benefits | $1,217,000 | 3,525 |
| Premises and equipment expense | $264,000 | 3,973 |
| Additional noninterest expense | $668,000 | 3,480 |
| Pre-tax net operating income | $1,028,000 | 3,640 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $20,000 | 6,094 |
| Income before extraordinary items | $1,008,000 | 3,071 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,008,000 | 3,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $446,000 | 304 |
| Net operating income | $1,008,000 | 3,020 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,154,000 | 3,389 |
| Total interest expense | $692,000 | 3,150 |
| Net interest income | $1,462,000 | 3,470 |
| Provision for loan and lease losses | $91,000 | 2,175 |
| Total noninterest income | $110,000 | 5,482 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $51,000 | 4,944 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $59,000 | 4,816 |
| Total noninterest expense | $1,070,000 | 3,643 |
| Salaries and employee benefits | $607,000 | 3,535 |
| Premises and equipment expense | $132,000 | 4,029 |
| Additional noninterest expense | $331,000 | 3,516 |
| Pre-tax net operating income | $411,000 | 4,197 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-121,000 | 8,858 |
| Income before extraordinary items | $532,000 | 2,904 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $532,000 | 2,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $347,000 | 186 |
| Net operating income | $532,000 | 2,853 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,606,000 | 3,980 |
| Total interest expense | $2,106,000 | 3,498 |
| Net interest income | $4,500,000 | 4,122 |
| Provision for loan and lease losses | $320,000 | 2,785 |
| Total noninterest income | $851,000 | 3,901 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $210,000 | 5,122 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $641,000 | 2,870 |
| Total noninterest expense | $4,022,000 | 3,726 |
| Salaries and employee benefits | $2,353,000 | 3,511 |
| Premises and equipment expense | $507,000 | 4,045 |
| Additional noninterest expense | $1,162,000 | 3,852 |
| Pre-tax net operating income | $1,009,000 | 5,214 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-378,000 | 8,882 |
| Income before extraordinary items | $1,387,000 | 3,821 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,387,000 | 3,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,946 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $1,629,000 | 364 |
| Net operating income | $1,387,000 | 3,768 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,625,000 | 4,161 |
| Total interest expense | $1,497,000 | 3,616 |
| Net interest income | $3,128,000 | 4,347 |
| Provision for loan and lease losses | $240,000 | 2,636 |
| Total noninterest income | $449,000 | 4,837 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $151,000 | 5,247 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $298,000 | 3,733 |
| Total noninterest expense | $2,902,000 | 3,813 |
| Salaries and employee benefits | $1,667,000 | 3,648 |
| Premises and equipment expense | $476,000 | 3,392 |
| Additional noninterest expense | $759,000 | 4,249 |
| Pre-tax net operating income | $435,000 | 6,597 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-442,000 | 8,968 |
| Income before extraordinary items | $877,000 | 4,348 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $877,000 | 4,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,031 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $1,128,000 | 295 |
| Net operating income | $877,000 | 4,274 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,919,000 | 4,332 |
| Total interest expense | $957,000 | 3,737 |
| Net interest income | $1,962,000 | 4,533 |
| Provision for loan and lease losses | $169,000 | 2,521 |
| Total noninterest income | $165,000 | 6,261 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $94,000 | 5,405 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $71,000 | 5,821 |
| Total noninterest expense | $1,884,000 | 3,934 |
| Salaries and employee benefits | $1,090,000 | 3,724 |
| Premises and equipment expense | $316,000 | 3,408 |
| Additional noninterest expense | $478,000 | 4,472 |
| Pre-tax net operating income | $74,000 | 8,098 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-500,000 | 9,037 |
| Income before extraordinary items | $574,000 | 4,374 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $574,000 | 4,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 2,427 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $929,000 | 228 |
| Net operating income | $574,000 | 4,281 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,389,000 | 4,512 |
| Total interest expense | $455,000 | 3,935 |
| Net interest income | $934,000 | 4,698 |
| Provision for loan and lease losses | $64,000 | 2,864 |
| Total noninterest income | $79,000 | 6,323 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $48,000 | 5,292 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $31,000 | 6,045 |
| Total noninterest expense | $960,000 | 3,882 |
| Salaries and employee benefits | $543,000 | 3,762 |
| Premises and equipment expense | $159,000 | 3,435 |
| Additional noninterest expense | $258,000 | 4,212 |
| Pre-tax net operating income | $-11,000 | 8,611 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-337,000 | 9,085 |
| Income before extraordinary items | $326,000 | 4,048 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $326,000 | 4,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $429,000 | 163 |
| Net operating income | $326,000 | 3,903 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,005,000 | 5,642 |
| Total interest expense | $1,517,000 | 4,834 |
| Net interest income | $2,488,000 | 5,917 |
| Provision for loan and lease losses | $371,000 | 2,726 |
| Total noninterest income | $252,000 | 6,936 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $132,000 | 6,121 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $120,000 | 6,224 |
| Total noninterest expense | $3,884,000 | 3,794 |
| Salaries and employee benefits | $2,153,000 | 3,690 |
| Premises and equipment expense | $671,000 | 3,204 |
| Additional noninterest expense | $1,060,000 | 4,090 |
| Pre-tax net operating income | $-1,515,000 | 9,042 |
| Securities gains (losses) | $13,000 | 3,473 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-1,502,000 | 9,089 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-1,502,000 | 9,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,889 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $2,550,000 | 307 |
| Net operating income | $-1,515,000 | 9,049 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,751,000 | 5,973 |
| Total interest expense | $1,050,000 | 5,232 |
| Net interest income | $1,701,000 | 6,255 |
| Provision for loan and lease losses | $311,000 | 2,454 |
| Total noninterest income | $178,000 | 7,095 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $90,000 | 6,311 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $88,000 | 6,309 |
| Total noninterest expense | $2,860,000 | 3,838 |
| Salaries and employee benefits | $1,603,000 | 3,706 |
| Premises and equipment expense | $456,000 | 3,483 |
| Additional noninterest expense | $801,000 | 4,055 |
| Pre-tax net operating income | $-1,292,000 | 9,115 |
| Securities gains (losses) | $13,000 | 3,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-1,279,000 | 9,156 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-1,279,000 | 9,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,382 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $1,150,000 | 293 |
| Net operating income | $-1,292,000 | 9,116 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,659,000 | 6,311 |
| Total interest expense | $641,000 | 5,621 |
| Net interest income | $1,018,000 | 6,594 |
| Provision for loan and lease losses | $256,000 | 2,085 |
| Total noninterest income | $109,000 | 7,234 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $57,000 | 6,385 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $52,000 | 6,500 |
| Total noninterest expense | $1,929,000 | 3,809 |
| Salaries and employee benefits | $1,086,000 | 3,648 |
| Premises and equipment expense | $301,000 | 3,474 |
| Additional noninterest expense | $542,000 | 3,997 |
| Pre-tax net operating income | $-1,058,000 | 9,164 |
| Securities gains (losses) | $13,000 | 2,823 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-1,045,000 | 9,212 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-1,045,000 | 9,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,597 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $650,000 | 243 |
| Net operating income | $-1,058,000 | 9,171 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $730,000 | 6,783 |
| Total interest expense | $282,000 | 6,142 |
| Net interest income | $448,000 | 6,976 |
| Provision for loan and lease losses | $66,000 | 3,125 |
| Total noninterest income | $53,000 | 7,265 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $25,000 | 6,543 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $28,000 | 6,362 |
| Total noninterest expense | $1,019,000 | 3,599 |
| Salaries and employee benefits | $539,000 | 3,664 |
| Premises and equipment expense | $145,000 | 3,578 |
| Additional noninterest expense | $335,000 | 3,318 |
| Pre-tax net operating income | $-584,000 | 9,222 |
| Securities gains (losses) | $4,000 | 2,461 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-580,000 | 9,256 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-580,000 | 9,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,694 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 261 |
| Net operating income | $-584,000 | 9,218 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,762,000 | 8,113 |
| Total interest expense | $723,000 | 7,751 |
| Net interest income | $1,039,000 | 8,212 |
| Provision for loan and lease losses | $451,000 | 2,570 |
| Total noninterest income | $131,000 | 8,052 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $80,000 | 6,939 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $51,000 | 7,577 |
| Total noninterest expense | $3,587,000 | 3,882 |
| Salaries and employee benefits | $1,916,000 | 3,880 |
| Premises and equipment expense | $610,000 | 3,366 |
| Additional noninterest expense | $1,061,000 | 3,985 |
| Pre-tax net operating income | $-2,868,000 | 9,276 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-2,868,000 | 9,306 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-2,868,000 | 9,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,483 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $2,046,000 | 284 |
| Net operating income | $-2,868,000 | 9,285 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $199,000 | 9,539 |
| Total interest expense | $104,000 | 9,465 |
| Net interest income | $95,000 | 9,553 |
| Provision for loan and lease losses | $240,000 | 3,705 |
| Total noninterest income | $13,000 | 9,458 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $7,000 | 8,290 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $6,000 | 9,281 |
| Total noninterest expense | $1,663,000 | 6,423 |
| Salaries and employee benefits | $920,000 | 6,281 |
| Premises and equipment expense | $257,000 | 6,000 |
| Additional noninterest expense | $486,000 | 6,534 |
| Pre-tax net operating income | $-1,795,000 | 9,471 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-1,795,000 | 9,506 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,795,000 | 9,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $12,509,000 | 54 |
| Net operating income | $-1,795,000 | 9,484 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.