Home > CenterBank of Jacksonville > Assets and Liabilities
CenterBank of Jacksonville, Assets and Liabilities
| 2011-09-30 | Rank | |
| # of Employees: | 29 | 4,386 |
| Assets and Liabilities | ||
| Total Assets: | $132,984,000 | 4,162 |
| Cash and due from depository institutions | $10,667,000 | 4,386 |
| Interest-bearing balances | $7,631,000 | 3,517 |
| Securities | $5,413,000 | 6,382 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $109,225,000 | 3,374 |
| Loan loss allowance | $4,916,000 | 1,545 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $2,822,000 | 3,486 |
| Other real estate owned | $3,164,000 | 4,386 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $1,693,000 | 5,289 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $132,984,000 | 4,162 |
| Total liabilities | $125,498,000 | 4,016 |
| Total deposits | $124,954,000 | 3,856 |
| Interest-bearing deposits | $107,303,000 | 3,797 |
| Deposits held in domestic offices | $124,954,000 | 3,855 |
| % insured | 93.45% | 2,595 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $544,000 | 4,610 |
| Total equity capital | $7,486,000 | 5,835 |
| Total bank equity capital | $7,486,000 | 5,833 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $22,613,000 | 208 |
| Surplus | $25,861,000 | 1,256 |
| Undivided profits | $-40,988,000 | 7,344 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $6,767,000 | 1,714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $177,000 | 731 |
| Income earned, not collected on loans | $463,000 | 5,090 |
| Earning assets | $122,269,000 | 4,149 |
| Long-term assets (5+ years) | $33,777,000 | 3,405 |
| Average Assets, year-to-date | $158,633,750 | 3,675 |
| Average Assets, quarterly | $145,549,500 | 3,913 |
| Volatile liabilities | $5,503,000 | 4,520 |
| Insider loans | $4,147,000 | 1,564 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $415,000 | 1,454 |
| Unused loan commitments | $17,217,000 | 2,818 |
| Tier 1 (core) risk-based capital | $7,409,000 | 5,717 |
| Tier 2 risk-based capital | $1,452,000 | 3,191 |
| Total risk weighted assets | $112,694,000 | 3,465 |
| Total unused commitments | $17,217,000 | 2,819 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 31 | 4,239 |
| Assets and Liabilities | ||
| Total Assets: | $158,115,000 | 3,708 |
| Cash and due from depository institutions | $23,424,000 | 4,239 |
| Interest-bearing balances | $20,152,000 | 1,741 |
| Securities | $6,431,000 | 6,323 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $117,557,000 | 3,233 |
| Loan loss allowance | $5,283,000 | 1,491 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $3,246,000 | 3,208 |
| Other real estate owned | $5,745,000 | 4,239 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $1,712,000 | 5,285 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $158,115,000 | 3,708 |
| Total liabilities | $143,529,000 | 3,677 |
| Total deposits | $143,025,000 | 3,509 |
| Interest-bearing deposits | $123,018,000 | 3,423 |
| Deposits held in domestic offices | $143,025,000 | 3,507 |
| % insured | 93.56% | 2,642 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $504,000 | 4,593 |
| Total equity capital | $14,586,000 | 4,068 |
| Total bank equity capital | $14,586,000 | 4,067 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $22,613,000 | 213 |
| Surplus | $25,806,000 | 1,245 |
| Undivided profits | $-33,833,000 | 7,396 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $12,037,000 | 1,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $561,000 | 454 |
| Income earned, not collected on loans | $427,000 | 5,291 |
| Earning assets | $144,140,000 | 3,724 |
| Long-term assets (5+ years) | $31,727,000 | 3,503 |
| Average Assets, year-to-date | $167,183,670 | 3,585 |
| Average Assets, quarterly | $163,869,000 | 3,630 |
| Volatile liabilities | $6,991,000 | 4,137 |
| Insider loans | $4,175,000 | 1,575 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $425,000 | 1,212 |
| Unused loan commitments | $16,479,000 | 2,923 |
| Tier 1 (core) risk-based capital | $14,520,000 | 3,893 |
| Tier 2 risk-based capital | $1,589,000 | 3,014 |
| Total risk weighted assets | $123,407,000 | 3,269 |
| Total unused commitments | $16,479,000 | 2,925 |
| Derivatives | $20,000,000 | 380 |
| 2011-03-31 | Rank | |
| # of Employees: | 33 | 4,083 |
| Assets and Liabilities | ||
| Total Assets: | $169,623,000 | 3,572 |
| Cash and due from depository institutions | $27,599,000 | 4,083 |
| Interest-bearing balances | $23,840,000 | 1,590 |
| Securities | $8,582,000 | 6,022 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $122,532,000 | 3,142 |
| Loan loss allowance | $3,661,000 | 2,046 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $3,277,000 | 3,223 |
| Other real estate owned | $5,604,000 | 4,083 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $2,029,000 | 5,019 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $169,623,000 | 3,572 |
| Total liabilities | $154,310,000 | 3,509 |
| Total deposits | $153,833,000 | 3,345 |
| Interest-bearing deposits | $133,284,000 | 3,273 |
| Deposits held in domestic offices | $153,833,000 | 3,342 |
| % insured | 87.08% | 5,031 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $477,000 | 4,614 |
| Total equity capital | $15,313,000 | 3,867 |
| Total bank equity capital | $15,313,000 | 3,866 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $21,113,000 | 221 |
| Surplus | $24,306,000 | 1,324 |
| Undivided profits | $-30,106,000 | 7,439 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $10,255,000 | 1,399 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $569,000 | 443 |
| Income earned, not collected on loans | $478,000 | 4,979 |
| Earning assets | $154,954,000 | 3,567 |
| Long-term assets (5+ years) | $30,953,000 | 3,487 |
| Average Assets, year-to-date | $171,718,000 | 3,523 |
| Average Assets, quarterly | $171,718,000 | 3,523 |
| Volatile liabilities | $6,481,000 | 4,335 |
| Insider loans | $4,195,000 | 1,609 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $436,000 | 1,094 |
| Unused loan commitments | $16,360,000 | 2,959 |
| Tier 1 (core) risk-based capital | $15,174,000 | 3,786 |
| Tier 2 risk-based capital | $1,634,000 | 2,950 |
| Total risk weighted assets | $128,666,000 | 3,181 |
| Total unused commitments | $16,360,000 | 2,960 |
| Derivatives | $20,000,000 | 363 |
| 2010-12-31 | Rank | |
| # of Employees: | 35 | 3,960 |
| Assets and Liabilities | ||
| Total Assets: | $173,813,000 | 3,498 |
| Cash and due from depository institutions | $25,509,000 | 3,960 |
| Interest-bearing balances | $22,896,000 | 1,483 |
| Securities | $9,588,000 | 5,769 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $126,476,000 | 3,133 |
| Loan loss allowance | $3,904,000 | 1,941 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $3,303,000 | 3,235 |
| Other real estate owned | $4,690,000 | 3,960 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $4,247,000 | 3,585 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $173,813,000 | 3,498 |
| Total liabilities | $159,035,000 | 3,438 |
| Total deposits | $158,393,000 | 3,275 |
| Interest-bearing deposits | $135,497,000 | 3,247 |
| Deposits held in domestic offices | $158,393,000 | 3,272 |
| % insured | 94.01% | 2,409 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $642,000 | 4,054 |
| Total equity capital | $14,778,000 | 3,964 |
| Total bank equity capital | $14,778,000 | 3,963 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $18,613,000 | 258 |
| Surplus | $21,806,000 | 1,457 |
| Undivided profits | $-25,641,000 | 7,510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $10,802,000 | 1,364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $581,000 | 493 |
| Income earned, not collected on loans | $453,000 | 5,275 |
| Earning assets | $158,960,000 | 3,502 |
| Long-term assets (5+ years) | $32,061,000 | 3,348 |
| Average Assets, year-to-date | $176,753,400 | 3,425 |
| Average Assets, quarterly | $169,509,500 | 3,574 |
| Volatile liabilities | $38,433,000 | 3,143 |
| Insider loans | $4,223,000 | 1,645 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $447,000 | 1,502 |
| Unused loan commitments | $18,640,000 | 2,690 |
| Tier 1 (core) risk-based capital | $12,916,000 | 4,256 |
| Tier 2 risk-based capital | $1,676,000 | 2,917 |
| Total risk weighted assets | $131,802,000 | 3,173 |
| Total unused commitments | $18,640,000 | 2,690 |
| Derivatives | $35,000,000 | 322 |
| 2010-09-30 | Rank | |
| # of Employees: | 36 | 3,946 |
| Assets and Liabilities | ||
| Total Assets: | $165,206,000 | 3,700 |
| Cash and due from depository institutions | $16,750,000 | 3,946 |
| Interest-bearing balances | $13,212,000 | 2,348 |
| Securities | $9,679,000 | 5,709 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $125,817,000 | 3,202 |
| Loan loss allowance | $3,876,000 | 1,961 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,343,000 | 3,237 |
| Other real estate owned | $4,814,000 | 3,946 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $4,803,000 | 3,362 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $165,206,000 | 3,700 |
| Total liabilities | $148,860,000 | 3,670 |
| Total deposits | $147,945,000 | 3,482 |
| Interest-bearing deposits | $128,354,000 | 3,443 |
| Deposits held in domestic offices | $147,945,000 | 3,480 |
| % insured | 91.65% | 2,915 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $915,000 | 3,705 |
| Total equity capital | $16,346,000 | 3,808 |
| Total bank equity capital | $16,346,000 | 3,807 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $18,613,000 | 257 |
| Surplus | $21,751,000 | 1,449 |
| Undivided profits | $-24,018,000 | 7,617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $7,560,000 | 1,781 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $593,000 | 472 |
| Income earned, not collected on loans | $509,000 | 5,175 |
| Earning assets | $148,708,000 | 3,731 |
| Long-term assets (5+ years) | $33,396,000 | 3,238 |
| Average Assets, year-to-date | $177,488,500 | 3,459 |
| Average Assets, quarterly | $172,771,500 | 3,553 |
| Volatile liabilities | $41,006,000 | 3,064 |
| Insider loans | $2,458,000 | 2,539 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $457,000 | 1,519 |
| Unused loan commitments | $19,430,000 | 2,662 |
| Tier 1 (core) risk-based capital | $14,335,000 | 3,983 |
| Tier 2 risk-based capital | $1,668,000 | 2,979 |
| Total risk weighted assets | $131,156,000 | 3,228 |
| Total unused commitments | $19,430,000 | 2,663 |
| Derivatives | $35,000,000 | 389 |
| 2010-06-30 | Rank | |
| # of Employees: | 36 | 3,982 |
| Assets and Liabilities | ||
| Total Assets: | $180,337,000 | 3,465 |
| Cash and due from depository institutions | $29,917,000 | 3,982 |
| Interest-bearing balances | $28,004,000 | 1,212 |
| Securities | $8,584,000 | 5,990 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $128,889,000 | 3,171 |
| Loan loss allowance | $2,992,000 | 2,410 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,381,000 | 3,256 |
| Other real estate owned | $4,803,000 | 3,982 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $4,763,000 | 3,397 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $180,337,000 | 3,465 |
| Total liabilities | $162,103,000 | 3,439 |
| Total deposits | $161,246,000 | 3,256 |
| Interest-bearing deposits | $136,393,000 | 3,291 |
| Deposits held in domestic offices | $161,246,000 | 3,255 |
| % insured | 87.36% | 4,518 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $857,000 | 3,743 |
| Total equity capital | $18,234,000 | 3,461 |
| Total bank equity capital | $18,234,000 | 3,461 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $18,613,000 | 253 |
| Surplus | $21,751,000 | 1,448 |
| Undivided profits | $-22,130,000 | 7,677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $5,231,000 | 2,257 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $816,000 | 397 |
| Income earned, not collected on loans | $608,000 | 4,652 |
| Earning assets | $165,477,000 | 3,440 |
| Long-term assets (5+ years) | $35,756,000 | 3,056 |
| Average Assets, year-to-date | $181,582,670 | 3,422 |
| Average Assets, quarterly | $179,948,000 | 3,458 |
| Volatile liabilities | $54,155,000 | 2,455 |
| Insider loans | $3,572,000 | 1,945 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $468,000 | 1,333 |
| Unused loan commitments | $18,783,000 | 2,736 |
| Tier 1 (core) risk-based capital | $16,299,000 | 3,624 |
| Tier 2 risk-based capital | $1,698,000 | 2,937 |
| Total risk weighted assets | $134,487,000 | 3,202 |
| Total unused commitments | $18,783,000 | 2,739 |
| Derivatives | $35,000,000 | 322 |
| 2010-03-31 | Rank | |
| # of Employees: | 37 | 3,950 |
| Assets and Liabilities | ||
| Total Assets: | $179,559,000 | 3,527 |
| Cash and due from depository institutions | $29,322,000 | 3,950 |
| Interest-bearing balances | $26,174,000 | 1,296 |
| Securities | $1,434,000 | 7,376 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $130,706,000 | 3,198 |
| Loan loss allowance | $3,131,000 | 2,351 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $3,423,000 | 3,288 |
| Other real estate owned | $5,065,000 | 3,950 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $9,609,000 | 2,088 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $179,559,000 | 3,527 |
| Total liabilities | $155,500,000 | 3,603 |
| Total deposits | $154,575,000 | 3,411 |
| Interest-bearing deposits | $135,765,000 | 3,364 |
| Deposits held in domestic offices | $154,575,000 | 3,409 |
| % insured | 90.65% | 3,469 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $925,000 | 3,557 |
| Total equity capital | $24,059,000 | 2,733 |
| Total bank equity capital | $24,059,000 | 2,732 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $18,613,000 | 254 |
| Surplus | $21,751,000 | 1,471 |
| Undivided profits | $-16,305,000 | 7,733 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $3,492,000 | 2,879 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $778,000 | 399 |
| Income earned, not collected on loans | $541,000 | 5,047 |
| Earning assets | $158,314,000 | 3,613 |
| Long-term assets (5+ years) | $33,671,000 | 3,178 |
| Average Assets, year-to-date | $182,205,500 | 3,469 |
| Average Assets, quarterly | $182,205,500 | 3,469 |
| Volatile liabilities | $54,788,000 | 2,519 |
| Insider loans | $4,579,000 | 1,630 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $478,000 | 1,214 |
| Unused loan commitments | $22,428,000 | 2,535 |
| Tier 1 (core) risk-based capital | $17,276,000 | 3,479 |
| Tier 2 risk-based capital | $1,702,000 | 2,987 |
| Total risk weighted assets | $134,664,000 | 3,274 |
| Total unused commitments | $22,428,000 | 2,539 |
| Derivatives | $35,000,000 | 312 |
| 2009-12-31 | Rank | |
| # of Employees: | 37 | 3,992 |
| Assets and Liabilities | ||
| Total Assets: | $184,852,000 | 3,444 |
| Cash and due from depository institutions | $26,258,000 | 3,992 |
| Interest-bearing balances | $21,569,000 | 1,296 |
| Securities | $1,437,000 | 7,416 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $135,214,000 | 3,148 |
| Loan loss allowance | $2,971,000 | 2,419 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $3,463,000 | 3,305 |
| Other real estate owned | $8,374,000 | 3,992 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $10,106,000 | 2,079 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $184,852,000 | 3,444 |
| Total liabilities | $161,263,000 | 3,504 |
| Total deposits | $160,356,000 | 3,304 |
| Interest-bearing deposits | $136,998,000 | 3,309 |
| Deposits held in domestic offices | $160,356,000 | 3,303 |
| % insured | 86.15% | 4,981 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $907,000 | 3,625 |
| Total equity capital | $23,589,000 | 2,750 |
| Total bank equity capital | $23,589,000 | 2,750 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $17,987,000 | 259 |
| Surplus | $21,126,000 | 1,506 |
| Undivided profits | $-15,524,000 | 7,781 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $9,089,000 | 1,584 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $782,000 | 379 |
| Income earned, not collected on loans | $517,000 | 5,312 |
| Earning assets | $158,220,000 | 3,614 |
| Long-term assets (5+ years) | $32,246,000 | 3,263 |
| Average Assets, year-to-date | $187,219,800 | 3,323 |
| Average Assets, quarterly | $182,841,000 | 3,445 |
| Volatile liabilities | $55,511,000 | 2,496 |
| Insider loans | $1,592,000 | 3,445 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $489,000 | 1,286 |
| Unused loan commitments | $24,112,000 | 2,412 |
| Tier 1 (core) risk-based capital | $17,279,000 | 3,468 |
| Tier 2 risk-based capital | $1,802,000 | 2,877 |
| Total risk weighted assets | $142,937,000 | 3,169 |
| Total unused commitments | $24,112,000 | 2,413 |
| Derivatives | $35,000,000 | 307 |
| 2009-09-30 | Rank | |
| # of Employees: | 37 | 4,027 |
| Assets and Liabilities | ||
| Total Assets: | $180,830,000 | 3,496 |
| Cash and due from depository institutions | $14,341,000 | 4,027 |
| Interest-bearing balances | $10,012,000 | 2,036 |
| Securities | $1,451,000 | 7,493 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $141,815,000 | 3,074 |
| Loan loss allowance | $3,060,000 | 2,279 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $3,504,000 | 3,298 |
| Other real estate owned | $10,602,000 | 4,027 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $9,117,000 | 2,013 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $180,830,000 | 3,496 |
| Total liabilities | $156,222,000 | 3,579 |
| Total deposits | $155,079,000 | 3,375 |
| Interest-bearing deposits | $135,190,000 | 3,363 |
| Deposits held in domestic offices | $155,079,000 | 3,374 |
| % insured | 87.80% | 4,674 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,143,000 | 3,486 |
| Total equity capital | $24,608,000 | 2,725 |
| Total bank equity capital | $24,608,000 | 2,724 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $17,638,000 | 260 |
| Surplus | $20,775,000 | 1,536 |
| Undivided profits | $-13,805,000 | 7,894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $10,517,000 | 1,443 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $854,000 | 325 |
| Income earned, not collected on loans | $501,000 | 5,598 |
| Earning assets | $153,278,000 | 3,727 |
| Long-term assets (5+ years) | $30,361,000 | 3,329 |
| Average Assets, year-to-date | $187,811,750 | 3,340 |
| Average Assets, quarterly | $182,882,500 | 3,465 |
| Volatile liabilities | $51,515,000 | 2,707 |
| Insider loans | $1,599,000 | 3,453 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $499,000 | 1,231 |
| Unused loan commitments | $26,023,000 | 2,373 |
| Tier 1 (core) risk-based capital | $18,370,000 | 3,358 |
| Tier 2 risk-based capital | $1,917,000 | 2,766 |
| Total risk weighted assets | $152,149,000 | 3,049 |
| Total unused commitments | $26,023,000 | 2,375 |
| Derivatives | $35,000,000 | 316 |
| 2009-06-30 | Rank | |
| # of Employees: | 37 | 4,071 |
| Assets and Liabilities | ||
| Total Assets: | $184,935,000 | 3,442 |
| Cash and due from depository institutions | $5,223,000 | 4,071 |
| Interest-bearing balances | $407,000 | 5,463 |
| Securities | $148,000 | 7,853 |
| Federal funds sold & reverse repurchase agreements | $9,077,000 | 1,134 |
| Net loans & leases | $152,220,000 | 2,926 |
| Loan loss allowance | $3,059,000 | 2,196 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,537,000 | 3,313 |
| Other real estate owned | $6,030,000 | 4,071 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $8,700,000 | 2,111 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $184,935,000 | 3,442 |
| Total liabilities | $159,229,000 | 3,553 |
| Total deposits | $158,029,000 | 3,339 |
| Interest-bearing deposits | $137,854,000 | 3,304 |
| Deposits held in domestic offices | $158,029,000 | 3,337 |
| % insured | 75.49% | 4,914 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,200,000 | 3,423 |
| Total equity capital | $25,706,000 | 2,593 |
| Total bank equity capital | $25,706,000 | 2,591 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $17,638,000 | 258 |
| Surplus | $20,716,000 | 1,544 |
| Undivided profits | $-12,648,000 | 7,979 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $15,605,000 | 1,003 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $626,000 | 392 |
| Income earned, not collected on loans | $911,000 | 3,761 |
| Earning assets | $161,852,000 | 3,577 |
| Long-term assets (5+ years) | $33,364,000 | 3,078 |
| Average Assets, year-to-date | $190,139,000 | 3,338 |
| Average Assets, quarterly | $185,478,000 | 3,419 |
| Volatile liabilities | $37,955,000 | 3,406 |
| Insider loans | $1,609,000 | 3,477 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $487,000 | 1,520 |
| Unused loan commitments | $27,443,000 | 2,370 |
| Tier 1 (core) risk-based capital | $20,165,000 | 3,110 |
| Tier 2 risk-based capital | $2,008,000 | 2,626 |
| Total risk weighted assets | $159,511,000 | 2,956 |
| Total unused commitments | $27,443,000 | 2,375 |
| Derivatives | $35,000,000 | 340 |
| 2009-03-31 | Rank | |
| # of Employees: | 39 | 3,944 |
| Assets and Liabilities | ||
| Total Assets: | $186,021,000 | 3,440 |
| Cash and due from depository institutions | $5,900,000 | 3,944 |
| Interest-bearing balances | $564,000 | 4,880 |
| Securities | $6,162,000 | 6,617 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $154,336,000 | 2,905 |
| Loan loss allowance | $2,811,000 | 2,279 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,573,000 | 3,316 |
| Other real estate owned | $7,190,000 | 3,944 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $8,860,000 | 2,074 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $186,021,000 | 3,440 |
| Total liabilities | $163,061,000 | 3,498 |
| Total deposits | $161,898,000 | 3,283 |
| Interest-bearing deposits | $138,238,000 | 3,291 |
| Deposits held in domestic offices | $161,898,000 | 3,281 |
| % insured | 75.89% | 4,886 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,163,000 | 3,390 |
| Total equity capital | $22,960,000 | 2,895 |
| Total bank equity capital | $22,960,000 | 2,895 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $15,138,000 | 301 |
| Surplus | $18,216,000 | 1,708 |
| Undivided profits | $-10,394,000 | 8,036 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $12,326,000 | 1,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $646,000 | 359 |
| Income earned, not collected on loans | $824,000 | 4,050 |
| Earning assets | $161,062,000 | 3,588 |
| Long-term assets (5+ years) | $31,242,000 | 3,175 |
| Average Assets, year-to-date | $192,741,000 | 3,324 |
| Average Assets, quarterly | $192,741,000 | 3,324 |
| Volatile liabilities | $35,919,000 | 3,538 |
| Insider loans | $1,597,000 | 3,502 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $425,000 | 1,447 |
| Unused loan commitments | $34,133,000 | 2,100 |
| Tier 1 (core) risk-based capital | $18,775,000 | 3,340 |
| Tier 2 risk-based capital | $2,028,000 | 2,599 |
| Total risk weighted assets | $161,407,000 | 2,931 |
| Total unused commitments | $34,133,000 | 2,101 |
| Derivatives | $35,000,000 | 379 |
| 2008-12-31 | Rank | |
| # of Employees: | 39 | 3,967 |
| Assets and Liabilities | ||
| Total Assets: | $199,461,000 | 3,251 |
| Cash and due from depository institutions | $4,190,000 | 3,967 |
| Interest-bearing balances | $519,000 | 4,338 |
| Securities | $15,162,000 | 5,091 |
| Federal funds sold & reverse repurchase agreements | $4,581,000 | 2,013 |
| Net loans & leases | $162,558,000 | 2,788 |
| Loan loss allowance | $3,549,000 | 1,849 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,620,000 | 3,301 |
| Other real estate owned | $1,425,000 | 3,967 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $7,925,000 | 2,277 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $199,461,000 | 3,251 |
| Total liabilities | $175,908,000 | 3,291 |
| Total deposits | $174,264,000 | 3,035 |
| Interest-bearing deposits | $154,177,000 | 2,947 |
| Deposits held in domestic offices | $174,264,000 | 3,033 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,644,000 | 2,651 |
| Total equity capital | $23,553,000 | 2,815 |
| Total bank equity capital | $23,553,000 | 2,815 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $14,637,000 | 326 |
| Surplus | $17,716,000 | 1,718 |
| Undivided profits | $-8,800,000 | 8,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,252,000 | 790 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $578,000 | 355 |
| Income earned, not collected on loans | $721,000 | 4,682 |
| Earning assets | $182,820,000 | 3,238 |
| Long-term assets (5+ years) | $33,187,000 | 3,033 |
| Average Assets, year-to-date | $218,827,800 | 2,889 |
| Average Assets, quarterly | $211,557,500 | 3,061 |
| Volatile liabilities | $31,501,000 | 3,782 |
| Insider loans | $1,708,000 | 3,441 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $423,000 | 1,180 |
| Unused loan commitments | $37,968,000 | 1,972 |
| Tier 1 (core) risk-based capital | $20,528,000 | 3,052 |
| Tier 2 risk-based capital | $2,114,000 | 2,490 |
| Total risk weighted assets | $167,591,000 | 2,848 |
| Total unused commitments | $37,968,000 | 1,973 |
| Derivatives | $55,000,000 | 270 |
| 2008-09-30 | Rank | |
| # of Employees: | 39 | 4,009 |
| Assets and Liabilities | ||
| Total Assets: | $223,654,000 | 2,919 |
| Cash and due from depository institutions | $3,120,000 | 4,009 |
| Interest-bearing balances | $189,000 | 4,525 |
| Securities | $36,141,000 | 2,966 |
| Federal funds sold & reverse repurchase agreements | $5,505,000 | 2,095 |
| Net loans & leases | $166,967,000 | 2,727 |
| Loan loss allowance | $2,860,000 | 2,024 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,663,000 | 3,261 |
| Other real estate owned | $1,756,000 | 4,009 |
| Goodwill and other intangibles | $29,000 | 3,089 |
| All other assets | $6,473,000 | 2,631 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $223,654,000 | 2,919 |
| Total liabilities | $207,676,000 | 2,827 |
| Total deposits | $203,967,000 | 2,563 |
| Interest-bearing deposits | $179,293,000 | 2,521 |
| Deposits held in domestic offices | $203,967,000 | 2,560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,709,000 | 1,433 |
| Total equity capital | $15,978,000 | 3,966 |
| Total bank equity capital | $15,978,000 | 3,966 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $9,638,000 | 543 |
| Surplus | $12,867,000 | 2,199 |
| Undivided profits | $-6,527,000 | 8,193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,317,000 | 720 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $584,000 | 337 |
| Income earned, not collected on loans | $669,000 | 5,084 |
| Earning assets | $208,802,000 | 2,867 |
| Long-term assets (5+ years) | $33,267,000 | 2,996 |
| Average Assets, year-to-date | $223,669,500 | 2,849 |
| Average Assets, quarterly | $221,719,500 | 2,914 |
| Volatile liabilities | $39,906,000 | 3,131 |
| Insider loans | $2,403,000 | 2,821 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $494,000 | 1,038 |
| Unused loan commitments | $42,428,000 | 1,921 |
| Tier 1 (core) risk-based capital | $14,322,000 | 4,229 |
| Tier 2 risk-based capital | $2,158,000 | 2,375 |
| Total risk weighted assets | $171,824,000 | 2,796 |
| Total unused commitments | $42,428,000 | 1,921 |
| Derivatives | $55,000,000 | 233 |
| 2008-06-30 | Rank | |
| # of Employees: | 42 | 3,833 |
| Assets and Liabilities | ||
| Total Assets: | $219,785,000 | 2,947 |
| Cash and due from depository institutions | $4,696,000 | 3,833 |
| Interest-bearing balances | $215,000 | 4,278 |
| Securities | $30,243,000 | 3,436 |
| Federal funds sold & reverse repurchase agreements | $5,993,000 | 1,943 |
| Net loans & leases | $167,440,000 | 2,693 |
| Loan loss allowance | $3,065,000 | 1,868 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,712,000 | 3,235 |
| Other real estate owned | $1,521,000 | 3,833 |
| Goodwill and other intangibles | $31,000 | 3,103 |
| All other assets | $6,149,000 | 2,691 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $219,785,000 | 2,947 |
| Total liabilities | $203,297,000 | 2,874 |
| Total deposits | $198,166,000 | 2,628 |
| Interest-bearing deposits | $174,573,000 | 2,594 |
| Deposits held in domestic offices | $198,166,000 | 2,625 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $5,131,000 | 1,100 |
| Total equity capital | $16,488,000 | 3,888 |
| Total bank equity capital | $16,488,000 | 3,888 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $9,638,000 | 539 |
| Surplus | $12,802,000 | 2,195 |
| Undivided profits | $-5,952,000 | 8,290 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,927,000 | 864 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $337,000 | 451 |
| Income earned, not collected on loans | $727,000 | 4,747 |
| Earning assets | $203,891,000 | 2,919 |
| Long-term assets (5+ years) | $34,951,000 | 2,896 |
| Average Assets, year-to-date | $223,674,670 | 2,847 |
| Average Assets, quarterly | $223,487,500 | 2,886 |
| Volatile liabilities | $42,707,000 | 2,987 |
| Insider loans | $2,209,000 | 2,953 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $601,000 | 1,086 |
| Unused loan commitments | $54,899,000 | 1,606 |
| Tier 1 (core) risk-based capital | $15,188,000 | 4,064 |
| Tier 2 risk-based capital | $2,178,000 | 2,319 |
| Total risk weighted assets | $173,238,000 | 2,750 |
| Total unused commitments | $54,899,000 | 1,606 |
| Derivatives | $55,000,000 | 245 |
| 2008-03-31 | Rank | |
| # of Employees: | 42 | 3,835 |
| Assets and Liabilities | ||
| Total Assets: | $227,190,000 | 2,836 |
| Cash and due from depository institutions | $3,498,000 | 3,835 |
| Interest-bearing balances | $58,000 | 5,516 |
| Securities | $15,497,000 | 5,042 |
| Federal funds sold & reverse repurchase agreements | $11,651,000 | 1,509 |
| Net loans & leases | $186,394,000 | 2,421 |
| Loan loss allowance | $2,716,000 | 1,987 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,725,000 | 3,202 |
| Other real estate owned | $1,441,000 | 3,835 |
| Goodwill and other intangibles | $34,000 | 3,096 |
| All other assets | $4,950,000 | 3,045 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $227,190,000 | 2,836 |
| Total liabilities | $208,402,000 | 2,770 |
| Total deposits | $204,249,000 | 2,542 |
| Interest-bearing deposits | $179,245,000 | 2,538 |
| Deposits held in domestic offices | $204,249,000 | 2,539 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,153,000 | 1,396 |
| Total equity capital | $18,788,000 | 3,536 |
| Total bank equity capital | $18,788,000 | 3,536 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $9,638,000 | 534 |
| Surplus | $12,801,000 | 2,174 |
| Undivided profits | $-3,651,000 | 8,275 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,872,000 | 1,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $249,000 | 504 |
| Income earned, not collected on loans | $1,067,000 | 3,539 |
| Earning assets | $213,600,000 | 2,780 |
| Long-term assets (5+ years) | $35,314,000 | 2,798 |
| Average Assets, year-to-date | $225,619,500 | 2,812 |
| Average Assets, quarterly | $225,619,500 | 2,812 |
| Volatile liabilities | $43,685,000 | 2,894 |
| Insider loans | $2,213,000 | 2,884 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $670,000 | 1,113 |
| Unused loan commitments | $63,371,000 | 1,461 |
| Tier 1 (core) risk-based capital | $18,658,000 | 3,394 |
| Tier 2 risk-based capital | $2,454,000 | 2,052 |
| Total risk weighted assets | $195,938,000 | 2,424 |
| Total unused commitments | $63,371,000 | 1,462 |
| Derivatives | $55,000,000 | 251 |
| 2007-12-31 | Rank | |
| # of Employees: | 46 | 3,581 |
| Assets and Liabilities | ||
| Total Assets: | $224,049,000 | 2,813 |
| Cash and due from depository institutions | $3,033,000 | 3,581 |
| Interest-bearing balances | $78,000 | 5,062 |
| Securities | $16,390,000 | 4,955 |
| Federal funds sold & reverse repurchase agreements | $3,230,000 | 3,335 |
| Net loans & leases | $190,043,000 | 2,369 |
| Loan loss allowance | $2,226,000 | 2,354 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,774,000 | 3,169 |
| Other real estate owned | $433,000 | 3,581 |
| Goodwill and other intangibles | $36,000 | 3,087 |
| All other assets | $7,110,000 | 2,382 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $224,049,000 | 2,813 |
| Total liabilities | $204,862,000 | 2,777 |
| Total deposits | $202,775,000 | 2,528 |
| Interest-bearing deposits | $174,896,000 | 2,547 |
| Deposits held in domestic offices | $202,775,000 | 2,526 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,087,000 | 2,383 |
| Total equity capital | $19,187,000 | 3,421 |
| Total bank equity capital | $19,187,000 | 3,421 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $9,638,000 | 526 |
| Surplus | $12,760,000 | 2,161 |
| Undivided profits | $-3,211,000 | 8,315 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,339,000 | 914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $266,000 | 483 |
| Income earned, not collected on loans | $1,375,000 | 3,070 |
| Earning assets | $209,741,000 | 2,776 |
| Long-term assets (5+ years) | $34,359,000 | 2,631 |
| Average Assets, year-to-date | $214,398,800 | 2,846 |
| Average Assets, quarterly | $221,703,000 | 2,821 |
| Volatile liabilities | $40,307,000 | 3,070 |
| Insider loans | $2,562,000 | 2,606 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $2,081,000 | 636 |
| Unused loan commitments | $64,263,000 | 1,458 |
| Tier 1 (core) risk-based capital | $19,118,000 | 3,290 |
| Tier 2 risk-based capital | $2,352,000 | 2,103 |
| Total risk weighted assets | $198,794,000 | 2,373 |
| Total unused commitments | $64,263,000 | 1,459 |
| Derivatives | $30,000,000 | 301 |
| 2007-09-30 | Rank | |
| # of Employees: | 46 | 3,568 |
| Assets and Liabilities | ||
| Total Assets: | $219,357,000 | 2,834 |
| Cash and due from depository institutions | $3,840,000 | 3,568 |
| Interest-bearing balances | $70,000 | 5,016 |
| Securities | $16,257,000 | 4,984 |
| Federal funds sold & reverse repurchase agreements | $5,785,000 | 2,317 |
| Net loans & leases | $183,533,000 | 2,395 |
| Loan loss allowance | $2,032,000 | 2,466 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,812,000 | 3,101 |
| Other real estate owned | $922,000 | 3,568 |
| Goodwill and other intangibles | $115,000 | 2,805 |
| All other assets | $5,093,000 | 3,040 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $219,357,000 | 2,834 |
| Total liabilities | $199,774,000 | 2,788 |
| Total deposits | $198,821,000 | 2,550 |
| Interest-bearing deposits | $171,886,000 | 2,562 |
| Deposits held in domestic offices | $198,821,000 | 2,547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $953,000 | 4,196 |
| Total equity capital | $19,583,000 | 3,340 |
| Total bank equity capital | $19,583,000 | 3,340 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $9,638,000 | 496 |
| Surplus | $12,757,000 | 2,127 |
| Undivided profits | $-2,812,000 | 8,339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,059,000 | 1,134 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $175,000 | 603 |
| Income earned, not collected on loans | $1,245,000 | 3,512 |
| Earning assets | $205,645,000 | 2,788 |
| Long-term assets (5+ years) | $31,245,000 | 2,696 |
| Average Assets, year-to-date | $211,986,250 | 2,867 |
| Average Assets, quarterly | $209,381,000 | 2,944 |
| Volatile liabilities | $30,205,000 | 3,735 |
| Insider loans | $2,565,000 | 2,567 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $2,283,000 | 557 |
| Unused loan commitments | $67,985,000 | 1,416 |
| Tier 1 (core) risk-based capital | $19,598,000 | 3,207 |
| Tier 2 risk-based capital | $2,165,000 | 2,230 |
| Total risk weighted assets | $192,391,000 | 2,403 |
| Total unused commitments | $67,985,000 | 1,416 |
| Derivatives | $95,000,000 | 195 |
| 2007-06-30 | Rank | |
| # of Employees: | 46 | 3,609 |
| Assets and Liabilities | ||
| Total Assets: | $199,405,000 | 3,095 |
| Cash and due from depository institutions | $5,081,000 | 3,609 |
| Interest-bearing balances | $339,000 | 3,437 |
| Securities | $1,309,000 | 8,024 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $183,202,000 | 2,399 |
| Loan loss allowance | $1,862,000 | 2,659 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,865,000 | 3,045 |
| Other real estate owned | $1,489,000 | 3,609 |
| Goodwill and other intangibles | $123,000 | 2,811 |
| All other assets | $4,336,000 | 3,348 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $199,405,000 | 3,095 |
| Total liabilities | $180,080,000 | 3,071 |
| Total deposits | $176,357,000 | 2,888 |
| Interest-bearing deposits | $147,639,000 | 2,945 |
| Deposits held in domestic offices | $176,357,000 | 2,886 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,514,000 | 2,442 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $217,000 | 5,263 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,992,000 | 2,347 |
| Total equity capital | $19,325,000 | 3,320 |
| Total bank equity capital | $19,325,000 | 3,320 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $9,638,000 | 490 |
| Surplus | $12,689,000 | 2,127 |
| Undivided profits | $-3,002,000 | 8,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,660,000 | 1,067 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $153,000 | 622 |
| Income earned, not collected on loans | $1,076,000 | 3,728 |
| Earning assets | $184,850,000 | 3,072 |
| Long-term assets (5+ years) | $29,433,000 | 2,762 |
| Average Assets, year-to-date | $209,529,330 | 2,937 |
| Average Assets, quarterly | $209,958,500 | 2,949 |
| Volatile liabilities | $28,455,000 | 3,837 |
| Insider loans | $2,569,000 | 2,550 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $2,169,000 | 692 |
| Unused loan commitments | $70,306,000 | 1,405 |
| Tier 1 (core) risk-based capital | $19,347,000 | 3,227 |
| Tier 2 risk-based capital | $2,000,000 | 2,380 |
| Total risk weighted assets | $187,943,000 | 2,437 |
| Total unused commitments | $70,306,000 | 1,406 |
| Derivatives | $95,000,000 | 218 |
| 2007-03-31 | Rank | |
| # of Employees: | 45 | 3,648 |
| Assets and Liabilities | ||
| Total Assets: | $220,512,000 | 2,828 |
| Cash and due from depository institutions | $4,533,000 | 3,648 |
| Interest-bearing balances | $108,000 | 4,610 |
| Securities | $1,320,000 | 8,064 |
| Federal funds sold & reverse repurchase agreements | $22,801,000 | 838 |
| Net loans & leases | $183,418,000 | 2,391 |
| Loan loss allowance | $2,054,000 | 2,434 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,884,000 | 3,018 |
| Other real estate owned | $0 | 3,648 |
| Goodwill and other intangibles | $130,000 | 2,795 |
| All other assets | $4,426,000 | 3,255 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $220,512,000 | 2,828 |
| Total liabilities | $201,372,000 | 2,775 |
| Total deposits | $200,104,000 | 2,559 |
| Interest-bearing deposits | $174,087,000 | 2,559 |
| Deposits held in domestic offices | $200,104,000 | 2,556 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,268,000 | 3,389 |
| Total equity capital | $19,140,000 | 3,362 |
| Total bank equity capital | $19,140,000 | 3,362 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $9,637,000 | 476 |
| Surplus | $12,689,000 | 2,096 |
| Undivided profits | $-3,186,000 | 8,508 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $275,000 | 4,986 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $190,000 | 585 |
| Income earned, not collected on loans | $1,101,000 | 3,515 |
| Earning assets | $207,647,000 | 2,774 |
| Long-term assets (5+ years) | $29,025,000 | 2,753 |
| Average Assets, year-to-date | $214,591,500 | 2,887 |
| Average Assets, quarterly | $214,591,500 | 2,887 |
| Volatile liabilities | $24,486,000 | 4,117 |
| Insider loans | $2,573,000 | 2,519 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $2,183,000 | 657 |
| Unused loan commitments | $68,768,000 | 1,433 |
| Tier 1 (core) risk-based capital | $19,156,000 | 3,245 |
| Tier 2 risk-based capital | $2,192,000 | 2,207 |
| Total risk weighted assets | $192,177,000 | 2,377 |
| Total unused commitments | $68,768,000 | 1,433 |
| Derivatives | $95,000,000 | 218 |
| 2006-12-31 | Rank | |
| # of Employees: | 43 | 3,782 |
| Assets and Liabilities | ||
| Total Assets: | $208,671,000 | 2,972 |
| Cash and due from depository institutions | $4,690,000 | 3,782 |
| Interest-bearing balances | $160,000 | 4,259 |
| Securities | $324,000 | 8,310 |
| Federal funds sold & reverse repurchase agreements | $17,651,000 | 934 |
| Net loans & leases | $177,755,000 | 2,436 |
| Loan loss allowance | $1,919,000 | 2,564 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,913,000 | 2,950 |
| Other real estate owned | $0 | 3,782 |
| Goodwill and other intangibles | $138,000 | 2,770 |
| All other assets | $4,200,000 | 3,383 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $208,671,000 | 2,972 |
| Total liabilities | $189,971,000 | 2,928 |
| Total deposits | $188,943,000 | 2,695 |
| Interest-bearing deposits | $163,128,000 | 2,672 |
| Deposits held in domestic offices | $188,943,000 | 2,692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,028,000 | 3,788 |
| Total equity capital | $18,700,000 | 3,372 |
| Total bank equity capital | $18,700,000 | 3,372 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $9,638,000 | 468 |
| Surplus | $12,607,000 | 2,052 |
| Undivided profits | $-3,545,000 | 8,561 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $387,000 | 4,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $341,000 | 380 |
| Income earned, not collected on loans | $1,057,000 | 3,758 |
| Earning assets | $195,890,000 | 2,906 |
| Long-term assets (5+ years) | $27,012,000 | 2,847 |
| Average Assets, year-to-date | $180,800,600 | 3,205 |
| Average Assets, quarterly | $202,745,000 | 3,006 |
| Volatile liabilities | $20,822,000 | 4,608 |
| Insider loans | $2,479,000 | 2,557 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $2,147,000 | 662 |
| Unused loan commitments | $60,732,000 | 1,572 |
| Tier 1 (core) risk-based capital | $18,722,000 | 3,256 |
| Tier 2 risk-based capital | $2,043,000 | 2,319 |
| Total risk weighted assets | $184,627,000 | 2,438 |
| Total unused commitments | $60,732,000 | 1,573 |
| Derivatives | $90,000,000 | 217 |
| 2006-09-30 | Rank | |
| # of Employees: | 40 | 4,043 |
| Assets and Liabilities | ||
| Total Assets: | $196,819,000 | 3,072 |
| Cash and due from depository institutions | $3,939,000 | 4,043 |
| Interest-bearing balances | $154,000 | 4,304 |
| Securities | $328,000 | 8,390 |
| Federal funds sold & reverse repurchase agreements | $27,753,000 | 480 |
| Net loans & leases | $157,171,000 | 2,673 |
| Loan loss allowance | $1,791,000 | 2,712 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,941,000 | 2,903 |
| Other real estate owned | $0 | 4,043 |
| Goodwill and other intangibles | $145,000 | 2,759 |
| All other assets | $3,542,000 | 3,815 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $196,819,000 | 3,072 |
| Total liabilities | $178,543,000 | 3,047 |
| Total deposits | $177,772,000 | 2,798 |
| Interest-bearing deposits | $150,620,000 | 2,809 |
| Deposits held in domestic offices | $177,772,000 | 2,795 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $771,000 | 4,487 |
| Total equity capital | $18,276,000 | 3,419 |
| Total bank equity capital | $18,276,000 | 3,419 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,637,000 | 455 |
| Surplus | $12,607,000 | 2,018 |
| Undivided profits | $-3,968,000 | 8,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $79,000 | 6,321 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $16,000 | 1,059 |
| Income earned, not collected on loans | $990,000 | 4,005 |
| Earning assets | $185,406,000 | 3,007 |
| Long-term assets (5+ years) | $27,406,000 | 2,790 |
| Average Assets, year-to-date | $173,833,000 | 3,332 |
| Average Assets, quarterly | $184,241,000 | 3,221 |
| Volatile liabilities | $71,332,000 | 1,992 |
| Insider loans | $2,482,000 | 2,525 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $2,143,000 | 645 |
| Unused loan commitments | $62,134,000 | 1,565 |
| Tier 1 (core) risk-based capital | $18,300,000 | 3,312 |
| Tier 2 risk-based capital | $1,913,000 | 2,449 |
| Total risk weighted assets | $164,122,000 | 2,687 |
| Total unused commitments | $62,134,000 | 1,565 |
| Derivatives | $50,000,000 | 265 |
| 2006-06-30 | Rank | |
| # of Employees: | 41 | 3,965 |
| Assets and Liabilities | ||
| Total Assets: | $171,663,000 | 3,407 |
| Cash and due from depository institutions | $6,143,000 | 3,965 |
| Interest-bearing balances | $146,000 | 4,401 |
| Securities | $323,000 | 8,435 |
| Federal funds sold & reverse repurchase agreements | $8,698,000 | 1,454 |
| Net loans & leases | $149,352,000 | 2,767 |
| Loan loss allowance | $1,652,000 | 2,868 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,995,000 | 2,841 |
| Other real estate owned | $0 | 3,965 |
| Goodwill and other intangibles | $152,000 | 2,739 |
| All other assets | $3,000,000 | 4,189 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $171,663,000 | 3,407 |
| Total liabilities | $153,861,000 | 3,405 |
| Total deposits | $153,068,000 | 3,162 |
| Interest-bearing deposits | $126,568,000 | 3,207 |
| Deposits held in domestic offices | $153,068,000 | 3,159 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $793,000 | 4,093 |
| Total equity capital | $17,802,000 | 3,388 |
| Total bank equity capital | $17,802,000 | 3,388 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $9,638,000 | 438 |
| Surplus | $12,606,000 | 1,979 |
| Undivided profits | $-4,442,000 | 8,678 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,120,000 | 2,217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,092,000 | 176 |
| Income earned, not collected on loans | $824,000 | 4,233 |
| Earning assets | $158,519,000 | 3,383 |
| Long-term assets (5+ years) | $23,956,000 | 3,001 |
| Average Assets, year-to-date | $166,171,000 | 3,459 |
| Average Assets, quarterly | $170,215,500 | 3,422 |
| Volatile liabilities | $66,884,000 | 2,061 |
| Insider loans | $2,487,000 | 2,492 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $1,861,000 | 707 |
| Unused loan commitments | $58,699,000 | 1,637 |
| Tier 1 (core) risk-based capital | $17,835,000 | 3,321 |
| Tier 2 risk-based capital | $1,767,000 | 2,594 |
| Total risk weighted assets | $152,186,000 | 2,842 |
| Total unused commitments | $58,699,000 | 1,638 |
| Derivatives | $30,000,000 | 332 |
| 2006-03-31 | Rank | |
| # of Employees: | 41 | 3,942 |
| Assets and Liabilities | ||
| Total Assets: | $168,768,000 | 3,445 |
| Cash and due from depository institutions | $3,986,000 | 3,942 |
| Interest-bearing balances | $150,000 | 4,479 |
| Securities | $332,000 | 8,468 |
| Federal funds sold & reverse repurchase agreements | $6,175,000 | 2,252 |
| Net loans & leases | $151,263,000 | 2,692 |
| Loan loss allowance | $1,624,000 | 2,875 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,037,000 | 2,743 |
| Other real estate owned | $0 | 3,942 |
| Goodwill and other intangibles | $160,000 | 2,707 |
| All other assets | $2,815,000 | 4,242 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $168,768,000 | 3,445 |
| Total liabilities | $151,444,000 | 3,435 |
| Total deposits | $150,496,000 | 3,190 |
| Interest-bearing deposits | $126,274,000 | 3,207 |
| Deposits held in domestic offices | $150,496,000 | 3,187 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $948,000 | 3,662 |
| Total equity capital | $17,324,000 | 3,431 |
| Total bank equity capital | $17,324,000 | 3,431 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,638,000 | 429 |
| Surplus | $12,606,000 | 1,921 |
| Undivided profits | $-4,920,000 | 8,718 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,302,000 | 1,919 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,185,000 | 164 |
| Income earned, not collected on loans | $822,000 | 4,045 |
| Earning assets | $157,920,000 | 3,394 |
| Long-term assets (5+ years) | $23,856,000 | 2,973 |
| Average Assets, year-to-date | $163,425,000 | 3,499 |
| Average Assets, quarterly | $163,425,000 | 3,499 |
| Volatile liabilities | $62,083,000 | 2,107 |
| Insider loans | $2,493,000 | 2,461 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $1,584,000 | 679 |
| Unused loan commitments | $55,489,000 | 1,689 |
| Tier 1 (core) risk-based capital | $17,347,000 | 3,361 |
| Tier 2 risk-based capital | $1,732,000 | 2,605 |
| Total risk weighted assets | $152,156,000 | 2,796 |
| Total unused commitments | $55,489,000 | 1,691 |
| Derivatives | $45,000,000 | 282 |
| 2005-12-31 | Rank | |
| # of Employees: | 37 | 4,270 |
| Assets and Liabilities | ||
| Total Assets: | $158,082,000 | 3,590 |
| Cash and due from depository institutions | $5,731,000 | 4,270 |
| Interest-bearing balances | $203,000 | 4,227 |
| Securities | $342,000 | 8,526 |
| Federal funds sold & reverse repurchase agreements | $4,032,000 | 2,845 |
| Net loans & leases | $140,907,000 | 2,826 |
| Loan loss allowance | $1,610,000 | 2,852 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,082,000 | 2,693 |
| Other real estate owned | $0 | 4,270 |
| Goodwill and other intangibles | $173,000 | 2,671 |
| All other assets | $2,815,000 | 4,230 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $158,082,000 | 3,590 |
| Total liabilities | $141,361,000 | 3,584 |
| Total deposits | $139,858,000 | 3,352 |
| Interest-bearing deposits | $119,324,000 | 3,310 |
| Deposits held in domestic offices | $139,858,000 | 3,348 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,503,000 | 2,614 |
| Total equity capital | $16,721,000 | 3,499 |
| Total bank equity capital | $16,721,000 | 3,499 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $9,638,000 | 418 |
| Surplus | $12,481,000 | 1,893 |
| Undivided profits | $-5,398,000 | 8,776 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,117,000 | 2,146 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,117,000 | 162 |
| Income earned, not collected on loans | $769,000 | 4,310 |
| Earning assets | $145,484,000 | 3,554 |
| Long-term assets (5+ years) | $20,923,000 | 3,226 |
| Average Assets, year-to-date | $145,643,600 | 3,685 |
| Average Assets, quarterly | $155,674,000 | 3,590 |
| Volatile liabilities | $65,645,000 | 1,957 |
| Insider loans | $2,497,000 | 2,428 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $679,000 | 1,041 |
| Unused loan commitments | $50,378,000 | 1,778 |
| Tier 1 (core) risk-based capital | $16,739,000 | 3,427 |
| Tier 2 risk-based capital | $1,708,000 | 2,585 |
| Total risk weighted assets | $143,884,000 | 2,904 |
| Total unused commitments | $50,378,000 | 1,778 |
| Derivatives | $45,000,000 | 270 |
| 2005-09-30 | Rank | |
| # of Employees: | 38 | 4,170 |
| Assets and Liabilities | ||
| Total Assets: | $153,266,000 | 3,629 |
| Cash and due from depository institutions | $5,054,000 | 4,170 |
| Interest-bearing balances | $199,000 | 4,358 |
| Securities | $383,000 | 8,554 |
| Federal funds sold & reverse repurchase agreements | $1,763,000 | 3,932 |
| Net loans & leases | $139,214,000 | 2,822 |
| Loan loss allowance | $1,475,000 | 3,046 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,080,000 | 2,641 |
| Other real estate owned | $0 | 4,170 |
| Goodwill and other intangibles | $131,000 | 2,762 |
| All other assets | $2,641,000 | 4,336 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $153,266,000 | 3,629 |
| Total liabilities | $137,005,000 | 3,646 |
| Total deposits | $135,568,000 | 3,400 |
| Interest-bearing deposits | $117,921,000 | 3,269 |
| Deposits held in domestic offices | $135,568,000 | 3,396 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,437,000 | 2,669 |
| Total equity capital | $16,261,000 | 3,534 |
| Total bank equity capital | $16,261,000 | 3,534 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,637,000 | 401 |
| Surplus | $12,481,000 | 1,833 |
| Undivided profits | $-5,857,000 | 8,808 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 6,637 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $42,000 | 1,014 |
| Income earned, not collected on loans | $697,000 | 4,611 |
| Earning assets | $141,559,000 | 3,599 |
| Long-term assets (5+ years) | $20,263,000 | 3,285 |
| Average Assets, year-to-date | $142,534,000 | 3,737 |
| Average Assets, quarterly | $150,936,000 | 3,636 |
| Volatile liabilities | $64,868,000 | 1,926 |
| Insider loans | $2,411,000 | 2,468 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $1,685,000 | 747 |
| Unused loan commitments | $43,941,000 | 1,915 |
| Tier 1 (core) risk-based capital | $16,278,000 | 3,442 |
| Tier 2 risk-based capital | $1,559,000 | 2,748 |
| Total risk weighted assets | $140,167,000 | 2,913 |
| Total unused commitments | $43,941,000 | 1,917 |
| Derivatives | $15,000,000 | 401 |
| 2005-06-30 | Rank | |
| # of Employees: | 38 | 4,154 |
| Assets and Liabilities | ||
| Total Assets: | $148,606,000 | 3,661 |
| Cash and due from depository institutions | $3,439,000 | 4,154 |
| Interest-bearing balances | $193,000 | 4,360 |
| Securities | $409,000 | 8,574 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $137,905,000 | 2,775 |
| Loan loss allowance | $1,348,000 | 3,247 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,121,000 | 2,574 |
| Other real estate owned | $0 | 4,154 |
| Goodwill and other intangibles | $137,000 | 2,735 |
| All other assets | $2,595,000 | 4,261 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $148,606,000 | 3,661 |
| Total liabilities | $135,792,000 | 3,594 |
| Total deposits | $134,001,000 | 3,365 |
| Interest-bearing deposits | $116,072,000 | 3,267 |
| Deposits held in domestic offices | $134,001,000 | 3,362 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $775,000 | 3,007 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,000 | 5,848 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,011,000 | 3,206 |
| Total equity capital | $12,814,000 | 4,230 |
| Total bank equity capital | $12,814,000 | 4,230 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $8,145,000 | 451 |
| Surplus | $10,988,000 | 1,994 |
| Undivided profits | $-6,319,000 | 8,822 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $59,000 | 6,698 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $47,000 | 995 |
| Income earned, not collected on loans | $631,000 | 4,606 |
| Earning assets | $138,507,000 | 3,607 |
| Long-term assets (5+ years) | $19,148,000 | 3,431 |
| Average Assets, year-to-date | $138,956,670 | 3,791 |
| Average Assets, quarterly | $143,841,500 | 3,719 |
| Volatile liabilities | $66,656,000 | 1,809 |
| Insider loans | $2,810,000 | 2,165 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $1,385,000 | 854 |
| Unused loan commitments | $48,225,000 | 1,744 |
| Tier 1 (core) risk-based capital | $12,854,000 | 4,131 |
| Tier 2 risk-based capital | $1,439,000 | 2,903 |
| Total risk weighted assets | $139,474,000 | 2,849 |
| Total unused commitments | $48,225,000 | 1,745 |
| Derivatives | $15,000,000 | 387 |
| 2005-03-31 | Rank | |
| # of Employees: | 35 | 4,420 |
| Assets and Liabilities | ||
| Total Assets: | $139,077,000 | 3,839 |
| Cash and due from depository institutions | $4,149,000 | 4,420 |
| Interest-bearing balances | $107,000 | 4,947 |
| Securities | $415,000 | 8,643 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $127,805,000 | 2,889 |
| Loan loss allowance | $1,241,000 | 3,454 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,154,000 | 2,517 |
| Other real estate owned | $0 | 4,420 |
| Goodwill and other intangibles | $142,000 | 2,721 |
| All other assets | $2,412,000 | 4,403 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $139,077,000 | 3,839 |
| Total liabilities | $126,843,000 | 3,785 |
| Total deposits | $124,033,000 | 3,586 |
| Interest-bearing deposits | $107,291,000 | 3,507 |
| Deposits held in domestic offices | $124,033,000 | 3,583 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,962,000 | 2,194 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000 | 5,753 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $838,000 | 3,584 |
| Total equity capital | $12,234,000 | 4,307 |
| Total bank equity capital | $12,234,000 | 4,307 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $8,095,000 | 434 |
| Surplus | $10,939,000 | 1,961 |
| Undivided profits | $-6,800,000 | 8,887 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $677,000 | 3,119 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $62,000 | 920 |
| Income earned, not collected on loans | $581,000 | 4,792 |
| Earning assets | $128,327,000 | 3,821 |
| Long-term assets (5+ years) | $17,460,000 | 3,680 |
| Average Assets, year-to-date | $134,132,000 | 3,914 |
| Average Assets, quarterly | $134,132,000 | 3,914 |
| Volatile liabilities | $58,868,000 | 1,913 |
| Insider loans | $2,811,000 | 2,121 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $1,153,000 | 846 |
| Unused loan commitments | $46,108,000 | 1,765 |
| Tier 1 (core) risk-based capital | $12,279,000 | 4,228 |
| Tier 2 risk-based capital | $1,328,000 | 3,067 |
| Total risk weighted assets | $130,568,000 | 2,984 |
| Total unused commitments | $46,108,000 | 1,766 |
| Derivatives | $15,000,000 | 353 |
| 2004-12-31 | Rank | |
| # of Employees: | 35 | 4,420 |
| Assets and Liabilities | ||
| Total Assets: | $129,187,000 | 4,059 |
| Cash and due from depository institutions | $2,937,000 | 4,420 |
| Interest-bearing balances | $166,000 | 4,559 |
| Securities | $426,000 | 8,686 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $119,395,000 | 3,055 |
| Loan loss allowance | $1,148,000 | 3,637 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,196,000 | 2,476 |
| Other real estate owned | $0 | 4,420 |
| Goodwill and other intangibles | $148,000 | 2,703 |
| All other assets | $2,085,000 | 4,735 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $129,187,000 | 4,059 |
| Total liabilities | $117,825,000 | 3,993 |
| Total deposits | $117,150,000 | 3,720 |
| Interest-bearing deposits | $102,893,000 | 3,605 |
| Deposits held in domestic offices | $117,150,000 | 3,716 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $89,000 | 3,415 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $15,000 | 5,796 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $571,000 | 4,404 |
| Total equity capital | $11,362,000 | 4,580 |
| Total bank equity capital | $11,362,000 | 4,580 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,975,000 | 434 |
| Surplus | $10,712,000 | 1,960 |
| Undivided profits | $-7,325,000 | 8,942 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $71,000 | 6,696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $62,000 | 891 |
| Income earned, not collected on loans | $557,000 | 4,959 |
| Earning assets | $119,987,000 | 4,023 |
| Long-term assets (5+ years) | $16,996,000 | 3,795 |
| Average Assets, year-to-date | $114,233,000 | 4,315 |
| Average Assets, quarterly | $122,815,500 | 4,186 |
| Volatile liabilities | $49,442,000 | 2,141 |
| Insider loans | $2,772,000 | 2,123 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $898,000 | 919 |
| Unused loan commitments | $39,572,000 | 1,912 |
| Tier 1 (core) risk-based capital | $11,400,000 | 4,421 |
| Tier 2 risk-based capital | $1,221,000 | 3,248 |
| Total risk weighted assets | $122,415,000 | 3,111 |
| Total unused commitments | $39,572,000 | 1,913 |
| Derivatives | $15,000,000 | 338 |
| 2004-09-30 | Rank | |
| # of Employees: | 34 | 4,529 |
| Assets and Liabilities | ||
| Total Assets: | $116,444,000 | 4,349 |
| Cash and due from depository institutions | $2,952,000 | 4,529 |
| Interest-bearing balances | $4,000 | 6,738 |
| Securities | $443,000 | 8,736 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $106,875,000 | 3,305 |
| Loan loss allowance | $1,141,000 | 3,658 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,244,000 | 2,417 |
| Other real estate owned | $0 | 4,529 |
| Goodwill and other intangibles | $154,000 | 2,662 |
| All other assets | $1,776,000 | 5,133 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $116,444,000 | 4,349 |
| Total liabilities | $106,084,000 | 4,283 |
| Total deposits | $103,647,000 | 4,050 |
| Interest-bearing deposits | $89,066,000 | 4,003 |
| Deposits held in domestic offices | $103,647,000 | 4,047 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,357,000 | 2,640 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $20,000 | 5,814 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,060,000 | 3,069 |
| Total equity capital | $10,360,000 | 4,880 |
| Total bank equity capital | $10,360,000 | 4,880 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $7,775,000 | 445 |
| Surplus | $10,412,000 | 1,956 |
| Undivided profits | $-7,827,000 | 8,991 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $235,000 | 5,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $126,000 | 728 |
| Income earned, not collected on loans | $407,000 | 6,153 |
| Earning assets | $107,322,000 | 4,342 |
| Long-term assets (5+ years) | $16,857,000 | 3,891 |
| Average Assets, year-to-date | $110,494,500 | 4,417 |
| Average Assets, quarterly | $116,750,500 | 4,315 |
| Volatile liabilities | $45,022,000 | 2,286 |
| Insider loans | $2,774,000 | 2,095 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $729,000 | 1,020 |
| Unused loan commitments | $33,224,000 | 2,139 |
| Tier 1 (core) risk-based capital | $10,390,000 | 4,713 |
| Tier 2 risk-based capital | $1,204,000 | 3,261 |
| Total risk weighted assets | $109,910,000 | 3,373 |
| Total unused commitments | $33,224,000 | 2,144 |
| Derivatives | $15,000,000 | 359 |
| 2004-06-30 | Rank | |
| # of Employees: | 34 | 4,581 |
| Assets and Liabilities | ||
| Total Assets: | $117,057,000 | 4,326 |
| Cash and due from depository institutions | $2,801,000 | 4,581 |
| Interest-bearing balances | $2,000 | 6,858 |
| Securities | $436,000 | 8,797 |
| Federal funds sold & reverse repurchase agreements | $2,368,000 | 3,218 |
| Net loans & leases | $105,507,000 | 3,283 |
| Loan loss allowance | $1,075,000 | 3,799 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,300,000 | 2,335 |
| Other real estate owned | $0 | 4,581 |
| Goodwill and other intangibles | $52,000 | 2,963 |
| All other assets | $1,593,000 | 5,385 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $117,057,000 | 4,326 |
| Total liabilities | $107,209,000 | 4,261 |
| Total deposits | $106,541,000 | 3,965 |
| Interest-bearing deposits | $94,379,000 | 3,828 |
| Deposits held in domestic offices | $106,541,000 | 3,962 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $24,000 | 5,800 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $644,000 | 3,955 |
| Total equity capital | $9,848,000 | 4,924 |
| Total bank equity capital | $9,848,000 | 4,924 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $7,675,000 | 445 |
| Surplus | $10,312,000 | 1,925 |
| Undivided profits | $-8,139,000 | 9,046 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $175,000 | 5,830 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $175,000 | 658 |
| Income earned, not collected on loans | $380,000 | 6,184 |
| Earning assets | $108,313,000 | 4,290 |
| Long-term assets (5+ years) | $18,134,000 | 3,839 |
| Average Assets, year-to-date | $108,511,330 | 4,496 |
| Average Assets, quarterly | $112,628,500 | 4,411 |
| Volatile liabilities | $47,999,000 | 2,121 |
| Insider loans | $2,640,000 | 2,159 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $4,080,000 | 409 |
| Unused loan commitments | $30,873,000 | 2,240 |
| Tier 1 (core) risk-based capital | $9,887,000 | 4,844 |
| Tier 2 risk-based capital | $1,134,000 | 3,398 |
| Total risk weighted assets | $106,541,000 | 3,417 |
| Total unused commitments | $30,873,000 | 2,245 |
| Derivatives | $15,000,000 | 356 |
| 2004-03-31 | Rank | |
| # of Employees: | 33 | 4,672 |
| Assets and Liabilities | ||
| Total Assets: | $108,200,000 | 4,560 |
| Cash and due from depository institutions | $2,137,000 | 4,672 |
| Interest-bearing balances | $2,000 | 6,868 |
| Securities | $468,000 | 8,822 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $99,965,000 | 3,357 |
| Loan loss allowance | $1,054,000 | 3,818 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,306,000 | 2,303 |
| Other real estate owned | $0 | 4,672 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,324,000 | 5,708 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $108,200,000 | 4,560 |
| Total liabilities | $99,069,000 | 4,478 |
| Total deposits | $96,472,000 | 4,276 |
| Interest-bearing deposits | $85,018,000 | 4,161 |
| Deposits held in domestic offices | $96,472,000 | 4,272 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,028,000 | 2,120 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $29,000 | 5,696 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $540,000 | 4,683 |
| Total equity capital | $9,131,000 | 5,249 |
| Total bank equity capital | $9,131,000 | 5,249 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $7,425,000 | 453 |
| Surplus | $10,062,000 | 1,926 |
| Undivided profits | $-8,356,000 | 9,090 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $142,000 | 6,270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $142,000 | 762 |
| Income earned, not collected on loans | $350,000 | 6,384 |
| Earning assets | $100,435,000 | 4,532 |
| Long-term assets (5+ years) | $15,260,000 | 4,159 |
| Average Assets, year-to-date | $104,238,500 | 4,653 |
| Average Assets, quarterly | $104,238,500 | 4,653 |
| Volatile liabilities | $45,696,000 | 2,122 |
| Insider loans | $2,528,000 | 2,207 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $26,217,000 | 2,433 |
| Tier 1 (core) risk-based capital | $9,139,000 | 5,050 |
| Tier 2 risk-based capital | $1,158,000 | 3,296 |
| Total risk weighted assets | $100,084,000 | 3,532 |
| Total unused commitments | $26,217,000 | 2,439 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 32 | 4,785 |
| Assets and Liabilities | ||
| Total Assets: | $100,277,000 | 4,791 |
| Cash and due from depository institutions | $2,929,000 | 4,785 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $468,000 | 8,883 |
| Federal funds sold & reverse repurchase agreements | $1,374,000 | 4,604 |
| Net loans & leases | $90,217,000 | 3,629 |
| Loan loss allowance | $987,000 | 4,002 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,363,000 | 2,260 |
| Other real estate owned | $0 | 4,785 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $926,000 | 6,692 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,277,000 | 4,791 |
| Total liabilities | $91,906,000 | 4,719 |
| Total deposits | $91,288,000 | 4,443 |
| Interest-bearing deposits | $79,248,000 | 4,358 |
| Deposits held in domestic offices | $91,288,000 | 4,440 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $33,000 | 5,676 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $585,000 | 4,337 |
| Total equity capital | $8,371,000 | 5,484 |
| Total bank equity capital | $8,371,000 | 5,484 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $7,250,000 | 470 |
| Surplus | $9,808,000 | 1,958 |
| Undivided profits | $-8,687,000 | 9,152 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $249,000 | 5,493 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $249,000 | 548 |
| Income earned, not collected on loans | $289,000 | 7,075 |
| Earning assets | $92,059,000 | 4,780 |
| Long-term assets (5+ years) | $12,597,000 | 4,561 |
| Average Assets, year-to-date | $77,983,000 | 5,525 |
| Average Assets, quarterly | $96,983,500 | 4,860 |
| Volatile liabilities | $38,587,000 | 2,421 |
| Insider loans | $2,365,000 | 2,274 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $23,063,000 | 2,573 |
| Tier 1 (core) risk-based capital | $8,384,000 | 5,311 |
| Tier 2 risk-based capital | $1,096,000 | 3,437 |
| Total risk weighted assets | $90,383,000 | 3,807 |
| Total unused commitments | $23,063,000 | 2,577 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 33 | 4,698 |
| Assets and Liabilities | ||
| Total Assets: | $93,690,000 | 4,982 |
| Cash and due from depository institutions | $2,341,000 | 4,698 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $474,000 | 8,928 |
| Federal funds sold & reverse repurchase agreements | $6,533,000 | 2,099 |
| Net loans & leases | $79,064,000 | 3,989 |
| Loan loss allowance | $965,000 | 4,082 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,437,000 | 2,193 |
| Other real estate owned | $0 | 4,698 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $841,000 | 7,029 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,690,000 | 4,982 |
| Total liabilities | $86,496,000 | 4,876 |
| Total deposits | $85,796,000 | 4,646 |
| Interest-bearing deposits | $74,580,000 | 4,554 |
| Deposits held in domestic offices | $85,796,000 | 4,642 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $37,000 | 5,641 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $663,000 | 4,236 |
| Total equity capital | $7,194,000 | 6,027 |
| Total bank equity capital | $7,194,000 | 6,027 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $6,550,000 | 525 |
| Surplus | $9,108,000 | 2,070 |
| Undivided profits | $-8,464,000 | 9,208 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $257,000 | 7,513 |
| Earning assets | $86,071,000 | 4,981 |
| Long-term assets (5+ years) | $10,948,000 | 4,870 |
| Average Assets, year-to-date | $72,409,500 | 5,779 |
| Average Assets, quarterly | $86,881,500 | 5,234 |
| Volatile liabilities | $38,291,000 | 2,395 |
| Insider loans | $2,380,000 | 2,246 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $23,087,000 | 2,574 |
| Tier 1 (core) risk-based capital | $7,206,000 | 5,864 |
| Tier 2 risk-based capital | $1,025,000 | 3,611 |
| Total risk weighted assets | $81,946,000 | 4,056 |
| Total unused commitments | $23,087,000 | 2,577 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 34 | 4,624 |
| Assets and Liabilities | ||
| Total Assets: | $80,073,000 | 5,536 |
| Cash and due from depository institutions | $2,871,000 | 4,624 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $493,000 | 8,950 |
| Federal funds sold & reverse repurchase agreements | $3,229,000 | 3,885 |
| Net loans & leases | $68,197,000 | 4,418 |
| Loan loss allowance | $910,000 | 4,190 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,490,000 | 2,121 |
| Other real estate owned | $0 | 4,624 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $793,000 | 7,092 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,073,000 | 5,536 |
| Total liabilities | $73,132,000 | 5,447 |
| Total deposits | $72,597,000 | 5,226 |
| Interest-bearing deposits | $63,278,000 | 5,116 |
| Deposits held in domestic offices | $72,597,000 | 5,223 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $56,000 | 5,668 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $479,000 | 5,209 |
| Total equity capital | $6,941,000 | 6,147 |
| Total bank equity capital | $6,941,000 | 6,147 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $6,300,000 | 540 |
| Surplus | $8,858,000 | 2,094 |
| Undivided profits | $-8,217,000 | 9,241 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $248,000 | 7,518 |
| Earning assets | $71,919,000 | 5,579 |
| Long-term assets (5+ years) | $11,161,000 | 4,700 |
| Average Assets, year-to-date | $65,316,000 | 6,110 |
| Average Assets, quarterly | $71,501,500 | 5,859 |
| Volatile liabilities | $29,063,000 | 2,896 |
| Insider loans | $2,383,000 | 2,249 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $21,968,000 | 2,643 |
| Tier 1 (core) risk-based capital | $6,941,000 | 5,922 |
| Tier 2 risk-based capital | $891,000 | 3,959 |
| Total risk weighted assets | $71,161,000 | 4,475 |
| Total unused commitments | $21,968,000 | 2,652 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 34 | 4,607 |
| Assets and Liabilities | ||
| Total Assets: | $62,930,000 | 6,256 |
| Cash and due from depository institutions | $5,091,000 | 4,607 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $1,114,000 | 8,835 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $51,395,000 | 5,243 |
| Loan loss allowance | $727,000 | 4,847 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,631,000 | 2,028 |
| Other real estate owned | $0 | 4,607 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $699,000 | 7,378 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,930,000 | 6,256 |
| Total liabilities | $56,113,000 | 6,251 |
| Total deposits | $53,805,000 | 6,188 |
| Interest-bearing deposits | $46,164,000 | 6,165 |
| Deposits held in domestic offices | $53,805,000 | 6,187 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,794,000 | 2,039 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $75,000 | 5,516 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $439,000 | 5,497 |
| Total equity capital | $6,817,000 | 6,138 |
| Total bank equity capital | $6,817,000 | 6,138 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,000,000 | 565 |
| Surplus | $8,558,000 | 2,126 |
| Undivided profits | $-7,741,000 | 9,282 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $74,000 | 7,164 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $74,000 | 1,023 |
| Income earned, not collected on loans | $208,000 | 7,962 |
| Earning assets | $52,509,000 | 6,551 |
| Long-term assets (5+ years) | $8,859,000 | 5,061 |
| Average Assets, year-to-date | $57,937,500 | 6,509 |
| Average Assets, quarterly | $57,937,500 | 6,509 |
| Volatile liabilities | $17,350,000 | 4,162 |
| Insider loans | $2,397,000 | 2,181 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $18,162,000 | 2,875 |
| Tier 1 (core) risk-based capital | $6,807,000 | 5,938 |
| Tier 2 risk-based capital | $691,000 | 4,665 |
| Total risk weighted assets | $55,076,000 | 5,203 |
| Total unused commitments | $18,162,000 | 2,887 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 31 | 4,904 |
| Assets and Liabilities | ||
| Total Assets: | $52,945,000 | 6,810 |
| Cash and due from depository institutions | $3,715,000 | 4,904 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $3,139,000 | 8,385 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $40,851,000 | 5,937 |
| Loan loss allowance | $674,000 | 5,022 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,684,000 | 1,978 |
| Other real estate owned | $0 | 4,904 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $556,000 | 7,936 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,945,000 | 6,810 |
| Total liabilities | $45,541,000 | 6,894 |
| Total deposits | $44,681,000 | 6,751 |
| Interest-bearing deposits | $38,397,000 | 6,712 |
| Deposits held in domestic offices | $44,681,000 | 6,748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $415,000 | 2,865 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $92,000 | 5,613 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $353,000 | 6,236 |
| Total equity capital | $7,404,000 | 5,768 |
| Total bank equity capital | $7,404,000 | 5,768 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,000,000 | 563 |
| Surplus | $8,555,000 | 2,096 |
| Undivided profits | $-7,151,000 | 9,318 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $167,000 | 8,386 |
| Earning assets | $43,990,000 | 7,084 |
| Long-term assets (5+ years) | $9,180,000 | 4,978 |
| Average Assets, year-to-date | $38,188,800 | 7,595 |
| Average Assets, quarterly | $50,981,000 | 6,881 |
| Volatile liabilities | $11,845,000 | 5,226 |
| Insider loans | $1,905,000 | 2,611 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $14,239,000 | 3,279 |
| Tier 1 (core) risk-based capital | $7,383,000 | 5,580 |
| Tier 2 risk-based capital | $604,000 | 5,040 |
| Total risk weighted assets | $48,152,000 | 5,615 |
| Total unused commitments | $14,239,000 | 3,283 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 30 | 5,012 |
| Assets and Liabilities | ||
| Total Assets: | $22,235,000 | 8,824 |
| Cash and due from depository institutions | $1,382,000 | 5,012 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $0 | 9,430 |
| Federal funds sold & reverse repurchase agreements | $6,778,000 | 2,144 |
| Net loans & leases | $8,616,000 | 9,058 |
| Loan loss allowance | $240,000 | 7,875 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,933,000 | 1,820 |
| Other real estate owned | $0 | 5,012 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $526,000 | 8,176 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,235,000 | 8,824 |
| Total liabilities | $14,030,000 | 9,165 |
| Total deposits | $13,661,000 | 9,129 |
| Interest-bearing deposits | $11,873,000 | 9,075 |
| Deposits held in domestic offices | $13,661,000 | 9,128 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $159,000 | 5,338 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $210,000 | 7,804 |
| Total equity capital | $8,205,000 | 5,264 |
| Total bank equity capital | $8,205,000 | 5,264 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,000,000 | 700 |
| Surplus | $7,508,000 | 2,207 |
| Undivided profits | $-4,303,000 | 9,538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $34,000 | 9,442 |
| Earning assets | $15,394,000 | 9,123 |
| Long-term assets (5+ years) | $3,074,000 | 6,867 |
| Average Assets, year-to-date | $19,537,000 | 8,927 |
| Average Assets, quarterly | $19,537,000 | 8,976 |
| Volatile liabilities | $2,969,000 | 8,277 |
| Insider loans | $1,663,000 | 2,760 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $2,343,000 | 7,078 |
| Tier 1 (core) risk-based capital | $8,205,000 | 5,110 |
| Tier 2 risk-based capital | $240,000 | 7,644 |
| Total risk weighted assets | $22,806,000 | 7,789 |
| Total unused commitments | $2,343,000 | 7,086 |
| Derivatives | $0 | 450 |