Home > Centera Bank > Income and Expense

Centera Bank, Income and Expense

Basic Info Reviews History Routing Number Locations

2023-12-31 (YTD Data)		Rank
Total interest income	$12,103,000	2,581
Total interest expense	$3,629,000	2,396
Net interest income	$8,474,000	2,597
Provision for loan and lease losses	$12,000	3,147
Total noninterest income	$989,000	2,746
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$689,000	1,335
Trading account gains and fees	NA	NA
Additional Noninterest Income	$300,000	3,405
Total noninterest expense	$7,353,000	2,478
Salaries and employee benefits	$4,633,000	2,304
Premises and equipment expense	$728,000	2,441
Additional noninterest expense	$300,000	3,405
Pre-tax net operating income	$2,098,000	2,909
Securities gains (losses)	$329,000	120
Applicable income taxes	$68,000	2,939
Income before extraordinary items	$2,359,000	2,613
Extraordinary gains, net	$0	54
Net income	$2,359,000	2,639
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,359,000	2,615
Net charge-offs	$-1,000	3,506
Cash dividends	$1,600,000	1,718
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,039,870	2,799
2023-09-30 (YTD Data)		Rank
Total interest income	$8,950,000	2,579
Total interest expense	$2,528,000	2,368
Net interest income	$6,422,000	2,601
Provision for loan and lease losses	$32,000	2,682
Total noninterest income	$756,000	2,739
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$525,000	1,317
Trading account gains and fees	NA	NA
Additional Noninterest Income	$231,000	3,386
Total noninterest expense	$5,353,000	2,517
Salaries and employee benefits	$3,337,000	2,363
Premises and equipment expense	$551,000	2,435
Additional noninterest expense	$231,000	3,385
Pre-tax net operating income	$1,793,000	2,823
Securities gains (losses)	$321,000	79
Applicable income taxes	$75,000	2,855
Income before extraordinary items	$2,039,000	2,492
Extraordinary gains, net	$0	52
Net income	$2,039,000	2,516
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,039,000	2,493
Net charge-offs	$-8,000	3,787
Cash dividends	$1,200,000	1,539
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,730,840	2,711
2023-06-30 (YTD Data)		Rank
Total interest income	$5,874,000	2,570
Total interest expense	$1,500,000	2,344
Net interest income	$4,374,000	2,598
Provision for loan and lease losses	$0	2,940
Total noninterest income	$500,000	2,700
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$342,000	1,327
Trading account gains and fees	NA	NA
Additional Noninterest Income	$158,000	3,362
Total noninterest expense	$3,600,000	2,485
Salaries and employee benefits	$2,244,000	2,339
Premises and equipment expense	$360,000	2,441
Additional noninterest expense	$158,000	3,351
Pre-tax net operating income	$1,274,000	2,768
Securities gains (losses)	$319,000	88
Applicable income taxes	$54,000	2,843
Income before extraordinary items	$1,539,000	2,376
Extraordinary gains, net	$0	51
Net income	$1,539,000	2,403
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,539,000	2,376
Net charge-offs	$-9,000	3,888
Cash dividends	$800,000	1,561
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,229,570	2,639
2023-03-31 (YTD Data)		Rank
Total interest income	$2,886,000	2,571
Total interest expense	$633,000	2,361
Net interest income	$2,253,000	2,573
Provision for loan and lease losses	$0	2,612
Total noninterest income	$244,000	2,728
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$162,000	1,393
Trading account gains and fees	NA	NA
Additional Noninterest Income	$82,000	3,335
Total noninterest expense	$1,796,000	2,518
Salaries and employee benefits	$1,129,000	2,363
Premises and equipment expense	$180,000	2,484
Additional noninterest expense	$82,000	3,335
Pre-tax net operating income	$701,000	2,708
Securities gains (losses)	$169,000	125
Applicable income taxes	$29,000	2,815
Income before extraordinary items	$841,000	2,311
Extraordinary gains, net	$0	4
Net income	$841,000	2,311
Minority interest net income	$0	48
Net income of bank and minority interests.	$841,000	2,311
Net charge-offs	$-5,000	3,836
Cash dividends	$400,000	1,392
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$677,070	2,598
2022-12-31 (YTD Data)		Rank
Total interest income	$9,668,000	2,565
Total interest expense	$1,085,000	2,304
Net interest income	$8,583,000	2,577
Provision for loan and lease losses	$67,000	2,422
Total noninterest income	$924,000	2,903
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$606,000	1,496
Trading account gains and fees	NA	NA
Additional Noninterest Income	$318,000	3,474
Total noninterest expense	$7,001,000	2,512
Salaries and employee benefits	$4,309,000	2,377
Premises and equipment expense	$713,000	2,462
Additional noninterest expense	$318,000	3,474
Pre-tax net operating income	$2,439,000	2,893
Securities gains (losses)	$176,000	121
Applicable income taxes	$105,000	2,986
Income before extraordinary items	$2,510,000	2,681
Extraordinary gains, net	$0	5
Net income	$2,510,000	2,678
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,510,000	2,680
Net charge-offs	$-4,000	3,445
Cash dividends	$1,425,000	1,809
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,341,040	2,785
2022-09-30 (YTD Data)		Rank
Total interest income	$6,962,000	2,573
Total interest expense	$596,000	2,428
Net interest income	$6,366,000	2,566
Provision for loan and lease losses	$65,000	2,133
Total noninterest income	$714,000	2,902
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$462,000	1,485
Trading account gains and fees	NA	NA
Additional Noninterest Income	$252,000	3,450
Total noninterest expense	$4,967,000	2,592
Salaries and employee benefits	$2,994,000	2,507
Premises and equipment expense	$540,000	2,462
Additional noninterest expense	$252,000	3,450
Pre-tax net operating income	$2,048,000	2,744
Securities gains (losses)	$176,000	112
Applicable income taxes	$86,000	2,950
Income before extraordinary items	$2,138,000	2,500
Extraordinary gains, net	$0	4
Net income	$2,138,000	2,498
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,138,000	2,499
Net charge-offs	$-4,000	3,351
Cash dividends	$1,050,000	1,621
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,969,040	2,638
2022-06-30 (YTD Data)		Rank
Total interest income	$4,378,000	2,620
Total interest expense	$266,000	2,817
Net interest income	$4,112,000	2,578
Provision for loan and lease losses	$5,000	2,508
Total noninterest income	$478,000	2,876
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$294,000	1,519
Trading account gains and fees	NA	NA
Additional Noninterest Income	$184,000	3,406
Total noninterest expense	$3,233,000	2,610
Salaries and employee benefits	$1,937,000	2,549
Premises and equipment expense	$350,000	2,504
Additional noninterest expense	$946,000	2,707
Pre-tax net operating income	$1,352,000	2,689
Securities gains (losses)	$177,000	105
Applicable income taxes	$57,000	2,867
Income before extraordinary items	$1,472,000	2,373
Extraordinary gains, net	$0	4
Net income	$1,472,000	2,373
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,472,000	2,373
Net charge-offs	$-3,000	3,282
Cash dividends	$700,000	1,614
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,302,080	2,557
2022-03-31 (YTD Data)		Rank
Total interest income	$2,074,000	2,663
Total interest expense	$102,000	3,157
Net interest income	$1,972,000	2,605
Provision for loan and lease losses	$0	2,285
Total noninterest income	$225,000	2,916
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$137,000	1,579
Trading account gains and fees	NA	NA
Additional Noninterest Income	$88,000	3,403
Total noninterest expense	$1,537,000	2,691
Salaries and employee benefits	$889,000	2,681
Premises and equipment expense	$176,000	2,502
Additional noninterest expense	$472,000	2,693
Pre-tax net operating income	$660,000	2,621
Securities gains (losses)	$135,000	110
Applicable income taxes	$45,000	2,561
Income before extraordinary items	$750,000	2,275
Extraordinary gains, net	$0	4
Net income	$750,000	2,274
Minority interest net income	$0	50
Net income of bank and minority interests.	$750,000	2,275
Net charge-offs	$-4,000	3,570
Cash dividends	$350,000	1,401
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$623,100	2,519
2021-12-31 (YTD Data)		Rank
Total interest income	$9,530,000	2,529
Total interest expense	$434,000	3,351
Net interest income	$9,096,000	2,455
Provision for loan and lease losses	$7,000	2,992
Total noninterest income	$879,000	3,122
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$563,000	1,485
Trading account gains and fees	NA	NA
Additional Noninterest Income	$316,000	3,688
Total noninterest expense	$6,968,000	2,492
Salaries and employee benefits	$4,361,000	2,361
Premises and equipment expense	$674,000	2,570
Additional noninterest expense	$1,933,000	2,649
Pre-tax net operating income	$3,000,000	2,691
Securities gains (losses)	$7,000	1,785
Applicable income taxes	$51,000	3,296
Income before extraordinary items	$2,956,000	2,563
Extraordinary gains, net	$0	10
Net income	$2,956,000	2,564
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,956,000	2,564
Net charge-offs	$8,000	2,344
Cash dividends	$1,550,000	1,769
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,949,140	2,543
2021-09-30 (YTD Data)		Rank
Total interest income	$7,511,000	2,509
Total interest expense	$330,000	3,426
Net interest income	$7,181,000	2,435
Provision for loan and lease losses	$5,000	2,896
Total noninterest income	$640,000	3,177
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$415,000	1,485
Trading account gains and fees	NA	NA
Additional Noninterest Income	$225,000	3,766
Total noninterest expense	$5,026,000	2,572
Salaries and employee benefits	$3,093,000	2,464
Premises and equipment expense	$518,000	2,553
Additional noninterest expense	$1,415,000	2,697
Pre-tax net operating income	$2,790,000	2,523
Securities gains (losses)	$-1,000	4,431
Applicable income taxes	$48,000	3,200
Income before extraordinary items	$2,741,000	2,380
Extraordinary gains, net	$0	8
Net income	$2,741,000	2,380
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,741,000	2,380
Net charge-offs	$8,000	2,039
Cash dividends	$1,200,000	1,567
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,741,980	2,357
2021-06-30 (YTD Data)		Rank
Total interest income	$5,136,000	2,474
Total interest expense	$225,000	3,469
Net interest income	$4,911,000	2,389
Provision for loan and lease losses	$3,000	2,808
Total noninterest income	$664,000	2,674
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$258,000	1,509
Trading account gains and fees	NA	NA
Additional Noninterest Income	$406,000	2,826
Total noninterest expense	$3,325,000	2,572
Salaries and employee benefits	$2,075,000	2,451
Premises and equipment expense	$348,000	2,530
Additional noninterest expense	$902,000	2,770
Pre-tax net operating income	$2,247,000	2,239
Securities gains (losses)	$-8,000	4,624
Applicable income taxes	$26,000	3,256
Income before extraordinary items	$2,213,000	2,107
Extraordinary gains, net	$0	6
Net income	$2,213,000	2,107
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,213,000	2,107
Net charge-offs	$9,000	1,770
Cash dividends	$800,000	1,553
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,220,920	2,070
2021-03-31 (YTD Data)		Rank
Total interest income	$2,396,000	2,569
Total interest expense	$114,000	3,532
Net interest income	$2,282,000	2,476
Provision for loan and lease losses	$2,000	2,695
Total noninterest income	$394,000	2,496
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$126,000	1,535
Trading account gains and fees	NA	NA
Additional Noninterest Income	$268,000	2,559
Total noninterest expense	$1,650,000	2,574
Salaries and employee benefits	$1,033,000	2,451
Premises and equipment expense	$174,000	2,549
Additional noninterest expense	$443,000	2,764
Pre-tax net operating income	$1,024,000	2,334
Securities gains (losses)	$0	1,392
Applicable income taxes	$-24,000	4,916
Income before extraordinary items	$1,048,000	2,152
Extraordinary gains, net	$0	3
Net income	$1,048,000	2,152
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,048,000	2,152
Net charge-offs	$-2,000	3,357
Cash dividends	$400,000	1,351
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,048,000	2,108
2020-12-31 (YTD Data)		Rank
Total interest income	$9,409,000	2,608
Total interest expense	$989,000	2,954
Net interest income	$8,420,000	2,539
Provision for loan and lease losses	$-2,000	4,895
Total noninterest income	$985,000	2,885
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$557,000	1,495
Trading account gains and fees	NA	NA
Additional Noninterest Income	$428,000	3,311
Total noninterest expense	$6,807,000	2,503
Salaries and employee benefits	$4,314,000	2,371
Premises and equipment expense	$666,000	2,600
Additional noninterest expense	$1,827,000	2,685
Pre-tax net operating income	$2,600,000	2,627
Securities gains (losses)	$23,000	2,058
Applicable income taxes	$91,000	2,973
Income before extraordinary items	$2,532,000	2,538
Extraordinary gains, net	$0	4
Net income	$2,532,000	2,538
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,532,000	2,538
Net charge-offs	$13,000	2,953
Cash dividends	$1,600,000	1,715
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,509,690	2,501
2020-09-30 (YTD Data)		Rank
Total interest income	$7,303,000	2,567
Total interest expense	$840,000	2,858
Net interest income	$6,463,000	2,499
Provision for loan and lease losses	$-2,000	4,956
Total noninterest income	$812,000	2,754
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$412,000	1,509
Trading account gains and fees	NA	NA
Additional Noninterest Income	$400,000	3,055
Total noninterest expense	$4,948,000	2,530
Salaries and employee benefits	$3,119,000	2,405
Premises and equipment expense	$515,000	2,557
Additional noninterest expense	$1,314,000	2,746
Pre-tax net operating income	$2,329,000	2,375
Securities gains (losses)	$19,000	1,938
Applicable income taxes	$102,000	2,796
Income before extraordinary items	$2,246,000	2,285
Extraordinary gains, net	$0	4
Net income	$2,246,000	2,284
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,246,000	2,285
Net charge-offs	$-1,000	3,797
Cash dividends	$1,200,000	1,522
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,227,760	2,243
2020-06-30 (YTD Data)		Rank
Total interest income	$4,844,000	2,612
Total interest expense	$633,000	2,785
Net interest income	$4,211,000	2,545
Provision for loan and lease losses	$-2,000	4,997
Total noninterest income	$658,000	2,487
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$275,000	1,533
Trading account gains and fees	NA	NA
Additional Noninterest Income	$383,000	2,653
Total noninterest expense	$3,305,000	2,524
Salaries and employee benefits	$2,068,000	2,418
Premises and equipment expense	$339,000	2,570
Additional noninterest expense	$898,000	2,697
Pre-tax net operating income	$1,566,000	2,337
Securities gains (losses)	$37,000	1,432
Applicable income taxes	$70,000	2,729
Income before extraordinary items	$1,533,000	2,208
Extraordinary gains, net	$0	4
Net income	$1,533,000	2,208
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,533,000	2,208
Net charge-offs	$2,000	2,854
Cash dividends	$800,000	1,513
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,497,480	2,204
2020-03-31 (YTD Data)		Rank
Total interest income	$2,404,000	2,616
Total interest expense	$362,000	2,738
Net interest income	$2,042,000	2,568
Provision for loan and lease losses	$-2,000	5,031
Total noninterest income	$398,000	2,192
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$163,000	1,541
Trading account gains and fees	NA	NA
Additional Noninterest Income	$235,000	2,256
Total noninterest expense	$1,612,000	2,603
Salaries and employee benefits	$1,035,000	2,423
Premises and equipment expense	$172,000	2,555
Additional noninterest expense	$405,000	2,911
Pre-tax net operating income	$830,000	2,103
Securities gains (losses)	$28,000	1,038
Applicable income taxes	$37,000	2,581
Income before extraordinary items	$821,000	1,938
Extraordinary gains, net	$0	4
Net income	$821,000	1,937
Minority interest net income	$0	56
Net income of bank and minority interests.	$821,000	1,938
Net charge-offs	$2,000	2,313
Cash dividends	$400,000	1,445
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$794,120	1,957
2019-12-31 (YTD Data)		Rank
Total interest income	$10,165,000	2,569
Total interest expense	$1,564,000	2,696
Net interest income	$8,601,000	2,491
Provision for loan and lease losses	$532,000	1,434
Total noninterest income	$1,215,000	2,558
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$716,000	1,464
Trading account gains and fees	NA	NA
Additional Noninterest Income	$499,000	3,027
Total noninterest expense	$6,732,000	2,513
Salaries and employee benefits	$4,240,000	2,341
Premises and equipment expense	$665,000	2,620
Additional noninterest expense	$1,827,000	2,716
Pre-tax net operating income	$2,552,000	2,704
Securities gains (losses)	$-5,000	4,708
Applicable income taxes	$93,000	3,053
Income before extraordinary items	$2,454,000	2,594
Extraordinary gains, net	$0	11
Net income	$2,454,000	2,595
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,454,000	2,596
Net charge-offs	$906,000	692
Cash dividends	$1,900,000	1,633
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,458,800	2,564
2019-09-30 (YTD Data)		Rank
Total interest income	$7,721,000	2,580
Total interest expense	$1,173,000	2,714
Net interest income	$6,548,000	2,497
Provision for loan and lease losses	$533,000	1,114
Total noninterest income	$937,000	2,531
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$529,000	1,496
Trading account gains and fees	NA	NA
Additional Noninterest Income	$408,000	2,933
Total noninterest expense	$4,895,000	2,573
Salaries and employee benefits	$2,998,000	2,450
Premises and equipment expense	$512,000	2,596
Additional noninterest expense	$1,385,000	2,707
Pre-tax net operating income	$2,057,000	2,677
Securities gains (losses)	$-5,000	4,797
Applicable income taxes	$89,000	3,002
Income before extraordinary items	$1,963,000	2,561
Extraordinary gains, net	$0	11
Net income	$1,963,000	2,562
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,963,000	2,562
Net charge-offs	$908,000	523
Cash dividends	$1,700,000	1,333
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,967,800	2,526
2019-06-30 (YTD Data)		Rank
Total interest income	$5,155,000	2,572
Total interest expense	$773,000	2,716
Net interest income	$4,382,000	2,499
Provision for loan and lease losses	$27,000	3,174
Total noninterest income	$643,000	2,466
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$334,000	1,547
Trading account gains and fees	NA	NA
Additional Noninterest Income	$309,000	2,782
Total noninterest expense	$3,234,000	2,606
Salaries and employee benefits	$2,028,000	2,438
Premises and equipment expense	$338,000	2,612
Additional noninterest expense	$868,000	2,834
Pre-tax net operating income	$1,764,000	2,250
Securities gains (losses)	$-6,000	4,859
Applicable income taxes	$77,000	2,848
Income before extraordinary items	$1,681,000	2,177
Extraordinary gains, net	$0	11
Net income	$1,681,000	2,176
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,681,000	2,177
Net charge-offs	$-5,000	4,282
Cash dividends	$1,600,000	1,040
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,686,760	2,144
2019-03-31 (YTD Data)		Rank
Total interest income	$2,604,000	2,552
Total interest expense	$366,000	2,766
Net interest income	$2,238,000	2,483
Provision for loan and lease losses	$-3,000	5,196
Total noninterest income	$361,000	2,296
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$172,000	1,495
Trading account gains and fees	NA	NA
Additional Noninterest Income	$189,000	2,463
Total noninterest expense	$1,606,000	2,640
Salaries and employee benefits	$1,039,000	2,424
Premises and equipment expense	$174,000	2,591
Additional noninterest expense	$393,000	3,037
Pre-tax net operating income	$996,000	2,062
Securities gains (losses)	$0	1,087
Applicable income taxes	$43,000	2,740
Income before extraordinary items	$953,000	1,943
Extraordinary gains, net	$0	5
Net income	$953,000	1,941
Minority interest net income	$0	52
Net income of bank and minority interests.	$953,000	1,942
Net charge-offs	$-4,000	4,334
Cash dividends	$800,000	964
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$953,000	1,927
2018-12-31 (YTD Data)		Rank
Total interest income	$9,953,000	2,533
Total interest expense	$1,227,000	2,638
Net interest income	$8,726,000	2,499
Provision for loan and lease losses	$0	4,082
Total noninterest income	$1,159,000	2,656
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$780,000	1,401
Trading account gains and fees	NA	NA
Additional Noninterest Income	$379,000	3,415
Total noninterest expense	$6,725,000	2,529
Salaries and employee benefits	$4,335,000	2,329
Premises and equipment expense	$696,000	2,586
Additional noninterest expense	$1,694,000	2,918
Pre-tax net operating income	$3,160,000	2,424
Securities gains (losses)	$-11,000	4,441
Applicable income taxes	$121,000	2,985
Income before extraordinary items	$3,028,000	2,306
Extraordinary gains, net	$0	6
Net income	$3,028,000	2,305
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,028,000	2,305
Net charge-offs	$-2,000	4,252
Cash dividends	$2,800,000	1,147
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,038,560	2,297
2018-09-30 (YTD Data)		Rank
Total interest income	$7,469,000	2,532
Total interest expense	$896,000	2,602
Net interest income	$6,573,000	2,501
Provision for loan and lease losses	$1,000	3,929
Total noninterest income	$901,000	2,648
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$588,000	1,402
Trading account gains and fees	NA	NA
Additional Noninterest Income	$313,000	3,333
Total noninterest expense	$4,714,000	2,650
Salaries and employee benefits	$3,000,000	2,453
Premises and equipment expense	$510,000	2,644
Additional noninterest expense	$1,204,000	3,023
Pre-tax net operating income	$2,759,000	2,237
Securities gains (losses)	$-11,000	4,792
Applicable income taxes	$120,000	2,882
Income before extraordinary items	$2,628,000	2,097
Extraordinary gains, net	$0	5
Net income	$2,628,000	2,095
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,628,000	2,096
Net charge-offs	$-16,000	4,600
Cash dividends	$2,100,000	1,025
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,638,560	2,090
2018-06-30 (YTD Data)		Rank
Total interest income	$4,906,000	2,543
Total interest expense	$554,000	2,637
Net interest income	$4,352,000	2,511
Provision for loan and lease losses	$5,000	3,680
Total noninterest income	$631,000	2,575
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$387,000	1,412
Trading account gains and fees	NA	NA
Additional Noninterest Income	$244,000	3,135
Total noninterest expense	$3,083,000	2,702
Salaries and employee benefits	$2,001,000	2,470
Premises and equipment expense	$325,000	2,734
Additional noninterest expense	$757,000	3,163
Pre-tax net operating income	$1,895,000	2,169
Securities gains (losses)	$0	961
Applicable income taxes	$83,000	2,846
Income before extraordinary items	$1,812,000	2,026
Extraordinary gains, net	$0	6
Net income	$1,812,000	2,024
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,812,000	2,025
Net charge-offs	$-11,000	4,546
Cash dividends	$1,300,000	1,081
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,812,000	2,016
2018-03-31 (YTD Data)		Rank
Total interest income	$2,392,000	2,582
Total interest expense	$258,000	2,695
Net interest income	$2,134,000	2,545
Provision for loan and lease losses	$-2,000	5,392
Total noninterest income	$330,000	2,488
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$190,000	1,437
Trading account gains and fees	NA	NA
Additional Noninterest Income	$140,000	2,924
Total noninterest expense	$1,545,000	2,731
Salaries and employee benefits	$1,006,000	2,499
Premises and equipment expense	$161,000	2,779
Additional noninterest expense	$378,000	3,190
Pre-tax net operating income	$921,000	2,150
Securities gains (losses)	$0	735
Applicable income taxes	$40,000	2,846
Income before extraordinary items	$881,000	2,025
Extraordinary gains, net	$0	7
Net income	$881,000	2,024
Minority interest net income	$0	52
Net income of bank and minority interests.	$881,000	2,025
Net charge-offs	$-2,000	4,048
Cash dividends	$500,000	1,167
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$881,000	2,013
2017-12-31 (YTD Data)		Rank
Total interest income	$9,631,000	2,520
Total interest expense	$875,000	2,786
Net interest income	$8,756,000	2,466
Provision for loan and lease losses	$-1,000	5,277
Total noninterest income	$1,138,000	2,760
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$793,000	1,426
Trading account gains and fees	NA	NA
Additional Noninterest Income	$345,000	3,632
Total noninterest expense	$6,523,000	2,620
Salaries and employee benefits	$4,166,000	2,405
Premises and equipment expense	$651,000	2,783
Additional noninterest expense	$1,706,000	2,956
Pre-tax net operating income	$3,372,000	2,289
Securities gains (losses)	$-4,000	4,949
Applicable income taxes	$130,000	3,177
Income before extraordinary items	$3,238,000	1,922
Extraordinary gains, net	$0	9
Net income	$3,238,000	1,922
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,238,000	1,923
Net charge-offs	$-216,000	5,456
Cash dividends	$2,400,000	1,222
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,241,840	1,894
2017-09-30 (YTD Data)		Rank
Total interest income	$7,197,000	2,533
Total interest expense	$635,000	2,831
Net interest income	$6,562,000	2,485
Provision for loan and lease losses	$-1,000	5,428
Total noninterest income	$869,000	2,761
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$593,000	1,444
Trading account gains and fees	NA	NA
Additional Noninterest Income	$276,000	3,585
Total noninterest expense	$4,599,000	2,751
Salaries and employee benefits	$2,852,000	2,564
Premises and equipment expense	$509,000	2,736
Additional noninterest expense	$1,238,000	3,035
Pre-tax net operating income	$2,833,000	2,162
Securities gains (losses)	$3,000	1,944
Applicable income taxes	$124,000	3,050
Income before extraordinary items	$2,712,000	1,889
Extraordinary gains, net	$0	9
Net income	$2,712,000	1,889
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,712,000	1,889
Net charge-offs	$-223,000	5,515
Cash dividends	$2,000,000	1,042
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,709,120	1,862
2017-06-30 (YTD Data)		Rank
Total interest income	$4,685,000	2,567
Total interest expense	$396,000	2,901
Net interest income	$4,289,000	2,504
Provision for loan and lease losses	$-6,000	5,526
Total noninterest income	$573,000	2,779
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$393,000	1,434
Trading account gains and fees	NA	NA
Additional Noninterest Income	$180,000	3,624
Total noninterest expense	$3,070,000	2,757
Salaries and employee benefits	$1,893,000	2,584
Premises and equipment expense	$339,000	2,749
Additional noninterest expense	$838,000	3,009
Pre-tax net operating income	$1,798,000	2,189
Securities gains (losses)	$3,000	1,556
Applicable income taxes	$79,000	3,065
Income before extraordinary items	$1,722,000	1,926
Extraordinary gains, net	$0	11
Net income	$1,722,000	1,926
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,722,000	1,926
Net charge-offs	$-5,000	4,564
Cash dividends	$1,250,000	1,103
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,719,120	1,907
2017-03-31 (YTD Data)		Rank
Total interest income	$2,300,000	2,600
Total interest expense	$190,000	2,956
Net interest income	$2,110,000	2,531
Provision for loan and lease losses	$-3,000	5,640
Total noninterest income	$298,000	2,714
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$194,000	1,446
Trading account gains and fees	NA	NA
Additional Noninterest Income	$104,000	3,417
Total noninterest expense	$1,519,000	2,799
Salaries and employee benefits	$936,000	2,656
Premises and equipment expense	$166,000	2,821
Additional noninterest expense	$417,000	3,031
Pre-tax net operating income	$892,000	2,115
Securities gains (losses)	$0	1,153
Applicable income taxes	$39,000	3,024
Income before extraordinary items	$853,000	1,879
Extraordinary gains, net	$0	8
Net income	$853,000	1,879
Minority interest net income	$0	55
Net income of bank and minority interests.	$853,000	1,879
Net charge-offs	$-2,000	4,280
Cash dividends	$500,000	1,199
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$853,000	1,863
2016-12-31 (YTD Data)		Rank
Total interest income	$9,315,000	2,551
Total interest expense	$732,000	2,961
Net interest income	$8,583,000	2,478
Provision for loan and lease losses	$260,000	2,141
Total noninterest income	$1,166,000	2,804
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$771,000	1,482
Trading account gains and fees	$0	170
Additional Noninterest Income	$395,000	3,579
Total noninterest expense	$6,346,000	2,751
Salaries and employee benefits	$3,977,000	2,511
Premises and equipment expense	$670,000	2,821
Additional noninterest expense	$1,699,000	3,081
Pre-tax net operating income	$3,143,000	2,328
Securities gains (losses)	$59,000	1,722
Applicable income taxes	$128,000	3,184
Income before extraordinary items	$3,074,000	2,065
Extraordinary gains, net	$0	5
Net income	$3,074,000	2,064
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,074,000	2,064
Net charge-offs	$111,000	2,514
Cash dividends	$2,500,000	1,167
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,017,360	2,039
2016-09-30 (YTD Data)		Rank
Total interest income	$6,965,000	2,569
Total interest expense	$549,000	2,963
Net interest income	$6,416,000	2,490
Provision for loan and lease losses	$116,000	2,596
Total noninterest income	$880,000	2,807
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$568,000	1,512
Trading account gains and fees	$0	169
Additional Noninterest Income	$312,000	3,523
Total noninterest expense	$4,524,000	2,842
Salaries and employee benefits	$2,756,000	2,657
Premises and equipment expense	$500,000	2,837
Additional noninterest expense	$1,268,000	3,085
Pre-tax net operating income	$2,656,000	2,154
Securities gains (losses)	$59,000	1,643
Applicable income taxes	$118,000	3,128
Income before extraordinary items	$2,597,000	1,890
Extraordinary gains, net	$0	5
Net income	$2,597,000	1,890
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,597,000	1,890
Net charge-offs	$-65,000	5,451
Cash dividends	$2,100,000	980
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,540,360	1,864
2016-06-30 (YTD Data)		Rank
Total interest income	$4,576,000	2,610
Total interest expense	$367,000	2,972
Net interest income	$4,209,000	2,526
Provision for loan and lease losses	$45,000	3,014
Total noninterest income	$609,000	2,730
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$367,000	1,536
Trading account gains and fees	$0	157
Additional Noninterest Income	$242,000	3,324
Total noninterest expense	$3,000,000	2,862
Salaries and employee benefits	$1,824,000	2,689
Premises and equipment expense	$328,000	2,873
Additional noninterest expense	$848,000	3,103
Pre-tax net operating income	$1,773,000	2,125
Securities gains (losses)	$60,000	1,303
Applicable income taxes	$80,000	3,132
Income before extraordinary items	$1,753,000	1,859
Extraordinary gains, net	$0	16
Net income	$1,753,000	1,858
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,753,000	1,858
Net charge-offs	$-62,000	5,565
Cash dividends	$1,300,000	1,076
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,695,400	1,851
2016-03-31 (YTD Data)		Rank
Total interest income	$2,250,000	2,638
Total interest expense	$185,000	2,982
Net interest income	$2,065,000	2,566
Provision for loan and lease losses	$-8,000	5,893
Total noninterest income	$333,000	2,593
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$183,000	1,537
Trading account gains and fees	$0	142
Additional Noninterest Income	$150,000	2,980
Total noninterest expense	$1,519,000	2,841
Salaries and employee benefits	$917,000	2,678
Premises and equipment expense	$163,000	2,912
Additional noninterest expense	$439,000	3,027
Pre-tax net operating income	$887,000	2,099
Securities gains (losses)	$8,000	1,573
Applicable income taxes	$39,000	3,130
Income before extraordinary items	$856,000	1,873
Extraordinary gains, net	$0	12
Net income	$856,000	1,874
Minority interest net income	$0	62
Net income of bank and minority interests.	$856,000	1,874
Net charge-offs	$8,000	2,423
Cash dividends	$500,000	1,173
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$848,320	1,845
2015-12-31 (YTD Data)		Rank
Total interest income	$8,943,000	2,611
Total interest expense	$737,000	2,964
Net interest income	$8,206,000	2,542
Provision for loan and lease losses	$264,000	2,046
Total noninterest income	$1,073,000	2,947
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$756,000	1,543
Trading account gains and fees	$0	159
Additional Noninterest Income	$317,000	3,908
Total noninterest expense	$6,252,000	2,778
Salaries and employee benefits	$3,820,000	2,571
Premises and equipment expense	$648,000	2,952
Additional noninterest expense	$1,784,000	3,026
Pre-tax net operating income	$2,763,000	2,462
Securities gains (losses)	$-1,000	5,649
Applicable income taxes	$112,000	3,262
Income before extraordinary items	$2,650,000	2,239
Extraordinary gains, net	$0	23
Net income	$2,650,000	2,239
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,650,000	2,240
Net charge-offs	$50,000	3,250
Cash dividends	$1,950,000	1,386
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,650,960	2,196
2015-09-30 (YTD Data)		Rank
Total interest income	$6,698,000	2,632
Total interest expense	$553,000	3,001
Net interest income	$6,145,000	2,554
Provision for loan and lease losses	$230,000	1,786
Total noninterest income	$808,000	2,958
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$560,000	1,572
Trading account gains and fees	$0	153
Additional Noninterest Income	$248,000	3,881
Total noninterest expense	$4,479,000	2,888
Salaries and employee benefits	$2,653,000	2,726
Premises and equipment expense	$504,000	2,937
Additional noninterest expense	$1,322,000	3,072
Pre-tax net operating income	$2,244,000	2,365
Securities gains (losses)	$1,000	2,915
Applicable income taxes	$98,000	3,286
Income before extraordinary items	$2,147,000	2,145
Extraordinary gains, net	$0	21
Net income	$2,147,000	2,146
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,147,000	2,146
Net charge-offs	$47,000	2,819
Cash dividends	$1,950,000	1,017
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,146,040	2,098
2015-06-30 (YTD Data)		Rank
Total interest income	$4,340,000	2,692
Total interest expense	$366,000	3,035
Net interest income	$3,974,000	2,626
Provision for loan and lease losses	$94,000	2,302
Total noninterest income	$650,000	2,720
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$361,000	1,596
Trading account gains and fees	$0	157
Additional Noninterest Income	$289,000	3,110
Total noninterest expense	$3,072,000	2,841
Salaries and employee benefits	$1,771,000	2,743
Premises and equipment expense	$331,000	2,959
Additional noninterest expense	$970,000	2,879
Pre-tax net operating income	$1,458,000	2,384
Securities gains (losses)	$0	2,636
Applicable income taxes	$64,000	3,312
Income before extraordinary items	$1,394,000	2,177
Extraordinary gains, net	$0	22
Net income	$1,394,000	2,180
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,394,000	2,180
Net charge-offs	$32,000	2,648
Cash dividends	$1,300,000	995
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,394,000	2,123
2015-03-31 (YTD Data)		Rank
Total interest income	$2,167,000	2,703
Total interest expense	$183,000	3,069
Net interest income	$1,984,000	2,630
Provision for loan and lease losses	$2,000	3,615
Total noninterest income	$363,000	2,534
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$177,000	1,608
Trading account gains and fees	$0	152
Additional Noninterest Income	$186,000	2,727
Total noninterest expense	$1,494,000	2,908
Salaries and employee benefits	$892,000	2,743
Premises and equipment expense	$163,000	3,029
Additional noninterest expense	$439,000	3,084
Pre-tax net operating income	$851,000	2,113
Securities gains (losses)	$0	2,027
Applicable income taxes	$37,000	3,210
Income before extraordinary items	$814,000	1,897
Extraordinary gains, net	$0	13
Net income	$814,000	1,900
Minority interest net income	$0	64
Net income of bank and minority interests.	$814,000	1,899
Net charge-offs	$14,000	2,324
Cash dividends	$650,000	914
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$814,000	1,835
2014-12-31 (YTD Data)		Rank
Total interest income	$8,761,000	2,703
Total interest expense	$728,000	3,223
Net interest income	$8,033,000	2,608
Provision for loan and lease losses	$471,000	1,525
Total noninterest income	$1,259,000	2,761
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$803,000	1,579
Trading account gains and fees	$0	180
Additional Noninterest Income	$456,000	3,401
Total noninterest expense	$6,165,000	2,863
Salaries and employee benefits	$3,656,000	2,689
Premises and equipment expense	$682,000	2,970
Additional noninterest expense	$1,827,000	3,083
Pre-tax net operating income	$2,656,000	2,471
Securities gains (losses)	$52,000	1,709
Applicable income taxes	$118,000	3,297
Income before extraordinary items	$2,590,000	2,248
Extraordinary gains, net	$0	17
Net income	$2,590,000	2,247
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,590,000	2,247
Net charge-offs	$696,000	1,167
Cash dividends	$1,650,000	1,466
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,540,080	2,231
2014-09-30 (YTD Data)		Rank
Total interest income	$6,544,000	2,731
Total interest expense	$540,000	3,302
Net interest income	$6,004,000	2,629
Provision for loan and lease losses	$293,000	1,668
Total noninterest income	$968,000	2,747
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$599,000	1,598
Trading account gains and fees	$0	174
Additional Noninterest Income	$369,000	3,319
Total noninterest expense	$4,338,000	3,010
Salaries and employee benefits	$2,552,000	2,822
Premises and equipment expense	$519,000	2,967
Additional noninterest expense	$1,267,000	3,275
Pre-tax net operating income	$2,341,000	2,247
Securities gains (losses)	$52,000	1,422
Applicable income taxes	$104,000	3,262
Income before extraordinary items	$2,289,000	1,991
Extraordinary gains, net	$0	15
Net income	$2,289,000	1,990
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,289,000	1,989
Net charge-offs	$401,000	1,351
Cash dividends	$1,650,000	1,086
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,239,080	1,987
2014-06-30 (YTD Data)		Rank
Total interest income	$4,319,000	2,753
Total interest expense	$358,000	3,346
Net interest income	$3,961,000	2,648
Provision for loan and lease losses	$121,000	2,127
Total noninterest income	$685,000	2,640
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$395,000	1,582
Trading account gains and fees	$0	172
Additional Noninterest Income	$290,000	3,092
Total noninterest expense	$2,873,000	3,029
Salaries and employee benefits	$1,691,000	2,855
Premises and equipment expense	$350,000	2,964
Additional noninterest expense	$832,000	3,324
Pre-tax net operating income	$1,652,000	2,114
Securities gains (losses)	$2,000	2,363
Applicable income taxes	$72,000	3,248
Income before extraordinary items	$1,582,000	1,899
Extraordinary gains, net	$0	20
Net income	$1,582,000	1,903
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,582,000	1,902
Net charge-offs	$232,000	1,471
Cash dividends	$1,100,000	1,077
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,580,080	1,850
2014-03-31 (YTD Data)		Rank
Total interest income	$2,129,000	2,781
Total interest expense	$179,000	3,398
Net interest income	$1,950,000	2,690
Provision for loan and lease losses	$-4,000	6,385
Total noninterest income	$391,000	2,406
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$192,000	1,603
Trading account gains and fees	$0	147
Additional Noninterest Income	$199,000	2,561
Total noninterest expense	$1,474,000	2,997
Salaries and employee benefits	$862,000	2,829
Premises and equipment expense	$173,000	3,035
Additional noninterest expense	$439,000	3,190
Pre-tax net operating income	$871,000	1,971
Securities gains (losses)	$0	1,715
Applicable income taxes	$38,000	3,144
Income before extraordinary items	$833,000	1,750
Extraordinary gains, net	$0	16
Net income	$833,000	1,755
Minority interest net income	$0	66
Net income of bank and minority interests.	$833,000	1,753
Net charge-offs	$6,000	3,056
Cash dividends	$550,000	967
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$833,000	1,719
2013-12-31 (YTD Data)		Rank
Total interest income	$8,607,000	2,780
Total interest expense	$836,000	3,344
Net interest income	$7,771,000	2,672
Provision for loan and lease losses	$115,000	3,564
Total noninterest income	$1,315,000	2,785
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$899,000	1,491
Trading account gains and fees	$0	184
Additional Noninterest Income	$416,000	3,604
Total noninterest expense	$6,003,000	2,990
Salaries and employee benefits	$3,646,000	2,697
Premises and equipment expense	$688,000	3,000
Additional noninterest expense	$1,669,000	3,390
Pre-tax net operating income	$2,968,000	2,182
Securities gains (losses)	$18,000	2,386
Applicable income taxes	$123,000	3,286
Income before extraordinary items	$2,863,000	1,963
Extraordinary gains, net	$0	29
Net income	$2,863,000	1,966
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,863,000	1,966
Net charge-offs	$33,000	4,602
Cash dividends	$1,950,000	1,237
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,845,720	1,933
2013-09-30 (YTD Data)		Rank
Total interest income	$6,427,000	2,812
Total interest expense	$641,000	3,383
Net interest income	$5,786,000	2,697
Provision for loan and lease losses	$79,000	3,615
Total noninterest income	$1,005,000	2,814
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$664,000	1,515
Trading account gains and fees	$0	180
Additional Noninterest Income	$341,000	3,552
Total noninterest expense	$4,272,000	3,095
Salaries and employee benefits	$2,537,000	2,881
Premises and equipment expense	$521,000	3,009
Additional noninterest expense	$1,214,000	3,464
Pre-tax net operating income	$2,440,000	2,106
Securities gains (losses)	$18,000	2,258
Applicable income taxes	$107,000	3,269
Income before extraordinary items	$2,351,000	1,870
Extraordinary gains, net	$0	25
Net income	$2,351,000	1,875
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,351,000	1,875
Net charge-offs	$27,000	4,250
Cash dividends	$1,550,000	1,073
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,333,720	1,826
2013-06-30 (YTD Data)		Rank
Total interest income	$4,204,000	2,844
Total interest expense	$440,000	3,373
Net interest income	$3,764,000	2,750
Provision for loan and lease losses	$4,000	4,691
Total noninterest income	$689,000	2,794
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$426,000	1,536
Trading account gains and fees	$0	157
Additional Noninterest Income	$263,000	3,388
Total noninterest expense	$2,841,000	3,120
Salaries and employee benefits	$1,691,000	2,899
Premises and equipment expense	$344,000	3,032
Additional noninterest expense	$806,000	3,482
Pre-tax net operating income	$1,608,000	2,089
Securities gains (losses)	$21,000	1,987
Applicable income taxes	$71,000	3,253
Income before extraordinary items	$1,558,000	1,863
Extraordinary gains, net	$0	22
Net income	$1,558,000	1,868
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,558,000	1,869
Net charge-offs	$-13,000	6,217
Cash dividends	$1,000,000	1,071
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,537,840	1,822
2013-03-31 (YTD Data)		Rank
Total interest income	$2,074,000	2,896
Total interest expense	$230,000	3,359
Net interest income	$1,844,000	2,803
Provision for loan and lease losses	$0	4,409
Total noninterest income	$368,000	2,683
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$195,000	1,650
Trading account gains and fees	$0	148
Additional Noninterest Income	$173,000	2,978
Total noninterest expense	$1,448,000	3,088
Salaries and employee benefits	$861,000	2,879
Premises and equipment expense	$173,000	3,049
Additional noninterest expense	$414,000	3,424
Pre-tax net operating income	$764,000	2,115
Securities gains (losses)	$0	1,966
Applicable income taxes	$33,000	3,291
Income before extraordinary items	$731,000	1,937
Extraordinary gains, net	$0	10
Net income	$731,000	1,938
Minority interest net income	$0	76
Net income of bank and minority interests.	$731,000	1,939
Net charge-offs	$-15,000	6,346
Cash dividends	$500,000	922
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$731,000	1,852
2012-12-31 (YTD Data)		Rank
Total interest income	$8,844,000	2,865
Total interest expense	$1,052,000	3,494
Net interest income	$7,792,000	2,720
Provision for loan and lease losses	$26,000	5,501
Total noninterest income	$1,230,000	2,922
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$858,000	1,600
Trading account gains and fees	$0	166
Additional Noninterest Income	$372,000	3,729
Total noninterest expense	$6,045,000	3,010
Salaries and employee benefits	$3,718,000	2,629
Premises and equipment expense	$640,000	3,230
Additional noninterest expense	$1,687,000	3,511
Pre-tax net operating income	$2,951,000	2,119
Securities gains (losses)	$48,000	2,758
Applicable income taxes	$121,000	3,379
Income before extraordinary items	$2,878,000	1,930
Extraordinary gains, net	$0	29
Net income	$2,878,000	1,929
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,878,000	1,931
Net charge-offs	$-249,000	7,014
Cash dividends	$1,750,000	1,336
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,831,920	1,853
2012-09-30 (YTD Data)		Rank
Total interest income	$6,656,000	2,916
Total interest expense	$814,000	3,544
Net interest income	$5,842,000	2,762
Provision for loan and lease losses	$14,000	5,516
Total noninterest income	$956,000	2,870
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$647,000	1,613
Trading account gains and fees	$0	157
Additional Noninterest Income	$309,000	3,649
Total noninterest expense	$4,258,000	3,174
Salaries and employee benefits	$2,549,000	2,866
Premises and equipment expense	$480,000	3,263
Additional noninterest expense	$1,229,000	3,583
Pre-tax net operating income	$2,526,000	1,955
Securities gains (losses)	$48,000	2,464
Applicable income taxes	$112,000	3,290
Income before extraordinary items	$2,462,000	1,777
Extraordinary gains, net	$0	20
Net income	$2,462,000	1,776
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,462,000	1,778
Net charge-offs	$-261,000	7,109
Cash dividends	$1,300,000	1,108
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,415,920	1,704
2012-06-30 (YTD Data)		Rank
Total interest income	$4,457,000	2,923
Total interest expense	$570,000	3,521
Net interest income	$3,887,000	2,781
Provision for loan and lease losses	$0	5,619
Total noninterest income	$661,000	2,760
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$423,000	1,620
Trading account gains and fees	$0	153
Additional Noninterest Income	$238,000	3,420
Total noninterest expense	$2,861,000	3,176
Salaries and employee benefits	$1,710,000	2,858
Premises and equipment expense	$317,000	3,300
Additional noninterest expense	$834,000	3,563
Pre-tax net operating income	$1,687,000	1,946
Securities gains (losses)	$46,000	2,098
Applicable income taxes	$76,000	3,272
Income before extraordinary items	$1,657,000	1,739
Extraordinary gains, net	$0	19
Net income	$1,657,000	1,737
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,657,000	1,739
Net charge-offs	$-261,000	7,183
Cash dividends	$850,000	1,113
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,612,840	1,696
2012-03-31 (YTD Data)		Rank
Total interest income	$2,213,000	2,972
Total interest expense	$305,000	3,477
Net interest income	$1,908,000	2,830
Provision for loan and lease losses	$-5,000	7,100
Total noninterest income	$360,000	2,636
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$200,000	1,695
Trading account gains and fees	$0	148
Additional Noninterest Income	$160,000	2,986
Total noninterest expense	$1,456,000	3,127
Salaries and employee benefits	$867,000	2,841
Premises and equipment expense	$157,000	3,345
Additional noninterest expense	$432,000	3,463
Pre-tax net operating income	$817,000	1,992
Securities gains (losses)	$0	2,210
Applicable income taxes	$35,000	3,327
Income before extraordinary items	$782,000	1,836
Extraordinary gains, net	$0	19
Net income	$782,000	1,837
Minority interest net income	$0	78
Net income of bank and minority interests.	$782,000	1,837
Net charge-offs	$-205,000	7,233
Cash dividends	$500,000	850
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$782,000	1,734
2011-12-31 (YTD Data)		Rank
Total interest income	$9,453,000	2,903
Total interest expense	$1,545,000	3,375
Net interest income	$7,908,000	2,769
Provision for loan and lease losses	$176,000	4,781
Total noninterest income	$1,298,000	2,658
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$910,000	1,601
Trading account gains and fees	$0	146
Additional Noninterest Income	$388,000	3,485
Total noninterest expense	$5,960,000	3,073
Salaries and employee benefits	$3,598,000	2,680
Premises and equipment expense	$621,000	3,498
Additional noninterest expense	$1,741,000	3,499
Pre-tax net operating income	$3,070,000	1,789
Securities gains (losses)	$9,000	3,367
Applicable income taxes	$116,000	3,279
Income before extraordinary items	$2,963,000	1,631
Extraordinary gains, net	$0	29
Net income	$2,963,000	1,631
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,963,000	1,631
Net charge-offs	$122,000	4,801
Cash dividends	$1,200,000	1,426
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,954,360	1,555
2011-09-30 (YTD Data)		Rank
Total interest income	$7,127,000	2,919
Total interest expense	$1,210,000	3,392
Net interest income	$5,917,000	2,782
Provision for loan and lease losses	$174,000	4,348
Total noninterest income	$994,000	2,633
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$674,000	1,630
Trading account gains and fees	$0	145
Additional Noninterest Income	$320,000	3,377
Total noninterest expense	$4,163,000	3,261
Salaries and employee benefits	$2,412,000	2,945
Premises and equipment expense	$474,000	3,484
Additional noninterest expense	$1,277,000	3,535
Pre-tax net operating income	$2,574,000	1,692
Securities gains (losses)	$9,000	3,085
Applicable income taxes	$113,000	3,116
Income before extraordinary items	$2,470,000	1,540
Extraordinary gains, net	$0	21
Net income	$2,470,000	1,540
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,470,000	1,540
Net charge-offs	$178,000	3,845
Cash dividends	$800,000	1,350
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,461,360	1,463
2011-06-30 (YTD Data)		Rank
Total interest income	$4,695,000	2,972
Total interest expense	$858,000	3,322
Net interest income	$3,837,000	2,841
Provision for loan and lease losses	$54,000	5,070
Total noninterest income	$696,000	2,552
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$443,000	1,628
Trading account gains and fees	$0	153
Additional Noninterest Income	$253,000	3,144
Total noninterest expense	$2,777,000	3,292
Salaries and employee benefits	$1,611,000	2,957
Premises and equipment expense	$310,000	3,569
Additional noninterest expense	$856,000	3,574
Pre-tax net operating income	$1,702,000	1,666
Securities gains (losses)	$0	2,914
Applicable income taxes	$73,000	3,102
Income before extraordinary items	$1,629,000	1,507
Extraordinary gains, net	$0	15
Net income	$1,629,000	1,507
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,629,000	1,507
Net charge-offs	$119,000	3,670
Cash dividends	$500,000	1,397
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,629,000	1,441
2011-03-31 (YTD Data)		Rank
Total interest income	$2,323,000	3,019
Total interest expense	$441,000	3,369
Net interest income	$1,882,000	2,868
Provision for loan and lease losses	$-2,000	7,439
Total noninterest income	$391,000	2,385
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$210,000	1,681
Trading account gains and fees	$0	158
Additional Noninterest Income	$181,000	2,612
Total noninterest expense	$1,419,000	3,248
Salaries and employee benefits	$815,000	2,949
Premises and equipment expense	$152,000	3,667
Additional noninterest expense	$452,000	3,438
Pre-tax net operating income	$856,000	1,674
Securities gains (losses)	$0	1,772
Applicable income taxes	$37,000	3,058
Income before extraordinary items	$819,000	1,454
Extraordinary gains, net	$0	9
Net income	$819,000	1,454
Minority interest net income	$0	86
Net income of bank and minority interests.	$819,000	1,454
Net charge-offs	$50,000	3,347
Cash dividends	$100,000	1,891
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$819,000	1,411
2010-12-31 (YTD Data)		Rank
Total interest income	$9,522,000	3,077
Total interest expense	$1,924,000	3,672
Net interest income	$7,598,000	2,858
Provision for loan and lease losses	$310,000	4,796
Total noninterest income	$1,370,000	2,674
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$941,000	1,583
Trading account gains and fees	$0	175
Additional Noninterest Income	$429,000	3,401
Total noninterest expense	$5,897,000	3,157
Salaries and employee benefits	$3,429,000	2,783
Premises and equipment expense	$639,000	3,551
Additional noninterest expense	$1,829,000	3,499
Pre-tax net operating income	$2,761,000	1,741
Securities gains (losses)	$4,000	3,501
Applicable income taxes	$5,000	4,343
Income before extraordinary items	$2,760,000	1,503
Extraordinary gains, net	$0	29
Net income	$2,760,000	1,504
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,760,000	1,505
Net charge-offs	$196,000	4,790
Cash dividends	$1,500,000	1,061
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,756,000	1,458
2010-09-30 (YTD Data)		Rank
Total interest income	$7,134,000	3,138
Total interest expense	$1,458,000	3,775
Net interest income	$5,676,000	2,911
Provision for loan and lease losses	$221,000	4,762
Total noninterest income	$1,063,000	2,612
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$715,000	1,608
Trading account gains and fees	$0	165
Additional Noninterest Income	$348,000	3,312
Total noninterest expense	$4,134,000	3,323
Salaries and employee benefits	$2,319,000	3,053
Premises and equipment expense	$469,000	3,657
Additional noninterest expense	$1,346,000	3,518
Pre-tax net operating income	$2,384,000	1,647
Securities gains (losses)	$4,000	3,332
Applicable income taxes	$104,000	3,093
Income before extraordinary items	$2,284,000	1,458
Extraordinary gains, net	$0	23
Net income	$2,284,000	1,461
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,284,000	1,461
Net charge-offs	$-60,000	7,656
Cash dividends	$1,500,000	712
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,280,160	1,401
2010-06-30 (YTD Data)		Rank
Total interest income	$4,723,000	3,188
Total interest expense	$975,000	3,868
Net interest income	$3,748,000	2,936
Provision for loan and lease losses	$218,000	4,103
Total noninterest income	$754,000	2,456
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$468,000	1,642
Trading account gains and fees	$0	152
Additional Noninterest Income	$286,000	2,915
Total noninterest expense	$2,777,000	3,311
Salaries and employee benefits	$1,554,000	3,057
Premises and equipment expense	$316,000	3,664
Additional noninterest expense	$907,000	3,466
Pre-tax net operating income	$1,507,000	1,717
Securities gains (losses)	$4,000	2,840
Applicable income taxes	$66,000	3,110
Income before extraordinary items	$1,445,000	1,521
Extraordinary gains, net	$0	19
Net income	$1,445,000	1,522
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,445,000	1,522
Net charge-offs	$132,000	3,957
Cash dividends	$1,000,000	705
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,441,160	1,459
2010-03-31 (YTD Data)		Rank
Total interest income	$2,326,000	3,285
Total interest expense	$485,000	4,018
Net interest income	$1,841,000	3,005
Provision for loan and lease losses	$15,000	5,865
Total noninterest income	$317,000	2,765
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$226,000	1,694
Trading account gains and fees	$0	175
Additional Noninterest Income	$91,000	3,692
Total noninterest expense	$1,412,000	3,304
Salaries and employee benefits	$785,000	3,060
Premises and equipment expense	$157,000	3,768
Additional noninterest expense	$470,000	3,354
Pre-tax net operating income	$731,000	1,750
Securities gains (losses)	$112,000	737
Applicable income taxes	$37,000	3,017
Income before extraordinary items	$806,000	1,361
Extraordinary gains, net	$3,000	15
Net income	$809,000	1,360
Minority interest net income	$0	91
Net income of bank and minority interests.	$809,000	1,359
Net charge-offs	$-1,000	6,806
Cash dividends	$500,000	654
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$698,480	1,506
2009-12-31 (YTD Data)		Rank
Total interest income	$9,302,000	3,412
Total interest expense	$1,958,000	4,516
Net interest income	$7,344,000	2,936
Provision for loan and lease losses	$398,000	4,884
Total noninterest income	$1,125,000	3,113
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$945,000	1,769
Trading account gains and fees	$0	211
Additional Noninterest Income	$180,000	4,818
Total noninterest expense	$5,659,000	3,326
Salaries and employee benefits	$3,261,000	2,970
Premises and equipment expense	$548,000	4,139
Additional noninterest expense	$1,850,000	3,534
Pre-tax net operating income	$2,412,000	1,623
Securities gains (losses)	$76,000	2,337
Applicable income taxes	$86,000	2,954
Income before extraordinary items	$2,402,000	1,390
Extraordinary gains, net	$34,000	26
Net income	$2,436,000	1,371
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,436,000	1,372
Net charge-offs	$159,000	5,261
Cash dividends	$1,200,000	1,416
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,328,280	1,410
2009-09-30 (YTD Data)		Rank
Total interest income	$6,960,000	3,466
Total interest expense	$1,461,000	4,678
Net interest income	$5,499,000	2,935
Provision for loan and lease losses	$379,000	4,260
Total noninterest income	$821,000	3,208
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$699,000	1,791
Trading account gains and fees	$0	212
Additional Noninterest Income	$122,000	5,097
Total noninterest expense	$3,917,000	3,550
Salaries and employee benefits	$2,209,000	3,258
Premises and equipment expense	$442,000	3,965
Additional noninterest expense	$1,266,000	3,732
Pre-tax net operating income	$2,024,000	1,604
Securities gains (losses)	$76,000	2,013
Applicable income taxes	$93,000	2,926
Income before extraordinary items	$2,007,000	1,329
Extraordinary gains, net	$34,000	20
Net income	$2,041,000	1,315
Minority interest net income	$0	118
Net income of bank and minority interests.	$2,041,000	1,316
Net charge-offs	$153,000	4,583
Cash dividends	$800,000	1,493
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,934,040	1,353
2009-06-30 (YTD Data)		Rank
Total interest income	$4,613,000	3,521
Total interest expense	$979,000	4,789
Net interest income	$3,634,000	2,954
Provision for loan and lease losses	$165,000	4,608
Total noninterest income	$502,000	3,409
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$446,000	1,847
Trading account gains and fees	$0	193
Additional Noninterest Income	$56,000	5,675
Total noninterest expense	$2,631,000	3,572
Salaries and employee benefits	$1,481,000	3,268
Premises and equipment expense	$287,000	4,060
Additional noninterest expense	$863,000	3,672
Pre-tax net operating income	$1,340,000	1,679
Securities gains (losses)	$76,000	1,654
Applicable income taxes	$62,000	3,008
Income before extraordinary items	$1,354,000	1,397
Extraordinary gains, net	$10,000	19
Net income	$1,364,000	1,385
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,364,000	1,387
Net charge-offs	$146,000	3,812
Cash dividends	$400,000	1,856
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,281,040	1,429
2009-03-31 (YTD Data)		Rank
Total interest income	$2,282,000	3,586
Total interest expense	$492,000	4,871
Net interest income	$1,790,000	2,992
Provision for loan and lease losses	$164,000	3,112
Total noninterest income	$234,000	3,510
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$216,000	1,842
Trading account gains and fees	$0	171
Additional Noninterest Income	$18,000	6,276
Total noninterest expense	$1,299,000	3,530
Salaries and employee benefits	$751,000	3,271
Premises and equipment expense	$145,000	4,085
Additional noninterest expense	$403,000	3,559
Pre-tax net operating income	$561,000	2,176
Securities gains (losses)	$76,000	1,116
Applicable income taxes	$28,000	3,336
Income before extraordinary items	$609,000	1,768
Extraordinary gains, net	$0	15
Net income	$609,000	1,769
Minority interest net income	$0	102
Net income of bank and minority interests.	$609,000	1,770
Net charge-offs	$100,000	2,864
Cash dividends	$400,000	1,067
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$536,040	1,886
2008-12-31 (YTD Data)		Rank
Total interest income	$9,952,000	3,532
Total interest expense	$3,058,000	4,206
Net interest income	$6,894,000	3,100
Provision for loan and lease losses	$640,000	3,383
Total noninterest income	$1,485,000	2,656
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,016,000	1,737
Trading account gains and fees	$0	154
Additional Noninterest Income	$469,000	3,290
Total noninterest expense	$5,369,000	3,372
Salaries and employee benefits	$3,208,000	3,068
Premises and equipment expense	$706,000	3,486
Additional noninterest expense	$1,455,000	3,704
Pre-tax net operating income	$2,370,000	2,180
Securities gains (losses)	$13,000	2,401
Applicable income taxes	$83,000	3,536
Income before extraordinary items	$2,300,000	1,729
Extraordinary gains, net	$0	39
Net income	$2,300,000	1,730
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$859,000	2,137
Cash dividends	$2,100,000	1,284
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,287,390	1,865
2008-09-30 (YTD Data)		Rank
Total interest income	$7,560,000	3,568
Total interest expense	$2,459,000	4,123
Net interest income	$5,101,000	3,151
Provision for loan and lease losses	$624,000	2,422
Total noninterest income	$1,173,000	2,620
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$775,000	1,731
Trading account gains and fees	$0	148
Additional Noninterest Income	$398,000	3,198
Total noninterest expense	$3,704,000	3,593
Salaries and employee benefits	$2,215,000	3,342
Premises and equipment expense	$461,000	3,876
Additional noninterest expense	$1,028,000	3,784
Pre-tax net operating income	$1,946,000	2,358
Securities gains (losses)	$13,000	2,250
Applicable income taxes	$85,000	3,727
Income before extraordinary items	$1,874,000	1,887
Extraordinary gains, net	$0	31
Net income	$1,874,000	1,887
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$851,000	1,442
Cash dividends	$1,500,000	1,298
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,861,520	1,998
2008-06-30 (YTD Data)		Rank
Total interest income	$5,065,000	3,612
Total interest expense	$1,777,000	4,040
Net interest income	$3,288,000	3,246
Provision for loan and lease losses	$592,000	1,722
Total noninterest income	$806,000	2,598
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$511,000	1,731
Trading account gains and fees	$0	149
Additional Noninterest Income	$295,000	3,049
Total noninterest expense	$2,478,000	3,592
Salaries and employee benefits	$1,477,000	3,370
Premises and equipment expense	$307,000	3,902
Additional noninterest expense	$694,000	3,743
Pre-tax net operating income	$1,024,000	2,904
Securities gains (losses)	$0	3,233
Applicable income taxes	$45,000	4,142
Income before extraordinary items	$979,000	2,622
Extraordinary gains, net	$0	21
Net income	$979,000	2,622
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$833,000	963
Cash dividends	$900,000	1,547
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$979,000	2,567
2008-03-31 (YTD Data)		Rank
Total interest income	$2,603,000	3,618
Total interest expense	$984,000	3,945
Net interest income	$1,619,000	3,286
Provision for loan and lease losses	$401,000	1,143
Total noninterest income	$336,000	2,897
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$239,000	1,787
Trading account gains and fees	$0	158
Additional Noninterest Income	$97,000	3,825
Total noninterest expense	$1,250,000	3,583
Salaries and employee benefits	$740,000	3,398
Premises and equipment expense	$155,000	3,877
Additional noninterest expense	$355,000	3,633
Pre-tax net operating income	$304,000	4,122
Securities gains (losses)	$0	2,688
Applicable income taxes	$13,000	4,639
Income before extraordinary items	$291,000	3,868
Extraordinary gains, net	$0	15
Net income	$291,000	3,871
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$672,000	595
Cash dividends	$300,000	1,850
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$291,000	3,784
2007-12-31 (YTD Data)		Rank
Total interest income	$10,996,000	3,527
Total interest expense	$4,387,000	3,782
Net interest income	$6,609,000	3,252
Provision for loan and lease losses	$663,000	1,914
Total noninterest income	$1,915,000	2,281
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,062,000	1,683
Trading account gains and fees	$0	178
Additional Noninterest Income	$853,000	2,470
Total noninterest expense	$5,159,000	3,366
Salaries and employee benefits	$3,113,000	3,132
Premises and equipment expense	$631,000	3,707
Additional noninterest expense	$1,415,000	3,590
Pre-tax net operating income	$2,702,000	2,651
Securities gains (losses)	$-27,000	7,838
Applicable income taxes	$84,000	4,596
Income before extraordinary items	$2,591,000	2,281
Extraordinary gains, net	$0	39
Net income	$2,591,000	2,280
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$524,000	1,637
Cash dividends	$1,400,000	2,102
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,617,190	2,252
2007-09-30 (YTD Data)		Rank
Total interest income	$8,272,000	3,522
Total interest expense	$3,324,000	3,758
Net interest income	$4,948,000	3,260
Provision for loan and lease losses	$57,000	4,915
Total noninterest income	$1,541,000	2,177
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$796,000	1,662
Trading account gains and fees	$0	184
Additional Noninterest Income	$745,000	2,221
Total noninterest expense	$3,645,000	3,501
Salaries and employee benefits	$2,144,000	3,339
Premises and equipment expense	$462,000	3,766
Additional noninterest expense	$1,039,000	3,588
Pre-tax net operating income	$2,787,000	2,242
Securities gains (losses)	$-11,000	7,805
Applicable income taxes	$121,000	4,262
Income before extraordinary items	$2,655,000	1,898
Extraordinary gains, net	$0	33
Net income	$2,655,000	1,896
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	4,250
Cash dividends	$1,050,000	1,924
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,665,560	1,878
2007-06-30 (YTD Data)		Rank
Total interest income	$5,396,000	3,587
Total interest expense	$2,190,000	3,780
Net interest income	$3,206,000	3,360
Provision for loan and lease losses	$2,000	6,135
Total noninterest income	$699,000	2,836
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$523,000	1,683
Trading account gains and fees	$0	168
Additional Noninterest Income	$176,000	4,032
Total noninterest expense	$2,441,000	3,512
Salaries and employee benefits	$1,425,000	3,381
Premises and equipment expense	$299,000	3,861
Additional noninterest expense	$717,000	3,495
Pre-tax net operating income	$1,462,000	2,728
Securities gains (losses)	$0	1,444
Applicable income taxes	$64,000	4,549
Income before extraordinary items	$1,398,000	2,335
Extraordinary gains, net	$0	29
Net income	$1,398,000	2,334
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	3,915
Cash dividends	$700,000	1,963
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,398,000	2,317
2007-03-31 (YTD Data)		Rank
Total interest income	$2,614,000	3,658
Total interest expense	$1,066,000	3,835
Net interest income	$1,548,000	3,455
Provision for loan and lease losses	$-2,000	8,388
Total noninterest income	$344,000	2,844
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$250,000	1,718
Trading account gains and fees	$0	195
Additional Noninterest Income	$94,000	3,856
Total noninterest expense	$1,219,000	3,528
Salaries and employee benefits	$710,000	3,418
Premises and equipment expense	$135,000	4,167
Additional noninterest expense	$374,000	3,354
Pre-tax net operating income	$675,000	2,869
Securities gains (losses)	$0	1,187
Applicable income taxes	$30,000	4,619
Income before extraordinary items	$645,000	2,490
Extraordinary gains, net	$0	22
Net income	$645,000	2,490
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	6,955
Cash dividends	$350,000	1,794
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$645,000	2,463
2006-12-31 (YTD Data)		Rank
Total interest income	$9,907,000	3,600
Total interest expense	$3,750,000	3,748
Net interest income	$6,157,000	3,458
Provision for loan and lease losses	$62,000	5,291
Total noninterest income	$1,297,000	2,968
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,043,000	1,688
Trading account gains and fees	$0	130
Additional Noninterest Income	$254,000	4,621
Total noninterest expense	$5,106,000	3,295
Salaries and employee benefits	$3,059,000	3,080
Premises and equipment expense	$570,000	3,912
Additional noninterest expense	$1,477,000	3,321
Pre-tax net operating income	$2,286,000	3,347
Securities gains (losses)	$0	1,687
Applicable income taxes	$85,000	5,103
Income before extraordinary items	$2,201,000	2,894
Extraordinary gains, net	$-129,000	8,655
Net income	$2,072,000	3,027
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$108,000	3,052
Cash dividends	$1,400,000	2,029
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,201,000	2,879
2006-09-30 (YTD Data)		Rank
Total interest income	$7,287,000	3,630
Total interest expense	$2,711,000	3,761
Net interest income	$4,576,000	3,498
Provision for loan and lease losses	$56,000	4,951
Total noninterest income	$945,000	3,047
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$767,000	1,723
Trading account gains and fees	$0	126
Additional Noninterest Income	$178,000	4,785
Total noninterest expense	$3,586,000	3,462
Salaries and employee benefits	$2,072,000	3,347
Premises and equipment expense	$430,000	3,904
Additional noninterest expense	$1,084,000	3,388
Pre-tax net operating income	$1,879,000	3,243
Securities gains (losses)	$0	1,388
Applicable income taxes	$76,000	5,161
Income before extraordinary items	$1,803,000	2,789
Extraordinary gains, net	$-129,000	8,733
Net income	$1,674,000	2,952
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$105,000	2,268
Cash dividends	$1,050,000	1,853
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,803,000	2,781
2006-06-30 (YTD Data)		Rank
Total interest income	$4,715,000	3,658
Total interest expense	$1,673,000	3,843
Net interest income	$3,042,000	3,510
Provision for loan and lease losses	$20,000	5,511
Total noninterest income	$571,000	3,224
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$468,000	1,836
Trading account gains and fees	$0	126
Additional Noninterest Income	$103,000	5,064
Total noninterest expense	$2,360,000	3,502
Salaries and employee benefits	$1,381,000	3,358
Premises and equipment expense	$281,000	3,972
Additional noninterest expense	$698,000	3,488
Pre-tax net operating income	$1,233,000	3,301
Securities gains (losses)	$0	1,185
Applicable income taxes	$52,000	5,200
Income before extraordinary items	$1,181,000	2,831
Extraordinary gains, net	$-29,000	8,765
Net income	$1,152,000	2,885
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$95,000	1,766
Cash dividends	$700,000	1,877
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,181,000	2,820
2006-03-31 (YTD Data)		Rank
Total interest income	$2,296,000	3,674
Total interest expense	$772,000	3,912
Net interest income	$1,524,000	3,503
Provision for loan and lease losses	$0	6,013
Total noninterest income	$237,000	3,598
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$193,000	2,111
Trading account gains and fees	$0	115
Additional Noninterest Income	$44,000	5,355
Total noninterest expense	$1,177,000	3,530
Salaries and employee benefits	$684,000	3,395
Premises and equipment expense	$136,000	4,066
Additional noninterest expense	$357,000	3,411
Pre-tax net operating income	$584,000	3,372
Securities gains (losses)	$0	955
Applicable income taxes	$25,000	5,191
Income before extraordinary items	$559,000	2,896
Extraordinary gains, net	$0	21
Net income	$559,000	2,895
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$87,000	1,045
Cash dividends	$350,000	1,768
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$559,000	2,880
2005-12-31 (YTD Data)		Rank
Total interest income	$8,198,000	3,692
Total interest expense	$2,256,000	4,088
Net interest income	$5,942,000	3,446
Provision for loan and lease losses	$125,000	4,393
Total noninterest income	$840,000	3,945
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$714,000	2,307
Trading account gains and fees	$0	138
Additional Noninterest Income	$126,000	6,027
Total noninterest expense	$4,520,000	3,528
Salaries and employee benefits	$2,712,000	3,249
Premises and equipment expense	$511,000	4,108
Additional noninterest expense	$1,297,000	3,628
Pre-tax net operating income	$2,137,000	3,538
Securities gains (losses)	$-23,000	7,885
Applicable income taxes	$86,000	5,492
Income before extraordinary items	$2,028,000	3,069
Extraordinary gains, net	$0	46
Net income	$2,028,000	3,071
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	4,212
Cash dividends	$1,000,000	2,429
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,050,080	3,000
2005-09-30 (YTD Data)		Rank
Total interest income	$6,016,000	3,702
Total interest expense	$1,604,000	4,109
Net interest income	$4,412,000	3,469
Provision for loan and lease losses	$125,000	3,813
Total noninterest income	$655,000	3,870
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$516,000	2,378
Trading account gains and fees	$0	126
Additional Noninterest Income	$139,000	5,331
Total noninterest expense	$3,166,000	3,683
Salaries and employee benefits	$1,793,000	3,581
Premises and equipment expense	$383,000	4,093
Additional noninterest expense	$990,000	3,526
Pre-tax net operating income	$1,776,000	3,326
Securities gains (losses)	$-18,000	8,135
Applicable income taxes	$77,000	5,467
Income before extraordinary items	$1,681,000	2,852
Extraordinary gains, net	$0	35
Net income	$1,681,000	2,853
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	3,791
Cash dividends	$1,000,000	1,776
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,698,280	2,790
2005-06-30 (YTD Data)		Rank
Total interest income	$3,926,000	3,692
Total interest expense	$1,001,000	4,127
Net interest income	$2,925,000	3,465
Provision for loan and lease losses	$0	6,626
Total noninterest income	$406,000	4,020
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$312,000	2,545
Trading account gains and fees	$0	116
Additional Noninterest Income	$94,000	5,308
Total noninterest expense	$2,050,000	3,743
Salaries and employee benefits	$1,181,000	3,602
Premises and equipment expense	$254,000	4,103
Additional noninterest expense	$615,000	3,724
Pre-tax net operating income	$1,281,000	3,101
Securities gains (losses)	$0	2,146
Applicable income taxes	$56,000	5,420
Income before extraordinary items	$1,225,000	2,600
Extraordinary gains, net	$0	30
Net income	$1,225,000	2,600
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	4,010
Cash dividends	$500,000	2,165
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,225,000	2,565
2005-03-31 (YTD Data)		Rank
Total interest income	$1,921,000	3,714
Total interest expense	$473,000	4,184
Net interest income	$1,448,000	3,497
Provision for loan and lease losses	$0	6,226
Total noninterest income	$198,000	3,999
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$146,000	2,618
Trading account gains and fees	$0	115
Additional Noninterest Income	$52,000	5,105
Total noninterest expense	$1,010,000	3,814
Salaries and employee benefits	$577,000	3,682
Premises and equipment expense	$130,000	4,075
Additional noninterest expense	$303,000	3,773
Pre-tax net operating income	$636,000	3,091
Securities gains (losses)	$0	1,685
Applicable income taxes	$28,000	5,369
Income before extraordinary items	$608,000	2,588
Extraordinary gains, net	$0	24
Net income	$608,000	2,589
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	2,991
Cash dividends	$500,000	1,205
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$608,000	2,547
2004-12-31 (YTD Data)		Rank
Total interest income	$7,510,000	3,586
Total interest expense	$1,710,000	4,121
Net interest income	$5,800,000	3,382
Provision for loan and lease losses	$13,000	6,922
Total noninterest income	$814,000	4,006
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$672,000	2,465
Trading account gains and fees	$0	138
Additional Noninterest Income	$142,000	5,787
Total noninterest expense	$4,510,000	3,405
Salaries and employee benefits	$2,658,000	3,177
Premises and equipment expense	$617,000	3,459
Additional noninterest expense	$1,235,000	3,655
Pre-tax net operating income	$2,091,000	3,397
Securities gains (losses)	$12,000	2,733
Applicable income taxes	$77,000	5,752
Income before extraordinary items	$2,026,000	2,880
Extraordinary gains, net	$0	34
Net income	$2,026,000	2,882
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$173,000	2,815
Cash dividends	$1,750,000	1,519
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,014,480	2,838
2004-09-30 (YTD Data)		Rank
Total interest income	$5,565,000	3,604
Total interest expense	$1,268,000	4,108
Net interest income	$4,297,000	3,401
Provision for loan and lease losses	$13,000	6,615
Total noninterest income	$616,000	4,009
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$508,000	2,460
Trading account gains and fees	$0	134
Additional Noninterest Income	$108,000	5,779
Total noninterest expense	$3,110,000	3,601
Salaries and employee benefits	$1,788,000	3,450
Premises and equipment expense	$450,000	3,549
Additional noninterest expense	$872,000	3,824
Pre-tax net operating income	$1,790,000	3,165
Securities gains (losses)	$12,000	2,612
Applicable income taxes	$72,000	5,681
Income before extraordinary items	$1,730,000	2,635
Extraordinary gains, net	$0	26
Net income	$1,730,000	2,637
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$150,000	2,258
Cash dividends	$1,500,000	1,239
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,718,480	2,581
2004-06-30 (YTD Data)		Rank
Total interest income	$3,675,000	3,631
Total interest expense	$843,000	4,121
Net interest income	$2,832,000	3,425
Provision for loan and lease losses	$0	6,885
Total noninterest income	$419,000	3,994
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$340,000	2,456
Trading account gains and fees	$0	130
Additional Noninterest Income	$79,000	5,623
Total noninterest expense	$2,091,000	3,610
Salaries and employee benefits	$1,204,000	3,432
Premises and equipment expense	$303,000	3,525
Additional noninterest expense	$584,000	3,820
Pre-tax net operating income	$1,160,000	3,192
Securities gains (losses)	$10,000	2,414
Applicable income taxes	$45,000	5,735
Income before extraordinary items	$1,125,000	2,663
Extraordinary gains, net	$0	21
Net income	$1,125,000	2,664
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$141,000	1,756
Cash dividends	$1,000,000	1,241
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,115,400	2,606
2004-03-31 (YTD Data)		Rank
Total interest income	$1,819,000	3,676
Total interest expense	$424,000	4,152
Net interest income	$1,395,000	3,457
Provision for loan and lease losses	$0	6,501
Total noninterest income	$207,000	3,986
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$165,000	2,467
Trading account gains and fees	$0	121
Additional Noninterest Income	$42,000	5,474
Total noninterest expense	$1,048,000	3,623
Salaries and employee benefits	$606,000	3,428
Premises and equipment expense	$147,000	3,640
Additional noninterest expense	$295,000	3,787
Pre-tax net operating income	$554,000	3,272
Securities gains (losses)	$0	2,934
Applicable income taxes	$18,000	5,857
Income before extraordinary items	$536,000	2,773
Extraordinary gains, net	$0	16
Net income	$536,000	2,773
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,591
Cash dividends	$500,000	1,176
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$536,000	2,677
2003-12-31 (YTD Data)		Rank
Total interest income	$7,788,000	3,517
Total interest expense	$1,927,000	4,138
Net interest income	$5,861,000	3,250
Provision for loan and lease losses	$189,000	4,140
Total noninterest income	$843,000	4,107
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$724,000	2,296
Trading account gains and fees	$0	160
Additional Noninterest Income	$119,000	6,240
Total noninterest expense	$4,455,000	3,378
Salaries and employee benefits	$2,606,000	3,157
Premises and equipment expense	$656,000	3,261
Additional noninterest expense	$1,193,000	3,740
Pre-tax net operating income	$2,060,000	3,331
Securities gains (losses)	$0	4,500
Applicable income taxes	$90,000	5,823
Income before extraordinary items	$1,970,000	2,896
Extraordinary gains, net	$0	54
Net income	$1,970,000	2,897
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$179,000	3,069
Cash dividends	$1,500,000	1,716
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,970,000	2,769
2003-09-30 (YTD Data)		Rank
Total interest income	$5,859,000	3,558
Total interest expense	$1,484,000	4,180
Net interest income	$4,375,000	3,279
Provision for loan and lease losses	$189,000	3,445
Total noninterest income	$634,000	4,153
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$553,000	2,272
Trading account gains and fees	$0	153
Additional Noninterest Income	$81,000	6,450
Total noninterest expense	$3,074,000	3,623
Salaries and employee benefits	$1,740,000	3,465
Premises and equipment expense	$442,000	3,575
Additional noninterest expense	$892,000	3,735
Pre-tax net operating income	$1,746,000	3,147
Securities gains (losses)	$0	4,204
Applicable income taxes	$76,000	5,850
Income before extraordinary items	$1,670,000	2,726
Extraordinary gains, net	$0	40
Net income	$1,670,000	2,725
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$171,000	2,409
Cash dividends	$1,500,000	1,256
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,670,000	2,581
2003-06-30 (YTD Data)		Rank
Total interest income	$3,889,000	3,591
Total interest expense	$1,023,000	4,178
Net interest income	$2,866,000	3,326
Provision for loan and lease losses	$189,000	2,612
Total noninterest income	$435,000	4,060
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$379,000	2,188
Trading account gains and fees	$0	150
Additional Noninterest Income	$56,000	6,368
Total noninterest expense	$2,047,000	3,614
Salaries and employee benefits	$1,151,000	3,486
Premises and equipment expense	$287,000	3,631
Additional noninterest expense	$609,000	3,660
Pre-tax net operating income	$1,065,000	3,371
Securities gains (losses)	$0	3,782
Applicable income taxes	$46,000	5,986
Income before extraordinary items	$1,019,000	2,935
Extraordinary gains, net	$0	30
Net income	$1,019,000	2,934
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$156,000	1,926
Cash dividends	$1,150,000	1,177
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,019,000	2,783
2003-03-31 (YTD Data)		Rank
Total interest income	$1,935,000	3,623
Total interest expense	$527,000	4,171
Net interest income	$1,408,000	3,347
Provision for loan and lease losses	$119,000	2,125
Total noninterest income	$216,000	3,979
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$191,000	2,097
Trading account gains and fees	$0	134
Additional Noninterest Income	$25,000	6,569
Total noninterest expense	$1,022,000	3,589
Salaries and employee benefits	$578,000	3,472
Premises and equipment expense	$142,000	3,648
Additional noninterest expense	$302,000	3,641
Pre-tax net operating income	$483,000	3,584
Securities gains (losses)	$0	2,891
Applicable income taxes	$21,000	6,031
Income before extraordinary items	$462,000	3,123
Extraordinary gains, net	$0	21
Net income	$462,000	3,121
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$145,000	1,151
Cash dividends	$700,000	914
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$462,000	2,959
2002-12-31 (YTD Data)		Rank
Total interest income	$8,318,000	3,534
Total interest expense	$2,783,000	3,761
Net interest income	$5,535,000	3,358
Provision for loan and lease losses	$184,000	4,522
Total noninterest income	$936,000	3,625
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$808,000	1,974
Trading account gains and fees	$0	153
Additional Noninterest Income	$128,000	5,935
Total noninterest expense	$4,338,000	3,325
Salaries and employee benefits	$2,508,000	3,114
Premises and equipment expense	$624,000	3,300
Additional noninterest expense	$1,206,000	3,597
Pre-tax net operating income	$1,949,000	3,493
Securities gains (losses)	$24,000	3,010
Applicable income taxes	$27,000	6,900
Income before extraordinary items	$1,946,000	2,864
Extraordinary gains, net	$0	70
Net income	$1,946,000	2,862
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	5,273
Cash dividends	$1,450,000	1,691
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,922,240	2,803
2001-12-31 (YTD Data)		Rank
Total interest income	$9,199,000	3,563
Total interest expense	$4,145,000	3,685
Net interest income	$5,054,000	3,406
Provision for loan and lease losses	$221,000	3,912
Total noninterest income	$748,000	4,039
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$659,000	2,265
Trading account gains and fees	$0	177
Additional Noninterest Income	$89,000	6,670
Total noninterest expense	$4,103,000	3,355
Salaries and employee benefits	$2,274,000	3,225
Premises and equipment expense	$587,000	3,424
Additional noninterest expense	$1,242,000	3,395
Pre-tax net operating income	$1,478,000	3,903
Securities gains (losses)	$8,000	3,714
Applicable income taxes	$54,000	6,641
Income before extraordinary items	$1,432,000	3,336
Extraordinary gains, net	$0	105
Net income	$1,432,000	3,340
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$165,000	3,220
Cash dividends	$755,000	2,714
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,424,320	3,248
2000-12-31 (YTD Data)		Rank
Total interest income	$9,143,000	3,682
Total interest expense	$4,209,000	3,822
Net interest income	$4,934,000	3,518
Provision for loan and lease losses	$72,000	5,921
Total noninterest income	$719,000	3,927
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$618,000	2,225
Trading account gains and fees	$0	180
Additional Noninterest Income	$101,000	6,404
Total noninterest expense	$3,906,000	3,397
Salaries and employee benefits	$2,197,000	3,193
Premises and equipment expense	$408,000	4,443
Additional noninterest expense	$1,301,000	3,173
Pre-tax net operating income	$1,675,000	3,762
Securities gains (losses)	$-9,000	8,282
Applicable income taxes	$65,000	7,009
Income before extraordinary items	$1,601,000	3,088
Extraordinary gains, net	$0	38
Net income	$1,601,000	3,086
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	3,771
Cash dividends	$1,555,000	1,616
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,609,640	3,067
1999-12-31 (YTD Data)		Rank
Total interest income	$8,338,000	3,765
Total interest expense	$3,658,000	3,883
Net interest income	$4,680,000	3,665
Provision for loan and lease losses	$43,000	6,780
Total noninterest income	$729,000	3,873
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$634,000	2,100
Trading account gains and fees	$0	173
Additional Noninterest Income	$95,000	6,757
Total noninterest expense	$4,132,000	3,220
Salaries and employee benefits	$2,112,000	3,260
Premises and equipment expense	$418,000	4,372
Additional noninterest expense	$1,602,000	2,697
Pre-tax net operating income	$1,234,000	4,684
Securities gains (losses)	$0	3,155
Applicable income taxes	$26,000	8,103
Income before extraordinary items	$1,208,000	3,857
Extraordinary gains, net	$0	35
Net income	$1,208,000	3,858
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	4,803
Cash dividends	$1,240,000	1,929
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,208,000	3,825
1998-12-31 (YTD Data)		Rank
Total interest income	$7,860,000	4,005
Total interest expense	$3,443,000	4,196
Net interest income	$4,417,000	3,788
Provision for loan and lease losses	$98,000	5,179
Total noninterest income	$666,000	4,117
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$567,000	2,274
Trading account gains and fees	$0	224
Additional Noninterest Income	$99,000	6,659
Total noninterest expense	$3,452,000	3,661
Salaries and employee benefits	$1,844,000	3,596
Premises and equipment expense	$325,000	5,126
Additional noninterest expense	$1,283,000	3,171
Pre-tax net operating income	$1,533,000	4,120
Securities gains (losses)	$-12,000	10,213
Applicable income taxes	$49,000	8,347
Income before extraordinary items	$1,472,000	3,311
Extraordinary gains, net	$0	32
Net income	$1,472,000	3,312
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	5,453
Cash dividends	$1,700,000	1,501
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,483,640	3,206
1997-12-31 (YTD Data)		Rank
Total interest income	$6,275,000	4,882
Total interest expense	$2,659,000	5,168
Net interest income	$3,616,000	4,614
Provision for loan and lease losses	$0	8,829
Total noninterest income	$562,000	4,624
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$486,000	2,698
Trading account gains and fees	NA	NA
Additional Noninterest Income	$76,000	7,510
Total noninterest expense	$2,266,000	5,170
Salaries and employee benefits	$1,364,000	4,604
Premises and equipment expense	$217,000	6,538
Additional noninterest expense	$685,000	5,304
Pre-tax net operating income	$1,912,000	3,686
Securities gains (losses)	$-21,000	10,392
Applicable income taxes	$271,000	6,019
Income before extraordinary items	$1,620,000	3,123
Extraordinary gains, net	$0	44
Net income	$1,620,000	3,123
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	5,460
Cash dividends	$1,600,000	1,530
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,638,060	3,034
1996-12-31 (YTD Data)		Rank
Total interest income	$6,119,000	5,110
Total interest expense	$2,687,000	5,246
Net interest income	$3,432,000	4,906
Provision for loan and lease losses	$42,000	6,906
Total noninterest income	$560,000	4,776
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$468,000	2,890
Trading account gains and fees	NA	NA
Additional Noninterest Income	$92,000	7,384
Total noninterest expense	$2,141,000	5,647
Salaries and employee benefits	$1,274,000	4,930
Premises and equipment expense	$227,000	6,573
Additional noninterest expense	$640,000	6,092
Pre-tax net operating income	$1,809,000	3,704
Securities gains (losses)	$0	4,148
Applicable income taxes	$624,000	3,475
Income before extraordinary items	$1,185,000	3,912
Extraordinary gains, net	$-4,000	11,417
Net income	$1,181,000	3,923
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	6,815
Cash dividends	$1,160,000	1,924
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,185,000	3,867
1995-12-31 (YTD Data)		Rank
Total interest income	$5,761,000	5,380
Total interest expense	$2,422,000	5,708
Net interest income	$3,339,000	5,054
Provision for loan and lease losses	$163,000	3,478
Total noninterest income	$550,000	4,860
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$470,000	2,888
Trading account gains and fees	NA	NA
Additional Noninterest Income	$80,000	7,955
Total noninterest expense	$2,150,000	5,676
Salaries and employee benefits	$1,206,000	5,196
Premises and equipment expense	$128,000	8,845
Additional noninterest expense	$816,000	5,166
Pre-tax net operating income	$1,576,000	4,278
Securities gains (losses)	$-4,000	9,551
Applicable income taxes	$556,000	3,864
Income before extraordinary items	$1,016,000	4,538
Extraordinary gains, net	$0	65
Net income	$1,016,000	4,536
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$193,000	2,558
Cash dividends	$1,210,000	1,756
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,018,600	4,514
1994-12-31 (YTD Data)		Rank
Total interest income	$4,443,000	6,201
Total interest expense	$1,668,000	6,426
Net interest income	$2,775,000	5,959
Provision for loan and lease losses	$0	9,146
Total noninterest income	$406,000	6,092
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$346,000	3,884
Trading account gains and fees	NA	NA
Additional Noninterest Income	$60,000	9,091
Total noninterest expense	$1,808,000	6,669
Salaries and employee benefits	$980,000	6,184
Premises and equipment expense	$97,000	10,121
Additional noninterest expense	$731,000	6,119
Pre-tax net operating income	$1,373,000	4,742
Securities gains (losses)	$0	3,600
Applicable income taxes	$477,000	4,197
Income before extraordinary items	$896,000	4,933
Extraordinary gains, net	$0	249
Net income	$896,000	4,938
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	4,864
Cash dividends	$390,000	3,826
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$896,000	4,991
1993-12-31 (YTD Data)		Rank
Total interest income	$3,187,000	8,036
Total interest expense	$1,216,000	8,191
Net interest income	$1,971,000	7,763
Provision for loan and lease losses	$0	10,371
Total noninterest income	$231,000	8,688
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$182,000	6,334
Trading account gains and fees	NA	NA
Additional Noninterest Income	$49,000	10,159
Total noninterest expense	$1,321,000	8,436
Salaries and employee benefits	$751,000	7,635
Premises and equipment expense	$38,000	12,610
Additional noninterest expense	$532,000	7,934
Pre-tax net operating income	$881,000	6,419
Securities gains (losses)	$0	7,477
Applicable income taxes	$318,000	5,861
Income before extraordinary items	$563,000	7,053
Extraordinary gains, net	$-18,000	12,434
Net income	$545,000	7,353
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	11,292
Cash dividends	$600,000	2,624
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$563,000	6,794
1992-12-31 (YTD Data)		Rank
Total interest income	$3,569,000	8,085
Total interest expense	$1,519,000	8,457
Net interest income	$2,050,000	7,620
Provision for loan and lease losses	$82,000	7,825
Total noninterest income	$171,000	10,010
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$144,000	7,271
Trading account gains and fees	NA	NA
Additional Noninterest Income	$27,000	12,017
Total noninterest expense	$1,219,000	8,961
Salaries and employee benefits	$709,000	7,918
Premises and equipment expense	$114,000	10,256
Additional noninterest expense	$396,000	9,601
Pre-tax net operating income	$920,000	5,992
Securities gains (losses)	$57,000	3,915
Applicable income taxes	$373,000	5,058
Income before extraordinary items	$604,000	6,547
Extraordinary gains, net	$0	1,422
Net income	$604,000	6,628
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	6,938
Cash dividends	$590,000	2,459
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$567,520	6,450

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.