Home > Centennial Bank of the West > Net charge- offs to loans
Centennial Bank of the West, Net charge- offs to loans
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4317% | 63 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5839% | 26 |
| Percentage Net Loans Charged-off:Construction & development | 8.2038% | 44 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9532% | 116 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.1114% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3623% | 78 |
| Percentage Net Loans Charged-off: Home equity loans | 3.9773% | 44 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7803% | 119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0824% | 410 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6123% | 400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4672% | 518 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3513% | 36 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.6007% | 13 |
| Percentage Net Loans Charged-off:Construction & development | 9.8084% | 15 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5088% | 70 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.2520% | 25 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0668% | 35 |
| Percentage Net Loans Charged-off: Home equity loans | 4.8163% | 27 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3821% | 56 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5291% | 282 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5123% | 392 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7261% | 404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2540% | 234 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5594% | 63 |
| Percentage Net Loans Charged-off:Construction & development | 5.0539% | 37 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0533% | 646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6622% | 88 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2777% | 30 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5796% | 310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0563% | 2,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8935% | 582 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.3807% | 7,470 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4807% | 651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5383% | 235 |
| Percentage Net Loans Charged-off:Construction & development | 1.0546% | 102 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0300% | 439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0186% | 73 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4067% | 119 |
| Percentage Net Loans Charged-off: Home equity loans | 4.9556% | 23 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1236% | 8,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1880% | 7,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2320% | 277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2410% | 7,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3422% | 1,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4330% | 325 |
| Percentage Net Loans Charged-off:Construction & development | 0.7428% | 173 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0237% | 1,114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8684% | 150 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4628% | 54 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5582% | 285 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4587% | 7,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0903% | 1,328 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0490% | 7,071 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3560% | 896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4964% | 194 |
| Percentage Net Loans Charged-off:Construction & development | 0.9388% | 90 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0330% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7213% | 162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9868% | 61 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5784% | 229 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8866% | 8,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8160% | 1,650 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0559% | 1,226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2415% | 1,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4285% | 238 |
| Percentage Net Loans Charged-off:Construction & development | 0.7231% | 85 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0132% | 8,037 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9154% | 120 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4333% | 40 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6274% | 209 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5647% | 8,217 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8344% | 1,527 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0350% | 1,117 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1542% | 8,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0257% | 1,249 |
| Percentage Net Loans Charged-off:Construction & development | -0.0199% | 7,691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0263% | 8,160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2605% | 432 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2223% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2824% | 400 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.4022% | 8,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5669% | 1,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2772% | 646 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3299% | 1,397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1123% | 1,175 |
| Percentage Net Loans Charged-off:Construction & development | 0.0522% | 492 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0033% | 1,310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4848% | 307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9354% | 82 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1031% | 1,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2269% | 526 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1586% | 581 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2314% | 7,453 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2388% | 1,654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0308% | 2,087 |
| Percentage Net Loans Charged-off:Construction & development | -0.0260% | 7,761 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0050% | 998 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2142% | 665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4721% | 125 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0286% | 8,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0976% | 482 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4189% | 1,020 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1299% | 7,370 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2415% | 1,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0723% | 1,247 |
| Percentage Net Loans Charged-off:Construction & development | -0.0125% | 7,708 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0750% | 566 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2855% | 507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5801% | 99 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7559% | 585 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0825% | 1,424 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0207% | 7,009 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1893% | 1,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1247% | 730 |
| Percentage Net Loans Charged-off:Construction & development | -0.0236% | 7,763 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1620% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4226% | 331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8445% | 71 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0164% | 8,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4413% | 1,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8820% | 1,705 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2822% | 578 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5225% | 1,039 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1997% | 935 |
| Percentage Net Loans Charged-off:Construction & development | 0.0020% | 745 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2026% | 787 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6831% | 255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6397% | 119 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7309% | 240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1194% | 701 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3392% | 1,425 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4497% | 454 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2021% | 2,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1527% | 1,003 |
| Percentage Net Loans Charged-off:Construction & development | 0.0045% | 594 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1982% | 597 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4583% | 375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7649% | 95 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1222% | 1,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6095% | 1,574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7686% | 2,467 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1929% | 7,527 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4568% | 1,046 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1303% | 1,077 |
| Percentage Net Loans Charged-off:Construction & development | 0.0519% | 364 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0814% | 678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4113% | 409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4988% | 126 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3167% | 547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4146% | 479 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9528% | 762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2398% | 811 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5083% | 902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1337% | 847 |
| Percentage Net Loans Charged-off:Construction & development | -0.0039% | 7,790 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2601% | 290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2998% | 488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4864% | 94 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1049% | 891 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5503% | 421 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2970% | 701 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4194% | 544 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3856% | 1,942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1342% | 1,526 |
| Percentage Net Loans Charged-off:Construction & development | 0.0068% | 807 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3387% | 626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2276% | 1,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3574% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1208% | 1,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5396% | 2,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5776% | 1,259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6438% | 506 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1370% | 3,704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1188% | 1,383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0109% | 628 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3482% | 497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1438% | 1,197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2023% | 240 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0983% | 1,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2765% | 8,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3521% | 1,455 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1433% | 1,260 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0432% | 5,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1422% | 1,114 |
| Percentage Net Loans Charged-off:Construction & development | -0.0038% | 7,907 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5304% | 337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0713% | 1,477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1884% | 214 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0114% | 8,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8416% | 8,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1415% | 1,784 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0996% | 7,572 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1028% | 8,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0025% | 2,019 |
| Percentage Net Loans Charged-off:Construction & development | -0.0187% | 7,921 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0594% | 1,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0974% | 997 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9755% | 8,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9300% | 2,090 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2443% | 7,711 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5209% | 1,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1395% | 1,475 |
| Percentage Net Loans Charged-off:Construction & development | 0.0795% | 678 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2916% | 691 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1238% | 1,469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1736% | 1,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2609% | 1,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9847% | 2,430 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3714% | 1,515 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5180% | 524 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4360% | 1,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1268% | 1,412 |
| Percentage Net Loans Charged-off:Construction & development | 0.1918% | 480 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.2638% | 6,697 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1275% | 1,312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0745% | 454 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1384% | 1,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5306% | 1,273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5659% | 3,842 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3222% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0132% | 1,847 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7094% | 873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3016% | 83 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0819% | 17 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1839% | 141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2031% | 137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5226% | 154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5819% | 703 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7567% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9132% | 98 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1954% | 3,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0481% | 457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3530% | 77 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3881% | 75 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4747% | 403 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4744% | 273 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0071% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3328% | 2,242 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2015% | 3,796 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1974% | 4,120 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2151% | 3,685 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2129% | 3,867 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1338% | 6,444 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2949% | 6,078 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |