Home > Centennial Bank of the West > Assets and Liabilities
Centennial Bank of the West, Assets and Liabilities
| 2007-12-31 | Rank | |
| # of Employees: | 147 | 1,150 |
| Assets and Liabilities | ||
| Total Assets: | $784,071,000 | 877 |
| Cash and due from depository institutions | $16,086,000 | 1,150 |
| Interest-bearing balances | $5,000 | 6,416 |
| Securities | $44,865,000 | 2,527 |
| Federal funds sold & reverse repurchase agreements | $23,345,000 | 548 |
| Net loans & leases | $618,150,000 | 769 |
| Loan loss allowance | $10,552,000 | 535 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $22,499,000 | 488 |
| Other real estate owned | $2,766,000 | 1,150 |
| Goodwill and other intangibles | $16,781,000 | 490 |
| All other assets | $39,579,000 | 520 |
| Life insurance assets | $12,491,000 | 523 |
| Total liabilities and capital | $784,071,000 | 877 |
| Total liabilities | $689,118,000 | 895 |
| Total deposits | $652,093,000 | 787 |
| Interest-bearing deposits | $516,970,000 | 863 |
| Deposits held in domestic offices | $652,093,000 | 783 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,142,000 | 914 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $7,356,000 | 3,151 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $10,527,000 | 657 |
| Total equity capital | $94,953,000 | 738 |
| Total bank equity capital | $94,953,000 | 738 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,039 |
| Surplus | $242,315,000 | 206 |
| Undivided profits | $-147,862,000 | 8,534 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,593,000 | 533 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $4,206,000 | 933 |
| Earning assets | $686,365,000 | 909 |
| Long-term assets (5+ years) | $109,488,000 | 1,067 |
| Average Assets, year-to-date | $974,339,600 | 657 |
| Average Assets, quarterly | $880,784,500 | 756 |
| Volatile liabilities | $118,549,000 | 1,240 |
| Insider loans | $10,000 | 7,551 |
| FHLB advances | $7,356,000 | 3,032 |
| Loans and leases held for sale | $492,000 | 1,200 |
| Unused loan commitments | $105,418,000 | 967 |
| Tier 1 (core) risk-based capital | $81,524,000 | 763 |
| Tier 2 risk-based capital | $8,432,000 | 663 |
| Total risk weighted assets | $672,232,000 | 750 |
| Total unused commitments | $105,418,000 | 967 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 154 | 1,091 |
| Assets and Liabilities | ||
| Total Assets: | $977,498,000 | 670 |
| Cash and due from depository institutions | $16,666,000 | 1,091 |
| Interest-bearing balances | $5,000 | 6,364 |
| Securities | $45,647,000 | 2,482 |
| Federal funds sold & reverse repurchase agreements | $1,875,000 | 4,239 |
| Net loans & leases | $682,194,000 | 683 |
| Loan loss allowance | $9,971,000 | 550 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $23,105,000 | 458 |
| Other real estate owned | $3,233,000 | 1,091 |
| Goodwill and other intangibles | $159,349,000 | 130 |
| All other assets | $45,429,000 | 472 |
| Life insurance assets | $12,368,000 | 513 |
| Total liabilities and capital | $977,498,000 | 670 |
| Total liabilities | $741,922,000 | 796 |
| Total deposits | $713,009,000 | 703 |
| Interest-bearing deposits | $583,378,000 | 759 |
| Deposits held in domestic offices | $713,009,000 | 701 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,398,000 | 1,008 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $7,485,000 | 2,988 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $7,030,000 | 888 |
| Total equity capital | $235,576,000 | 334 |
| Total bank equity capital | $235,576,000 | 334 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,031 |
| Surplus | $242,182,000 | 208 |
| Undivided profits | $-7,106,000 | 8,515 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,628,000 | 192 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $64,000 | 875 |
| Income earned, not collected on loans | $5,285,000 | 783 |
| Earning assets | $729,721,000 | 841 |
| Long-term assets (5+ years) | $120,197,000 | 963 |
| Average Assets, year-to-date | $1,021,906,750 | 627 |
| Average Assets, quarterly | $996,814,000 | 653 |
| Volatile liabilities | $146,107,000 | 990 |
| Insider loans | $10,000 | 7,580 |
| FHLB advances | $7,485,000 | 2,860 |
| Loans and leases held for sale | $31,457,000 | 117 |
| Unused loan commitments | $141,134,000 | 794 |
| Tier 1 (core) risk-based capital | $79,895,000 | 775 |
| Tier 2 risk-based capital | $9,251,000 | 600 |
| Total risk weighted assets | $739,034,000 | 681 |
| Total unused commitments | $141,134,000 | 794 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 163 | 1,049 |
| Assets and Liabilities | ||
| Total Assets: | $1,016,130,000 | 657 |
| Cash and due from depository institutions | $15,511,000 | 1,049 |
| Interest-bearing balances | $5,000 | 6,387 |
| Securities | $43,065,000 | 2,592 |
| Federal funds sold & reverse repurchase agreements | $21,837,000 | 705 |
| Net loans & leases | $714,045,000 | 654 |
| Loan loss allowance | $21,067,000 | 289 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $23,357,000 | 451 |
| Other real estate owned | $1,097,000 | 1,049 |
| Goodwill and other intangibles | $159,717,000 | 134 |
| All other assets | $37,501,000 | 544 |
| Life insurance assets | $12,246,000 | 506 |
| Total liabilities and capital | $1,016,130,000 | 657 |
| Total liabilities | $778,495,000 | 765 |
| Total deposits | $729,761,000 | 703 |
| Interest-bearing deposits | $597,481,000 | 754 |
| Deposits held in domestic offices | $729,761,000 | 701 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,578,000 | 619 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $8,715,000 | 2,703 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $8,441,000 | 761 |
| Total equity capital | $237,635,000 | 340 |
| Total bank equity capital | $237,635,000 | 340 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,053 |
| Surplus | $242,051,000 | 217 |
| Undivided profits | $-4,916,000 | 8,527 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,029,000 | 181 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $64,000 | 870 |
| Income earned, not collected on loans | $5,038,000 | 785 |
| Earning assets | $778,952,000 | 783 |
| Long-term assets (5+ years) | $117,253,000 | 972 |
| Average Assets, year-to-date | $1,036,709,670 | 631 |
| Average Assets, quarterly | $1,023,750,000 | 645 |
| Volatile liabilities | $172,562,000 | 841 |
| Insider loans | $10,000 | 7,609 |
| FHLB advances | $7,595,000 | 2,746 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $136,063,000 | 824 |
| Tier 1 (core) risk-based capital | $81,965,000 | 771 |
| Tier 2 risk-based capital | $9,777,000 | 583 |
| Total risk weighted assets | $770,512,000 | 657 |
| Total unused commitments | $136,063,000 | 824 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 166 | 1,010 |
| Assets and Liabilities | ||
| Total Assets: | $1,031,370,000 | 636 |
| Cash and due from depository institutions | $25,474,000 | 1,010 |
| Interest-bearing balances | $5,810,000 | 1,015 |
| Securities | $44,670,000 | 2,532 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $743,475,000 | 619 |
| Loan loss allowance | $15,025,000 | 366 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $23,530,000 | 428 |
| Other real estate owned | $767,000 | 1,010 |
| Goodwill and other intangibles | $160,138,000 | 133 |
| All other assets | $33,316,000 | 582 |
| Life insurance assets | $12,126,000 | 496 |
| Total liabilities and capital | $1,031,370,000 | 636 |
| Total liabilities | $789,785,000 | 745 |
| Total deposits | $741,930,000 | 686 |
| Interest-bearing deposits | $608,209,000 | 725 |
| Deposits held in domestic offices | $741,930,000 | 684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,877,000 | 627 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $7,899,000 | 2,769 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $9,079,000 | 738 |
| Total equity capital | $241,585,000 | 335 |
| Total bank equity capital | $241,585,000 | 335 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,054 |
| Surplus | $241,912,000 | 212 |
| Undivided profits | $-827,000 | 8,087 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,310,000 | 192 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $757,000 | 233 |
| Income earned, not collected on loans | $5,475,000 | 684 |
| Earning assets | $793,955,000 | 761 |
| Long-term assets (5+ years) | $121,833,000 | 914 |
| Average Assets, year-to-date | $1,046,999,500 | 621 |
| Average Assets, quarterly | $1,046,999,500 | 621 |
| Volatile liabilities | $174,765,000 | 809 |
| Insider loans | $205,000 | 6,533 |
| FHLB advances | $7,704,000 | 2,674 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $144,170,000 | 791 |
| Tier 1 (core) risk-based capital | $85,453,000 | 713 |
| Tier 2 risk-based capital | $10,014,000 | 557 |
| Total risk weighted assets | $795,798,000 | 619 |
| Total unused commitments | $144,170,000 | 791 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 175 | 952 |
| Assets and Liabilities | ||
| Total Assets: | $1,062,629,000 | 612 |
| Cash and due from depository institutions | $17,229,000 | 952 |
| Interest-bearing balances | $9,000 | 6,311 |
| Securities | $46,811,000 | 2,468 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $780,452,000 | 591 |
| Loan loss allowance | $13,933,000 | 387 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $23,911,000 | 417 |
| Other real estate owned | $940,000 | 952 |
| Goodwill and other intangibles | $159,209,000 | 128 |
| All other assets | $34,077,000 | 569 |
| Life insurance assets | $12,011,000 | 489 |
| Total liabilities and capital | $1,062,629,000 | 612 |
| Total liabilities | $822,608,000 | 706 |
| Total deposits | $776,901,000 | 641 |
| Interest-bearing deposits | $624,087,000 | 693 |
| Deposits held in domestic offices | $776,901,000 | 639 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,269,000 | 717 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $16,582,000 | 1,914 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,856,000 | 1,425 |
| Total equity capital | $240,021,000 | 329 |
| Total bank equity capital | $240,021,000 | 329 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $500,000 | 4,064 |
| Surplus | $241,771,000 | 202 |
| Undivided profits | $-2,250,000 | 8,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,796,000 | 185 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $137,000 | 621 |
| Income earned, not collected on loans | $5,558,000 | 680 |
| Earning assets | $827,272,000 | 723 |
| Long-term assets (5+ years) | $124,828,000 | 871 |
| Average Assets, year-to-date | $1,130,137,400 | 562 |
| Average Assets, quarterly | $1,088,912,500 | 598 |
| Volatile liabilities | $234,280,000 | 706 |
| Insider loans | $2,169,000 | 2,835 |
| FHLB advances | $15,715,000 | 1,882 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $138,723,000 | 795 |
| Tier 1 (core) risk-based capital | $85,016,000 | 710 |
| Tier 2 risk-based capital | $10,399,000 | 537 |
| Total risk weighted assets | $828,227,000 | 592 |
| Total unused commitments | $138,723,000 | 795 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 184 | 919 |
| Assets and Liabilities | ||
| Total Assets: | $1,115,196,000 | 595 |
| Cash and due from depository institutions | $20,792,000 | 919 |
| Interest-bearing balances | $10,000 | 6,334 |
| Securities | $49,749,000 | 2,354 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $819,027,000 | 573 |
| Loan loss allowance | $11,333,000 | 464 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $25,875,000 | 375 |
| Other real estate owned | $4,824,000 | 919 |
| Goodwill and other intangibles | $159,689,000 | 131 |
| All other assets | $35,240,000 | 561 |
| Life insurance assets | $11,898,000 | 474 |
| Total liabilities and capital | $1,115,196,000 | 595 |
| Total liabilities | $866,084,000 | 674 |
| Total deposits | $744,135,000 | 662 |
| Interest-bearing deposits | $593,936,000 | 725 |
| Deposits held in domestic offices | $744,135,000 | 661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,982,000 | 599 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $84,265,000 | 595 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,702,000 | 1,182 |
| Total equity capital | $249,112,000 | 334 |
| Total bank equity capital | $249,112,000 | 334 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,089 |
| Surplus | $241,716,000 | 212 |
| Undivided profits | $6,896,000 | 3,967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,109,000 | 235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $137,000 | 648 |
| Income earned, not collected on loans | $6,360,000 | 595 |
| Earning assets | $868,786,000 | 681 |
| Long-term assets (5+ years) | $117,275,000 | 919 |
| Average Assets, year-to-date | $1,147,014,500 | 562 |
| Average Assets, quarterly | $1,138,060,000 | 580 |
| Volatile liabilities | $307,048,000 | 566 |
| Insider loans | $4,087,000 | 1,710 |
| FHLB advances | $83,610,000 | 533 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $134,777,000 | 829 |
| Tier 1 (core) risk-based capital | $93,872,000 | 651 |
| Tier 2 risk-based capital | $10,908,000 | 518 |
| Total risk weighted assets | $872,165,000 | 577 |
| Total unused commitments | $134,777,000 | 830 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 189 | 899 |
| Assets and Liabilities | ||
| Total Assets: | $1,160,924,000 | 569 |
| Cash and due from depository institutions | $37,981,000 | 899 |
| Interest-bearing balances | $10,000 | 6,357 |
| Securities | $92,635,000 | 1,316 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $812,587,000 | 569 |
| Loan loss allowance | $10,316,000 | 494 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $25,737,000 | 374 |
| Other real estate owned | $771,000 | 899 |
| Goodwill and other intangibles | $160,067,000 | 136 |
| All other assets | $31,146,000 | 624 |
| Life insurance assets | $11,791,000 | 469 |
| Total liabilities and capital | $1,160,924,000 | 569 |
| Total liabilities | $914,512,000 | 632 |
| Total deposits | $803,963,000 | 606 |
| Interest-bearing deposits | $653,034,000 | 640 |
| Deposits held in domestic offices | $803,963,000 | 605 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,489,000 | 547 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $65,412,000 | 749 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,648,000 | 1,098 |
| Total equity capital | $246,412,000 | 329 |
| Total bank equity capital | $246,412,000 | 329 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $500,000 | 4,081 |
| Surplus | $241,610,000 | 213 |
| Undivided profits | $4,302,000 | 4,890 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,065,000 | 191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $79,000 | 806 |
| Income earned, not collected on loans | $5,572,000 | 611 |
| Earning assets | $905,232,000 | 650 |
| Long-term assets (5+ years) | $133,060,000 | 813 |
| Average Assets, year-to-date | $1,157,620,670 | 558 |
| Average Assets, quarterly | $1,149,684,000 | 567 |
| Volatile liabilities | $326,180,000 | 554 |
| Insider loans | $3,602,000 | 1,867 |
| FHLB advances | $64,638,000 | 693 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $415,842,000 | 388 |
| Tier 1 (core) risk-based capital | $91,303,000 | 660 |
| Tier 2 risk-based capital | $10,315,000 | 536 |
| Total risk weighted assets | $917,169,000 | 546 |
| Total unused commitments | $415,842,000 | 388 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 195 | 833 |
| Assets and Liabilities | ||
| Total Assets: | $1,138,444,000 | 566 |
| Cash and due from depository institutions | $36,249,000 | 833 |
| Interest-bearing balances | $10,000 | 6,397 |
| Securities | $55,864,000 | 2,133 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $827,995,000 | 540 |
| Loan loss allowance | $11,940,000 | 446 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $25,952,000 | 346 |
| Other real estate owned | $978,000 | 833 |
| Goodwill and other intangibles | $160,585,000 | 134 |
| All other assets | $30,821,000 | 607 |
| Life insurance assets | $11,675,000 | 458 |
| Total liabilities and capital | $1,138,443,000 | 566 |
| Total liabilities | $894,779,000 | 632 |
| Total deposits | $802,290,000 | 596 |
| Interest-bearing deposits | $650,490,000 | 628 |
| Deposits held in domestic offices | $802,290,000 | 595 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,094,000 | 562 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $48,979,000 | 914 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $7,416,000 | 782 |
| Total equity capital | $243,664,000 | 322 |
| Total bank equity capital | $243,664,000 | 322 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,070 |
| Surplus | $241,489,000 | 207 |
| Undivided profits | $1,675,000 | 6,561 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,724,000 | 194 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $80,000 | 812 |
| Income earned, not collected on loans | $5,213,000 | 619 |
| Earning assets | $883,869,000 | 652 |
| Long-term assets (5+ years) | $92,440,000 | 1,112 |
| Average Assets, year-to-date | $1,155,969,000 | 553 |
| Average Assets, quarterly | $1,155,969,000 | 553 |
| Volatile liabilities | $274,966,000 | 591 |
| Insider loans | $3,521,000 | 1,857 |
| FHLB advances | $47,967,000 | 858 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $171,455,000 | 693 |
| Tier 1 (core) risk-based capital | $87,981,000 | 668 |
| Tier 2 risk-based capital | $11,257,000 | 488 |
| Total risk weighted assets | $900,052,000 | 537 |
| Total unused commitments | $171,455,000 | 693 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 218 | 732 |
| Assets and Liabilities | ||
| Total Assets: | $1,173,494,000 | 551 |
| Cash and due from depository institutions | $42,308,000 | 732 |
| Interest-bearing balances | $10,000 | 6,424 |
| Securities | $58,953,000 | 2,044 |
| Federal funds sold & reverse repurchase agreements | $10,090,000 | 1,354 |
| Net loans & leases | $845,087,000 | 529 |
| Loan loss allowance | $11,613,000 | 445 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $26,250,000 | 332 |
| Other real estate owned | $990,000 | 732 |
| Goodwill and other intangibles | $161,103,000 | 133 |
| All other assets | $28,713,000 | 643 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $1,173,494,000 | 551 |
| Total liabilities | $932,977,000 | 609 |
| Total deposits | $799,957,000 | 592 |
| Interest-bearing deposits | $632,783,000 | 636 |
| Deposits held in domestic offices | $799,957,000 | 591 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $41,083,000 | 520 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $78,589,000 | 638 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $13,348,000 | 506 |
| Total equity capital | $240,517,000 | 322 |
| Total bank equity capital | $240,517,000 | 322 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $500,000 | 4,085 |
| Surplus | $241,337,000 | 208 |
| Undivided profits | $-1,320,000 | 8,486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,458,000 | 182 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $670,000 | 245 |
| Income earned, not collected on loans | $6,093,000 | 549 |
| Earning assets | $914,140,000 | 629 |
| Long-term assets (5+ years) | $101,631,000 | 1,013 |
| Average Assets, year-to-date | $873,751,600 | 682 |
| Average Assets, quarterly | $993,001,000 | 631 |
| Volatile liabilities | $276,299,000 | 575 |
| Insider loans | $1,377,000 | 3,560 |
| FHLB advances | $77,314,000 | 571 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $184,273,000 | 643 |
| Tier 1 (core) risk-based capital | $84,396,000 | 684 |
| Tier 2 risk-based capital | $11,476,000 | 473 |
| Total risk weighted assets | $917,968,000 | 519 |
| Total unused commitments | $184,273,000 | 643 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 158 | 1,042 |
| Assets and Liabilities | ||
| Total Assets: | $812,508,000 | 746 |
| Cash and due from depository institutions | $19,305,000 | 1,042 |
| Interest-bearing balances | $10,000 | 6,457 |
| Securities | $32,125,000 | 3,360 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $628,697,000 | 658 |
| Loan loss allowance | $8,303,000 | 595 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $9,554,000 | 1,112 |
| Other real estate owned | $2,229,000 | 1,042 |
| Goodwill and other intangibles | $106,174,000 | 160 |
| All other assets | $14,424,000 | 1,182 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $812,508,000 | 746 |
| Total liabilities | $636,544,000 | 856 |
| Total deposits | $561,576,000 | 830 |
| Interest-bearing deposits | $472,544,000 | 836 |
| Deposits held in domestic offices | $561,576,000 | 829 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,615,000 | 627 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $42,930,000 | 1,019 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,423,000 | 1,356 |
| Total equity capital | $175,964,000 | 385 |
| Total bank equity capital | $175,964,000 | 385 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,084 |
| Surplus | $151,937,000 | 255 |
| Undivided profits | $23,527,000 | 1,487 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,874,000 | 571 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $670,000 | 261 |
| Income earned, not collected on loans | $4,278,000 | 699 |
| Earning assets | $660,832,000 | 840 |
| Long-term assets (5+ years) | $52,329,000 | 1,711 |
| Average Assets, year-to-date | $798,816,000 | 715 |
| Average Assets, quarterly | $814,374,500 | 729 |
| Volatile liabilities | $236,661,000 | 642 |
| Insider loans | $2,139,000 | 2,703 |
| FHLB advances | $41,889,000 | 965 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $140,787,000 | 766 |
| Tier 1 (core) risk-based capital | $70,926,000 | 783 |
| Tier 2 risk-based capital | $8,303,000 | 611 |
| Total risk weighted assets | $668,618,000 | 666 |
| Total unused commitments | $140,787,000 | 768 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 170 | 956 |
| Assets and Liabilities | ||
| Total Assets: | $816,241,000 | 714 |
| Cash and due from depository institutions | $20,748,000 | 956 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $34,268,000 | 3,239 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $629,239,000 | 640 |
| Loan loss allowance | $8,672,000 | 559 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,500,000 | 1,104 |
| Other real estate owned | $2,424,000 | 956 |
| Goodwill and other intangibles | $106,472,000 | 155 |
| All other assets | $13,590,000 | 1,209 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $816,241,000 | 714 |
| Total liabilities | $642,868,000 | 829 |
| Total deposits | $553,944,000 | 812 |
| Interest-bearing deposits | $471,039,000 | 806 |
| Deposits held in domestic offices | $553,944,000 | 811 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,997,000 | 573 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $54,035,000 | 867 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,892,000 | 2,051 |
| Total equity capital | $173,373,000 | 382 |
| Total bank equity capital | $173,373,000 | 382 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,076 |
| Surplus | $145,424,000 | 259 |
| Undivided profits | $27,449,000 | 1,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,067,000 | 459 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $112,000 | 752 |
| Income earned, not collected on loans | $3,580,000 | 774 |
| Earning assets | $663,507,000 | 809 |
| Long-term assets (5+ years) | $55,725,000 | 1,644 |
| Average Assets, year-to-date | $794,252,000 | 716 |
| Average Assets, quarterly | $805,162,000 | 713 |
| Volatile liabilities | $264,549,000 | 568 |
| Insider loans | $8,161,000 | 746 |
| FHLB advances | $53,368,000 | 803 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $129,249,000 | 798 |
| Tier 1 (core) risk-based capital | $66,960,000 | 805 |
| Tier 2 risk-based capital | $8,162,000 | 606 |
| Total risk weighted assets | $652,461,000 | 660 |
| Total unused commitments | $129,249,000 | 800 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 168 | 953 |
| Assets and Liabilities | ||
| Total Assets: | $794,083,000 | 723 |
| Cash and due from depository institutions | $22,274,000 | 953 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $34,006,000 | 3,301 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $607,750,000 | 643 |
| Loan loss allowance | $9,130,000 | 525 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,564,000 | 1,071 |
| Other real estate owned | $1,836,000 | 953 |
| Goodwill and other intangibles | $106,897,000 | 153 |
| All other assets | $11,756,000 | 1,351 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $794,083,000 | 723 |
| Total liabilities | $623,288,000 | 832 |
| Total deposits | $541,128,000 | 818 |
| Interest-bearing deposits | $453,802,000 | 826 |
| Deposits held in domestic offices | $541,128,000 | 814 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,573,000 | 573 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $47,746,000 | 915 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,841,000 | 2,076 |
| Total equity capital | $170,795,000 | 377 |
| Total bank equity capital | $170,795,000 | 377 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,087 |
| Surplus | $145,423,000 | 256 |
| Undivided profits | $24,872,000 | 1,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,330,000 | 387 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $118,000 | 731 |
| Income earned, not collected on loans | $3,503,000 | 768 |
| Earning assets | $641,756,000 | 826 |
| Long-term assets (5+ years) | $54,003,000 | 1,728 |
| Average Assets, year-to-date | $783,257,500 | 729 |
| Average Assets, quarterly | $783,257,500 | 729 |
| Volatile liabilities | $232,034,000 | 608 |
| Insider loans | $11,134,000 | 507 |
| FHLB advances | $46,830,000 | 851 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $113,392,000 | 865 |
| Tier 1 (core) risk-based capital | $64,046,000 | 833 |
| Tier 2 risk-based capital | $7,855,000 | 627 |
| Total risk weighted assets | $627,094,000 | 669 |
| Total unused commitments | $113,392,000 | 865 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 166 | 985 |
| Assets and Liabilities | ||
| Total Assets: | $772,432,000 | 750 |
| Cash and due from depository institutions | $24,018,000 | 985 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $29,012,000 | 3,711 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $588,283,000 | 664 |
| Loan loss allowance | $7,717,000 | 620 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $9,701,000 | 1,033 |
| Other real estate owned | $2,668,000 | 985 |
| Goodwill and other intangibles | $107,321,000 | 151 |
| All other assets | $11,429,000 | 1,352 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $772,432,000 | 750 |
| Total liabilities | $598,928,000 | 869 |
| Total deposits | $547,226,000 | 813 |
| Interest-bearing deposits | $464,856,000 | 805 |
| Deposits held in domestic offices | $547,226,000 | 810 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,491,000 | 627 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $22,770,000 | 1,581 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,441,000 | 2,436 |
| Total equity capital | $173,504,000 | 379 |
| Total bank equity capital | $173,504,000 | 379 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,097 |
| Surplus | $145,424,000 | 258 |
| Undivided profits | $27,580,000 | 1,211 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,575,000 | 340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $123,000 | 689 |
| Income earned, not collected on loans | $3,156,000 | 857 |
| Earning assets | $617,295,000 | 859 |
| Long-term assets (5+ years) | $44,942,000 | 2,009 |
| Average Assets, year-to-date | $730,093,000 | 765 |
| Average Assets, quarterly | $776,976,500 | 736 |
| Volatile liabilities | $197,158,000 | 681 |
| Insider loans | $9,964,000 | 580 |
| FHLB advances | $21,849,000 | 1,532 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $107,601,000 | 888 |
| Tier 1 (core) risk-based capital | $66,205,000 | 804 |
| Tier 2 risk-based capital | $7,611,000 | 645 |
| Total risk weighted assets | $608,814,000 | 680 |
| Total unused commitments | $107,601,000 | 888 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 175 | 912 |
| Assets and Liabilities | ||
| Total Assets: | $781,521,000 | 739 |
| Cash and due from depository institutions | $19,682,000 | 912 |
| Interest-bearing balances | $198,000 | 4,484 |
| Securities | $33,054,000 | 3,370 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $595,873,000 | 644 |
| Loan loss allowance | $9,983,000 | 497 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $9,886,000 | 974 |
| Other real estate owned | $2,616,000 | 912 |
| Goodwill and other intangibles | $111,662,000 | 146 |
| All other assets | $8,748,000 | 1,674 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $781,521,000 | 739 |
| Total liabilities | $605,885,000 | 836 |
| Total deposits | $543,533,000 | 799 |
| Interest-bearing deposits | $452,551,000 | 816 |
| Deposits held in domestic offices | $543,533,000 | 795 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,735,000 | 626 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $32,183,000 | 1,248 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,434,000 | 1,637 |
| Total equity capital | $175,636,000 | 379 |
| Total bank equity capital | $175,636,000 | 379 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $500,000 | 4,115 |
| Surplus | $146,781,000 | 257 |
| Undivided profits | $28,355,000 | 1,174 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,509,000 | 294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $234,000 | 547 |
| Income earned, not collected on loans | $3,547,000 | 744 |
| Earning assets | $629,125,000 | 832 |
| Long-term assets (5+ years) | $48,859,000 | 1,908 |
| Average Assets, year-to-date | $719,508,250 | 775 |
| Average Assets, quarterly | $736,318,000 | 774 |
| Volatile liabilities | $149,579,000 | 826 |
| Insider loans | $9,986,000 | 568 |
| FHLB advances | $31,387,000 | 1,170 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $111,953,000 | 847 |
| Tier 1 (core) risk-based capital | $63,815,000 | 816 |
| Tier 2 risk-based capital | $7,751,000 | 625 |
| Total risk weighted assets | $617,851,000 | 661 |
| Total unused commitments | $111,953,000 | 849 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 177 | 908 |
| Assets and Liabilities | ||
| Total Assets: | $691,115,000 | 807 |
| Cash and due from depository institutions | $25,322,000 | 908 |
| Interest-bearing balances | $198,000 | 4,563 |
| Securities | $27,724,000 | 3,894 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $607,291,000 | 613 |
| Loan loss allowance | $7,236,000 | 660 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $9,954,000 | 972 |
| Other real estate owned | $1,527,000 | 908 |
| Goodwill and other intangibles | $9,226,000 | 528 |
| All other assets | $10,071,000 | 1,514 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $691,115,000 | 807 |
| Total liabilities | $613,639,000 | 816 |
| Total deposits | $558,275,000 | 774 |
| Interest-bearing deposits | $464,177,000 | 793 |
| Deposits held in domestic offices | $558,275,000 | 770 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,374,000 | 1,066 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $42,253,000 | 1,013 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,737,000 | 1,975 |
| Total equity capital | $77,476,000 | 711 |
| Total bank equity capital | $77,476,000 | 711 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $500,000 | 4,143 |
| Surplus | $48,815,000 | 512 |
| Undivided profits | $28,161,000 | 1,119 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,312,000 | 293 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $630,000 | 281 |
| Income earned, not collected on loans | $3,055,000 | 850 |
| Earning assets | $635,213,000 | 807 |
| Long-term assets (5+ years) | $57,077,000 | 1,740 |
| Average Assets, year-to-date | $698,837,330 | 794 |
| Average Assets, quarterly | $694,392,000 | 801 |
| Volatile liabilities | $155,401,000 | 775 |
| Insider loans | $9,917,000 | 553 |
| FHLB advances | $41,534,000 | 933 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $119,809,000 | 787 |
| Tier 1 (core) risk-based capital | $68,395,000 | 758 |
| Tier 2 risk-based capital | $7,236,000 | 657 |
| Total risk weighted assets | $633,593,000 | 636 |
| Total unused commitments | $119,809,000 | 788 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 180 | 894 |
| Assets and Liabilities | ||
| Total Assets: | $697,669,000 | 807 |
| Cash and due from depository institutions | $19,724,000 | 894 |
| Interest-bearing balances | $199,000 | 4,673 |
| Securities | $33,928,000 | 3,334 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $611,855,000 | 600 |
| Loan loss allowance | $7,261,000 | 659 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $10,294,000 | 901 |
| Other real estate owned | $2,678,000 | 894 |
| Goodwill and other intangibles | $9,226,000 | 512 |
| All other assets | $9,964,000 | 1,424 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $697,669,000 | 807 |
| Total liabilities | $622,068,000 | 813 |
| Total deposits | $574,798,000 | 754 |
| Interest-bearing deposits | $495,006,000 | 759 |
| Deposits held in domestic offices | $574,798,000 | 748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,766,000 | 980 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $33,504,000 | 1,133 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,000,000 | 1,970 |
| Total equity capital | $75,601,000 | 742 |
| Total bank equity capital | $75,601,000 | 742 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $500,000 | 4,151 |
| Surplus | $48,815,000 | 507 |
| Undivided profits | $26,286,000 | 1,253 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,375,000 | 256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $3,362,000 | 759 |
| Earning assets | $645,982,000 | 802 |
| Long-term assets (5+ years) | $51,341,000 | 1,852 |
| Average Assets, year-to-date | $702,698,500 | 793 |
| Average Assets, quarterly | $702,698,500 | 793 |
| Volatile liabilities | $157,095,000 | 732 |
| Insider loans | $6,317,000 | 877 |
| FHLB advances | $33,032,000 | 1,046 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $120,359,000 | 759 |
| Tier 1 (core) risk-based capital | $66,215,000 | 782 |
| Tier 2 risk-based capital | $7,261,000 | 660 |
| Total risk weighted assets | $639,409,000 | 632 |
| Total unused commitments | $120,359,000 | 759 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 179 | 908 |
| Assets and Liabilities | ||
| Total Assets: | $707,728,000 | 797 |
| Cash and due from depository institutions | $23,731,000 | 908 |
| Interest-bearing balances | $199,000 | 4,594 |
| Securities | $29,835,000 | 3,731 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $619,813,000 | 593 |
| Loan loss allowance | $7,653,000 | 623 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $10,473,000 | 873 |
| Other real estate owned | $4,087,000 | 908 |
| Goodwill and other intangibles | $9,226,000 | 507 |
| All other assets | $10,563,000 | 1,363 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $707,728,000 | 797 |
| Total liabilities | $631,499,000 | 804 |
| Total deposits | $580,696,000 | 737 |
| Interest-bearing deposits | $506,317,000 | 745 |
| Deposits held in domestic offices | $580,696,000 | 734 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,345,000 | 1,040 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $37,631,000 | 1,066 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,827,000 | 1,990 |
| Total equity capital | $76,229,000 | 718 |
| Total bank equity capital | $76,229,000 | 718 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $500,000 | 4,182 |
| Surplus | $48,815,000 | 511 |
| Undivided profits | $26,914,000 | 1,191 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,338,000 | 251 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $3,490,000 | 730 |
| Earning assets | $649,847,000 | 796 |
| Long-term assets (5+ years) | $57,171,000 | 1,730 |
| Average Assets, year-to-date | $724,220,600 | 756 |
| Average Assets, quarterly | $707,707,500 | 794 |
| Volatile liabilities | $168,017,000 | 703 |
| Insider loans | $6,316,000 | 854 |
| FHLB advances | $36,913,000 | 981 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $125,650,000 | 710 |
| Tier 1 (core) risk-based capital | $66,924,000 | 755 |
| Tier 2 risk-based capital | $7,653,000 | 627 |
| Total risk weighted assets | $651,279,000 | 609 |
| Total unused commitments | $125,650,000 | 710 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 185 | 897 |
| Assets and Liabilities | ||
| Total Assets: | $707,687,000 | 812 |
| Cash and due from depository institutions | $22,792,000 | 897 |
| Interest-bearing balances | $199,000 | 4,727 |
| Securities | $27,152,000 | 3,910 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $625,852,000 | 586 |
| Loan loss allowance | $9,184,000 | 549 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $10,731,000 | 841 |
| Other real estate owned | $953,000 | 897 |
| Goodwill and other intangibles | $9,226,000 | 502 |
| All other assets | $10,981,000 | 1,323 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $707,687,000 | 812 |
| Total liabilities | $633,412,000 | 812 |
| Total deposits | $596,059,000 | 722 |
| Interest-bearing deposits | $516,308,000 | 743 |
| Deposits held in domestic offices | $596,059,000 | 719 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,239,000 | 1,210 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $27,447,000 | 1,286 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,667,000 | 2,232 |
| Total equity capital | $74,275,000 | 748 |
| Total bank equity capital | $74,275,000 | 748 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $500,000 | 4,213 |
| Surplus | $48,815,000 | 526 |
| Undivided profits | $24,960,000 | 1,298 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,788,000 | 212 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $3,726,000 | 706 |
| Earning assets | $653,203,000 | 807 |
| Long-term assets (5+ years) | $55,326,000 | 1,764 |
| Average Assets, year-to-date | $728,343,750 | 766 |
| Average Assets, quarterly | $713,888,500 | 798 |
| Volatile liabilities | $151,695,000 | 747 |
| Insider loans | $6,311,000 | 824 |
| FHLB advances | $26,951,000 | 1,187 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $118,215,000 | 761 |
| Tier 1 (core) risk-based capital | $64,986,000 | 784 |
| Tier 2 risk-based capital | $8,207,000 | 599 |
| Total risk weighted assets | $655,562,000 | 607 |
| Total unused commitments | $118,215,000 | 763 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 194 | 848 |
| Assets and Liabilities | ||
| Total Assets: | $720,090,000 | 790 |
| Cash and due from depository institutions | $18,338,000 | 848 |
| Interest-bearing balances | $298,000 | 4,410 |
| Securities | $24,384,000 | 4,112 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $644,619,000 | 563 |
| Loan loss allowance | $9,614,000 | 521 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $11,041,000 | 800 |
| Other real estate owned | $1,536,000 | 848 |
| Goodwill and other intangibles | $9,226,000 | 476 |
| All other assets | $10,946,000 | 1,264 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $720,090,000 | 790 |
| Total liabilities | $644,385,000 | 798 |
| Total deposits | $599,271,000 | 713 |
| Interest-bearing deposits | $528,002,000 | 714 |
| Deposits held in domestic offices | $599,271,000 | 709 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,769,000 | 1,005 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $32,463,000 | 1,140 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,882,000 | 2,104 |
| Total equity capital | $75,705,000 | 733 |
| Total bank equity capital | $75,705,000 | 733 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $500,000 | 4,224 |
| Surplus | $48,815,000 | 507 |
| Undivided profits | $26,390,000 | 1,229 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,979,000 | 228 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $3,890,000 | 670 |
| Earning assets | $669,301,000 | 778 |
| Long-term assets (5+ years) | $55,537,000 | 1,677 |
| Average Assets, year-to-date | $735,229,330 | 750 |
| Average Assets, quarterly | $730,607,500 | 763 |
| Volatile liabilities | $163,874,000 | 709 |
| Insider loans | $6,374,000 | 809 |
| FHLB advances | $32,181,000 | 1,044 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $133,980,000 | 690 |
| Tier 1 (core) risk-based capital | $66,346,000 | 749 |
| Tier 2 risk-based capital | $8,459,000 | 564 |
| Total risk weighted assets | $675,565,000 | 576 |
| Total unused commitments | $133,980,000 | 694 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 190 | 858 |
| Assets and Liabilities | ||
| Total Assets: | $741,125,000 | 750 |
| Cash and due from depository institutions | $23,625,000 | 858 |
| Interest-bearing balances | $396,000 | 4,069 |
| Securities | $21,179,000 | 4,491 |
| Federal funds sold & reverse repurchase agreements | $11,825,000 | 1,432 |
| Net loans & leases | $650,509,000 | 549 |
| Loan loss allowance | $9,928,000 | 514 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $11,288,000 | 769 |
| Other real estate owned | $2,084,000 | 858 |
| Goodwill and other intangibles | $9,226,000 | 471 |
| All other assets | $11,389,000 | 1,196 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $741,125,000 | 750 |
| Total liabilities | $665,517,000 | 747 |
| Total deposits | $644,122,000 | 655 |
| Interest-bearing deposits | $566,930,000 | 640 |
| Deposits held in domestic offices | $644,122,000 | 653 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,510,000 | 974 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $8,602,000 | 2,481 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,283,000 | 1,857 |
| Total equity capital | $75,608,000 | 726 |
| Total bank equity capital | $75,608,000 | 726 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 4,236 |
| Surplus | $48,815,000 | 505 |
| Undivided profits | $26,293,000 | 1,199 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,280,000 | 309 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $4,483,000 | 588 |
| Earning assets | $683,909,000 | 749 |
| Long-term assets (5+ years) | $23,200,000 | 3,093 |
| Average Assets, year-to-date | $742,799,000 | 741 |
| Average Assets, quarterly | $742,799,000 | 741 |
| Volatile liabilities | $158,410,000 | 716 |
| Insider loans | $6,538,000 | 784 |
| FHLB advances | $8,170,000 | 2,401 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $129,794,000 | 682 |
| Tier 1 (core) risk-based capital | $66,249,000 | 745 |
| Tier 2 risk-based capital | $8,561,000 | 548 |
| Total risk weighted assets | $683,505,000 | 559 |
| Total unused commitments | $129,794,000 | 683 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 206 | 790 |
| Assets and Liabilities | ||
| Total Assets: | $744,473,000 | 726 |
| Cash and due from depository institutions | $27,201,000 | 790 |
| Interest-bearing balances | $393,000 | 4,011 |
| Securities | $20,547,000 | 4,567 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $660,628,000 | 542 |
| Loan loss allowance | $9,257,000 | 526 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $11,611,000 | 737 |
| Other real estate owned | $2,639,000 | 790 |
| Goodwill and other intangibles | $9,226,000 | 457 |
| All other assets | $12,621,000 | 1,067 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $744,473,000 | 726 |
| Total liabilities | $670,634,000 | 725 |
| Total deposits | $640,148,000 | 646 |
| Interest-bearing deposits | $562,120,000 | 639 |
| Deposits held in domestic offices | $640,148,000 | 644 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,306,000 | 959 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $16,822,000 | 1,715 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,358,000 | 1,794 |
| Total equity capital | $73,839,000 | 727 |
| Total bank equity capital | $73,839,000 | 727 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $500,000 | 4,241 |
| Surplus | $48,815,000 | 494 |
| Undivided profits | $24,524,000 | 1,279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,053,000 | 252 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $4,564,000 | 605 |
| Earning assets | $681,568,000 | 724 |
| Long-term assets (5+ years) | $24,913,000 | 2,887 |
| Average Assets, year-to-date | $724,315,000 | 704 |
| Average Assets, quarterly | $746,647,500 | 716 |
| Volatile liabilities | $170,073,000 | 683 |
| Insider loans | $8,285,000 | 590 |
| FHLB advances | $16,457,000 | 1,603 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $126,718,000 | 669 |
| Tier 1 (core) risk-based capital | $64,455,000 | 742 |
| Tier 2 risk-based capital | $8,728,000 | 530 |
| Total risk weighted assets | $697,732,000 | 552 |
| Total unused commitments | $126,718,000 | 670 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 191 | 845 |
| Assets and Liabilities | ||
| Total Assets: | $692,049,000 | 743 |
| Cash and due from depository institutions | $30,002,000 | 845 |
| Interest-bearing balances | $581,000 | 3,552 |
| Securities | $20,649,000 | 4,437 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $605,840,000 | 565 |
| Loan loss allowance | $8,701,000 | 529 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $12,968,000 | 610 |
| Other real estate owned | $455,000 | 845 |
| Goodwill and other intangibles | $8,970,000 | 441 |
| All other assets | $13,165,000 | 978 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $692,049,000 | 743 |
| Total liabilities | $624,573,000 | 753 |
| Total deposits | $598,223,000 | 647 |
| Interest-bearing deposits | $519,365,000 | 651 |
| Deposits held in domestic offices | $598,223,000 | 643 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,551,000 | 822 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,499,000 | 2,699 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,300,000 | 1,349 |
| Total equity capital | $67,476,000 | 748 |
| Total bank equity capital | $67,476,000 | 748 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $500,000 | 4,329 |
| Surplus | $47,815,000 | 489 |
| Undivided profits | $19,161,000 | 1,507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,470,000 | 315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $6,096,000 | 497 |
| Earning assets | $627,070,000 | 761 |
| Long-term assets (5+ years) | $36,904,000 | 2,147 |
| Average Assets, year-to-date | $643,363,400 | 768 |
| Average Assets, quarterly | $693,375,000 | 735 |
| Volatile liabilities | $170,835,000 | 652 |
| Insider loans | $13,746,000 | 293 |
| FHLB advances | $5,202,000 | 2,779 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $138,243,000 | 603 |
| Tier 1 (core) risk-based capital | $58,593,000 | 788 |
| Tier 2 risk-based capital | $7,935,000 | 544 |
| Total risk weighted assets | $634,041,000 | 575 |
| Total unused commitments | $138,243,000 | 603 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 126 | 1,302 |
| Assets and Liabilities | ||
| Total Assets: | $490,032,000 | 1,002 |
| Cash and due from depository institutions | $21,003,000 | 1,302 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $26,968,000 | 3,733 |
| Federal funds sold & reverse repurchase agreements | $7,175,000 | 1,674 |
| Net loans & leases | $413,960,000 | 784 |
| Loan loss allowance | $5,737,000 | 732 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $8,542,000 | 958 |
| Other real estate owned | $448,000 | 1,302 |
| Goodwill and other intangibles | $2,656,000 | 895 |
| All other assets | $9,280,000 | 1,070 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $490,032,000 | 1,002 |
| Total liabilities | $453,185,000 | 978 |
| Total deposits | $413,274,000 | 927 |
| Interest-bearing deposits | $362,649,000 | 922 |
| Deposits held in domestic offices | $413,274,000 | 925 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,666,000 | 1,116 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $27,899,000 | 1,094 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,346,000 | 1,807 |
| Total equity capital | $36,847,000 | 1,252 |
| Total bank equity capital | $36,847,000 | 1,252 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $500,000 | 4,470 |
| Surplus | $23,950,000 | 812 |
| Undivided profits | $12,397,000 | 2,166 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,808,000 | 553 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $5,832,000 | 438 |
| Earning assets | $448,103,000 | 1,007 |
| Long-term assets (5+ years) | $29,823,000 | 2,414 |
| Average Assets, year-to-date | $405,258,000 | 1,144 |
| Average Assets, quarterly | $456,823,000 | 1,056 |
| Volatile liabilities | $134,717,000 | 780 |
| Insider loans | $7,976,000 | 558 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $111,279,000 | 660 |
| Tier 1 (core) risk-based capital | $35,010,000 | 1,248 |
| Tier 2 risk-based capital | $5,499,070 | 723 |
| Total risk weighted assets | $439,687,870 | 771 |
| Total unused commitments | $111,279,000 | 660 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 99 | 1,714 |
| Assets and Liabilities | ||
| Total Assets: | $327,815,000 | 1,440 |
| Cash and due from depository institutions | $12,994,000 | 1,714 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $26,636,000 | 3,948 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $273,205,000 | 1,134 |
| Loan loss allowance | $3,609,000 | 1,073 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,118,000 | 1,385 |
| Other real estate owned | $0 | 1,714 |
| Goodwill and other intangibles | $2,769,000 | 895 |
| All other assets | $6,093,000 | 1,522 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $327,815,000 | 1,440 |
| Total liabilities | $303,946,000 | 1,409 |
| Total deposits | $267,748,000 | 1,404 |
| Interest-bearing deposits | $235,323,000 | 1,382 |
| Deposits held in domestic offices | $267,748,000 | 1,400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,174,000 | 1,524 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $28,726,000 | 1,069 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,298,000 | 2,634 |
| Total equity capital | $23,869,000 | 1,854 |
| Total bank equity capital | $23,869,000 | 1,854 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 4,601 |
| Surplus | $16,000,000 | 1,097 |
| Undivided profits | $7,369,000 | 3,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,659,000 | 890 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $4,003,000 | 547 |
| Earning assets | $299,841,000 | 1,442 |
| Long-term assets (5+ years) | $27,120,000 | 2,734 |
| Average Assets, year-to-date | $287,897,800 | 1,563 |
| Average Assets, quarterly | $319,668,500 | 1,455 |
| Volatile liabilities | $85,893,000 | 1,083 |
| Insider loans | $7,153,000 | 638 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $66,762,000 | 964 |
| Tier 1 (core) risk-based capital | $22,394,000 | 1,968 |
| Tier 2 risk-based capital | $3,609,000 | 1,012 |
| Total risk weighted assets | $292,005,600 | 1,087 |
| Total unused commitments | $66,762,000 | 964 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 73 | 2,406 |
| Assets and Liabilities | ||
| Total Assets: | $234,744,000 | 1,968 |
| Cash and due from depository institutions | $10,192,000 | 2,406 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $17,720,000 | 5,238 |
| Federal funds sold & reverse repurchase agreements | $4,375,000 | 3,766 |
| Net loans & leases | $194,234,000 | 1,448 |
| Loan loss allowance | $2,764,000 | 1,321 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,153,000 | 1,939 |
| Other real estate owned | $0 | 2,406 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $4,070,000 | 1,856 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $234,744,000 | 1,968 |
| Total liabilities | $213,962,000 | 1,944 |
| Total deposits | $189,154,000 | 1,995 |
| Interest-bearing deposits | $166,372,000 | 1,944 |
| Deposits held in domestic offices | $189,154,000 | 1,990 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $779,000 | 2,522 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $22,759,000 | 967 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,270,000 | 2,895 |
| Total equity capital | $20,782,000 | 2,174 |
| Total bank equity capital | $20,782,000 | 2,174 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $500,000 | 4,644 |
| Surplus | $15,500,000 | 1,068 |
| Undivided profits | $4,782,000 | 4,563 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $525,000 | 3,850 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $3,029,000 | 675 |
| Earning assets | $216,329,000 | 1,970 |
| Long-term assets (5+ years) | $16,852,000 | 3,502 |
| Average Assets, year-to-date | $182,963,400 | 2,363 |
| Average Assets, quarterly | $209,561,000 | 2,151 |
| Volatile liabilities | $62,986,000 | 1,163 |
| Insider loans | $3,218,000 | 1,348 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $41,742,000 | 1,288 |
| Tier 1 (core) risk-based capital | $20,822,000 | 2,042 |
| Tier 2 risk-based capital | $2,597,920 | 1,302 |
| Total risk weighted assets | $207,667,620 | 1,388 |
| Total unused commitments | $41,742,000 | 1,293 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 45 | 3,937 |
| Assets and Liabilities | ||
| Total Assets: | $155,935,000 | 2,869 |
| Cash and due from depository institutions | $5,373,000 | 3,937 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $18,784,000 | 5,147 |
| Federal funds sold & reverse repurchase agreements | $8,760,000 | 1,578 |
| Net loans & leases | $117,630,000 | 2,365 |
| Loan loss allowance | $1,619,000 | 2,182 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,390,000 | 3,289 |
| Other real estate owned | $0 | 3,937 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,998,000 | 2,398 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $155,935,000 | 2,869 |
| Total liabilities | $143,882,000 | 2,793 |
| Total deposits | $131,904,000 | 2,836 |
| Interest-bearing deposits | $118,969,000 | 2,687 |
| Deposits held in domestic offices | $131,904,000 | 2,829 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $10,628,000 | 1,332 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,350,000 | 2,775 |
| Total equity capital | $12,053,000 | 3,638 |
| Total bank equity capital | $12,053,000 | 3,638 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $8,101,000 | 1,875 |
| Undivided profits | $3,452,000 | 5,609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $655,000 | 3,396 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,209,000 | 979 |
| Earning assets | $145,174,000 | 2,839 |
| Long-term assets (5+ years) | $9,479,000 | 4,454 |
| Average Assets, year-to-date | $126,474,600 | 3,328 |
| Average Assets, quarterly | $147,411,500 | 2,974 |
| Volatile liabilities | $39,619,000 | 1,701 |
| Insider loans | $4,007,000 | 1,037 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $29,368,000 | 1,595 |
| Tier 1 (core) risk-based capital | $12,023,000 | 3,504 |
| Tier 2 risk-based capital | $1,577,420 | 1,913 |
| Total risk weighted assets | $126,151,720 | 2,207 |
| Total unused commitments | $29,368,000 | 1,598 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 37 | 4,911 |
| Assets and Liabilities | ||
| Total Assets: | $102,364,000 | 4,337 |
| Cash and due from depository institutions | $4,316,000 | 4,911 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $13,241,000 | 6,920 |
| Federal funds sold & reverse repurchase agreements | $7,510,000 | 1,724 |
| Net loans & leases | $72,598,000 | 3,718 |
| Loan loss allowance | $793,000 | 4,263 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,715,000 | 2,853 |
| Other real estate owned | $0 | 4,911 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,984,000 | 3,632 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,364,000 | 4,337 |
| Total liabilities | $94,322,000 | 4,233 |
| Total deposits | $93,267,000 | 4,044 |
| Interest-bearing deposits | $83,782,000 | 3,882 |
| Deposits held in domestic offices | $93,267,000 | 4,032 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $291,000 | 4,326 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $764,000 | 4,352 |
| Total equity capital | $8,042,000 | 5,214 |
| Total bank equity capital | $8,042,000 | 5,214 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $5,301,000 | 2,701 |
| Undivided profits | $2,241,000 | 6,933 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $363,000 | 5,118 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,371,000 | 1,591 |
| Earning assets | $93,349,000 | 4,359 |
| Long-term assets (5+ years) | $4,916,000 | 5,916 |
| Average Assets, year-to-date | $77,502,600 | 5,283 |
| Average Assets, quarterly | $93,003,500 | 4,661 |
| Volatile liabilities | $14,770,000 | 3,660 |
| Insider loans | $678,000 | 4,688 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $19,795,000 | 2,062 |
| Tier 1 (core) risk-based capital | $8,051,000 | 5,111 |
| Tier 2 risk-based capital | $793,000 | 3,679 |
| Total risk weighted assets | $79,993,400 | 3,413 |
| Total unused commitments | $19,795,000 | 2,076 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 29 | 6,154 |
| Assets and Liabilities | ||
| Total Assets: | $56,873,000 | 6,889 |
| Cash and due from depository institutions | $2,011,000 | 6,154 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $7,644,000 | 9,139 |
| Federal funds sold & reverse repurchase agreements | $110,000 | 9,111 |
| Net loans & leases | $45,023,000 | 5,369 |
| Loan loss allowance | $522,000 | 5,871 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $922,000 | 6,345 |
| Other real estate owned | $0 | 6,154 |
| Goodwill and other intangibles | $29,000 | 2,800 |
| All other assets | $1,134,000 | 5,829 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,873,000 | 6,889 |
| Total liabilities | $52,987,000 | 6,727 |
| Total deposits | $52,321,000 | 6,572 |
| Interest-bearing deposits | $47,086,000 | 6,346 |
| Deposits held in domestic offices | $52,321,000 | 6,565 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $108,000 | 4,337 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $558,000 | 5,774 |
| Total equity capital | $3,886,000 | 8,469 |
| Total bank equity capital | $3,886,000 | 8,469 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $2,101,000 | 5,340 |
| Undivided profits | $1,285,000 | 8,704 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $399,000 | 4,869 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $131,000 | 785 |
| Income earned, not collected on loans | $782,000 | 3,010 |
| Earning assets | $52,777,000 | 6,819 |
| Long-term assets (5+ years) | $1,579,000 | 8,319 |
| Average Assets, year-to-date | $48,653,200 | 7,336 |
| Average Assets, quarterly | $55,004,500 | 6,957 |
| Volatile liabilities | $8,122,000 | 5,243 |
| Insider loans | $476,000 | 5,800 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $10,749,000 | 3,106 |
| Tier 1 (core) risk-based capital | $3,842,000 | 8,402 |
| Tier 2 risk-based capital | $522,000 | 5,101 |
| Total risk weighted assets | $46,722,700 | 5,299 |
| Total unused commitments | $10,749,000 | 3,119 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 21 | 7,881 |
| Assets and Liabilities | ||
| Total Assets: | $39,729,000 | 8,616 |
| Cash and due from depository institutions | $2,502,000 | 7,881 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $5,337,000 | 10,692 |
| Federal funds sold & reverse repurchase agreements | $520,000 | 6,702 |
| Net loans & leases | $29,873,000 | 7,044 |
| Loan loss allowance | $389,000 | 7,277 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $782,000 | 7,014 |
| Other real estate owned | $0 | 7,881 |
| Goodwill and other intangibles | $34,000 | 2,651 |
| All other assets | $681,000 | 8,379 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,729,000 | 8,616 |
| Total liabilities | $37,089,000 | 8,439 |
| Total deposits | $36,595,000 | 8,264 |
| Interest-bearing deposits | $31,726,000 | 8,178 |
| Deposits held in domestic offices | $36,595,000 | 8,257 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $180,000 | 4,482 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $314,000 | 7,125 |
| Total equity capital | $2,640,000 | 10,005 |
| Total bank equity capital | $2,640,000 | 10,005 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $1,426,000 | 6,846 |
| Undivided profits | $714,000 | 9,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $479,000 | 4,397 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $164,000 | 622 |
| Income earned, not collected on loans | $510,000 | 4,145 |
| Earning assets | $35,830,000 | 8,641 |
| Long-term assets (5+ years) | $1,908,000 | 8,374 |
| Average Assets, year-to-date | $32,955,800 | 9,308 |
| Average Assets, quarterly | $37,994,500 | 8,772 |
| Volatile liabilities | $3,536,000 | 7,931 |
| Insider loans | $636,000 | 4,945 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,123,000 | 3,337 |
| Tier 1 (core) risk-based capital | $2,606,000 | 10,149 |
| Tier 2 risk-based capital | $388,210 | 6,367 |
| Total risk weighted assets | $31,056,010 | 7,082 |
| Total unused commitments | $9,123,000 | 3,345 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 19 | 8,670 |
| Assets and Liabilities | ||
| Total Assets: | $27,232,000 | 10,557 |
| Cash and due from depository institutions | $1,535,000 | 8,670 |
| Interest-bearing balances | $200,000 | 5,465 |
| Securities | $4,551,000 | 11,490 |
| Federal funds sold & reverse repurchase agreements | $85,000 | 10,219 |
| Net loans & leases | $20,054,000 | 8,822 |
| Loan loss allowance | $243,000 | 9,489 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $449,000 | 9,049 |
| Other real estate owned | $70,000 | 8,670 |
| Goodwill and other intangibles | $39,000 | 2,550 |
| All other assets | $449,000 | 9,803 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,232,000 | 10,557 |
| Total liabilities | $24,991,000 | 10,496 |
| Total deposits | $24,576,000 | 10,426 |
| Interest-bearing deposits | $19,631,000 | 10,665 |
| Deposits held in domestic offices | $24,576,000 | 10,420 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $346,000 | 3,667 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $69,000 | 12,317 |
| Total equity capital | $2,241,000 | 10,943 |
| Total bank equity capital | $2,241,000 | 10,943 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $1,426,000 | 6,874 |
| Undivided profits | $315,000 | 11,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $444,000 | 5,254 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $245,000 | 512 |
| Income earned, not collected on loans | $303,000 | 6,037 |
| Earning assets | $24,890,000 | 10,532 |
| Long-term assets (5+ years) | $1,178,000 | 9,733 |
| Average Assets, year-to-date | $24,424,200 | 10,880 |
| Average Assets, quarterly | $26,258,500 | 10,647 |
| Volatile liabilities | $1,666,000 | 10,233 |
| Insider loans | $226,000 | 8,014 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,993,000 | 4,392 |
| Tier 1 (core) risk-based capital | $2,202,000 | 10,979 |
| Tier 2 risk-based capital | $243,000 | 8,483 |
| Total risk weighted assets | $22,280,600 | 8,683 |
| Total unused commitments | $5,993,000 | 4,417 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 19 | 8,886 |
| Assets and Liabilities | ||
| Total Assets: | $22,898,000 | 11,530 |
| Cash and due from depository institutions | $1,175,000 | 8,886 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $4,424,000 | 11,905 |
| Federal funds sold & reverse repurchase agreements | $2,885,000 | 5,183 |
| Net loans & leases | $13,587,000 | 10,590 |
| Loan loss allowance | $202,000 | 10,453 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $332,000 | 10,228 |
| Other real estate owned | $70,000 | 8,886 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $425,000 | 10,424 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,898,000 | 11,530 |
| Total liabilities | $20,945,000 | 11,487 |
| Total deposits | $20,525,000 | 11,449 |
| Interest-bearing deposits | $16,759,000 | 11,601 |
| Deposits held in domestic offices | $20,525,000 | 11,447 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $276,000 | 3,646 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $144,000 | 11,306 |
| Total equity capital | $1,953,000 | 11,566 |
| Total bank equity capital | $1,953,000 | 11,566 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $500,000 | 10,509 |
| Undivided profits | $953,000 | 9,700 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $368,000 | 6,607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $301,000 | 6,496 |
| Earning assets | $20,896,000 | 11,484 |
| Long-term assets (5+ years) | $1,081,000 | 10,139 |
| Average Assets, year-to-date | $21,796,800 | 11,609 |
| Average Assets, quarterly | $22,221,000 | 11,597 |
| Volatile liabilities | $1,296,000 | 11,214 |
| Insider loans | $84,000 | 6,149 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,609,000 | 5,552 |
| Tier 1 (core) risk-based capital | $1,953,000 | 11,526 |
| Tier 2 risk-based capital | $202,000 | 9,389 |
| Total risk weighted assets | $16,477,000 | 10,241 |
| Total unused commitments | $3,609,000 | 5,579 |
| Derivatives | $0 | 651 |