Home > Centennial Bank of Pueblo > Income and Expense
Centennial Bank of Pueblo, Income and Expense
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $154,000 | 8,715 |
| Total interest expense | $34,000 | 8,661 |
| Net interest income | $120,000 | 8,702 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $8,000 | 8,574 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $5,000 | 7,536 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,000 | 8,487 |
| Total noninterest expense | $68,000 | 8,754 |
| Salaries and employee benefits | $43,000 | 8,743 |
| Premises and equipment expense | $9,000 | 8,681 |
| Additional noninterest expense | $16,000 | 8,760 |
| Pre-tax net operating income | $60,000 | 7,905 |
| Securities gains (losses) | $-2,000 | 7,528 |
| Applicable income taxes | $19,000 | 5,826 |
| Income before extraordinary items | $39,000 | 7,983 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $39,000 | 7,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $40,340 | 7,976 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $503,000 | 7,596 |
| Total interest expense | $115,000 | 8,015 |
| Net interest income | $388,000 | 7,258 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $30,000 | 7,673 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $19,000 | 6,578 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,462 |
| Total noninterest expense | $335,000 | 7,210 |
| Salaries and employee benefits | $184,000 | 7,208 |
| Premises and equipment expense | $50,000 | 6,755 |
| Additional noninterest expense | $101,000 | 7,063 |
| Pre-tax net operating income | $83,000 | 7,271 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $83,000 | 7,004 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $83,000 | 7,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $400,000 | 1,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $83,000 | 7,005 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,926,000 | 7,521 |
| Total interest expense | $335,000 | 8,098 |
| Net interest income | $1,591,000 | 7,175 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $129,000 | 7,674 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $88,000 | 6,451 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $41,000 | 7,593 |
| Total noninterest expense | $1,250,000 | 7,313 |
| Salaries and employee benefits | $713,000 | 7,218 |
| Premises and equipment expense | $132,000 | 7,492 |
| Additional noninterest expense | $405,000 | 7,068 |
| Pre-tax net operating income | $470,000 | 6,846 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $470,000 | 6,489 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $470,000 | 6,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,746 |
| Cash dividends | $182,000 | 5,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $470,000 | 6,466 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,427,000 | 7,564 |
| Total interest expense | $229,000 | 8,185 |
| Net interest income | $1,198,000 | 7,205 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $100,000 | 7,681 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $70,000 | 6,430 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $30,000 | 7,649 |
| Total noninterest expense | $904,000 | 7,393 |
| Salaries and employee benefits | $511,000 | 7,311 |
| Premises and equipment expense | $91,000 | 7,613 |
| Additional noninterest expense | $302,000 | 7,085 |
| Pre-tax net operating income | $394,000 | 6,820 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $394,000 | 6,407 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $394,000 | 6,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $182,000 | 4,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $394,000 | 6,370 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $915,000 | 7,624 |
| Total interest expense | $143,000 | 8,209 |
| Net interest income | $772,000 | 7,286 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $72,000 | 7,573 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $51,000 | 6,276 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $21,000 | 7,597 |
| Total noninterest expense | $547,000 | 7,584 |
| Salaries and employee benefits | $324,000 | 7,433 |
| Premises and equipment expense | $52,000 | 7,822 |
| Additional noninterest expense | $171,000 | 7,396 |
| Pre-tax net operating income | $297,000 | 6,595 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $297,000 | 6,143 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $297,000 | 6,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $91,000 | 4,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $297,000 | 6,093 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $433,000 | 7,762 |
| Total interest expense | $67,000 | 8,305 |
| Net interest income | $366,000 | 7,442 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $41,000 | 7,388 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $27,000 | 6,147 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,363 |
| Total noninterest expense | $265,000 | 7,695 |
| Salaries and employee benefits | $156,000 | 7,576 |
| Premises and equipment expense | $26,000 | 7,883 |
| Additional noninterest expense | $83,000 | 7,500 |
| Pre-tax net operating income | $142,000 | 6,670 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $142,000 | 6,222 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $142,000 | 6,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $91,000 | 3,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $142,000 | 6,174 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,691,000 | 7,692 |
| Total interest expense | $239,000 | 8,335 |
| Net interest income | $1,452,000 | 7,374 |
| Provision for loan and lease losses | $30,000 | 6,416 |
| Total noninterest income | $126,000 | 7,840 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $84,000 | 6,711 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $42,000 | 7,616 |
| Total noninterest expense | $1,044,000 | 7,728 |
| Salaries and employee benefits | $587,000 | 7,711 |
| Premises and equipment expense | $103,000 | 7,933 |
| Additional noninterest expense | $354,000 | 7,378 |
| Pre-tax net operating income | $504,000 | 6,704 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $504,000 | 6,346 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $504,000 | 6,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,745 |
| Cash dividends | $363,000 | 4,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $504,000 | 6,276 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,267,000 | 7,731 |
| Total interest expense | $176,000 | 8,391 |
| Net interest income | $1,091,000 | 7,393 |
| Provision for loan and lease losses | $27,000 | 6,080 |
| Total noninterest income | $98,000 | 7,826 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $64,000 | 6,729 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $34,000 | 7,563 |
| Total noninterest expense | $793,000 | 7,660 |
| Salaries and employee benefits | $446,000 | 7,631 |
| Premises and equipment expense | $79,000 | 7,897 |
| Additional noninterest expense | $268,000 | 7,353 |
| Pre-tax net operating income | $369,000 | 6,881 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $369,000 | 6,501 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $369,000 | 6,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,223 |
| Cash dividends | $272,000 | 3,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $369,000 | 6,428 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $837,000 | 7,800 |
| Total interest expense | $119,000 | 8,434 |
| Net interest income | $718,000 | 7,455 |
| Provision for loan and lease losses | $18,000 | 5,953 |
| Total noninterest income | $67,000 | 7,836 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $42,000 | 6,783 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $25,000 | 7,479 |
| Total noninterest expense | $521,000 | 7,740 |
| Salaries and employee benefits | $298,000 | 7,693 |
| Premises and equipment expense | $54,000 | 7,890 |
| Additional noninterest expense | $169,000 | 7,496 |
| Pre-tax net operating income | $246,000 | 6,850 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $246,000 | 6,482 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $246,000 | 6,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $182,000 | 3,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $246,000 | 6,393 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $407,000 | 7,871 |
| Total interest expense | $61,000 | 8,466 |
| Net interest income | $346,000 | 7,571 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $35,000 | 7,776 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $22,000 | 6,668 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $13,000 | 7,451 |
| Total noninterest expense | $258,000 | 7,811 |
| Salaries and employee benefits | $151,000 | 7,686 |
| Premises and equipment expense | $26,000 | 7,959 |
| Additional noninterest expense | $81,000 | 7,616 |
| Pre-tax net operating income | $114,000 | 6,936 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $112,000 | 6,660 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $112,000 | 6,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $91,000 | 2,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $112,000 | 6,542 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,722,000 | 7,846 |
| Total interest expense | $309,000 | 8,429 |
| Net interest income | $1,413,000 | 7,486 |
| Provision for loan and lease losses | $30,000 | 6,766 |
| Total noninterest income | $125,000 | 8,047 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $76,000 | 6,964 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $49,000 | 7,593 |
| Total noninterest expense | $1,033,000 | 7,806 |
| Salaries and employee benefits | $574,000 | 7,805 |
| Premises and equipment expense | $128,000 | 7,697 |
| Additional noninterest expense | $331,000 | 7,567 |
| Pre-tax net operating income | $475,000 | 6,759 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $9,000 | 7,067 |
| Income before extraordinary items | $466,000 | 6,492 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $466,000 | 6,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,493 |
| Cash dividends | $272,000 | 4,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $466,000 | 6,335 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,300,000 | 7,933 |
| Total interest expense | $244,000 | 8,493 |
| Net interest income | $1,056,000 | 7,546 |
| Provision for loan and lease losses | $23,000 | 6,658 |
| Total noninterest income | $78,000 | 8,323 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $56,000 | 7,053 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 8,174 |
| Total noninterest expense | $771,000 | 7,809 |
| Salaries and employee benefits | $434,000 | 7,750 |
| Premises and equipment expense | $95,000 | 7,730 |
| Additional noninterest expense | $242,000 | 7,632 |
| Pre-tax net operating income | $340,000 | 6,993 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $339,000 | 6,726 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $339,000 | 6,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,109 |
| Cash dividends | $182,000 | 4,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $339,000 | 6,546 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $861,000 | 8,004 |
| Total interest expense | $164,000 | 8,559 |
| Net interest income | $697,000 | 7,594 |
| Provision for loan and lease losses | $15,000 | 6,544 |
| Total noninterest income | $55,000 | 8,246 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $37,000 | 7,065 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $18,000 | 7,952 |
| Total noninterest expense | $524,000 | 7,797 |
| Salaries and employee benefits | $293,000 | 7,747 |
| Premises and equipment expense | $62,000 | 7,773 |
| Additional noninterest expense | $169,000 | 7,523 |
| Pre-tax net operating income | $213,000 | 7,108 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $213,000 | 6,860 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $213,000 | 6,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,431 |
| Cash dividends | $90,000 | 4,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $213,000 | 6,660 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $417,000 | 8,100 |
| Total interest expense | $83,000 | 8,633 |
| Net interest income | $334,000 | 7,704 |
| Provision for loan and lease losses | $7,000 | 6,361 |
| Total noninterest income | $26,000 | 8,331 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $18,000 | 7,056 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,105 |
| Total noninterest expense | $264,000 | 7,806 |
| Salaries and employee benefits | $150,000 | 7,715 |
| Premises and equipment expense | $30,000 | 7,859 |
| Additional noninterest expense | $84,000 | 7,566 |
| Pre-tax net operating income | $89,000 | 7,372 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $89,000 | 7,109 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $89,000 | 7,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $90,000 | 3,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $89,000 | 6,956 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,798,000 | 8,072 |
| Total interest expense | $402,000 | 8,657 |
| Net interest income | $1,396,000 | 7,595 |
| Provision for loan and lease losses | $25,000 | 7,318 |
| Total noninterest income | $132,000 | 8,041 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $81,000 | 6,921 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $51,000 | 7,577 |
| Total noninterest expense | $1,052,000 | 7,829 |
| Salaries and employee benefits | $544,000 | 7,957 |
| Premises and equipment expense | $69,000 | 8,615 |
| Additional noninterest expense | $439,000 | 6,889 |
| Pre-tax net operating income | $451,000 | 6,960 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $451,000 | 6,603 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $451,000 | 6,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,420 |
| Cash dividends | $327,000 | 4,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $451,000 | 6,480 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,942,000 | 8,277 |
| Total interest expense | $695,000 | 8,631 |
| Net interest income | $1,247,000 | 7,785 |
| Provision for loan and lease losses | $5,000 | 8,099 |
| Total noninterest income | $134,000 | 8,049 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $80,000 | 6,973 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $54,000 | 7,574 |
| Total noninterest expense | $968,000 | 8,045 |
| Salaries and employee benefits | $514,000 | 8,102 |
| Premises and equipment expense | $134,000 | 7,784 |
| Additional noninterest expense | $320,000 | 7,702 |
| Pre-tax net operating income | $408,000 | 6,940 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $76,000 | 6,325 |
| Income before extraordinary items | $332,000 | 6,941 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $332,000 | 6,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $241,000 | 4,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $332,000 | 6,824 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,091,000 | 8,312 |
| Total interest expense | $729,000 | 8,794 |
| Net interest income | $1,362,000 | 7,723 |
| Provision for loan and lease losses | $14,000 | 7,804 |
| Total noninterest income | $140,000 | 8,035 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 6,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 7,902 |
| Total noninterest expense | $918,000 | 8,253 |
| Salaries and employee benefits | $515,000 | 8,173 |
| Premises and equipment expense | $111,000 | 8,251 |
| Additional noninterest expense | $292,000 | 8,010 |
| Pre-tax net operating income | $570,000 | 6,703 |
| Securities gains (losses) | $41,000 | 763 |
| Applicable income taxes | $203,000 | 5,351 |
| Income before extraordinary items | $408,000 | 6,803 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $408,000 | 6,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,027 |
| Cash dividends | $200,000 | 5,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $380,530 | 6,979 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,866,000 | 8,649 |
| Total interest expense | $703,000 | 8,945 |
| Net interest income | $1,163,000 | 8,272 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $185,000 | 7,664 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 6,576 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,202 |
| Total noninterest expense | $879,000 | 8,499 |
| Salaries and employee benefits | $447,000 | 8,638 |
| Premises and equipment expense | $111,000 | 8,406 |
| Additional noninterest expense | $321,000 | 7,944 |
| Pre-tax net operating income | $469,000 | 7,283 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $153,000 | 6,242 |
| Income before extraordinary items | $316,000 | 7,495 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $316,000 | 7,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,085 |
| Cash dividends | $180,000 | 5,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $316,000 | 7,466 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,817,000 | 8,903 |
| Total interest expense | $730,000 | 9,117 |
| Net interest income | $1,087,000 | 8,594 |
| Provision for loan and lease losses | $20,000 | 7,729 |
| Total noninterest income | $177,000 | 7,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 7,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 6,994 |
| Total noninterest expense | $795,000 | 8,788 |
| Salaries and employee benefits | $411,000 | 8,906 |
| Premises and equipment expense | $99,000 | 8,732 |
| Additional noninterest expense | $285,000 | 8,266 |
| Pre-tax net operating income | $449,000 | 7,635 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $142,000 | 6,951 |
| Income before extraordinary items | $307,000 | 7,826 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $307,000 | 7,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $72,000 | 6,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $307,000 | 7,744 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,664,000 | 9,476 |
| Total interest expense | $622,000 | 9,763 |
| Net interest income | $1,042,000 | 9,087 |
| Provision for loan and lease losses | $17,000 | 8,044 |
| Total noninterest income | $116,000 | 9,128 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 7,607 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 9,136 |
| Total noninterest expense | $778,000 | 9,114 |
| Salaries and employee benefits | $376,000 | 9,411 |
| Premises and equipment expense | $96,000 | 9,053 |
| Additional noninterest expense | $306,000 | 8,259 |
| Pre-tax net operating income | $363,000 | 8,654 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $116,000 | 8,152 |
| Income before extraordinary items | $247,000 | 8,774 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $247,000 | 8,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $37,000 | 7,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $247,000 | 8,733 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,465,000 | 10,162 |
| Total interest expense | $572,000 | 10,368 |
| Net interest income | $893,000 | 9,850 |
| Provision for loan and lease losses | $21,000 | 7,918 |
| Total noninterest income | $133,000 | 9,312 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 7,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,167 |
| Total noninterest expense | $723,000 | 9,726 |
| Salaries and employee benefits | $349,000 | 9,966 |
| Premises and equipment expense | $94,000 | 9,448 |
| Additional noninterest expense | $280,000 | 9,080 |
| Pre-tax net operating income | $282,000 | 9,252 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $63,000 | 9,453 |
| Income before extraordinary items | $220,000 | 9,108 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $220,000 | 9,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $54,000 | 7,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $219,220 | 9,065 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,317,000 | 10,812 |
| Total interest expense | $527,000 | 10,926 |
| Net interest income | $790,000 | 10,558 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $116,000 | 9,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 8,057 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 10,452 |
| Total noninterest expense | $719,000 | 10,110 |
| Salaries and employee benefits | $331,000 | 10,494 |
| Premises and equipment expense | $106,000 | 9,444 |
| Additional noninterest expense | $282,000 | 9,451 |
| Pre-tax net operating income | $187,000 | 10,542 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $44,000 | 10,292 |
| Income before extraordinary items | $144,000 | 10,517 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $144,000 | 10,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,558 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $143,230 | 10,495 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,163,000 | 11,418 |
| Total interest expense | $406,000 | 11,553 |
| Net interest income | $757,000 | 11,193 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $122,000 | 10,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 8,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 11,499 |
| Total noninterest expense | $715,000 | 10,636 |
| Salaries and employee benefits | $351,000 | 10,725 |
| Premises and equipment expense | $87,000 | 10,436 |
| Additional noninterest expense | $277,000 | 10,219 |
| Pre-tax net operating income | $164,000 | 11,167 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $35,000 | 10,807 |
| Income before extraordinary items | $129,000 | 11,068 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $129,000 | 11,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $129,000 | 11,112 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,232,000 | 11,819 |
| Total interest expense | $483,000 | 11,766 |
| Net interest income | $749,000 | 11,697 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $137,000 | 10,480 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 7,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 11,812 |
| Total noninterest expense | $613,000 | 11,578 |
| Salaries and employee benefits | $276,000 | 11,915 |
| Premises and equipment expense | $66,000 | 11,648 |
| Additional noninterest expense | $271,000 | 10,808 |
| Pre-tax net operating income | $273,000 | 10,450 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $71,000 | 10,446 |
| Income before extraordinary items | $202,000 | 10,630 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $202,000 | 10,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $55,000 | 7,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $202,000 | 10,399 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,290,000 | 12,424 |
| Total interest expense | $531,000 | 12,619 |
| Net interest income | $759,000 | 12,082 |
| Provision for loan and lease losses | $12,000 | 11,000 |
| Total noninterest income | $161,000 | 10,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 7,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,557 |
| Total noninterest expense | $617,000 | 11,955 |
| Salaries and employee benefits | $276,000 | 12,290 |
| Premises and equipment expense | $65,000 | 12,061 |
| Additional noninterest expense | $276,000 | 11,187 |
| Pre-tax net operating income | $291,000 | 10,226 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $82,000 | 10,395 |
| Income before extraordinary items | $209,000 | 10,487 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $209,000 | 10,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 13,448 |
| Cash dividends | $73,000 | 7,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $209,000 | 10,132 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.