Home > Centennial Bank > Net charge- offs to loans

Centennial Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0884%988
Percentage Net Loans Charged-off: Total real estate loans0.0409%442
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate-0.0275%4,347
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0058%3,824
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net-0.0065%3,866
Percentage Net Loans Charged-off: Commercial and industrial0.4061%636
Percentage Net Loans Charged-off: Loans to individuals0.4452%1,296
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.4452%1,177
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1068%741
Percentage Net Loans Charged-off: Total real estate loans0.0395%363
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.0317%4,396
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0570%4,430
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net-0.0638%4,450
Percentage Net Loans Charged-off: Commercial and industrial0.5645%399
Percentage Net Loans Charged-off: Loans to individuals0.4805%1,095
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.4805%1,025
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1319%562
Percentage Net Loans Charged-off: Total real estate loans0.0650%207
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate-0.0418%4,464
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0822%4,503
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0921%4,473
Percentage Net Loans Charged-off: Commercial and industrial0.6987%324
Percentage Net Loans Charged-off: Loans to individuals0.3424%1,250
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.3424%1,212
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0361%1,010
Percentage Net Loans Charged-off: Total real estate loans-0.0377%4,460
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate-0.0685%4,555
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0313%4,368
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net-0.0351%4,407
Percentage Net Loans Charged-off: Commercial and industrial0.1262%501
Percentage Net Loans Charged-off: Loans to individuals0.7059%767
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.7059%702
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0289%1,486
Percentage Net Loans Charged-off: Total real estate loans-0.0992%4,569
Percentage Net Loans Charged-off:Construction & development-0.0349%4,481
Percentage Net Loans Charged-off: Commercial real estate-0.0776%4,510
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.1824%4,615
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net-0.2014%4,617
Percentage Net Loans Charged-off: Commercial and industrial0.7046%273
Percentage Net Loans Charged-off: Loans to individuals0.3014%1,402
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.3014%1,333
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0481%1,003
Percentage Net Loans Charged-off: Total real estate loans-0.1144%4,595
Percentage Net Loans Charged-off:Construction & development-0.0492%4,549
Percentage Net Loans Charged-off: Commercial real estate-0.0593%4,494
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.2484%4,675
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.2729%4,676
Percentage Net Loans Charged-off: Commercial and industrial0.9977%161
Percentage Net Loans Charged-off: Loans to individuals0.3149%1,233
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.3149%1,167
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0566%4,285
Percentage Net Loans Charged-off: Total real estate loans-0.1138%4,528
Percentage Net Loans Charged-off:Construction & development-0.0705%4,200
Percentage Net Loans Charged-off: Commercial real estate-0.0034%3,985
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.3128%4,584
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net-0.3408%4,587
Percentage Net Loans Charged-off: Commercial and industrial-0.0089%3,296
Percentage Net Loans Charged-off: Loans to individuals0.2431%1,332
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2431%1,256
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1374%4,533
Percentage Net Loans Charged-off: Total real estate loans-0.2212%4,646
Percentage Net Loans Charged-off:Construction & development-0.1571%4,284
Percentage Net Loans Charged-off: Commercial real estate-0.0035%4,125
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.6089%4,650
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net-0.6627%4,651
Percentage Net Loans Charged-off: Commercial and industrial0.0178%574
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,819
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,732
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1256%723
Percentage Net Loans Charged-off: Total real estate loans0.0617%501
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.1257%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0387%492
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net0.0416%473
Percentage Net Loans Charged-off: Commercial and industrial0.6635%300
Percentage Net Loans Charged-off: Loans to individuals-0.0964%4,195
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0964%4,145
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1424%578
Percentage Net Loans Charged-off: Total real estate loans0.0763%395
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.1710%234
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.0327%493
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net0.0352%470
Percentage Net Loans Charged-off: Commercial and industrial0.6571%256
Percentage Net Loans Charged-off: Loans to individuals-0.0646%4,003
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0646%3,968
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1232%632
Percentage Net Loans Charged-off: Total real estate loans-0.0555%4,510
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate-0.0880%4,638
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0614%4,455
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net-0.0659%4,491
Percentage Net Loans Charged-off: Commercial and industrial0.9321%178
Percentage Net Loans Charged-off: Loans to individuals0.0150%1,952
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0150%1,845
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2357%361
Percentage Net Loans Charged-off: Total real estate loans0.0296%476
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.1316%180
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0545%4,491
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net-0.0584%4,516
Percentage Net Loans Charged-off: Commercial and industrial1.4284%98
Percentage Net Loans Charged-off: Loans to individuals0.2256%1,175
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2256%1,063
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5320%294
Percentage Net Loans Charged-off: Total real estate loans0.0585%898
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate0.1749%424
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0119%4,100
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net-0.0128%4,150
Percentage Net Loans Charged-off: Commercial and industrial2.1960%162
Percentage Net Loans Charged-off: Loans to individuals1.1129%552
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1129%497
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4868%306
Percentage Net Loans Charged-off: Total real estate loans0.0759%652
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.2305%279
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0157%4,210
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net-0.0170%4,254
Percentage Net Loans Charged-off: Commercial and industrial2.0842%151
Percentage Net Loans Charged-off: Loans to individuals1.1124%546
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1124%485
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6142%259
Percentage Net Loans Charged-off: Total real estate loans0.1137%466
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.3528%196
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0234%4,376
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net-0.0252%4,421
Percentage Net Loans Charged-off: Commercial and industrial2.4746%147
Percentage Net Loans Charged-off: Loans to individuals1.5448%410
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5448%351
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7574%201
Percentage Net Loans Charged-off: Total real estate loans0.2196%229
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.7093%82
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0698%4,715
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net-0.0754%4,722
Percentage Net Loans Charged-off: Commercial and industrial2.9010%131
Percentage Net Loans Charged-off: Loans to individuals2.5020%275
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.5020%237
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7701%215
Percentage Net Loans Charged-off: Total real estate loans0.0709%921
Percentage Net Loans Charged-off:Construction & development-0.0833%4,499
Percentage Net Loans Charged-off: Commercial real estate0.1024%590
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.1182%584
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net0.1269%536
Percentage Net Loans Charged-off: Commercial and industrial3.3088%142
Percentage Net Loans Charged-off: Loans to individuals1.4269%512
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4269%453
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6687%239
Percentage Net Loans Charged-off: Total real estate loans0.0669%801
Percentage Net Loans Charged-off:Construction & development-0.1145%4,602
Percentage Net Loans Charged-off: Commercial real estate0.0867%502
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.1313%462
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.1407%416
Percentage Net Loans Charged-off: Commercial and industrial2.6107%164
Percentage Net Loans Charged-off: Loans to individuals1.0480%718
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0480%646
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2841%593
Percentage Net Loans Charged-off: Total real estate loans0.0977%559
Percentage Net Loans Charged-off:Construction & development-0.1823%4,686
Percentage Net Loans Charged-off: Commercial real estate0.1423%333
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.1820%330
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net0.1946%300
Percentage Net Loans Charged-off: Commercial and industrial-0.0456%4,279
Percentage Net Loans Charged-off: Loans to individuals0.8437%883
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8437%803
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1603%838
Percentage Net Loans Charged-off: Total real estate loans0.0849%496
Percentage Net Loans Charged-off:Construction & development-0.0485%4,622
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.2385%245
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.2543%228
Percentage Net Loans Charged-off: Commercial and industrial0.2226%688
Percentage Net Loans Charged-off: Loans to individuals1.2155%626
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2155%559
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3378%568
Percentage Net Loans Charged-off: Total real estate loans0.0045%2,178
Percentage Net Loans Charged-off:Construction & development0.5767%109
Percentage Net Loans Charged-off: Commercial real estate-0.0335%4,838
Percentage Net Loans Charged-off: Multi-family residential-3.1959%4,406
Percentage Net Loans Charged-off: 1-4 family residential0.0554%1,167
Percentage Net Loans Charged-off: Home equity loans-0.7896%4,012
All other 1-4 family - Percent of loans charged-off, net0.1107%704
Percentage Net Loans Charged-off: Commercial and industrial1.0103%489
Percentage Net Loans Charged-off: Loans to individuals1.2217%628
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2217%562
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4036%403
Percentage Net Loans Charged-off: Total real estate loans-0.0127%4,409
Percentage Net Loans Charged-off:Construction & development0.7778%74
Percentage Net Loans Charged-off: Commercial real estate-0.0438%4,953
Percentage Net Loans Charged-off: Multi-family residential-4.4578%4,436
Percentage Net Loans Charged-off: 1-4 family residential0.0140%1,537
Percentage Net Loans Charged-off: Home equity loans-1.0476%4,055
All other 1-4 family - Percent of loans charged-off, net0.0845%776
Percentage Net Loans Charged-off: Commercial and industrial1.3171%330
Percentage Net Loans Charged-off: Loans to individuals1.0946%686
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0946%611
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3938%400
Percentage Net Loans Charged-off: Total real estate loans0.0168%1,295
Percentage Net Loans Charged-off:Construction & development1.2040%47
Percentage Net Loans Charged-off: Commercial real estate-0.0689%5,106
Percentage Net Loans Charged-off: Multi-family residential-7.1930%4,471
Percentage Net Loans Charged-off: 1-4 family residential0.1000%634
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net0.1067%596
Percentage Net Loans Charged-off: Commercial and industrial0.8390%435
Percentage Net Loans Charged-off: Loans to individuals0.7841%912
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7841%812
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2712%574
Percentage Net Loans Charged-off: Total real estate loans0.0456%728
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate-0.0240%5,039
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.1357%454
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.1449%425
Percentage Net Loans Charged-off: Commercial and industrial0.9498%332
Percentage Net Loans Charged-off: Loans to individuals1.3506%584
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3506%510
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6126%374
Percentage Net Loans Charged-off: Total real estate loans0.3139%310
Percentage Net Loans Charged-off:Construction & development1.3104%102
Percentage Net Loans Charged-off: Commercial real estate-0.0395%5,077
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.3975%255
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net0.4240%236
Percentage Net Loans Charged-off: Commercial and industrial1.4253%478
Percentage Net Loans Charged-off: Loans to individuals0.9982%889
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9982%799
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5044%407
Percentage Net Loans Charged-off: Total real estate loans0.1640%560
Percentage Net Loans Charged-off:Construction & development0.4088%158
Percentage Net Loans Charged-off: Commercial real estate-0.0468%5,163
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.3152%311
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net0.3364%297
Percentage Net Loans Charged-off: Commercial and industrial1.7477%302
Percentage Net Loans Charged-off: Loans to individuals0.9243%894
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9243%803
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2706%750
Percentage Net Loans Charged-off: Total real estate loans0.2257%393
Percentage Net Loans Charged-off:Construction & development0.6121%107
Percentage Net Loans Charged-off: Commercial real estate-0.0129%4,954
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.3759%266
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.4012%252
Percentage Net Loans Charged-off: Commercial and industrial0.3947%764
Percentage Net Loans Charged-off: Loans to individuals0.4869%1,557
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4869%1,419
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0053%4,201
Percentage Net Loans Charged-off: Total real estate loans0.0081%1,413
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0513%378
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0202%4,910
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net-0.0216%4,963
Percentage Net Loans Charged-off: Commercial and industrial-0.0309%4,346
Percentage Net Loans Charged-off: Loans to individuals-0.0505%4,803
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0505%4,742
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3650%749
Percentage Net Loans Charged-off: Total real estate loans0.4258%278
Percentage Net Loans Charged-off:Construction & development0.7024%178
Percentage Net Loans Charged-off: Commercial real estate0.9531%152
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0908%1,436
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net0.0961%1,347
Percentage Net Loans Charged-off: Commercial and industrial0.1094%1,853
Percentage Net Loans Charged-off: Loans to individuals0.8766%1,059
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8766%967
Percentage Net Loans Charged-off: All other loans and lease0.0329%1,398
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0763%2,232
Percentage Net Loans Charged-off: Total real estate loans0.0159%2,208
Percentage Net Loans Charged-off:Construction & development0.2343%264
Percentage Net Loans Charged-off: Commercial real estate-0.0062%4,905
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential-0.0081%4,851
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net-0.0086%4,902
Percentage Net Loans Charged-off: Commercial and industrial0.0497%1,762
Percentage Net Loans Charged-off: Loans to individuals0.7162%1,183
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7162%1,074
Percentage Net Loans Charged-off: All other loans and lease0.0318%1,231
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0671%2,233
Percentage Net Loans Charged-off: Total real estate loans0.0283%1,812
Percentage Net Loans Charged-off:Construction & development0.3873%183
Percentage Net Loans Charged-off: Commercial real estate-0.0062%4,978
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential-0.0049%4,776
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net-0.0051%4,817
Percentage Net Loans Charged-off: Commercial and industrial0.0824%1,375
Percentage Net Loans Charged-off: Loans to individuals0.4703%1,572
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4703%1,442
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1191%1,400
Percentage Net Loans Charged-off: Total real estate loans0.0572%1,117
Percentage Net Loans Charged-off:Construction & development0.7722%94
Percentage Net Loans Charged-off: Commercial real estate-0.0065%5,103
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.0147%5,037
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0155%5,114
Percentage Net Loans Charged-off: Commercial and industrial0.1230%920
Percentage Net Loans Charged-off: Loans to individuals0.5918%1,243
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5918%1,116
Percentage Net Loans Charged-off: All other loans and lease0.1781%597
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2022%1,444
Percentage Net Loans Charged-off: Total real estate loans0.2697%701
Percentage Net Loans Charged-off:Construction & development0.4539%372
Percentage Net Loans Charged-off: Commercial real estate0.5634%361
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.1038%1,736
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.1099%1,640
Percentage Net Loans Charged-off: Commercial and industrial-0.0714%4,964
Percentage Net Loans Charged-off: Loans to individuals0.4742%1,699
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4742%1,566
Percentage Net Loans Charged-off: All other loans and lease0.0239%1,292
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2351%1,117
Percentage Net Loans Charged-off: Total real estate loans0.3317%519
Percentage Net Loans Charged-off:Construction & development0.6349%297
Percentage Net Loans Charged-off: Commercial real estate0.7477%251
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0693%1,897
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.0734%1,814
Percentage Net Loans Charged-off: Commercial and industrial-0.0786%5,002
Percentage Net Loans Charged-off: Loans to individuals0.3255%1,965
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3255%1,838
Percentage Net Loans Charged-off: All other loans and lease0.0489%1,070
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3016%877
Percentage Net Loans Charged-off: Total real estate loans0.4368%376
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate1.1242%167
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.1126%1,424
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.1193%1,334
Percentage Net Loans Charged-off: Commercial and industrial-0.0626%4,913
Percentage Net Loans Charged-off: Loans to individuals0.3058%1,883
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3058%1,758
Percentage Net Loans Charged-off: All other loans and lease-0.0069%5,155
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0168%2,830
Percentage Net Loans Charged-off: Total real estate loans0.0204%1,795
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate-0.0065%5,380
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0518%1,463
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.0549%1,355
Percentage Net Loans Charged-off: Commercial and industrial-0.0789%5,083
Percentage Net Loans Charged-off: Loans to individuals0.3675%1,558
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3675%1,430
Percentage Net Loans Charged-off: All other loans and lease-0.0890%5,479
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5326%767
Percentage Net Loans Charged-off: Total real estate loans0.6948%394
Percentage Net Loans Charged-off:Construction & development0.0387%1,040
Percentage Net Loans Charged-off: Commercial real estate0.2664%1,035
Percentage Net Loans Charged-off: Multi-family residential25.7631%8
Percentage Net Loans Charged-off: 1-4 family residential0.3750%910
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.3946%860
Percentage Net Loans Charged-off: Commercial and industrial-0.0319%4,980
Percentage Net Loans Charged-off: Loans to individuals1.0354%889
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0354%796
Percentage Net Loans Charged-off: All other loans and lease-0.0070%5,296
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5519%689
Percentage Net Loans Charged-off: Total real estate loans0.7455%342
Percentage Net Loans Charged-off:Construction & development0.0506%883
Percentage Net Loans Charged-off: Commercial real estate0.3620%758
Percentage Net Loans Charged-off: Multi-family residential31.7909%10
Percentage Net Loans Charged-off: 1-4 family residential0.0866%2,292
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.0909%2,144
Percentage Net Loans Charged-off: Commercial and industrial-0.0972%5,343
Percentage Net Loans Charged-off: Loans to individuals0.9417%944
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9417%859
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4957%817
Percentage Net Loans Charged-off: Total real estate loans0.6882%418
Percentage Net Loans Charged-off:Construction & development0.0747%740
Percentage Net Loans Charged-off: Commercial real estate0.5539%535
Percentage Net Loans Charged-off: Multi-family residential22.8894%19
Percentage Net Loans Charged-off: 1-4 family residential0.0961%2,038
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.1007%1,916
Percentage Net Loans Charged-off: Commercial and industrial-0.1550%5,542
Percentage Net Loans Charged-off: Loans to individuals0.7717%1,117
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7717%1,019
Percentage Net Loans Charged-off: All other loans and lease-0.0290%5,533
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2980%1,170
Percentage Net Loans Charged-off: Total real estate loans0.3028%904
Percentage Net Loans Charged-off:Construction & development0.1584%475
Percentage Net Loans Charged-off: Commercial real estate0.6091%388
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.2081%1,152
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.2170%1,077
Percentage Net Loans Charged-off: Commercial and industrial0.4787%699
Percentage Net Loans Charged-off: Loans to individuals0.3538%1,764
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3538%1,649
Percentage Net Loans Charged-off: All other loans and lease-0.0155%5,497
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6211%1,057
Percentage Net Loans Charged-off: Total real estate loans0.4064%1,381
Percentage Net Loans Charged-off:Construction & development0.0000%1,642
Percentage Net Loans Charged-off: Commercial real estate1.0429%566
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.1591%2,534
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.1662%2,405
Percentage Net Loans Charged-off: Commercial and industrial1.6695%679
Percentage Net Loans Charged-off: Loans to individuals1.0337%1,113
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0337%1,008
Percentage Net Loans Charged-off: All other loans and lease0.5762%614
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6963%858
Percentage Net Loans Charged-off: Total real estate loans0.4538%1,180
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate1.1912%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.1548%2,357
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.1617%2,218
Percentage Net Loans Charged-off: Commercial and industrial2.0444%532
Percentage Net Loans Charged-off: Loans to individuals1.0725%966
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0725%876
Percentage Net Loans Charged-off: All other loans and lease0.5796%572
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4496%1,458
Percentage Net Loans Charged-off: Total real estate loans0.1481%2,387
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate0.2004%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.1904%2,059
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.1991%1,907
Percentage Net Loans Charged-off: Commercial and industrial1.9446%548
Percentage Net Loans Charged-off: Loans to individuals0.7251%1,363
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7251%1,241
Percentage Net Loans Charged-off: All other loans and lease0.5888%524
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4404%1,350
Percentage Net Loans Charged-off: Total real estate loans0.1522%1,983
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.4901%711
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential-0.0054%5,893
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net-0.0057%5,915
Percentage Net Loans Charged-off: Commercial and industrial1.4623%533
Percentage Net Loans Charged-off: Loans to individuals0.8506%1,141
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8506%1,031
Percentage Net Loans Charged-off: All other loans and lease0.9368%358
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3427%2,920
Percentage Net Loans Charged-off: Total real estate loans0.3140%2,666
Percentage Net Loans Charged-off:Construction & development0.0523%2,267
Percentage Net Loans Charged-off: Commercial real estate0.4056%1,744
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.4269%2,022
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net0.4461%1,896
Percentage Net Loans Charged-off: Commercial and industrial0.1258%3,032
Percentage Net Loans Charged-off: Loans to individuals1.4680%910
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4680%824
Percentage Net Loans Charged-off: All other loans and lease0.0729%1,320
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2927%2,978
Percentage Net Loans Charged-off: Total real estate loans0.2696%2,721
Percentage Net Loans Charged-off:Construction & development0.0704%2,068
Percentage Net Loans Charged-off: Commercial real estate0.3686%1,608
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.3499%2,172
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.3653%2,017
Percentage Net Loans Charged-off: Commercial and industrial0.1226%2,750
Percentage Net Loans Charged-off: Loans to individuals1.3162%989
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3162%884
Percentage Net Loans Charged-off: All other loans and lease0.0046%1,463
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2407%3,129
Percentage Net Loans Charged-off: Total real estate loans0.1866%2,991
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate0.1006%2,054
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.3647%2,006
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.3805%1,877
Percentage Net Loans Charged-off: Commercial and industrial0.1527%2,342
Percentage Net Loans Charged-off: Loans to individuals1.3707%939
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3707%848
Percentage Net Loans Charged-off: All other loans and lease-0.0145%5,880
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3101%2,419
Percentage Net Loans Charged-off: Total real estate loans0.2577%2,288
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.0551%1,560
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.5712%1,363
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.5953%1,229
Percentage Net Loans Charged-off: Commercial and industrial0.4289%1,343
Percentage Net Loans Charged-off: Loans to individuals1.4438%826
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4438%741
Percentage Net Loans Charged-off: All other loans and lease-0.1731%6,220
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6071%2,631
Percentage Net Loans Charged-off: Total real estate loans0.4452%2,809
Percentage Net Loans Charged-off:Construction & development0.4087%2,495
Percentage Net Loans Charged-off: Commercial real estate0.6417%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.4934%2,244
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.5135%2,107
Percentage Net Loans Charged-off: Commercial and industrial1.8686%1,266
Percentage Net Loans Charged-off: Loans to individuals1.4379%1,167
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2695%1,144
Percentage Net Loans Charged-off: All other loans and lease0.0960%1,347
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5736%2,526
Percentage Net Loans Charged-off: Total real estate loans0.4311%2,631
Percentage Net Loans Charged-off:Construction & development0.6006%2,113
Percentage Net Loans Charged-off: Commercial real estate0.5775%1,560
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.4832%2,067
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.5026%1,921
Percentage Net Loans Charged-off: Commercial and industrial1.7857%1,188
Percentage Net Loans Charged-off: Loans to individuals1.3597%1,149
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1607%1,110
Percentage Net Loans Charged-off: All other loans and lease0.0436%1,372
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6331%2,252
Percentage Net Loans Charged-off: Total real estate loans0.5257%2,223
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate0.9554%1,029
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.4837%1,972
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.5030%1,824
Percentage Net Loans Charged-off: Commercial and industrial1.7437%1,131
Percentage Net Loans Charged-off: Loans to individuals1.3908%1,092
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1247%1,070
Percentage Net Loans Charged-off: All other loans and lease-0.0228%6,015
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8690%1,520
Percentage Net Loans Charged-off: Total real estate loans0.7313%1,504
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate2.0165%447
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.1239%2,559
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.1287%2,365
Percentage Net Loans Charged-off: Commercial and industrial2.3244%745
Percentage Net Loans Charged-off: Loans to individuals1.7992%831
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3208%841
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6546%3,043
Percentage Net Loans Charged-off: Total real estate loans0.5837%2,745
Percentage Net Loans Charged-off:Construction & development2.4680%1,917
Percentage Net Loans Charged-off: Commercial real estate0.4631%2,108
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.6744%1,889
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.6974%1,799
Percentage Net Loans Charged-off: Commercial and industrial1.8863%1,717
Percentage Net Loans Charged-off: Loans to individuals0.7752%2,620
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0691%6,488
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6044%2,928
Percentage Net Loans Charged-off: Total real estate loans0.5725%2,517
Percentage Net Loans Charged-off:Construction & development3.4158%1,483
Percentage Net Loans Charged-off: Commercial real estate0.2868%2,193
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.6753%1,715
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.6976%1,620
Percentage Net Loans Charged-off: Commercial and industrial1.3615%1,878
Percentage Net Loans Charged-off: Loans to individuals0.9631%2,068
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1061%6,565
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4936%3,064
Percentage Net Loans Charged-off: Total real estate loans0.2639%3,253
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate0.0084%2,612
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.6251%1,650
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.6459%1,545
Percentage Net Loans Charged-off: Commercial and industrial1.9259%1,380
Percentage Net Loans Charged-off: Loans to individuals1.3015%1,511
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0313%6,377
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6388%2,223
Percentage Net Loans Charged-off: Total real estate loans0.2954%2,550
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0246%1,805
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.6925%1,302
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.7150%1,213
Percentage Net Loans Charged-off: Commercial and industrial2.9190%813
Percentage Net Loans Charged-off: Loans to individuals1.0786%1,707
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0740%6,515
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8036%2,815
Percentage Net Loans Charged-off: Total real estate loans0.4729%2,995
Percentage Net Loans Charged-off:Construction & development2.1024%2,045
Percentage Net Loans Charged-off: Commercial real estate0.6918%1,475
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.2152%3,187
Percentage Net Loans Charged-off: Home equity loans0.8001%984
All other 1-4 family - Percent of loans charged-off, net0.1956%3,129
Percentage Net Loans Charged-off: Commercial and industrial2.6542%1,484
Percentage Net Loans Charged-off: Loans to individuals1.1043%2,493
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0861%6,826
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8673%2,234
Percentage Net Loans Charged-off: Total real estate loans0.5501%2,324
Percentage Net Loans Charged-off:Construction & development1.9595%1,747
Percentage Net Loans Charged-off: Commercial real estate0.8794%925
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.2377%2,643
Percentage Net Loans Charged-off: Home equity loans1.0710%677
All other 1-4 family - Percent of loans charged-off, net0.2094%2,621
Percentage Net Loans Charged-off: Commercial and industrial2.7571%1,169
Percentage Net Loans Charged-off: Loans to individuals1.1097%2,256
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1110%6,862
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9020%1,896
Percentage Net Loans Charged-off: Total real estate loans0.6548%1,816
Percentage Net Loans Charged-off:Construction & development0.9804%1,790
Percentage Net Loans Charged-off: Commercial real estate1.3369%530
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.1640%2,655
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.1696%2,453
Percentage Net Loans Charged-off: Commercial and industrial2.3883%1,147
Percentage Net Loans Charged-off: Loans to individuals1.2033%1,983
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1182%6,883
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9428%1,405
Percentage Net Loans Charged-off: Total real estate loans1.2604%863
Percentage Net Loans Charged-off:Construction & development1.8834%975
Percentage Net Loans Charged-off: Commercial real estate2.6500%200
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.1620%1,970
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.1676%1,803
Percentage Net Loans Charged-off: Commercial and industrial0.1022%2,529
Percentage Net Loans Charged-off: Loans to individuals0.6830%2,573
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2371%6,935
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4983%2,372
Percentage Net Loans Charged-off: Total real estate loans0.3528%2,109
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.5491%814
Percentage Net Loans Charged-off: Multi-family residential-0.1540%6,247
Percentage Net Loans Charged-off: 1-4 family residential0.3443%1,597
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.3550%1,481
Percentage Net Loans Charged-off: Commercial and industrial0.6483%2,367
Percentage Net Loans Charged-off: Loans to individuals0.7370%2,946
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1257%736
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5597%1,507
Percentage Net Loans Charged-off: Total real estate loans0.3544%1,507
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.7472%409
Percentage Net Loans Charged-off: Multi-family residential-0.2102%6,237
Percentage Net Loans Charged-off: 1-4 family residential0.1448%2,018
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.1492%1,860
Percentage Net Loans Charged-off: Commercial and industrial0.8934%1,432
Percentage Net Loans Charged-off: Loans to individuals0.4945%3,266
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5731%507
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2318%2,515
Percentage Net Loans Charged-off: Total real estate loans0.1302%2,121
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.2368%682
Percentage Net Loans Charged-off: Multi-family residential-0.3322%6,204
Percentage Net Loans Charged-off: 1-4 family residential0.0963%1,953
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0993%1,791
Percentage Net Loans Charged-off: Commercial and industrial0.5258%1,590
Percentage Net Loans Charged-off: Loans to individuals0.5884%2,608
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1071%1,151
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0167%7,302
Percentage Net Loans Charged-off: Total real estate loans-0.0336%8,018
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential-0.7498%6,139
Percentage Net Loans Charged-off: 1-4 family residential-0.0759%8,075
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net-0.0783%8,056
Percentage Net Loans Charged-off: Commercial and industrial-0.0367%7,017
Percentage Net Loans Charged-off: Loans to individuals0.2877%3,054
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1940%7,090
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2419%2,275
Percentage Net Loans Charged-off: Total real estate loans0.2008%1,339
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.3770%567
Percentage Net Loans Charged-off: Multi-family residential-0.7460%6,267
Percentage Net Loans Charged-off: 1-4 family residential0.1542%1,485
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.1583%1,399
Percentage Net Loans Charged-off: Commercial and industrial-0.1171%7,564
Percentage Net Loans Charged-off: Loans to individuals1.1571%1,369
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1174%1,337
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1136%2,967
Percentage Net Loans Charged-off: Total real estate loans0.0611%1,932
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential-0.6751%6,219
Percentage Net Loans Charged-off: 1-4 family residential0.1542%1,095
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.1581%1,020
Percentage Net Loans Charged-off: Commercial and industrial-0.1530%7,550
Percentage Net Loans Charged-off: Loans to individuals0.7943%1,746
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1783%1,059
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0637%3,377
Percentage Net Loans Charged-off: Total real estate loans0.0103%2,420
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential-2.7273%6,208
Percentage Net Loans Charged-off: 1-4 family residential0.0445%1,584
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0454%1,465
Percentage Net Loans Charged-off: Commercial and industrial0.0393%2,487
Percentage Net Loans Charged-off: Loans to individuals0.5753%2,171
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0647%7,070
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1043%2,161
Percentage Net Loans Charged-off: Total real estate loans0.0572%1,151
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential-3.6117%6,152
Percentage Net Loans Charged-off: 1-4 family residential0.1641%711
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.1675%654
Percentage Net Loans Charged-off: Commercial and industrial0.1075%1,501
Percentage Net Loans Charged-off: Loans to individuals0.6861%1,748
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2403%7,221
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1424%2,585
Percentage Net Loans Charged-off: Total real estate loans0.0861%1,460
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0244%1,109
Percentage Net Loans Charged-off: Multi-family residential-2.4863%6,302
Percentage Net Loans Charged-off: 1-4 family residential0.2167%771
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.2207%755
Percentage Net Loans Charged-off: Commercial and industrial0.0754%3,113
Percentage Net Loans Charged-off: Loans to individuals0.6210%2,410
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1013%1,250
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0887%2,926
Percentage Net Loans Charged-off: Total real estate loans0.0587%1,488
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate-0.1168%8,249
Percentage Net Loans Charged-off: Multi-family residential-2.3870%6,288
Percentage Net Loans Charged-off: 1-4 family residential0.2965%464
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.3019%469
Percentage Net Loans Charged-off: Commercial and industrial0.0822%2,519
Percentage Net Loans Charged-off: Loans to individuals0.2803%3,540
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1003%1,118
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0980%2,502
Percentage Net Loans Charged-off: Total real estate loans0.1021%963
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate-0.1763%8,325
Percentage Net Loans Charged-off: Multi-family residential-1.9206%6,258
Percentage Net Loans Charged-off: 1-4 family residential0.4641%288
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.4722%291
Percentage Net Loans Charged-off: Commercial and industrial0.1360%1,910
Percentage Net Loans Charged-off: Loans to individuals0.0973%4,269
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0228%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2470%1,097
Percentage Net Loans Charged-off: Total real estate loans0.2911%311
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate-0.0430%8,219
Percentage Net Loans Charged-off: Multi-family residential-1.8005%6,197
Percentage Net Loans Charged-off: 1-4 family residential0.7876%155
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.8008%156
Percentage Net Loans Charged-off: Commercial and industrial0.2931%1,054
Percentage Net Loans Charged-off: Loans to individuals0.1588%3,281
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0491%7,050
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2252%2,082
Percentage Net Loans Charged-off: Total real estate loans0.1889%726
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.3588%405
Percentage Net Loans Charged-off: Multi-family residential-1.2554%6,395
Percentage Net Loans Charged-off: 1-4 family residential0.1259%1,215
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.1273%1,205
Percentage Net Loans Charged-off: Commercial and industrial0.3288%2,333
Percentage Net Loans Charged-off: Loans to individuals0.5297%3,452
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2355%1,677
Percentage Net Loans Charged-off: Total real estate loans0.1795%701
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.2971%376
Percentage Net Loans Charged-off: Multi-family residential-1.2597%6,359
Percentage Net Loans Charged-off: 1-4 family residential0.1695%839
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.1710%849
Percentage Net Loans Charged-off: Commercial and industrial0.4593%1,635
Percentage Net Loans Charged-off: Loans to individuals0.5737%2,839
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1927%1,885
Percentage Net Loans Charged-off: Total real estate loans0.2826%430
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.4599%259
Percentage Net Loans Charged-off: Multi-family residential-1.6701%6,303
Percentage Net Loans Charged-off: 1-4 family residential0.2663%543
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.2683%555
Percentage Net Loans Charged-off: Commercial and industrial-0.0567%7,231
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,174
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2709%1,233
Percentage Net Loans Charged-off: Total real estate loans0.4217%267
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.6154%150
Percentage Net Loans Charged-off: Multi-family residential-1.9975%6,271
Percentage Net Loans Charged-off: 1-4 family residential0.4615%300
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.4640%312
Percentage Net Loans Charged-off: Commercial and industrial-0.0597%7,240
Percentage Net Loans Charged-off: Loans to individuals-0.1629%7,546
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7025%707
Percentage Net Loans Charged-off: Total real estate loans0.8362%165
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.2699%665
Percentage Net Loans Charged-off: Multi-family residential24.1255%11
Percentage Net Loans Charged-off: 1-4 family residential0.5725%309
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.5755%319
Percentage Net Loans Charged-off: Commercial and industrial0.1222%3,473
Percentage Net Loans Charged-off: Loans to individuals0.6954%2,997
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3580%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6719%672
Percentage Net Loans Charged-off: Total real estate loans0.7651%161
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.3815%413
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.7138%223
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.7176%230
Percentage Net Loans Charged-off: Commercial and industrial0.1749%2,685
Percentage Net Loans Charged-off: Loans to individuals0.7246%2,591
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4862%726
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5881%774
Percentage Net Loans Charged-off: Total real estate loans0.5516%252
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0333%814
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.6927%231
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.6964%234
Percentage Net Loans Charged-off: Commercial and industrial0.1343%2,439
Percentage Net Loans Charged-off: Loans to individuals0.9666%1,928
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8107%511
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7035%649
Percentage Net Loans Charged-off: Total real estate loans0.5363%262
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential1.0551%146
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net1.0608%155
Percentage Net Loans Charged-off: Commercial and industrial0.2262%1,548
Percentage Net Loans Charged-off: Loans to individuals0.9876%1,817
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.1459%253
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3618%2,085
Percentage Net Loans Charged-off: Total real estate loans0.1714%1,257
Percentage Net Loans Charged-off:Construction & development0.3030%404
Percentage Net Loans Charged-off: Commercial real estate0.2348%755
Percentage Net Loans Charged-off: Multi-family residential-2.6413%6,561
Percentage Net Loans Charged-off: 1-4 family residential0.1525%1,381
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.1528%1,375
Percentage Net Loans Charged-off: Commercial and industrial1.0445%1,626
Percentage Net Loans Charged-off: Loans to individuals0.9214%2,593
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3808%1,712
Percentage Net Loans Charged-off: Total real estate loans0.1830%1,003
Percentage Net Loans Charged-off:Construction & development0.6663%226
Percentage Net Loans Charged-off: Commercial real estate0.2367%626
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0968%1,503
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0969%1,475
Percentage Net Loans Charged-off: Commercial and industrial1.3003%1,154
Percentage Net Loans Charged-off: Loans to individuals0.8017%2,702
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1753%3,012
Percentage Net Loans Charged-off: Total real estate loans0.0047%2,808
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0092%2,246
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0092%2,137
Percentage Net Loans Charged-off: Commercial and industrial0.9916%1,317
Percentage Net Loans Charged-off: Loans to individuals0.3844%4,059
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0600%8,391
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals-0.3806%8,546
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6838%333
Percentage Net Loans Charged-off: Total real estate loans1.1253%147
Percentage Net Loans Charged-off:Construction & development2.5724%122
Percentage Net Loans Charged-off: Commercial real estate1.0188%285
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential1.2706%118
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net1.2706%126
Percentage Net Loans Charged-off: Commercial and industrial1.7808%1,188
Percentage Net Loans Charged-off: Loans to individuals4.5872%212
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1076%1,613
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3611%460
Percentage Net Loans Charged-off: Total real estate loans1.2142%112
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.4946%435
Percentage Net Loans Charged-off: Multi-family residential81.5739%3
Percentage Net Loans Charged-off: 1-4 family residential0.4661%405
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.4661%411
Percentage Net Loans Charged-off: Commercial and industrial2.7596%702
Percentage Net Loans Charged-off: Loans to individuals1.3778%1,451
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4426%1,057
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1829%191
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4689%1,473
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2663%2,748
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2096%3,686
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0474%10,492
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2396%3,426
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0281%7,742
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0402%8,560
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2425%13,400
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA