Home > Centennial Bank > Income and Expense
Centennial Bank, Income and Expense
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,810,000 | 2,292 |
| Total interest expense | $1,309,000 | 2,428 |
| Net interest income | $2,501,000 | 2,200 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $454,000 | 2,286 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $105,000 | 3,171 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $349,000 | 1,768 |
| Total noninterest expense | $1,732,000 | 2,769 |
| Salaries and employee benefits | $871,000 | 2,882 |
| Premises and equipment expense | $198,000 | 3,247 |
| Additional noninterest expense | $663,000 | 2,345 |
| Pre-tax net operating income | $1,223,000 | 1,043 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $483,000 | 705 |
| Income before extraordinary items | $740,000 | 1,469 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $740,000 | 1,469 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $740,000 | 1,471 |
| Net charge-offs | $115,000 | 2,719 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $740,000 | 1,390 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $16,437,000 | 2,289 |
| Total interest expense | $6,150,000 | 2,463 |
| Net interest income | $10,287,000 | 2,162 |
| Provision for loan and lease losses | $3,040,000 | 1,381 |
| Total noninterest income | $1,661,000 | 2,447 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $576,000 | 2,724 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,085,000 | 2,014 |
| Total noninterest expense | $6,213,000 | 2,977 |
| Salaries and employee benefits | $3,252,000 | 3,035 |
| Premises and equipment expense | $841,000 | 3,053 |
| Additional noninterest expense | $2,120,000 | 2,713 |
| Pre-tax net operating income | $2,695,000 | 1,971 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,068,000 | 1,141 |
| Income before extraordinary items | $1,627,000 | 2,372 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,627,000 | 2,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,408,000 | 1,618 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,627,000 | 2,505 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,352,000 | 2,332 |
| Total interest expense | $4,693,000 | 2,514 |
| Net interest income | $7,659,000 | 2,191 |
| Provision for loan and lease losses | $496,000 | 2,738 |
| Total noninterest income | $1,262,000 | 2,490 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $422,000 | 2,789 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $840,000 | 2,055 |
| Total noninterest expense | $4,914,000 | 2,814 |
| Salaries and employee benefits | $2,680,000 | 2,795 |
| Premises and equipment expense | $644,000 | 3,013 |
| Additional noninterest expense | $1,590,000 | 2,637 |
| Pre-tax net operating income | $3,511,000 | 1,403 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,371,000 | 904 |
| Income before extraordinary items | $2,140,000 | 1,671 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,140,000 | 1,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,270,000 | 1,127 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,140,000 | 1,770 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,262,000 | 2,358 |
| Total interest expense | $3,232,000 | 2,539 |
| Net interest income | $5,030,000 | 2,212 |
| Provision for loan and lease losses | $391,000 | 2,188 |
| Total noninterest income | $855,000 | 2,495 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $267,000 | 2,866 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $588,000 | 2,025 |
| Total noninterest expense | $3,387,000 | 2,749 |
| Salaries and employee benefits | $1,876,000 | 2,719 |
| Premises and equipment expense | $431,000 | 3,004 |
| Additional noninterest expense | $1,080,000 | 2,563 |
| Pre-tax net operating income | $2,107,000 | 1,614 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $821,000 | 1,098 |
| Income before extraordinary items | $1,286,000 | 2,060 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,286,000 | 2,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $564,000 | 1,219 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,286,000 | 2,012 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,108,000 | 2,422 |
| Total interest expense | $1,723,000 | 2,532 |
| Net interest income | $2,385,000 | 2,307 |
| Provision for loan and lease losses | $166,000 | 2,017 |
| Total noninterest income | $377,000 | 2,713 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $130,000 | 2,892 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $247,000 | 2,248 |
| Total noninterest expense | $1,654,000 | 2,795 |
| Salaries and employee benefits | $1,017,000 | 2,547 |
| Premises and equipment expense | $202,000 | 3,203 |
| Additional noninterest expense | $435,000 | 3,060 |
| Pre-tax net operating income | $942,000 | 1,889 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $365,000 | 1,269 |
| Income before extraordinary items | $577,000 | 2,389 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $577,000 | 2,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,847 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $577,000 | 2,314 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,808,000 | 2,713 |
| Total interest expense | $6,720,000 | 2,721 |
| Net interest income | $8,088,000 | 2,695 |
| Provision for loan and lease losses | $1,299,000 | 1,184 |
| Total noninterest income | $1,716,000 | 2,472 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $294,000 | 4,116 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,422,000 | 1,743 |
| Total noninterest expense | $8,157,000 | 2,244 |
| Salaries and employee benefits | $4,615,000 | 2,180 |
| Premises and equipment expense | $1,021,000 | 2,522 |
| Additional noninterest expense | $2,521,000 | 2,166 |
| Pre-tax net operating income | $348,000 | 6,441 |
| Securities gains (losses) | $84,000 | 657 |
| Applicable income taxes | $146,000 | 4,157 |
| Income before extraordinary items | $286,000 | 6,482 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $286,000 | 6,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,203 |
| Cash dividends | $174,000 | 5,027 |
| Sale, conversion, retirement of capital stock, net | $227,000 | 720 |
| Net operating income | $230,560 | 6,662 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,822,000 | 2,783 |
| Total interest expense | $4,842,000 | 2,823 |
| Net interest income | $5,980,000 | 2,734 |
| Provision for loan and lease losses | $699,000 | 1,211 |
| Total noninterest income | $1,536,000 | 2,181 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $201,000 | 4,333 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,335,000 | 1,491 |
| Total noninterest expense | $5,804,000 | 2,339 |
| Salaries and employee benefits | $3,468,000 | 2,171 |
| Premises and equipment expense | $688,000 | 2,750 |
| Additional noninterest expense | $1,648,000 | 2,410 |
| Pre-tax net operating income | $1,013,000 | 4,327 |
| Securities gains (losses) | $84,000 | 525 |
| Applicable income taxes | $74,000 | 4,679 |
| Income before extraordinary items | $1,023,000 | 3,841 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,023,000 | 3,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 2,543 |
| Cash dividends | $122,000 | 4,547 |
| Sale, conversion, retirement of capital stock, net | $227,000 | 564 |
| Net operating income | $944,880 | 3,990 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,972,000 | 2,889 |
| Total interest expense | $3,152,000 | 2,879 |
| Net interest income | $3,820,000 | 2,875 |
| Provision for loan and lease losses | $254,000 | 1,768 |
| Total noninterest income | $1,049,000 | 2,169 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $129,000 | 4,409 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $920,000 | 1,474 |
| Total noninterest expense | $3,794,000 | 2,409 |
| Salaries and employee benefits | $2,296,000 | 2,226 |
| Premises and equipment expense | $454,000 | 2,791 |
| Additional noninterest expense | $1,044,000 | 2,531 |
| Pre-tax net operating income | $821,000 | 3,963 |
| Securities gains (losses) | $84,000 | 442 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $905,000 | 3,231 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $905,000 | 3,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,250 |
| Cash dividends | $112,000 | 4,222 |
| Sale, conversion, retirement of capital stock, net | $228,000 | 427 |
| Net operating income | $821,000 | 3,442 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,415,000 | 2,934 |
| Total interest expense | $1,583,000 | 2,854 |
| Net interest income | $1,832,000 | 2,996 |
| Provision for loan and lease losses | $120,000 | 1,752 |
| Total noninterest income | $489,000 | 2,240 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $47,000 | 5,004 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $442,000 | 1,491 |
| Total noninterest expense | $1,744,000 | 2,615 |
| Salaries and employee benefits | $1,119,000 | 2,298 |
| Premises and equipment expense | $215,000 | 2,942 |
| Additional noninterest expense | $410,000 | 3,102 |
| Pre-tax net operating income | $457,000 | 3,710 |
| Securities gains (losses) | $84,000 | 330 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $541,000 | 2,848 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $541,000 | 2,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,299 |
| Cash dividends | $61,000 | 3,467 |
| Sale, conversion, retirement of capital stock, net | $249,000 | 221 |
| Net operating income | $457,000 | 3,180 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,746,000 | 3,652 |
| Total interest expense | $4,409,000 | 3,338 |
| Net interest income | $5,337,000 | 3,835 |
| Provision for loan and lease losses | $429,000 | 2,157 |
| Total noninterest income | $1,317,000 | 2,945 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $199,000 | 5,003 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,118,000 | 2,062 |
| Total noninterest expense | $5,588,000 | 3,045 |
| Salaries and employee benefits | $3,442,000 | 2,771 |
| Premises and equipment expense | $714,000 | 3,290 |
| Additional noninterest expense | $1,432,000 | 3,413 |
| Pre-tax net operating income | $637,000 | 6,088 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $637,000 | 5,689 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $637,000 | 5,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,540 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $5,555,000 | 299 |
| Net operating income | $637,000 | 5,674 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,804,000 | 3,819 |
| Total interest expense | $2,986,000 | 3,527 |
| Net interest income | $3,818,000 | 3,980 |
| Provision for loan and lease losses | $334,000 | 1,977 |
| Total noninterest income | $958,000 | 3,018 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $150,000 | 5,035 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $808,000 | 2,113 |
| Total noninterest expense | $4,006,000 | 3,168 |
| Salaries and employee benefits | $2,450,000 | 2,902 |
| Premises and equipment expense | $543,000 | 3,249 |
| Additional noninterest expense | $1,013,000 | 3,572 |
| Pre-tax net operating income | $436,000 | 6,472 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $436,000 | 6,054 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $436,000 | 6,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 1,811 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $2,556,000 | 288 |
| Net operating income | $436,000 | 6,050 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,227,000 | 3,968 |
| Total interest expense | $1,723,000 | 3,772 |
| Net interest income | $2,504,000 | 4,042 |
| Provision for loan and lease losses | $164,000 | 2,459 |
| Total noninterest income | $490,000 | 3,578 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $93,000 | 5,175 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $397,000 | 2,573 |
| Total noninterest expense | $2,554,000 | 3,294 |
| Salaries and employee benefits | $1,545,000 | 3,046 |
| Premises and equipment expense | $358,000 | 3,271 |
| Additional noninterest expense | $651,000 | 3,666 |
| Pre-tax net operating income | $276,000 | 6,609 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $276,000 | 6,179 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $276,000 | 6,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 1,377 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 199 |
| Net operating income | $276,000 | 6,184 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,987,000 | 4,098 |
| Total interest expense | $757,000 | 3,971 |
| Net interest income | $1,230,000 | 4,095 |
| Provision for loan and lease losses | $74,000 | 2,576 |
| Total noninterest income | $144,000 | 4,778 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $75,000 | 4,076 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $69,000 | 4,456 |
| Total noninterest expense | $1,207,000 | 3,453 |
| Salaries and employee benefits | $738,000 | 3,192 |
| Premises and equipment expense | $164,000 | 3,516 |
| Additional noninterest expense | $305,000 | 3,840 |
| Pre-tax net operating income | $93,000 | 7,138 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $93,000 | 6,842 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $93,000 | 6,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 1,727 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 101 |
| Net operating income | $93,000 | 6,837 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,127,000 | 5,078 |
| Total interest expense | $1,739,000 | 4,850 |
| Net interest income | $3,388,000 | 5,121 |
| Provision for loan and lease losses | $671,000 | 1,488 |
| Total noninterest income | $152,000 | 7,474 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $136,000 | 5,799 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $16,000 | 8,235 |
| Total noninterest expense | $3,669,000 | 4,139 |
| Salaries and employee benefits | $2,175,000 | 3,881 |
| Premises and equipment expense | $473,000 | 4,341 |
| Additional noninterest expense | $1,021,000 | 4,356 |
| Pre-tax net operating income | $-800,000 | 8,587 |
| Securities gains (losses) | $-24,000 | 7,910 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-824,000 | 8,631 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-824,000 | 8,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,206 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $5,161,000 | 294 |
| Net operating income | $-800,000 | 8,605 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,378,000 | 5,454 |
| Total interest expense | $1,091,000 | 5,201 |
| Net interest income | $2,287,000 | 5,466 |
| Provision for loan and lease losses | $613,000 | 1,183 |
| Total noninterest income | $105,000 | 7,616 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $97,000 | 5,916 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,000 | 8,442 |
| Total noninterest expense | $2,631,000 | 4,248 |
| Salaries and employee benefits | $1,535,000 | 4,022 |
| Premises and equipment expense | $202,000 | 6,007 |
| Additional noninterest expense | $894,000 | 3,833 |
| Pre-tax net operating income | $-852,000 | 8,695 |
| Securities gains (losses) | $-24,000 | 8,251 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-876,000 | 8,728 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-876,000 | 8,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $3,878,000 | 244 |
| Net operating income | $-852,000 | 8,701 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,818,000 | 6,014 |
| Total interest expense | $578,000 | 5,666 |
| Net interest income | $1,240,000 | 6,079 |
| Provision for loan and lease losses | $539,000 | 924 |
| Total noninterest income | $67,000 | 7,654 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $63,000 | 5,922 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,000 | 8,501 |
| Total noninterest expense | $1,731,000 | 4,281 |
| Salaries and employee benefits | $959,000 | 4,202 |
| Premises and equipment expense | $210,000 | 4,651 |
| Additional noninterest expense | $562,000 | 3,998 |
| Pre-tax net operating income | $-963,000 | 8,773 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-963,000 | 8,796 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-963,000 | 8,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $3,200,000 | 164 |
| Net operating income | $-963,000 | 8,777 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $628,000 | 6,996 |
| Total interest expense | $220,000 | 6,305 |
| Net interest income | $408,000 | 7,207 |
| Provision for loan and lease losses | $218,000 | 1,066 |
| Total noninterest income | $44,000 | 7,259 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $32,000 | 5,874 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $651,000 | 5,251 |
| Salaries and employee benefits | $421,000 | 4,659 |
| Premises and equipment expense | $60,000 | 6,332 |
| Additional noninterest expense | $170,000 | 5,595 |
| Pre-tax net operating income | $-417,000 | 8,828 |
| Securities gains (losses) | $24,000 | 734 |
| Applicable income taxes | $74,000 | 4,218 |
| Income before extraordinary items | $-467,000 | 8,859 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-467,000 | 8,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-491,000 | 8,853 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,022,000 | 8,375 |
| Total interest expense | $239,000 | 8,335 |
| Net interest income | $783,000 | 8,323 |
| Provision for loan and lease losses | $10,000 | 7,024 |
| Total noninterest income | $127,000 | 7,825 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $105,000 | 6,397 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $22,000 | 8,162 |
| Total noninterest expense | $724,000 | 8,283 |
| Salaries and employee benefits | $450,000 | 8,136 |
| Premises and equipment expense | $141,000 | 7,433 |
| Additional noninterest expense | $133,000 | 8,674 |
| Pre-tax net operating income | $176,000 | 7,855 |
| Securities gains (losses) | $17,000 | 2,506 |
| Applicable income taxes | $63,000 | 5,889 |
| Income before extraordinary items | $130,000 | 7,970 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $130,000 | 7,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,344 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $118,610 | 7,973 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $763,000 | 8,426 |
| Total interest expense | $161,000 | 8,455 |
| Net interest income | $602,000 | 8,343 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $96,000 | 7,856 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $79,000 | 6,439 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,000 | 8,169 |
| Total noninterest expense | $516,000 | 8,350 |
| Salaries and employee benefits | $306,000 | 8,264 |
| Premises and equipment expense | $101,000 | 7,508 |
| Additional noninterest expense | $109,000 | 8,627 |
| Pre-tax net operating income | $182,000 | 7,778 |
| Securities gains (losses) | $16,000 | 2,442 |
| Applicable income taxes | $65,000 | 5,769 |
| Income before extraordinary items | $133,000 | 7,894 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $133,000 | 7,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 3,570 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $122,280 | 7,905 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $489,000 | 8,517 |
| Total interest expense | $104,000 | 8,549 |
| Net interest income | $385,000 | 8,427 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $74,000 | 7,708 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $51,000 | 6,505 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $23,000 | 7,596 |
| Total noninterest expense | $337,000 | 8,441 |
| Salaries and employee benefits | $202,000 | 8,326 |
| Premises and equipment expense | $62,000 | 7,681 |
| Additional noninterest expense | $73,000 | 8,671 |
| Pre-tax net operating income | $122,000 | 7,742 |
| Securities gains (losses) | $16,000 | 2,165 |
| Applicable income taxes | $45,000 | 5,735 |
| Income before extraordinary items | $93,000 | 7,846 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $93,000 | 7,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,732 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $82,280 | 7,888 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $242,000 | 8,577 |
| Total interest expense | $53,000 | 8,586 |
| Net interest income | $189,000 | 8,495 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $31,000 | 7,933 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $25,000 | 6,482 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $6,000 | 8,203 |
| Total noninterest expense | $165,000 | 8,504 |
| Salaries and employee benefits | $99,000 | 8,396 |
| Premises and equipment expense | $32,000 | 7,669 |
| Additional noninterest expense | $34,000 | 8,768 |
| Pre-tax net operating income | $55,000 | 7,840 |
| Securities gains (losses) | $-1,000 | 8,686 |
| Applicable income taxes | $18,000 | 5,857 |
| Income before extraordinary items | $36,000 | 8,046 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $36,000 | 8,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,212 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $36,670 | 7,982 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,064,000 | 8,524 |
| Total interest expense | $271,000 | 8,554 |
| Net interest income | $793,000 | 8,426 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $189,000 | 7,441 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $103,000 | 6,512 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $86,000 | 6,777 |
| Total noninterest expense | $743,000 | 8,371 |
| Salaries and employee benefits | $437,000 | 8,284 |
| Premises and equipment expense | $131,000 | 7,650 |
| Additional noninterest expense | $175,000 | 8,600 |
| Pre-tax net operating income | $239,000 | 7,680 |
| Securities gains (losses) | $-17,000 | 8,841 |
| Applicable income taxes | $33,000 | 6,542 |
| Income before extraordinary items | $189,000 | 7,811 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $189,000 | 7,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,488 |
| Cash dividends | $139,000 | 5,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $203,450 | 7,620 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $803,000 | 8,610 |
| Total interest expense | $217,000 | 8,599 |
| Net interest income | $586,000 | 8,517 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $117,000 | 7,810 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $76,000 | 6,587 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $41,000 | 7,480 |
| Total noninterest expense | $521,000 | 8,479 |
| Salaries and employee benefits | $309,000 | 8,376 |
| Premises and equipment expense | $80,000 | 7,996 |
| Additional noninterest expense | $132,000 | 8,613 |
| Pre-tax net operating income | $182,000 | 7,811 |
| Securities gains (losses) | $12,000 | 3,246 |
| Applicable income taxes | $19,000 | 6,822 |
| Income before extraordinary items | $175,000 | 7,750 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $175,000 | 7,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 2,704 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $164,200 | 7,672 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $551,000 | 8,639 |
| Total interest expense | $152,000 | 8,630 |
| Net interest income | $399,000 | 8,524 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $84,000 | 7,692 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $53,000 | 6,490 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $31,000 | 7,275 |
| Total noninterest expense | $355,000 | 8,468 |
| Salaries and employee benefits | $207,000 | 8,403 |
| Premises and equipment expense | $60,000 | 7,826 |
| Additional noninterest expense | $88,000 | 8,624 |
| Pre-tax net operating income | $128,000 | 7,783 |
| Securities gains (losses) | $12,000 | 2,858 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $140,000 | 7,548 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $140,000 | 7,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,290 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $128,000 | 7,492 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $293,000 | 8,629 |
| Total interest expense | $80,000 | 8,674 |
| Net interest income | $213,000 | 8,483 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $34,000 | 7,988 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $27,000 | 6,433 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $158,000 | 8,670 |
| Salaries and employee benefits | $103,000 | 8,463 |
| Premises and equipment expense | $29,000 | 7,902 |
| Additional noninterest expense | $26,000 | 9,083 |
| Pre-tax net operating income | $89,000 | 7,372 |
| Securities gains (losses) | $8,000 | 2,242 |
| Applicable income taxes | $13,000 | 6,407 |
| Income before extraordinary items | $84,000 | 7,203 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $84,000 | 7,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,091 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $77,040 | 7,203 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,362,000 | 8,527 |
| Total interest expense | $463,000 | 8,488 |
| Net interest income | $899,000 | 8,424 |
| Provision for loan and lease losses | $602,000 | 2,050 |
| Total noninterest income | $147,000 | 7,863 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $112,000 | 6,374 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 8,031 |
| Total noninterest expense | $757,000 | 8,430 |
| Salaries and employee benefits | $434,000 | 8,379 |
| Premises and equipment expense | $114,000 | 7,964 |
| Additional noninterest expense | $209,000 | 8,495 |
| Pre-tax net operating income | $-313,000 | 8,895 |
| Securities gains (losses) | $-16,000 | 8,963 |
| Applicable income taxes | $-78,000 | 9,042 |
| Income before extraordinary items | $-251,000 | 8,931 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-251,000 | 8,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $454,000 | 1,784 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-238,840 | 8,865 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,725,000 | 8,501 |
| Total interest expense | $861,000 | 8,306 |
| Net interest income | $864,000 | 8,553 |
| Provision for loan and lease losses | $123,000 | 5,150 |
| Total noninterest income | $140,000 | 7,962 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $90,000 | 6,770 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $50,000 | 7,689 |
| Total noninterest expense | $703,000 | 8,678 |
| Salaries and employee benefits | $443,000 | 8,436 |
| Premises and equipment expense | $117,000 | 8,047 |
| Additional noninterest expense | $143,000 | 9,108 |
| Pre-tax net operating income | $178,000 | 7,986 |
| Securities gains (losses) | $8,000 | 3,714 |
| Applicable income taxes | $44,000 | 6,821 |
| Income before extraordinary items | $142,000 | 8,082 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $142,000 | 8,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,455 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $135,920 | 8,012 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,670,000 | 8,764 |
| Total interest expense | $790,000 | 8,671 |
| Net interest income | $880,000 | 8,734 |
| Provision for loan and lease losses | $127,000 | 4,736 |
| Total noninterest income | $102,000 | 8,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 7,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,273 |
| Total noninterest expense | $593,000 | 9,114 |
| Salaries and employee benefits | $377,000 | 8,869 |
| Premises and equipment expense | $81,000 | 8,764 |
| Additional noninterest expense | $135,000 | 9,370 |
| Pre-tax net operating income | $262,000 | 8,069 |
| Securities gains (losses) | $-8,000 | 8,215 |
| Applicable income taxes | $73,000 | 6,884 |
| Income before extraordinary items | $181,000 | 8,190 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $181,000 | 8,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,325 |
| Cash dividends | $31,000 | 6,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $186,680 | 8,158 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,615,000 | 8,917 |
| Total interest expense | $757,000 | 8,798 |
| Net interest income | $858,000 | 8,935 |
| Provision for loan and lease losses | $23,000 | 7,570 |
| Total noninterest income | $130,000 | 8,390 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 7,602 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 7,430 |
| Total noninterest expense | $550,000 | 9,463 |
| Salaries and employee benefits | $327,000 | 9,322 |
| Premises and equipment expense | $77,000 | 9,082 |
| Additional noninterest expense | $146,000 | 9,543 |
| Pre-tax net operating income | $415,000 | 7,519 |
| Securities gains (losses) | $-10,000 | 9,313 |
| Applicable income taxes | $140,000 | 6,401 |
| Income before extraordinary items | $265,000 | 7,828 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $265,000 | 7,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,247 |
| Cash dividends | $100,000 | 6,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $271,500 | 7,761 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,368,000 | 9,456 |
| Total interest expense | $685,000 | 9,224 |
| Net interest income | $683,000 | 9,531 |
| Provision for loan and lease losses | $41,000 | 6,908 |
| Total noninterest income | $102,000 | 8,996 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 7,866 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 8,339 |
| Total noninterest expense | $450,000 | 9,924 |
| Salaries and employee benefits | $257,000 | 9,841 |
| Premises and equipment expense | $78,000 | 9,200 |
| Additional noninterest expense | $115,000 | 10,006 |
| Pre-tax net operating income | $294,000 | 8,427 |
| Securities gains (losses) | $-15,000 | 10,246 |
| Applicable income taxes | $101,000 | 7,520 |
| Income before extraordinary items | $178,000 | 8,781 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $178,000 | 8,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,720 |
| Cash dividends | $99,000 | 6,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $187,600 | 8,637 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,178,000 | 10,094 |
| Total interest expense | $551,000 | 9,965 |
| Net interest income | $627,000 | 10,126 |
| Provision for loan and lease losses | $7,000 | 8,548 |
| Total noninterest income | $101,000 | 9,396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 8,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 8,733 |
| Total noninterest expense | $419,000 | 10,412 |
| Salaries and employee benefits | $239,000 | 10,337 |
| Premises and equipment expense | $36,000 | 10,506 |
| Additional noninterest expense | $144,000 | 10,070 |
| Pre-tax net operating income | $302,000 | 8,989 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $103,000 | 8,351 |
| Income before extraordinary items | $199,000 | 9,161 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $199,000 | 9,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $53,000 | 7,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $199,000 | 9,115 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $996,000 | 10,825 |
| Total interest expense | $469,000 | 10,686 |
| Net interest income | $527,000 | 10,833 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $88,000 | 10,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 8,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 9,747 |
| Total noninterest expense | $384,000 | 11,018 |
| Salaries and employee benefits | $218,000 | 10,913 |
| Premises and equipment expense | $30,000 | 11,136 |
| Additional noninterest expense | $136,000 | 10,728 |
| Pre-tax net operating income | $231,000 | 9,596 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $74,000 | 9,268 |
| Income before extraordinary items | $159,000 | 9,703 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $159,000 | 9,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $37,000 | 7,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $157,640 | 9,654 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $827,000 | 11,489 |
| Total interest expense | $362,000 | 11,442 |
| Net interest income | $465,000 | 11,485 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $89,000 | 10,523 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 8,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,278 |
| Total noninterest expense | $413,000 | 11,387 |
| Salaries and employee benefits | $207,000 | 11,456 |
| Premises and equipment expense | $28,000 | 11,660 |
| Additional noninterest expense | $178,000 | 10,714 |
| Pre-tax net operating income | $141,000 | 10,825 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $25,000 | 10,670 |
| Income before extraordinary items | $116,000 | 10,785 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $116,000 | 10,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $46,000 | 7,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $116,000 | 10,752 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $660,000 | 12,247 |
| Total interest expense | $264,000 | 12,162 |
| Net interest income | $396,000 | 12,229 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $79,000 | 11,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 9,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,793 |
| Total noninterest expense | $324,000 | 12,282 |
| Salaries and employee benefits | $149,000 | 12,359 |
| Premises and equipment expense | $31,000 | 12,206 |
| Additional noninterest expense | $144,000 | 11,865 |
| Pre-tax net operating income | $151,000 | 11,259 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $30,000 | 10,923 |
| Income before extraordinary items | $121,000 | 11,144 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $121,000 | 11,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $50,000 | 7,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $121,000 | 11,190 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $647,000 | 12,888 |
| Total interest expense | $254,000 | 12,827 |
| Net interest income | $393,000 | 12,831 |
| Provision for loan and lease losses | $4,000 | 10,179 |
| Total noninterest income | $88,000 | 11,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 9,646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 11,511 |
| Total noninterest expense | $295,000 | 13,001 |
| Salaries and employee benefits | $122,000 | 13,114 |
| Premises and equipment expense | $29,000 | 12,876 |
| Additional noninterest expense | $144,000 | 12,499 |
| Pre-tax net operating income | $176,000 | 11,254 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $43,000 | 11,097 |
| Income before extraordinary items | $136,000 | 11,381 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $136,000 | 11,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $64,000 | 7,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $133,720 | 11,206 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $647,000 | 13,553 |
| Total interest expense | $282,000 | 13,527 |
| Net interest income | $365,000 | 13,477 |
| Provision for loan and lease losses | $12,000 | 11,000 |
| Total noninterest income | $87,000 | 12,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 9,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,899 |
| Total noninterest expense | $288,000 | 13,596 |
| Salaries and employee benefits | $113,000 | 13,740 |
| Premises and equipment expense | $41,000 | 13,024 |
| Additional noninterest expense | $134,000 | 13,161 |
| Pre-tax net operating income | $152,000 | 11,513 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $40,000 | 11,529 |
| Income before extraordinary items | $112,000 | 11,781 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $112,000 | 11,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 12,762 |
| Cash dividends | $60,000 | 7,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $112,000 | 11,464 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.