Home > Centennial Bank > Income and Expense
Centennial Bank, Income and Expense
2009-12-31 (YTD Data) | Rank | |
Total interest income | $10,024,000 | 3,228 |
Total interest expense | $5,752,000 | 1,987 |
Net interest income | $4,272,000 | 4,378 |
Provision for loan and lease losses | $12,142,000 | 737 |
Total noninterest income | $-6,365,000 | 8,001 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $173,000 | 4,891 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $-6,538,000 | 8,000 |
Total noninterest expense | $7,433,000 | 2,653 |
Salaries and employee benefits | $3,591,000 | 2,722 |
Premises and equipment expense | $1,232,000 | 2,165 |
Additional noninterest expense | $2,610,000 | 2,644 |
Pre-tax net operating income | $-21,668,000 | 7,729 |
Securities gains (losses) | $0 | 3,754 |
Applicable income taxes | $-7,322,000 | 7,831 |
Income before extraordinary items | $-14,346,000 | 7,666 |
Extraordinary gains, net | $0 | 34 |
Net income | $-14,346,000 | 7,665 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $-14,346,000 | 7,665 |
Net charge-offs | $13,725,000 | 533 |
Cash dividends | $44,000 | 4,442 |
Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
Net operating income | $-14,346,000 | 7,666 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $7,924,000 | 3,137 |
Total interest expense | $4,520,000 | 2,001 |
Net interest income | $3,404,000 | 4,214 |
Provision for loan and lease losses | $12,142,000 | 534 |
Total noninterest income | $-6,708,000 | 8,091 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $149,000 | 4,694 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $-6,857,000 | 8,097 |
Total noninterest expense | $5,597,000 | 2,643 |
Salaries and employee benefits | $2,740,000 | 2,696 |
Premises and equipment expense | $930,000 | 2,174 |
Additional noninterest expense | $1,927,000 | 2,644 |
Pre-tax net operating income | $-21,043,000 | 7,880 |
Securities gains (losses) | $0 | 3,497 |
Applicable income taxes | $-4,050,000 | 7,869 |
Income before extraordinary items | $-16,993,000 | 7,872 |
Extraordinary gains, net | $0 | 27 |
Net income | $-16,993,000 | 7,872 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $-16,993,000 | 7,872 |
Net charge-offs | $8,213,000 | 585 |
Cash dividends | $44,000 | 3,940 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $-16,993,000 | 7,872 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $5,455,000 | 3,079 |
Total interest expense | $3,181,000 | 1,995 |
Net interest income | $2,274,000 | 4,187 |
Provision for loan and lease losses | $3,700,000 | 938 |
Total noninterest income | $-879,000 | 8,132 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $97,000 | 4,720 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $-976,000 | 8,124 |
Total noninterest expense | $3,654,000 | 2,720 |
Salaries and employee benefits | $1,877,000 | 2,648 |
Premises and equipment expense | $629,000 | 2,172 |
Additional noninterest expense | $1,148,000 | 2,939 |
Pre-tax net operating income | $-5,959,000 | 7,788 |
Securities gains (losses) | $0 | 3,136 |
Applicable income taxes | $-2,323,000 | 7,926 |
Income before extraordinary items | $-3,636,000 | 7,687 |
Extraordinary gains, net | $0 | 21 |
Net income | $-3,636,000 | 7,685 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $-3,636,000 | 7,686 |
Net charge-offs | $7,092,000 | 471 |
Cash dividends | $44,000 | 3,695 |
Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
Net operating income | $-3,636,000 | 7,698 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $2,974,000 | 2,884 |
Total interest expense | $1,637,000 | 2,015 |
Net interest income | $1,337,000 | 3,761 |
Provision for loan and lease losses | $3,700,000 | 491 |
Total noninterest income | $-159,000 | 8,167 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $41,000 | 4,966 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $-200,000 | 8,157 |
Total noninterest expense | $1,724,000 | 2,784 |
Salaries and employee benefits | $960,000 | 2,638 |
Premises and equipment expense | $325,000 | 2,147 |
Additional noninterest expense | $439,000 | 3,335 |
Pre-tax net operating income | $-4,246,000 | 7,994 |
Securities gains (losses) | $0 | 2,434 |
Applicable income taxes | $-1,665,000 | 8,065 |
Income before extraordinary items | $-2,581,000 | 7,948 |
Extraordinary gains, net | $0 | 15 |
Net income | $-2,581,000 | 7,949 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $-2,581,000 | 7,949 |
Net charge-offs | $2,687,000 | 490 |
Cash dividends | $23,000 | 2,905 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $-2,581,000 | 7,952 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $13,660,000 | 2,703 |
Total interest expense | $7,302,000 | 2,124 |
Net interest income | $6,358,000 | 3,326 |
Provision for loan and lease losses | $6,080,000 | 877 |
Total noninterest income | $-206,000 | 8,201 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $86,000 | 6,103 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $-292,000 | 8,189 |
Total noninterest expense | $6,534,000 | 2,850 |
Salaries and employee benefits | $3,417,000 | 2,894 |
Premises and equipment expense | $1,374,000 | 1,984 |
Additional noninterest expense | $1,743,000 | 3,221 |
Pre-tax net operating income | $-6,462,000 | 7,880 |
Securities gains (losses) | $30,000 | 1,931 |
Applicable income taxes | $-2,689,000 | 7,995 |
Income before extraordinary items | $-3,743,000 | 7,705 |
Extraordinary gains, net | $0 | 39 |
Net income | $-3,743,000 | 7,704 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,246,000 | 664 |
Cash dividends | $323,000 | 3,977 |
Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
Net operating income | $-3,762,200 | 7,777 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $11,292,000 | 2,508 |
Total interest expense | $5,652,000 | 2,148 |
Net interest income | $5,640,000 | 2,887 |
Provision for loan and lease losses | $5,500,000 | 613 |
Total noninterest income | $81,000 | 7,330 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $45,000 | 6,537 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $36,000 | 6,941 |
Total noninterest expense | $4,949,000 | 2,799 |
Salaries and employee benefits | $2,592,000 | 2,876 |
Premises and equipment expense | $1,049,000 | 1,944 |
Additional noninterest expense | $1,308,000 | 3,132 |
Pre-tax net operating income | $-4,728,000 | 8,117 |
Securities gains (losses) | $24,000 | 1,901 |
Applicable income taxes | $-2,116,000 | 8,192 |
Income before extraordinary items | $-2,588,000 | 7,961 |
Extraordinary gains, net | $0 | 31 |
Net income | $-2,588,000 | 7,960 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,054,000 | 522 |
Cash dividends | $299,000 | 3,443 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $-2,603,360 | 8,022 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $8,358,000 | 2,340 |
Total interest expense | $3,996,000 | 2,123 |
Net interest income | $4,362,000 | 2,513 |
Provision for loan and lease losses | $3,347,000 | 562 |
Total noninterest income | $34,000 | 7,798 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $30,000 | 6,564 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $4,000 | 7,989 |
Total noninterest expense | $3,361,000 | 2,767 |
Salaries and employee benefits | $1,780,000 | 2,840 |
Premises and equipment expense | $704,000 | 1,922 |
Additional noninterest expense | $877,000 | 3,084 |
Pre-tax net operating income | $-2,312,000 | 8,197 |
Securities gains (losses) | $24,000 | 1,934 |
Applicable income taxes | $-1,166,000 | 8,283 |
Income before extraordinary items | $-1,122,000 | 8,036 |
Extraordinary gains, net | $0 | 21 |
Net income | $-1,122,000 | 8,036 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,885,000 | 576 |
Cash dividends | $202,000 | 3,403 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $-1,137,360 | 8,034 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $4,643,000 | 2,174 |
Total interest expense | $2,163,000 | 2,106 |
Net interest income | $2,480,000 | 2,231 |
Provision for loan and lease losses | $685,000 | 813 |
Total noninterest income | $-63,000 | 8,447 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $15,000 | 6,545 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $-78,000 | 8,451 |
Total noninterest expense | $1,651,000 | 2,800 |
Salaries and employee benefits | $895,000 | 2,842 |
Premises and equipment expense | $354,000 | 1,922 |
Additional noninterest expense | $402,000 | 3,294 |
Pre-tax net operating income | $81,000 | 6,241 |
Securities gains (losses) | $19,000 | 1,626 |
Applicable income taxes | $-212,000 | 8,266 |
Income before extraordinary items | $312,000 | 3,715 |
Extraordinary gains, net | $0 | 15 |
Net income | $312,000 | 3,719 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $302,000 | 975 |
Cash dividends | $91,000 | 3,014 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $293,000 | 3,764 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $22,773,000 | 1,856 |
Total interest expense | $7,789,000 | 2,371 |
Net interest income | $14,984,000 | 1,521 |
Provision for loan and lease losses | $2,250,000 | 764 |
Total noninterest income | $389,000 | 5,549 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $150,000 | 5,423 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $239,000 | 4,692 |
Total noninterest expense | $7,616,000 | 2,397 |
Salaries and employee benefits | $4,439,000 | 2,265 |
Premises and equipment expense | $1,371,000 | 1,904 |
Additional noninterest expense | $1,806,000 | 2,918 |
Pre-tax net operating income | $5,507,000 | 1,517 |
Securities gains (losses) | $119,000 | 570 |
Applicable income taxes | $1,986,000 | 1,140 |
Income before extraordinary items | $3,640,000 | 1,732 |
Extraordinary gains, net | $0 | 39 |
Net income | $3,640,000 | 1,731 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $512,000 | 1,661 |
Cash dividends | $1,192,000 | 2,371 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $3,562,650 | 1,751 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $17,093,000 | 1,861 |
Total interest expense | $5,753,000 | 2,404 |
Net interest income | $11,340,000 | 1,511 |
Provision for loan and lease losses | $515,000 | 1,535 |
Total noninterest income | $421,000 | 4,797 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $131,000 | 5,182 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $290,000 | 3,804 |
Total noninterest expense | $5,904,000 | 2,299 |
Salaries and employee benefits | $3,490,000 | 2,162 |
Premises and equipment expense | $1,015,000 | 1,922 |
Additional noninterest expense | $1,399,000 | 2,777 |
Pre-tax net operating income | $5,342,000 | 1,275 |
Securities gains (losses) | $73,000 | 557 |
Applicable income taxes | $1,965,000 | 973 |
Income before extraordinary items | $3,450,000 | 1,478 |
Extraordinary gains, net | $0 | 33 |
Net income | $3,450,000 | 1,476 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $212,000 | 1,891 |
Cash dividends | $347,000 | 3,454 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $3,403,280 | 1,486 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $11,275,000 | 1,898 |
Total interest expense | $3,746,000 | 2,458 |
Net interest income | $7,529,000 | 1,534 |
Provision for loan and lease losses | $347,000 | 1,378 |
Total noninterest income | $345,000 | 4,356 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $84,000 | 5,265 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $261,000 | 3,261 |
Total noninterest expense | $3,903,000 | 2,340 |
Salaries and employee benefits | $2,362,000 | 2,168 |
Premises and equipment expense | $643,000 | 2,016 |
Additional noninterest expense | $898,000 | 2,890 |
Pre-tax net operating income | $3,624,000 | 1,305 |
Securities gains (losses) | $59,000 | 509 |
Applicable income taxes | $1,298,000 | 1,035 |
Income before extraordinary items | $2,385,000 | 1,476 |
Extraordinary gains, net | $0 | 29 |
Net income | $2,385,000 | 1,474 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $45,000 | 2,952 |
Cash dividends | $231,000 | 3,468 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $2,346,650 | 1,474 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $5,486,000 | 1,937 |
Total interest expense | $1,827,000 | 2,502 |
Net interest income | $3,659,000 | 1,585 |
Provision for loan and lease losses | $166,000 | 1,329 |
Total noninterest income | $180,000 | 4,251 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $41,000 | 5,255 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $139,000 | 3,154 |
Total noninterest expense | $1,917,000 | 2,384 |
Salaries and employee benefits | $1,187,000 | 2,165 |
Premises and equipment expense | $327,000 | 2,001 |
Additional noninterest expense | $403,000 | 3,152 |
Pre-tax net operating income | $1,756,000 | 1,333 |
Securities gains (losses) | $37,000 | 456 |
Applicable income taxes | $569,000 | 1,163 |
Income before extraordinary items | $1,224,000 | 1,427 |
Extraordinary gains, net | $0 | 22 |
Net income | $1,224,000 | 1,427 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-3,000 | 7,195 |
Cash dividends | $116,000 | 2,974 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $1,198,840 | 1,439 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $18,322,000 | 2,147 |
Total interest expense | $5,494,000 | 2,799 |
Net interest income | $12,828,000 | 1,801 |
Provision for loan and lease losses | $626,000 | 1,554 |
Total noninterest income | $1,276,000 | 3,006 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $188,000 | 5,111 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $1,088,000 | 2,095 |
Total noninterest expense | $7,127,000 | 2,479 |
Salaries and employee benefits | $4,390,000 | 2,222 |
Premises and equipment expense | $1,080,000 | 2,296 |
Additional noninterest expense | $1,657,000 | 3,029 |
Pre-tax net operating income | $6,351,000 | 1,528 |
Securities gains (losses) | $99,000 | 545 |
Applicable income taxes | $2,082,000 | 1,289 |
Income before extraordinary items | $4,368,000 | 1,652 |
Extraordinary gains, net | $0 | 51 |
Net income | $4,368,000 | 1,653 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $112,000 | 2,997 |
Cash dividends | $1,516,000 | 1,907 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $4,300,680 | 1,665 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $13,205,000 | 2,212 |
Total interest expense | $3,842,000 | 2,880 |
Net interest income | $9,363,000 | 1,863 |
Provision for loan and lease losses | $546,000 | 1,302 |
Total noninterest income | $961,000 | 3,012 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $140,000 | 5,179 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $821,000 | 2,086 |
Total noninterest expense | $5,101,000 | 2,581 |
Salaries and employee benefits | $3,167,000 | 2,322 |
Premises and equipment expense | $743,000 | 2,493 |
Additional noninterest expense | $1,191,000 | 3,161 |
Pre-tax net operating income | $4,677,000 | 1,597 |
Securities gains (losses) | $88,000 | 461 |
Applicable income taxes | $1,835,000 | 1,171 |
Income before extraordinary items | $2,930,000 | 1,871 |
Extraordinary gains, net | $0 | 45 |
Net income | $2,930,000 | 1,873 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $73,000 | 2,728 |
Cash dividends | $533,000 | 2,834 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $2,873,680 | 1,885 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $8,501,000 | 2,241 |
Total interest expense | $2,414,000 | 2,900 |
Net interest income | $6,087,000 | 1,913 |
Provision for loan and lease losses | $353,000 | 1,300 |
Total noninterest income | $587,000 | 3,166 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $93,000 | 5,175 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $494,000 | 2,228 |
Total noninterest expense | $3,334,000 | 2,631 |
Salaries and employee benefits | $2,010,000 | 2,436 |
Premises and equipment expense | $482,000 | 2,563 |
Additional noninterest expense | $842,000 | 2,989 |
Pre-tax net operating income | $2,987,000 | 1,657 |
Securities gains (losses) | $1,000 | 1,053 |
Applicable income taxes | $1,151,000 | 1,243 |
Income before extraordinary items | $1,837,000 | 1,981 |
Extraordinary gains, net | $0 | 39 |
Net income | $1,837,000 | 1,983 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $29,000 | 3,101 |
Cash dividends | $333,000 | 2,962 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $1,836,360 | 1,967 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $4,091,000 | 2,277 |
Total interest expense | $1,185,000 | 2,830 |
Net interest income | $2,906,000 | 1,999 |
Provision for loan and lease losses | $153,000 | 1,404 |
Total noninterest income | $237,000 | 3,598 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $47,000 | 5,070 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $190,000 | 2,579 |
Total noninterest expense | $1,561,000 | 2,792 |
Salaries and employee benefits | $946,000 | 2,573 |
Premises and equipment expense | $217,000 | 2,811 |
Additional noninterest expense | $398,000 | 3,131 |
Pre-tax net operating income | $1,429,000 | 1,694 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $553,000 | 1,279 |
Income before extraordinary items | $876,000 | 2,017 |
Extraordinary gains, net | $0 | 21 |
Net income | $876,000 | 2,016 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $6,000 | 3,331 |
Cash dividends | $303,000 | 1,908 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $876,000 | 2,002 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $14,220,000 | 2,324 |
Total interest expense | $3,699,000 | 2,823 |
Net interest income | $10,521,000 | 2,108 |
Provision for loan and lease losses | $1,087,000 | 974 |
Total noninterest income | $998,000 | 3,573 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $182,000 | 5,241 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $816,000 | 2,503 |
Total noninterest expense | $5,819,000 | 2,825 |
Salaries and employee benefits | $3,561,000 | 2,559 |
Premises and equipment expense | $823,000 | 2,826 |
Additional noninterest expense | $1,435,000 | 3,342 |
Pre-tax net operating income | $4,613,000 | 1,985 |
Securities gains (losses) | $5,000 | 1,712 |
Applicable income taxes | $1,858,000 | 1,443 |
Income before extraordinary items | $2,760,000 | 2,404 |
Extraordinary gains, net | $0 | 46 |
Net income | $2,760,000 | 2,405 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $912,000 | 726 |
Cash dividends | $115,000 | 5,400 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $2,756,800 | 2,381 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $10,182,000 | 2,373 |
Total interest expense | $2,592,000 | 2,846 |
Net interest income | $7,590,000 | 2,171 |
Provision for loan and lease losses | $867,000 | 872 |
Total noninterest income | $699,000 | 3,732 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $132,000 | 5,338 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $567,000 | 2,641 |
Total noninterest expense | $4,224,000 | 2,876 |
Salaries and employee benefits | $2,659,000 | 2,531 |
Premises and equipment expense | $541,000 | 3,139 |
Additional noninterest expense | $1,024,000 | 3,444 |
Pre-tax net operating income | $3,198,000 | 2,125 |
Securities gains (losses) | $5,000 | 1,712 |
Applicable income taxes | $1,327,000 | 1,523 |
Income before extraordinary items | $1,876,000 | 2,609 |
Extraordinary gains, net | $0 | 35 |
Net income | $1,876,000 | 2,610 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $774,000 | 599 |
Cash dividends | $0 | 5,317 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $1,872,800 | 2,577 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $6,302,000 | 2,489 |
Total interest expense | $1,558,000 | 2,960 |
Net interest income | $4,744,000 | 2,290 |
Provision for loan and lease losses | $645,000 | 774 |
Total noninterest income | $419,000 | 3,939 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $84,000 | 5,390 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $335,000 | 2,868 |
Total noninterest expense | $2,839,000 | 2,847 |
Salaries and employee benefits | $1,802,000 | 2,476 |
Premises and equipment expense | $356,000 | 3,144 |
Additional noninterest expense | $681,000 | 3,432 |
Pre-tax net operating income | $1,679,000 | 2,507 |
Securities gains (losses) | $5,000 | 1,582 |
Applicable income taxes | $581,000 | 2,056 |
Income before extraordinary items | $1,103,000 | 2,870 |
Extraordinary gains, net | $0 | 30 |
Net income | $1,103,000 | 2,869 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $514,000 | 584 |
Cash dividends | $0 | 5,072 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $1,099,750 | 2,833 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $2,882,000 | 2,666 |
Total interest expense | $710,000 | 3,077 |
Net interest income | $2,172,000 | 2,456 |
Provision for loan and lease losses | $456,000 | 516 |
Total noninterest income | $131,000 | 5,062 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $40,000 | 5,458 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $91,000 | 3,935 |
Total noninterest expense | $1,396,000 | 2,885 |
Salaries and employee benefits | $899,000 | 2,497 |
Premises and equipment expense | $181,000 | 3,131 |
Additional noninterest expense | $316,000 | 3,640 |
Pre-tax net operating income | $451,000 | 3,952 |
Securities gains (losses) | $5,000 | 1,192 |
Applicable income taxes | $118,000 | 3,499 |
Income before extraordinary items | $338,000 | 4,051 |
Extraordinary gains, net | $0 | 24 |
Net income | $338,000 | 4,053 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $500,000 | 350 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $334,300 | 4,036 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $8,434,000 | 3,281 |
Total interest expense | $1,855,000 | 3,873 |
Net interest income | $6,579,000 | 3,050 |
Provision for loan and lease losses | $1,235,000 | 862 |
Total noninterest income | $1,030,000 | 3,466 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $222,000 | 5,003 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $808,000 | 2,482 |
Total noninterest expense | $4,803,000 | 3,238 |
Salaries and employee benefits | $3,118,000 | 2,746 |
Premises and equipment expense | $630,000 | 3,395 |
Additional noninterest expense | $1,055,000 | 4,155 |
Pre-tax net operating income | $1,571,000 | 4,133 |
Securities gains (losses) | $1,000 | 3,645 |
Applicable income taxes | $543,000 | 3,199 |
Income before extraordinary items | $1,029,000 | 4,612 |
Extraordinary gains, net | $0 | 34 |
Net income | $1,029,000 | 4,612 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,195,000 | 679 |
Cash dividends | $430,000 | 3,793 |
Sale, conversion, retirement of capital stock, net | $2,597,000 | 311 |
Net operating income | $1,028,350 | 4,551 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $5,963,000 | 3,403 |
Total interest expense | $1,238,000 | 4,184 |
Net interest income | $4,725,000 | 3,142 |
Provision for loan and lease losses | $990,000 | 787 |
Total noninterest income | $724,000 | 3,649 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $178,000 | 4,879 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $546,000 | 2,664 |
Total noninterest expense | $3,429,000 | 3,346 |
Salaries and employee benefits | $2,256,000 | 2,805 |
Premises and equipment expense | $482,000 | 3,351 |
Additional noninterest expense | $691,000 | 4,576 |
Pre-tax net operating income | $1,030,000 | 4,538 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $447,000 | 3,096 |
Income before extraordinary items | $583,000 | 5,437 |
Extraordinary gains, net | $0 | 26 |
Net income | $583,000 | 5,437 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $366,000 | 1,248 |
Cash dividends | $120,000 | 4,483 |
Sale, conversion, retirement of capital stock, net | $2,597,000 | 227 |
Net operating income | $583,000 | 5,357 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $3,695,000 | 3,613 |
Total interest expense | $783,000 | 4,345 |
Net interest income | $2,912,000 | 3,343 |
Provision for loan and lease losses | $895,000 | 572 |
Total noninterest income | $542,000 | 3,389 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $127,000 | 4,740 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $415,000 | 2,453 |
Total noninterest expense | $2,189,000 | 3,493 |
Salaries and employee benefits | $1,481,000 | 2,862 |
Premises and equipment expense | $324,000 | 3,334 |
Additional noninterest expense | $384,000 | 5,203 |
Pre-tax net operating income | $370,000 | 6,052 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $154,000 | 4,205 |
Income before extraordinary items | $216,000 | 6,745 |
Extraordinary gains, net | $0 | 21 |
Net income | $216,000 | 6,745 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $281,000 | 1,091 |
Cash dividends | $75,000 | 4,419 |
Sale, conversion, retirement of capital stock, net | $2,597,000 | 155 |
Net operating income | $216,000 | 6,660 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $1,730,000 | 3,824 |
Total interest expense | $361,000 | 4,621 |
Net interest income | $1,369,000 | 3,511 |
Provision for loan and lease losses | $323,000 | 749 |
Total noninterest income | $332,000 | 2,900 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $70,000 | 4,409 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $262,000 | 2,058 |
Total noninterest expense | $1,162,000 | 3,314 |
Salaries and employee benefits | $758,000 | 2,822 |
Premises and equipment expense | $183,000 | 3,042 |
Additional noninterest expense | $221,000 | 4,708 |
Pre-tax net operating income | $216,000 | 5,640 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $87,000 | 4,008 |
Income before extraordinary items | $129,000 | 6,356 |
Extraordinary gains, net | $0 | 16 |
Net income | $129,000 | 6,355 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 3,876 |
Cash dividends | $75,000 | 3,114 |
Sale, conversion, retirement of capital stock, net | $595,000 | 143 |
Net operating income | $129,000 | 6,240 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $6,108,000 | 4,264 |
Total interest expense | $1,551,000 | 4,769 |
Net interest income | $4,557,000 | 3,962 |
Provision for loan and lease losses | $291,000 | 3,259 |
Total noninterest income | $1,006,000 | 3,718 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $184,000 | 5,442 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $822,000 | 2,696 |
Total noninterest expense | $3,857,000 | 3,816 |
Salaries and employee benefits | $2,141,000 | 3,712 |
Premises and equipment expense | $708,000 | 3,056 |
Additional noninterest expense | $1,008,000 | 4,250 |
Pre-tax net operating income | $1,415,000 | 4,278 |
Securities gains (losses) | $0 | 4,500 |
Applicable income taxes | $523,000 | 3,299 |
Income before extraordinary items | $892,000 | 4,960 |
Extraordinary gains, net | $0 | 54 |
Net income | $892,000 | 4,960 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $199,000 | 2,879 |
Cash dividends | $350,000 | 4,142 |
Sale, conversion, retirement of capital stock, net | $650,000 | 460 |
Net operating income | $892,000 | 4,790 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $4,321,000 | 4,471 |
Total interest expense | $1,209,000 | 4,796 |
Net interest income | $3,112,000 | 4,272 |
Provision for loan and lease losses | $405,000 | 1,997 |
Total noninterest income | $996,000 | 3,148 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $128,000 | 5,647 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $868,000 | 2,245 |
Total noninterest expense | $2,499,000 | 4,273 |
Salaries and employee benefits | $1,296,000 | 4,380 |
Premises and equipment expense | $496,000 | 3,241 |
Additional noninterest expense | $707,000 | 4,443 |
Pre-tax net operating income | $1,204,000 | 4,062 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $562,000 | 2,797 |
Income before extraordinary items | $642,000 | 5,215 |
Extraordinary gains, net | $0 | 40 |
Net income | $642,000 | 5,215 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $154,000 | 2,549 |
Cash dividends | $50,000 | 5,093 |
Sale, conversion, retirement of capital stock, net | $310,000 | 404 |
Net operating income | $642,000 | 5,037 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $2,890,000 | 4,498 |
Total interest expense | $816,000 | 4,866 |
Net interest income | $2,074,000 | 4,288 |
Provision for loan and lease losses | $270,000 | 1,999 |
Total noninterest income | $576,000 | 3,454 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $89,000 | 5,523 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $487,000 | 2,476 |
Total noninterest expense | $1,609,000 | 4,370 |
Salaries and employee benefits | $774,000 | 4,723 |
Premises and equipment expense | $329,000 | 3,253 |
Additional noninterest expense | $506,000 | 4,209 |
Pre-tax net operating income | $771,000 | 4,157 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $403,000 | 2,673 |
Income before extraordinary items | $368,000 | 5,609 |
Extraordinary gains, net | $0 | 30 |
Net income | $368,000 | 5,608 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $112,000 | 2,341 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $368,000 | 5,400 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $1,417,000 | 4,577 |
Total interest expense | $411,000 | 4,954 |
Net interest income | $1,006,000 | 4,379 |
Provision for loan and lease losses | $45,000 | 3,818 |
Total noninterest income | $270,000 | 3,480 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $46,000 | 5,391 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $224,000 | 2,523 |
Total noninterest expense | $813,000 | 4,315 |
Salaries and employee benefits | $411,000 | 4,536 |
Premises and equipment expense | $165,000 | 3,224 |
Additional noninterest expense | $237,000 | 4,391 |
Pre-tax net operating income | $418,000 | 3,934 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $272,000 | 2,187 |
Income before extraordinary items | $146,000 | 6,074 |
Extraordinary gains, net | $0 | 21 |
Net income | $146,000 | 6,073 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $88,000 | 1,618 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $146,000 | 5,894 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $4,995,000 | 5,180 |
Total interest expense | $2,095,000 | 4,648 |
Net interest income | $2,900,000 | 5,386 |
Provision for loan and lease losses | $369,000 | 3,008 |
Total noninterest income | $714,000 | 4,280 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $190,000 | 5,314 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $524,000 | 3,200 |
Total noninterest expense | $2,744,000 | 4,756 |
Salaries and employee benefits | $1,238,000 | 5,377 |
Premises and equipment expense | $655,000 | 3,162 |
Additional noninterest expense | $851,000 | 4,718 |
Pre-tax net operating income | $501,000 | 6,755 |
Securities gains (losses) | $0 | 4,537 |
Applicable income taxes | $194,000 | 5,160 |
Income before extraordinary items | $307,000 | 7,293 |
Extraordinary gains, net | $0 | 70 |
Net income | $307,000 | 7,291 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $74,000 | 4,660 |
Cash dividends | $216,000 | 4,799 |
Sale, conversion, retirement of capital stock, net | $250,000 | 553 |
Net operating income | $307,000 | 7,187 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $5,014,000 | 5,606 |
Total interest expense | $2,540,000 | 5,349 |
Net interest income | $2,474,000 | 5,755 |
Provision for loan and lease losses | $84,000 | 5,921 |
Total noninterest income | $726,000 | 4,098 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $172,000 | 5,484 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $554,000 | 2,956 |
Total noninterest expense | $2,414,000 | 5,078 |
Salaries and employee benefits | $1,061,000 | 5,780 |
Premises and equipment expense | $524,000 | 3,732 |
Additional noninterest expense | $829,000 | 4,672 |
Pre-tax net operating income | $702,000 | 5,811 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $274,000 | 4,453 |
Income before extraordinary items | $428,000 | 6,408 |
Extraordinary gains, net | $0 | 105 |
Net income | $428,000 | 6,411 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $29,000 | 5,877 |
Cash dividends | $252,000 | 4,649 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $428,000 | 6,285 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $4,326,000 | 6,233 |
Total interest expense | $1,896,000 | 6,430 |
Net interest income | $2,430,000 | 5,920 |
Provision for loan and lease losses | $130,000 | 4,683 |
Total noninterest income | $385,000 | 5,622 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $68,000 | 7,238 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $317,000 | 3,803 |
Total noninterest expense | $1,675,000 | 6,315 |
Salaries and employee benefits | $813,000 | 6,667 |
Premises and equipment expense | $349,000 | 4,941 |
Additional noninterest expense | $513,000 | 6,329 |
Pre-tax net operating income | $1,010,000 | 5,233 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $396,000 | 3,994 |
Income before extraordinary items | $614,000 | 5,774 |
Extraordinary gains, net | $0 | 38 |
Net income | $614,000 | 5,772 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 7,220 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $614,000 | 5,786 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $3,587,000 | 6,740 |
Total interest expense | $1,391,000 | 7,210 |
Net interest income | $2,196,000 | 6,285 |
Provision for loan and lease losses | $112,000 | 4,998 |
Total noninterest income | $732,000 | 3,859 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $42,000 | 8,025 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $690,000 | 2,401 |
Total noninterest expense | $2,139,000 | 5,415 |
Salaries and employee benefits | $1,329,000 | 4,790 |
Premises and equipment expense | $297,000 | 5,494 |
Additional noninterest expense | $513,000 | 6,418 |
Pre-tax net operating income | $677,000 | 6,399 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $233,000 | 5,368 |
Income before extraordinary items | $444,000 | 6,739 |
Extraordinary gains, net | $-9,000 | 10,147 |
Net income | $435,000 | 6,786 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $9,000 | 6,892 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $444,000 | 6,712 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $2,904,000 | 7,634 |
Total interest expense | $1,182,000 | 7,953 |
Net interest income | $1,722,000 | 7,234 |
Provision for loan and lease losses | $107,000 | 4,980 |
Total noninterest income | $807,000 | 3,610 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $32,000 | 8,466 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $775,000 | 2,220 |
Total noninterest expense | $1,874,000 | 5,832 |
Salaries and employee benefits | $1,272,000 | 4,853 |
Premises and equipment expense | $239,000 | 6,124 |
Additional noninterest expense | $363,000 | 7,534 |
Pre-tax net operating income | $548,000 | 7,160 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $216,000 | 6,009 |
Income before extraordinary items | $332,000 | 7,638 |
Extraordinary gains, net | $0 | 32 |
Net income | $332,000 | 7,637 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,132 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $332,000 | 7,552 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $959,000 | 10,339 |
Total interest expense | $245,000 | 10,601 |
Net interest income | $714,000 | 9,901 |
Provision for loan and lease losses | $90,000 | 5,371 |
Total noninterest income | $54,000 | 10,218 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $12,000 | 9,252 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $42,000 | 8,774 |
Total noninterest expense | $767,000 | 9,155 |
Salaries and employee benefits | $475,000 | 8,786 |
Premises and equipment expense | $94,000 | 9,100 |
Additional noninterest expense | $188,000 | 9,564 |
Pre-tax net operating income | $-89,000 | 10,481 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $-24,000 | 10,566 |
Income before extraordinary items | $-65,000 | 10,482 |
Extraordinary gains, net | $0 | 44 |
Net income | $-65,000 | 10,484 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,513 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $4,372,000 | 234 |
Net operating income | $-65,000 | 10,447 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.