Home > Centennial Bank > Income and Expense

Centennial Bank, Income and Expense

2009-12-31 (YTD Data)Rank
Total interest income$10,024,0003,228
Total interest expense$5,752,0001,987
Net interest income$4,272,0004,378
Provision for loan and lease losses$12,142,000737
Total noninterest income$-6,365,0008,001
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$173,0004,891
Trading account gains and fees$0211
Additional Noninterest Income$-6,538,0008,000
Total noninterest expense$7,433,0002,653
Salaries and employee benefits$3,591,0002,722
Premises and equipment expense$1,232,0002,165
Additional noninterest expense$2,610,0002,644
Pre-tax net operating income$-21,668,0007,729
Securities gains (losses)$03,754
Applicable income taxes$-7,322,0007,831
Income before extraordinary items$-14,346,0007,666
Extraordinary gains, net$034
Net income$-14,346,0007,665
Minority interest net income$0115
Net income of bank and minority interests.$-14,346,0007,665
Net charge-offs$13,725,000533
Cash dividends$44,0004,442
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-14,346,0007,666
2009-09-30 (YTD Data)Rank
Total interest income$7,924,0003,137
Total interest expense$4,520,0002,001
Net interest income$3,404,0004,214
Provision for loan and lease losses$12,142,000534
Total noninterest income$-6,708,0008,091
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$149,0004,694
Trading account gains and fees$0212
Additional Noninterest Income$-6,857,0008,097
Total noninterest expense$5,597,0002,643
Salaries and employee benefits$2,740,0002,696
Premises and equipment expense$930,0002,174
Additional noninterest expense$1,927,0002,644
Pre-tax net operating income$-21,043,0007,880
Securities gains (losses)$03,497
Applicable income taxes$-4,050,0007,869
Income before extraordinary items$-16,993,0007,872
Extraordinary gains, net$027
Net income$-16,993,0007,872
Minority interest net income$0118
Net income of bank and minority interests.$-16,993,0007,872
Net charge-offs$8,213,000585
Cash dividends$44,0003,940
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-16,993,0007,872
2009-06-30 (YTD Data)Rank
Total interest income$5,455,0003,079
Total interest expense$3,181,0001,995
Net interest income$2,274,0004,187
Provision for loan and lease losses$3,700,000938
Total noninterest income$-879,0008,132
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$97,0004,720
Trading account gains and fees$0193
Additional Noninterest Income$-976,0008,124
Total noninterest expense$3,654,0002,720
Salaries and employee benefits$1,877,0002,648
Premises and equipment expense$629,0002,172
Additional noninterest expense$1,148,0002,939
Pre-tax net operating income$-5,959,0007,788
Securities gains (losses)$03,136
Applicable income taxes$-2,323,0007,926
Income before extraordinary items$-3,636,0007,687
Extraordinary gains, net$021
Net income$-3,636,0007,685
Minority interest net income$0112
Net income of bank and minority interests.$-3,636,0007,686
Net charge-offs$7,092,000471
Cash dividends$44,0003,695
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-3,636,0007,698
2009-03-31 (YTD Data)Rank
Total interest income$2,974,0002,884
Total interest expense$1,637,0002,015
Net interest income$1,337,0003,761
Provision for loan and lease losses$3,700,000491
Total noninterest income$-159,0008,167
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$41,0004,966
Trading account gains and fees$0171
Additional Noninterest Income$-200,0008,157
Total noninterest expense$1,724,0002,784
Salaries and employee benefits$960,0002,638
Premises and equipment expense$325,0002,147
Additional noninterest expense$439,0003,335
Pre-tax net operating income$-4,246,0007,994
Securities gains (losses)$02,434
Applicable income taxes$-1,665,0008,065
Income before extraordinary items$-2,581,0007,948
Extraordinary gains, net$015
Net income$-2,581,0007,949
Minority interest net income$0102
Net income of bank and minority interests.$-2,581,0007,949
Net charge-offs$2,687,000490
Cash dividends$23,0002,905
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-2,581,0007,952
2008-12-31 (YTD Data)Rank
Total interest income$13,660,0002,703
Total interest expense$7,302,0002,124
Net interest income$6,358,0003,326
Provision for loan and lease losses$6,080,000877
Total noninterest income$-206,0008,201
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$86,0006,103
Trading account gains and fees$0154
Additional Noninterest Income$-292,0008,189
Total noninterest expense$6,534,0002,850
Salaries and employee benefits$3,417,0002,894
Premises and equipment expense$1,374,0001,984
Additional noninterest expense$1,743,0003,221
Pre-tax net operating income$-6,462,0007,880
Securities gains (losses)$30,0001,931
Applicable income taxes$-2,689,0007,995
Income before extraordinary items$-3,743,0007,705
Extraordinary gains, net$039
Net income$-3,743,0007,704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,246,000664
Cash dividends$323,0003,977
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-3,762,2007,777
2008-09-30 (YTD Data)Rank
Total interest income$11,292,0002,508
Total interest expense$5,652,0002,148
Net interest income$5,640,0002,887
Provision for loan and lease losses$5,500,000613
Total noninterest income$81,0007,330
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$45,0006,537
Trading account gains and fees$0148
Additional Noninterest Income$36,0006,941
Total noninterest expense$4,949,0002,799
Salaries and employee benefits$2,592,0002,876
Premises and equipment expense$1,049,0001,944
Additional noninterest expense$1,308,0003,132
Pre-tax net operating income$-4,728,0008,117
Securities gains (losses)$24,0001,901
Applicable income taxes$-2,116,0008,192
Income before extraordinary items$-2,588,0007,961
Extraordinary gains, net$031
Net income$-2,588,0007,960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,054,000522
Cash dividends$299,0003,443
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-2,603,3608,022
2008-06-30 (YTD Data)Rank
Total interest income$8,358,0002,340
Total interest expense$3,996,0002,123
Net interest income$4,362,0002,513
Provision for loan and lease losses$3,347,000562
Total noninterest income$34,0007,798
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$30,0006,564
Trading account gains and fees$0149
Additional Noninterest Income$4,0007,989
Total noninterest expense$3,361,0002,767
Salaries and employee benefits$1,780,0002,840
Premises and equipment expense$704,0001,922
Additional noninterest expense$877,0003,084
Pre-tax net operating income$-2,312,0008,197
Securities gains (losses)$24,0001,934
Applicable income taxes$-1,166,0008,283
Income before extraordinary items$-1,122,0008,036
Extraordinary gains, net$021
Net income$-1,122,0008,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,885,000576
Cash dividends$202,0003,403
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-1,137,3608,034
2008-03-31 (YTD Data)Rank
Total interest income$4,643,0002,174
Total interest expense$2,163,0002,106
Net interest income$2,480,0002,231
Provision for loan and lease losses$685,000813
Total noninterest income$-63,0008,447
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$15,0006,545
Trading account gains and fees$0158
Additional Noninterest Income$-78,0008,451
Total noninterest expense$1,651,0002,800
Salaries and employee benefits$895,0002,842
Premises and equipment expense$354,0001,922
Additional noninterest expense$402,0003,294
Pre-tax net operating income$81,0006,241
Securities gains (losses)$19,0001,626
Applicable income taxes$-212,0008,266
Income before extraordinary items$312,0003,715
Extraordinary gains, net$015
Net income$312,0003,719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$302,000975
Cash dividends$91,0003,014
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$293,0003,764
2007-12-31 (YTD Data)Rank
Total interest income$22,773,0001,856
Total interest expense$7,789,0002,371
Net interest income$14,984,0001,521
Provision for loan and lease losses$2,250,000764
Total noninterest income$389,0005,549
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$150,0005,423
Trading account gains and fees$0178
Additional Noninterest Income$239,0004,692
Total noninterest expense$7,616,0002,397
Salaries and employee benefits$4,439,0002,265
Premises and equipment expense$1,371,0001,904
Additional noninterest expense$1,806,0002,918
Pre-tax net operating income$5,507,0001,517
Securities gains (losses)$119,000570
Applicable income taxes$1,986,0001,140
Income before extraordinary items$3,640,0001,732
Extraordinary gains, net$039
Net income$3,640,0001,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$512,0001,661
Cash dividends$1,192,0002,371
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,562,6501,751
2007-09-30 (YTD Data)Rank
Total interest income$17,093,0001,861
Total interest expense$5,753,0002,404
Net interest income$11,340,0001,511
Provision for loan and lease losses$515,0001,535
Total noninterest income$421,0004,797
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$131,0005,182
Trading account gains and fees$0184
Additional Noninterest Income$290,0003,804
Total noninterest expense$5,904,0002,299
Salaries and employee benefits$3,490,0002,162
Premises and equipment expense$1,015,0001,922
Additional noninterest expense$1,399,0002,777
Pre-tax net operating income$5,342,0001,275
Securities gains (losses)$73,000557
Applicable income taxes$1,965,000973
Income before extraordinary items$3,450,0001,478
Extraordinary gains, net$033
Net income$3,450,0001,476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0001,891
Cash dividends$347,0003,454
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,403,2801,486
2007-06-30 (YTD Data)Rank
Total interest income$11,275,0001,898
Total interest expense$3,746,0002,458
Net interest income$7,529,0001,534
Provision for loan and lease losses$347,0001,378
Total noninterest income$345,0004,356
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$84,0005,265
Trading account gains and fees$0168
Additional Noninterest Income$261,0003,261
Total noninterest expense$3,903,0002,340
Salaries and employee benefits$2,362,0002,168
Premises and equipment expense$643,0002,016
Additional noninterest expense$898,0002,890
Pre-tax net operating income$3,624,0001,305
Securities gains (losses)$59,000509
Applicable income taxes$1,298,0001,035
Income before extraordinary items$2,385,0001,476
Extraordinary gains, net$029
Net income$2,385,0001,474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0002,952
Cash dividends$231,0003,468
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,346,6501,474
2007-03-31 (YTD Data)Rank
Total interest income$5,486,0001,937
Total interest expense$1,827,0002,502
Net interest income$3,659,0001,585
Provision for loan and lease losses$166,0001,329
Total noninterest income$180,0004,251
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$41,0005,255
Trading account gains and fees$0195
Additional Noninterest Income$139,0003,154
Total noninterest expense$1,917,0002,384
Salaries and employee benefits$1,187,0002,165
Premises and equipment expense$327,0002,001
Additional noninterest expense$403,0003,152
Pre-tax net operating income$1,756,0001,333
Securities gains (losses)$37,000456
Applicable income taxes$569,0001,163
Income before extraordinary items$1,224,0001,427
Extraordinary gains, net$022
Net income$1,224,0001,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,195
Cash dividends$116,0002,974
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,198,8401,439
2006-12-31 (YTD Data)Rank
Total interest income$18,322,0002,147
Total interest expense$5,494,0002,799
Net interest income$12,828,0001,801
Provision for loan and lease losses$626,0001,554
Total noninterest income$1,276,0003,006
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$188,0005,111
Trading account gains and fees$0130
Additional Noninterest Income$1,088,0002,095
Total noninterest expense$7,127,0002,479
Salaries and employee benefits$4,390,0002,222
Premises and equipment expense$1,080,0002,296
Additional noninterest expense$1,657,0003,029
Pre-tax net operating income$6,351,0001,528
Securities gains (losses)$99,000545
Applicable income taxes$2,082,0001,289
Income before extraordinary items$4,368,0001,652
Extraordinary gains, net$051
Net income$4,368,0001,653
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0002,997
Cash dividends$1,516,0001,907
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,300,6801,665
2006-09-30 (YTD Data)Rank
Total interest income$13,205,0002,212
Total interest expense$3,842,0002,880
Net interest income$9,363,0001,863
Provision for loan and lease losses$546,0001,302
Total noninterest income$961,0003,012
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$140,0005,179
Trading account gains and fees$0126
Additional Noninterest Income$821,0002,086
Total noninterest expense$5,101,0002,581
Salaries and employee benefits$3,167,0002,322
Premises and equipment expense$743,0002,493
Additional noninterest expense$1,191,0003,161
Pre-tax net operating income$4,677,0001,597
Securities gains (losses)$88,000461
Applicable income taxes$1,835,0001,171
Income before extraordinary items$2,930,0001,871
Extraordinary gains, net$045
Net income$2,930,0001,873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0002,728
Cash dividends$533,0002,834
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,873,6801,885
2006-06-30 (YTD Data)Rank
Total interest income$8,501,0002,241
Total interest expense$2,414,0002,900
Net interest income$6,087,0001,913
Provision for loan and lease losses$353,0001,300
Total noninterest income$587,0003,166
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$93,0005,175
Trading account gains and fees$0126
Additional Noninterest Income$494,0002,228
Total noninterest expense$3,334,0002,631
Salaries and employee benefits$2,010,0002,436
Premises and equipment expense$482,0002,563
Additional noninterest expense$842,0002,989
Pre-tax net operating income$2,987,0001,657
Securities gains (losses)$1,0001,053
Applicable income taxes$1,151,0001,243
Income before extraordinary items$1,837,0001,981
Extraordinary gains, net$039
Net income$1,837,0001,983
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0003,101
Cash dividends$333,0002,962
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,836,3601,967
2006-03-31 (YTD Data)Rank
Total interest income$4,091,0002,277
Total interest expense$1,185,0002,830
Net interest income$2,906,0001,999
Provision for loan and lease losses$153,0001,404
Total noninterest income$237,0003,598
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$47,0005,070
Trading account gains and fees$0115
Additional Noninterest Income$190,0002,579
Total noninterest expense$1,561,0002,792
Salaries and employee benefits$946,0002,573
Premises and equipment expense$217,0002,811
Additional noninterest expense$398,0003,131
Pre-tax net operating income$1,429,0001,694
Securities gains (losses)$0955
Applicable income taxes$553,0001,279
Income before extraordinary items$876,0002,017
Extraordinary gains, net$021
Net income$876,0002,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,331
Cash dividends$303,0001,908
Sale, conversion, retirement of capital stock, net$0648
Net operating income$876,0002,002
2005-12-31 (YTD Data)Rank
Total interest income$14,220,0002,324
Total interest expense$3,699,0002,823
Net interest income$10,521,0002,108
Provision for loan and lease losses$1,087,000974
Total noninterest income$998,0003,573
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$182,0005,241
Trading account gains and fees$0138
Additional Noninterest Income$816,0002,503
Total noninterest expense$5,819,0002,825
Salaries and employee benefits$3,561,0002,559
Premises and equipment expense$823,0002,826
Additional noninterest expense$1,435,0003,342
Pre-tax net operating income$4,613,0001,985
Securities gains (losses)$5,0001,712
Applicable income taxes$1,858,0001,443
Income before extraordinary items$2,760,0002,404
Extraordinary gains, net$046
Net income$2,760,0002,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$912,000726
Cash dividends$115,0005,400
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,756,8002,381
2005-09-30 (YTD Data)Rank
Total interest income$10,182,0002,373
Total interest expense$2,592,0002,846
Net interest income$7,590,0002,171
Provision for loan and lease losses$867,000872
Total noninterest income$699,0003,732
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$132,0005,338
Trading account gains and fees$0126
Additional Noninterest Income$567,0002,641
Total noninterest expense$4,224,0002,876
Salaries and employee benefits$2,659,0002,531
Premises and equipment expense$541,0003,139
Additional noninterest expense$1,024,0003,444
Pre-tax net operating income$3,198,0002,125
Securities gains (losses)$5,0001,712
Applicable income taxes$1,327,0001,523
Income before extraordinary items$1,876,0002,609
Extraordinary gains, net$035
Net income$1,876,0002,610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$774,000599
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,872,8002,577
2005-06-30 (YTD Data)Rank
Total interest income$6,302,0002,489
Total interest expense$1,558,0002,960
Net interest income$4,744,0002,290
Provision for loan and lease losses$645,000774
Total noninterest income$419,0003,939
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$84,0005,390
Trading account gains and fees$0116
Additional Noninterest Income$335,0002,868
Total noninterest expense$2,839,0002,847
Salaries and employee benefits$1,802,0002,476
Premises and equipment expense$356,0003,144
Additional noninterest expense$681,0003,432
Pre-tax net operating income$1,679,0002,507
Securities gains (losses)$5,0001,582
Applicable income taxes$581,0002,056
Income before extraordinary items$1,103,0002,870
Extraordinary gains, net$030
Net income$1,103,0002,869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$514,000584
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,099,7502,833
2005-03-31 (YTD Data)Rank
Total interest income$2,882,0002,666
Total interest expense$710,0003,077
Net interest income$2,172,0002,456
Provision for loan and lease losses$456,000516
Total noninterest income$131,0005,062
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$40,0005,458
Trading account gains and fees$0115
Additional Noninterest Income$91,0003,935
Total noninterest expense$1,396,0002,885
Salaries and employee benefits$899,0002,497
Premises and equipment expense$181,0003,131
Additional noninterest expense$316,0003,640
Pre-tax net operating income$451,0003,952
Securities gains (losses)$5,0001,192
Applicable income taxes$118,0003,499
Income before extraordinary items$338,0004,051
Extraordinary gains, net$024
Net income$338,0004,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$500,000350
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$334,3004,036
2004-12-31 (YTD Data)Rank
Total interest income$8,434,0003,281
Total interest expense$1,855,0003,873
Net interest income$6,579,0003,050
Provision for loan and lease losses$1,235,000862
Total noninterest income$1,030,0003,466
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$222,0005,003
Trading account gains and fees$0138
Additional Noninterest Income$808,0002,482
Total noninterest expense$4,803,0003,238
Salaries and employee benefits$3,118,0002,746
Premises and equipment expense$630,0003,395
Additional noninterest expense$1,055,0004,155
Pre-tax net operating income$1,571,0004,133
Securities gains (losses)$1,0003,645
Applicable income taxes$543,0003,199
Income before extraordinary items$1,029,0004,612
Extraordinary gains, net$034
Net income$1,029,0004,612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,195,000679
Cash dividends$430,0003,793
Sale, conversion, retirement of capital stock, net$2,597,000311
Net operating income$1,028,3504,551
2004-09-30 (YTD Data)Rank
Total interest income$5,963,0003,403
Total interest expense$1,238,0004,184
Net interest income$4,725,0003,142
Provision for loan and lease losses$990,000787
Total noninterest income$724,0003,649
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$178,0004,879
Trading account gains and fees$0134
Additional Noninterest Income$546,0002,664
Total noninterest expense$3,429,0003,346
Salaries and employee benefits$2,256,0002,805
Premises and equipment expense$482,0003,351
Additional noninterest expense$691,0004,576
Pre-tax net operating income$1,030,0004,538
Securities gains (losses)$03,710
Applicable income taxes$447,0003,096
Income before extraordinary items$583,0005,437
Extraordinary gains, net$026
Net income$583,0005,437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$366,0001,248
Cash dividends$120,0004,483
Sale, conversion, retirement of capital stock, net$2,597,000227
Net operating income$583,0005,357
2004-06-30 (YTD Data)Rank
Total interest income$3,695,0003,613
Total interest expense$783,0004,345
Net interest income$2,912,0003,343
Provision for loan and lease losses$895,000572
Total noninterest income$542,0003,389
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$127,0004,740
Trading account gains and fees$0130
Additional Noninterest Income$415,0002,453
Total noninterest expense$2,189,0003,493
Salaries and employee benefits$1,481,0002,862
Premises and equipment expense$324,0003,334
Additional noninterest expense$384,0005,203
Pre-tax net operating income$370,0006,052
Securities gains (losses)$03,413
Applicable income taxes$154,0004,205
Income before extraordinary items$216,0006,745
Extraordinary gains, net$021
Net income$216,0006,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$281,0001,091
Cash dividends$75,0004,419
Sale, conversion, retirement of capital stock, net$2,597,000155
Net operating income$216,0006,660
2004-03-31 (YTD Data)Rank
Total interest income$1,730,0003,824
Total interest expense$361,0004,621
Net interest income$1,369,0003,511
Provision for loan and lease losses$323,000749
Total noninterest income$332,0002,900
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$70,0004,409
Trading account gains and fees$0121
Additional Noninterest Income$262,0002,058
Total noninterest expense$1,162,0003,314
Salaries and employee benefits$758,0002,822
Premises and equipment expense$183,0003,042
Additional noninterest expense$221,0004,708
Pre-tax net operating income$216,0005,640
Securities gains (losses)$02,934
Applicable income taxes$87,0004,008
Income before extraordinary items$129,0006,356
Extraordinary gains, net$016
Net income$129,0006,355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,876
Cash dividends$75,0003,114
Sale, conversion, retirement of capital stock, net$595,000143
Net operating income$129,0006,240
2003-12-31 (YTD Data)Rank
Total interest income$6,108,0004,264
Total interest expense$1,551,0004,769
Net interest income$4,557,0003,962
Provision for loan and lease losses$291,0003,259
Total noninterest income$1,006,0003,718
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$184,0005,442
Trading account gains and fees$0160
Additional Noninterest Income$822,0002,696
Total noninterest expense$3,857,0003,816
Salaries and employee benefits$2,141,0003,712
Premises and equipment expense$708,0003,056
Additional noninterest expense$1,008,0004,250
Pre-tax net operating income$1,415,0004,278
Securities gains (losses)$04,500
Applicable income taxes$523,0003,299
Income before extraordinary items$892,0004,960
Extraordinary gains, net$054
Net income$892,0004,960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$199,0002,879
Cash dividends$350,0004,142
Sale, conversion, retirement of capital stock, net$650,000460
Net operating income$892,0004,790
2003-09-30 (YTD Data)Rank
Total interest income$4,321,0004,471
Total interest expense$1,209,0004,796
Net interest income$3,112,0004,272
Provision for loan and lease losses$405,0001,997
Total noninterest income$996,0003,148
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$128,0005,647
Trading account gains and fees$0153
Additional Noninterest Income$868,0002,245
Total noninterest expense$2,499,0004,273
Salaries and employee benefits$1,296,0004,380
Premises and equipment expense$496,0003,241
Additional noninterest expense$707,0004,443
Pre-tax net operating income$1,204,0004,062
Securities gains (losses)$04,204
Applicable income taxes$562,0002,797
Income before extraordinary items$642,0005,215
Extraordinary gains, net$040
Net income$642,0005,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,0002,549
Cash dividends$50,0005,093
Sale, conversion, retirement of capital stock, net$310,000404
Net operating income$642,0005,037
2003-06-30 (YTD Data)Rank
Total interest income$2,890,0004,498
Total interest expense$816,0004,866
Net interest income$2,074,0004,288
Provision for loan and lease losses$270,0001,999
Total noninterest income$576,0003,454
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$89,0005,523
Trading account gains and fees$0150
Additional Noninterest Income$487,0002,476
Total noninterest expense$1,609,0004,370
Salaries and employee benefits$774,0004,723
Premises and equipment expense$329,0003,253
Additional noninterest expense$506,0004,209
Pre-tax net operating income$771,0004,157
Securities gains (losses)$03,782
Applicable income taxes$403,0002,673
Income before extraordinary items$368,0005,609
Extraordinary gains, net$030
Net income$368,0005,608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0002,341
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$368,0005,400
2003-03-31 (YTD Data)Rank
Total interest income$1,417,0004,577
Total interest expense$411,0004,954
Net interest income$1,006,0004,379
Provision for loan and lease losses$45,0003,818
Total noninterest income$270,0003,480
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$46,0005,391
Trading account gains and fees$0134
Additional Noninterest Income$224,0002,523
Total noninterest expense$813,0004,315
Salaries and employee benefits$411,0004,536
Premises and equipment expense$165,0003,224
Additional noninterest expense$237,0004,391
Pre-tax net operating income$418,0003,934
Securities gains (losses)$02,891
Applicable income taxes$272,0002,187
Income before extraordinary items$146,0006,074
Extraordinary gains, net$021
Net income$146,0006,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0001,618
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$146,0005,894
2002-12-31 (YTD Data)Rank
Total interest income$4,995,0005,180
Total interest expense$2,095,0004,648
Net interest income$2,900,0005,386
Provision for loan and lease losses$369,0003,008
Total noninterest income$714,0004,280
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$190,0005,314
Trading account gains and fees$0153
Additional Noninterest Income$524,0003,200
Total noninterest expense$2,744,0004,756
Salaries and employee benefits$1,238,0005,377
Premises and equipment expense$655,0003,162
Additional noninterest expense$851,0004,718
Pre-tax net operating income$501,0006,755
Securities gains (losses)$04,537
Applicable income taxes$194,0005,160
Income before extraordinary items$307,0007,293
Extraordinary gains, net$070
Net income$307,0007,291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0004,660
Cash dividends$216,0004,799
Sale, conversion, retirement of capital stock, net$250,000553
Net operating income$307,0007,187
2001-12-31 (YTD Data)Rank
Total interest income$5,014,0005,606
Total interest expense$2,540,0005,349
Net interest income$2,474,0005,755
Provision for loan and lease losses$84,0005,921
Total noninterest income$726,0004,098
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$172,0005,484
Trading account gains and fees$0177
Additional Noninterest Income$554,0002,956
Total noninterest expense$2,414,0005,078
Salaries and employee benefits$1,061,0005,780
Premises and equipment expense$524,0003,732
Additional noninterest expense$829,0004,672
Pre-tax net operating income$702,0005,811
Securities gains (losses)$04,612
Applicable income taxes$274,0004,453
Income before extraordinary items$428,0006,408
Extraordinary gains, net$0105
Net income$428,0006,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0005,877
Cash dividends$252,0004,649
Sale, conversion, retirement of capital stock, net$0922
Net operating income$428,0006,285
2000-12-31 (YTD Data)Rank
Total interest income$4,326,0006,233
Total interest expense$1,896,0006,430
Net interest income$2,430,0005,920
Provision for loan and lease losses$130,0004,683
Total noninterest income$385,0005,622
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$68,0007,238
Trading account gains and feesNANA
Additional Noninterest Income$317,0003,803
Total noninterest expense$1,675,0006,315
Salaries and employee benefits$813,0006,667
Premises and equipment expense$349,0004,941
Additional noninterest expense$513,0006,329
Pre-tax net operating income$1,010,0005,233
Securities gains (losses)$01,956
Applicable income taxes$396,0003,994
Income before extraordinary items$614,0005,774
Extraordinary gains, net$038
Net income$614,0005,772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,220
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$614,0005,786
1999-12-31 (YTD Data)Rank
Total interest income$3,587,0006,740
Total interest expense$1,391,0007,210
Net interest income$2,196,0006,285
Provision for loan and lease losses$112,0004,998
Total noninterest income$732,0003,859
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$42,0008,025
Trading account gains and feesNANA
Additional Noninterest Income$690,0002,401
Total noninterest expense$2,139,0005,415
Salaries and employee benefits$1,329,0004,790
Premises and equipment expense$297,0005,494
Additional noninterest expense$513,0006,418
Pre-tax net operating income$677,0006,399
Securities gains (losses)$03,155
Applicable income taxes$233,0005,368
Income before extraordinary items$444,0006,739
Extraordinary gains, net$-9,00010,147
Net income$435,0006,786
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0006,892
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$444,0006,712
1998-12-31 (YTD Data)Rank
Total interest income$2,904,0007,634
Total interest expense$1,182,0007,953
Net interest income$1,722,0007,234
Provision for loan and lease losses$107,0004,980
Total noninterest income$807,0003,610
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$32,0008,466
Trading account gains and feesNANA
Additional Noninterest Income$775,0002,220
Total noninterest expense$1,874,0005,832
Salaries and employee benefits$1,272,0004,853
Premises and equipment expense$239,0006,124
Additional noninterest expense$363,0007,534
Pre-tax net operating income$548,0007,160
Securities gains (losses)$04,449
Applicable income taxes$216,0006,009
Income before extraordinary items$332,0007,638
Extraordinary gains, net$032
Net income$332,0007,637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$332,0007,552
1997-12-31 (YTD Data)Rank
Total interest income$959,00010,339
Total interest expense$245,00010,601
Net interest income$714,0009,901
Provision for loan and lease losses$90,0005,371
Total noninterest income$54,00010,218
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$12,0009,252
Trading account gains and feesNANA
Additional Noninterest Income$42,0008,774
Total noninterest expense$767,0009,155
Salaries and employee benefits$475,0008,786
Premises and equipment expense$94,0009,100
Additional noninterest expense$188,0009,564
Pre-tax net operating income$-89,00010,481
Securities gains (losses)$03,944
Applicable income taxes$-24,00010,566
Income before extraordinary items$-65,00010,482
Extraordinary gains, net$044
Net income$-65,00010,484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$4,372,000234
Net operating income$-65,00010,447

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.