Home > Centennial Bank > Income and Expense
Centennial Bank, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $5,823,000 | 1,101 |
| Total interest expense | $1,581,000 | 546 |
| Net interest income | $4,242,000 | 1,276 |
| Provision for loan and lease losses | $161,000 | 1,552 |
| Total noninterest income | $6,000 | 6,778 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $0 | 6,809 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,000 | 6,364 |
| Total noninterest expense | $1,099,000 | 3,768 |
| Salaries and employee benefits | $572,000 | 3,827 |
| Premises and equipment expense | $82,000 | 4,729 |
| Additional noninterest expense | $445,000 | 3,248 |
| Pre-tax net operating income | $2,988,000 | 638 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $1,257,000 | 466 |
| Income before extraordinary items | $1,731,000 | 882 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,731,000 | 883 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,731,000 | 884 |
| Net charge-offs | $1,022,000 | 467 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,731,000 | 842 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $28,746,000 | 913 |
| Total interest expense | $8,618,000 | 485 |
| Net interest income | $20,128,000 | 1,086 |
| Provision for loan and lease losses | $3,736,000 | 645 |
| Total noninterest income | $99,000 | 6,291 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $0 | 6,902 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $99,000 | 5,355 |
| Total noninterest expense | $6,027,000 | 3,026 |
| Salaries and employee benefits | $2,693,000 | 3,377 |
| Premises and equipment expense | $371,000 | 4,473 |
| Additional noninterest expense | $2,963,000 | 2,196 |
| Pre-tax net operating income | $10,464,000 | 686 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $4,192,000 | 488 |
| Income before extraordinary items | $6,272,000 | 966 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,272,000 | 966 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $6,272,000 | 966 |
| Net charge-offs | $7,118,000 | 422 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $6,272,000 | 901 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $22,514,000 | 885 |
| Total interest expense | $6,789,000 | 485 |
| Net interest income | $15,725,000 | 1,056 |
| Provision for loan and lease losses | $2,931,000 | 636 |
| Total noninterest income | $-38,000 | 6,993 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $0 | 6,990 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-38,000 | 6,811 |
| Total noninterest expense | $5,099,000 | 2,737 |
| Salaries and employee benefits | $2,364,000 | 3,044 |
| Premises and equipment expense | $289,000 | 4,438 |
| Additional noninterest expense | $2,446,000 | 2,011 |
| Pre-tax net operating income | $7,657,000 | 736 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $3,089,000 | 502 |
| Income before extraordinary items | $4,568,000 | 1,013 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,568,000 | 1,013 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,568,000 | 1,013 |
| Net charge-offs | $4,954,000 | 464 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $4,568,000 | 955 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $15,706,000 | 856 |
| Total interest expense | $4,792,000 | 470 |
| Net interest income | $10,914,000 | 1,012 |
| Provision for loan and lease losses | $2,493,000 | 543 |
| Total noninterest income | $-202,000 | 7,142 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $0 | 7,045 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-202,000 | 7,075 |
| Total noninterest expense | $3,505,000 | 2,667 |
| Salaries and employee benefits | $1,689,000 | 2,889 |
| Premises and equipment expense | $195,000 | 4,429 |
| Additional noninterest expense | $1,621,000 | 2,012 |
| Pre-tax net operating income | $4,714,000 | 785 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,851,000 | 537 |
| Income before extraordinary items | $2,863,000 | 1,053 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,863,000 | 1,053 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,863,000 | 1,053 |
| Net charge-offs | $4,112,000 | 387 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,863,000 | 989 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $7,870,000 | 852 |
| Total interest expense | $2,472,000 | 470 |
| Net interest income | $5,398,000 | 1,018 |
| Provision for loan and lease losses | $888,000 | 688 |
| Total noninterest income | $24,000 | 6,522 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $0 | 7,087 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $24,000 | 5,550 |
| Total noninterest expense | $1,771,000 | 2,641 |
| Salaries and employee benefits | $902,000 | 2,734 |
| Premises and equipment expense | $102,000 | 4,355 |
| Additional noninterest expense | $767,000 | 2,104 |
| Pre-tax net operating income | $2,763,000 | 670 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $1,096,000 | 481 |
| Income before extraordinary items | $1,667,000 | 896 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,667,000 | 897 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,667,000 | 897 |
| Net charge-offs | $1,515,000 | 494 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,667,000 | 844 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $36,029,000 | 784 |
| Total interest expense | $12,995,000 | 427 |
| Net interest income | $23,034,000 | 951 |
| Provision for loan and lease losses | $7,865,000 | 522 |
| Total noninterest income | $-1,234,000 | 7,259 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,234,000 | 7,222 |
| Total noninterest expense | $6,137,000 | 2,999 |
| Salaries and employee benefits | $2,673,000 | 3,389 |
| Premises and equipment expense | $424,000 | 4,435 |
| Additional noninterest expense | $3,040,000 | 2,182 |
| Pre-tax net operating income | $7,798,000 | 781 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $3,034,000 | 575 |
| Income before extraordinary items | $4,764,000 | 1,045 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,764,000 | 1,046 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,764,000 | 1,046 |
| Net charge-offs | $10,209,000 | 446 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $4,764,000 | 1,005 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $27,674,000 | 786 |
| Total interest expense | $10,045,000 | 439 |
| Net interest income | $17,629,000 | 943 |
| Provision for loan and lease losses | $6,215,000 | 519 |
| Total noninterest income | $-1,047,000 | 7,359 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-1,047,000 | 7,327 |
| Total noninterest expense | $4,538,000 | 3,033 |
| Salaries and employee benefits | $1,815,000 | 3,649 |
| Premises and equipment expense | $321,000 | 4,464 |
| Additional noninterest expense | $2,402,000 | 2,074 |
| Pre-tax net operating income | $5,829,000 | 800 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $2,507,000 | 530 |
| Income before extraordinary items | $3,322,000 | 1,148 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,322,000 | 1,148 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,322,000 | 1,148 |
| Net charge-offs | $7,038,000 | 467 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,322,000 | 1,097 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $18,552,000 | 792 |
| Total interest expense | $6,823,000 | 452 |
| Net interest income | $11,729,000 | 943 |
| Provision for loan and lease losses | $1,000,000 | 1,493 |
| Total noninterest income | $-3,206,000 | 7,493 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-3,206,000 | 7,493 |
| Total noninterest expense | $3,155,000 | 2,964 |
| Salaries and employee benefits | $1,217,000 | 3,659 |
| Premises and equipment expense | $213,000 | 4,521 |
| Additional noninterest expense | $1,725,000 | 1,984 |
| Pre-tax net operating income | $4,368,000 | 719 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $1,705,000 | 516 |
| Income before extraordinary items | $2,663,000 | 927 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,663,000 | 926 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,663,000 | 927 |
| Net charge-offs | $1,778,000 | 994 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,663,000 | 896 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $9,392,000 | 781 |
| Total interest expense | $3,475,000 | 460 |
| Net interest income | $5,917,000 | 935 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $-976,000 | 7,544 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-976,000 | 7,546 |
| Total noninterest expense | $1,610,000 | 2,912 |
| Salaries and employee benefits | $607,000 | 3,693 |
| Premises and equipment expense | $106,000 | 4,564 |
| Additional noninterest expense | $897,000 | 1,886 |
| Pre-tax net operating income | $3,331,000 | 501 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,335,000 | 377 |
| Income before extraordinary items | $1,996,000 | 660 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,996,000 | 658 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,996,000 | 660 |
| Net charge-offs | $296,000 | 1,767 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,996,000 | 643 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $42,059,000 | 718 |
| Total interest expense | $18,395,000 | 426 |
| Net interest income | $23,664,000 | 932 |
| Provision for loan and lease losses | $8,650,000 | 755 |
| Total noninterest income | $-2,907,000 | 7,614 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 6,799 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-2,907,000 | 7,598 |
| Total noninterest expense | $6,968,000 | 2,733 |
| Salaries and employee benefits | $2,328,000 | 3,799 |
| Premises and equipment expense | $474,000 | 4,326 |
| Additional noninterest expense | $4,166,000 | 1,729 |
| Pre-tax net operating income | $5,139,000 | 1,008 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,943,000 | 751 |
| Income before extraordinary items | $3,196,000 | 1,331 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,196,000 | 1,332 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,196,000 | 1,333 |
| Net charge-offs | $10,459,000 | 592 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,196,000 | 1,282 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $33,025,000 | 687 |
| Total interest expense | $14,295,000 | 434 |
| Net interest income | $18,730,000 | 882 |
| Provision for loan and lease losses | $3,800,000 | 1,087 |
| Total noninterest income | $-2,922,000 | 7,741 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $0 | 6,888 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-2,922,000 | 7,727 |
| Total noninterest expense | $5,287,000 | 2,709 |
| Salaries and employee benefits | $1,730,000 | 3,859 |
| Premises and equipment expense | $367,000 | 4,292 |
| Additional noninterest expense | $3,190,000 | 1,669 |
| Pre-tax net operating income | $6,721,000 | 632 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $2,630,000 | 483 |
| Income before extraordinary items | $4,091,000 | 847 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,091,000 | 848 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,091,000 | 848 |
| Net charge-offs | $2,483,000 | 1,310 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $4,091,000 | 801 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $22,476,000 | 677 |
| Total interest expense | $9,709,000 | 441 |
| Net interest income | $12,767,000 | 861 |
| Provision for loan and lease losses | $2,750,000 | 1,005 |
| Total noninterest income | $-2,528,000 | 7,811 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $0 | 6,943 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-2,528,000 | 7,807 |
| Total noninterest expense | $3,527,000 | 2,716 |
| Salaries and employee benefits | $1,159,000 | 3,874 |
| Premises and equipment expense | $237,000 | 4,403 |
| Additional noninterest expense | $2,131,000 | 1,652 |
| Pre-tax net operating income | $3,962,000 | 700 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,535,000 | 489 |
| Income before extraordinary items | $2,427,000 | 927 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,427,000 | 927 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,427,000 | 928 |
| Net charge-offs | $2,483,000 | 957 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,427,000 | 890 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $11,278,000 | 691 |
| Total interest expense | $4,922,000 | 458 |
| Net interest income | $6,356,000 | 873 |
| Provision for loan and lease losses | $1,750,000 | 817 |
| Total noninterest income | $7,000 | 7,507 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $0 | 7,028 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $7,000 | 6,844 |
| Total noninterest expense | $1,827,000 | 2,668 |
| Salaries and employee benefits | $579,000 | 3,931 |
| Premises and equipment expense | $112,000 | 4,636 |
| Additional noninterest expense | $1,136,000 | 1,550 |
| Pre-tax net operating income | $2,786,000 | 492 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $1,106,000 | 354 |
| Income before extraordinary items | $1,680,000 | 667 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,680,000 | 669 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,680,000 | 671 |
| Net charge-offs | $1,089,000 | 977 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,680,000 | 645 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $48,178,000 | 682 |
| Total interest expense | $25,870,000 | 432 |
| Net interest income | $22,308,000 | 973 |
| Provision for loan and lease losses | $19,915,000 | 501 |
| Total noninterest income | $174,000 | 6,412 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $0 | 7,114 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $174,000 | 4,861 |
| Total noninterest expense | $11,953,000 | 1,702 |
| Salaries and employee benefits | $2,244,000 | 4,015 |
| Premises and equipment expense | $419,000 | 4,866 |
| Additional noninterest expense | $9,290,000 | 860 |
| Pre-tax net operating income | $-9,386,000 | 7,464 |
| Securities gains (losses) | $277,000 | 1,301 |
| Applicable income taxes | $-1,669,000 | 7,464 |
| Income before extraordinary items | $-7,440,000 | 7,458 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-7,440,000 | 7,455 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-7,440,000 | 7,456 |
| Net charge-offs | $5,666,000 | 1,038 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-7,667,140 | 7,479 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $36,942,000 | 682 |
| Total interest expense | $20,510,000 | 438 |
| Net interest income | $16,432,000 | 998 |
| Provision for loan and lease losses | $16,415,000 | 443 |
| Total noninterest income | $162,000 | 6,228 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $0 | 7,173 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $162,000 | 4,629 |
| Total noninterest expense | $4,255,000 | 3,333 |
| Salaries and employee benefits | $1,914,000 | 3,672 |
| Premises and equipment expense | $294,000 | 5,087 |
| Additional noninterest expense | $2,047,000 | 2,518 |
| Pre-tax net operating income | $-4,076,000 | 7,417 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-1,953,000 | 7,713 |
| Income before extraordinary items | $-2,123,000 | 7,207 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,123,000 | 7,207 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,123,000 | 7,206 |
| Net charge-offs | $4,441,000 | 898 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,123,000 | 7,196 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $24,787,000 | 690 |
| Total interest expense | $14,214,000 | 449 |
| Net interest income | $10,573,000 | 1,036 |
| Provision for loan and lease losses | $6,315,000 | 634 |
| Total noninterest income | $146,000 | 5,764 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $0 | 7,241 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $146,000 | 4,171 |
| Total noninterest expense | $2,548,000 | 3,667 |
| Salaries and employee benefits | $1,352,000 | 3,550 |
| Premises and equipment expense | $185,000 | 5,273 |
| Additional noninterest expense | $1,011,000 | 3,268 |
| Pre-tax net operating income | $1,856,000 | 1,232 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $649,000 | 878 |
| Income before extraordinary items | $1,207,000 | 1,538 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,207,000 | 1,535 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,207,000 | 1,537 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,207,000 | 1,516 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $12,383,000 | 697 |
| Total interest expense | $7,136,000 | 465 |
| Net interest income | $5,247,000 | 1,033 |
| Provision for loan and lease losses | $3,315,000 | 527 |
| Total noninterest income | $134,000 | 4,661 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $0 | 7,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $134,000 | 3,166 |
| Total noninterest expense | $1,353,000 | 3,418 |
| Salaries and employee benefits | $806,000 | 3,081 |
| Premises and equipment expense | $92,000 | 5,322 |
| Additional noninterest expense | $455,000 | 3,247 |
| Pre-tax net operating income | $713,000 | 1,776 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $234,000 | 1,287 |
| Income before extraordinary items | $479,000 | 2,217 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $479,000 | 2,218 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $479,000 | 2,219 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $479,000 | 2,078 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $48,674,000 | 763 |
| Total interest expense | $25,934,000 | 609 |
| Net interest income | $22,740,000 | 942 |
| Provision for loan and lease losses | $729,000 | 3,182 |
| Total noninterest income | $2,401,000 | 1,866 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,335 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,401,000 | 1,143 |
| Total noninterest expense | $5,405,000 | 3,357 |
| Salaries and employee benefits | $3,713,000 | 2,672 |
| Premises and equipment expense | $336,000 | 5,523 |
| Additional noninterest expense | $1,356,000 | 3,899 |
| Pre-tax net operating income | $19,007,000 | 306 |
| Securities gains (losses) | $-484,000 | 7,538 |
| Applicable income taxes | $7,541,000 | 221 |
| Income before extraordinary items | $10,982,000 | 359 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $10,982,000 | 359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,841 |
| Cash dividends | $7,000,000 | 414 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $11,291,760 | 362 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $36,109,000 | 791 |
| Total interest expense | $18,936,000 | 664 |
| Net interest income | $17,173,000 | 949 |
| Provision for loan and lease losses | $464,000 | 2,843 |
| Total noninterest income | $2,324,000 | 1,583 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $0 | 7,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,324,000 | 989 |
| Total noninterest expense | $3,949,000 | 3,415 |
| Salaries and employee benefits | $2,689,000 | 2,790 |
| Premises and equipment expense | $256,000 | 5,516 |
| Additional noninterest expense | $1,004,000 | 3,857 |
| Pre-tax net operating income | $15,084,000 | 352 |
| Securities gains (losses) | $-484,000 | 7,769 |
| Applicable income taxes | $5,938,000 | 275 |
| Income before extraordinary items | $8,662,000 | 420 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $8,662,000 | 419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $7,000,000 | 328 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $8,971,760 | 434 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $23,238,000 | 832 |
| Total interest expense | $12,119,000 | 711 |
| Net interest income | $11,119,000 | 967 |
| Provision for loan and lease losses | $88,000 | 4,508 |
| Total noninterest income | $1,689,000 | 1,512 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,689,000 | 958 |
| Total noninterest expense | $2,671,000 | 3,387 |
| Salaries and employee benefits | $1,841,000 | 2,755 |
| Premises and equipment expense | $177,000 | 5,467 |
| Additional noninterest expense | $653,000 | 3,909 |
| Pre-tax net operating income | $10,049,000 | 367 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $4,090,000 | 303 |
| Income before extraordinary items | $5,959,000 | 466 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,959,000 | 465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $7,000,000 | 247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $5,959,000 | 454 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $11,588,000 | 864 |
| Total interest expense | $6,006,000 | 767 |
| Net interest income | $5,582,000 | 961 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $532,000 | 2,146 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $532,000 | 1,347 |
| Total noninterest expense | $1,393,000 | 3,282 |
| Salaries and employee benefits | $953,000 | 2,702 |
| Premises and equipment expense | $89,000 | 5,489 |
| Additional noninterest expense | $351,000 | 3,662 |
| Pre-tax net operating income | $4,721,000 | 427 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,917,000 | 362 |
| Income before extraordinary items | $2,804,000 | 545 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,804,000 | 546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,804,000 | 519 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $44,571,000 | 943 |
| Total interest expense | $21,523,000 | 918 |
| Net interest income | $23,048,000 | 955 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $34,000 | 8,165 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $34,000 | 7,445 |
| Total noninterest expense | $4,760,000 | 3,579 |
| Salaries and employee benefits | $3,115,000 | 3,131 |
| Premises and equipment expense | $293,000 | 5,836 |
| Additional noninterest expense | $1,352,000 | 3,725 |
| Pre-tax net operating income | $18,322,000 | 493 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $7,404,000 | 412 |
| Income before extraordinary items | $10,918,000 | 602 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $10,918,000 | 600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,709 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $10,918,000 | 593 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $32,667,000 | 962 |
| Total interest expense | $15,087,000 | 981 |
| Net interest income | $17,580,000 | 952 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $22,000 | 8,237 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $22,000 | 7,602 |
| Total noninterest expense | $3,531,000 | 3,593 |
| Salaries and employee benefits | $2,310,000 | 3,143 |
| Premises and equipment expense | $213,000 | 5,921 |
| Additional noninterest expense | $1,008,000 | 3,675 |
| Pre-tax net operating income | $14,071,000 | 527 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $5,746,000 | 434 |
| Income before extraordinary items | $8,325,000 | 633 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $8,325,000 | 631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,441 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $8,325,000 | 624 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $21,790,000 | 982 |
| Total interest expense | $9,375,000 | 1,053 |
| Net interest income | $12,415,000 | 899 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $18,000 | 8,243 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $18,000 | 7,471 |
| Total noninterest expense | $2,382,000 | 3,587 |
| Salaries and employee benefits | $1,626,000 | 3,029 |
| Premises and equipment expense | $135,000 | 6,081 |
| Additional noninterest expense | $621,000 | 3,919 |
| Pre-tax net operating income | $10,051,000 | 526 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $4,114,000 | 446 |
| Income before extraordinary items | $5,937,000 | 625 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,937,000 | 624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $5,937,000 | 616 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $10,967,000 | 966 |
| Total interest expense | $4,659,000 | 1,055 |
| Net interest income | $6,308,000 | 888 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $12,000 | 8,183 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $12,000 | 7,222 |
| Total noninterest expense | $1,286,000 | 3,376 |
| Salaries and employee benefits | $896,000 | 2,796 |
| Premises and equipment expense | $61,000 | 6,362 |
| Additional noninterest expense | $329,000 | 3,693 |
| Pre-tax net operating income | $5,034,000 | 519 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $2,070,000 | 442 |
| Income before extraordinary items | $2,964,000 | 620 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,964,000 | 619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,964,000 | 608 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $41,954,000 | 927 |
| Total interest expense | $18,551,000 | 899 |
| Net interest income | $23,403,000 | 949 |
| Provision for loan and lease losses | $662,000 | 1,482 |
| Total noninterest income | $14,000 | 8,456 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $14,000 | 8,156 |
| Total noninterest expense | $4,100,000 | 3,916 |
| Salaries and employee benefits | $2,538,000 | 3,574 |
| Premises and equipment expense | $243,000 | 6,281 |
| Additional noninterest expense | $1,319,000 | 3,663 |
| Pre-tax net operating income | $18,655,000 | 572 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $7,646,000 | 467 |
| Income before extraordinary items | $11,009,000 | 682 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $11,009,000 | 682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,089 |
| Cash dividends | $5,000,000 | 705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $11,009,000 | 672 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $29,786,000 | 985 |
| Total interest expense | $13,285,000 | 922 |
| Net interest income | $16,501,000 | 1,034 |
| Provision for loan and lease losses | $583,000 | 1,241 |
| Total noninterest income | $11,000 | 8,538 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,185 |
| Total noninterest expense | $2,906,000 | 4,067 |
| Salaries and employee benefits | $1,771,000 | 3,771 |
| Premises and equipment expense | $179,000 | 6,350 |
| Additional noninterest expense | $956,000 | 3,745 |
| Pre-tax net operating income | $13,023,000 | 629 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $5,471,000 | 505 |
| Income before extraordinary items | $7,552,000 | 776 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $7,552,000 | 775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 7,997 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $7,552,000 | 765 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $19,413,000 | 987 |
| Total interest expense | $8,570,000 | 899 |
| Net interest income | $10,843,000 | 1,048 |
| Provision for loan and lease losses | $178,000 | 2,331 |
| Total noninterest income | $6,000 | 8,600 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,317 |
| Total noninterest expense | $1,887,000 | 4,160 |
| Salaries and employee benefits | $1,162,000 | 3,833 |
| Premises and equipment expense | $120,000 | 6,349 |
| Additional noninterest expense | $605,000 | 3,894 |
| Pre-tax net operating income | $8,784,000 | 622 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $3,548,000 | 517 |
| Income before extraordinary items | $5,236,000 | 746 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,236,000 | 746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 7,977 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $5,236,000 | 733 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $9,411,000 | 986 |
| Total interest expense | $4,252,000 | 866 |
| Net interest income | $5,159,000 | 1,091 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $2,000 | 8,640 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $989,000 | 4,046 |
| Salaries and employee benefits | $611,000 | 3,709 |
| Premises and equipment expense | $59,000 | 6,404 |
| Additional noninterest expense | $319,000 | 3,714 |
| Pre-tax net operating income | $4,172,000 | 647 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,610,000 | 558 |
| Income before extraordinary items | $2,562,000 | 746 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,562,000 | 745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,838 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,562,000 | 732 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $30,745,000 | 1,071 |
| Total interest expense | $12,476,000 | 898 |
| Net interest income | $18,269,000 | 1,173 |
| Provision for loan and lease losses | $765,000 | 1,317 |
| Total noninterest income | $18,000 | 8,611 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $18,000 | 8,184 |
| Total noninterest expense | $3,829,000 | 4,001 |
| Salaries and employee benefits | $2,328,000 | 3,681 |
| Premises and equipment expense | $218,000 | 6,540 |
| Additional noninterest expense | $1,283,000 | 3,663 |
| Pre-tax net operating income | $13,693,000 | 719 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $5,437,000 | 607 |
| Income before extraordinary items | $8,256,000 | 873 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $8,256,000 | 874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,996 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $8,256,000 | 859 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $21,691,000 | 1,108 |
| Total interest expense | $8,688,000 | 907 |
| Net interest income | $13,003,000 | 1,244 |
| Provision for loan and lease losses | $510,000 | 1,378 |
| Total noninterest income | $10,000 | 8,699 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,000 | 8,374 |
| Total noninterest expense | $2,794,000 | 4,054 |
| Salaries and employee benefits | $1,743,000 | 3,663 |
| Premises and equipment expense | $165,000 | 6,489 |
| Additional noninterest expense | $886,000 | 3,854 |
| Pre-tax net operating income | $9,709,000 | 763 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $4,130,000 | 609 |
| Income before extraordinary items | $5,579,000 | 968 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,579,000 | 969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,559 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,579,000 | 950 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $13,527,000 | 1,164 |
| Total interest expense | $5,333,000 | 924 |
| Net interest income | $8,194,000 | 1,311 |
| Provision for loan and lease losses | $465,000 | 1,037 |
| Total noninterest income | $10,000 | 8,659 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $10,000 | 8,146 |
| Total noninterest expense | $1,856,000 | 4,044 |
| Salaries and employee benefits | $1,163,000 | 3,656 |
| Premises and equipment expense | $107,000 | 6,557 |
| Additional noninterest expense | $586,000 | 3,880 |
| Pre-tax net operating income | $5,883,000 | 812 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,638,000 | 616 |
| Income before extraordinary items | $3,245,000 | 1,078 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,245,000 | 1,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,245,000 | 1,062 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,398,000 | 1,194 |
| Total interest expense | $2,423,000 | 967 |
| Net interest income | $3,975,000 | 1,348 |
| Provision for loan and lease losses | $105,000 | 1,941 |
| Total noninterest income | $5,000 | 8,734 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,232 |
| Total noninterest expense | $921,000 | 4,084 |
| Salaries and employee benefits | $582,000 | 3,657 |
| Premises and equipment expense | $51,000 | 6,715 |
| Additional noninterest expense | $288,000 | 3,930 |
| Pre-tax net operating income | $2,954,000 | 806 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,241,000 | 652 |
| Income before extraordinary items | $1,713,000 | 1,015 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,713,000 | 1,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,295 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,713,000 | 991 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $21,511,000 | 1,323 |
| Total interest expense | $7,217,000 | 1,121 |
| Net interest income | $14,294,000 | 1,413 |
| Provision for loan and lease losses | $945,000 | 1,105 |
| Total noninterest income | $22,000 | 8,764 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $22,000 | 8,162 |
| Total noninterest expense | $3,236,000 | 4,428 |
| Salaries and employee benefits | $2,146,000 | 3,762 |
| Premises and equipment expense | $217,000 | 6,566 |
| Additional noninterest expense | $873,000 | 4,799 |
| Pre-tax net operating income | $10,135,000 | 867 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $4,720,000 | 628 |
| Income before extraordinary items | $5,415,000 | 1,206 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,415,000 | 1,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,948 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,415,000 | 1,178 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $15,599,000 | 1,348 |
| Total interest expense | $5,096,000 | 1,168 |
| Net interest income | $10,503,000 | 1,426 |
| Provision for loan and lease losses | $815,000 | 943 |
| Total noninterest income | $17,000 | 8,834 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,000 | 8,169 |
| Total noninterest expense | $2,337,000 | 4,510 |
| Salaries and employee benefits | $1,569,000 | 3,824 |
| Premises and equipment expense | $168,000 | 6,459 |
| Additional noninterest expense | $600,000 | 5,056 |
| Pre-tax net operating income | $7,368,000 | 902 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,791,000 | 771 |
| Income before extraordinary items | $4,577,000 | 1,071 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,577,000 | 1,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 3,231 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,577,000 | 1,033 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,054,000 | 1,383 |
| Total interest expense | $3,166,000 | 1,246 |
| Net interest income | $6,888,000 | 1,445 |
| Provision for loan and lease losses | $695,000 | 738 |
| Total noninterest income | $10,000 | 8,900 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $10,000 | 8,299 |
| Total noninterest expense | $1,501,000 | 4,665 |
| Salaries and employee benefits | $1,007,000 | 3,954 |
| Premises and equipment expense | $104,000 | 6,700 |
| Additional noninterest expense | $390,000 | 5,144 |
| Pre-tax net operating income | $4,702,000 | 928 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,943,000 | 737 |
| Income before extraordinary items | $2,759,000 | 1,189 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,759,000 | 1,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,878 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,759,000 | 1,145 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,937,000 | 1,425 |
| Total interest expense | $1,491,000 | 1,339 |
| Net interest income | $3,446,000 | 1,443 |
| Provision for loan and lease losses | $390,000 | 638 |
| Total noninterest income | $5,000 | 8,935 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,000 | 8,313 |
| Total noninterest expense | $747,000 | 4,703 |
| Salaries and employee benefits | $509,000 | 3,947 |
| Premises and equipment expense | $51,000 | 6,740 |
| Additional noninterest expense | $187,000 | 5,308 |
| Pre-tax net operating income | $2,314,000 | 931 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,020,000 | 722 |
| Income before extraordinary items | $1,294,000 | 1,254 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,294,000 | 1,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,144 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,294,000 | 1,187 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,561,000 | 8,014 |
| Total interest expense | $469,000 | 7,847 |
| Net interest income | $1,092,000 | 7,976 |
| Provision for loan and lease losses | $95,000 | 5,413 |
| Total noninterest income | $3,000 | 9,104 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,000 | 8,956 |
| Total noninterest expense | $279,000 | 9,084 |
| Salaries and employee benefits | $176,000 | 9,034 |
| Premises and equipment expense | $22,000 | 9,060 |
| Additional noninterest expense | $81,000 | 9,057 |
| Pre-tax net operating income | $721,000 | 5,935 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $324,000 | 4,161 |
| Income before extraordinary items | $397,000 | 6,827 |
| Extraordinary gains, net | $213,000 | 19 |
| Net income | $610,000 | 5,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,027 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $397,000 | 6,668 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $14,339,000 | 1,531 |
| Total interest expense | $4,625,000 | 1,505 |
| Net interest income | $9,714,000 | 1,515 |
| Provision for loan and lease losses | $585,000 | 1,445 |
| Total noninterest income | $55,000 | 8,643 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $55,000 | 7,077 |
| Total noninterest expense | $2,112,000 | 4,807 |
| Salaries and employee benefits | $1,479,000 | 3,967 |
| Premises and equipment expense | $180,000 | 6,295 |
| Additional noninterest expense | $453,000 | 5,958 |
| Pre-tax net operating income | $7,072,000 | 935 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,968,000 | 774 |
| Income before extraordinary items | $4,104,000 | 1,209 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,104,000 | 1,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,288 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,104,000 | 1,138 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,468,000 | 1,555 |
| Total interest expense | $3,179,000 | 1,510 |
| Net interest income | $6,289,000 | 1,549 |
| Provision for loan and lease losses | $445,000 | 1,292 |
| Total noninterest income | $40,000 | 8,577 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $2,000 | 8,080 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $38,000 | 7,030 |
| Total noninterest expense | $1,415,000 | 4,772 |
| Salaries and employee benefits | $994,000 | 3,933 |
| Premises and equipment expense | $121,000 | 6,238 |
| Additional noninterest expense | $300,000 | 5,984 |
| Pre-tax net operating income | $4,469,000 | 976 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,878,000 | 811 |
| Income before extraordinary items | $2,591,000 | 1,273 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,591,000 | 1,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 1,974 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,591,000 | 1,188 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,752,000 | 1,560 |
| Total interest expense | $1,641,000 | 1,513 |
| Net interest income | $3,111,000 | 1,565 |
| Provision for loan and lease losses | $245,000 | 1,148 |
| Total noninterest income | $25,000 | 8,378 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $25,000 | 6,569 |
| Total noninterest expense | $740,000 | 4,622 |
| Salaries and employee benefits | $515,000 | 3,819 |
| Premises and equipment expense | $64,000 | 6,109 |
| Additional noninterest expense | $161,000 | 5,702 |
| Pre-tax net operating income | $2,151,000 | 1,016 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $904,000 | 867 |
| Income before extraordinary items | $1,247,000 | 1,324 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,247,000 | 1,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 1,716 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,247,000 | 1,236 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $17,651,000 | 1,739 |
| Total interest expense | $7,192,000 | 1,579 |
| Net interest income | $10,459,000 | 1,863 |
| Provision for loan and lease losses | $905,000 | 1,466 |
| Total noninterest income | $122,000 | 8,145 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $122,000 | 6,029 |
| Total noninterest expense | $2,752,000 | 4,748 |
| Salaries and employee benefits | $1,792,000 | 4,106 |
| Premises and equipment expense | $219,000 | 6,535 |
| Additional noninterest expense | $741,000 | 5,199 |
| Pre-tax net operating income | $6,924,000 | 1,218 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,914,000 | 949 |
| Income before extraordinary items | $4,010,000 | 1,527 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,010,000 | 1,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $347,000 | 2,150 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,010,000 | 1,481 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,506,000 | 2,210 |
| Total interest expense | $8,129,000 | 1,991 |
| Net interest income | $7,377,000 | 2,427 |
| Provision for loan and lease losses | $810,000 | 1,485 |
| Total noninterest income | $109,000 | 8,381 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $109,000 | 6,235 |
| Total noninterest expense | $2,418,000 | 5,074 |
| Salaries and employee benefits | $1,508,000 | 4,489 |
| Premises and equipment expense | $200,000 | 6,791 |
| Additional noninterest expense | $710,000 | 5,234 |
| Pre-tax net operating income | $4,258,000 | 1,665 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,810,000 | 1,279 |
| Income before extraordinary items | $2,448,000 | 2,134 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,448,000 | 2,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $523,000 | 1,516 |
| Cash dividends | $100,000 | 5,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,448,000 | 2,062 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,006,000 | 2,667 |
| Total interest expense | $7,060,000 | 2,394 |
| Net interest income | $5,946,000 | 2,970 |
| Provision for loan and lease losses | $654,000 | 1,493 |
| Total noninterest income | $102,000 | 8,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 6,386 |
| Total noninterest expense | $2,254,000 | 5,247 |
| Salaries and employee benefits | $1,298,000 | 4,906 |
| Premises and equipment expense | $190,000 | 6,913 |
| Additional noninterest expense | $766,000 | 4,876 |
| Pre-tax net operating income | $3,140,000 | 2,307 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,331,000 | 1,670 |
| Income before extraordinary items | $1,809,000 | 2,791 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,809,000 | 2,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $346,000 | 1,645 |
| Cash dividends | $75,000 | 6,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,809,000 | 2,789 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,385,000 | 3,415 |
| Total interest expense | $4,414,000 | 3,295 |
| Net interest income | $4,971,000 | 3,466 |
| Provision for loan and lease losses | $498,000 | 1,780 |
| Total noninterest income | $127,000 | 8,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 6,013 |
| Total noninterest expense | $2,044,000 | 5,612 |
| Salaries and employee benefits | $1,206,000 | 5,146 |
| Premises and equipment expense | $160,000 | 7,502 |
| Additional noninterest expense | $678,000 | 5,367 |
| Pre-tax net operating income | $2,556,000 | 2,744 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,053,000 | 2,133 |
| Income before extraordinary items | $1,503,000 | 3,236 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,503,000 | 3,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $443,000 | 1,335 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,503,000 | 3,202 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,949,000 | 4,426 |
| Total interest expense | $3,133,000 | 4,558 |
| Net interest income | $3,816,000 | 4,284 |
| Provision for loan and lease losses | $555,000 | 1,587 |
| Total noninterest income | $208,000 | 7,483 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 4,862 |
| Total noninterest expense | $1,753,000 | 6,120 |
| Salaries and employee benefits | $981,000 | 5,851 |
| Premises and equipment expense | $165,000 | 7,336 |
| Additional noninterest expense | $607,000 | 5,714 |
| Pre-tax net operating income | $1,716,000 | 3,781 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $621,000 | 3,310 |
| Income before extraordinary items | $1,095,000 | 4,202 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,095,000 | 4,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 1,260 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 422 |
| Net operating income | $1,095,000 | 4,112 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,327,000 | 5,544 |
| Total interest expense | $2,229,000 | 5,829 |
| Net interest income | $3,098,000 | 5,174 |
| Provision for loan and lease losses | $734,000 | 1,280 |
| Total noninterest income | $213,000 | 7,677 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 4,817 |
| Total noninterest expense | $1,551,000 | 6,661 |
| Salaries and employee benefits | $920,000 | 6,191 |
| Premises and equipment expense | $145,000 | 7,919 |
| Additional noninterest expense | $486,000 | 6,622 |
| Pre-tax net operating income | $1,026,000 | 5,753 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $484,000 | 4,309 |
| Income before extraordinary items | $542,000 | 6,724 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $542,000 | 6,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $493,000 | 1,353 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $542,000 | 6,668 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,994,000 | 7,999 |
| Total interest expense | $1,009,000 | 8,973 |
| Net interest income | $1,985,000 | 7,180 |
| Provision for loan and lease losses | $514,000 | 1,698 |
| Total noninterest income | $249,000 | 7,592 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $249,000 | 4,546 |
| Total noninterest expense | $1,123,000 | 8,250 |
| Salaries and employee benefits | $606,000 | 8,083 |
| Premises and equipment expense | $150,000 | 8,057 |
| Additional noninterest expense | $367,000 | 8,184 |
| Pre-tax net operating income | $597,000 | 7,435 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-272,000 | 11,303 |
| Income before extraordinary items | $869,000 | 4,990 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $869,000 | 4,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $365,000 | 1,797 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $869,000 | 4,941 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,133,000 | 9,517 |
| Total interest expense | $737,000 | 10,170 |
| Net interest income | $1,396,000 | 8,795 |
| Provision for loan and lease losses | $133,000 | 3,890 |
| Total noninterest income | $190,000 | 8,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,278 |
| Total noninterest expense | $1,048,000 | 8,771 |
| Salaries and employee benefits | $543,000 | 8,764 |
| Premises and equipment expense | $154,000 | 8,169 |
| Additional noninterest expense | $351,000 | 8,679 |
| Pre-tax net operating income | $405,000 | 9,037 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-63,000 | 11,661 |
| Income before extraordinary items | $468,000 | 7,498 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $468,000 | 7,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $361,000 | 1,720 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $468,000 | 7,461 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,022,000 | 9,763 |
| Total interest expense | $641,000 | 10,402 |
| Net interest income | $1,381,000 | 9,213 |
| Provision for loan and lease losses | $111,000 | 4,322 |
| Total noninterest income | $133,000 | 10,059 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 6,595 |
| Total noninterest expense | $1,189,000 | 8,644 |
| Salaries and employee benefits | $469,000 | 9,664 |
| Premises and equipment expense | $146,000 | 8,661 |
| Additional noninterest expense | $574,000 | 7,223 |
| Pre-tax net operating income | $214,000 | 10,783 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,000 | 11,577 |
| Income before extraordinary items | $213,000 | 10,116 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $213,000 | 10,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $614,000 | 1,194 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $213,000 | 10,171 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,241,000 | 9,692 |
| Total interest expense | $637,000 | 10,938 |
| Net interest income | $1,604,000 | 8,787 |
| Provision for loan and lease losses | $750,000 | 1,576 |
| Total noninterest income | $105,000 | 11,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,719 |
| Total noninterest expense | $1,758,000 | 7,017 |
| Salaries and employee benefits | $571,000 | 9,041 |
| Premises and equipment expense | $195,000 | 7,784 |
| Additional noninterest expense | $992,000 | 4,956 |
| Pre-tax net operating income | $-799,000 | 12,936 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,000 | 12,075 |
| Income before extraordinary items | $-800,000 | 12,967 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-800,000 | 12,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 2,528 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 774 |
| Net operating income | $-800,000 | 12,923 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,532,000 | 9,853 |
| Total interest expense | $941,000 | 10,663 |
| Net interest income | $1,591,000 | 8,976 |
| Provision for loan and lease losses | $445,000 | 3,244 |
| Total noninterest income | $54,000 | 13,011 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 10,164 |
| Total noninterest expense | $2,572,000 | 5,176 |
| Salaries and employee benefits | $898,000 | 6,634 |
| Premises and equipment expense | $251,000 | 6,759 |
| Additional noninterest expense | $1,423,000 | 3,750 |
| Pre-tax net operating income | $-1,372,000 | 13,553 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,000 | 12,632 |
| Income before extraordinary items | $-1,373,000 | 13,606 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-1,373,000 | 13,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $600,000 | 2,173 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-1,373,000 | 13,545 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.