Home > Centennial Bank > Income and Expense
Centennial Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,016,000 | 3,230 |
| Total interest expense | $5,406,000 | 2,770 |
| Net interest income | $4,610,000 | 3,754 |
| Provision for loan and lease losses | $100,000 | 5,146 |
| Total noninterest income | $562,000 | 4,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $562,000 | 2,614 |
| Total noninterest expense | $4,806,000 | 2,668 |
| Salaries and employee benefits | $2,209,000 | 2,997 |
| Premises and equipment expense | $944,000 | 2,089 |
| Additional noninterest expense | $1,653,000 | 2,491 |
| Pre-tax net operating income | $266,000 | 9,204 |
| Securities gains (losses) | $-16,000 | 10,264 |
| Applicable income taxes | $379,000 | 5,052 |
| Income before extraordinary items | $-129,000 | 10,553 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-129,000 | 10,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,879 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-118,760 | 10,519 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,471,000 | 2,052 |
| Total interest expense | $9,292,000 | 1,699 |
| Net interest income | $7,179,000 | 2,493 |
| Provision for loan and lease losses | $145,000 | 4,158 |
| Total noninterest income | $1,385,000 | 2,437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,385,000 | 1,451 |
| Total noninterest expense | $7,864,000 | 1,799 |
| Salaries and employee benefits | $3,222,000 | 2,068 |
| Premises and equipment expense | $1,135,000 | 1,775 |
| Additional noninterest expense | $3,507,000 | 1,512 |
| Pre-tax net operating income | $555,000 | 7,658 |
| Securities gains (losses) | $61,000 | 1,215 |
| Applicable income taxes | $229,000 | 6,724 |
| Income before extraordinary items | $387,000 | 7,737 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $387,000 | 7,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,007 |
| Cash dividends | $1,600,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $347,960 | 7,969 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,667,000 | 2,295 |
| Total interest expense | $7,820,000 | 2,004 |
| Net interest income | $6,847,000 | 2,610 |
| Provision for loan and lease losses | $36,000 | 6,768 |
| Total noninterest income | $1,604,000 | 2,177 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,604,000 | 1,324 |
| Total noninterest expense | $5,601,000 | 2,426 |
| Salaries and employee benefits | $2,651,000 | 2,520 |
| Premises and equipment expense | $1,341,000 | 1,521 |
| Additional noninterest expense | $1,609,000 | 2,906 |
| Pre-tax net operating income | $2,814,000 | 2,565 |
| Securities gains (losses) | $177,000 | 723 |
| Applicable income taxes | $1,076,000 | 2,232 |
| Income before extraordinary items | $1,915,000 | 2,609 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,915,000 | 2,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $1,703,000 | 1,363 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,801,720 | 2,714 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,294,000 | 2,693 |
| Total interest expense | $5,527,000 | 2,249 |
| Net interest income | $5,767,000 | 3,103 |
| Provision for loan and lease losses | $36,000 | 6,762 |
| Total noninterest income | $1,341,000 | 2,502 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,341,000 | 1,502 |
| Total noninterest expense | $5,054,000 | 2,756 |
| Salaries and employee benefits | $2,726,000 | 2,456 |
| Premises and equipment expense | $1,619,000 | 1,291 |
| Additional noninterest expense | $709,000 | 6,255 |
| Pre-tax net operating income | $2,018,000 | 3,397 |
| Securities gains (losses) | $210,000 | 481 |
| Applicable income taxes | $658,000 | 3,241 |
| Income before extraordinary items | $1,570,000 | 3,057 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,570,000 | 3,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,867 |
| Cash dividends | $1,899,000 | 1,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,423,000 | 3,345 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,502,000 | 9,180 |
| Total interest expense | $1,330,000 | 7,774 |
| Net interest income | $1,172,000 | 10,157 |
| Provision for loan and lease losses | $9,000 | 9,850 |
| Total noninterest income | $340,000 | 7,148 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $340,000 | 4,178 |
| Total noninterest expense | $1,026,000 | 9,621 |
| Salaries and employee benefits | $499,000 | 9,680 |
| Premises and equipment expense | $337,000 | 5,376 |
| Additional noninterest expense | $190,000 | 11,866 |
| Pre-tax net operating income | $477,000 | 8,805 |
| Securities gains (losses) | $190,000 | 1,755 |
| Applicable income taxes | $202,000 | 7,571 |
| Income before extraordinary items | $465,000 | 7,837 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $465,000 | 8,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $683,000 | 2,426 |
| Sale, conversion, retirement of capital stock, net | $12,811,000 | 106 |
| Net operating income | $332,000 | 8,856 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,983,000 | 2,514 |
| Total interest expense | $7,839,000 | 2,171 |
| Net interest income | $6,144,000 | 2,968 |
| Provision for loan and lease losses | $312,000 | 4,019 |
| Total noninterest income | $1,437,000 | 2,480 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,437,000 | 1,563 |
| Total noninterest expense | $4,765,000 | 3,000 |
| Salaries and employee benefits | $2,359,000 | 2,746 |
| Premises and equipment expense | $1,314,000 | 1,621 |
| Additional noninterest expense | $1,092,000 | 4,717 |
| Pre-tax net operating income | $2,504,000 | 2,489 |
| Securities gains (losses) | $879,000 | 725 |
| Applicable income taxes | $1,229,000 | 1,715 |
| Income before extraordinary items | $2,154,000 | 2,134 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,154,000 | 2,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 9,710 |
| Cash dividends | $252,000 | 4,434 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,101 |
| Net operating income | $1,591,440 | 2,667 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.