Home > Centennial Bank > Income and Expense
Centennial Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $57,065,000 | 620 |
| Total interest expense | $32,182,000 | 533 |
| Net interest income | $24,883,000 | 727 |
| Provision for loan and lease losses | $255,000 | 3,010 |
| Total noninterest income | $1,689,000 | 2,112 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $827,000 | 1,598 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $862,000 | 2,055 |
| Total noninterest expense | $16,583,000 | 867 |
| Salaries and employee benefits | $7,666,000 | 899 |
| Premises and equipment expense | $2,397,000 | 838 |
| Additional noninterest expense | $6,520,000 | 805 |
| Pre-tax net operating income | $9,734,000 | 847 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $3,720,000 | 742 |
| Income before extraordinary items | $6,014,000 | 934 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,014,000 | 934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,930 |
| Cash dividends | $3,371,000 | 887 |
| Sale, conversion, retirement of capital stock, net | $706,000 | 564 |
| Net operating income | $6,014,000 | 917 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $22,469,000 | 1,434 |
| Total interest expense | $13,103,000 | 1,188 |
| Net interest income | $9,366,000 | 1,827 |
| Provision for loan and lease losses | $290,000 | 2,708 |
| Total noninterest income | $908,000 | 3,298 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $283,000 | 4,109 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $625,000 | 2,575 |
| Total noninterest expense | $5,119,000 | 2,543 |
| Salaries and employee benefits | $2,680,000 | 2,518 |
| Premises and equipment expense | $694,000 | 2,785 |
| Additional noninterest expense | $1,745,000 | 2,380 |
| Pre-tax net operating income | $4,865,000 | 1,519 |
| Securities gains (losses) | $42,000 | 1,862 |
| Applicable income taxes | $1,716,000 | 1,446 |
| Income before extraordinary items | $3,191,000 | 1,652 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,191,000 | 1,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,038 |
| Cash dividends | $1,101,000 | 2,077 |
| Sale, conversion, retirement of capital stock, net | $171,000 | 700 |
| Net operating income | $3,163,700 | 1,602 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $21,707,000 | 1,521 |
| Total interest expense | $12,729,000 | 1,257 |
| Net interest income | $8,978,000 | 1,933 |
| Provision for loan and lease losses | $268,000 | 2,839 |
| Total noninterest income | $629,000 | 4,283 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $323,000 | 3,852 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $306,000 | 3,885 |
| Total noninterest expense | $5,264,000 | 2,449 |
| Salaries and employee benefits | $2,585,000 | 2,562 |
| Premises and equipment expense | $636,000 | 2,991 |
| Additional noninterest expense | $2,043,000 | 2,049 |
| Pre-tax net operating income | $4,075,000 | 1,858 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,562,000 | 1,655 |
| Income before extraordinary items | $2,513,000 | 2,102 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,513,000 | 2,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $1,170,000 | 1,932 |
| Sale, conversion, retirement of capital stock, net | $149,000 | 714 |
| Net operating income | $2,513,000 | 2,055 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $20,462,000 | 1,638 |
| Total interest expense | $11,963,000 | 1,348 |
| Net interest income | $8,499,000 | 2,106 |
| Provision for loan and lease losses | $169,000 | 3,833 |
| Total noninterest income | $628,000 | 4,427 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $291,000 | 4,315 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $337,000 | 3,792 |
| Total noninterest expense | $6,991,000 | 2,002 |
| Salaries and employee benefits | $2,788,000 | 2,379 |
| Premises and equipment expense | $490,000 | 3,839 |
| Additional noninterest expense | $3,713,000 | 1,431 |
| Pre-tax net operating income | $1,967,000 | 3,458 |
| Securities gains (losses) | $54,000 | 1,285 |
| Applicable income taxes | $544,000 | 3,880 |
| Income before extraordinary items | $1,477,000 | 3,230 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,477,000 | 3,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,441 |
| Cash dividends | $895,000 | 2,343 |
| Sale, conversion, retirement of capital stock, net | $98,000 | 665 |
| Net operating income | $1,437,580 | 3,290 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $19,307,000 | 1,764 |
| Total interest expense | $11,488,000 | 1,416 |
| Net interest income | $7,819,000 | 2,304 |
| Provision for loan and lease losses | $66,000 | 5,523 |
| Total noninterest income | $627,000 | 4,434 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $273,000 | 4,634 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $354,000 | 3,580 |
| Total noninterest expense | $5,385,000 | 2,525 |
| Salaries and employee benefits | $2,576,000 | 2,600 |
| Premises and equipment expense | $297,000 | 5,671 |
| Additional noninterest expense | $2,512,000 | 1,988 |
| Pre-tax net operating income | $2,995,000 | 2,440 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $891,000 | 2,629 |
| Income before extraordinary items | $2,105,000 | 2,386 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,105,000 | 2,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 2,910 |
| Cash dividends | $900,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 585 |
| Net operating income | $2,104,300 | 2,364 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,788,000 | 1,951 |
| Total interest expense | $8,741,000 | 1,486 |
| Net interest income | $7,047,000 | 2,552 |
| Provision for loan and lease losses | $96,000 | 4,659 |
| Total noninterest income | $875,000 | 3,433 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $278,000 | 4,643 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $597,000 | 2,592 |
| Total noninterest expense | $5,153,000 | 2,689 |
| Salaries and employee benefits | $2,823,000 | 2,374 |
| Premises and equipment expense | $335,000 | 5,238 |
| Additional noninterest expense | $1,995,000 | 2,581 |
| Pre-tax net operating income | $2,673,000 | 2,657 |
| Securities gains (losses) | $15,000 | 1,966 |
| Applicable income taxes | $940,000 | 2,369 |
| Income before extraordinary items | $1,748,000 | 2,768 |
| Extraordinary gains, net | $28,000 | 192 |
| Net income | $1,776,000 | 2,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,558 |
| Cash dividends | $2,408,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 1,011 |
| Net operating income | $1,738,250 | 2,797 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,641,000 | 2,009 |
| Total interest expense | $8,740,000 | 1,532 |
| Net interest income | $6,901,000 | 2,614 |
| Provision for loan and lease losses | $101,000 | 5,713 |
| Total noninterest income | $972,000 | 3,421 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $972,000 | 2,070 |
| Total noninterest expense | $5,399,000 | 2,647 |
| Salaries and employee benefits | $2,833,000 | 2,352 |
| Premises and equipment expense | $839,000 | 2,438 |
| Additional noninterest expense | $1,727,000 | 3,086 |
| Pre-tax net operating income | $2,373,000 | 2,840 |
| Securities gains (losses) | $631,000 | 775 |
| Applicable income taxes | $1,203,000 | 1,917 |
| Income before extraordinary items | $1,801,000 | 2,763 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,801,000 | 2,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 7,435 |
| Cash dividends | $137,000 | 6,300 |
| Sale, conversion, retirement of capital stock, net | $8,845,000 | 133 |
| Net operating income | $1,397,160 | 3,267 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,309,000 | 3,754 |
| Total interest expense | $5,978,000 | 2,786 |
| Net interest income | $3,331,000 | 5,238 |
| Provision for loan and lease losses | $145,000 | 6,193 |
| Total noninterest income | $476,000 | 5,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $476,000 | 3,289 |
| Total noninterest expense | $2,864,000 | 4,724 |
| Salaries and employee benefits | $1,457,000 | 4,338 |
| Premises and equipment expense | $417,000 | 4,648 |
| Additional noninterest expense | $990,000 | 5,089 |
| Pre-tax net operating income | $798,000 | 6,574 |
| Securities gains (losses) | $1,027,000 | 635 |
| Applicable income taxes | $838,000 | 2,483 |
| Income before extraordinary items | $987,000 | 4,563 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $987,000 | 4,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $188,000 | 5,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $329,720 | 8,578 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.