Home > Centennial Bank > Income and Expense

Centennial Bank, Income and Expense

2015-12-31 (YTD Data)Rank
Total interest income$28,495,000910
Total interest expense$2,124,0001,306
Net interest income$26,371,000865
Provision for loan and lease losses$6,133,000184
Total noninterest income$2,654,0001,750
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$936,0001,290
Trading account gains and fees$0159
Additional Noninterest Income$1,718,0001,695
Total noninterest expense$20,440,0001,010
Salaries and employee benefits$9,958,0001,130
Premises and equipment expense$2,706,000906
Additional noninterest expense$7,776,000839
Pre-tax net operating income$2,452,0002,670
Securities gains (losses)$270,000603
Applicable income taxes$610,0002,046
Income before extraordinary items$2,112,0002,620
Extraordinary gains, net$023
Net income$2,112,0002,620
Minority interest net income$081
Net income of bank and minority interests.$2,112,0002,621
Net charge-offs$1,914,000388
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,901,4002,770
2015-09-30 (YTD Data)Rank
Total interest income$21,243,000922
Total interest expense$1,620,0001,300
Net interest income$19,623,000875
Provision for loan and lease losses$3,237,000230
Total noninterest income$1,989,0001,764
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$648,0001,403
Trading account gains and fees$0153
Additional Noninterest Income$1,341,0001,670
Total noninterest expense$15,312,0001,024
Salaries and employee benefits$7,476,0001,140
Premises and equipment expense$2,009,000922
Additional noninterest expense$5,827,000847
Pre-tax net operating income$3,063,0001,867
Securities gains (losses)$136,000836
Applicable income taxes$1,185,0001,220
Income before extraordinary items$2,014,0002,250
Extraordinary gains, net$021
Net income$2,014,0002,251
Minority interest net income$078
Net income of bank and minority interests.$2,014,0002,251
Net charge-offs$2,037,000277
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,926,9602,294
2015-06-30 (YTD Data)Rank
Total interest income$14,078,000925
Total interest expense$1,101,0001,274
Net interest income$12,977,000875
Provision for loan and lease losses$519,000738
Total noninterest income$1,217,0001,886
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$407,0001,447
Trading account gains and fees$0157
Additional Noninterest Income$810,0001,794
Total noninterest expense$10,551,000988
Salaries and employee benefits$5,447,0001,046
Premises and equipment expense$1,347,000918
Additional noninterest expense$3,757,000872
Pre-tax net operating income$3,124,0001,331
Securities gains (losses)$62,0001,113
Applicable income taxes$1,155,000933
Income before extraordinary items$2,031,0001,597
Extraordinary gains, net$022
Net income$2,031,0001,600
Minority interest net income$075
Net income of bank and minority interests.$2,031,0001,600
Net charge-offs$1,583,000250
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,991,3201,575
2015-03-31 (YTD Data)Rank
Total interest income$7,008,000921
Total interest expense$563,0001,248
Net interest income$6,445,000872
Provision for loan and lease losses$255,000733
Total noninterest income$535,0002,016
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$188,0001,513
Trading account gains and fees$0152
Additional Noninterest Income$347,0001,929
Total noninterest expense$5,277,000980
Salaries and employee benefits$2,780,0001,025
Premises and equipment expense$667,000931
Additional noninterest expense$1,830,000873
Pre-tax net operating income$1,448,0001,381
Securities gains (losses)$62,000760
Applicable income taxes$544,000963
Income before extraordinary items$966,0001,658
Extraordinary gains, net$013
Net income$966,0001,660
Minority interest net income$064
Net income of bank and minority interests.$966,0001,660
Net charge-offs$556,000320
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$926,3201,653
2014-12-31 (YTD Data)Rank
Total interest income$21,157,0001,200
Total interest expense$2,131,0001,370
Net interest income$19,026,0001,187
Provision for loan and lease losses$2,912,000343
Total noninterest income$1,109,0002,951
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$392,0002,729
Trading account gains and fees$0180
Additional Noninterest Income$717,0002,775
Total noninterest expense$17,325,0001,160
Salaries and employee benefits$8,865,0001,226
Premises and equipment expense$2,034,0001,173
Additional noninterest expense$6,426,0001,026
Pre-tax net operating income$-102,0006,164
Securities gains (losses)$169,000896
Applicable income taxes$35,0003,849
Income before extraordinary items$32,0006,049
Extraordinary gains, net$017
Net income$32,0006,049
Minority interest net income$084
Net income of bank and minority interests.$32,0006,050
Net charge-offs$903,000978
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-76,1606,157
2014-09-30 (YTD Data)Rank
Total interest income$14,771,0001,293
Total interest expense$1,534,0001,458
Net interest income$13,237,0001,274
Provision for loan and lease losses$1,342,000509
Total noninterest income$423,0004,122
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$239,0003,125
Trading account gains and fees$0174
Additional Noninterest Income$184,0004,319
Total noninterest expense$11,594,0001,292
Salaries and employee benefits$6,194,0001,292
Premises and equipment expense$1,485,0001,214
Additional noninterest expense$3,915,0001,245
Pre-tax net operating income$724,0004,290
Securities gains (losses)$94,0001,036
Applicable income taxes$320,0002,393
Income before extraordinary items$498,0004,614
Extraordinary gains, net$015
Net income$498,0004,614
Minority interest net income$081
Net income of bank and minority interests.$498,0004,615
Net charge-offs$404,0001,345
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$437,8404,764
2014-06-30 (YTD Data)Rank
Total interest income$9,650,0001,317
Total interest expense$1,017,0001,473
Net interest income$8,633,0001,289
Provision for loan and lease losses$497,000861
Total noninterest income$449,0003,297
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$158,0003,127
Trading account gains and fees$0172
Additional Noninterest Income$291,0003,081
Total noninterest expense$7,826,0001,273
Salaries and employee benefits$4,247,0001,266
Premises and equipment expense$1,005,0001,211
Additional noninterest expense$2,574,0001,261
Pre-tax net operating income$759,0003,482
Securities gains (losses)$94,000821
Applicable income taxes$318,0001,992
Income before extraordinary items$535,0003,827
Extraordinary gains, net$020
Net income$535,0003,832
Minority interest net income$080
Net income of bank and minority interests.$535,0003,833
Net charge-offs$249,0001,405
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$474,8403,989
2014-03-31 (YTD Data)Rank
Total interest income$4,775,0001,326
Total interest expense$511,0001,483
Net interest income$4,264,0001,302
Provision for loan and lease losses$142,0001,344
Total noninterest income$331,0002,663
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$76,0003,174
Trading account gains and fees$0147
Additional Noninterest Income$255,0002,226
Total noninterest expense$3,949,0001,278
Salaries and employee benefits$2,170,0001,261
Premises and equipment expense$507,0001,225
Additional noninterest expense$1,272,0001,262
Pre-tax net operating income$504,0002,876
Securities gains (losses)$01,715
Applicable income taxes$180,0001,838
Income before extraordinary items$324,0003,404
Extraordinary gains, net$016
Net income$324,0003,407
Minority interest net income$066
Net income of bank and minority interests.$324,0003,407
Net charge-offs$127,0001,215
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$324,0003,360
2013-12-31 (YTD Data)Rank
Total interest income$18,926,0001,337
Total interest expense$2,043,0001,671
Net interest income$16,883,0001,298
Provision for loan and lease losses$2,031,000619
Total noninterest income$2,123,0002,078
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$283,0003,454
Trading account gains and fees$0184
Additional Noninterest Income$1,840,0001,616
Total noninterest expense$15,177,0001,314
Salaries and employee benefits$8,010,0001,328
Premises and equipment expense$2,042,0001,174
Additional noninterest expense$5,125,0001,312
Pre-tax net operating income$1,798,0003,060
Securities gains (losses)$20,0002,341
Applicable income taxes$-3,240,0006,747
Income before extraordinary items$5,058,0001,212
Extraordinary gains, net$029
Net income$5,058,0001,213
Minority interest net income$090
Net income of bank and minority interests.$5,058,0001,215
Net charge-offs$254,0002,757
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,038,0001,193
2013-09-30 (YTD Data)Rank
Total interest income$14,130,0001,353
Total interest expense$1,510,0001,741
Net interest income$12,620,0001,295
Provision for loan and lease losses$1,486,000649
Total noninterest income$1,767,0001,967
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$201,0003,593
Trading account gains and fees$0180
Additional Noninterest Income$1,566,0001,506
Total noninterest expense$11,472,0001,304
Salaries and employee benefits$6,064,0001,316
Premises and equipment expense$1,550,0001,165
Additional noninterest expense$3,858,0001,301
Pre-tax net operating income$1,429,0003,007
Securities gains (losses)$20,0002,218
Applicable income taxes$-716,0006,817
Income before extraordinary items$2,165,0001,986
Extraordinary gains, net$025
Net income$2,165,0001,993
Minority interest net income$084
Net income of bank and minority interests.$2,165,0001,992
Net charge-offs$254,0002,293
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,145,0001,948
2013-06-30 (YTD Data)Rank
Total interest income$9,239,0001,375
Total interest expense$976,0001,823
Net interest income$8,263,0001,301
Provision for loan and lease losses$1,144,000616
Total noninterest income$1,458,0001,677
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$122,0003,753
Trading account gains and fees$0157
Additional Noninterest Income$1,336,0001,288
Total noninterest expense$7,759,0001,292
Salaries and employee benefits$4,144,0001,287
Premises and equipment expense$1,051,0001,135
Additional noninterest expense$2,564,0001,297
Pre-tax net operating income$818,0003,295
Securities gains (losses)$20,0002,017
Applicable income taxes$53,0003,474
Income before extraordinary items$785,0003,106
Extraordinary gains, net$022
Net income$785,0003,108
Minority interest net income$082
Net income of bank and minority interests.$785,0003,109
Net charge-offs$144,0002,413
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$766,2003,054
2013-03-31 (YTD Data)Rank
Total interest income$4,497,0001,421
Total interest expense$490,0001,867
Net interest income$4,007,0001,345
Provision for loan and lease losses$446,000756
Total noninterest income$323,0002,903
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$59,0003,789
Trading account gains and fees$0148
Additional Noninterest Income$264,0002,394
Total noninterest expense$3,834,0001,315
Salaries and employee benefits$2,104,0001,277
Premises and equipment expense$535,0001,138
Additional noninterest expense$1,195,0001,367
Pre-tax net operating income$50,0005,840
Securities gains (losses)$4,0001,680
Applicable income taxes$-89,0006,914
Income before extraordinary items$143,0004,810
Extraordinary gains, net$010
Net income$143,0004,811
Minority interest net income$076
Net income of bank and minority interests.$143,0004,812
Net charge-offs$-47,0006,703
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$139,0004,737
2012-12-31 (YTD Data)Rank
Total interest income$10,446,0002,468
Total interest expense$1,336,0002,959
Net interest income$9,110,0002,355
Provision for loan and lease losses$1,428,0001,373
Total noninterest income$744,0003,782
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$233,0003,991
Trading account gains and fees$0166
Additional Noninterest Income$511,0003,318
Total noninterest expense$10,449,0001,839
Salaries and employee benefits$5,182,0001,947
Premises and equipment expense$1,235,0001,897
Additional noninterest expense$4,032,0001,667
Pre-tax net operating income$-2,023,0006,810
Securities gains (losses)$375,0001,171
Applicable income taxes$-619,0006,919
Income before extraordinary items$-1,029,0006,724
Extraordinary gains, net$029
Net income$-1,029,0006,720
Minority interest net income$093
Net income of bank and minority interests.$-1,029,0006,721
Net charge-offs$40,0005,059
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-1,269,0006,727
2012-09-30 (YTD Data)Rank
Total interest income$5,843,0003,236
Total interest expense$804,0003,576
Net interest income$5,039,0003,138
Provision for loan and lease losses$807,0001,697
Total noninterest income$402,0004,413
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$151,0004,302
Trading account gains and fees$0157
Additional Noninterest Income$251,0003,934
Total noninterest expense$6,565,0002,188
Salaries and employee benefits$3,051,0002,416
Premises and equipment expense$695,0002,455
Additional noninterest expense$2,819,0001,762
Pre-tax net operating income$-1,931,0006,968
Securities gains (losses)$375,000933
Applicable income taxes$-68,0006,879
Income before extraordinary items$-1,488,0006,949
Extraordinary gains, net$020
Net income$-1,488,0006,946
Minority interest net income$086
Net income of bank and minority interests.$-1,488,0006,948
Net charge-offs$23,0004,994
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-1,848,0006,964
2012-06-30 (YTD Data)Rank
Total interest income$2,783,0004,141
Total interest expense$402,0004,319
Net interest income$2,381,0004,005
Provision for loan and lease losses$430,0001,985
Total noninterest income$154,0005,261
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$75,0004,853
Trading account gains and fees$0153
Additional Noninterest Income$79,0004,954
Total noninterest expense$2,624,0003,390
Salaries and employee benefits$1,561,0003,082
Premises and equipment expense$341,0003,123
Additional noninterest expense$722,0003,908
Pre-tax net operating income$-519,0006,825
Securities gains (losses)$286,000891
Applicable income taxes$-74,0006,992
Income before extraordinary items$-159,0006,686
Extraordinary gains, net$019
Net income$-159,0006,687
Minority interest net income$084
Net income of bank and minority interests.$-159,0006,687
Net charge-offs$38,0004,248
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-353,4806,752
2012-03-31 (YTD Data)Rank
Total interest income$1,303,0004,343
Total interest expense$203,0004,418
Net interest income$1,100,0004,263
Provision for loan and lease losses$167,0002,198
Total noninterest income$74,0005,359
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$35,0004,954
Trading account gains and fees$0148
Additional Noninterest Income$39,0005,056
Total noninterest expense$1,286,0003,463
Salaries and employee benefits$760,0003,145
Premises and equipment expense$166,0003,208
Additional noninterest expense$360,0003,904
Pre-tax net operating income$-279,0006,929
Securities gains (losses)$02,210
Applicable income taxes$-93,0007,159
Income before extraordinary items$-186,0006,894
Extraordinary gains, net$019
Net income$-186,0006,895
Minority interest net income$078
Net income of bank and minority interests.$-186,0006,895
Net charge-offs$38,0003,242
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-186,0006,856
2011-12-31 (YTD Data)Rank
Total interest income$4,064,0005,113
Total interest expense$776,0004,979
Net interest income$3,288,0005,057
Provision for loan and lease losses$597,0003,213
Total noninterest income$211,0005,671
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$123,0005,223
Trading account gains and fees$0146
Additional Noninterest Income$88,0005,441
Total noninterest expense$4,199,0003,977
Salaries and employee benefits$2,455,0003,610
Premises and equipment expense$501,0004,039
Additional noninterest expense$1,243,0004,352
Pre-tax net operating income$-1,297,0006,659
Securities gains (losses)$-13,0006,900
Applicable income taxes$-447,0007,043
Income before extraordinary items$-863,0006,603
Extraordinary gains, net$029
Net income$-863,0006,604
Minority interest net income$096
Net income of bank and minority interests.$-863,0006,603
Net charge-offs$89,0005,084
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-854,4206,579
2011-09-30 (YTD Data)Rank
Total interest income$2,840,0005,327
Total interest expense$558,0005,194
Net interest income$2,282,0005,269
Provision for loan and lease losses$430,0003,121
Total noninterest income$153,0005,805
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$88,0005,318
Trading account gains and fees$0145
Additional Noninterest Income$65,0005,541
Total noninterest expense$3,054,0004,061
Salaries and employee benefits$1,784,0003,706
Premises and equipment expense$364,0004,160
Additional noninterest expense$906,0004,433
Pre-tax net operating income$-1,049,0006,806
Securities gains (losses)$-13,0007,030
Applicable income taxes$-357,0007,168
Income before extraordinary items$-705,0006,772
Extraordinary gains, net$021
Net income$-705,0006,772
Minority interest net income$087
Net income of bank and minority interests.$-705,0006,772
Net charge-offs$100,0004,433
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-696,4206,726
2011-06-30 (YTD Data)Rank
Total interest income$1,762,0005,535
Total interest expense$343,0005,471
Net interest income$1,419,0005,452
Provision for loan and lease losses$238,0003,336
Total noninterest income$92,0005,958
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$52,0005,486
Trading account gains and fees$0153
Additional Noninterest Income$40,0005,679
Total noninterest expense$2,011,0004,148
Salaries and employee benefits$1,189,0003,728
Premises and equipment expense$232,0004,311
Additional noninterest expense$590,0004,571
Pre-tax net operating income$-738,0006,891
Securities gains (losses)$-13,0007,095
Applicable income taxes$-253,0007,245
Income before extraordinary items$-498,0006,845
Extraordinary gains, net$015
Net income$-498,0006,844
Minority interest net income$089
Net income of bank and minority interests.$-498,0006,845
Net charge-offs$17,0005,136
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-489,4206,827
2011-03-31 (YTD Data)Rank
Total interest income$802,0005,775
Total interest expense$156,0005,770
Net interest income$646,0005,667
Provision for loan and lease losses$124,0003,097
Total noninterest income$41,0006,172
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$21,0005,734
Trading account gains and fees$0158
Additional Noninterest Income$20,0005,800
Total noninterest expense$1,008,0004,161
Salaries and employee benefits$611,0003,670
Premises and equipment expense$95,0004,843
Additional noninterest expense$302,0004,510
Pre-tax net operating income$-445,0007,056
Securities gains (losses)$01,772
Applicable income taxes$-151,0007,346
Income before extraordinary items$-294,0006,982
Extraordinary gains, net$09
Net income$-294,0006,982
Minority interest net income$086
Net income of bank and minority interests.$-294,0006,982
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-294,0006,968
2010-12-31 (YTD Data)Rank
Total interest income$816,0007,441
Total interest expense$214,0007,288
Net interest income$602,0007,454
Provision for loan and lease losses$326,0004,740
Total noninterest income$204,0005,924
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$106,0005,404
Trading account gains and fees$0175
Additional Noninterest Income$98,0005,465
Total noninterest expense$2,799,0005,220
Salaries and employee benefits$1,431,0005,174
Premises and equipment expense$235,0005,905
Additional noninterest expense$1,133,0004,752
Pre-tax net operating income$-2,319,0006,826
Securities gains (losses)$4,0003,501
Applicable income taxes$-657,0007,227
Income before extraordinary items$-1,658,0006,778
Extraordinary gains, net$029
Net income$-1,658,0006,779
Minority interest net income$0111
Net income of bank and minority interests.$-1,658,0006,779
Net charge-offs$2,0006,772
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-1,660,8806,752
2010-09-30 (YTD Data)Rank
Total interest income$307,0007,689
Total interest expense$94,0007,600
Net interest income$213,0007,694
Provision for loan and lease losses$120,0005,511
Total noninterest income$113,0006,398
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$72,0005,624
Trading account gains and fees$0165
Additional Noninterest Income$41,0006,178
Total noninterest expense$1,635,0005,855
Salaries and employee benefits$876,0005,774
Premises and equipment expense$162,0006,131
Additional noninterest expense$597,0005,661
Pre-tax net operating income$-1,429,0006,925
Securities gains (losses)$03,651
Applicable income taxes$-460,0007,353
Income before extraordinary items$-969,0006,890
Extraordinary gains, net$023
Net income$-969,0006,890
Minority interest net income$0110
Net income of bank and minority interests.$-969,0006,890
Net charge-offs$06,672
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-969,0006,844
2010-06-30 (YTD Data)Rank
Total interest income$68,0007,807
Total interest expense$20,0007,766
Net interest income$48,0007,801
Provision for loan and lease losses$59,0005,755
Total noninterest income$39,0007,041
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$32,0006,127
Trading account gains and fees$0152
Additional Noninterest Income$7,0006,971
Total noninterest expense$548,0007,099
Salaries and employee benefits$304,0007,002
Premises and equipment expense$63,0006,957
Additional noninterest expense$181,0007,023
Pre-tax net operating income$-520,0006,757
Securities gains (losses)$03,184
Applicable income taxes$-168,0007,287
Income before extraordinary items$-352,0006,742
Extraordinary gains, net$019
Net income$-352,0006,744
Minority interest net income$0105
Net income of bank and minority interests.$-352,0006,743
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-352,0006,696
2010-03-31 (YTD Data)Rank
Total interest income$98,0007,868
Total interest expense$18,0007,846
Net interest income$80,0007,851
Provision for loan and lease losses$06,552
Total noninterest income$94,0005,156
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$49,0004,514
Trading account gains and fees$0175
Additional Noninterest Income$45,0004,859
Total noninterest expense$380,0006,681
Salaries and employee benefits$177,0006,841
Premises and equipment expense$101,0004,926
Additional noninterest expense$102,0006,972
Pre-tax net operating income$-206,0006,839
Securities gains (losses)$02,284
Applicable income taxes$-70,0007,393
Income before extraordinary items$-136,0006,828
Extraordinary gains, net$016
Net income$-136,0006,829
Minority interest net income$091
Net income of bank and minority interests.$-136,0006,828
Net charge-offs$-1,0006,806
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-136,0006,783
2009-12-31 (YTD Data)Rank
Total interest income$437,0007,933
Total interest expense$69,0007,936
Net interest income$368,0007,892
Provision for loan and lease losses$115,0006,308
Total noninterest income$770,0003,849
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$230,0004,389
Trading account gains and fees$0211
Additional Noninterest Income$540,0003,077
Total noninterest expense$1,794,0006,456
Salaries and employee benefits$800,0006,704
Premises and equipment expense$408,0004,947
Additional noninterest expense$586,0006,495
Pre-tax net operating income$-771,0006,149
Securities gains (losses)$03,754
Applicable income taxes$-266,0006,835
Income before extraordinary items$-505,0006,085
Extraordinary gains, net$034
Net income$-505,0006,084
Minority interest net income$0115
Net income of bank and minority interests.$-505,0006,085
Net charge-offs$41,0006,324
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-505,0006,079
2009-09-30 (YTD Data)Rank
Total interest income$338,0008,010
Total interest expense$52,0008,024
Net interest income$286,0007,976
Provision for loan and lease losses$26,0006,853
Total noninterest income$632,0003,740
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$179,0004,331
Trading account gains and fees$0212
Additional Noninterest Income$453,0002,981
Total noninterest expense$1,331,0006,508
Salaries and employee benefits$591,0006,772
Premises and equipment expense$302,0005,021
Additional noninterest expense$438,0006,520
Pre-tax net operating income$-439,0006,274
Securities gains (losses)$03,497
Applicable income taxes$-159,0007,043
Income before extraordinary items$-280,0006,211
Extraordinary gains, net$027
Net income$-280,0006,212
Minority interest net income$0118
Net income of bank and minority interests.$-280,0006,211
Net charge-offs$34,0005,945
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-280,0006,198
2009-06-30 (YTD Data)Rank
Total interest income$229,0008,099
Total interest expense$34,0008,116
Net interest income$195,0008,053
Provision for loan and lease losses$28,0006,551
Total noninterest income$449,0003,625
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$120,0004,303
Trading account gains and fees$0193
Additional Noninterest Income$329,0002,837
Total noninterest expense$919,0006,488
Salaries and employee benefits$395,0006,842
Premises and equipment expense$198,0005,101
Additional noninterest expense$326,0006,314
Pre-tax net operating income$-303,0006,435
Securities gains (losses)$03,136
Applicable income taxes$-103,0007,151
Income before extraordinary items$-200,0006,383
Extraordinary gains, net$021
Net income$-200,0006,382
Minority interest net income$0112
Net income of bank and minority interests.$-200,0006,382
Net charge-offs$36,0005,192
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-200,0006,366
2009-03-31 (YTD Data)Rank
Total interest income$114,0008,157
Total interest expense$17,0008,171
Net interest income$97,0008,110
Provision for loan and lease losses$12,0006,236
Total noninterest income$216,0003,665
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$62,0004,193
Trading account gains and fees$0171
Additional Noninterest Income$154,0002,919
Total noninterest expense$447,0006,518
Salaries and employee benefits$198,0006,873
Premises and equipment expense$98,0005,166
Additional noninterest expense$151,0006,292
Pre-tax net operating income$-146,0006,774
Securities gains (losses)$02,434
Applicable income taxes$-50,0007,420
Income before extraordinary items$-96,0006,799
Extraordinary gains, net$015
Net income$-96,0006,799
Minority interest net income$0102
Net income of bank and minority interests.$-96,0006,800
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-96,0006,708
2008-12-31 (YTD Data)Rank
Total interest income$1,084,0007,931
Total interest expense$95,0008,193
Net interest income$989,0007,605
Provision for loan and lease losses$-10,0008,204
Total noninterest income$1,127,0003,166
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$221,0004,602
Trading account gains and fees$0154
Additional Noninterest Income$906,0002,275
Total noninterest expense$2,231,0005,942
Salaries and employee benefits$1,123,0006,149
Premises and equipment expense$451,0004,760
Additional noninterest expense$657,0005,993
Pre-tax net operating income$-105,0006,456
Securities gains (losses)$03,220
Applicable income taxes$-52,0006,964
Income before extraordinary items$-53,0006,308
Extraordinary gains, net$039
Net income$-53,0006,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0006,793
Cash dividends$171,0004,636
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-53,0006,454
2008-09-30 (YTD Data)Rank
Total interest income$922,0007,939
Total interest expense$73,0008,283
Net interest income$849,0007,508
Provision for loan and lease losses$1,0006,977
Total noninterest income$934,0003,030
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$152,0004,797
Trading account gains and fees$0148
Additional Noninterest Income$782,0002,148
Total noninterest expense$1,718,0005,868
Salaries and employee benefits$855,0006,119
Premises and equipment expense$348,0004,680
Additional noninterest expense$515,0005,828
Pre-tax net operating income$64,0006,541
Securities gains (losses)$03,106
Applicable income taxes$6,0004,986
Income before extraordinary items$58,0006,371
Extraordinary gains, net$031
Net income$58,0006,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0006,164
Cash dividends$171,0004,016
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$58,0006,535
2008-06-30 (YTD Data)Rank
Total interest income$649,0007,951
Total interest expense$50,0008,349
Net interest income$599,0007,453
Provision for loan and lease losses$8,0006,387
Total noninterest income$670,0002,934
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$95,0004,924
Trading account gains and fees$0149
Additional Noninterest Income$575,0002,050
Total noninterest expense$1,186,0005,828
Salaries and employee benefits$575,0006,160
Premises and equipment expense$242,0004,602
Additional noninterest expense$369,0005,650
Pre-tax net operating income$75,0006,535
Securities gains (losses)$03,233
Applicable income taxes$20,0004,673
Income before extraordinary items$55,0006,665
Extraordinary gains, net$021
Net income$55,0006,664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0005,124
Cash dividends$100,0004,065
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$55,0006,594
2008-03-31 (YTD Data)Rank
Total interest income$362,0007,941
Total interest expense$28,0008,376
Net interest income$334,0007,330
Provision for loan and lease losses$4,0005,832
Total noninterest income$314,0003,036
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$47,0004,917
Trading account gains and fees$0158
Additional Noninterest Income$267,0002,115
Total noninterest expense$593,0005,843
Salaries and employee benefits$285,0006,222
Premises and equipment expense$121,0004,607
Additional noninterest expense$187,0005,554
Pre-tax net operating income$51,0006,599
Securities gains (losses)$02,688
Applicable income taxes$17,0004,476
Income before extraordinary items$34,0006,812
Extraordinary gains, net$015
Net income$34,0006,813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$50,0003,358
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$34,0006,719
2007-12-31 (YTD Data)Rank
Total interest income$2,465,0007,236
Total interest expense$96,0008,395
Net interest income$2,369,0006,108
Provision for loan and lease losses$21,0006,304
Total noninterest income$1,936,0002,264
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$226,0004,655
Trading account gains and fees$0178
Additional Noninterest Income$1,710,0001,520
Total noninterest expense$2,449,0005,665
Salaries and employee benefits$1,127,0006,160
Premises and equipment expense$469,0004,555
Additional noninterest expense$853,0005,134
Pre-tax net operating income$1,835,0003,515
Securities gains (losses)$02,146
Applicable income taxes$677,0002,343
Income before extraordinary items$1,158,0004,011
Extraordinary gains, net$039
Net income$1,158,0004,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,845
Cash dividends$202,0004,874
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,158,0004,006
2007-09-30 (YTD Data)Rank
Total interest income$1,946,0007,181
Total interest expense$70,0008,436
Net interest income$1,876,0005,994
Provision for loan and lease losses$11,0006,130
Total noninterest income$1,642,0002,075
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$171,0004,674
Trading account gains and fees$0184
Additional Noninterest Income$1,471,0001,396
Total noninterest expense$1,877,0005,566
Salaries and employee benefits$834,0006,189
Premises and equipment expense$351,0004,538
Additional noninterest expense$692,0004,831
Pre-tax net operating income$1,630,0003,284
Securities gains (losses)$01,655
Applicable income taxes$602,0002,282
Income before extraordinary items$1,028,0003,828
Extraordinary gains, net$033
Net income$1,028,0003,827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,320
Cash dividends$152,0004,347
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,028,0003,816
2007-06-30 (YTD Data)Rank
Total interest income$1,298,0007,219
Total interest expense$45,0008,491
Net interest income$1,253,0006,039
Provision for loan and lease losses$6,0005,907
Total noninterest income$1,233,0001,919
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$116,0004,641
Trading account gains and fees$0168
Additional Noninterest Income$1,117,0001,303
Total noninterest expense$1,319,0005,431
Salaries and employee benefits$569,0006,175
Premises and equipment expense$240,0004,493
Additional noninterest expense$510,0004,515
Pre-tax net operating income$1,161,0003,175
Securities gains (losses)$01,444
Applicable income taxes$429,0002,286
Income before extraordinary items$732,0003,715
Extraordinary gains, net$029
Net income$732,0003,715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$101,0004,282
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$732,0003,698
2007-03-31 (YTD Data)Rank
Total interest income$595,0007,411
Total interest expense$20,0008,545
Net interest income$575,0006,266
Provision for loan and lease losses$7,0005,244
Total noninterest income$653,0001,821
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$59,0004,564
Trading account gains and fees$0195
Additional Noninterest Income$594,0001,207
Total noninterest expense$662,0005,444
Salaries and employee benefits$290,0006,155
Premises and equipment expense$119,0004,538
Additional noninterest expense$253,0004,497
Pre-tax net operating income$559,0003,276
Securities gains (losses)$01,187
Applicable income taxes$207,0002,356
Income before extraordinary items$352,0003,801
Extraordinary gains, net$022
Net income$352,0003,802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$50,0003,564
Sale, conversion, retirement of capital stock, net$0885
Net operating income$352,0003,777
2006-12-31 (YTD Data)Rank
Total interest income$2,559,0007,095
Total interest expense$68,0008,559
Net interest income$2,491,0006,038
Provision for loan and lease losses$133,0004,231
Total noninterest income$2,900,0001,689
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$217,0004,808
Trading account gains and fees$0130
Additional Noninterest Income$2,683,0001,080
Total noninterest expense$2,764,0005,167
Salaries and employee benefits$1,496,0005,195
Premises and equipment expense$352,0005,310
Additional noninterest expense$916,0004,799
Pre-tax net operating income$2,494,0003,134
Securities gains (losses)$01,687
Applicable income taxes$924,0002,310
Income before extraordinary items$1,570,0003,675
Extraordinary gains, net$051
Net income$1,570,0003,675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0002,648
Cash dividends$204,0004,903
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,570,0003,652
2006-09-30 (YTD Data)Rank
Total interest income$1,933,0007,124
Total interest expense$49,0008,628
Net interest income$1,884,0006,076
Provision for loan and lease losses$75,0004,564
Total noninterest income$2,110,0001,730
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$158,0004,926
Trading account gains and fees$0126
Additional Noninterest Income$1,952,0001,119
Total noninterest expense$1,971,0005,310
Salaries and employee benefits$1,010,0005,524
Premises and equipment expense$261,0005,339
Additional noninterest expense$700,0004,696
Pre-tax net operating income$1,948,0003,177
Securities gains (losses)$01,388
Applicable income taxes$722,0002,350
Income before extraordinary items$1,226,0003,682
Extraordinary gains, net$045
Net income$1,226,0003,684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,679
Cash dividends$153,0004,422
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,226,0003,670
2006-06-30 (YTD Data)Rank
Total interest income$1,259,0007,176
Total interest expense$33,0008,662
Net interest income$1,226,0006,169
Provision for loan and lease losses$-21,0008,532
Total noninterest income$1,345,0001,795
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$102,0004,979
Trading account gains and fees$0126
Additional Noninterest Income$1,243,0001,159
Total noninterest expense$1,294,0005,366
Salaries and employee benefits$692,0005,462
Premises and equipment expense$131,0006,128
Additional noninterest expense$471,0004,655
Pre-tax net operating income$1,298,0003,187
Securities gains (losses)$01,185
Applicable income taxes$482,0002,365
Income before extraordinary items$816,0003,701
Extraordinary gains, net$039
Net income$816,0003,705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,553
Cash dividends$103,0004,316
Sale, conversion, retirement of capital stock, net$0887
Net operating income$816,0003,694
2006-03-31 (YTD Data)Rank
Total interest income$551,0007,429
Total interest expense$15,0008,692
Net interest income$536,0006,513
Provision for loan and lease losses$-20,0008,569
Total noninterest income$632,0001,841
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$49,0005,002
Trading account gains and fees$0115
Additional Noninterest Income$583,0001,196
Total noninterest expense$611,0005,559
Salaries and employee benefits$321,0005,721
Premises and equipment expense$58,0006,447
Additional noninterest expense$232,0004,689
Pre-tax net operating income$577,0003,401
Securities gains (losses)$0955
Applicable income taxes$214,0002,521
Income before extraordinary items$363,0003,935
Extraordinary gains, net$021
Net income$363,0003,935
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,443
Cash dividends$51,0003,536
Sale, conversion, retirement of capital stock, net$0648
Net operating income$363,0003,915
2005-12-31 (YTD Data)Rank
Total interest income$1,763,0007,670
Total interest expense$42,0008,703
Net interest income$1,721,0007,003
Provision for loan and lease losses$-78,0008,609
Total noninterest income$2,970,0001,617
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$243,0004,623
Trading account gains and fees$0138
Additional Noninterest Income$2,727,0001,087
Total noninterest expense$2,126,0005,898
Salaries and employee benefits$1,196,0005,803
Premises and equipment expense$147,0007,307
Additional noninterest expense$783,0005,237
Pre-tax net operating income$2,643,0003,055
Securities gains (losses)$02,296
Applicable income taxes$983,0002,290
Income before extraordinary items$1,660,0003,545
Extraordinary gains, net$046
Net income$1,660,0003,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-89,0008,608
Cash dividends$161,0005,114
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,660,0003,514
2005-09-30 (YTD Data)Rank
Total interest income$1,220,0007,800
Total interest expense$29,0008,747
Net interest income$1,191,0007,216
Provision for loan and lease losses$-54,0008,673
Total noninterest income$2,256,0001,597
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$187,0004,607
Trading account gains and fees$0126
Additional Noninterest Income$2,069,0001,092
Total noninterest expense$1,382,0006,330
Salaries and employee benefits$689,0006,586
Premises and equipment expense$105,0007,400
Additional noninterest expense$588,0005,189
Pre-tax net operating income$2,119,0002,932
Securities gains (losses)$02,317
Applicable income taxes$788,0002,220
Income before extraordinary items$1,331,0003,426
Extraordinary gains, net$035
Net income$1,331,0003,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-60,0008,499
Cash dividends$111,0004,608
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,331,0003,382
2005-06-30 (YTD Data)Rank
Total interest income$700,0008,017
Total interest expense$19,0008,762
Net interest income$681,0007,531
Provision for loan and lease losses$-53,0008,707
Total noninterest income$1,350,0001,756
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$125,0004,565
Trading account gains and fees$0116
Additional Noninterest Income$1,225,0001,163
Total noninterest expense$906,0006,380
Salaries and employee benefits$440,0006,703
Premises and equipment expense$73,0007,338
Additional noninterest expense$393,0005,153
Pre-tax net operating income$1,178,0003,289
Securities gains (losses)$02,146
Applicable income taxes$438,0002,461
Income before extraordinary items$740,0003,819
Extraordinary gains, net$030
Net income$740,0003,821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-60,0008,523
Cash dividends$62,0004,620
Sale, conversion, retirement of capital stock, net$0643
Net operating income$740,0003,766
2005-03-31 (YTD Data)Rank
Total interest income$309,0008,237
Total interest expense$10,0008,835
Net interest income$299,0007,811
Provision for loan and lease losses$7,0005,663
Total noninterest income$614,0001,843
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$61,0004,567
Trading account gains and fees$0115
Additional Noninterest Income$553,0001,233
Total noninterest expense$439,0006,498
Salaries and employee benefits$215,0006,807
Premises and equipment expense$35,0007,470
Additional noninterest expense$189,0005,293
Pre-tax net operating income$467,0003,860
Securities gains (losses)$01,685
Applicable income taxes$174,0002,829
Income before extraordinary items$293,0004,440
Extraordinary gains, net$024
Net income$293,0004,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$50,0003,408
Sale, conversion, retirement of capital stock, net$0491
Net operating income$293,0004,394
2004-12-31 (YTD Data)Rank
Total interest income$803,0008,567
Total interest expense$42,0008,850
Net interest income$761,0008,357
Provision for loan and lease losses$-22,0008,704
Total noninterest income$1,531,0002,647
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$261,0004,654
Trading account gains and fees$0138
Additional Noninterest Income$1,270,0001,837
Total noninterest expense$1,563,0006,774
Salaries and employee benefits$877,0006,696
Premises and equipment expense$125,0007,649
Additional noninterest expense$561,0006,209
Pre-tax net operating income$751,0005,944
Securities gains (losses)$03,819
Applicable income taxes$278,0004,303
Income before extraordinary items$473,0006,462
Extraordinary gains, net$034
Net income$473,0006,466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0005,458
Cash dividends$205,0004,826
Sale, conversion, retirement of capital stock, net$0872
Net operating income$473,0006,397
2004-09-30 (YTD Data)Rank
Total interest income$529,0008,693
Total interest expense$34,0008,900
Net interest income$495,0008,533
Provision for loan and lease losses$-33,0008,817
Total noninterest income$1,064,0002,797
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$200,0004,636
Trading account gains and fees$0134
Additional Noninterest Income$864,0001,973
Total noninterest expense$1,102,0006,915
Salaries and employee benefits$595,0006,923
Premises and equipment expense$94,0007,640
Additional noninterest expense$413,0006,213
Pre-tax net operating income$490,0006,363
Securities gains (losses)$03,710
Applicable income taxes$181,0004,592
Income before extraordinary items$309,0006,840
Extraordinary gains, net$026
Net income$309,0006,840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0008,054
Cash dividends$155,0004,262
Sale, conversion, retirement of capital stock, net$0738
Net operating income$309,0006,764
2004-06-30 (YTD Data)Rank
Total interest income$314,0008,798
Total interest expense$26,0008,944
Net interest income$288,0008,674
Provision for loan and lease losses$5,0006,663
Total noninterest income$629,0003,070
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$129,0004,705
Trading account gains and fees$0130
Additional Noninterest Income$500,0002,190
Total noninterest expense$725,0006,987
Salaries and employee benefits$394,0006,986
Premises and equipment expense$64,0007,627
Additional noninterest expense$267,0006,326
Pre-tax net operating income$187,0007,278
Securities gains (losses)$03,413
Applicable income taxes$69,0005,297
Income before extraordinary items$118,0007,607
Extraordinary gains, net$021
Net income$118,0007,607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0003,672
Cash dividends$101,0004,162
Sale, conversion, retirement of capital stock, net$0638
Net operating income$118,0007,537
2004-03-31 (YTD Data)Rank
Total interest income$156,0008,846
Total interest expense$13,0008,994
Net interest income$143,0008,722
Provision for loan and lease losses$-6,0008,907
Total noninterest income$245,0003,571
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$63,0004,680
Trading account gains and fees$0121
Additional Noninterest Income$182,0002,633
Total noninterest expense$357,0007,068
Salaries and employee benefits$202,0006,950
Premises and equipment expense$33,0007,611
Additional noninterest expense$122,0006,621
Pre-tax net operating income$37,0008,090
Securities gains (losses)$02,934
Applicable income taxes$11,0006,197
Income before extraordinary items$26,0008,220
Extraordinary gains, net$016
Net income$26,0008,220
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0003,206
Cash dividends$50,0003,361
Sale, conversion, retirement of capital stock, net$0464
Net operating income$26,0008,151
2003-12-31 (YTD Data)Rank
Total interest income$717,0008,812
Total interest expense$115,0008,926
Net interest income$602,0008,690
Provision for loan and lease losses$212,0003,919
Total noninterest income$973,0003,785
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$262,0004,638
Trading account gains and fees$0160
Additional Noninterest Income$711,0002,942
Total noninterest expense$1,376,0007,121
Salaries and employee benefits$763,0007,059
Premises and equipment expense$120,0007,811
Additional noninterest expense$493,0006,589
Pre-tax net operating income$-13,0008,557
Securities gains (losses)$04,500
Applicable income taxes$-72,0008,903
Income before extraordinary items$59,0008,421
Extraordinary gains, net$054
Net income$59,0008,424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$337,0002,096
Cash dividends$205,0004,882
Sale, conversion, retirement of capital stock, net$0868
Net operating income$59,0008,319
2003-09-30 (YTD Data)Rank
Total interest income$548,0008,888
Total interest expense$94,0008,999
Net interest income$454,0008,764
Provision for loan and lease losses$192,0003,416
Total noninterest income$725,0003,851
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$196,0004,665
Trading account gains and fees$0153
Additional Noninterest Income$529,0003,025
Total noninterest expense$976,0007,267
Salaries and employee benefits$555,0007,112
Premises and equipment expense$88,0007,850
Additional noninterest expense$333,0006,866
Pre-tax net operating income$11,0008,594
Securities gains (losses)$04,204
Applicable income taxes$-72,0009,040
Income before extraordinary items$83,0008,328
Extraordinary gains, net$040
Net income$83,0008,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$317,0001,652
Cash dividends$154,0004,351
Sale, conversion, retirement of capital stock, net$0722
Net operating income$83,0008,208
2003-06-30 (YTD Data)Rank
Total interest income$392,0008,891
Total interest expense$70,0009,026
Net interest income$322,0008,741
Provision for loan and lease losses$192,0002,587
Total noninterest income$466,0003,904
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$127,0004,711
Trading account gains and fees$0150
Additional Noninterest Income$339,0003,071
Total noninterest expense$643,0007,315
Salaries and employee benefits$372,0007,130
Premises and equipment expense$59,0007,849
Additional noninterest expense$212,0006,986
Pre-tax net operating income$-47,0008,764
Securities gains (losses)$03,782
Applicable income taxes$-72,0009,106
Income before extraordinary items$25,0008,620
Extraordinary gains, net$030
Net income$25,0008,621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$307,0001,230
Cash dividends$101,0004,219
Sale, conversion, retirement of capital stock, net$0589
Net operating income$25,0008,495
2003-03-31 (YTD Data)Rank
Total interest income$205,0008,921
Total interest expense$39,0009,060
Net interest income$166,0008,759
Provision for loan and lease losses$18,0005,381
Total noninterest income$224,0003,890
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$61,0004,717
Trading account gains and fees$0134
Additional Noninterest Income$163,0003,060
Total noninterest expense$309,0007,443
Salaries and employee benefits$180,0007,236
Premises and equipment expense$26,0008,056
Additional noninterest expense$103,0007,068
Pre-tax net operating income$63,0007,787
Securities gains (losses)$02,891
Applicable income taxes$21,0006,031
Income before extraordinary items$42,0008,058
Extraordinary gains, net$021
Net income$42,0008,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0001,297
Cash dividends$50,0003,404
Sale, conversion, retirement of capital stock, net$0419
Net operating income$42,0007,906
2002-12-31 (YTD Data)Rank
Total interest income$1,169,0008,706
Total interest expense$238,0009,006
Net interest income$931,0008,379
Provision for loan and lease losses$1,424,000989
Total noninterest income$295,0006,489
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$293,0004,281
Trading account gains and fees$0153
Additional Noninterest Income$2,0009,151
Total noninterest expense$1,291,0007,272
Salaries and employee benefits$723,0007,188
Premises and equipment expense$83,0008,400
Additional noninterest expense$485,0006,589
Pre-tax net operating income$-1,489,0009,206
Securities gains (losses)$04,537
Applicable income taxes$-481,0009,238
Income before extraordinary items$-1,008,0009,180
Extraordinary gains, net$070
Net income$-1,008,0009,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,267,000784
Cash dividends$152,0005,181
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-1,008,0009,146
2001-12-31 (YTD Data)Rank
Total interest income$2,329,0007,920
Total interest expense$461,0009,079
Net interest income$1,868,0006,672
Provision for loan and lease losses$116,0005,357
Total noninterest income$254,0006,828
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$232,0004,812
Trading account gains and fees$0177
Additional Noninterest Income$22,0008,652
Total noninterest expense$1,004,0007,951
Salaries and employee benefits$679,0007,288
Premises and equipment expense$81,0008,604
Additional noninterest expense$244,0008,270
Pre-tax net operating income$1,002,0004,890
Securities gains (losses)$04,612
Applicable income taxes$352,0003,972
Income before extraordinary items$650,0005,410
Extraordinary gains, net$0105
Net income$650,0005,414
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0003,735
Cash dividends$152,0005,283
Sale, conversion, retirement of capital stock, net$0922
Net operating income$650,0005,287
2000-12-31 (YTD Data)Rank
Total interest income$2,220,0008,205
Total interest expense$395,0009,425
Net interest income$1,825,0006,877
Provision for loan and lease losses$44,0006,751
Total noninterest income$255,0006,721
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$231,0004,735
Trading account gains and feesNANA
Additional Noninterest Income$24,0008,801
Total noninterest expense$928,0008,223
Salaries and employee benefits$647,0007,447
Premises and equipment expense$79,0008,802
Additional noninterest expense$202,0008,765
Pre-tax net operating income$1,108,0004,977
Securities gains (losses)$01,956
Applicable income taxes$395,0003,999
Income before extraordinary items$713,0005,371
Extraordinary gains, net$038
Net income$713,0005,371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,164
Cash dividends$152,0005,468
Sale, conversion, retirement of capital stock, net$0969
Net operating income$713,0005,377
1999-12-31 (YTD Data)Rank
Total interest income$1,883,0008,632
Total interest expense$409,0009,624
Net interest income$1,474,0007,634
Provision for loan and lease losses$116,0004,933
Total noninterest income$214,0007,330
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$193,0005,212
Trading account gains and feesNANA
Additional Noninterest Income$21,0009,216
Total noninterest expense$807,0008,706
Salaries and employee benefits$534,0008,137
Premises and equipment expense$63,0009,372
Additional noninterest expense$210,0008,927
Pre-tax net operating income$765,0006,066
Securities gains (losses)$03,155
Applicable income taxes$260,0005,115
Income before extraordinary items$505,0006,404
Extraordinary gains, net$035
Net income$505,0006,401
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0003,925
Cash dividends$203,0005,177
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$505,0006,378
1998-12-31 (YTD Data)Rank
Total interest income$1,835,0008,886
Total interest expense$466,0009,765
Net interest income$1,369,0007,970
Provision for loan and lease losses$51,0006,547
Total noninterest income$245,0007,069
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$224,0004,820
Trading account gains and feesNANA
Additional Noninterest Income$21,0009,437
Total noninterest expense$792,0008,797
Salaries and employee benefits$540,0008,117
Premises and equipment expense$61,0009,545
Additional noninterest expense$191,0009,226
Pre-tax net operating income$771,0006,204
Securities gains (losses)$04,449
Applicable income taxes$273,0005,429
Income before extraordinary items$498,0006,627
Extraordinary gains, net$032
Net income$498,0006,626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0004,851
Cash dividends$59,0006,783
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$498,0006,505
1997-12-31 (YTD Data)Rank
Total interest income$1,425,0009,778
Total interest expense$327,00010,466
Net interest income$1,098,0008,946
Provision for loan and lease losses$27,0007,550
Total noninterest income$212,0007,688
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$173,0005,777
Trading account gains and feesNANA
Additional Noninterest Income$39,0008,910
Total noninterest expense$685,0009,435
Salaries and employee benefits$398,0009,271
Premises and equipment expense$63,0009,881
Additional noninterest expense$224,0009,130
Pre-tax net operating income$598,0007,430
Securities gains (losses)$03,944
Applicable income taxes$213,0006,714
Income before extraordinary items$385,0007,741
Extraordinary gains, net$044
Net income$385,0007,744
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0006,018
Cash dividends$48,0007,261
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$385,0007,687
1996-12-31 (YTD Data)Rank
Total interest income$1,195,00010,527
Total interest expense$327,00011,026
Net interest income$868,0009,914
Provision for loan and lease losses$31,0007,373
Total noninterest income$176,0008,587
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$139,0006,678
Trading account gains and feesNANA
Additional Noninterest Income$37,0009,496
Total noninterest expense$577,00010,267
Salaries and employee benefits$346,0009,993
Premises and equipment expense$68,00010,142
Additional noninterest expense$163,00010,397
Pre-tax net operating income$436,0008,296
Securities gains (losses)$04,148
Applicable income taxes$157,0007,776
Income before extraordinary items$279,0008,599
Extraordinary gains, net$053
Net income$279,0008,597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,797
Cash dividends$44,0007,659
Sale, conversion, retirement of capital stock, net$0953
Net operating income$279,0008,531
1995-12-31 (YTD Data)Rank
Total interest income$1,028,00011,231
Total interest expense$246,00011,681
Net interest income$782,00010,587
Provision for loan and lease losses$26,0007,298
Total noninterest income$153,0009,259
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$106,0007,638
Trading account gains and feesNANA
Additional Noninterest Income$47,0009,382
Total noninterest expense$528,00010,897
Salaries and employee benefits$297,00010,774
Premises and equipment expense$67,00010,564
Additional noninterest expense$164,00010,891
Pre-tax net operating income$381,0009,188
Securities gains (losses)$03,831
Applicable income taxes$107,0009,035
Income before extraordinary items$274,0009,196
Extraordinary gains, net$065
Net income$274,0009,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,571
Cash dividends$80,0007,161
Sale, conversion, retirement of capital stock, net$0809
Net operating income$274,0009,162
1994-12-31 (YTD Data)Rank
Total interest income$661,00012,246
Total interest expense$86,00012,522
Net interest income$575,00011,783
Provision for loan and lease losses$68,0005,388
Total noninterest income$129,00010,121
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$88,0008,439
Trading account gains and feesNANA
Additional Noninterest Income$41,00010,081
Total noninterest expense$490,00011,666
Salaries and employee benefits$236,00011,786
Premises and equipment expense$57,00011,399
Additional noninterest expense$197,00011,188
Pre-tax net operating income$146,00011,305
Securities gains (losses)$03,600
Applicable income taxes$43,00010,643
Income before extraordinary items$103,00011,361
Extraordinary gains, net$0249
Net income$103,00011,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0004,289
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$103,00011,397
1993-12-31 (YTD Data)Rank
Total interest income$483,00013,071
Total interest expense$69,00013,196
Net interest income$414,00012,777
Provision for loan and lease losses$010,371
Total noninterest income$116,00010,933
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$84,0008,884
Trading account gains and feesNANA
Additional Noninterest Income$32,00011,170
Total noninterest expense$445,00012,436
Salaries and employee benefits$201,00012,630
Premises and equipment expense$58,00011,921
Additional noninterest expense$186,00011,929
Pre-tax net operating income$85,00011,962
Securities gains (losses)$07,477
Applicable income taxes$21,00011,584
Income before extraordinary items$64,00012,142
Extraordinary gains, net$03,149
Net income$64,00012,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0009,413
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$470,000615
Net operating income$64,00011,996
1992-12-31 (YTD Data)Rank
Total interest income$448,00013,743
Total interest expense$127,00013,798
Net interest income$321,00013,580
Provision for loan and lease losses$011,756
Total noninterest income$92,00011,937
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$68,0009,624
Trading account gains and feesNANA
Additional Noninterest Income$24,00012,236
Total noninterest expense$378,00013,271
Salaries and employee benefits$173,00013,379
Premises and equipment expense$52,00012,611
Additional noninterest expense$153,00012,907
Pre-tax net operating income$35,00012,505
Securities gains (losses)$1,0007,986
Applicable income taxes$7,00012,453
Income before extraordinary items$29,00012,714
Extraordinary gains, net$01,422
Net income$29,00012,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0009,274
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$200,000728
Net operating income$28,19012,482

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.