Home > Centennial Bank > Income and Expense
Centennial Bank, Income and Expense
2001-12-31 (YTD Data) | Rank | |
Total interest income | $72,479,000 | 500 |
Total interest expense | $23,951,000 | 696 |
Net interest income | $48,528,000 | 411 |
Provision for loan and lease losses | $3,950,000 | 425 |
Total noninterest income | $5,403,000 | 926 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $1,923,000 | 760 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $3,480,000 | 845 |
Total noninterest expense | $27,097,000 | 602 |
Salaries and employee benefits | $16,161,000 | 496 |
Premises and equipment expense | $3,955,000 | 562 |
Additional noninterest expense | $6,981,000 | 735 |
Pre-tax net operating income | $22,884,000 | 382 |
Securities gains (losses) | $871,000 | 428 |
Applicable income taxes | $9,069,000 | 355 |
Income before extraordinary items | $14,686,000 | 409 |
Extraordinary gains, net | $0 | 105 |
Net income | $14,686,000 | 408 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,594,000 | 471 |
Cash dividends | $6,000,000 | 528 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $14,128,560 | 411 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $72,998,000 | 525 |
Total interest expense | $29,019,000 | 638 |
Net interest income | $43,979,000 | 445 |
Provision for loan and lease losses | $3,800,000 | 389 |
Total noninterest income | $2,836,000 | 1,420 |
Gross Fiduciary activities income | $0 | 1,332 |
Service charges on deposit accounts | $1,549,000 | 870 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $1,287,000 | 1,572 |
Total noninterest expense | $20,759,000 | 735 |
Salaries and employee benefits | $11,801,000 | 612 |
Premises and equipment expense | $3,338,000 | 642 |
Additional noninterest expense | $5,620,000 | 874 |
Pre-tax net operating income | $22,256,000 | 414 |
Securities gains (losses) | $268,000 | 363 |
Applicable income taxes | $8,558,000 | 375 |
Income before extraordinary items | $13,966,000 | 436 |
Extraordinary gains, net | $0 | 38 |
Net income | $13,966,000 | 437 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $815,000 | 866 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $13,794,480 | 443 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $53,297,000 | 657 |
Total interest expense | $18,007,000 | 878 |
Net interest income | $35,290,000 | 550 |
Provision for loan and lease losses | $2,300,000 | 506 |
Total noninterest income | $2,316,000 | 1,671 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $1,460,000 | 907 |
Trading account gains and fees | $0 | 173 |
Additional Noninterest Income | $856,000 | 2,065 |
Total noninterest expense | $16,219,000 | 886 |
Salaries and employee benefits | $9,084,000 | 770 |
Premises and equipment expense | $2,637,000 | 777 |
Additional noninterest expense | $4,498,000 | 1,048 |
Pre-tax net operating income | $19,087,000 | 502 |
Securities gains (losses) | $299,000 | 457 |
Applicable income taxes | $7,054,000 | 470 |
Income before extraordinary items | $12,332,000 | 530 |
Extraordinary gains, net | $0 | 35 |
Net income | $12,332,000 | 530 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $586,000 | 1,071 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $12,140,640 | 527 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $44,861,000 | 747 |
Total interest expense | $15,995,000 | 997 |
Net interest income | $28,866,000 | 620 |
Provision for loan and lease losses | $1,500,000 | 707 |
Total noninterest income | $1,954,000 | 1,873 |
Gross Fiduciary activities income | $0 | 1,398 |
Service charges on deposit accounts | $1,207,000 | 1,030 |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $747,000 | 2,277 |
Total noninterest expense | $13,374,000 | 998 |
Salaries and employee benefits | $8,053,000 | 822 |
Premises and equipment expense | $2,041,000 | 947 |
Additional noninterest expense | $3,280,000 | 1,340 |
Pre-tax net operating income | $15,946,000 | 526 |
Securities gains (losses) | $600,000 | 497 |
Applicable income taxes | $5,626,000 | 524 |
Income before extraordinary items | $10,920,000 | 541 |
Extraordinary gains, net | $0 | 32 |
Net income | $10,920,000 | 540 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $398,000 | 1,512 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $10,524,000 | 541 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $37,014,000 | 926 |
Total interest expense | $13,738,000 | 1,181 |
Net interest income | $23,276,000 | 784 |
Provision for loan and lease losses | $1,250,000 | 830 |
Total noninterest income | $2,406,000 | 1,523 |
Gross Fiduciary activities income | $0 | 1,450 |
Service charges on deposit accounts | $1,065,000 | 1,188 |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $1,341,000 | 1,433 |
Total noninterest expense | $10,841,000 | 1,223 |
Salaries and employee benefits | $6,439,000 | 1,026 |
Premises and equipment expense | $1,676,000 | 1,188 |
Additional noninterest expense | $2,726,000 | 1,574 |
Pre-tax net operating income | $13,591,000 | 624 |
Securities gains (losses) | $169,000 | 786 |
Applicable income taxes | $4,282,000 | 681 |
Income before extraordinary items | $9,478,000 | 620 |
Extraordinary gains, net | $0 | 44 |
Net income | $9,478,000 | 621 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $501,000 | 1,332 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $9,361,390 | 605 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $29,812,000 | 1,153 |
Total interest expense | $11,028,000 | 1,461 |
Net interest income | $18,784,000 | 982 |
Provision for loan and lease losses | $735,000 | 1,277 |
Total noninterest income | $1,778,000 | 2,025 |
Gross Fiduciary activities income | $0 | 1,526 |
Service charges on deposit accounts | $986,000 | 1,360 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $792,000 | 2,122 |
Total noninterest expense | $9,453,000 | 1,511 |
Salaries and employee benefits | $5,290,000 | 1,267 |
Premises and equipment expense | $1,627,000 | 1,262 |
Additional noninterest expense | $2,536,000 | 1,986 |
Pre-tax net operating income | $10,374,000 | 767 |
Securities gains (losses) | $7,000 | 2,762 |
Applicable income taxes | $3,381,000 | 790 |
Income before extraordinary items | $7,000,000 | 780 |
Extraordinary gains, net | $0 | 53 |
Net income | $7,000,000 | 781 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $63,000 | 4,831 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $6,995,310 | 756 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $23,794,000 | 1,448 |
Total interest expense | $8,627,000 | 1,835 |
Net interest income | $15,167,000 | 1,189 |
Provision for loan and lease losses | $350,000 | 2,061 |
Total noninterest income | $1,563,000 | 2,221 |
Gross Fiduciary activities income | $0 | 1,590 |
Service charges on deposit accounts | $927,000 | 1,476 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $636,000 | 2,445 |
Total noninterest expense | $8,458,000 | 1,668 |
Salaries and employee benefits | $4,396,000 | 1,512 |
Premises and equipment expense | $1,358,000 | 1,504 |
Additional noninterest expense | $2,704,000 | 1,847 |
Pre-tax net operating income | $7,922,000 | 990 |
Securities gains (losses) | $22,000 | 1,840 |
Applicable income taxes | $2,542,000 | 1,030 |
Income before extraordinary items | $5,402,000 | 983 |
Extraordinary gains, net | $0 | 65 |
Net income | $5,402,000 | 982 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $122,000 | 3,360 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $5,387,040 | 978 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $17,468,000 | 1,757 |
Total interest expense | $4,850,000 | 2,534 |
Net interest income | $12,618,000 | 1,429 |
Provision for loan and lease losses | $315,000 | 2,173 |
Total noninterest income | $1,773,000 | 2,007 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $866,000 | 1,566 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $907,000 | 1,967 |
Total noninterest expense | $7,904,000 | 1,831 |
Salaries and employee benefits | $3,840,000 | 1,747 |
Premises and equipment expense | $963,000 | 2,102 |
Additional noninterest expense | $3,101,000 | 1,753 |
Pre-tax net operating income | $6,172,000 | 1,213 |
Securities gains (losses) | $65,000 | 1,002 |
Applicable income taxes | $1,818,000 | 1,304 |
Income before extraordinary items | $4,419,000 | 1,149 |
Extraordinary gains, net | $0 | 249 |
Net income | $4,419,000 | 1,149 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $130,000 | 3,234 |
Cash dividends | $120,000 | 6,524 |
Sale, conversion, retirement of capital stock, net | $4,250,000 | 197 |
Net operating income | $4,372,850 | 1,175 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $12,149,000 | 2,540 |
Total interest expense | $3,711,000 | 3,396 |
Net interest income | $8,438,000 | 2,139 |
Provision for loan and lease losses | $280,000 | 3,154 |
Total noninterest income | $1,227,000 | 2,860 |
Gross Fiduciary activities income | $0 | 1,630 |
Service charges on deposit accounts | $669,000 | 2,044 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $558,000 | 3,022 |
Total noninterest expense | $6,015,000 | 2,389 |
Salaries and employee benefits | $2,906,000 | 2,288 |
Premises and equipment expense | $645,000 | 3,107 |
Additional noninterest expense | $2,464,000 | 2,263 |
Pre-tax net operating income | $3,370,000 | 2,022 |
Securities gains (losses) | $450,000 | 967 |
Applicable income taxes | $1,132,000 | 2,025 |
Income before extraordinary items | $2,688,000 | 1,853 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $2,688,000 | 1,919 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-137,000 | 13,025 |
Cash dividends | $620,000 | 2,586 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $2,373,000 | 1,982 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $11,178,000 | 3,132 |
Total interest expense | $4,132,000 | 3,956 |
Net interest income | $7,046,000 | 2,571 |
Provision for loan and lease losses | $220,000 | 4,962 |
Total noninterest income | $1,413,000 | 2,506 |
Gross Fiduciary activities income | $0 | 1,658 |
Service charges on deposit accounts | $633,000 | 2,148 |
Trading account gains and fees | $72,000 | 292 |
Additional Noninterest Income | $708,000 | 2,522 |
Total noninterest expense | $6,151,000 | 2,360 |
Salaries and employee benefits | $2,632,000 | 2,452 |
Premises and equipment expense | $504,000 | 3,947 |
Additional noninterest expense | $3,015,000 | 1,991 |
Pre-tax net operating income | $2,088,000 | 2,984 |
Securities gains (losses) | $549,000 | 1,017 |
Applicable income taxes | $819,000 | 2,546 |
Income before extraordinary items | $1,808,000 | 2,543 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $1,808,000 | 2,579 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $278,000 | 3,493 |
Cash dividends | $160,000 | 5,601 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $1,429,190 | 2,979 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.