Home > Centennial Bank > Income and Expense
Centennial Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,619,000 | 6,332 |
| Total interest expense | $1,623,000 | 7,350 |
| Net interest income | $2,996,000 | 5,498 |
| Provision for loan and lease losses | $150,000 | 3,621 |
| Total noninterest income | $463,000 | 5,457 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $352,000 | 3,753 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $111,000 | 6,893 |
| Total noninterest expense | $1,922,000 | 6,175 |
| Salaries and employee benefits | $1,033,000 | 5,894 |
| Premises and equipment expense | $373,000 | 4,807 |
| Additional noninterest expense | $516,000 | 7,128 |
| Pre-tax net operating income | $1,387,000 | 4,727 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $619,000 | 3,591 |
| Income before extraordinary items | $768,000 | 5,605 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $768,000 | 5,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,770 |
| Cash dividends | $1,670,000 | 1,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $768,000 | 5,591 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,516,000 | 3,518 |
| Total interest expense | $2,141,000 | 5,299 |
| Net interest income | $6,375,000 | 2,840 |
| Provision for loan and lease losses | $457,000 | 1,653 |
| Total noninterest income | $1,153,000 | 2,805 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $887,000 | 1,522 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $266,000 | 4,425 |
| Total noninterest expense | $4,467,000 | 3,073 |
| Salaries and employee benefits | $2,402,000 | 2,761 |
| Premises and equipment expense | $710,000 | 2,792 |
| Additional noninterest expense | $1,355,000 | 3,636 |
| Pre-tax net operating income | $2,604,000 | 2,721 |
| Securities gains (losses) | $-161,000 | 11,836 |
| Applicable income taxes | $954,000 | 2,340 |
| Income before extraordinary items | $1,489,000 | 3,197 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,489,000 | 3,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $448,000 | 1,472 |
| Cash dividends | $575,000 | 2,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,592,040 | 3,036 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,806,000 | 3,897 |
| Total interest expense | $2,070,000 | 5,675 |
| Net interest income | $5,736,000 | 3,157 |
| Provision for loan and lease losses | $450,000 | 2,259 |
| Total noninterest income | $1,164,000 | 2,973 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $903,000 | 1,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $261,000 | 4,884 |
| Total noninterest expense | $4,326,000 | 3,237 |
| Salaries and employee benefits | $2,299,000 | 2,876 |
| Premises and equipment expense | $752,000 | 2,697 |
| Additional noninterest expense | $1,275,000 | 3,986 |
| Pre-tax net operating income | $2,124,000 | 3,127 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $907,000 | 2,502 |
| Income before extraordinary items | $1,217,000 | 3,964 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,217,000 | 4,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $333,000 | 2,311 |
| Cash dividends | $258,000 | 4,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,217,000 | 3,758 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,825,000 | 4,368 |
| Total interest expense | $2,366,000 | 6,257 |
| Net interest income | $5,459,000 | 3,353 |
| Provision for loan and lease losses | $322,000 | 3,965 |
| Total noninterest income | $1,150,000 | 2,958 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $863,000 | 1,569 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $287,000 | 4,547 |
| Total noninterest expense | $4,346,000 | 3,267 |
| Salaries and employee benefits | $2,167,000 | 2,970 |
| Premises and equipment expense | $763,000 | 2,718 |
| Additional noninterest expense | $1,416,000 | 3,766 |
| Pre-tax net operating income | $1,941,000 | 3,187 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $825,000 | 2,525 |
| Income before extraordinary items | $1,116,000 | 4,068 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,116,000 | 4,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $493,000 | 2,483 |
| Cash dividends | $396,000 | 3,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,116,000 | 3,770 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.