Home > Centennial Bank > Income and Expense
Centennial Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $20,866,000 | 1,584 |
| Total interest expense | $8,125,000 | 1,903 |
| Net interest income | $12,741,000 | 1,364 |
| Provision for loan and lease losses | $1,740,000 | 658 |
| Total noninterest income | $5,656,000 | 850 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,086,000 | 1,163 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $4,570,000 | 656 |
| Total noninterest expense | $12,280,000 | 1,088 |
| Salaries and employee benefits | $6,475,000 | 1,022 |
| Premises and equipment expense | $1,492,000 | 1,315 |
| Additional noninterest expense | $4,313,000 | 1,075 |
| Pre-tax net operating income | $4,377,000 | 1,745 |
| Securities gains (losses) | $-13,000 | 10,166 |
| Applicable income taxes | $1,256,000 | 1,990 |
| Income before extraordinary items | $3,108,000 | 1,713 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,108,000 | 1,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,238,000 | 690 |
| Cash dividends | $600,000 | 3,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,117,230 | 1,669 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,759,000 | 2,018 |
| Total interest expense | $6,560,000 | 2,353 |
| Net interest income | $10,199,000 | 1,735 |
| Provision for loan and lease losses | $390,000 | 2,134 |
| Total noninterest income | $3,371,000 | 1,247 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $876,000 | 1,526 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,495,000 | 1,002 |
| Total noninterest expense | $10,066,000 | 1,425 |
| Salaries and employee benefits | $5,371,000 | 1,245 |
| Premises and equipment expense | $1,232,000 | 1,652 |
| Additional noninterest expense | $3,463,000 | 1,528 |
| Pre-tax net operating income | $3,114,000 | 2,288 |
| Securities gains (losses) | $-9,000 | 10,223 |
| Applicable income taxes | $1,049,000 | 2,253 |
| Income before extraordinary items | $2,056,000 | 2,400 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,056,000 | 2,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $487,000 | 1,456 |
| Cash dividends | $1,295,000 | 1,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,061,940 | 2,339 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,433,000 | 2,488 |
| Total interest expense | $5,112,000 | 2,970 |
| Net interest income | $8,322,000 | 2,159 |
| Provision for loan and lease losses | $250,000 | 2,552 |
| Total noninterest income | $3,524,000 | 1,217 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $702,000 | 1,932 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,822,000 | 925 |
| Total noninterest expense | $8,232,000 | 1,704 |
| Salaries and employee benefits | $4,417,000 | 1,504 |
| Premises and equipment expense | $988,000 | 2,036 |
| Additional noninterest expense | $2,827,000 | 1,782 |
| Pre-tax net operating income | $3,363,000 | 2,187 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $933,000 | 2,528 |
| Income before extraordinary items | $2,430,000 | 2,077 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,430,000 | 2,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,677 |
| Cash dividends | $591,000 | 3,010 |
| Sale, conversion, retirement of capital stock, net | $-8,000 | 10,440 |
| Net operating income | $2,430,720 | 2,039 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,251,000 | 2,973 |
| Total interest expense | $2,699,000 | 4,340 |
| Net interest income | $7,552,000 | 2,395 |
| Provision for loan and lease losses | $114,000 | 4,281 |
| Total noninterest income | $3,089,000 | 1,330 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $633,000 | 2,139 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,456,000 | 999 |
| Total noninterest expense | $7,945,000 | 1,827 |
| Salaries and employee benefits | $4,015,000 | 1,664 |
| Premises and equipment expense | $821,000 | 2,477 |
| Additional noninterest expense | $3,109,000 | 1,748 |
| Pre-tax net operating income | $2,582,000 | 2,744 |
| Securities gains (losses) | $-5,000 | 9,408 |
| Applicable income taxes | $765,000 | 2,884 |
| Income before extraordinary items | $1,812,000 | 2,676 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,812,000 | 2,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,263 |
| Cash dividends | $377,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $1,152,000 | 399 |
| Net operating income | $1,815,500 | 2,685 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,922,000 | 3,112 |
| Total interest expense | $2,246,000 | 5,274 |
| Net interest income | $7,676,000 | 2,331 |
| Provision for loan and lease losses | $113,000 | 5,452 |
| Total noninterest income | $2,176,000 | 1,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $557,000 | 2,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,619,000 | 1,459 |
| Total noninterest expense | $6,817,000 | 2,141 |
| Salaries and employee benefits | $3,591,000 | 1,868 |
| Premises and equipment expense | $677,000 | 2,976 |
| Additional noninterest expense | $2,549,000 | 2,189 |
| Pre-tax net operating income | $2,922,000 | 2,350 |
| Securities gains (losses) | $50,000 | 3,394 |
| Applicable income taxes | $1,007,000 | 2,249 |
| Income before extraordinary items | $1,965,000 | 2,568 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,965,000 | 2,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $217,000 | 5,231 |
| Sale, conversion, retirement of capital stock, net | $239,000 | 748 |
| Net operating income | $1,932,000 | 2,450 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,761,000 | 3,954 |
| Total interest expense | $2,281,000 | 6,448 |
| Net interest income | $6,480,000 | 2,824 |
| Provision for loan and lease losses | $208,000 | 5,117 |
| Total noninterest income | $1,488,000 | 2,401 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $496,000 | 2,803 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $992,000 | 2,014 |
| Total noninterest expense | $5,462,000 | 2,643 |
| Salaries and employee benefits | $2,863,000 | 2,274 |
| Premises and equipment expense | $570,000 | 3,531 |
| Additional noninterest expense | $2,029,000 | 2,769 |
| Pre-tax net operating income | $2,298,000 | 2,717 |
| Securities gains (losses) | $-15,000 | 13,410 |
| Applicable income taxes | $744,000 | 2,794 |
| Income before extraordinary items | $1,539,000 | 3,007 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,539,000 | 3,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 6,285 |
| Cash dividends | $192,000 | 5,211 |
| Sale, conversion, retirement of capital stock, net | $734,000 | 473 |
| Net operating income | $1,549,050 | 2,756 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.