Home > Centennial Bank > Assets and Liabilities
Centennial Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 147 | 1,197 |
| Assets and Liabilities | ||
| Total Assets: | $268,382,000 | 1,702 |
| Cash and due from depository institutions | $52,584,000 | 1,197 |
| Interest-bearing balances | $437,000 | 3,243 |
| Securities | $12,143,000 | 6,765 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $190,250,000 | 1,481 |
| Loan loss allowance | $1,922,000 | 1,851 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $7,737,000 | 959 |
| Other real estate owned | $163,000 | 1,197 |
| Goodwill and other intangibles | $2,646,000 | 835 |
| All other assets | $2,859,000 | 2,509 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $268,382,000 | 1,702 |
| Total liabilities | $246,765,000 | 1,655 |
| Total deposits | $245,458,000 | 1,511 |
| Interest-bearing deposits | $207,620,000 | 1,552 |
| Deposits held in domestic offices | $245,458,000 | 1,503 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,307,000 | 2,837 |
| Total equity capital | $21,617,000 | 2,082 |
| Total bank equity capital | $21,617,000 | 2,082 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,295,000 | 2,661 |
| Surplus | $14,115,000 | 1,164 |
| Undivided profits | $6,207,000 | 3,795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,244,000 | 2,063 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,081,000 | 2,091 |
| Earning assets | $202,830,000 | 2,065 |
| Long-term assets (5+ years) | $24,315,000 | 2,432 |
| Average Assets, year-to-date | $242,997,600 | 1,791 |
| Average Assets, quarterly | $264,184,000 | 1,712 |
| Volatile liabilities | $22,417,000 | 2,723 |
| Insider loans | $1,661,000 | 2,407 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $4,508,000 | 372 |
| Unused loan commitments | $52,619,000 | 1,052 |
| Tier 1 (core) risk-based capital | $19,768,000 | 2,159 |
| Tier 2 risk-based capital | $1,922,000 | 1,588 |
| Total risk weighted assets | $192,803,400 | 1,462 |
| Total unused commitments | $52,619,000 | 1,056 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 144 | 1,283 |
| Assets and Liabilities | ||
| Total Assets: | $222,984,000 | 2,101 |
| Cash and due from depository institutions | $16,018,000 | 1,283 |
| Interest-bearing balances | $4,745,000 | 807 |
| Securities | $11,065,000 | 7,562 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $181,479,000 | 1,596 |
| Loan loss allowance | $1,420,000 | 2,563 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,923,000 | 990 |
| Other real estate owned | $418,000 | 1,283 |
| Goodwill and other intangibles | $3,366,000 | 677 |
| All other assets | $2,715,000 | 2,694 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $222,984,000 | 2,101 |
| Total liabilities | $203,881,000 | 2,067 |
| Total deposits | $201,999,000 | 1,923 |
| Interest-bearing deposits | $167,969,000 | 1,998 |
| Deposits held in domestic offices | $201,999,000 | 1,914 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,882,000 | 2,144 |
| Total equity capital | $19,103,000 | 2,354 |
| Total bank equity capital | $19,103,000 | 2,354 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,295,000 | 2,838 |
| Surplus | $14,115,000 | 1,203 |
| Undivided profits | $3,693,000 | 5,401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $349,000 | 5,223 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $28,000 | 1,449 |
| Income earned, not collected on loans | $991,000 | 2,272 |
| Earning assets | $197,289,000 | 2,174 |
| Long-term assets (5+ years) | $39,552,000 | 1,567 |
| Average Assets, year-to-date | $194,459,400 | 2,320 |
| Average Assets, quarterly | $216,735,500 | 2,120 |
| Volatile liabilities | $24,835,000 | 2,440 |
| Insider loans | $1,891,000 | 2,236 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $3,319,000 | 404 |
| Unused loan commitments | $46,849,000 | 1,112 |
| Tier 1 (core) risk-based capital | $17,550,000 | 2,482 |
| Tier 2 risk-based capital | $1,420,000 | 2,147 |
| Total risk weighted assets | $183,694,200 | 1,566 |
| Total unused commitments | $46,849,000 | 1,117 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 107 | 1,799 |
| Assets and Liabilities | ||
| Total Assets: | $166,765,000 | 2,765 |
| Cash and due from depository institutions | $26,033,000 | 1,799 |
| Interest-bearing balances | $17,012,000 | 263 |
| Securities | $10,291,000 | 8,174 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 4,323 |
| Net loans & leases | $118,211,000 | 2,347 |
| Loan loss allowance | $965,000 | 3,650 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $6,495,000 | 1,154 |
| Other real estate owned | $375,000 | 1,799 |
| Goodwill and other intangibles | $537,000 | 1,525 |
| All other assets | $1,823,000 | 3,942 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $166,765,000 | 2,765 |
| Total liabilities | $153,893,000 | 2,713 |
| Total deposits | $153,400,000 | 2,536 |
| Interest-bearing deposits | $126,205,000 | 2,654 |
| Deposits held in domestic offices | $153,400,000 | 2,527 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $493,000 | 6,282 |
| Total equity capital | $12,872,000 | 3,409 |
| Total bank equity capital | $12,872,000 | 3,409 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,295,000 | 2,930 |
| Surplus | $8,700,000 | 1,802 |
| Undivided profits | $2,877,000 | 6,337 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $471,000 | 4,421 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $27,000 | 1,353 |
| Income earned, not collected on loans | $716,000 | 3,288 |
| Earning assets | $148,514,000 | 2,852 |
| Long-term assets (5+ years) | $27,472,000 | 1,959 |
| Average Assets, year-to-date | $149,222,000 | 2,945 |
| Average Assets, quarterly | $163,333,500 | 2,794 |
| Volatile liabilities | $14,218,000 | 3,495 |
| Insider loans | $1,195,000 | 3,292 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $4,490,000 | 375 |
| Unused loan commitments | $26,952,000 | 1,614 |
| Tier 1 (core) risk-based capital | $13,149,000 | 3,246 |
| Tier 2 risk-based capital | $965,000 | 3,004 |
| Total risk weighted assets | $123,393,600 | 2,228 |
| Total unused commitments | $26,952,000 | 1,626 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 105 | 1,914 |
| Assets and Liabilities | ||
| Total Assets: | $129,852,000 | 3,430 |
| Cash and due from depository institutions | $12,059,000 | 1,914 |
| Interest-bearing balances | $3,967,000 | 912 |
| Securities | $12,026,000 | 8,050 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $97,593,000 | 2,705 |
| Loan loss allowance | $779,000 | 4,431 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,698,000 | 1,295 |
| Other real estate owned | $212,000 | 1,914 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,264,000 | 3,452 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,852,000 | 3,430 |
| Total liabilities | $118,593,000 | 3,417 |
| Total deposits | $118,195,000 | 3,211 |
| Interest-bearing deposits | $85,852,000 | 3,770 |
| Deposits held in domestic offices | $118,195,000 | 3,203 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $398,000 | 6,106 |
| Total equity capital | $11,259,000 | 3,620 |
| Total bank equity capital | $11,259,000 | 3,620 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,296,000 | 3,042 |
| Surplus | $7,608,000 | 1,980 |
| Undivided profits | $2,355,000 | 6,662 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $165,000 | 7,272 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $500,000 | 4,229 |
| Earning assets | $113,586,000 | 3,579 |
| Long-term assets (5+ years) | $21,793,000 | 2,370 |
| Average Assets, year-to-date | $119,845,400 | 3,605 |
| Average Assets, quarterly | $128,518,000 | 3,440 |
| Volatile liabilities | $6,988,000 | 5,552 |
| Insider loans | $1,174,000 | 3,290 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $2,044,000 | 444 |
| Unused loan commitments | $44,037,000 | 1,080 |
| Tier 1 (core) risk-based capital | $11,941,000 | 3,447 |
| Tier 2 risk-based capital | $779,000 | 3,646 |
| Total risk weighted assets | $100,548,100 | 2,629 |
| Total unused commitments | $44,037,000 | 1,090 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 91 | 2,312 |
| Assets and Liabilities | ||
| Total Assets: | $111,465,000 | 4,044 |
| Cash and due from depository institutions | $12,849,000 | 2,312 |
| Interest-bearing balances | $8,020,000 | 761 |
| Securities | $13,787,000 | 7,783 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $78,069,000 | 3,232 |
| Loan loss allowance | $741,000 | 4,750 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,804,000 | 1,536 |
| Other real estate owned | $54,000 | 2,312 |
| Goodwill and other intangibles | $74,000 | 2,348 |
| All other assets | $1,828,000 | 3,727 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,465,000 | 4,044 |
| Total liabilities | $102,237,000 | 3,984 |
| Total deposits | $98,882,000 | 3,937 |
| Interest-bearing deposits | $68,525,000 | 4,821 |
| Deposits held in domestic offices | $98,882,000 | 3,930 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,000,000 | 1,835 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $355,000 | 6,802 |
| Total equity capital | $9,228,000 | 4,401 |
| Total bank equity capital | $9,228,000 | 4,401 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,214,000 | 3,288 |
| Surplus | $5,338,000 | 2,531 |
| Undivided profits | $2,676,000 | 6,553 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 12,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $355,000 | 5,222 |
| Earning assets | $99,876,000 | 4,134 |
| Long-term assets (5+ years) | $18,272,000 | 2,860 |
| Average Assets, year-to-date | $103,487,400 | 4,205 |
| Average Assets, quarterly | $113,301,500 | 3,935 |
| Volatile liabilities | $7,486,000 | 5,040 |
| Insider loans | $1,406,000 | 2,814 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $6,379,000 | 436 |
| Unused loan commitments | $38,021,000 | 1,209 |
| Tier 1 (core) risk-based capital | $9,369,000 | 4,243 |
| Tier 2 risk-based capital | $741,000 | 3,772 |
| Total risk weighted assets | $77,479,800 | 3,332 |
| Total unused commitments | $38,021,000 | 1,229 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 75 | 2,864 |
| Assets and Liabilities | ||
| Total Assets: | $88,322,000 | 5,057 |
| Cash and due from depository institutions | $5,645,000 | 2,864 |
| Interest-bearing balances | $304,000 | 5,528 |
| Securities | $12,128,000 | 8,340 |
| Federal funds sold & reverse repurchase agreements | $6,031,000 | 2,735 |
| Net loans & leases | $58,953,000 | 4,231 |
| Loan loss allowance | $628,000 | 5,462 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,839,000 | 1,905 |
| Other real estate owned | $56,000 | 2,864 |
| Goodwill and other intangibles | $218,000 | 1,800 |
| All other assets | $1,452,000 | 4,711 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,322,000 | 5,057 |
| Total liabilities | $81,080,000 | 5,026 |
| Total deposits | $77,707,000 | 5,015 |
| Interest-bearing deposits | $56,467,000 | 5,863 |
| Deposits held in domestic offices | $77,707,000 | 5,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,000,000 | 1,649 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $373,000 | 7,156 |
| Total equity capital | $7,242,000 | 5,231 |
| Total bank equity capital | $7,242,000 | 5,231 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,204,000 | 3,434 |
| Surplus | $4,464,000 | 2,882 |
| Undivided profits | $1,574,000 | 8,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $291,000 | 7,315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $325,000 | 6,121 |
| Earning assets | $77,416,000 | 5,229 |
| Long-term assets (5+ years) | $13,551,000 | 3,503 |
| Average Assets, year-to-date | $80,100,000 | 5,356 |
| Average Assets, quarterly | $87,283,000 | 5,063 |
| Volatile liabilities | $7,152,000 | 5,217 |
| Insider loans | $117,000 | 5,293 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $5,619,000 | 324 |
| Unused loan commitments | $16,454,000 | 2,070 |
| Tier 1 (core) risk-based capital | $7,388,000 | 5,073 |
| Tier 2 risk-based capital | $628,000 | 4,329 |
| Total risk weighted assets | $64,988,600 | 3,965 |
| Total unused commitments | $16,454,000 | 2,087 |
| Derivatives | $0 | 651 |