Home > Centennial Bank > Income and Expense

Centennial Bank, Income and Expense

2020-06-30 (YTD Data)		Rank
Total interest income	$17,705,000	933
Total interest expense	$2,317,000	1,168
Net interest income	$15,388,000	903
Provision for loan and lease losses	$167,000	2,572
Total noninterest income	$1,947,000	1,387
Gross Fiduciary activities income	$394,000	497
Service charges on deposit accounts	$579,000	838
Trading account gains and fees	NA	NA
Additional Noninterest Income	$974,000	1,693
Total noninterest expense	$12,720,000	913
Salaries and employee benefits	$7,309,000	904
Premises and equipment expense	$1,920,000	667
Additional noninterest expense	$3,491,000	974
Pre-tax net operating income	$4,448,000	1,062
Securities gains (losses)	$-395,000	5,000
Applicable income taxes	$0	3,655
Income before extraordinary items	$4,053,000	1,031
Extraordinary gains, net	$0	4
Net income	$4,053,000	1,030
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,053,000	1,031
Net charge-offs	$-77,000	4,844
Cash dividends	$1,300,000	1,092
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$4,448,000	924
2020-03-31 (YTD Data)		Rank
Total interest income	$8,857,000	938
Total interest expense	$1,365,000	1,104
Net interest income	$7,492,000	911
Provision for loan and lease losses	$567,000	822
Total noninterest income	$1,043,000	1,248
Gross Fiduciary activities income	$202,000	500
Service charges on deposit accounts	$338,000	847
Trading account gains and fees	NA	NA
Additional Noninterest Income	$503,000	1,514
Total noninterest expense	$5,973,000	963
Salaries and employee benefits	$3,435,000	952
Premises and equipment expense	$891,000	729
Additional noninterest expense	$1,647,000	1,033
Pre-tax net operating income	$1,995,000	1,042
Securities gains (losses)	$-395,000	5,021
Applicable income taxes	$0	3,513
Income before extraordinary items	$1,600,000	1,125
Extraordinary gains, net	$0	4
Net income	$1,600,000	1,124
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,600,000	1,125
Net charge-offs	$251,000	554
Cash dividends	$225,000	1,864
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,995,000	923
2019-12-31 (YTD Data)		Rank
Total interest income	$37,227,000	912
Total interest expense	$6,518,000	989
Net interest income	$30,709,000	885
Provision for loan and lease losses	$492,000	1,501
Total noninterest income	$3,988,000	1,318
Gross Fiduciary activities income	$969,000	466
Service charges on deposit accounts	$1,382,000	866
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,637,000	1,726
Total noninterest expense	$25,622,000	903
Salaries and employee benefits	$13,990,000	914
Premises and equipment expense	$4,103,000	619
Additional noninterest expense	$7,529,000	901
Pre-tax net operating income	$8,583,000	1,180
Securities gains (losses)	$1,296,000	191
Applicable income taxes	$0	3,859
Income before extraordinary items	$9,879,000	944
Extraordinary gains, net	$0	11
Net income	$9,879,000	945
Minority interest net income	$0	76
Net income of bank and minority interests.	$9,879,000	945
Net charge-offs	$2,000	3,605
Cash dividends	$6,400,000	664
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$8,583,000	1,034
2019-09-30 (YTD Data)		Rank
Total interest income	$28,124,000	906
Total interest expense	$5,050,000	968
Net interest income	$23,074,000	885
Provision for loan and lease losses	$642,000	961
Total noninterest income	$2,746,000	1,389
Gross Fiduciary activities income	$747,000	455
Service charges on deposit accounts	$1,031,000	868
Trading account gains and fees	NA	NA
Additional Noninterest Income	$968,000	1,966
Total noninterest expense	$19,292,000	886
Salaries and employee benefits	$10,434,000	916
Premises and equipment expense	$3,040,000	630
Additional noninterest expense	$5,818,000	868
Pre-tax net operating income	$5,886,000	1,273
Securities gains (losses)	$812,000	231
Applicable income taxes	$0	3,902
Income before extraordinary items	$6,698,000	1,045
Extraordinary gains, net	$0	11
Net income	$6,698,000	1,046
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,698,000	1,046
Net charge-offs	$7,000	3,061
Cash dividends	$6,100,000	521
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$5,886,000	1,131
2019-06-30 (YTD Data)		Rank
Total interest income	$18,733,000	898
Total interest expense	$3,352,000	954
Net interest income	$15,381,000	879
Provision for loan and lease losses	$369,000	1,055
Total noninterest income	$1,569,000	1,489
Gross Fiduciary activities income	$497,000	456
Service charges on deposit accounts	$665,000	879
Trading account gains and fees	NA	NA
Additional Noninterest Income	$407,000	2,462
Total noninterest expense	$12,984,000	874
Salaries and employee benefits	$7,020,000	903
Premises and equipment expense	$2,052,000	622
Additional noninterest expense	$3,912,000	867
Pre-tax net operating income	$3,597,000	1,344
Securities gains (losses)	$128,000	473
Applicable income taxes	$0	3,901
Income before extraordinary items	$3,725,000	1,174
Extraordinary gains, net	$0	11
Net income	$3,725,000	1,174
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,725,000	1,174
Net charge-offs	$8,000	2,672
Cash dividends	$4,450,000	487
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,597,000	1,189
2019-03-31 (YTD Data)		Rank
Total interest income	$9,253,000	907
Total interest expense	$1,597,000	969
Net interest income	$7,656,000	885
Provision for loan and lease losses	$270,000	756
Total noninterest income	$463,000	2,003
Gross Fiduciary activities income	$249,000	459
Service charges on deposit accounts	$310,000	933
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-96,000	5,341
Total noninterest expense	$6,232,000	899
Salaries and employee benefits	$3,403,000	936
Premises and equipment expense	$957,000	680
Additional noninterest expense	$1,872,000	888
Pre-tax net operating income	$1,617,000	1,432
Securities gains (losses)	$118,000	255
Applicable income taxes	$0	3,800
Income before extraordinary items	$1,735,000	1,222
Extraordinary gains, net	$0	5
Net income	$1,735,000	1,221
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,735,000	1,221
Net charge-offs	$8,000	2,054
Cash dividends	$1,725,000	567
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,617,000	1,265
2018-12-31 (YTD Data)		Rank
Total interest income	$34,301,000	921
Total interest expense	$4,455,000	1,031
Net interest income	$29,846,000	883
Provision for loan and lease losses	$675,000	1,182
Total noninterest income	$4,537,000	1,157
Gross Fiduciary activities income	$1,017,000	460
Service charges on deposit accounts	$1,435,000	849
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,085,000	1,462
Total noninterest expense	$25,371,000	870
Salaries and employee benefits	$13,330,000	922
Premises and equipment expense	$4,097,000	608
Additional noninterest expense	$7,944,000	850
Pre-tax net operating income	$8,337,000	1,196
Securities gains (losses)	$94,000	308
Applicable income taxes	$0	3,978
Income before extraordinary items	$8,431,000	1,062
Extraordinary gains, net	$0	6
Net income	$8,431,000	1,061
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,431,000	1,061
Net charge-offs	$1,611,000	415
Cash dividends	$7,500,000	531
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$8,337,000	1,068
2018-09-30 (YTD Data)		Rank
Total interest income	$25,177,000	925
Total interest expense	$3,013,000	1,065
Net interest income	$22,164,000	885
Provision for loan and lease losses	$675,000	885
Total noninterest income	$3,241,000	1,206
Gross Fiduciary activities income	$769,000	453
Service charges on deposit accounts	$1,058,000	860
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,414,000	1,570
Total noninterest expense	$18,840,000	878
Salaries and employee benefits	$9,990,000	927
Premises and equipment expense	$2,872,000	662
Additional noninterest expense	$5,978,000	831
Pre-tax net operating income	$5,890,000	1,244
Securities gains (losses)	$92,000	304
Applicable income taxes	$0	4,032
Income before extraordinary items	$5,982,000	1,096
Extraordinary gains, net	$0	5
Net income	$5,982,000	1,095
Minority interest net income	$0	66
Net income of bank and minority interests.	$5,982,000	1,095
Net charge-offs	$1,608,000	319
Cash dividends	$7,500,000	394
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$5,890,000	1,104
2018-06-30 (YTD Data)		Rank
Total interest income	$16,459,000	934
Total interest expense	$1,778,000	1,123
Net interest income	$14,681,000	890
Provision for loan and lease losses	$675,000	633
Total noninterest income	$2,098,000	1,231
Gross Fiduciary activities income	$521,000	448
Service charges on deposit accounts	$694,000	870
Trading account gains and fees	NA	NA
Additional Noninterest Income	$883,000	1,640
Total noninterest expense	$12,527,000	887
Salaries and employee benefits	$6,667,000	926
Premises and equipment expense	$1,893,000	675
Additional noninterest expense	$3,967,000	830
Pre-tax net operating income	$3,577,000	1,319
Securities gains (losses)	$92,000	251
Applicable income taxes	$0	4,018
Income before extraordinary items	$3,669,000	1,140
Extraordinary gains, net	$0	6
Net income	$3,669,000	1,138
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,669,000	1,139
Net charge-offs	$1,569,000	253
Cash dividends	$5,900,000	345
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$3,577,000	1,157
2018-03-31 (YTD Data)		Rank
Total interest income	$8,062,000	938
Total interest expense	$767,000	1,218
Net interest income	$7,295,000	898
Provision for loan and lease losses	$675,000	370
Total noninterest income	$856,000	1,418
Gross Fiduciary activities income	$265,000	450
Service charges on deposit accounts	$336,000	900
Trading account gains and fees	NA	NA
Additional Noninterest Income	$255,000	2,207
Total noninterest expense	$6,045,000	916
Salaries and employee benefits	$3,186,000	972
Premises and equipment expense	$918,000	699
Additional noninterest expense	$1,941,000	842
Pre-tax net operating income	$1,431,000	1,540
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$1,431,000	1,377
Extraordinary gains, net	$0	7
Net income	$1,431,000	1,377
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,431,000	1,377
Net charge-offs	$1,570,000	166
Cash dividends	$2,475,000	364
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,431,000	1,368
2017-12-31 (YTD Data)		Rank
Total interest income	$31,109,000	923
Total interest expense	$2,523,000	1,280
Net interest income	$28,586,000	882
Provision for loan and lease losses	$1,000,000	886
Total noninterest income	$4,681,000	1,166
Gross Fiduciary activities income	$975,000	461
Service charges on deposit accounts	$1,498,000	818
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,208,000	1,438
Total noninterest expense	$22,850,000	941
Salaries and employee benefits	$12,226,000	982
Premises and equipment expense	$3,674,000	688
Additional noninterest expense	$6,950,000	940
Pre-tax net operating income	$9,417,000	1,029
Securities gains (losses)	$64,000	788
Applicable income taxes	$0	4,135
Income before extraordinary items	$9,481,000	787
Extraordinary gains, net	$0	9
Net income	$9,481,000	787
Minority interest net income	$0	76
Net income of bank and minority interests.	$9,481,000	787
Net charge-offs	$218,000	1,756
Cash dividends	$6,600,000	519
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$9,417,000	783
2017-09-30 (YTD Data)		Rank
Total interest income	$23,009,000	936
Total interest expense	$1,772,000	1,331
Net interest income	$21,237,000	888
Provision for loan and lease losses	$532,000	1,104
Total noninterest income	$3,612,000	1,168
Gross Fiduciary activities income	$744,000	461
Service charges on deposit accounts	$1,119,000	826
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,749,000	1,399
Total noninterest expense	$16,772,000	963
Salaries and employee benefits	$9,092,000	991
Premises and equipment expense	$2,743,000	695
Additional noninterest expense	$4,937,000	980
Pre-tax net operating income	$7,545,000	1,007
Securities gains (losses)	$106,000	578
Applicable income taxes	$0	4,172
Income before extraordinary items	$7,651,000	792
Extraordinary gains, net	$0	9
Net income	$7,651,000	792
Minority interest net income	$0	71
Net income of bank and minority interests.	$7,651,000	792
Net charge-offs	$180,000	1,481
Cash dividends	$6,375,000	410
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$7,545,000	789
2017-06-30 (YTD Data)		Rank
Total interest income	$15,147,000	940
Total interest expense	$1,116,000	1,362
Net interest income	$14,031,000	893
Provision for loan and lease losses	$532,000	819
Total noninterest income	$2,470,000	1,145
Gross Fiduciary activities income	$501,000	460
Service charges on deposit accounts	$738,000	829
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,231,000	1,349
Total noninterest expense	$10,974,000	981
Salaries and employee benefits	$6,055,000	996
Premises and equipment expense	$1,765,000	723
Additional noninterest expense	$3,154,000	1,026
Pre-tax net operating income	$4,995,000	995
Securities gains (losses)	$65,000	560
Applicable income taxes	$0	4,189
Income before extraordinary items	$5,060,000	794
Extraordinary gains, net	$0	11
Net income	$5,060,000	794
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,060,000	794
Net charge-offs	$36,000	2,232
Cash dividends	$3,900,000	445
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$4,995,000	783
2017-03-31 (YTD Data)		Rank
Total interest income	$7,448,000	942
Total interest expense	$510,000	1,438
Net interest income	$6,938,000	899
Provision for loan and lease losses	$0	3,537
Total noninterest income	$1,330,000	1,089
Gross Fiduciary activities income	$245,000	471
Service charges on deposit accounts	$367,000	830
Trading account gains and fees	NA	NA
Additional Noninterest Income	$718,000	1,206
Total noninterest expense	$5,476,000	988
Salaries and employee benefits	$3,039,000	1,003
Premises and equipment expense	$890,000	721
Additional noninterest expense	$1,547,000	1,034
Pre-tax net operating income	$2,792,000	877
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$2,792,000	705
Extraordinary gains, net	$0	8
Net income	$2,792,000	705
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,792,000	705
Net charge-offs	$142,000	743
Cash dividends	$225,000	1,877
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$2,792,000	693
2016-12-31 (YTD Data)		Rank
Total interest income	$29,946,000	903
Total interest expense	$1,813,000	1,531
Net interest income	$28,133,000	849
Provision for loan and lease losses	$835,000	1,064
Total noninterest income	$4,689,000	1,207
Gross Fiduciary activities income	$934,000	468
Service charges on deposit accounts	$1,361,000	917
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,394,000	1,412
Total noninterest expense	$22,211,000	953
Salaries and employee benefits	$11,994,000	982
Premises and equipment expense	$3,491,000	715
Additional noninterest expense	$6,726,000	978
Pre-tax net operating income	$9,776,000	943
Securities gains (losses)	$167,000	976
Applicable income taxes	$0	4,278
Income before extraordinary items	$9,943,000	771
Extraordinary gains, net	$0	5
Net income	$9,943,000	770
Minority interest net income	$0	82
Net income of bank and minority interests.	$9,943,000	770
Net charge-offs	$145,000	2,251
Cash dividends	$8,968,000	426
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$9,776,000	761
2016-09-30 (YTD Data)		Rank
Total interest income	$22,207,000	912
Total interest expense	$1,311,000	1,577
Net interest income	$20,896,000	849
Provision for loan and lease losses	$577,000	1,048
Total noninterest income	$3,659,000	1,165
Gross Fiduciary activities income	$697,000	469
Service charges on deposit accounts	$1,002,000	931
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,960,000	1,327
Total noninterest expense	$16,746,000	948
Salaries and employee benefits	$9,139,000	967
Premises and equipment expense	$2,615,000	715
Additional noninterest expense	$4,992,000	988
Pre-tax net operating income	$7,232,000	966
Securities gains (losses)	$212,000	767
Applicable income taxes	$0	4,325
Income before extraordinary items	$7,444,000	767
Extraordinary gains, net	$0	5
Net income	$7,444,000	768
Minority interest net income	$0	71
Net income of bank and minority interests.	$7,444,000	767
Net charge-offs	$95,000	2,102
Cash dividends	$7,547,000	361
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$7,232,000	763
2016-06-30 (YTD Data)		Rank
Total interest income	$14,763,000	912
Total interest expense	$858,000	1,602
Net interest income	$13,905,000	850
Provision for loan and lease losses	$332,000	1,160
Total noninterest income	$2,439,000	1,153
Gross Fiduciary activities income	$463,000	473
Service charges on deposit accounts	$645,000	946
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,331,000	1,285
Total noninterest expense	$11,170,000	943
Salaries and employee benefits	$6,111,000	962
Premises and equipment expense	$1,703,000	729
Additional noninterest expense	$3,356,000	982
Pre-tax net operating income	$4,842,000	957
Securities gains (losses)	$209,000	584
Applicable income taxes	$0	4,338
Income before extraordinary items	$5,051,000	753
Extraordinary gains, net	$0	16
Net income	$5,051,000	751
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,051,000	752
Net charge-offs	$30,000	2,510
Cash dividends	$3,200,000	532
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$4,842,000	755
2016-03-31 (YTD Data)		Rank
Total interest income	$7,354,000	912
Total interest expense	$407,000	1,667
Net interest income	$6,947,000	845
Provision for loan and lease losses	$217,000	915
Total noninterest income	$1,132,000	1,191
Gross Fiduciary activities income	$217,000	487
Service charges on deposit accounts	$331,000	930
Trading account gains and fees	$0	142
Additional Noninterest Income	$584,000	1,369
Total noninterest expense	$5,679,000	929
Salaries and employee benefits	$3,060,000	966
Premises and equipment expense	$845,000	749
Additional noninterest expense	$1,774,000	919
Pre-tax net operating income	$2,183,000	1,009
Securities gains (losses)	$209,000	287
Applicable income taxes	$0	4,259
Income before extraordinary items	$2,392,000	769
Extraordinary gains, net	$0	12
Net income	$2,392,000	769
Minority interest net income	$0	62
Net income of bank and minority interests.	$2,392,000	769
Net charge-offs	$27,000	1,801
Cash dividends	$2,225,000	395
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,183,000	806
2015-12-31 (YTD Data)		Rank
Total interest income	$29,556,000	867
Total interest expense	$1,339,000	1,937
Net interest income	$28,217,000	804
Provision for loan and lease losses	$754,000	1,012
Total noninterest income	$7,988,000	800
Gross Fiduciary activities income	$931,000	473
Service charges on deposit accounts	$1,440,000	889
Trading account gains and fees	$0	159
Additional Noninterest Income	$5,617,000	754
Total noninterest expense	$24,431,000	848
Salaries and employee benefits	$12,649,000	895
Premises and equipment expense	$3,817,000	647
Additional noninterest expense	$7,965,000	823
Pre-tax net operating income	$11,020,000	809
Securities gains (losses)	$49,000	1,662
Applicable income taxes	$0	4,402
Income before extraordinary items	$11,069,000	670
Extraordinary gains, net	$0	23
Net income	$11,069,000	669
Minority interest net income	$0	81
Net income of bank and minority interests.	$11,069,000	670
Net charge-offs	$310,000	1,568
Cash dividends	$4,350,000	737
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$11,020,000	658
2015-09-30 (YTD Data)		Rank
Total interest income	$22,034,000	879
Total interest expense	$987,000	1,987
Net interest income	$21,047,000	813
Provision for loan and lease losses	$396,000	1,261
Total noninterest income	$3,818,000	1,125
Gross Fiduciary activities income	$700,000	472
Service charges on deposit accounts	$1,054,000	911
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,064,000	1,257
Total noninterest expense	$18,392,000	854
Salaries and employee benefits	$9,572,000	898
Premises and equipment expense	$2,873,000	664
Additional noninterest expense	$5,947,000	829
Pre-tax net operating income	$6,077,000	1,079
Securities gains (losses)	$34,000	1,718
Applicable income taxes	$0	4,489
Income before extraordinary items	$6,111,000	884
Extraordinary gains, net	$0	21
Net income	$6,111,000	883
Minority interest net income	$0	78
Net income of bank and minority interests.	$6,111,000	884
Net charge-offs	$201,000	1,546
Cash dividends	$3,425,000	647
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$6,077,000	861
2015-06-30 (YTD Data)		Rank
Total interest income	$14,704,000	877
Total interest expense	$653,000	2,005
Net interest income	$14,051,000	811
Provision for loan and lease losses	$271,000	1,218
Total noninterest income	$2,711,000	1,081
Gross Fiduciary activities income	$465,000	479
Service charges on deposit accounts	$674,000	936
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,572,000	1,145
Total noninterest expense	$12,235,000	859
Salaries and employee benefits	$6,379,000	899
Premises and equipment expense	$1,903,000	671
Additional noninterest expense	$3,953,000	841
Pre-tax net operating income	$4,256,000	1,033
Securities gains (losses)	$1,000	2,511
Applicable income taxes	$0	4,497
Income before extraordinary items	$4,257,000	847
Extraordinary gains, net	$0	22
Net income	$4,257,000	847
Minority interest net income	$0	75
Net income of bank and minority interests.	$4,257,000	847
Net charge-offs	$60,000	2,180
Cash dividends	$2,575,000	577
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$4,256,000	822
2015-03-31 (YTD Data)		Rank
Total interest income	$7,314,000	880
Total interest expense	$323,000	2,029
Net interest income	$6,991,000	803
Provision for loan and lease losses	$112,000	1,342
Total noninterest income	$1,267,000	1,089
Gross Fiduciary activities income	$230,000	492
Service charges on deposit accounts	$323,000	950
Trading account gains and fees	$0	152
Additional Noninterest Income	$714,000	1,180
Total noninterest expense	$6,236,000	840
Salaries and employee benefits	$3,192,000	897
Premises and equipment expense	$951,000	677
Additional noninterest expense	$2,093,000	783
Pre-tax net operating income	$1,910,000	1,099
Securities gains (losses)	$-2,000	6,101
Applicable income taxes	$0	4,400
Income before extraordinary items	$1,908,000	906
Extraordinary gains, net	$0	13
Net income	$1,908,000	906
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,908,000	906
Net charge-offs	$29,000	1,911
Cash dividends	$1,725,000	417
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,910,000	871
2014-12-31 (YTD Data)		Rank
Total interest income	$29,227,000	857
Total interest expense	$1,425,000	1,979
Net interest income	$27,802,000	787
Provision for loan and lease losses	$794,000	1,030
Total noninterest income	$4,936,000	1,116
Gross Fiduciary activities income	$882,000	496
Service charges on deposit accounts	$1,480,000	895
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,574,000	1,223
Total noninterest expense	$25,230,000	799
Salaries and employee benefits	$12,911,000	843
Premises and equipment expense	$4,095,000	604
Additional noninterest expense	$8,224,000	789
Pre-tax net operating income	$6,714,000	1,201
Securities gains (losses)	$85,000	1,378
Applicable income taxes	$0	4,531
Income before extraordinary items	$6,799,000	982
Extraordinary gains, net	$0	17
Net income	$6,799,000	981
Minority interest net income	$0	84
Net income of bank and minority interests.	$6,799,000	981
Net charge-offs	$20,000	4,300
Cash dividends	$3,550,000	809
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$6,714,000	964
2014-09-30 (YTD Data)		Rank
Total interest income	$21,651,000	872
Total interest expense	$1,075,000	1,991
Net interest income	$20,576,000	795
Provision for loan and lease losses	$592,000	1,009
Total noninterest income	$4,139,000	1,027
Gross Fiduciary activities income	$642,000	496
Service charges on deposit accounts	$1,117,000	901
Trading account gains and fees	$0	174
Additional Noninterest Income	$2,380,000	1,067
Total noninterest expense	$18,942,000	798
Salaries and employee benefits	$9,529,000	865
Premises and equipment expense	$3,053,000	608
Additional noninterest expense	$6,360,000	778
Pre-tax net operating income	$5,181,000	1,177
Securities gains (losses)	$82,000	1,127
Applicable income taxes	$0	4,583
Income before extraordinary items	$5,263,000	950
Extraordinary gains, net	$0	15
Net income	$5,263,000	949
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,263,000	949
Net charge-offs	$36,000	3,487
Cash dividends	$3,325,000	615
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$5,181,000	939
2014-06-30 (YTD Data)		Rank
Total interest income	$14,116,000	895
Total interest expense	$716,000	2,007
Net interest income	$13,400,000	817
Provision for loan and lease losses	$224,000	1,552
Total noninterest income	$2,967,000	947
Gross Fiduciary activities income	$417,000	509
Service charges on deposit accounts	$719,000	914
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,831,000	954
Total noninterest expense	$12,742,000	795
Salaries and employee benefits	$6,330,000	862
Premises and equipment expense	$2,042,000	603
Additional noninterest expense	$4,370,000	749
Pre-tax net operating income	$3,401,000	1,169
Securities gains (losses)	$98,000	801
Applicable income taxes	$0	4,568
Income before extraordinary items	$3,499,000	926
Extraordinary gains, net	$0	20
Net income	$3,499,000	926
Minority interest net income	$0	80
Net income of bank and minority interests.	$3,499,000	926
Net charge-offs	$43,000	2,918
Cash dividends	$2,600,000	521
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$3,401,000	940
2014-03-31 (YTD Data)		Rank
Total interest income	$7,031,000	896
Total interest expense	$359,000	2,028
Net interest income	$6,672,000	818
Provision for loan and lease losses	$150,000	1,189
Total noninterest income	$1,014,000	1,235
Gross Fiduciary activities income	$196,000	526
Service charges on deposit accounts	$356,000	911
Trading account gains and fees	$0	147
Additional Noninterest Income	$462,000	1,492
Total noninterest expense	$6,468,000	785
Salaries and employee benefits	$3,234,000	855
Premises and equipment expense	$984,000	651
Additional noninterest expense	$2,250,000	727
Pre-tax net operating income	$1,068,000	1,671
Securities gains (losses)	$9,000	1,195
Applicable income taxes	$0	4,445
Income before extraordinary items	$1,077,000	1,402
Extraordinary gains, net	$0	16
Net income	$1,077,000	1,403
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,077,000	1,404
Net charge-offs	$31,000	2,192
Cash dividends	$1,625,000	391
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,068,000	1,395
2013-12-31 (YTD Data)		Rank
Total interest income	$28,797,000	866
Total interest expense	$1,781,000	1,892
Net interest income	$27,016,000	792
Provision for loan and lease losses	$515,000	1,797
Total noninterest income	$4,037,000	1,313
Gross Fiduciary activities income	$756,000	516
Service charges on deposit accounts	$1,426,000	970
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,855,000	1,603
Total noninterest expense	$24,031,000	852
Salaries and employee benefits	$11,960,000	903
Premises and equipment expense	$3,810,000	646
Additional noninterest expense	$8,261,000	828
Pre-tax net operating income	$6,507,000	1,137
Securities gains (losses)	$-267,000	6,658
Applicable income taxes	$0	4,631
Income before extraordinary items	$6,240,000	993
Extraordinary gains, net	$0	29
Net income	$6,240,000	996
Minority interest net income	$0	90
Net income of bank and minority interests.	$6,240,000	996
Net charge-offs	$279,000	2,653
Cash dividends	$1,490,000	1,503
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$6,507,000	927
2013-09-30 (YTD Data)		Rank
Total interest income	$21,353,000	884
Total interest expense	$1,404,000	1,851
Net interest income	$19,949,000	803
Provision for loan and lease losses	$260,000	2,241
Total noninterest income	$2,790,000	1,411
Gross Fiduciary activities income	$558,000	516
Service charges on deposit accounts	$1,021,000	1,014
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,211,000	1,812
Total noninterest expense	$17,731,000	869
Salaries and employee benefits	$8,906,000	904
Premises and equipment expense	$2,744,000	673
Additional noninterest expense	$6,081,000	836
Pre-tax net operating income	$4,748,000	1,201
Securities gains (losses)	$-239,000	6,789
Applicable income taxes	$0	4,713
Income before extraordinary items	$4,509,000	1,040
Extraordinary gains, net	$0	25
Net income	$4,509,000	1,043
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,509,000	1,043
Net charge-offs	$242,000	2,351
Cash dividends	$1,265,000	1,218
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$4,748,000	955
2013-06-30 (YTD Data)		Rank
Total interest income	$14,154,000	881
Total interest expense	$999,000	1,783
Net interest income	$13,155,000	806
Provision for loan and lease losses	$135,000	2,601
Total noninterest income	$1,741,000	1,488
Gross Fiduciary activities income	$373,000	519
Service charges on deposit accounts	$654,000	1,032
Trading account gains and fees	$0	157
Additional Noninterest Income	$714,000	1,986
Total noninterest expense	$11,795,000	872
Salaries and employee benefits	$5,959,000	908
Premises and equipment expense	$1,787,000	692
Additional noninterest expense	$4,049,000	831
Pre-tax net operating income	$2,966,000	1,257
Securities gains (losses)	$-178,000	6,872
Applicable income taxes	$0	4,679
Income before extraordinary items	$2,788,000	1,107
Extraordinary gains, net	$0	22
Net income	$2,788,000	1,108
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,788,000	1,110
Net charge-offs	$215,000	2,025
Cash dividends	$400,000	1,902
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,966,000	1,006
2013-03-31 (YTD Data)		Rank
Total interest income	$7,065,000	888
Total interest expense	$537,000	1,713
Net interest income	$6,528,000	808
Provision for loan and lease losses	$93,000	2,151
Total noninterest income	$869,000	1,489
Gross Fiduciary activities income	$178,000	544
Service charges on deposit accounts	$332,000	1,005
Trading account gains and fees	$0	148
Additional Noninterest Income	$359,000	1,979
Total noninterest expense	$6,067,000	842
Salaries and employee benefits	$2,936,000	932
Premises and equipment expense	$881,000	713
Additional noninterest expense	$2,250,000	760
Pre-tax net operating income	$1,237,000	1,433
Securities gains (losses)	$-240,000	6,987
Applicable income taxes	$0	4,602
Income before extraordinary items	$997,000	1,495
Extraordinary gains, net	$0	10
Net income	$997,000	1,498
Minority interest net income	$0	76
Net income of bank and minority interests.	$997,000	1,497
Net charge-offs	$125,000	1,720
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,237,000	1,153
2012-12-31 (YTD Data)		Rank
Total interest income	$17,305,000	1,530
Total interest expense	$1,522,000	2,686
Net interest income	$15,783,000	1,384
Provision for loan and lease losses	$224,000	3,803
Total noninterest income	$2,868,000	1,692
Gross Fiduciary activities income	$735,000	519
Service charges on deposit accounts	$899,000	1,546
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,234,000	2,102
Total noninterest expense	$13,604,000	1,436
Salaries and employee benefits	$7,418,000	1,378
Premises and equipment expense	$1,941,000	1,216
Additional noninterest expense	$4,245,000	1,594
Pre-tax net operating income	$4,823,000	1,416
Securities gains (losses)	$334,000	1,271
Applicable income taxes	$0	4,751
Income before extraordinary items	$5,157,000	1,142
Extraordinary gains, net	$0	29
Net income	$5,157,000	1,143
Minority interest net income	$0	93
Net income of bank and minority interests.	$5,157,000	1,143
Net charge-offs	$165,000	3,965
Cash dividends	$1,600,000	1,415
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$4,823,000	1,164
2012-09-30 (YTD Data)		Rank
Total interest income	$12,936,000	1,566
Total interest expense	$1,205,000	2,664
Net interest income	$11,731,000	1,418
Provision for loan and lease losses	$131,000	4,078
Total noninterest income	$2,300,000	1,616
Gross Fiduciary activities income	$555,000	518
Service charges on deposit accounts	$684,000	1,541
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,061,000	1,917
Total noninterest expense	$9,602,000	1,528
Salaries and employee benefits	$5,065,000	1,499
Premises and equipment expense	$1,425,000	1,253
Additional noninterest expense	$3,112,000	1,615
Pre-tax net operating income	$4,298,000	1,249
Securities gains (losses)	$249,000	1,264
Applicable income taxes	$0	4,802
Income before extraordinary items	$4,547,000	1,017
Extraordinary gains, net	$0	20
Net income	$4,547,000	1,017
Minority interest net income	$0	86
Net income of bank and minority interests.	$4,547,000	1,017
Net charge-offs	$164,000	3,500
Cash dividends	$950,000	1,385
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$4,298,000	1,004
2012-06-30 (YTD Data)		Rank
Total interest income	$8,601,000	1,589
Total interest expense	$833,000	2,688
Net interest income	$7,768,000	1,428
Provision for loan and lease losses	$35,000	4,806
Total noninterest income	$1,506,000	1,622
Gross Fiduciary activities income	$364,000	529
Service charges on deposit accounts	$442,000	1,573
Trading account gains and fees	$0	153
Additional Noninterest Income	$700,000	1,916
Total noninterest expense	$6,335,000	1,541
Salaries and employee benefits	$3,319,000	1,525
Premises and equipment expense	$957,000	1,240
Additional noninterest expense	$2,059,000	1,626
Pre-tax net operating income	$2,904,000	1,230
Securities gains (losses)	$55,000	2,000
Applicable income taxes	$0	4,770
Income before extraordinary items	$2,959,000	1,027
Extraordinary gains, net	$0	19
Net income	$2,959,000	1,027
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,959,000	1,027
Net charge-offs	$15,000	4,782
Cash dividends	$950,000	1,028
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,904,000	980
2012-03-31 (YTD Data)		Rank
Total interest income	$4,314,000	1,597
Total interest expense	$429,000	2,714
Net interest income	$3,885,000	1,428
Provision for loan and lease losses	$35,000	4,011
Total noninterest income	$766,000	1,580
Gross Fiduciary activities income	$179,000	534
Service charges on deposit accounts	$230,000	1,506
Trading account gains and fees	$0	148
Additional Noninterest Income	$357,000	1,894
Total noninterest expense	$3,144,000	1,553
Salaries and employee benefits	$1,665,000	1,525
Premises and equipment expense	$446,000	1,340
Additional noninterest expense	$1,033,000	1,603
Pre-tax net operating income	$1,472,000	1,187
Securities gains (losses)	$183,000	638
Applicable income taxes	$0	4,704
Income before extraordinary items	$1,655,000	907
Extraordinary gains, net	$0	19
Net income	$1,655,000	908
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,655,000	908
Net charge-offs	$8,000	4,117
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,472,000	951
2011-12-31 (YTD Data)		Rank
Total interest income	$17,443,000	1,628
Total interest expense	$2,600,000	2,214
Net interest income	$14,843,000	1,504
Provision for loan and lease losses	$352,000	3,910
Total noninterest income	$3,188,000	1,434
Gross Fiduciary activities income	$722,000	479
Service charges on deposit accounts	$1,131,000	1,304
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,335,000	1,772
Total noninterest expense	$13,202,000	1,469
Salaries and employee benefits	$6,946,000	1,422
Premises and equipment expense	$1,808,000	1,379
Additional noninterest expense	$4,448,000	1,536
Pre-tax net operating income	$4,477,000	1,303
Securities gains (losses)	$784,000	551
Applicable income taxes	$0	4,719
Income before extraordinary items	$5,261,000	956
Extraordinary gains, net	$0	29
Net income	$5,261,000	954
Minority interest net income	$0	96
Net income of bank and minority interests.	$5,261,000	956
Net charge-offs	$205,000	4,265
Cash dividends	$1,500,000	1,224
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$4,477,000	1,057
2011-09-30 (YTD Data)		Rank
Total interest income	$13,016,000	1,652
Total interest expense	$1,846,000	2,434
Net interest income	$11,170,000	1,501
Provision for loan and lease losses	$330,000	3,475
Total noninterest income	$2,525,000	1,375
Gross Fiduciary activities income	$564,000	464
Service charges on deposit accounts	$856,000	1,304
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,105,000	1,641
Total noninterest expense	$9,306,000	1,573
Salaries and employee benefits	$4,767,000	1,555
Premises and equipment expense	$1,349,000	1,400
Additional noninterest expense	$3,190,000	1,603
Pre-tax net operating income	$4,059,000	1,136
Securities gains (losses)	$4,000	3,259
Applicable income taxes	$0	4,740
Income before extraordinary items	$4,063,000	943
Extraordinary gains, net	$0	21
Net income	$4,063,000	940
Minority interest net income	$0	87
Net income of bank and minority interests.	$4,063,000	943
Net charge-offs	$6,000	5,901
Cash dividends	$1,500,000	829
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$4,059,000	899
2011-06-30 (YTD Data)		Rank
Total interest income	$8,538,000	1,697
Total interest expense	$1,251,000	2,474
Net interest income	$7,287,000	1,538
Provision for loan and lease losses	$208,000	3,481
Total noninterest income	$1,659,000	1,379
Gross Fiduciary activities income	$380,000	469
Service charges on deposit accounts	$563,000	1,288
Trading account gains and fees	$0	153
Additional Noninterest Income	$716,000	1,697
Total noninterest expense	$6,228,000	1,581
Salaries and employee benefits	$3,155,000	1,577
Premises and equipment expense	$884,000	1,432
Additional noninterest expense	$2,189,000	1,580
Pre-tax net operating income	$2,510,000	1,182
Securities gains (losses)	$86,000	1,245
Applicable income taxes	$0	4,697
Income before extraordinary items	$2,596,000	955
Extraordinary gains, net	$0	15
Net income	$2,596,000	952
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,596,000	955
Net charge-offs	$30,000	4,826
Cash dividends	$1,100,000	742
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$2,510,000	949
2011-03-31 (YTD Data)		Rank
Total interest income	$4,186,000	1,738
Total interest expense	$625,000	2,554
Net interest income	$3,561,000	1,568
Provision for loan and lease losses	$140,000	2,956
Total noninterest income	$731,000	1,522
Gross Fiduciary activities income	$187,000	471
Service charges on deposit accounts	$266,000	1,339
Trading account gains and fees	$0	158
Additional Noninterest Income	$278,000	2,001
Total noninterest expense	$3,099,000	1,600
Salaries and employee benefits	$1,570,000	1,594
Premises and equipment expense	$421,000	1,527
Additional noninterest expense	$1,108,000	1,561
Pre-tax net operating income	$1,053,000	1,367
Securities gains (losses)	$-11,000	7,181
Applicable income taxes	$0	4,545
Income before extraordinary items	$1,042,000	1,177
Extraordinary gains, net	$0	9
Net income	$1,042,000	1,177
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,042,000	1,177
Net charge-offs	$47,000	3,400
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,053,000	1,137
2010-12-31 (YTD Data)		Rank
Total interest income	$16,674,000	1,813
Total interest expense	$2,930,000	2,658
Net interest income	$13,744,000	1,621
Provision for loan and lease losses	$25,000	6,748
Total noninterest income	$2,645,000	1,692
Gross Fiduciary activities income	$709,000	473
Service charges on deposit accounts	$1,175,000	1,279
Trading account gains and fees	$0	175
Additional Noninterest Income	$761,000	2,562
Total noninterest expense	$12,647,000	1,569
Salaries and employee benefits	$6,760,000	1,457
Premises and equipment expense	$1,655,000	1,539
Additional noninterest expense	$4,232,000	1,696
Pre-tax net operating income	$3,717,000	1,347
Securities gains (losses)	$278,000	1,329
Applicable income taxes	$0	4,655
Income before extraordinary items	$3,995,000	1,092
Extraordinary gains, net	$0	29
Net income	$3,995,000	1,093
Minority interest net income	$0	111
Net income of bank and minority interests.	$3,995,000	1,095
Net charge-offs	$22,000	6,340
Cash dividends	$325,000	2,835
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$3,717,000	1,115
2010-09-30 (YTD Data)		Rank
Total interest income	$12,497,000	1,855
Total interest expense	$2,285,000	2,665
Net interest income	$10,212,000	1,653
Provision for loan and lease losses	$0	6,977
Total noninterest income	$1,895,000	1,768
Gross Fiduciary activities income	$487,000	494
Service charges on deposit accounts	$872,000	1,344
Trading account gains and fees	$0	165
Additional Noninterest Income	$536,000	2,650
Total noninterest expense	$8,728,000	1,695
Salaries and employee benefits	$4,535,000	1,615
Premises and equipment expense	$1,236,000	1,569
Additional noninterest expense	$2,957,000	1,795
Pre-tax net operating income	$3,379,000	1,175
Securities gains (losses)	$-222,000	7,504
Applicable income taxes	$0	4,726
Income before extraordinary items	$3,157,000	1,080
Extraordinary gains, net	$0	23
Net income	$3,157,000	1,083
Minority interest net income	$0	110
Net income of bank and minority interests.	$3,157,000	1,083
Net charge-offs	$19,000	6,038
Cash dividends	$325,000	2,249
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$3,379,000	974
2010-06-30 (YTD Data)		Rank
Total interest income	$8,211,000	1,913
Total interest expense	$1,595,000	2,662
Net interest income	$6,616,000	1,701
Provision for loan and lease losses	$0	6,857
Total noninterest income	$1,240,000	1,731
Gross Fiduciary activities income	$328,000	496
Service charges on deposit accounts	$562,000	1,395
Trading account gains and fees	$0	152
Additional Noninterest Income	$350,000	2,604
Total noninterest expense	$5,761,000	1,715
Salaries and employee benefits	$3,015,000	1,632
Premises and equipment expense	$804,000	1,636
Additional noninterest expense	$1,942,000	1,810
Pre-tax net operating income	$2,095,000	1,255
Securities gains (losses)	$-222,000	7,607
Applicable income taxes	$0	4,691
Income before extraordinary items	$1,873,000	1,192
Extraordinary gains, net	$0	19
Net income	$1,873,000	1,193
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,873,000	1,193
Net charge-offs	$65,000	4,657
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,095,000	1,033
2010-03-31 (YTD Data)		Rank
Total interest income	$4,009,000	2,000
Total interest expense	$861,000	2,594
Net interest income	$3,148,000	1,800
Provision for loan and lease losses	$0	6,552
Total noninterest income	$602,000	1,780
Gross Fiduciary activities income	$157,000	521
Service charges on deposit accounts	$273,000	1,437
Trading account gains and fees	$0	175
Additional Noninterest Income	$172,000	2,619
Total noninterest expense	$2,817,000	1,771
Salaries and employee benefits	$1,507,000	1,656
Premises and equipment expense	$411,000	1,645
Additional noninterest expense	$899,000	1,903
Pre-tax net operating income	$933,000	1,392
Securities gains (losses)	$-222,000	7,771
Applicable income taxes	$0	4,611
Income before extraordinary items	$711,000	1,535
Extraordinary gains, net	$0	16
Net income	$711,000	1,537
Minority interest net income	$0	91
Net income of bank and minority interests.	$711,000	1,537
Net charge-offs	$7,000	5,008
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$933,000	1,141
2009-12-31 (YTD Data)		Rank
Total interest income	$17,242,000	1,960
Total interest expense	$4,436,000	2,513
Net interest income	$12,806,000	1,743
Provision for loan and lease losses	$419,000	4,817
Total noninterest income	$2,542,000	1,807
Gross Fiduciary activities income	$642,000	487
Service charges on deposit accounts	$1,267,000	1,361
Trading account gains and fees	$0	211
Additional Noninterest Income	$633,000	2,823
Total noninterest expense	$11,923,000	1,706
Salaries and employee benefits	$6,561,000	1,524
Premises and equipment expense	$1,640,000	1,648
Additional noninterest expense	$3,722,000	1,965
Pre-tax net operating income	$3,006,000	1,329
Securities gains (losses)	$-2,351,000	7,824
Applicable income taxes	$0	4,388
Income before extraordinary items	$655,000	3,468
Extraordinary gains, net	$0	34
Net income	$655,000	3,467
Minority interest net income	$0	115
Net income of bank and minority interests.	$655,000	3,467
Net charge-offs	$-16,000	7,887
Cash dividends	$1,400,000	1,258
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$3,006,000	1,115
2009-09-30 (YTD Data)		Rank
Total interest income	$12,928,000	2,001
Total interest expense	$3,394,000	2,575
Net interest income	$9,534,000	1,759
Provision for loan and lease losses	$399,000	4,191
Total noninterest income	$1,935,000	1,822
Gross Fiduciary activities income	$487,000	478
Service charges on deposit accounts	$967,000	1,333
Trading account gains and fees	$0	212
Additional Noninterest Income	$481,000	2,871
Total noninterest expense	$8,821,000	1,713
Salaries and employee benefits	$5,040,000	1,504
Premises and equipment expense	$1,217,000	1,687
Additional noninterest expense	$2,564,000	2,058
Pre-tax net operating income	$2,249,000	1,434
Securities gains (losses)	$-2,355,000	7,945
Applicable income taxes	$0	4,592
Income before extraordinary items	$-106,000	5,991
Extraordinary gains, net	$0	27
Net income	$-106,000	5,991
Minority interest net income	$0	118
Net income of bank and minority interests.	$-106,000	5,991
Net charge-offs	$-27,000	7,974
Cash dividends	$1,400,000	923
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,249,000	1,184
2009-06-30 (YTD Data)		Rank
Total interest income	$8,622,000	2,033
Total interest expense	$2,280,000	2,663
Net interest income	$6,342,000	1,765
Provision for loan and lease losses	$339,000	3,538
Total noninterest income	$1,260,000	1,849
Gross Fiduciary activities income	$308,000	499
Service charges on deposit accounts	$636,000	1,332
Trading account gains and fees	$0	193
Additional Noninterest Income	$316,000	2,915
Total noninterest expense	$5,829,000	1,758
Salaries and employee benefits	$3,331,000	1,547
Premises and equipment expense	$820,000	1,694
Additional noninterest expense	$1,678,000	2,114
Pre-tax net operating income	$1,434,000	1,578
Securities gains (losses)	$-1,782,000	8,052
Applicable income taxes	$0	4,657
Income before extraordinary items	$-348,000	6,592
Extraordinary gains, net	$0	21
Net income	$-348,000	6,592
Minority interest net income	$0	112
Net income of bank and minority interests.	$-348,000	6,592
Net charge-offs	$-7,000	7,843
Cash dividends	$1,400,000	647
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,434,000	1,278
2009-03-31 (YTD Data)		Rank
Total interest income	$4,353,000	2,040
Total interest expense	$1,156,000	2,715
Net interest income	$3,197,000	1,731
Provision for loan and lease losses	$279,000	2,436
Total noninterest income	$641,000	1,803
Gross Fiduciary activities income	$168,000	478
Service charges on deposit accounts	$320,000	1,290
Trading account gains and fees	$0	171
Additional Noninterest Income	$153,000	2,930
Total noninterest expense	$2,761,000	1,796
Salaries and employee benefits	$1,695,000	1,540
Premises and equipment expense	$389,000	1,819
Additional noninterest expense	$677,000	2,297
Pre-tax net operating income	$798,000	1,602
Securities gains (losses)	$243,000	586
Applicable income taxes	$0	4,835
Income before extraordinary items	$1,041,000	1,038
Extraordinary gains, net	$0	15
Net income	$1,041,000	1,038
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,041,000	1,040
Net charge-offs	$-11,000	7,884
Cash dividends	$250,000	1,500
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$798,000	1,296
2008-12-31 (YTD Data)		Rank
Total interest income	$18,950,000	2,010
Total interest expense	$6,418,000	2,370
Net interest income	$12,532,000	1,775
Provision for loan and lease losses	$390,000	4,176
Total noninterest income	$2,550,000	1,775
Gross Fiduciary activities income	$411,000	610
Service charges on deposit accounts	$1,500,000	1,196
Trading account gains and fees	$0	154
Additional Noninterest Income	$639,000	2,798
Total noninterest expense	$11,045,000	1,753
Salaries and employee benefits	$6,298,000	1,623
Premises and equipment expense	$1,575,000	1,746
Additional noninterest expense	$3,172,000	1,915
Pre-tax net operating income	$3,647,000	1,494
Securities gains (losses)	$-4,000	6,940
Applicable income taxes	$9,000	4,560
Income before extraordinary items	$3,634,000	1,140
Extraordinary gains, net	$0	39
Net income	$3,634,000	1,140
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$153,000	4,445
Cash dividends	$1,875,000	1,442
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$3,638,000	1,209
2008-09-30 (YTD Data)		Rank
Total interest income	$14,375,000	2,024
Total interest expense	$5,024,000	2,372
Net interest income	$9,351,000	1,800
Provision for loan and lease losses	$238,000	3,924
Total noninterest income	$1,925,000	1,824
Gross Fiduciary activities income	$324,000	604
Service charges on deposit accounts	$1,124,000	1,206
Trading account gains and fees	$0	148
Additional Noninterest Income	$477,000	2,890
Total noninterest expense	$8,096,000	1,785
Salaries and employee benefits	$4,663,000	1,666
Premises and equipment expense	$1,156,000	1,779
Additional noninterest expense	$2,277,000	1,917
Pre-tax net operating income	$2,942,000	1,661
Securities gains (losses)	$-4,000	7,251
Applicable income taxes	$9,000	4,894
Income before extraordinary items	$2,929,000	1,268
Extraordinary gains, net	$0	31
Net income	$2,929,000	1,267
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$174,000	3,238
Cash dividends	$1,525,000	1,283
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,933,000	1,336
2008-06-30 (YTD Data)		Rank
Total interest income	$9,638,000	2,060
Total interest expense	$3,496,000	2,374
Net interest income	$6,142,000	1,828
Provision for loan and lease losses	$163,000	3,481
Total noninterest income	$1,291,000	1,828
Gross Fiduciary activities income	$234,000	601
Service charges on deposit accounts	$730,000	1,218
Trading account gains and fees	$0	149
Additional Noninterest Income	$327,000	2,892
Total noninterest expense	$5,256,000	1,830
Salaries and employee benefits	$3,040,000	1,716
Premises and equipment expense	$761,000	1,795
Additional noninterest expense	$1,455,000	1,975
Pre-tax net operating income	$2,014,000	1,684
Securities gains (losses)	$-4,000	8,032
Applicable income taxes	$9,000	5,023
Income before extraordinary items	$2,001,000	1,388
Extraordinary gains, net	$0	21
Net income	$2,001,000	1,389
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$169,000	2,402
Cash dividends	$1,500,000	983
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$2,005,000	1,350
2008-03-31 (YTD Data)		Rank
Total interest income	$4,921,000	2,070
Total interest expense	$1,907,000	2,332
Net interest income	$3,014,000	1,857
Provision for loan and lease losses	$118,000	2,515
Total noninterest income	$637,000	1,868
Gross Fiduciary activities income	$118,000	614
Service charges on deposit accounts	$356,000	1,235
Trading account gains and fees	$0	158
Additional Noninterest Income	$163,000	2,901
Total noninterest expense	$2,508,000	1,905
Salaries and employee benefits	$1,488,000	1,769
Premises and equipment expense	$353,000	1,933
Additional noninterest expense	$667,000	2,093
Pre-tax net operating income	$1,025,000	1,745
Securities gains (losses)	$-4,000	8,261
Applicable income taxes	$9,000	4,855
Income before extraordinary items	$1,012,000	1,479
Extraordinary gains, net	$0	15
Net income	$1,012,000	1,482
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,346
Cash dividends	$800,000	908
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,015,960	1,419
2007-12-31 (YTD Data)		Rank
Total interest income	$18,800,000	2,194
Total interest expense	$8,397,000	2,235
Net interest income	$10,403,000	2,173
Provision for loan and lease losses	$446,000	2,523
Total noninterest income	$2,628,000	1,805
Gross Fiduciary activities income	$388,000	649
Service charges on deposit accounts	$1,593,000	1,117
Trading account gains and fees	$0	178
Additional Noninterest Income	$647,000	2,890
Total noninterest expense	$9,548,000	1,942
Salaries and employee benefits	$5,636,000	1,795
Premises and equipment expense	$1,393,000	1,879
Additional noninterest expense	$2,519,000	2,168
Pre-tax net operating income	$3,037,000	2,442
Securities gains (losses)	$1,000	1,983
Applicable income taxes	$-2,000	7,716
Income before extraordinary items	$3,040,000	2,029
Extraordinary gains, net	$0	39
Net income	$3,040,000	2,028
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$109,000	3,649
Cash dividends	$1,600,000	1,901
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$3,039,000	2,011
2007-09-30 (YTD Data)		Rank
Total interest income	$13,942,000	2,221
Total interest expense	$6,316,000	2,230
Net interest income	$7,626,000	2,227
Provision for loan and lease losses	$317,000	2,219
Total noninterest income	$1,892,000	1,867
Gross Fiduciary activities income	$245,000	684
Service charges on deposit accounts	$1,194,000	1,104
Trading account gains and fees	$0	184
Additional Noninterest Income	$453,000	3,005
Total noninterest expense	$7,133,000	1,923
Salaries and employee benefits	$4,203,000	1,800
Premises and equipment expense	$1,065,000	1,834
Additional noninterest expense	$1,865,000	2,136
Pre-tax net operating income	$2,068,000	2,769
Securities gains (losses)	$10,000	1,001
Applicable income taxes	$-2,000	7,973
Income before extraordinary items	$2,080,000	2,300
Extraordinary gains, net	$0	33
Net income	$2,080,000	2,299
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-17,000	7,973
Cash dividends	$1,250,000	1,727
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,070,000	2,292
2007-06-30 (YTD Data)		Rank
Total interest income	$9,295,000	2,243
Total interest expense	$4,234,000	2,223
Net interest income	$5,061,000	2,269
Provision for loan and lease losses	$236,000	1,935
Total noninterest income	$1,229,000	1,929
Gross Fiduciary activities income	$154,000	707
Service charges on deposit accounts	$783,000	1,125
Trading account gains and fees	$0	168
Additional Noninterest Income	$292,000	3,058
Total noninterest expense	$4,733,000	1,953
Salaries and employee benefits	$2,768,000	1,858
Premises and equipment expense	$721,000	1,823
Additional noninterest expense	$1,244,000	2,151
Pre-tax net operating income	$1,321,000	2,921
Securities gains (losses)	$10,000	866
Applicable income taxes	$-2,000	8,079
Income before extraordinary items	$1,333,000	2,428
Extraordinary gains, net	$0	29
Net income	$1,333,000	2,428
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-16,000	7,938
Cash dividends	$950,000	1,603
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,323,000	2,427
2007-03-31 (YTD Data)		Rank
Total interest income	$4,569,000	2,268
Total interest expense	$2,075,000	2,253
Net interest income	$2,494,000	2,301
Provision for loan and lease losses	$45,000	3,197
Total noninterest income	$619,000	1,902
Gross Fiduciary activities income	$72,000	730
Service charges on deposit accounts	$390,000	1,100
Trading account gains and fees	$0	195
Additional Noninterest Income	$157,000	2,924
Total noninterest expense	$2,352,000	1,964
Salaries and employee benefits	$1,373,000	1,872
Premises and equipment expense	$356,000	1,859
Additional noninterest expense	$623,000	2,106
Pre-tax net operating income	$716,000	2,754
Securities gains (losses)	$10,000	691
Applicable income taxes	$0	6,196
Income before extraordinary items	$726,000	2,240
Extraordinary gains, net	$0	22
Net income	$726,000	2,240
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$550,000	1,296
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$716,000	2,250
2006-12-31 (YTD Data)		Rank
Total interest income	$16,790,000	2,330
Total interest expense	$7,297,000	2,206
Net interest income	$9,493,000	2,396
Provision for loan and lease losses	$30,000	6,013
Total noninterest income	$2,357,000	1,968
Gross Fiduciary activities income	$346,000	676
Service charges on deposit accounts	$1,474,000	1,204
Trading account gains and fees	$0	130
Additional Noninterest Income	$537,000	3,218
Total noninterest expense	$9,082,000	1,940
Salaries and employee benefits	$5,409,000	1,808
Premises and equipment expense	$1,411,000	1,795
Additional noninterest expense	$2,262,000	2,294
Pre-tax net operating income	$2,738,000	2,951
Securities gains (losses)	$49,000	686
Applicable income taxes	$0	6,600
Income before extraordinary items	$2,787,000	2,400
Extraordinary gains, net	$0	51
Net income	$2,787,000	2,401
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	3,598
Cash dividends	$1,100,000	2,398
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,738,000	2,413
2006-09-30 (YTD Data)		Rank
Total interest income	$12,251,000	2,368
Total interest expense	$5,283,000	2,222
Net interest income	$6,968,000	2,464
Provision for loan and lease losses	$30,000	5,631
Total noninterest income	$1,707,000	2,032
Gross Fiduciary activities income	$214,000	720
Service charges on deposit accounts	$1,077,000	1,242
Trading account gains and fees	$0	126
Additional Noninterest Income	$416,000	3,153
Total noninterest expense	$6,892,000	1,919
Salaries and employee benefits	$4,116,000	1,785
Premises and equipment expense	$1,076,000	1,771
Additional noninterest expense	$1,700,000	2,281
Pre-tax net operating income	$1,753,000	3,415
Securities gains (losses)	$11,000	877
Applicable income taxes	$0	6,687
Income before extraordinary items	$1,764,000	2,830
Extraordinary gains, net	$0	45
Net income	$1,764,000	2,831
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	2,902
Cash dividends	$1,100,000	1,792
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,753,000	2,837
2006-06-30 (YTD Data)		Rank
Total interest income	$7,888,000	2,407
Total interest expense	$3,295,000	2,258
Net interest income	$4,593,000	2,492
Provision for loan and lease losses	$30,000	4,987
Total noninterest income	$1,097,000	2,077
Gross Fiduciary activities income	$133,000	748
Service charges on deposit accounts	$685,000	1,291
Trading account gains and fees	$0	126
Additional Noninterest Income	$279,000	3,148
Total noninterest expense	$4,593,000	1,922
Salaries and employee benefits	$2,752,000	1,783
Premises and equipment expense	$717,000	1,767
Additional noninterest expense	$1,124,000	2,310
Pre-tax net operating income	$1,067,000	3,649
Securities gains (losses)	$1,000	1,053
Applicable income taxes	$0	6,706
Income before extraordinary items	$1,068,000	3,063
Extraordinary gains, net	$0	39
Net income	$1,068,000	3,065
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	2,380
Cash dividends	$750,000	1,794
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,067,000	3,053
2006-03-31 (YTD Data)		Rank
Total interest income	$3,852,000	2,399
Total interest expense	$1,547,000	2,276
Net interest income	$2,305,000	2,474
Provision for loan and lease losses	$30,000	3,822
Total noninterest income	$537,000	2,087
Gross Fiduciary activities income	$66,000	757
Service charges on deposit accounts	$333,000	1,288
Trading account gains and fees	$0	115
Additional Noninterest Income	$138,000	3,119
Total noninterest expense	$2,330,000	1,913
Salaries and employee benefits	$1,393,000	1,762
Premises and equipment expense	$366,000	1,745
Additional noninterest expense	$571,000	2,250
Pre-tax net operating income	$482,000	3,827
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$482,000	3,261
Extraordinary gains, net	$0	21
Net income	$482,000	3,260
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	3,017
Cash dividends	$500,000	1,312
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$482,000	3,237
2005-12-31 (YTD Data)		Rank
Total interest income	$13,464,000	2,453
Total interest expense	$4,066,000	2,623
Net interest income	$9,398,000	2,351
Provision for loan and lease losses	$336,000	2,599
Total noninterest income	$2,313,000	1,991
Gross Fiduciary activities income	$314,000	690
Service charges on deposit accounts	$1,404,000	1,263
Trading account gains and fees	$0	138
Additional Noninterest Income	$595,000	3,069
Total noninterest expense	$8,823,000	1,911
Salaries and employee benefits	$5,192,000	1,793
Premises and equipment expense	$1,323,000	1,824
Additional noninterest expense	$2,308,000	2,168
Pre-tax net operating income	$2,552,000	3,118
Securities gains (losses)	$120,000	644
Applicable income taxes	$0	6,964
Income before extraordinary items	$2,672,000	2,465
Extraordinary gains, net	$0	46
Net income	$2,672,000	2,466
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$103,000	3,303
Cash dividends	$1,200,000	2,126
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,552,000	2,535
2005-09-30 (YTD Data)		Rank
Total interest income	$9,753,000	2,482
Total interest expense	$2,732,000	2,734
Net interest income	$7,021,000	2,339
Provision for loan and lease losses	$336,000	2,011
Total noninterest income	$1,631,000	2,079
Gross Fiduciary activities income	$199,000	729
Service charges on deposit accounts	$1,055,000	1,245
Trading account gains and fees	$0	126
Additional Noninterest Income	$377,000	3,383
Total noninterest expense	$6,477,000	1,929
Salaries and employee benefits	$3,858,000	1,797
Premises and equipment expense	$978,000	1,841
Additional noninterest expense	$1,641,000	2,250
Pre-tax net operating income	$1,839,000	3,250
Securities gains (losses)	$119,000	608
Applicable income taxes	$0	6,976
Income before extraordinary items	$1,958,000	2,522
Extraordinary gains, net	$0	35
Net income	$1,958,000	2,522
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	3,163
Cash dividends	$1,200,000	1,558
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,839,000	2,616
2005-06-30 (YTD Data)		Rank
Total interest income	$6,282,000	2,495
Total interest expense	$1,597,000	2,903
Net interest income	$4,685,000	2,312
Provision for loan and lease losses	$246,000	1,811
Total noninterest income	$1,079,000	2,068
Gross Fiduciary activities income	$133,000	722
Service charges on deposit accounts	$676,000	1,258
Trading account gains and fees	$0	116
Additional Noninterest Income	$270,000	3,258
Total noninterest expense	$4,328,000	1,915
Salaries and employee benefits	$2,549,000	1,800
Premises and equipment expense	$674,000	1,775
Additional noninterest expense	$1,105,000	2,220
Pre-tax net operating income	$1,190,000	3,268
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$1,190,000	2,665
Extraordinary gains, net	$0	30
Net income	$1,190,000	2,666
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	2,544
Cash dividends	$900,000	1,434
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,190,000	2,628
2005-03-31 (YTD Data)		Rank
Total interest income	$3,113,000	2,487
Total interest expense	$730,000	3,013
Net interest income	$2,383,000	2,256
Provision for loan and lease losses	$156,000	1,352
Total noninterest income	$579,000	1,926
Gross Fiduciary activities income	$66,000	741
Service charges on deposit accounts	$335,000	1,223
Trading account gains and fees	$0	115
Additional Noninterest Income	$178,000	2,669
Total noninterest expense	$2,159,000	1,927
Salaries and employee benefits	$1,285,000	1,796
Premises and equipment expense	$329,000	1,822
Additional noninterest expense	$545,000	2,238
Pre-tax net operating income	$647,000	3,049
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$647,000	2,458
Extraordinary gains, net	$0	24
Net income	$647,000	2,459
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	2,093
Cash dividends	$500,000	1,205
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$647,000	2,418
2004-12-31 (YTD Data)		Rank
Total interest income	$11,285,000	2,534
Total interest expense	$2,502,000	3,060
Net interest income	$8,783,000	2,325
Provision for loan and lease losses	$288,000	3,013
Total noninterest income	$2,085,000	2,138
Gross Fiduciary activities income	$182,000	813
Service charges on deposit accounts	$1,472,000	1,216
Trading account gains and fees	$0	138
Additional Noninterest Income	$431,000	3,578
Total noninterest expense	$8,513,000	1,895
Salaries and employee benefits	$4,795,000	1,829
Premises and equipment expense	$1,240,000	1,851
Additional noninterest expense	$2,478,000	1,967
Pre-tax net operating income	$2,067,000	3,423
Securities gains (losses)	$-16,000	8,332
Applicable income taxes	$-48,000	8,673
Income before extraordinary items	$2,099,000	2,800
Extraordinary gains, net	$0	34
Net income	$2,099,000	2,802
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	4,420
Cash dividends	$850,000	2,606
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,115,000	2,721
2004-09-30 (YTD Data)		Rank
Total interest income	$8,208,000	2,564
Total interest expense	$1,810,000	3,091
Net interest income	$6,398,000	2,364
Provision for loan and lease losses	$180,000	3,152
Total noninterest income	$1,665,000	2,048
Gross Fiduciary activities income	$210,000	712
Service charges on deposit accounts	$1,120,000	1,194
Trading account gains and fees	$0	134
Additional Noninterest Income	$335,000	3,523
Total noninterest expense	$6,463,000	1,852
Salaries and employee benefits	$3,555,000	1,831
Premises and equipment expense	$1,007,000	1,728
Additional noninterest expense	$1,901,000	1,889
Pre-tax net operating income	$1,420,000	3,712
Securities gains (losses)	$-16,000	8,610
Applicable income taxes	$0	7,220
Income before extraordinary items	$1,404,000	3,136
Extraordinary gains, net	$0	26
Net income	$1,404,000	3,137
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	3,673
Cash dividends	$850,000	1,936
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,420,000	3,027
2004-06-30 (YTD Data)		Rank
Total interest income	$5,368,000	2,599
Total interest expense	$1,178,000	3,129
Net interest income	$4,190,000	2,383
Provision for loan and lease losses	$120,000	3,090
Total noninterest income	$1,064,000	2,102
Gross Fiduciary activities income	$140,000	711
Service charges on deposit accounts	$725,000	1,217
Trading account gains and fees	$0	130
Additional Noninterest Income	$199,000	3,743
Total noninterest expense	$4,265,000	1,872
Salaries and employee benefits	$2,346,000	1,854
Premises and equipment expense	$646,000	1,781
Additional noninterest expense	$1,273,000	1,879
Pre-tax net operating income	$869,000	3,896
Securities gains (losses)	$-55,000	8,913
Applicable income taxes	$0	7,214
Income before extraordinary items	$814,000	3,479
Extraordinary gains, net	$0	21
Net income	$814,000	3,479
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	2,856
Cash dividends	$500,000	2,118
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$869,000	3,217
2004-03-31 (YTD Data)		Rank
Total interest income	$2,696,000	2,589
Total interest expense	$584,000	3,187
Net interest income	$2,112,000	2,361
Provision for loan and lease losses	$56,000	3,163
Total noninterest income	$486,000	2,198
Gross Fiduciary activities income	$70,000	723
Service charges on deposit accounts	$343,000	1,251
Trading account gains and fees	$0	121
Additional Noninterest Income	$73,000	4,352
Total noninterest expense	$2,039,000	1,968
Salaries and employee benefits	$1,138,000	1,924
Premises and equipment expense	$306,000	1,895
Additional noninterest expense	$595,000	1,987
Pre-tax net operating income	$503,000	3,509
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$503,000	2,930
Extraordinary gains, net	$0	16
Net income	$503,000	2,930
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,804
Cash dividends	$500,000	1,176
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$503,000	2,830
2003-12-31 (YTD Data)		Rank
Total interest income	$10,567,000	2,673
Total interest expense	$2,586,000	3,259
Net interest income	$7,981,000	2,434
Provision for loan and lease losses	$240,000	3,615
Total noninterest income	$1,859,000	2,438
Gross Fiduciary activities income	$184,000	828
Service charges on deposit accounts	$1,382,000	1,257
Trading account gains and fees	$0	160
Additional Noninterest Income	$293,000	4,561
Total noninterest expense	$7,432,000	2,117
Salaries and employee benefits	$4,229,000	2,016
Premises and equipment expense	$1,047,000	2,174
Additional noninterest expense	$2,156,000	2,237
Pre-tax net operating income	$2,168,000	3,210
Securities gains (losses)	$29,000	2,952
Applicable income taxes	$9,000	7,067
Income before extraordinary items	$2,188,000	2,676
Extraordinary gains, net	$0	54
Net income	$2,188,000	2,678
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$133,000	3,586
Cash dividends	$1,350,000	1,881
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,159,000	2,571
2003-09-30 (YTD Data)		Rank
Total interest income	$8,040,000	2,677
Total interest expense	$1,994,000	3,298
Net interest income	$6,046,000	2,428
Provision for loan and lease losses	$180,000	3,498
Total noninterest income	$1,390,000	2,491
Gross Fiduciary activities income	$144,000	806
Service charges on deposit accounts	$1,016,000	1,290
Trading account gains and fees	$0	153
Additional Noninterest Income	$230,000	4,528
Total noninterest expense	$5,589,000	2,118
Salaries and employee benefits	$3,182,000	2,020
Premises and equipment expense	$794,000	2,155
Additional noninterest expense	$1,613,000	2,224
Pre-tax net operating income	$1,667,000	3,261
Securities gains (losses)	$29,000	2,717
Applicable income taxes	$-17,000	8,946
Income before extraordinary items	$1,713,000	2,673
Extraordinary gains, net	$0	40
Net income	$1,713,000	2,672
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	5,102
Cash dividends	$1,350,000	1,384
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,684,000	2,560
2003-06-30 (YTD Data)		Rank
Total interest income	$5,474,000	2,664
Total interest expense	$1,345,000	3,349
Net interest income	$4,129,000	2,346
Provision for loan and lease losses	$120,000	3,448
Total noninterest income	$897,000	2,534
Gross Fiduciary activities income	$96,000	817
Service charges on deposit accounts	$653,000	1,314
Trading account gains and fees	$0	150
Additional Noninterest Income	$148,000	4,594
Total noninterest expense	$3,720,000	2,115
Salaries and employee benefits	$2,093,000	2,028
Premises and equipment expense	$527,000	2,156
Additional noninterest expense	$1,100,000	2,168
Pre-tax net operating income	$1,186,000	3,111
Securities gains (losses)	$29,000	2,379
Applicable income taxes	$-17,000	9,018
Income before extraordinary items	$1,232,000	2,517
Extraordinary gains, net	$0	30
Net income	$1,232,000	2,514
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	4,662
Cash dividends	$400,000	2,440
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,203,000	2,423
2003-03-31 (YTD Data)		Rank
Total interest income	$2,720,000	2,687
Total interest expense	$678,000	3,400
Net interest income	$2,042,000	2,379
Provision for loan and lease losses	$60,000	3,248
Total noninterest income	$444,000	2,498
Gross Fiduciary activities income	$48,000	820
Service charges on deposit accounts	$304,000	1,368
Trading account gains and fees	$0	134
Additional Noninterest Income	$92,000	4,085
Total noninterest expense	$1,863,000	2,102
Salaries and employee benefits	$1,054,000	2,011
Premises and equipment expense	$252,000	2,238
Additional noninterest expense	$557,000	2,117
Pre-tax net operating income	$563,000	3,224
Securities gains (losses)	$12,000	2,102
Applicable income taxes	$-17,000	9,109
Income before extraordinary items	$592,000	2,570
Extraordinary gains, net	$0	21
Net income	$592,000	2,568
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,678
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$580,000	2,478
2002-12-31 (YTD Data)		Rank
Total interest income	$11,653,000	2,622
Total interest expense	$3,325,000	3,244
Net interest income	$8,328,000	2,324
Provision for loan and lease losses	$300,000	3,409
Total noninterest income	$1,875,000	2,244
Gross Fiduciary activities income	$195,000	836
Service charges on deposit accounts	$1,357,000	1,190
Trading account gains and fees	$0	153
Additional Noninterest Income	$323,000	4,093
Total noninterest expense	$7,048,000	2,134
Salaries and employee benefits	$3,921,000	2,037
Premises and equipment expense	$890,000	2,434
Additional noninterest expense	$2,237,000	2,063
Pre-tax net operating income	$2,855,000	2,597
Securities gains (losses)	$329,000	840
Applicable income taxes	$406,000	3,863
Income before extraordinary items	$2,778,000	2,151
Extraordinary gains, net	$0	70
Net income	$2,778,000	2,151
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$394,000	1,964
Cash dividends	$1,725,000	1,485
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,491,770	2,280
2001-12-31 (YTD Data)		Rank
Total interest income	$14,118,000	2,430
Total interest expense	$6,426,000	2,491
Net interest income	$7,692,000	2,331
Provision for loan and lease losses	$295,000	3,263
Total noninterest income	$1,944,000	2,057
Gross Fiduciary activities income	$180,000	866
Service charges on deposit accounts	$1,313,000	1,124
Trading account gains and fees	$0	177
Additional Noninterest Income	$451,000	3,305
Total noninterest expense	$6,480,000	2,217
Salaries and employee benefits	$3,695,000	2,034
Premises and equipment expense	$827,000	2,547
Additional noninterest expense	$1,958,000	2,287
Pre-tax net operating income	$2,861,000	2,376
Securities gains (losses)	$288,000	914
Applicable income taxes	$848,000	2,328
Income before extraordinary items	$2,301,000	2,250
Extraordinary gains, net	$0	105
Net income	$2,301,000	2,253
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$127,000	3,658
Cash dividends	$875,000	2,492
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,090,760	2,351
2000-12-31 (YTD Data)		Rank
Total interest income	$15,169,000	2,310
Total interest expense	$8,063,000	2,128
Net interest income	$7,106,000	2,505
Provision for loan and lease losses	$366,000	2,448
Total noninterest income	$1,867,000	1,975
Gross Fiduciary activities income	$157,000	849
Service charges on deposit accounts	$1,254,000	1,079
Trading account gains and fees	$0	180
Additional Noninterest Income	$456,000	3,096
Total noninterest expense	$6,307,000	2,180
Salaries and employee benefits	$3,508,000	2,028
Premises and equipment expense	$847,000	2,444
Additional noninterest expense	$1,952,000	2,223
Pre-tax net operating income	$2,300,000	2,977
Securities gains (losses)	$315,000	335
Applicable income taxes	$643,000	2,977
Income before extraordinary items	$1,972,000	2,607
Extraordinary gains, net	$0	38
Net income	$1,972,000	2,606
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$67,000	4,280
Cash dividends	$900,000	2,460
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,735,750	2,875
1999-12-31 (YTD Data)		Rank
Total interest income	$13,187,000	2,486
Total interest expense	$6,540,000	2,254
Net interest income	$6,647,000	2,633
Provision for loan and lease losses	$146,000	4,335
Total noninterest income	$1,686,000	2,116
Gross Fiduciary activities income	$228,000	837
Service charges on deposit accounts	$1,156,000	1,147
Trading account gains and fees	$0	173
Additional Noninterest Income	$302,000	4,006
Total noninterest expense	$6,007,000	2,274
Salaries and employee benefits	$3,274,000	2,146
Premises and equipment expense	$847,000	2,376
Additional noninterest expense	$1,886,000	2,320
Pre-tax net operating income	$2,180,000	3,118
Securities gains (losses)	$-35,000	9,704
Applicable income taxes	$592,000	3,248
Income before extraordinary items	$1,553,000	3,156
Extraordinary gains, net	$0	35
Net income	$1,553,000	3,157
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$169,000	2,656
Cash dividends	$750,000	2,766
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,578,200	3,094
1998-12-31 (YTD Data)		Rank
Total interest income	$13,384,000	2,428
Total interest expense	$6,938,000	2,186
Net interest income	$6,446,000	2,660
Provision for loan and lease losses	$88,000	5,415
Total noninterest income	$1,340,000	2,467
Gross Fiduciary activities income	$115,000	982
Service charges on deposit accounts	$836,000	1,510
Trading account gains and fees	$0	224
Additional Noninterest Income	$389,000	3,487
Total noninterest expense	$6,060,000	2,149
Salaries and employee benefits	$3,253,000	2,082
Premises and equipment expense	$938,000	2,075
Additional noninterest expense	$1,869,000	2,238
Pre-tax net operating income	$1,638,000	3,924
Securities gains (losses)	$35,000	2,006
Applicable income taxes	$436,000	4,204
Income before extraordinary items	$1,237,000	3,833
Extraordinary gains, net	$0	32
Net income	$1,237,000	3,831
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	4,762
Cash dividends	$680,000	2,898
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,211,100	3,809
1997-12-31 (YTD Data)		Rank
Total interest income	$12,978,000	2,532
Total interest expense	$6,411,000	2,343
Net interest income	$6,567,000	2,646
Provision for loan and lease losses	$151,000	4,105
Total noninterest income	$1,422,000	2,294
Gross Fiduciary activities income	$123,000	1,006
Service charges on deposit accounts	$1,038,000	1,222
Trading account gains and fees	$0	239
Additional Noninterest Income	$261,000	4,266
Total noninterest expense	$5,860,000	2,195
Salaries and employee benefits	$3,234,000	2,033
Premises and equipment expense	$882,000	2,228
Additional noninterest expense	$1,744,000	2,372
Pre-tax net operating income	$1,978,000	3,567
Securities gains (losses)	$-14,000	10,204
Applicable income taxes	$592,000	3,717
Income before extraordinary items	$1,372,000	3,630
Extraordinary gains, net	$0	44
Net income	$1,372,000	3,631
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$67,000	4,606
Cash dividends	$550,000	3,253
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,381,800	3,532
1996-12-31 (YTD Data)		Rank
Total interest income	$11,477,000	2,883
Total interest expense	$5,666,000	2,681
Net interest income	$5,811,000	3,046
Provision for loan and lease losses	$40,000	6,972
Total noninterest income	$1,501,000	2,296
Gross Fiduciary activities income	$118,000	1,073
Service charges on deposit accounts	$931,000	1,447
Trading account gains and fees	$0	262
Additional Noninterest Income	$452,000	3,131
Total noninterest expense	$5,939,000	2,316
Salaries and employee benefits	$3,049,000	2,194
Premises and equipment expense	$874,000	2,265
Additional noninterest expense	$2,016,000	2,431
Pre-tax net operating income	$1,333,000	4,749
Securities gains (losses)	$-271,000	11,331
Applicable income taxes	$234,000	6,651
Income before extraordinary items	$828,000	5,179
Extraordinary gains, net	$0	53
Net income	$828,000	5,179
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$138,000	3,326
Cash dividends	$475,000	3,536
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,039,380	4,288
1995-12-31 (YTD Data)		Rank
Total interest income	$10,948,000	3,026
Total interest expense	$4,924,000	3,069
Net interest income	$6,024,000	2,959
Provision for loan and lease losses	$110,000	4,388
Total noninterest income	$1,127,000	2,831
Gross Fiduciary activities income	$125,000	1,110
Service charges on deposit accounts	$807,000	1,673
Trading account gains and fees	$0	522
Additional Noninterest Income	$195,000	5,205
Total noninterest expense	$5,487,000	2,481
Salaries and employee benefits	$2,771,000	2,403
Premises and equipment expense	$781,000	2,539
Additional noninterest expense	$1,935,000	2,468
Pre-tax net operating income	$1,554,000	4,326
Securities gains (losses)	$-66,000	11,315
Applicable income taxes	$462,000	4,447
Income before extraordinary items	$1,026,000	4,494
Extraordinary gains, net	$0	65
Net income	$1,026,000	4,492
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$221,000	2,345
Cash dividends	$375,000	4,026
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,071,540	4,336
1994-12-31 (YTD Data)		Rank
Total interest income	$8,814,000	3,407
Total interest expense	$3,487,000	3,461
Net interest income	$5,327,000	3,365
Provision for loan and lease losses	$156,000	3,523
Total noninterest income	$921,000	3,304
Gross Fiduciary activities income	$118,000	1,146
Service charges on deposit accounts	$678,000	1,990
Trading account gains and fees	$0	475
Additional Noninterest Income	$125,000	6,797
Total noninterest expense	$4,948,000	2,796
Salaries and employee benefits	$2,503,000	2,658
Premises and equipment expense	$730,000	2,739
Additional noninterest expense	$1,715,000	2,947
Pre-tax net operating income	$1,144,000	5,417
Securities gains (losses)	$379,000	331
Applicable income taxes	$427,000	4,546
Income before extraordinary items	$1,096,000	4,196
Extraordinary gains, net	$0	249
Net income	$1,096,000	4,198
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	5,320
Cash dividends	$350,000	4,074
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$823,120	5,308
1993-12-31 (YTD Data)		Rank
Total interest income	$7,287,000	4,158
Total interest expense	$2,751,000	4,443
Net interest income	$4,536,000	3,908
Provision for loan and lease losses	$40,000	7,927
Total noninterest income	$808,000	3,957
Gross Fiduciary activities income	$133,000	1,154
Service charges on deposit accounts	$558,000	2,470
Trading account gains and fees	$0	532
Additional Noninterest Income	$117,000	7,385
Total noninterest expense	$4,351,000	3,218
Salaries and employee benefits	$2,251,000	2,924
Premises and equipment expense	$457,000	4,197
Additional noninterest expense	$1,643,000	3,240
Pre-tax net operating income	$953,000	6,099
Securities gains (losses)	$496,000	898
Applicable income taxes	$380,000	5,186
Income before extraordinary items	$1,069,000	4,429
Extraordinary gains, net	$0	3,149
Net income	$1,069,000	4,557
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	5,762
Cash dividends	$350,000	3,982
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$701,960	5,832
1992-12-31 (YTD Data)		Rank
Total interest income	$7,290,000	4,661
Total interest expense	$2,985,000	5,186
Net interest income	$4,305,000	4,172
Provision for loan and lease losses	$20,000	10,574
Total noninterest income	$888,000	3,656
Gross Fiduciary activities income	$153,000	1,147
Service charges on deposit accounts	$606,000	2,263
Trading account gains and fees	$0	504
Additional Noninterest Income	$129,000	7,194
Total noninterest expense	$4,172,000	3,375
Salaries and employee benefits	$2,178,000	2,961
Premises and equipment expense	$488,000	4,051
Additional noninterest expense	$1,506,000	3,583
Pre-tax net operating income	$1,001,000	5,613
Securities gains (losses)	$885,000	720
Applicable income taxes	$508,000	3,957
Income before extraordinary items	$1,378,000	3,331
Extraordinary gains, net	$0	1,422
Net income	$1,378,000	3,374
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	8,345
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$731,950	5,396

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.