Home > Centennial Bank > Net charge- offs to loans

Centennial Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0934%951
Percentage Net Loans Charged-off: Total real estate loans0.0182%661
Percentage Net Loans Charged-off:Construction & development0.0069%206
Percentage Net Loans Charged-off: Commercial real estate0.0323%381
Percentage Net Loans Charged-off: Multi-family residential-0.0016%4,494
Percentage Net Loans Charged-off: 1-4 family residential-0.0029%3,642
Percentage Net Loans Charged-off: Home equity loans0.0233%178
All other 1-4 family - Percent of loans charged-off, net-0.0058%3,848
Percentage Net Loans Charged-off: Commercial and industrial0.3719%675
Percentage Net Loans Charged-off: Loans to individuals0.0382%2,643
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.0386%2,506
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0969%803
Percentage Net Loans Charged-off: Total real estate loans0.0207%505
Percentage Net Loans Charged-off:Construction & development0.0044%151
Percentage Net Loans Charged-off: Commercial real estate0.0359%293
Percentage Net Loans Charged-off: Multi-family residential-0.0020%4,535
Percentage Net Loans Charged-off: 1-4 family residential0.0029%587
Percentage Net Loans Charged-off: Home equity loans0.0327%139
All other 1-4 family - Percent of loans charged-off, net-0.0003%3,495
Percentage Net Loans Charged-off: Commercial and industrial0.3848%527
Percentage Net Loans Charged-off: Loans to individuals0.0442%2,381
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.0447%2,304
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1045%660
Percentage Net Loans Charged-off: Total real estate loans-0.0099%4,040
Percentage Net Loans Charged-off:Construction & development-0.0042%4,340
Percentage Net Loans Charged-off: Commercial real estate-0.0152%4,347
Percentage Net Loans Charged-off: Multi-family residential-0.0029%4,578
Percentage Net Loans Charged-off: 1-4 family residential-0.0048%3,819
Percentage Net Loans Charged-off: Home equity loans-0.0011%4,284
All other 1-4 family - Percent of loans charged-off, net-0.0052%3,831
Percentage Net Loans Charged-off: Commercial and industrial0.5631%376
Percentage Net Loans Charged-off: Loans to individuals0.0526%2,137
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.0531%2,087
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1028%592
Percentage Net Loans Charged-off: Total real estate loans0.0002%510
Percentage Net Loans Charged-off:Construction & development0.0034%56
Percentage Net Loans Charged-off: Commercial real estate0.0037%177
Percentage Net Loans Charged-off: Multi-family residential-0.0053%4,660
Percentage Net Loans Charged-off: 1-4 family residential-0.0135%4,151
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net-0.0150%4,203
Percentage Net Loans Charged-off: Commercial and industrial0.4913%273
Percentage Net Loans Charged-off: Loans to individuals0.0620%1,771
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.0627%1,693
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1131%663
Percentage Net Loans Charged-off: Total real estate loans-0.0115%3,876
Percentage Net Loans Charged-off:Construction & development-0.0189%4,403
Percentage Net Loans Charged-off: Commercial real estate-0.0205%4,277
Percentage Net Loans Charged-off: Multi-family residential0.0087%48
Percentage Net Loans Charged-off: 1-4 family residential0.0191%492
Percentage Net Loans Charged-off: Home equity loans-0.0077%4,309
All other 1-4 family - Percent of loans charged-off, net0.0218%437
Percentage Net Loans Charged-off: Commercial and industrial0.4635%392
Percentage Net Loans Charged-off: Loans to individuals0.2080%1,671
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.2091%1,599
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1063%585
Percentage Net Loans Charged-off: Total real estate loans-0.0142%3,944
Percentage Net Loans Charged-off:Construction & development-0.0196%4,453
Percentage Net Loans Charged-off: Commercial real estate-0.0254%4,357
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential0.0219%389
Percentage Net Loans Charged-off: Home equity loans-0.0019%4,315
All other 1-4 family - Percent of loans charged-off, net0.0244%362
Percentage Net Loans Charged-off: Commercial and industrial0.3941%347
Percentage Net Loans Charged-off: Loans to individuals0.2846%1,300
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.2859%1,233
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0787%682
Percentage Net Loans Charged-off: Total real estate loans-0.0037%3,396
Percentage Net Loans Charged-off:Construction & development-0.0302%4,108
Percentage Net Loans Charged-off: Commercial real estate-0.0037%3,992
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential0.0344%288
Percentage Net Loans Charged-off: Home equity loans-0.0015%3,159
All other 1-4 family - Percent of loans charged-off, net0.0382%271
Percentage Net Loans Charged-off: Commercial and industrial0.1279%503
Percentage Net Loans Charged-off: Loans to individuals0.4393%968
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4407%893
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0783%604
Percentage Net Loans Charged-off: Total real estate loans0.0100%390
Percentage Net Loans Charged-off:Construction & development-0.0032%4,030
Percentage Net Loans Charged-off: Commercial real estate-0.0027%4,099
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0717%157
Percentage Net Loans Charged-off: Home equity loans0.0031%92
All other 1-4 family - Percent of loans charged-off, net0.0797%149
Percentage Net Loans Charged-off: Commercial and industrial0.3609%233
Percentage Net Loans Charged-off: Loans to individuals0.0221%1,779
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0229%1,690
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0843%958
Percentage Net Loans Charged-off: Total real estate loans-0.0044%3,527
Percentage Net Loans Charged-off:Construction & development-0.0035%3,937
Percentage Net Loans Charged-off: Commercial real estate-0.0044%4,055
Percentage Net Loans Charged-off: Multi-family residential-0.0008%3,869
Percentage Net Loans Charged-off: 1-4 family residential-0.0099%3,707
Percentage Net Loans Charged-off: Home equity loans0.0656%139
All other 1-4 family - Percent of loans charged-off, net-0.0177%3,914
Percentage Net Loans Charged-off: Commercial and industrial0.4720%404
Percentage Net Loans Charged-off: Loans to individuals0.0465%2,275
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0476%2,169
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0861%826
Percentage Net Loans Charged-off: Total real estate loans0.0082%975
Percentage Net Loans Charged-off:Construction & development-0.0039%4,006
Percentage Net Loans Charged-off: Commercial real estate0.0156%517
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0010%3,352
Percentage Net Loans Charged-off: Home equity loans0.0883%110
All other 1-4 family - Percent of loans charged-off, net-0.0101%3,843
Percentage Net Loans Charged-off: Commercial and industrial0.4373%364
Percentage Net Loans Charged-off: Loans to individuals0.0147%2,246
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0159%2,138
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0936%772
Percentage Net Loans Charged-off: Total real estate loans0.0176%752
Percentage Net Loans Charged-off:Construction & development-0.0050%4,077
Percentage Net Loans Charged-off: Commercial real estate0.0246%413
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0220%534
Percentage Net Loans Charged-off: Home equity loans0.1284%82
All other 1-4 family - Percent of loans charged-off, net0.0108%615
Percentage Net Loans Charged-off: Commercial and industrial0.4421%316
Percentage Net Loans Charged-off: Loans to individuals0.0213%1,936
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0221%1,827
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0924%729
Percentage Net Loans Charged-off: Total real estate loans0.0073%655
Percentage Net Loans Charged-off:Construction & development-0.0055%4,166
Percentage Net Loans Charged-off: Commercial real estate0.0005%348
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0441%316
Percentage Net Loans Charged-off: Home equity loans0.2840%47
All other 1-4 family - Percent of loans charged-off, net0.0190%399
Percentage Net Loans Charged-off: Commercial and industrial0.4775%265
Percentage Net Loans Charged-off: Loans to individuals0.0099%1,654
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0225%1,533
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1087%1,386
Percentage Net Loans Charged-off: Total real estate loans0.0434%1,065
Percentage Net Loans Charged-off:Construction & development0.0631%237
Percentage Net Loans Charged-off: Commercial real estate0.0538%705
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0087%1,340
Percentage Net Loans Charged-off: Home equity loans-0.0140%3,386
All other 1-4 family - Percent of loans charged-off, net0.0119%1,208
Percentage Net Loans Charged-off: Commercial and industrial0.3941%787
Percentage Net Loans Charged-off: Loans to individuals0.0237%2,899
Percentage Net Loans Charged-off: Credit card loans1,879.3103%1
Percentage Net Loans Charged-off: Other loans to individual0.0100%2,861
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1123%1,226
Percentage Net Loans Charged-off: Total real estate loans0.0453%860
Percentage Net Loans Charged-off:Construction & development0.0257%213
Percentage Net Loans Charged-off: Commercial real estate0.0731%488
Percentage Net Loans Charged-off: Multi-family residential-0.0026%3,974
Percentage Net Loans Charged-off: 1-4 family residential0.0117%1,101
Percentage Net Loans Charged-off: Home equity loans-0.0180%3,440
All other 1-4 family - Percent of loans charged-off, net0.0163%976
Percentage Net Loans Charged-off: Commercial and industrial0.4212%678
Percentage Net Loans Charged-off: Loans to individuals0.0145%2,768
Percentage Net Loans Charged-off: Credit card loans1,839.0345%1
Percentage Net Loans Charged-off: Other loans to individual-0.0028%4,114
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0973%1,298
Percentage Net Loans Charged-off: Total real estate loans0.0486%727
Percentage Net Loans Charged-off:Construction & development0.0468%124
Percentage Net Loans Charged-off: Commercial real estate0.0698%402
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0135%963
Percentage Net Loans Charged-off: Home equity loans-0.0102%3,413
All other 1-4 family - Percent of loans charged-off, net0.0171%864
Percentage Net Loans Charged-off: Commercial and industrial0.3311%726
Percentage Net Loans Charged-off: Loans to individuals-0.0068%4,169
Percentage Net Loans Charged-off: Credit card loans144.8276%2
Percentage Net Loans Charged-off: Other loans to individual-0.0087%4,123
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1267%952
Percentage Net Loans Charged-off: Total real estate loans0.0226%769
Percentage Net Loans Charged-off:Construction & development0.0076%113
Percentage Net Loans Charged-off: Commercial real estate0.0245%353
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0398%583
Percentage Net Loans Charged-off: Home equity loans-0.0017%3,402
All other 1-4 family - Percent of loans charged-off, net0.0463%513
Percentage Net Loans Charged-off: Commercial and industrial0.6665%409
Percentage Net Loans Charged-off: Loans to individuals-0.0158%4,226
Percentage Net Loans Charged-off: Credit card loans-27.5862%919
Percentage Net Loans Charged-off: Other loans to individual-0.0152%4,194
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0730%2,052
Percentage Net Loans Charged-off: Total real estate loans0.0523%1,100
Percentage Net Loans Charged-off:Construction & development0.0776%243
Percentage Net Loans Charged-off: Commercial real estate0.0550%742
Percentage Net Loans Charged-off: Multi-family residential-0.0025%4,070
Percentage Net Loans Charged-off: 1-4 family residential0.0398%1,154
Percentage Net Loans Charged-off: Home equity loans-0.0047%3,418
All other 1-4 family - Percent of loans charged-off, net0.0475%1,013
Percentage Net Loans Charged-off: Commercial and industrial0.1214%1,689
Percentage Net Loans Charged-off: Loans to individuals0.0389%3,199
Percentage Net Loans Charged-off: Credit card loans37.2861%5
Percentage Net Loans Charged-off: Other loans to individual0.0258%3,145
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0707%1,815
Percentage Net Loans Charged-off: Total real estate loans0.0590%867
Percentage Net Loans Charged-off:Construction & development0.1048%171
Percentage Net Loans Charged-off: Commercial real estate0.0622%556
Percentage Net Loans Charged-off: Multi-family residential-0.0028%4,137
Percentage Net Loans Charged-off: 1-4 family residential0.0290%1,096
Percentage Net Loans Charged-off: Home equity loans-0.0689%3,715
All other 1-4 family - Percent of loans charged-off, net0.0465%872
Percentage Net Loans Charged-off: Commercial and industrial0.0612%1,582
Percentage Net Loans Charged-off: Loans to individuals0.0528%2,934
Percentage Net Loans Charged-off: Credit card loans40.5577%4
Percentage Net Loans Charged-off: Other loans to individual0.0352%2,917
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0734%1,636
Percentage Net Loans Charged-off: Total real estate loans0.0595%784
Percentage Net Loans Charged-off:Construction & development0.1398%131
Percentage Net Loans Charged-off: Commercial real estate0.0559%456
Percentage Net Loans Charged-off: Multi-family residential-0.0030%4,165
Percentage Net Loans Charged-off: 1-4 family residential0.0171%1,089
Percentage Net Loans Charged-off: Home equity loans-0.1002%3,786
All other 1-4 family - Percent of loans charged-off, net0.0393%785
Percentage Net Loans Charged-off: Commercial and industrial0.0808%1,254
Percentage Net Loans Charged-off: Loans to individuals0.0735%2,567
Percentage Net Loans Charged-off: Credit card loans85.9428%2
Percentage Net Loans Charged-off: Other loans to individual0.0254%2,645
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0883%1,222
Percentage Net Loans Charged-off: Total real estate loans0.0717%539
Percentage Net Loans Charged-off:Construction & development0.3162%67
Percentage Net Loans Charged-off: Commercial real estate0.0126%385
Percentage Net Loans Charged-off: Multi-family residential-0.0036%4,227
Percentage Net Loans Charged-off: 1-4 family residential0.0385%692
Percentage Net Loans Charged-off: Home equity loans-0.1700%3,871
All other 1-4 family - Percent of loans charged-off, net0.0814%460
Percentage Net Loans Charged-off: Commercial and industrial0.1400%804
Percentage Net Loans Charged-off: Loans to individuals0.0171%2,367
Percentage Net Loans Charged-off: Credit card loans-6.7797%979
Percentage Net Loans Charged-off: Other loans to individual0.0225%2,245
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0542%2,373
Percentage Net Loans Charged-off: Total real estate loans0.0307%1,508
Percentage Net Loans Charged-off:Construction & development0.0135%371
Percentage Net Loans Charged-off: Commercial real estate0.0146%966
Percentage Net Loans Charged-off: Multi-family residential-0.0088%4,249
Percentage Net Loans Charged-off: 1-4 family residential0.0952%802
Percentage Net Loans Charged-off: Home equity loans0.1574%232
All other 1-4 family - Percent of loans charged-off, net0.0827%891
Percentage Net Loans Charged-off: Commercial and industrial0.1194%1,550
Percentage Net Loans Charged-off: Loans to individuals0.0345%3,257
Percentage Net Loans Charged-off: Credit card loans21.9655%19
Percentage Net Loans Charged-off: Other loans to individual-0.0284%4,581
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0553%2,029
Percentage Net Loans Charged-off: Total real estate loans0.0344%1,213
Percentage Net Loans Charged-off:Construction & development0.0155%282
Percentage Net Loans Charged-off: Commercial real estate0.0171%739
Percentage Net Loans Charged-off: Multi-family residential-0.0112%4,295
Percentage Net Loans Charged-off: 1-4 family residential0.1048%685
Percentage Net Loans Charged-off: Home equity loans0.2036%176
All other 1-4 family - Percent of loans charged-off, net0.0850%774
Percentage Net Loans Charged-off: Commercial and industrial0.1277%1,302
Percentage Net Loans Charged-off: Loans to individuals-0.0543%4,654
Percentage Net Loans Charged-off: Credit card loans0.0000%577
Percentage Net Loans Charged-off: Other loans to individual-0.0545%4,609
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0584%1,769
Percentage Net Loans Charged-off: Total real estate loans0.0404%965
Percentage Net Loans Charged-off:Construction & development-0.0068%4,402
Percentage Net Loans Charged-off: Commercial real estate0.0278%516
Percentage Net Loans Charged-off: Multi-family residential-0.0170%4,342
Percentage Net Loans Charged-off: 1-4 family residential0.1269%523
Percentage Net Loans Charged-off: Home equity loans0.2727%132
All other 1-4 family - Percent of loans charged-off, net0.0982%636
Percentage Net Loans Charged-off: Commercial and industrial0.1159%1,122
Percentage Net Loans Charged-off: Loans to individuals-0.0024%4,489
Percentage Net Loans Charged-off: Credit card loans0.0000%525
Percentage Net Loans Charged-off: Other loans to individual-0.0024%4,441
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0640%1,465
Percentage Net Loans Charged-off: Total real estate loans0.0338%826
Percentage Net Loans Charged-off:Construction & development-0.0053%4,505
Percentage Net Loans Charged-off: Commercial real estate0.0298%362
Percentage Net Loans Charged-off: Multi-family residential-0.0300%4,410
Percentage Net Loans Charged-off: 1-4 family residential0.0931%564
Percentage Net Loans Charged-off: Home equity loans0.0794%212
All other 1-4 family - Percent of loans charged-off, net0.0957%528
Percentage Net Loans Charged-off: Commercial and industrial0.2185%667
Percentage Net Loans Charged-off: Loans to individuals-0.1104%4,729
Percentage Net Loans Charged-off: Credit card loans0.0000%441
Percentage Net Loans Charged-off: Other loans to individual-0.1138%4,706
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1601%1,525
Percentage Net Loans Charged-off: Total real estate loans0.0972%1,016
Percentage Net Loans Charged-off:Construction & development0.0834%353
Percentage Net Loans Charged-off: Commercial real estate0.0675%829
Percentage Net Loans Charged-off: Multi-family residential0.0072%160
Percentage Net Loans Charged-off: 1-4 family residential0.1972%596
Percentage Net Loans Charged-off: Home equity loans0.0043%668
All other 1-4 family - Percent of loans charged-off, net0.2359%499
Percentage Net Loans Charged-off: Commercial and industrial0.4466%1,043
Percentage Net Loans Charged-off: Loans to individuals0.1798%2,816
Percentage Net Loans Charged-off: Credit card loans0.0000%699
Percentage Net Loans Charged-off: Other loans to individual0.1829%2,672
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1232%1,554
Percentage Net Loans Charged-off: Total real estate loans0.0716%1,027
Percentage Net Loans Charged-off:Construction & development0.0197%362
Percentage Net Loans Charged-off: Commercial real estate0.0490%714
Percentage Net Loans Charged-off: Multi-family residential0.0114%119
Percentage Net Loans Charged-off: 1-4 family residential0.1754%611
Percentage Net Loans Charged-off: Home equity loans0.0188%544
All other 1-4 family - Percent of loans charged-off, net0.2066%518
Percentage Net Loans Charged-off: Commercial and industrial0.3212%1,002
Percentage Net Loans Charged-off: Loans to individuals0.2059%2,489
Percentage Net Loans Charged-off: Credit card loans0.0000%650
Percentage Net Loans Charged-off: Other loans to individual0.2079%2,337
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1083%1,550
Percentage Net Loans Charged-off: Total real estate loans0.0952%788
Percentage Net Loans Charged-off:Construction & development0.0162%304
Percentage Net Loans Charged-off: Commercial real estate0.0492%589
Percentage Net Loans Charged-off: Multi-family residential0.0383%73
Percentage Net Loans Charged-off: 1-4 family residential0.2697%397
Percentage Net Loans Charged-off: Home equity loans0.0060%475
All other 1-4 family - Percent of loans charged-off, net0.3204%329
Percentage Net Loans Charged-off: Commercial and industrial0.1010%1,281
Percentage Net Loans Charged-off: Loans to individuals0.3834%1,775
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3834%1,652
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1892%903
Percentage Net Loans Charged-off: Total real estate loans0.1822%401
Percentage Net Loans Charged-off:Construction & development0.0027%220
Percentage Net Loans Charged-off: Commercial real estate0.1219%281
Percentage Net Loans Charged-off: Multi-family residential0.0097%57
Percentage Net Loans Charged-off: 1-4 family residential0.4908%220
Percentage Net Loans Charged-off: Home equity loans-0.0058%3,854
All other 1-4 family - Percent of loans charged-off, net0.5759%181
Percentage Net Loans Charged-off: Commercial and industrial0.1734%764
Percentage Net Loans Charged-off: Loans to individuals-0.1052%4,941
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1052%4,892
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1118%2,148
Percentage Net Loans Charged-off: Total real estate loans0.1124%1,133
Percentage Net Loans Charged-off:Construction & development-0.0716%4,837
Percentage Net Loans Charged-off: Commercial real estate0.0921%878
Percentage Net Loans Charged-off: Multi-family residential0.1441%144
Percentage Net Loans Charged-off: 1-4 family residential0.3099%491
Percentage Net Loans Charged-off: Home equity loans0.3144%277
All other 1-4 family - Percent of loans charged-off, net0.3094%489
Percentage Net Loans Charged-off: Commercial and industrial0.0225%2,261
Percentage Net Loans Charged-off: Loans to individuals0.0234%3,638
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0234%3,517
Percentage Net Loans Charged-off: All other loans and lease0.7671%550
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1884%1,238
Percentage Net Loans Charged-off: Total real estate loans0.1226%918
Percentage Net Loans Charged-off:Construction & development0.0298%400
Percentage Net Loans Charged-off: Commercial real estate0.0906%687
Percentage Net Loans Charged-off: Multi-family residential0.1484%115
Percentage Net Loans Charged-off: 1-4 family residential0.2744%508
Percentage Net Loans Charged-off: Home equity loans0.4353%190
All other 1-4 family - Percent of loans charged-off, net0.2566%560
Percentage Net Loans Charged-off: Commercial and industrial0.4662%857
Percentage Net Loans Charged-off: Loans to individuals0.2092%2,437
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2092%2,277
Percentage Net Loans Charged-off: All other loans and lease0.6660%496
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1829%1,250
Percentage Net Loans Charged-off: Total real estate loans0.1196%921
Percentage Net Loans Charged-off:Construction & development0.0241%347
Percentage Net Loans Charged-off: Commercial real estate0.1117%553
Percentage Net Loans Charged-off: Multi-family residential0.0076%134
Percentage Net Loans Charged-off: 1-4 family residential0.2630%560
Percentage Net Loans Charged-off: Home equity loans0.2149%320
All other 1-4 family - Percent of loans charged-off, net0.2684%537
Percentage Net Loans Charged-off: Commercial and industrial0.4712%758
Percentage Net Loans Charged-off: Loans to individuals0.2856%2,039
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2856%1,893
Percentage Net Loans Charged-off: All other loans and lease0.5553%488
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1538%1,198
Percentage Net Loans Charged-off: Total real estate loans0.1468%677
Percentage Net Loans Charged-off:Construction & development0.0283%226
Percentage Net Loans Charged-off: Commercial real estate0.1574%332
Percentage Net Loans Charged-off: Multi-family residential0.0212%78
Percentage Net Loans Charged-off: 1-4 family residential0.2712%511
Percentage Net Loans Charged-off: Home equity loans-0.1174%4,297
All other 1-4 family - Percent of loans charged-off, net0.3156%440
Percentage Net Loans Charged-off: Commercial and industrial0.1445%876
Percentage Net Loans Charged-off: Loans to individuals0.0860%2,300
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0860%2,148
Percentage Net Loans Charged-off: All other loans and lease0.5272%406
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2180%1,355
Percentage Net Loans Charged-off: Total real estate loans0.1734%1,057
Percentage Net Loans Charged-off:Construction & development0.0500%663
Percentage Net Loans Charged-off: Commercial real estate0.1664%845
Percentage Net Loans Charged-off: Multi-family residential0.1160%197
Percentage Net Loans Charged-off: 1-4 family residential0.3109%687
Percentage Net Loans Charged-off: Home equity loans0.2694%431
All other 1-4 family - Percent of loans charged-off, net0.3150%686
Percentage Net Loans Charged-off: Commercial and industrial0.2554%1,415
Percentage Net Loans Charged-off: Loans to individuals0.9887%802
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9887%719
Percentage Net Loans Charged-off: All other loans and lease1.4248%348
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2220%1,174
Percentage Net Loans Charged-off: Total real estate loans0.1859%912
Percentage Net Loans Charged-off:Construction & development0.0672%562
Percentage Net Loans Charged-off: Commercial real estate0.1931%670
Percentage Net Loans Charged-off: Multi-family residential0.0341%200
Percentage Net Loans Charged-off: 1-4 family residential0.3145%644
Percentage Net Loans Charged-off: Home equity loans0.3199%358
All other 1-4 family - Percent of loans charged-off, net0.3140%644
Percentage Net Loans Charged-off: Commercial and industrial0.2681%1,152
Percentage Net Loans Charged-off: Loans to individuals1.1760%582
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1760%519
Percentage Net Loans Charged-off: All other loans and lease0.9361%379
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1931%1,301
Percentage Net Loans Charged-off: Total real estate loans0.1530%1,071
Percentage Net Loans Charged-off:Construction & development0.0623%479
Percentage Net Loans Charged-off: Commercial real estate0.1373%688
Percentage Net Loans Charged-off: Multi-family residential0.0567%153
Percentage Net Loans Charged-off: 1-4 family residential0.2899%728
Percentage Net Loans Charged-off: Home equity loans0.2743%384
All other 1-4 family - Percent of loans charged-off, net0.2914%716
Percentage Net Loans Charged-off: Commercial and industrial0.3569%875
Percentage Net Loans Charged-off: Loans to individuals0.2523%2,043
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2523%1,911
Percentage Net Loans Charged-off: All other loans and lease0.7410%404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2456%972
Percentage Net Loans Charged-off: Total real estate loans0.1926%803
Percentage Net Loans Charged-off:Construction & development-0.0438%5,131
Percentage Net Loans Charged-off: Commercial real estate0.2737%363
Percentage Net Loans Charged-off: Multi-family residential0.1212%91
Percentage Net Loans Charged-off: 1-4 family residential0.2322%774
Percentage Net Loans Charged-off: Home equity loans0.5046%212
All other 1-4 family - Percent of loans charged-off, net0.2064%799
Percentage Net Loans Charged-off: Commercial and industrial0.4820%546
Percentage Net Loans Charged-off: Loans to individuals0.5156%1,282
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5156%1,163
Percentage Net Loans Charged-off: All other loans and lease0.6829%355
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2234%1,878
Percentage Net Loans Charged-off: Total real estate loans0.1711%1,672
Percentage Net Loans Charged-off:Construction & development0.0943%946
Percentage Net Loans Charged-off: Commercial real estate0.2126%1,157
Percentage Net Loans Charged-off: Multi-family residential0.0964%328
Percentage Net Loans Charged-off: 1-4 family residential0.1727%1,782
Percentage Net Loans Charged-off: Home equity loans-0.1146%4,606
All other 1-4 family - Percent of loans charged-off, net0.1969%1,583
Percentage Net Loans Charged-off: Commercial and industrial0.3729%1,404
Percentage Net Loans Charged-off: Loans to individuals0.1810%2,961
Percentage Net Loans Charged-off: Credit card loans0.0000%778
Percentage Net Loans Charged-off: Other loans to individual0.1810%2,803
Percentage Net Loans Charged-off: All other loans and lease1.2874%372
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2105%1,785
Percentage Net Loans Charged-off: Total real estate loans0.1540%1,666
Percentage Net Loans Charged-off:Construction & development0.1115%799
Percentage Net Loans Charged-off: Commercial real estate0.1752%1,105
Percentage Net Loans Charged-off: Multi-family residential0.1470%265
Percentage Net Loans Charged-off: 1-4 family residential0.1548%1,784
Percentage Net Loans Charged-off: Home equity loans-0.0176%4,434
All other 1-4 family - Percent of loans charged-off, net0.1689%1,599
Percentage Net Loans Charged-off: Commercial and industrial0.3954%1,185
Percentage Net Loans Charged-off: Loans to individuals0.1156%3,046
Percentage Net Loans Charged-off: Credit card loans0.0000%720
Percentage Net Loans Charged-off: Other loans to individual0.1157%2,897
Percentage Net Loans Charged-off: All other loans and lease1.2941%336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2069%1,785
Percentage Net Loans Charged-off: Total real estate loans0.1381%1,738
Percentage Net Loans Charged-off:Construction & development0.0670%745
Percentage Net Loans Charged-off: Commercial real estate0.1349%1,059
Percentage Net Loans Charged-off: Multi-family residential0.2324%191
Percentage Net Loans Charged-off: 1-4 family residential0.1781%1,563
Percentage Net Loans Charged-off: Home equity loans0.4203%421
All other 1-4 family - Percent of loans charged-off, net0.1584%1,578
Percentage Net Loans Charged-off: Commercial and industrial0.5208%967
Percentage Net Loans Charged-off: Loans to individuals-0.0515%5,357
Percentage Net Loans Charged-off: Credit card loans0.0000%642
Percentage Net Loans Charged-off: Other loans to individual-0.0515%5,277
Percentage Net Loans Charged-off: All other loans and lease1.2658%320
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1588%1,767
Percentage Net Loans Charged-off: Total real estate loans0.0452%2,016
Percentage Net Loans Charged-off:Construction & development-0.0059%5,190
Percentage Net Loans Charged-off: Commercial real estate0.0097%1,012
Percentage Net Loans Charged-off: Multi-family residential0.4745%98
Percentage Net Loans Charged-off: 1-4 family residential0.0509%1,846
Percentage Net Loans Charged-off: Home equity loans0.8462%218
All other 1-4 family - Percent of loans charged-off, net-0.0143%5,694
Percentage Net Loans Charged-off: Commercial and industrial0.6564%595
Percentage Net Loans Charged-off: Loans to individuals0.6383%1,250
Percentage Net Loans Charged-off: Credit card loans0.0000%507
Percentage Net Loans Charged-off: Other loans to individual0.6384%1,137
Percentage Net Loans Charged-off: All other loans and lease1.4705%264
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5077%1,308
Percentage Net Loans Charged-off: Total real estate loans0.5068%1,085
Percentage Net Loans Charged-off:Construction & development0.4754%1,110
Percentage Net Loans Charged-off: Commercial real estate0.4138%1,193
Percentage Net Loans Charged-off: Multi-family residential1.4793%231
Percentage Net Loans Charged-off: 1-4 family residential0.5194%1,091
Percentage Net Loans Charged-off: Home equity loans0.0848%1,253
All other 1-4 family - Percent of loans charged-off, net0.5675%976
Percentage Net Loans Charged-off: Commercial and industrial0.1895%2,238
Percentage Net Loans Charged-off: Loans to individuals1.9129%526
Percentage Net Loans Charged-off: Credit card loans0.0000%806
Percentage Net Loans Charged-off: Other loans to individual1.9143%471
Percentage Net Loans Charged-off: All other loans and lease1.2741%410
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6522%938
Percentage Net Loans Charged-off: Total real estate loans0.6528%805
Percentage Net Loans Charged-off:Construction & development0.5589%947
Percentage Net Loans Charged-off: Commercial real estate0.5954%850
Percentage Net Loans Charged-off: Multi-family residential2.2177%154
Percentage Net Loans Charged-off: 1-4 family residential0.5187%1,034
Percentage Net Loans Charged-off: Home equity loans0.1225%1,071
All other 1-4 family - Percent of loans charged-off, net0.5672%919
Percentage Net Loans Charged-off: Commercial and industrial0.2706%1,798
Percentage Net Loans Charged-off: Loans to individuals2.9689%277
Percentage Net Loans Charged-off: Credit card loans0.0000%736
Percentage Net Loans Charged-off: Other loans to individual2.9716%257
Percentage Net Loans Charged-off: All other loans and lease1.1643%412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7772%815
Percentage Net Loans Charged-off: Total real estate loans0.8126%686
Percentage Net Loans Charged-off:Construction & development0.6351%841
Percentage Net Loans Charged-off: Commercial real estate0.7147%697
Percentage Net Loans Charged-off: Multi-family residential3.3043%97
Percentage Net Loans Charged-off: 1-4 family residential0.6065%917
Percentage Net Loans Charged-off: Home equity loans0.1902%868
All other 1-4 family - Percent of loans charged-off, net0.6576%824
Percentage Net Loans Charged-off: Commercial and industrial0.1047%1,980
Percentage Net Loans Charged-off: Loans to individuals3.4483%247
Percentage Net Loans Charged-off: Credit card loans0.0000%668
Percentage Net Loans Charged-off: Other loans to individual3.4518%229
Percentage Net Loans Charged-off: All other loans and lease1.0726%399
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6978%880
Percentage Net Loans Charged-off: Total real estate loans0.6927%767
Percentage Net Loans Charged-off:Construction & development1.2367%521
Percentage Net Loans Charged-off: Commercial real estate0.2148%964
Percentage Net Loans Charged-off: Multi-family residential2.8261%94
Percentage Net Loans Charged-off: 1-4 family residential0.8803%606
Percentage Net Loans Charged-off: Home equity loans0.3191%574
All other 1-4 family - Percent of loans charged-off, net0.9493%549
Percentage Net Loans Charged-off: Commercial and industrial0.0289%1,605
Percentage Net Loans Charged-off: Loans to individuals6.2780%123
Percentage Net Loans Charged-off: Credit card loans0.0000%554
Percentage Net Loans Charged-off: Other loans to individual6.2845%118
Percentage Net Loans Charged-off: All other loans and lease0.6517%420
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4129%2,597
Percentage Net Loans Charged-off: Total real estate loans0.3120%2,676
Percentage Net Loans Charged-off:Construction & development0.4316%1,849
Percentage Net Loans Charged-off: Commercial real estate0.1346%2,545
Percentage Net Loans Charged-off: Multi-family residential0.0870%765
Percentage Net Loans Charged-off: 1-4 family residential0.6298%1,458
Percentage Net Loans Charged-off: Home equity loans1.3517%490
All other 1-4 family - Percent of loans charged-off, net0.5436%1,599
Percentage Net Loans Charged-off: Commercial and industrial0.5463%2,010
Percentage Net Loans Charged-off: Loans to individuals2.6938%435
Percentage Net Loans Charged-off: Credit card loans1.1792%610
Percentage Net Loans Charged-off: Other loans to individual2.6972%401
Percentage Net Loans Charged-off: All other loans and lease2.2335%370
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2856%3,012
Percentage Net Loans Charged-off: Total real estate loans0.2032%3,062
Percentage Net Loans Charged-off:Construction & development0.2643%1,863
Percentage Net Loans Charged-off: Commercial real estate0.0562%2,574
Percentage Net Loans Charged-off: Multi-family residential0.1290%652
Percentage Net Loans Charged-off: 1-4 family residential0.4846%1,779
Percentage Net Loans Charged-off: Home equity loans0.8392%697
All other 1-4 family - Percent of loans charged-off, net0.4428%1,799
Percentage Net Loans Charged-off: Commercial and industrial0.4056%2,024
Percentage Net Loans Charged-off: Loans to individuals2.8521%393
Percentage Net Loans Charged-off: Credit card loans22.1036%24
Percentage Net Loans Charged-off: Other loans to individual2.8023%371
Percentage Net Loans Charged-off: All other loans and lease1.2020%451
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1902%3,443
Percentage Net Loans Charged-off: Total real estate loans0.1328%3,340
Percentage Net Loans Charged-off:Construction & development0.1388%1,779
Percentage Net Loans Charged-off: Commercial real estate0.0481%2,242
Percentage Net Loans Charged-off: Multi-family residential0.2151%488
Percentage Net Loans Charged-off: 1-4 family residential0.3460%2,068
Percentage Net Loans Charged-off: Home equity loans0.0893%1,242
All other 1-4 family - Percent of loans charged-off, net0.3762%1,889
Percentage Net Loans Charged-off: Commercial and industrial0.1146%2,442
Percentage Net Loans Charged-off: Loans to individuals2.6410%456
Percentage Net Loans Charged-off: Credit card loans27.8261%17
Percentage Net Loans Charged-off: Other loans to individual2.5647%436
Percentage Net Loans Charged-off: All other loans and lease0.9743%469
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1881%2,975
Percentage Net Loans Charged-off: Total real estate loans0.1453%2,745
Percentage Net Loans Charged-off:Construction & development0.0343%1,380
Percentage Net Loans Charged-off: Commercial real estate0.0199%1,663
Percentage Net Loans Charged-off: Multi-family residential0.5423%291
Percentage Net Loans Charged-off: 1-4 family residential0.4182%1,610
Percentage Net Loans Charged-off: Home equity loans0.0352%970
All other 1-4 family - Percent of loans charged-off, net0.4620%1,423
Percentage Net Loans Charged-off: Commercial and industrial0.2388%1,559
Percentage Net Loans Charged-off: Loans to individuals1.5468%784
Percentage Net Loans Charged-off: Credit card loans0.0000%576
Percentage Net Loans Charged-off: Other loans to individual1.5529%698
Percentage Net Loans Charged-off: All other loans and lease0.6711%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1995%4,542
Percentage Net Loans Charged-off: Total real estate loans0.3593%3,141
Percentage Net Loans Charged-off:Construction & development0.5760%2,379
Percentage Net Loans Charged-off: Commercial real estate0.3804%2,243
Percentage Net Loans Charged-off: Multi-family residential-1.0309%5,742
Percentage Net Loans Charged-off: 1-4 family residential0.2861%2,992
Percentage Net Loans Charged-off: Home equity loans-0.0472%5,275
All other 1-4 family - Percent of loans charged-off, net0.3237%2,734
Percentage Net Loans Charged-off: Commercial and industrial-2.4699%7,010
Percentage Net Loans Charged-off: Loans to individuals5.2130%232
Percentage Net Loans Charged-off: Credit card loans2.6667%411
Percentage Net Loans Charged-off: Other loans to individual5.0681%210
Percentage Net Loans Charged-off: All other loans and lease0.5613%754
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0050%6,117
Percentage Net Loans Charged-off: Total real estate loans0.2175%3,504
Percentage Net Loans Charged-off:Construction & development0.7311%2,054
Percentage Net Loans Charged-off: Commercial real estate0.0700%2,779
Percentage Net Loans Charged-off: Multi-family residential-1.3612%5,758
Percentage Net Loans Charged-off: 1-4 family residential0.2394%2,926
Percentage Net Loans Charged-off: Home equity loans0.1179%1,543
All other 1-4 family - Percent of loans charged-off, net0.2533%2,734
Percentage Net Loans Charged-off: Commercial and industrial-3.4062%7,099
Percentage Net Loans Charged-off: Loans to individuals5.9145%208
Percentage Net Loans Charged-off: Credit card loans3.1543%343
Percentage Net Loans Charged-off: Other loans to individual5.7051%177
Percentage Net Loans Charged-off: All other loans and lease0.4345%796
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1812%7,278
Percentage Net Loans Charged-off: Total real estate loans0.0588%4,260
Percentage Net Loans Charged-off:Construction & development0.0932%2,212
Percentage Net Loans Charged-off: Commercial real estate-0.0223%6,922
Percentage Net Loans Charged-off: Multi-family residential0.9396%433
Percentage Net Loans Charged-off: 1-4 family residential0.0880%3,452
Percentage Net Loans Charged-off: Home equity loans0.0692%1,376
All other 1-4 family - Percent of loans charged-off, net0.0901%3,261
Percentage Net Loans Charged-off: Commercial and industrial-4.0834%7,176
Percentage Net Loans Charged-off: Loans to individuals6.3585%208
Percentage Net Loans Charged-off: Credit card loans2.0259%468
Percentage Net Loans Charged-off: Other loans to individual6.0753%172
Percentage Net Loans Charged-off: All other loans and lease0.6971%593
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1649%3,490
Percentage Net Loans Charged-off: Total real estate loans-0.0514%7,099
Percentage Net Loans Charged-off:Construction & development0.0008%1,695
Percentage Net Loans Charged-off: Commercial real estate-0.0227%6,946
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential-0.1470%7,248
Percentage Net Loans Charged-off: Home equity loans-0.1237%5,367
All other 1-4 family - Percent of loans charged-off, net-0.1496%7,225
Percentage Net Loans Charged-off: Commercial and industrial-0.1160%6,432
Percentage Net Loans Charged-off: Loans to individuals10.5759%117
Percentage Net Loans Charged-off: Credit card loans0.0000%649
Percentage Net Loans Charged-off: Other loans to individual9.8765%102
Percentage Net Loans Charged-off: All other loans and lease0.5486%516
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.8012%627
Percentage Net Loans Charged-off: Total real estate loans1.8988%999
Percentage Net Loans Charged-off:Construction & development2.3331%1,953
Percentage Net Loans Charged-off: Commercial real estate1.7321%764
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential2.2537%548
Percentage Net Loans Charged-off: Home equity loans0.0330%1,900
All other 1-4 family - Percent of loans charged-off, net2.5375%497
Percentage Net Loans Charged-off: Commercial and industrial10.2177%211
Percentage Net Loans Charged-off: Loans to individuals5.1399%304
Percentage Net Loans Charged-off: Credit card loans1.9414%700
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0023%6,218
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5550%3,093
Percentage Net Loans Charged-off: Total real estate loans0.3021%3,388
Percentage Net Loans Charged-off:Construction & development0.3292%2,706
Percentage Net Loans Charged-off: Commercial real estate0.0088%3,141
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.9723%1,288
Percentage Net Loans Charged-off: Home equity loans0.0476%1,645
All other 1-4 family - Percent of loans charged-off, net1.0951%1,141
Percentage Net Loans Charged-off: Commercial and industrial1.8269%1,554
Percentage Net Loans Charged-off: Loans to individuals5.8381%230
Percentage Net Loans Charged-off: Credit card loans2.2727%587
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5891%2,761
Percentage Net Loans Charged-off: Total real estate loans0.3719%2,833
Percentage Net Loans Charged-off:Construction & development0.4355%2,302
Percentage Net Loans Charged-off: Commercial real estate0.0251%2,537
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential1.1528%1,045
Percentage Net Loans Charged-off: Home equity loans0.0735%1,342
All other 1-4 family - Percent of loans charged-off, net1.2990%931
Percentage Net Loans Charged-off: Commercial and industrial1.3563%1,709
Percentage Net Loans Charged-off: Loans to individuals7.0948%200
Percentage Net Loans Charged-off: Credit card loans2.5779%545
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6238%2,262
Percentage Net Loans Charged-off: Total real estate loans0.3494%2,405
Percentage Net Loans Charged-off:Construction & development0.7905%1,565
Percentage Net Loans Charged-off: Commercial real estate0.1023%1,623
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.5331%1,508
Percentage Net Loans Charged-off: Home equity loans0.1417%902
All other 1-4 family - Percent of loans charged-off, net0.5856%1,361
Percentage Net Loans Charged-off: Commercial and industrial2.6874%867
Percentage Net Loans Charged-off: Loans to individuals1.2556%1,529
Percentage Net Loans Charged-off: Credit card loans3.7559%415
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1779%6,645
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4361%4,057
Percentage Net Loans Charged-off: Total real estate loans0.3881%3,286
Percentage Net Loans Charged-off:Construction & development0.4769%2,954
Percentage Net Loans Charged-off: Commercial real estate0.3087%2,147
Percentage Net Loans Charged-off: Multi-family residential0.1532%823
Percentage Net Loans Charged-off: 1-4 family residential0.5909%1,886
Percentage Net Loans Charged-off: Home equity loans0.1285%1,704
All other 1-4 family - Percent of loans charged-off, net0.6469%1,692
Percentage Net Loans Charged-off: Commercial and industrial0.4582%3,832
Percentage Net Loans Charged-off: Loans to individuals2.5716%994
Percentage Net Loans Charged-off: Credit card loans4.5455%455
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0711%1,879
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4388%3,487
Percentage Net Loans Charged-off: Total real estate loans0.4094%2,705
Percentage Net Loans Charged-off:Construction & development0.3381%2,660
Percentage Net Loans Charged-off: Commercial real estate0.4353%1,470
Percentage Net Loans Charged-off: Multi-family residential0.2038%591
Percentage Net Loans Charged-off: 1-4 family residential0.5426%1,679
Percentage Net Loans Charged-off: Home equity loans-0.0382%5,831
All other 1-4 family - Percent of loans charged-off, net0.6108%1,496
Percentage Net Loans Charged-off: Commercial and industrial0.3683%3,436
Percentage Net Loans Charged-off: Loans to individuals2.4424%1,014
Percentage Net Loans Charged-off: Credit card loans5.2368%370
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0056%6,573
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2370%4,016
Percentage Net Loans Charged-off: Total real estate loans0.1948%3,176
Percentage Net Loans Charged-off:Construction & development0.3776%2,228
Percentage Net Loans Charged-off: Commercial real estate0.2178%1,500
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.1256%2,848
Percentage Net Loans Charged-off: Home equity loans-0.0580%5,874
All other 1-4 family - Percent of loans charged-off, net0.1468%2,559
Percentage Net Loans Charged-off: Commercial and industrial0.2205%3,244
Percentage Net Loans Charged-off: Loans to individuals2.1945%1,084
Percentage Net Loans Charged-off: Credit card loans5.3520%361
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0429%6,752
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1369%3,865
Percentage Net Loans Charged-off: Total real estate loans0.1016%2,892
Percentage Net Loans Charged-off:Construction & development0.0704%1,764
Percentage Net Loans Charged-off: Commercial real estate0.0177%1,328
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.3021%1,600
Percentage Net Loans Charged-off: Home equity loans-0.1459%5,895
All other 1-4 family - Percent of loans charged-off, net0.3657%1,354
Percentage Net Loans Charged-off: Commercial and industrial0.0926%2,556
Percentage Net Loans Charged-off: Loans to individuals1.6762%1,377
Percentage Net Loans Charged-off: Credit card loans10.4839%140
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0623%1,132
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7779%618
Percentage Net Loans Charged-off: Total real estate loans2.0702%398
Percentage Net Loans Charged-off:Construction & development1.7307%1,190
Percentage Net Loans Charged-off: Commercial real estate1.6827%293
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential3.4527%131
Percentage Net Loans Charged-off: Home equity loans3.1603%166
All other 1-4 family - Percent of loans charged-off, net3.5025%129
Percentage Net Loans Charged-off: Commercial and industrial0.1509%3,770
Percentage Net Loans Charged-off: Loans to individuals0.2470%4,779
Percentage Net Loans Charged-off: Credit card loans0.8750%1,011
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3713%1,142
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0681%4,931
Percentage Net Loans Charged-off: Total real estate loans0.0468%3,576
Percentage Net Loans Charged-off:Construction & development0.2009%1,789
Percentage Net Loans Charged-off: Commercial real estate0.0056%1,716
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0084%3,384
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0090%3,141
Percentage Net Loans Charged-off: Commercial and industrial0.0895%3,328
Percentage Net Loans Charged-off: Loans to individuals0.1175%4,896
Percentage Net Loans Charged-off: Credit card loans0.3421%1,041
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4923%889
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0341%5,003
Percentage Net Loans Charged-off: Total real estate loans0.0137%3,509
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0108%1,260
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0417%2,382
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0451%2,160
Percentage Net Loans Charged-off: Commercial and industrial0.1410%2,519
Percentage Net Loans Charged-off: Loans to individuals0.1456%4,284
Percentage Net Loans Charged-off: Credit card loans0.5146%892
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0165%6,774
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0652%3,514
Percentage Net Loans Charged-off: Total real estate loans0.0289%2,326
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0290%714
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0747%1,512
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0806%1,343
Percentage Net Loans Charged-off: Commercial and industrial0.2950%1,461
Percentage Net Loans Charged-off: Loans to individuals0.0583%3,875
Percentage Net Loans Charged-off: Credit card loans1.0847%633
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0440%6,895
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0311%7,988
Percentage Net Loans Charged-off: Total real estate loans-0.0372%8,188
Percentage Net Loans Charged-off:Construction & development-0.0010%7,590
Percentage Net Loans Charged-off: Commercial real estate0.0099%1,563
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential-0.2234%8,259
Percentage Net Loans Charged-off: Home equity loans0.1377%648
All other 1-4 family - Percent of loans charged-off, net-0.2605%8,251
Percentage Net Loans Charged-off: Commercial and industrial0.0213%3,783
Percentage Net Loans Charged-off: Loans to individuals0.1945%4,611
Percentage Net Loans Charged-off: Credit card loans0.0000%1,217
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4228%7,349
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0460%7,954
Percentage Net Loans Charged-off: Total real estate loans-0.0626%8,143
Percentage Net Loans Charged-off:Construction & development-0.0014%7,568
Percentage Net Loans Charged-off: Commercial real estate-0.0085%7,847
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential-0.3166%8,295
Percentage Net Loans Charged-off: Home equity loans0.0463%635
All other 1-4 family - Percent of loans charged-off, net-0.3545%8,270
Percentage Net Loans Charged-off: Commercial and industrial0.0304%3,039
Percentage Net Loans Charged-off: Loans to individuals0.2894%3,627
Percentage Net Loans Charged-off: Credit card loans0.0000%1,103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.5641%7,367
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0586%7,955
Percentage Net Loans Charged-off: Total real estate loans-0.0593%8,153
Percentage Net Loans Charged-off:Construction & development-0.0020%7,575
Percentage Net Loans Charged-off: Commercial real estate-0.0093%7,890
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.3061%8,325
Percentage Net Loans Charged-off: Home equity loans0.0692%441
All other 1-4 family - Percent of loans charged-off, net-0.3461%8,306
Percentage Net Loans Charged-off: Commercial and industrial-0.0304%6,967
Percentage Net Loans Charged-off: Loans to individuals0.2088%3,621
Percentage Net Loans Charged-off: Credit card loans0.0000%965
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.8281%7,403
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0134%7,064
Percentage Net Loans Charged-off: Total real estate loans-0.0255%7,992
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate-0.0028%7,900
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.1349%8,261
Percentage Net Loans Charged-off: Home equity loans0.1355%284
All other 1-4 family - Percent of loans charged-off, net-0.1648%8,250
Percentage Net Loans Charged-off: Commercial and industrial0.0297%1,749
Percentage Net Loans Charged-off: Loans to individuals0.2649%2,861
Percentage Net Loans Charged-off: Credit card loans0.0000%790
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4414%7,301
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0232%7,971
Percentage Net Loans Charged-off: Total real estate loans-0.0469%8,252
Percentage Net Loans Charged-off:Construction & development-0.0994%7,795
Percentage Net Loans Charged-off: Commercial real estate-0.0070%7,867
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential-0.0686%8,267
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net-0.0753%8,234
Percentage Net Loans Charged-off: Commercial and industrial0.4459%1,721
Percentage Net Loans Charged-off: Loans to individuals-0.1021%7,788
Percentage Net Loans Charged-off: Credit card loans0.0000%1,256
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-2.7840%7,577
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1194%8,406
Percentage Net Loans Charged-off: Total real estate loans-0.0634%8,297
Percentage Net Loans Charged-off:Construction & development-0.1368%7,817
Percentage Net Loans Charged-off: Commercial real estate-0.0084%7,923
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0910%8,323
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net-0.0995%8,293
Percentage Net Loans Charged-off: Commercial and industrial0.0049%3,078
Percentage Net Loans Charged-off: Loans to individuals0.0490%4,981
Percentage Net Loans Charged-off: Credit card loans0.0000%1,137
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-3.5776%7,620
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1669%8,447
Percentage Net Loans Charged-off: Total real estate loans-0.0771%8,335
Percentage Net Loans Charged-off:Construction & development-0.2132%7,801
Percentage Net Loans Charged-off: Commercial real estate-0.0056%7,964
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0456%8,196
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net-0.0499%8,186
Percentage Net Loans Charged-off: Commercial and industrial0.0116%2,581
Percentage Net Loans Charged-off: Loans to individuals0.0742%4,395
Percentage Net Loans Charged-off: Credit card loans0.0000%1,005
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-6.2414%7,614
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0805%8,002
Percentage Net Loans Charged-off: Total real estate loans0.0152%1,393
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate-0.0115%8,084
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0389%1,030
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0421%937
Percentage Net Loans Charged-off: Commercial and industrial0.0703%1,484
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,843
Percentage Net Loans Charged-off: Credit card loans0.0000%826
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-7.6734%7,583
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3391%1,355
Percentage Net Loans Charged-off: Total real estate loans0.2365%587
Percentage Net Loans Charged-off:Construction & development0.1017%396
Percentage Net Loans Charged-off: Commercial real estate0.2424%515
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.4772%314
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.5139%315
Percentage Net Loans Charged-off: Commercial and industrial0.7863%1,398
Percentage Net Loans Charged-off: Loans to individuals0.9527%1,963
Percentage Net Loans Charged-off: Credit card loans0.0000%1,459
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1446%7,363
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4658%807
Percentage Net Loans Charged-off: Total real estate loans0.2902%410
Percentage Net Loans Charged-off:Construction & development0.1364%277
Percentage Net Loans Charged-off: Commercial real estate0.3023%373
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.5473%252
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.5885%245
Percentage Net Loans Charged-off: Commercial and industrial1.0738%925
Percentage Net Loans Charged-off: Loans to individuals1.2600%1,207
Percentage Net Loans Charged-off: Credit card loans0.0000%1,324
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1765%483
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0192%4,810
Percentage Net Loans Charged-off: Total real estate loans-0.0078%7,767
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0379%8,222
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.0407%8,211
Percentage Net Loans Charged-off: Commercial and industrial0.0177%2,787
Percentage Net Loans Charged-off: Loans to individuals0.5083%2,833
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0426%3,428
Percentage Net Loans Charged-off: Total real estate loans-0.0032%7,713
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0149%8,094
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.0160%8,104
Percentage Net Loans Charged-off: Commercial and industrial0.0089%1,949
Percentage Net Loans Charged-off: Loans to individuals0.9655%1,555
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4983%1,107
Percentage Net Loans Charged-off: Total real estate loans0.0417%2,474
Percentage Net Loans Charged-off:Construction & development-0.0125%7,853
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.1925%995
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.2062%940
Percentage Net Loans Charged-off: Commercial and industrial0.8654%1,496
Percentage Net Loans Charged-off: Loans to individuals1.0206%2,005
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease7.6229%125
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4548%1,070
Percentage Net Loans Charged-off: Total real estate loans0.0452%2,040
Percentage Net Loans Charged-off:Construction & development-0.0174%7,872
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.2547%659
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.2729%627
Percentage Net Loans Charged-off: Commercial and industrial0.6033%1,593
Percentage Net Loans Charged-off: Loans to individuals1.3662%1,268
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease6.1118%133
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1272%3,005
Percentage Net Loans Charged-off: Total real estate loans-0.0104%8,055
Percentage Net Loans Charged-off:Construction & development-0.0439%7,885
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0311%1,799
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0332%1,678
Percentage Net Loans Charged-off: Commercial and industrial0.2118%2,174
Percentage Net Loans Charged-off: Loans to individuals1.1191%1,634
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6373%578
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2176%1,846
Percentage Net Loans Charged-off: Total real estate loans-0.0019%7,830
Percentage Net Loans Charged-off:Construction & development-0.0366%7,862
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0304%1,339
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0323%1,238
Percentage Net Loans Charged-off: Commercial and industrial0.3554%1,344
Percentage Net Loans Charged-off: Loans to individuals1.9576%878
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5649%500
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1373%4,185
Percentage Net Loans Charged-off: Total real estate loans0.0236%3,173
Percentage Net Loans Charged-off:Construction & development0.0082%796
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0783%1,977
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0818%1,901
Percentage Net Loans Charged-off: Commercial and industrial0.1909%3,689
Percentage Net Loans Charged-off: Loans to individuals1.0407%2,254
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2538%1,257
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1500%3,550
Percentage Net Loans Charged-off: Total real estate loans0.0403%2,301
Percentage Net Loans Charged-off:Construction & development0.0763%494
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0817%1,613
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0851%1,558
Percentage Net Loans Charged-off: Commercial and industrial0.0975%3,578
Percentage Net Loans Charged-off: Loans to individuals1.2845%1,576
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2497%1,116
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1486%3,293
Percentage Net Loans Charged-off: Total real estate loans0.0533%1,815
Percentage Net Loans Charged-off:Construction & development0.1186%374
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0961%1,302
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0998%1,256
Percentage Net Loans Charged-off: Commercial and industrial0.1102%3,043
Percentage Net Loans Charged-off: Loans to individuals1.2642%1,586
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0115%1,391
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2127%2,254
Percentage Net Loans Charged-off: Total real estate loans0.0748%1,238
Percentage Net Loans Charged-off:Construction & development0.1924%218
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.1202%944
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.1244%899
Percentage Net Loans Charged-off: Commercial and industrial0.1788%1,943
Percentage Net Loans Charged-off: Loans to individuals1.6384%1,162
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1174%837
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1383%4,490
Percentage Net Loans Charged-off: Total real estate loans0.0017%4,061
Percentage Net Loans Charged-off:Construction & development0.0508%736
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential-0.5119%6,606
Percentage Net Loans Charged-off: 1-4 family residential0.0337%2,586
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0350%2,461
Percentage Net Loans Charged-off: Commercial and industrial0.3501%3,243
Percentage Net Loans Charged-off: Loans to individuals0.6266%3,707
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3095%1,237
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1350%4,500
Percentage Net Loans Charged-off: Total real estate loans-0.0082%8,548
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential-0.0743%6,637
Percentage Net Loans Charged-off: 1-4 family residential-0.0182%8,847
Percentage Net Loans Charged-off: Home equity loans-0.2928%6,055
All other 1-4 family - Percent of loans charged-off, net-0.0071%8,666
Percentage Net Loans Charged-off: Commercial and industrial0.1957%3,668
Percentage Net Loans Charged-off: Loans to individuals0.8629%2,675
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1196%4,282
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0571%5,865
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0255%7,149
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1394%4,728
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0896%5,996
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6182%1,289
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0216%7,988
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1774%5,702
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1648%1,709
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA