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Cenlar FSB, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$21,423,000	1,796
Total interest expense	$6,831,000	1,669
Net interest income	$14,592,000	1,851
Provision for loan and lease losses	$92,000	2,511
Total noninterest income	$499,105,000	52
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$0	4,423
Trading account gains and fees	$0	123
Additional Noninterest Income	$499,105,000	33
Total noninterest expense	$506,970,000	90
Salaries and employee benefits	$273,432,000	75
Premises and equipment expense	$16,738,000	193
Additional noninterest expense	$499,105,000	33
Pre-tax net operating income	$6,635,000	1,603
Securities gains (losses)	$-1,986,000	4,400
Applicable income taxes	$4,000	3,337
Income before extraordinary items	$4,645,000	1,812
Extraordinary gains, net	$0	54
Net income	$4,645,000	1,834
Minority interest net income	$0	88
Net income of bank and minority interests.	$4,645,000	1,815
Net charge-offs	$0	2,884
Cash dividends	$1,200,000	1,981
Sale, conversion, retirement of capital stock, net	$1,579,000	155
Net operating income	$6,631,000	1,428
2023-09-30 (YTD Data)		Rank
Total interest income	$16,285,000	1,752
Total interest expense	$5,041,000	1,569
Net interest income	$11,244,000	1,821
Provision for loan and lease losses	$87,000	2,232
Total noninterest income	$377,276,000	53
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$0	4,443
Trading account gains and fees	$0	125
Additional Noninterest Income	$377,276,000	36
Total noninterest expense	$378,052,000	91
Salaries and employee benefits	$208,280,000	75
Premises and equipment expense	$13,273,000	184
Additional noninterest expense	$377,276,000	36
Pre-tax net operating income	$10,381,000	943
Securities gains (losses)	$0	849
Applicable income taxes	$4,000	3,358
Income before extraordinary items	$10,377,000	812
Extraordinary gains, net	$0	52
Net income	$10,377,000	816
Minority interest net income	$0	81
Net income of bank and minority interests.	$10,377,000	812
Net charge-offs	$0	2,641
Cash dividends	$700,000	1,987
Sale, conversion, retirement of capital stock, net	$2,187,000	114
Net operating income	$10,377,000	828
2023-06-30 (YTD Data)		Rank
Total interest income	$11,113,000	1,694
Total interest expense	$3,254,000	1,485
Net interest income	$7,859,000	1,771
Provision for loan and lease losses	$65,000	2,061
Total noninterest income	$249,186,000	55
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$0	4,471
Trading account gains and fees	$0	112
Additional Noninterest Income	$249,186,000	36
Total noninterest expense	$250,675,000	91
Salaries and employee benefits	$142,639,000	72
Premises and equipment expense	$8,126,000	188
Additional noninterest expense	$249,186,000	36
Pre-tax net operating income	$6,305,000	1,012
Securities gains (losses)	$0	938
Applicable income taxes	$4,000	3,373
Income before extraordinary items	$6,301,000	875
Extraordinary gains, net	$0	51
Net income	$6,301,000	887
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,301,000	875
Net charge-offs	$0	2,431
Cash dividends	$350,000	2,208
Sale, conversion, retirement of capital stock, net	$1,409,000	101
Net operating income	$6,301,000	886
2023-03-31 (YTD Data)		Rank
Total interest income	$5,739,000	1,641
Total interest expense	$1,504,000	1,420
Net interest income	$4,235,000	1,691
Provision for loan and lease losses	$-7,000	4,430
Total noninterest income	$125,025,000	55
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$0	4,484
Trading account gains and fees	$0	97
Additional Noninterest Income	$125,025,000	38
Total noninterest expense	$124,134,000	96
Salaries and employee benefits	$72,104,000	76
Premises and equipment expense	$4,212,000	194
Additional noninterest expense	$125,025,000	38
Pre-tax net operating income	$5,133,000	703
Securities gains (losses)	$-11,000	4,042
Applicable income taxes	$4,000	3,280
Income before extraordinary items	$5,118,000	606
Extraordinary gains, net	$0	4
Net income	$5,118,000	605
Minority interest net income	$0	48
Net income of bank and minority interests.	$5,118,000	605
Net charge-offs	$0	2,062
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$628,000	100
Net operating income	$5,129,000	616
2022-12-31 (YTD Data)		Rank
Total interest income	$20,294,000	1,550
Total interest expense	$16,000	4,619
Net interest income	$20,278,000	1,418
Provision for loan and lease losses	$42,000	2,608
Total noninterest income	$495,987,000	56
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$0	4,545
Trading account gains and fees	$0	116
Additional Noninterest Income	$495,987,000	39
Total noninterest expense	$538,552,000	88
Salaries and employee benefits	$304,149,000	71
Premises and equipment expense	$18,395,000	177
Additional noninterest expense	$495,987,000	39
Pre-tax net operating income	$-22,329,000	4,719
Securities gains (losses)	$-197,000	4,101
Applicable income taxes	$3,000	3,560
Income before extraordinary items	$-22,529,000	4,703
Extraordinary gains, net	$0	5
Net income	$-22,529,000	4,703
Minority interest net income	$0	63
Net income of bank and minority interests.	$-22,529,000	4,703
Net charge-offs	$33,000	1,736
Cash dividends	$1,050,000	2,089
Sale, conversion, retirement of capital stock, net	$2,243,000	166
Net operating income	$-22,332,000	4,704
2022-09-30 (YTD Data)		Rank
Total interest income	$14,804,000	1,540
Total interest expense	$0	4,687
Net interest income	$14,804,000	1,427
Provision for loan and lease losses	$37,000	2,395
Total noninterest income	$361,145,000	60
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$0	4,582
Trading account gains and fees	$0	111
Additional Noninterest Income	$361,145,000	45
Total noninterest expense	$390,502,000	91
Salaries and employee benefits	$223,361,000	73
Premises and equipment expense	$14,656,000	172
Additional noninterest expense	$361,145,000	45
Pre-tax net operating income	$-14,590,000	4,759
Securities gains (losses)	$-180,000	4,345
Applicable income taxes	$3,000	3,546
Income before extraordinary items	$-14,773,000	4,741
Extraordinary gains, net	$0	4
Net income	$-14,773,000	4,741
Minority interest net income	$0	57
Net income of bank and minority interests.	$-14,773,000	4,741
Net charge-offs	$33,000	1,393
Cash dividends	$250,000	2,612
Sale, conversion, retirement of capital stock, net	$1,587,000	159
Net operating income	$-14,593,000	4,743
2022-06-30 (YTD Data)		Rank
Total interest income	$9,617,000	1,516
Total interest expense	$0	4,753
Net interest income	$9,617,000	1,435
Provision for loan and lease losses	$27,000	2,185
Total noninterest income	$237,114,000	56
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$0	4,638
Trading account gains and fees	$0	108
Additional Noninterest Income	$237,114,000	42
Total noninterest expense	$259,101,000	89
Salaries and employee benefits	$150,137,000	73
Premises and equipment expense	$9,357,000	176
Additional noninterest expense	$99,607,000	87
Pre-tax net operating income	$-12,397,000	4,776
Securities gains (losses)	$94,000	151
Applicable income taxes	$3,000	3,501
Income before extraordinary items	$-12,306,000	4,764
Extraordinary gains, net	$0	4
Net income	$-12,306,000	4,764
Minority interest net income	$0	60
Net income of bank and minority interests.	$-12,306,000	4,764
Net charge-offs	$0	2,156
Cash dividends	$250,000	2,345
Sale, conversion, retirement of capital stock, net	$982,000	146
Net operating income	$-12,400,000	4,767
2022-03-31 (YTD Data)		Rank
Total interest income	$4,820,000	1,482
Total interest expense	$0	4,770
Net interest income	$4,820,000	1,396
Provision for loan and lease losses	$15,000	1,841
Total noninterest income	$122,812,000	52
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$0	4,649
Trading account gains and fees	$0	103
Additional Noninterest Income	$122,812,000	39
Total noninterest expense	$135,469,000	88
Salaries and employee benefits	$77,704,000	72
Premises and equipment expense	$4,810,000	178
Additional noninterest expense	$52,955,000	80
Pre-tax net operating income	$-7,852,000	4,796
Securities gains (losses)	$95,000	144
Applicable income taxes	$16,000	2,983
Income before extraordinary items	$-7,773,000	4,787
Extraordinary gains, net	$0	4
Net income	$-7,773,000	4,787
Minority interest net income	$0	50
Net income of bank and minority interests.	$-7,773,000	4,787
Net charge-offs	$0	1,838
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$309,000	150
Net operating income	$-7,868,000	4,788
2021-12-31 (YTD Data)		Rank
Total interest income	$18,912,000	1,548
Total interest expense	$0	4,821
Net interest income	$18,912,000	1,432
Provision for loan and lease losses	$-417,000	4,413
Total noninterest income	$580,714,000	52
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$0	4,720
Trading account gains and fees	$0	132
Additional Noninterest Income	$580,714,000	39
Total noninterest expense	$580,874,000	80
Salaries and employee benefits	$315,318,000	69
Premises and equipment expense	$20,175,000	167
Additional noninterest expense	$245,381,000	71
Pre-tax net operating income	$19,169,000	767
Securities gains (losses)	$-35,000	4,521
Applicable income taxes	$96,000	3,089
Income before extraordinary items	$19,038,000	669
Extraordinary gains, net	$0	10
Net income	$19,038,000	669
Minority interest net income	$0	74
Net income of bank and minority interests.	$19,038,000	670
Net charge-offs	$-42,000	4,071
Cash dividends	$16,273,000	337
Sale, conversion, retirement of capital stock, net	$1,567,000	189
Net operating income	$19,072,650	657
2021-09-30 (YTD Data)		Rank
Total interest income	$14,135,000	1,579
Total interest expense	$0	4,892
Net interest income	$14,135,000	1,462
Provision for loan and lease losses	$-390,000	4,517
Total noninterest income	$445,224,000	52
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$0	4,787
Trading account gains and fees	$0	132
Additional Noninterest Income	$445,224,000	40
Total noninterest expense	$442,939,000	79
Salaries and employee benefits	$239,561,000	68
Premises and equipment expense	$15,450,000	168
Additional noninterest expense	$187,928,000	69
Pre-tax net operating income	$16,810,000	697
Securities gains (losses)	$-34,000	4,695
Applicable income taxes	$65,000	3,109
Income before extraordinary items	$16,711,000	611
Extraordinary gains, net	$0	8
Net income	$16,711,000	611
Minority interest net income	$0	69
Net income of bank and minority interests.	$16,711,000	611
Net charge-offs	$-42,000	4,149
Cash dividends	$14,936,000	283
Sale, conversion, retirement of capital stock, net	$1,258,000	167
Net operating income	$16,745,000	608
2021-06-30 (YTD Data)		Rank
Total interest income	$9,379,000	1,581
Total interest expense	$0	4,930
Net interest income	$9,379,000	1,450
Provision for loan and lease losses	$-251,000	4,558
Total noninterest income	$294,095,000	51
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$0	4,816
Trading account gains and fees	$0	133
Additional Noninterest Income	$294,095,000	39
Total noninterest expense	$295,426,000	78
Salaries and employee benefits	$160,168,000	68
Premises and equipment expense	$10,141,000	169
Additional noninterest expense	$125,117,000	67
Pre-tax net operating income	$8,299,000	887
Securities gains (losses)	$-35,000	4,768
Applicable income taxes	$42,000	3,111
Income before extraordinary items	$8,222,000	786
Extraordinary gains, net	$0	6
Net income	$8,222,000	786
Minority interest net income	$0	67
Net income of bank and minority interests.	$8,222,000	786
Net charge-offs	$-42,000	4,315
Cash dividends	$8,736,000	303
Sale, conversion, retirement of capital stock, net	$950,000	138
Net operating income	$8,256,650	757
2021-03-31 (YTD Data)		Rank
Total interest income	$4,749,000	1,569
Total interest expense	$0	4,958
Net interest income	$4,749,000	1,424
Provision for loan and lease losses	$-157,000	4,684
Total noninterest income	$147,066,000	52
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$0	4,819
Trading account gains and fees	$0	127
Additional Noninterest Income	$147,066,000	40
Total noninterest expense	$148,113,000	81
Salaries and employee benefits	$80,097,000	71
Premises and equipment expense	$5,173,000	169
Additional noninterest expense	$62,843,000	68
Pre-tax net operating income	$3,859,000	941
Securities gains (losses)	$-22,000	4,748
Applicable income taxes	$21,000	3,067
Income before extraordinary items	$3,816,000	844
Extraordinary gains, net	$0	3
Net income	$3,816,000	844
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,816,000	844
Net charge-offs	$-42,000	4,565
Cash dividends	$2,947,000	357
Sale, conversion, retirement of capital stock, net	$337,000	145
Net operating income	$3,837,780	818
2020-12-31 (YTD Data)		Rank
Total interest income	$24,858,000	1,238
Total interest expense	$3,000	4,983
Net interest income	$24,855,000	1,081
Provision for loan and lease losses	$201,000	3,024
Total noninterest income	$517,046,000	54
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$0	4,876
Trading account gains and fees	$0	133
Additional Noninterest Income	$517,046,000	39
Total noninterest expense	$510,130,000	89
Salaries and employee benefits	$277,152,000	77
Premises and equipment expense	$21,013,000	169
Additional noninterest expense	$211,965,000	78
Pre-tax net operating income	$31,570,000	414
Securities gains (losses)	$-101,000	4,941
Applicable income taxes	$27,000	3,353
Income before extraordinary items	$31,442,000	369
Extraordinary gains, net	$0	4
Net income	$31,442,000	368
Minority interest net income	$0	72
Net income of bank and minority interests.	$31,442,000	369
Net charge-offs	$-1,000	3,923
Cash dividends	$29,886,000	218
Sale, conversion, retirement of capital stock, net	$1,557,000	169
Net operating income	$31,543,000	360
2020-09-30 (YTD Data)		Rank
Total interest income	$19,339,000	1,199
Total interest expense	$3,000	5,014
Net interest income	$19,336,000	1,035
Provision for loan and lease losses	$233,000	2,628
Total noninterest income	$372,491,000	56
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$0	4,909
Trading account gains and fees	$0	125
Additional Noninterest Income	$372,491,000	40
Total noninterest expense	$367,866,000	91
Salaries and employee benefits	$202,977,000	77
Premises and equipment expense	$15,927,000	165
Additional noninterest expense	$148,962,000	84
Pre-tax net operating income	$23,728,000	388
Securities gains (losses)	$-98,000	4,943
Applicable income taxes	$20,000	3,341
Income before extraordinary items	$23,610,000	333
Extraordinary gains, net	$0	4
Net income	$23,610,000	331
Minority interest net income	$0	65
Net income of bank and minority interests.	$23,610,000	333
Net charge-offs	$-1,000	3,797
Cash dividends	$25,411,000	189
Sale, conversion, retirement of capital stock, net	$1,330,000	146
Net operating income	$23,708,000	328
2020-06-30 (YTD Data)		Rank
Total interest income	$13,504,000	1,172
Total interest expense	$2,000	5,048
Net interest income	$13,502,000	1,001
Provision for loan and lease losses	$301,000	2,040
Total noninterest income	$235,913,000	57
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$0	4,931
Trading account gains and fees	$0	123
Additional Noninterest Income	$235,913,000	42
Total noninterest expense	$232,127,000	99
Salaries and employee benefits	$131,523,000	78
Premises and equipment expense	$10,574,000	166
Additional noninterest expense	$90,030,000	87
Pre-tax net operating income	$16,987,000	327
Securities gains (losses)	$-47,000	4,915
Applicable income taxes	$14,000	3,304
Income before extraordinary items	$16,926,000	284
Extraordinary gains, net	$0	4
Net income	$16,926,000	283
Minority interest net income	$0	65
Net income of bank and minority interests.	$16,926,000	284
Net charge-offs	$5,000	2,656
Cash dividends	$16,017,000	199
Sale, conversion, retirement of capital stock, net	$965,000	124
Net operating income	$16,973,000	275
2020-03-31 (YTD Data)		Rank
Total interest income	$7,074,000	1,125
Total interest expense	$0	5,101
Net interest income	$7,074,000	953
Provision for loan and lease losses	$197,000	1,471
Total noninterest income	$115,811,000	56
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$0	4,968
Trading account gains and fees	$0	106
Additional Noninterest Income	$115,811,000	39
Total noninterest expense	$113,147,000	99
Salaries and employee benefits	$64,950,000	80
Premises and equipment expense	$5,326,000	168
Additional noninterest expense	$42,871,000	92
Pre-tax net operating income	$9,541,000	274
Securities gains (losses)	$-30,000	4,911
Applicable income taxes	$21,000	2,860
Income before extraordinary items	$9,490,000	234
Extraordinary gains, net	$0	4
Net income	$9,490,000	234
Minority interest net income	$0	56
Net income of bank and minority interests.	$9,490,000	234
Net charge-offs	$0	2,581
Cash dividends	$8,756,000	218
Sale, conversion, retirement of capital stock, net	$356,000	134
Net operating income	$9,520,000	226
2019-12-31 (YTD Data)		Rank
Total interest income	$29,188,000	1,103
Total interest expense	$8,000	5,157
Net interest income	$29,180,000	921
Provision for loan and lease losses	$-19,000	4,924
Total noninterest income	$430,418,000	60
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$0	5,055
Trading account gains and fees	$0	135
Additional Noninterest Income	$430,418,000	42
Total noninterest expense	$421,286,000	96
Salaries and employee benefits	$236,804,000	82
Premises and equipment expense	$22,113,000	156
Additional noninterest expense	$162,369,000	93
Pre-tax net operating income	$38,331,000	374
Securities gains (losses)	$-197,000	5,107
Applicable income taxes	$73,000	3,174
Income before extraordinary items	$38,061,000	332
Extraordinary gains, net	$0	11
Net income	$38,061,000	333
Minority interest net income	$0	76
Net income of bank and minority interests.	$38,061,000	333
Net charge-offs	$-1,000	4,163
Cash dividends	$34,862,000	216
Sale, conversion, retirement of capital stock, net	$1,408,000	180
Net operating income	$38,258,000	325
2019-09-30 (YTD Data)		Rank
Total interest income	$22,238,000	1,100
Total interest expense	$8,000	5,233
Net interest income	$22,230,000	914
Provision for loan and lease losses	$-5,000	5,030
Total noninterest income	$312,493,000	60
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$0	5,128
Trading account gains and fees	$0	129
Additional Noninterest Income	$312,493,000	43
Total noninterest expense	$308,271,000	103
Salaries and employee benefits	$175,404,000	83
Premises and equipment expense	$16,543,000	157
Additional noninterest expense	$116,324,000	96
Pre-tax net operating income	$26,457,000	406
Securities gains (losses)	$-195,000	5,190
Applicable income taxes	$52,000	3,244
Income before extraordinary items	$26,210,000	351
Extraordinary gains, net	$0	11
Net income	$26,210,000	352
Minority interest net income	$0	72
Net income of bank and minority interests.	$26,210,000	352
Net charge-offs	$-2,000	4,087
Cash dividends	$21,042,000	235
Sale, conversion, retirement of capital stock, net	$1,051,000	164
Net operating income	$26,405,000	346
2019-06-30 (YTD Data)		Rank
Total interest income	$14,789,000	1,094
Total interest expense	$7,000	5,268
Net interest income	$14,782,000	914
Provision for loan and lease losses	$-10,000	5,110
Total noninterest income	$202,177,000	60
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$0	5,168
Trading account gains and fees	$0	131
Additional Noninterest Income	$202,177,000	42
Total noninterest expense	$203,420,000	102
Salaries and employee benefits	$115,925,000	83
Premises and equipment expense	$11,034,000	160
Additional noninterest expense	$76,461,000	96
Pre-tax net operating income	$13,549,000	482
Securities gains (losses)	$-173,000	5,236
Applicable income taxes	$38,000	3,219
Income before extraordinary items	$13,338,000	421
Extraordinary gains, net	$0	11
Net income	$13,338,000	420
Minority interest net income	$0	69
Net income of bank and minority interests.	$13,338,000	421
Net charge-offs	$-1,000	3,898
Cash dividends	$9,311,000	285
Sale, conversion, retirement of capital stock, net	$897,000	134
Net operating income	$13,511,000	410
2019-03-31 (YTD Data)		Rank
Total interest income	$7,215,000	1,109
Total interest expense	$0	5,351
Net interest income	$7,215,000	932
Provision for loan and lease losses	$-11,000	5,208
Total noninterest income	$94,961,000	64
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$0	5,219
Trading account gains and fees	$0	126
Additional Noninterest Income	$94,961,000	46
Total noninterest expense	$98,881,000	105
Salaries and employee benefits	$56,473,000	88
Premises and equipment expense	$5,529,000	159
Additional noninterest expense	$36,879,000	98
Pre-tax net operating income	$3,306,000	817
Securities gains (losses)	$-170,000	5,317
Applicable income taxes	$15,000	3,272
Income before extraordinary items	$3,121,000	749
Extraordinary gains, net	$0	5
Net income	$3,121,000	749
Minority interest net income	$0	52
Net income of bank and minority interests.	$3,121,000	748
Net charge-offs	$0	2,740
Cash dividends	$4,579,000	287
Sale, conversion, retirement of capital stock, net	$205,000	163
Net operating income	$3,291,000	703
2018-12-31 (YTD Data)		Rank
Total interest income	$26,587,000	1,116
Total interest expense	$246,000	4,685
Net interest income	$26,341,000	988
Provision for loan and lease losses	$-40,000	5,122
Total noninterest income	$407,783,000	63
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$0	5,284
Trading account gains and fees	$0	126
Additional Noninterest Income	$407,783,000	43
Total noninterest expense	$415,589,000	95
Salaries and employee benefits	$231,189,000	82
Premises and equipment expense	$22,491,000	156
Additional noninterest expense	$161,909,000	91
Pre-tax net operating income	$18,575,000	627
Securities gains (losses)	$-64,000	4,900
Applicable income taxes	$39,000	3,453
Income before extraordinary items	$18,472,000	554
Extraordinary gains, net	$0	6
Net income	$18,472,000	553
Minority interest net income	$0	72
Net income of bank and minority interests.	$18,472,000	553
Net charge-offs	$6,000	3,501
Cash dividends	$16,701,000	290
Sale, conversion, retirement of capital stock, net	$1,693,000	180
Net operating income	$18,536,000	549
2018-09-30 (YTD Data)		Rank
Total interest income	$19,476,000	1,124
Total interest expense	$245,000	4,394
Net interest income	$19,231,000	1,009
Provision for loan and lease losses	$-2,000	5,190
Total noninterest income	$303,966,000	62
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$0	5,347
Trading account gains and fees	$0	138
Additional Noninterest Income	$303,966,000	42
Total noninterest expense	$313,992,000	95
Salaries and employee benefits	$174,301,000	82
Premises and equipment expense	$16,863,000	155
Additional noninterest expense	$122,828,000	92
Pre-tax net operating income	$9,207,000	893
Securities gains (losses)	$-63,000	5,167
Applicable income taxes	$24,000	3,584
Income before extraordinary items	$9,120,000	777
Extraordinary gains, net	$0	5
Net income	$9,120,000	776
Minority interest net income	$0	66
Net income of bank and minority interests.	$9,120,000	776
Net charge-offs	$6,000	3,153
Cash dividends	$8,492,000	364
Sale, conversion, retirement of capital stock, net	$1,305,000	163
Net operating income	$9,183,000	768
2018-06-30 (YTD Data)		Rank
Total interest income	$12,697,000	1,142
Total interest expense	$199,000	4,139
Net interest income	$12,498,000	1,031
Provision for loan and lease losses	$64,000	2,551
Total noninterest income	$196,486,000	63
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$0	5,406
Trading account gains and fees	$0	130
Additional Noninterest Income	$196,486,000	45
Total noninterest expense	$210,656,000	94
Salaries and employee benefits	$117,445,000	80
Premises and equipment expense	$11,168,000	154
Additional noninterest expense	$82,043,000	93
Pre-tax net operating income	$-1,736,000	5,527
Securities gains (losses)	$-32,000	5,202
Applicable income taxes	$19,000	3,531
Income before extraordinary items	$-1,787,000	5,520
Extraordinary gains, net	$0	6
Net income	$-1,787,000	5,519
Minority interest net income	$0	65
Net income of bank and minority interests.	$-1,787,000	5,519
Net charge-offs	$20,000	2,256
Cash dividends	$652,000	1,697
Sale, conversion, retirement of capital stock, net	$917,000	140
Net operating income	$-1,755,000	5,519
2018-03-31 (YTD Data)		Rank
Total interest income	$6,230,000	1,156
Total interest expense	$95,000	4,178
Net interest income	$6,135,000	1,045
Provision for loan and lease losses	$39,000	2,285
Total noninterest income	$96,505,000	64
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$0	5,454
Trading account gains and fees	$0	123
Additional Noninterest Income	$96,505,000	45
Total noninterest expense	$104,951,000	95
Salaries and employee benefits	$57,881,000	81
Premises and equipment expense	$5,735,000	153
Additional noninterest expense	$41,335,000	95
Pre-tax net operating income	$-2,350,000	5,608
Securities gains (losses)	$-2,000	5,038
Applicable income taxes	$9,000	3,531
Income before extraordinary items	$-2,361,000	5,598
Extraordinary gains, net	$0	7
Net income	$-2,361,000	5,598
Minority interest net income	$0	52
Net income of bank and minority interests.	$-2,361,000	5,598
Net charge-offs	$22,000	1,609
Cash dividends	$527,000	1,132
Sale, conversion, retirement of capital stock, net	$266,000	171
Net operating income	$-2,359,000	5,599
2017-12-31 (YTD Data)		Rank
Total interest income	$24,088,000	1,151
Total interest expense	$875,000	2,786
Net interest income	$23,213,000	1,076
Provision for loan and lease losses	$-129,000	5,393
Total noninterest income	$359,992,000	65
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$0	5,539
Trading account gains and fees	$0	151
Additional Noninterest Income	$359,992,000	47
Total noninterest expense	$365,048,000	104
Salaries and employee benefits	$213,835,000	79
Premises and equipment expense	$17,880,000	171
Additional noninterest expense	$133,333,000	102
Pre-tax net operating income	$18,286,000	591
Securities gains (losses)	$284,000	317
Applicable income taxes	$55,000	3,496
Income before extraordinary items	$18,515,000	427
Extraordinary gains, net	$0	9
Net income	$18,515,000	427
Minority interest net income	$0	76
Net income of bank and minority interests.	$18,515,000	427
Net charge-offs	$15,000	3,547
Cash dividends	$14,939,000	288
Sale, conversion, retirement of capital stock, net	$1,257,000	201
Net operating income	$18,231,000	430
2017-09-30 (YTD Data)		Rank
Total interest income	$17,894,000	1,162
Total interest expense	$668,000	2,726
Net interest income	$17,226,000	1,084
Provision for loan and lease losses	$222,000	1,955
Total noninterest income	$266,963,000	67
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$0	5,596
Trading account gains and fees	$0	145
Additional Noninterest Income	$266,963,000	50
Total noninterest expense	$268,402,000	102
Salaries and employee benefits	$153,670,000	83
Premises and equipment expense	$12,844,000	179
Additional noninterest expense	$101,888,000	96
Pre-tax net operating income	$15,565,000	537
Securities gains (losses)	$285,000	299
Applicable income taxes	$36,000	3,552
Income before extraordinary items	$15,814,000	429
Extraordinary gains, net	$0	9
Net income	$15,814,000	428
Minority interest net income	$0	71
Net income of bank and minority interests.	$15,814,000	429
Net charge-offs	$11,000	3,228
Cash dividends	$12,858,000	242
Sale, conversion, retirement of capital stock, net	$990,000	194
Net operating income	$15,529,000	428
2017-06-30 (YTD Data)		Rank
Total interest income	$12,021,000	1,146
Total interest expense	$460,000	2,631
Net interest income	$11,561,000	1,075
Provision for loan and lease losses	$29,000	3,260
Total noninterest income	$175,812,000	67
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$0	5,642
Trading account gains and fees	$0	139
Additional Noninterest Income	$175,812,000	49
Total noninterest expense	$177,247,000	103
Salaries and employee benefits	$102,693,000	83
Premises and equipment expense	$8,152,000	187
Additional noninterest expense	$66,402,000	99
Pre-tax net operating income	$10,097,000	542
Securities gains (losses)	$285,000	223
Applicable income taxes	$20,000	3,634
Income before extraordinary items	$10,362,000	434
Extraordinary gains, net	$0	11
Net income	$10,362,000	433
Minority interest net income	$0	71
Net income of bank and minority interests.	$10,362,000	434
Net charge-offs	$19,000	2,606
Cash dividends	$7,135,000	268
Sale, conversion, retirement of capital stock, net	$743,000	164
Net operating income	$10,077,000	437
2017-03-31 (YTD Data)		Rank
Total interest income	$5,973,000	1,145
Total interest expense	$243,000	2,506
Net interest income	$5,730,000	1,076
Provision for loan and lease losses	$99,000	1,486
Total noninterest income	$87,069,000	63
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$0	5,688
Trading account gains and fees	$0	142
Additional Noninterest Income	$87,069,000	48
Total noninterest expense	$87,658,000	104
Salaries and employee benefits	$50,009,000	86
Premises and equipment expense	$4,001,000	186
Additional noninterest expense	$33,648,000	102
Pre-tax net operating income	$5,042,000	526
Securities gains (losses)	$287,000	127
Applicable income taxes	$14,000	3,484
Income before extraordinary items	$5,315,000	421
Extraordinary gains, net	$0	8
Net income	$5,315,000	420
Minority interest net income	$0	55
Net income of bank and minority interests.	$5,315,000	421
Net charge-offs	$21,000	1,854
Cash dividends	$5,100,000	193
Sale, conversion, retirement of capital stock, net	$191,000	189
Net operating income	$5,028,000	427
2016-12-31 (YTD Data)		Rank
Total interest income	$22,907,000	1,155
Total interest expense	$1,269,000	2,039
Net interest income	$21,638,000	1,097
Provision for loan and lease losses	$256,000	2,158
Total noninterest income	$301,802,000	70
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$0	5,773
Trading account gains and fees	$0	170
Additional Noninterest Income	$301,802,000	53
Total noninterest expense	$294,211,000	114
Salaries and employee benefits	$167,042,000	92
Premises and equipment expense	$12,803,000	229
Additional noninterest expense	$114,366,000	109
Pre-tax net operating income	$28,973,000	380
Securities gains (losses)	$-84,000	5,789
Applicable income taxes	$35,000	3,711
Income before extraordinary items	$28,854,000	308
Extraordinary gains, net	$0	5
Net income	$28,854,000	308
Minority interest net income	$0	82
Net income of bank and minority interests.	$28,854,000	308
Net charge-offs	$91,000	2,687
Cash dividends	$18,484,000	220
Sale, conversion, retirement of capital stock, net	$894,000	215
Net operating income	$28,938,000	296
2016-09-30 (YTD Data)		Rank
Total interest income	$17,051,000	1,165
Total interest expense	$2,363,000	922
Net interest income	$14,688,000	1,197
Provision for loan and lease losses	$228,000	1,899
Total noninterest income	$215,926,000	71
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$0	5,834
Trading account gains and fees	$0	169
Additional Noninterest Income	$215,926,000	55
Total noninterest expense	$210,459,000	115
Salaries and employee benefits	$119,599,000	96
Premises and equipment expense	$9,362,000	229
Additional noninterest expense	$81,498,000	109
Pre-tax net operating income	$19,927,000	412
Securities gains (losses)	$-68,000	5,901
Applicable income taxes	$27,000	3,775
Income before extraordinary items	$19,832,000	321
Extraordinary gains, net	$0	5
Net income	$19,832,000	321
Minority interest net income	$0	71
Net income of bank and minority interests.	$19,832,000	321
Net charge-offs	$56,000	2,501
Cash dividends	$9,721,000	299
Sale, conversion, retirement of capital stock, net	$703,000	183
Net operating income	$19,900,000	314
2016-06-30 (YTD Data)		Rank
Total interest income	$11,045,000	1,193
Total interest expense	$1,685,000	865
Net interest income	$9,360,000	1,250
Provision for loan and lease losses	$212,000	1,551
Total noninterest income	$136,179,000	75
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$0	5,909
Trading account gains and fees	$0	157
Additional Noninterest Income	$136,179,000	55
Total noninterest expense	$133,839,000	119
Salaries and employee benefits	$75,580,000	100
Premises and equipment expense	$5,946,000	241
Additional noninterest expense	$52,313,000	115
Pre-tax net operating income	$11,488,000	454
Securities gains (losses)	$-68,000	5,983
Applicable income taxes	$17,000	3,811
Income before extraordinary items	$11,403,000	358
Extraordinary gains, net	$0	16
Net income	$11,403,000	357
Minority interest net income	$0	71
Net income of bank and minority interests.	$11,403,000	357
Net charge-offs	$38,000	2,355
Cash dividends	$4,592,000	386
Sale, conversion, retirement of capital stock, net	$512,000	168
Net operating income	$11,471,000	351
2016-03-31 (YTD Data)		Rank
Total interest income	$5,462,000	1,204
Total interest expense	$908,000	796
Net interest income	$4,554,000	1,272
Provision for loan and lease losses	$100,000	1,495
Total noninterest income	$64,667,000	78
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$0	5,957
Trading account gains and fees	$0	142
Additional Noninterest Income	$64,667,000	55
Total noninterest expense	$63,147,000	123
Salaries and employee benefits	$35,651,000	102
Premises and equipment expense	$2,945,000	243
Additional noninterest expense	$24,551,000	116
Pre-tax net operating income	$5,974,000	420
Securities gains (losses)	$-31,000	6,041
Applicable income taxes	$10,000	3,751
Income before extraordinary items	$5,933,000	335
Extraordinary gains, net	$0	12
Net income	$5,933,000	335
Minority interest net income	$0	62
Net income of bank and minority interests.	$5,933,000	335
Net charge-offs	$6,000	2,526
Cash dividends	$2,539,000	351
Sale, conversion, retirement of capital stock, net	$185,000	189
Net operating income	$5,964,000	328
2015-12-31 (YTD Data)		Rank
Total interest income	$19,930,000	1,277
Total interest expense	$3,422,000	817
Net interest income	$16,508,000	1,348
Provision for loan and lease losses	$517,000	1,314
Total noninterest income	$218,366,000	84
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$0	6,036
Trading account gains and fees	$0	159
Additional Noninterest Income	$218,366,000	62
Total noninterest expense	$204,564,000	143
Salaries and employee benefits	$119,408,000	111
Premises and equipment expense	$8,586,000	314
Additional noninterest expense	$76,570,000	142
Pre-tax net operating income	$29,793,000	357
Securities gains (losses)	$-210,000	6,118
Applicable income taxes	$23,000	3,885
Income before extraordinary items	$29,560,000	288
Extraordinary gains, net	$0	23
Net income	$29,560,000	288
Minority interest net income	$0	81
Net income of bank and minority interests.	$29,560,000	288
Net charge-offs	$440,000	1,282
Cash dividends	$21,532,000	210
Sale, conversion, retirement of capital stock, net	$716,000	265
Net operating income	$29,770,000	282
2015-09-30 (YTD Data)		Rank
Total interest income	$15,034,000	1,277
Total interest expense	$2,585,000	822
Net interest income	$12,449,000	1,358
Provision for loan and lease losses	$388,000	1,283
Total noninterest income	$158,024,000	83
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$0	6,114
Trading account gains and fees	$0	153
Additional Noninterest Income	$158,024,000	61
Total noninterest expense	$146,400,000	148
Salaries and employee benefits	$88,125,000	117
Premises and equipment expense	$6,193,000	336
Additional noninterest expense	$52,082,000	158
Pre-tax net operating income	$23,685,000	346
Securities gains (losses)	$-134,000	6,202
Applicable income taxes	$16,000	4,021
Income before extraordinary items	$23,535,000	271
Extraordinary gains, net	$0	21
Net income	$23,535,000	271
Minority interest net income	$0	78
Net income of bank and minority interests.	$23,535,000	271
Net charge-offs	$321,000	1,156
Cash dividends	$16,392,000	202
Sale, conversion, retirement of capital stock, net	$557,000	237
Net operating income	$23,669,000	268
2015-06-30 (YTD Data)		Rank
Total interest income	$10,151,000	1,263
Total interest expense	$1,741,000	812
Net interest income	$8,410,000	1,343
Provision for loan and lease losses	$143,000	1,879
Total noninterest income	$102,866,000	88
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$0	6,182
Trading account gains and fees	$0	157
Additional Noninterest Income	$102,866,000	64
Total noninterest expense	$94,746,000	151
Salaries and employee benefits	$57,908,000	117
Premises and equipment expense	$4,010,000	341
Additional noninterest expense	$32,828,000	164
Pre-tax net operating income	$16,387,000	337
Securities gains (losses)	$-88,000	6,271
Applicable income taxes	$4,000	4,265
Income before extraordinary items	$16,295,000	272
Extraordinary gains, net	$0	22
Net income	$16,295,000	272
Minority interest net income	$0	75
Net income of bank and minority interests.	$16,295,000	272
Net charge-offs	$117,000	1,584
Cash dividends	$11,109,000	200
Sale, conversion, retirement of capital stock, net	$397,000	221
Net operating income	$16,383,000	268
2015-03-31 (YTD Data)		Rank
Total interest income	$5,148,000	1,237
Total interest expense	$893,000	793
Net interest income	$4,255,000	1,328
Provision for loan and lease losses	$69,000	1,816
Total noninterest income	$49,033,000	89
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$0	6,235
Trading account gains and fees	$0	152
Additional Noninterest Income	$49,033,000	63
Total noninterest expense	$45,088,000	157
Salaries and employee benefits	$27,819,000	118
Premises and equipment expense	$1,822,000	391
Additional noninterest expense	$15,447,000	165
Pre-tax net operating income	$8,131,000	332
Securities gains (losses)	$-37,000	6,341
Applicable income taxes	$5,000	4,030
Income before extraordinary items	$8,089,000	265
Extraordinary gains, net	$0	13
Net income	$8,089,000	265
Minority interest net income	$0	64
Net income of bank and minority interests.	$8,089,000	265
Net charge-offs	$50,000	1,563
Cash dividends	$6,566,000	161
Sale, conversion, retirement of capital stock, net	$122,000	240
Net operating income	$8,126,000	263
2014-12-31 (YTD Data)		Rank
Total interest income	$20,212,000	1,253
Total interest expense	$3,382,000	879
Net interest income	$16,830,000	1,329
Provision for loan and lease losses	$478,000	1,513
Total noninterest income	$161,175,000	92
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$0	6,344
Trading account gains and fees	$0	180
Additional Noninterest Income	$161,175,000	68
Total noninterest expense	$157,251,000	171
Salaries and employee benefits	$89,603,000	136
Premises and equipment expense	$6,776,000	392
Additional noninterest expense	$60,872,000	169
Pre-tax net operating income	$20,276,000	445
Securities gains (losses)	$452,000	438
Applicable income taxes	$13,000	4,160
Income before extraordinary items	$20,715,000	358
Extraordinary gains, net	$0	17
Net income	$20,715,000	358
Minority interest net income	$0	84
Net income of bank and minority interests.	$20,715,000	358
Net charge-offs	$512,000	1,437
Cash dividends	$11,399,000	304
Sale, conversion, retirement of capital stock, net	$627,000	272
Net operating income	$20,263,000	361
2014-09-30 (YTD Data)		Rank
Total interest income	$15,077,000	1,263
Total interest expense	$2,686,000	838
Net interest income	$12,391,000	1,347
Provision for loan and lease losses	$253,000	1,800
Total noninterest income	$114,877,000	97
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$0	6,424
Trading account gains and fees	$0	174
Additional Noninterest Income	$114,877,000	74
Total noninterest expense	$112,875,000	175
Salaries and employee benefits	$65,768,000	140
Premises and equipment expense	$5,120,000	392
Additional noninterest expense	$41,987,000	175
Pre-tax net operating income	$14,140,000	475
Securities gains (losses)	$-209,000	6,498
Applicable income taxes	$9,000	4,218
Income before extraordinary items	$13,922,000	396
Extraordinary gains, net	$0	15
Net income	$13,922,000	395
Minority interest net income	$0	81
Net income of bank and minority interests.	$13,922,000	396
Net charge-offs	$416,000	1,314
Cash dividends	$6,775,000	342
Sale, conversion, retirement of capital stock, net	$504,000	227
Net operating income	$14,131,000	383
2014-06-30 (YTD Data)		Rank
Total interest income	$10,036,000	1,258
Total interest expense	$1,725,000	879
Net interest income	$8,311,000	1,337
Provision for loan and lease losses	$146,000	1,973
Total noninterest income	$72,171,000	96
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$0	6,479
Trading account gains and fees	$0	172
Additional Noninterest Income	$72,171,000	71
Total noninterest expense	$72,352,000	179
Salaries and employee benefits	$41,156,000	146
Premises and equipment expense	$3,387,000	396
Additional noninterest expense	$27,809,000	181
Pre-tax net operating income	$7,984,000	545
Securities gains (losses)	$-128,000	6,560
Applicable income taxes	$9,000	4,116
Income before extraordinary items	$7,847,000	448
Extraordinary gains, net	$0	20
Net income	$7,847,000	447
Minority interest net income	$0	80
Net income of bank and minority interests.	$7,847,000	448
Net charge-offs	$361,000	1,123
Cash dividends	$3,223,000	448
Sale, conversion, retirement of capital stock, net	$382,000	200
Net operating income	$7,975,000	430
2014-03-31 (YTD Data)		Rank
Total interest income	$4,932,000	1,282
Total interest expense	$827,000	927
Net interest income	$4,105,000	1,347
Provision for loan and lease losses	$95,000	1,647
Total noninterest income	$34,953,000	97
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$0	6,535
Trading account gains and fees	$0	147
Additional Noninterest Income	$34,953,000	69
Total noninterest expense	$35,695,000	181
Salaries and employee benefits	$20,375,000	151
Premises and equipment expense	$1,720,000	400
Additional noninterest expense	$13,600,000	180
Pre-tax net operating income	$3,268,000	616
Securities gains (losses)	$-108,000	6,656
Applicable income taxes	$7,000	3,941
Income before extraordinary items	$3,153,000	508
Extraordinary gains, net	$0	16
Net income	$3,153,000	508
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,153,000	509
Net charge-offs	$214,000	906
Cash dividends	$1,875,000	359
Sale, conversion, retirement of capital stock, net	$97,000	255
Net operating income	$3,261,000	483
2013-12-31 (YTD Data)		Rank
Total interest income	$18,067,000	1,413
Total interest expense	$3,682,000	925
Net interest income	$14,385,000	1,512
Provision for loan and lease losses	$322,000	2,357
Total noninterest income	$124,965,000	110
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$0	6,638
Trading account gains and fees	$0	184
Additional Noninterest Income	$124,965,000	79
Total noninterest expense	$124,431,000	200
Salaries and employee benefits	$67,650,000	171
Premises and equipment expense	$5,852,000	433
Additional noninterest expense	$50,929,000	191
Pre-tax net operating income	$14,597,000	562
Securities gains (losses)	$-399,000	6,692
Applicable income taxes	$13,000	4,236
Income before extraordinary items	$14,185,000	482
Extraordinary gains, net	$0	29
Net income	$14,185,000	482
Minority interest net income	$0	90
Net income of bank and minority interests.	$14,185,000	483
Net charge-offs	$255,000	2,752
Cash dividends	$7,906,000	391
Sale, conversion, retirement of capital stock, net	$519,000	283
Net operating income	$14,584,000	460
2013-09-30 (YTD Data)		Rank
Total interest income	$13,385,000	1,432
Total interest expense	$2,903,000	913
Net interest income	$10,482,000	1,565
Provision for loan and lease losses	$217,000	2,493
Total noninterest income	$89,996,000	109
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$0	6,711
Trading account gains and fees	$0	180
Additional Noninterest Income	$89,996,000	83
Total noninterest expense	$90,191,000	198
Salaries and employee benefits	$48,853,000	172
Premises and equipment expense	$4,226,000	450
Additional noninterest expense	$37,112,000	188
Pre-tax net operating income	$10,070,000	602
Securities gains (losses)	$-321,000	6,810
Applicable income taxes	$14,000	4,224
Income before extraordinary items	$9,735,000	530
Extraordinary gains, net	$0	25
Net income	$9,735,000	528
Minority interest net income	$0	84
Net income of bank and minority interests.	$9,735,000	532
Net charge-offs	$211,000	2,508
Cash dividends	$5,106,000	396
Sale, conversion, retirement of capital stock, net	$425,000	243
Net operating income	$10,056,000	501
2013-06-30 (YTD Data)		Rank
Total interest income	$8,871,000	1,437
Total interest expense	$2,025,000	891
Net interest income	$6,846,000	1,579
Provision for loan and lease losses	$135,000	2,601
Total noninterest income	$59,367,000	114
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$0	6,751
Trading account gains and fees	$0	157
Additional Noninterest Income	$59,367,000	86
Total noninterest expense	$59,279,000	199
Salaries and employee benefits	$32,173,000	175
Premises and equipment expense	$2,578,000	478
Additional noninterest expense	$24,528,000	187
Pre-tax net operating income	$6,799,000	584
Securities gains (losses)	$-321,000	6,893
Applicable income taxes	$9,000	4,224
Income before extraordinary items	$6,469,000	531
Extraordinary gains, net	$0	22
Net income	$6,469,000	531
Minority interest net income	$0	82
Net income of bank and minority interests.	$6,469,000	533
Net charge-offs	$158,000	2,330
Cash dividends	$2,747,000	489
Sale, conversion, retirement of capital stock, net	$338,000	207
Net operating income	$6,790,000	481
2013-03-31 (YTD Data)		Rank
Total interest income	$4,511,000	1,416
Total interest expense	$995,000	943
Net interest income	$3,516,000	1,544
Provision for loan and lease losses	$62,000	2,577
Total noninterest income	$29,535,000	115
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$0	6,809
Trading account gains and fees	$0	148
Additional Noninterest Income	$29,535,000	90
Total noninterest expense	$28,344,000	212
Salaries and employee benefits	$15,784,000	183
Premises and equipment expense	$1,122,000	552
Additional noninterest expense	$11,438,000	207
Pre-tax net operating income	$4,645,000	464
Securities gains (losses)	$-288,000	6,994
Applicable income taxes	$8,000	4,015
Income before extraordinary items	$4,349,000	388
Extraordinary gains, net	$0	10
Net income	$4,349,000	386
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,349,000	389
Net charge-offs	$50,000	2,418
Cash dividends	$1,837,000	334
Sale, conversion, retirement of capital stock, net	$134,000	204
Net operating income	$4,637,000	366
2012-12-31 (YTD Data)		Rank
Total interest income	$19,798,000	1,352
Total interest expense	$4,996,000	902
Net interest income	$14,802,000	1,481
Provision for loan and lease losses	$1,272,000	1,493
Total noninterest income	$96,867,000	128
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$0	6,902
Trading account gains and fees	$0	166
Additional Noninterest Income	$96,867,000	100
Total noninterest expense	$96,015,000	248
Salaries and employee benefits	$50,789,000	214
Premises and equipment expense	$3,886,000	619
Additional noninterest expense	$41,340,000	227
Pre-tax net operating income	$14,382,000	534
Securities gains (losses)	$-2,155,000	7,060
Applicable income taxes	$7,000	4,456
Income before extraordinary items	$12,220,000	541
Extraordinary gains, net	$0	29
Net income	$12,220,000	539
Minority interest net income	$0	93
Net income of bank and minority interests.	$12,220,000	541
Net charge-offs	$897,000	1,938
Cash dividends	$7,145,000	411
Sale, conversion, retirement of capital stock, net	$349,000	360
Net operating income	$14,375,000	455
2012-09-30 (YTD Data)		Rank
Total interest income	$15,080,000	1,355
Total interest expense	$3,497,000	1,021
Net interest income	$11,583,000	1,441
Provision for loan and lease losses	$1,112,000	1,322
Total noninterest income	$68,674,000	132
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$0	6,990
Trading account gains and fees	$0	157
Additional Noninterest Income	$68,674,000	104
Total noninterest expense	$68,937,000	258
Salaries and employee benefits	$36,655,000	224
Premises and equipment expense	$2,862,000	637
Additional noninterest expense	$29,420,000	233
Pre-tax net operating income	$10,208,000	576
Securities gains (losses)	$-1,670,000	7,155
Applicable income taxes	$24,000	4,092
Income before extraordinary items	$8,514,000	579
Extraordinary gains, net	$0	20
Net income	$8,514,000	578
Minority interest net income	$0	86
Net income of bank and minority interests.	$8,514,000	579
Net charge-offs	$804,000	1,672
Cash dividends	$4,550,000	389
Sale, conversion, retirement of capital stock, net	$271,000	314
Net operating income	$10,184,000	477
2012-06-30 (YTD Data)		Rank
Total interest income	$10,267,000	1,339
Total interest expense	$2,610,000	938
Net interest income	$7,657,000	1,447
Provision for loan and lease losses	$965,000	1,126
Total noninterest income	$44,948,000	131
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$0	7,045
Trading account gains and fees	$0	153
Additional Noninterest Income	$44,948,000	100
Total noninterest expense	$45,522,000	257
Salaries and employee benefits	$23,825,000	230
Premises and equipment expense	$1,876,000	648
Additional noninterest expense	$19,821,000	226
Pre-tax net operating income	$6,118,000	615
Securities gains (losses)	$-1,264,000	7,214
Applicable income taxes	$14,000	4,124
Income before extraordinary items	$4,840,000	645
Extraordinary gains, net	$0	19
Net income	$4,840,000	645
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,840,000	645
Net charge-offs	$633,000	1,554
Cash dividends	$3,406,000	343
Sale, conversion, retirement of capital stock, net	$207,000	265
Net operating income	$6,104,000	506
2012-03-31 (YTD Data)		Rank
Total interest income	$5,140,000	1,340
Total interest expense	$1,391,000	912
Net interest income	$3,749,000	1,491
Provision for loan and lease losses	$568,000	980
Total noninterest income	$21,878,000	131
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$0	7,087
Trading account gains and fees	$0	148
Additional Noninterest Income	$21,878,000	99
Total noninterest expense	$21,900,000	262
Salaries and employee benefits	$11,342,000	236
Premises and equipment expense	$916,000	658
Additional noninterest expense	$9,642,000	230
Pre-tax net operating income	$3,159,000	603
Securities gains (losses)	$-843,000	7,279
Applicable income taxes	$6,000	4,170
Income before extraordinary items	$2,310,000	660
Extraordinary gains, net	$0	19
Net income	$2,310,000	661
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,310,000	661
Net charge-offs	$409,000	1,237
Cash dividends	$1,811,000	289
Sale, conversion, retirement of capital stock, net	$62,000	281
Net operating income	$3,153,000	492
2011-12-31 (YTD Data)		Rank
Total interest income	$24,003,000	1,192
Total interest expense	$6,595,000	920
Net interest income	$17,408,000	1,278
Provision for loan and lease losses	$414,000	3,697
Total noninterest income	$81,664,000	134
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	6,974
Trading account gains and fees	$-16,000	7,286
Additional Noninterest Income	$81,680,000	108
Total noninterest expense	$83,730,000	265
Salaries and employee benefits	$43,563,000	231
Premises and equipment expense	$12,675,000	210
Additional noninterest expense	$27,492,000	308
Pre-tax net operating income	$14,928,000	459
Securities gains (losses)	$-1,409,000	7,301
Applicable income taxes	$369,000	2,326
Income before extraordinary items	$13,150,000	421
Extraordinary gains, net	$0	29
Net income	$13,150,000	421
Minority interest net income	$0	96
Net income of bank and minority interests.	$13,150,000	422
Net charge-offs	$256,000	3,992
Cash dividends	$9,064,000	254
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$14,516,730	375
2011-09-30 (YTD Data)		Rank
Total interest income	$18,281,000	1,186
Total interest expense	$4,972,000	962
Net interest income	$13,309,000	1,258
Provision for loan and lease losses	$279,000	3,712
Total noninterest income	$59,442,000	134
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	7,025
Trading account gains and fees	$0	145
Additional Noninterest Income	$59,442,000	103
Total noninterest expense	$60,307,000	273
Salaries and employee benefits	$33,600,000	224
Premises and equipment expense	$9,564,000	210
Additional noninterest expense	$17,143,000	343
Pre-tax net operating income	$12,165,000	434
Securities gains (losses)	$-955,000	7,381
Applicable income taxes	$214,000	2,597
Income before extraordinary items	$10,996,000	386
Extraordinary gains, net	$0	21
Net income	$10,996,000	386
Minority interest net income	$0	87
Net income of bank and minority interests.	$10,996,000	386
Net charge-offs	$196,000	3,734
Cash dividends	$7,552,000	201
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$11,931,900	356
2011-06-30 (YTD Data)		Rank
Total interest income	$12,053,000	1,209
Total interest expense	$3,411,000	970
Net interest income	$8,642,000	1,291
Provision for loan and lease losses	$223,000	3,400
Total noninterest income	$38,635,000	137
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	7,067
Trading account gains and fees	$0	153
Additional Noninterest Income	$38,635,000	111
Total noninterest expense	$39,258,000	284
Salaries and employee benefits	$21,998,000	230
Premises and equipment expense	$6,040,000	224
Additional noninterest expense	$11,220,000	354
Pre-tax net operating income	$7,796,000	447
Securities gains (losses)	$-611,000	7,452
Applicable income taxes	$103,000	2,841
Income before extraordinary items	$7,082,000	391
Extraordinary gains, net	$0	15
Net income	$7,082,000	391
Minority interest net income	$0	89
Net income of bank and minority interests.	$7,082,000	391
Net charge-offs	$168,000	3,296
Cash dividends	$4,442,000	218
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$7,686,890	359
2011-03-31 (YTD Data)		Rank
Total interest income	$5,733,000	1,274
Total interest expense	$1,720,000	990
Net interest income	$4,013,000	1,382
Provision for loan and lease losses	$71,000	3,826
Total noninterest income	$19,170,000	142
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	7,070
Trading account gains and fees	$0	158
Additional Noninterest Income	$19,170,000	112
Total noninterest expense	$18,709,000	290
Salaries and employee benefits	$10,838,000	237
Premises and equipment expense	$2,999,000	231
Additional noninterest expense	$4,872,000	394
Pre-tax net operating income	$4,403,000	409
Securities gains (losses)	$-300,000	7,496
Applicable income taxes	$50,000	2,820
Income before extraordinary items	$4,053,000	348
Extraordinary gains, net	$0	9
Net income	$4,053,000	348
Minority interest net income	$0	86
Net income of bank and minority interests.	$4,053,000	348
Net charge-offs	$117,000	2,582
Cash dividends	$2,615,000	166
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$4,350,000	321
2010-12-31 (YTD Data)		Rank
Total interest income	$24,938,000	1,239
Total interest expense	$8,968,000	927
Net interest income	$15,970,000	1,397
Provision for loan and lease losses	$250,000	5,079
Total noninterest income	$75,092,000	145
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	175
Additional Noninterest Income	$75,092,000	114
Total noninterest expense	$72,905,000	298
Salaries and employee benefits	$42,961,000	223
Premises and equipment expense	$10,925,000	245
Additional noninterest expense	$19,019,000	424
Pre-tax net operating income	$17,907,000	333
Securities gains (losses)	$-2,993,000	7,595
Applicable income taxes	$366,000	2,185
Income before extraordinary items	$14,548,000	319
Extraordinary gains, net	$0	29
Net income	$14,548,000	319
Minority interest net income	$0	111
Net income of bank and minority interests.	$14,548,000	320
Net charge-offs	$385,000	3,978
Cash dividends	$7,541,000	232
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$17,481,140	271
2010-09-30 (YTD Data)		Rank
Total interest income	$18,874,000	1,249
Total interest expense	$6,833,000	947
Net interest income	$12,041,000	1,412
Provision for loan and lease losses	$186,000	4,973
Total noninterest income	$55,594,000	142
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	165
Additional Noninterest Income	$55,594,000	113
Total noninterest expense	$54,397,000	294
Salaries and employee benefits	$32,554,000	218
Premises and equipment expense	$8,178,000	246
Additional noninterest expense	$13,665,000	423
Pre-tax net operating income	$13,052,000	338
Securities gains (losses)	$-2,071,000	7,692
Applicable income taxes	$295,000	2,166
Income before extraordinary items	$10,686,000	329
Extraordinary gains, net	$0	23
Net income	$10,686,000	330
Minority interest net income	$0	110
Net income of bank and minority interests.	$10,686,000	330
Net charge-offs	$396,000	3,368
Cash dividends	$5,012,000	217
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$12,694,870	276
2010-06-30 (YTD Data)		Rank
Total interest income	$12,598,000	1,256
Total interest expense	$4,556,000	982
Net interest income	$8,042,000	1,410
Provision for loan and lease losses	$116,000	5,015
Total noninterest income	$37,479,000	143
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	152
Additional Noninterest Income	$37,479,000	115
Total noninterest expense	$36,643,000	288
Salaries and employee benefits	$21,606,000	216
Premises and equipment expense	$5,456,000	247
Additional noninterest expense	$9,581,000	395
Pre-tax net operating income	$8,762,000	334
Securities gains (losses)	$-1,843,000	7,767
Applicable income taxes	$206,000	2,101
Income before extraordinary items	$6,713,000	335
Extraordinary gains, net	$0	19
Net income	$6,713,000	335
Minority interest net income	$0	105
Net income of bank and minority interests.	$6,713,000	335
Net charge-offs	$270,000	3,184
Cash dividends	$3,170,000	227
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$8,500,710	272
2010-03-31 (YTD Data)		Rank
Total interest income	$6,151,000	1,310
Total interest expense	$2,313,000	1,016
Net interest income	$3,838,000	1,493
Provision for loan and lease losses	$60,000	4,570
Total noninterest income	$19,291,000	145
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	175
Additional Noninterest Income	$19,291,000	115
Total noninterest expense	$18,329,000	289
Salaries and employee benefits	$10,891,000	214
Premises and equipment expense	$2,736,000	251
Additional noninterest expense	$4,702,000	400
Pre-tax net operating income	$4,740,000	293
Securities gains (losses)	$-757,000	7,863
Applicable income taxes	$176,000	1,558
Income before extraordinary items	$3,807,000	285
Extraordinary gains, net	$0	16
Net income	$3,807,000	287
Minority interest net income	$0	91
Net income of bank and minority interests.	$3,807,000	287
Net charge-offs	$223,000	2,319
Cash dividends	$1,217,000	275
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$4,533,720	243
2009-12-31 (YTD Data)		Rank
Total interest income	$25,276,000	1,352
Total interest expense	$11,008,000	1,073
Net interest income	$14,268,000	1,573
Provision for loan and lease losses	$280,000	5,369
Total noninterest income	$59,355,000	173
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$242,000	126
Additional Noninterest Income	$59,113,000	141
Total noninterest expense	$57,823,000	393
Salaries and employee benefits	$35,327,000	267
Premises and equipment expense	$8,806,000	320
Additional noninterest expense	$13,690,000	591
Pre-tax net operating income	$15,520,000	275
Securities gains (losses)	$-5,357,000	7,897
Applicable income taxes	$206,000	2,353
Income before extraordinary items	$9,957,000	318
Extraordinary gains, net	$0	34
Net income	$9,957,000	319
Minority interest net income	$0	115
Net income of bank and minority interests.	$9,957,000	320
Net charge-offs	$338,000	4,336
Cash dividends	$5,651,000	311
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$15,206,860	221
2009-09-30 (YTD Data)		Rank
Total interest income	$18,914,000	1,380
Total interest expense	$8,785,000	1,061
Net interest income	$10,129,000	1,664
Provision for loan and lease losses	$216,000	5,064
Total noninterest income	$38,691,000	202
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$242,000	124
Additional Noninterest Income	$38,449,000	156
Total noninterest expense	$40,310,000	413
Salaries and employee benefits	$24,841,000	295
Premises and equipment expense	$6,279,000	340
Additional noninterest expense	$9,190,000	629
Pre-tax net operating income	$8,294,000	399
Securities gains (losses)	$-1,130,000	7,878
Applicable income taxes	$136,000	2,650
Income before extraordinary items	$7,028,000	377
Extraordinary gains, net	$0	27
Net income	$7,028,000	376
Minority interest net income	$0	118
Net income of bank and minority interests.	$7,028,000	377
Net charge-offs	$281,000	3,810
Cash dividends	$2,010,000	627
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$8,135,400	311
2009-06-30 (YTD Data)		Rank
Total interest income	$12,754,000	1,400
Total interest expense	$6,069,000	1,091
Net interest income	$6,685,000	1,680
Provision for loan and lease losses	$148,000	4,816
Total noninterest income	$20,317,000	234
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$187,000	117
Additional Noninterest Income	$20,130,000	184
Total noninterest expense	$23,931,000	460
Salaries and employee benefits	$14,483,000	351
Premises and equipment expense	$3,839,000	368
Additional noninterest expense	$5,609,000	691
Pre-tax net operating income	$2,923,000	803
Securities gains (losses)	$-593,000	7,943
Applicable income taxes	$59,000	3,043
Income before extraordinary items	$2,271,000	823
Extraordinary gains, net	$0	21
Net income	$2,271,000	822
Minority interest net income	$0	112
Net income of bank and minority interests.	$2,271,000	823
Net charge-offs	$78,000	4,497
Cash dividends	$837,000	1,091
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$2,846,210	626
2009-03-31 (YTD Data)		Rank
Total interest income	$6,605,000	1,369
Total interest expense	$3,038,000	1,131
Net interest income	$3,567,000	1,562
Provision for loan and lease losses	$76,000	4,288
Total noninterest income	$9,134,000	238
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$96,000	102
Additional Noninterest Income	$9,038,000	182
Total noninterest expense	$11,526,000	448
Salaries and employee benefits	$7,074,000	357
Premises and equipment expense	$1,920,000	368
Additional noninterest expense	$2,532,000	675
Pre-tax net operating income	$1,099,000	1,166
Securities gains (losses)	$0	2,434
Applicable income taxes	$5,000	4,285
Income before extraordinary items	$1,094,000	979
Extraordinary gains, net	$0	15
Net income	$1,094,000	980
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,094,000	981
Net charge-offs	$32,000	3,957
Cash dividends	$356,000	1,216
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,094,000	920
2008-12-31 (YTD Data)		Rank
Total interest income	$28,171,000	1,373
Total interest expense	$11,062,000	1,467
Net interest income	$17,109,000	1,293
Provision for loan and lease losses	$355,000	4,339
Total noninterest income	$33,347,000	243
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-288,000	8,225
Additional Noninterest Income	$33,635,000	168
Total noninterest expense	$46,795,000	452
Salaries and employee benefits	$28,851,000	338
Premises and equipment expense	$7,867,000	355
Additional noninterest expense	$10,077,000	676
Pre-tax net operating income	$3,306,000	1,639
Securities gains (losses)	$2,268,000	113
Applicable income taxes	$205,000	2,782
Income before extraordinary items	$5,369,000	751
Extraordinary gains, net	$0	39
Net income	$5,369,000	751
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$461,000	2,913
Cash dividends	$2,222,000	1,225
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$3,191,720	1,376
2008-09-30 (YTD Data)		Rank
Total interest income	$21,392,000	1,388
Total interest expense	$8,170,000	1,549
Net interest income	$13,222,000	1,269
Provision for loan and lease losses	$274,000	3,711
Total noninterest income	$28,000,000	238
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-115,000	8,297
Additional Noninterest Income	$28,115,000	174
Total noninterest expense	$36,129,000	436
Salaries and employee benefits	$22,320,000	340
Premises and equipment expense	$6,061,000	356
Additional noninterest expense	$7,748,000	626
Pre-tax net operating income	$4,819,000	1,054
Securities gains (losses)	$388,000	385
Applicable income taxes	$183,000	3,009
Income before extraordinary items	$5,024,000	721
Extraordinary gains, net	$0	31
Net income	$5,024,000	719
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$321,000	2,477
Cash dividends	$1,471,000	1,347
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$4,651,520	832
2008-06-30 (YTD Data)		Rank
Total interest income	$14,409,000	1,392
Total interest expense	$5,414,000	1,616
Net interest income	$8,995,000	1,245
Provision for loan and lease losses	$188,000	3,261
Total noninterest income	$18,850,000	247
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	149
Additional Noninterest Income	$18,850,000	182
Total noninterest expense	$24,460,000	431
Salaries and employee benefits	$15,189,000	338
Premises and equipment expense	$4,010,000	356
Additional noninterest expense	$5,261,000	593
Pre-tax net operating income	$3,197,000	1,104
Securities gains (losses)	$388,000	376
Applicable income taxes	$107,000	3,382
Income before extraordinary items	$3,478,000	788
Extraordinary gains, net	$0	21
Net income	$3,478,000	787
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$144,000	2,593
Cash dividends	$867,000	1,599
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$3,101,640	860
2008-03-31 (YTD Data)		Rank
Total interest income	$7,457,000	1,383
Total interest expense	$3,115,000	1,517
Net interest income	$4,342,000	1,279
Provision for loan and lease losses	$97,000	2,780
Total noninterest income	$8,190,000	276
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	158
Additional Noninterest Income	$8,190,000	197
Total noninterest expense	$11,980,000	428
Salaries and employee benefits	$7,235,000	355
Premises and equipment expense	$2,046,000	353
Additional noninterest expense	$2,699,000	558
Pre-tax net operating income	$455,000	3,252
Securities gains (losses)	$388,000	286
Applicable income taxes	$1,000	5,476
Income before extraordinary items	$842,000	1,743
Extraordinary gains, net	$0	15
Net income	$842,000	1,745
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	2,403
Cash dividends	$692,000	1,041
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$454,000	2,830
2007-12-31 (YTD Data)		Rank
Total interest income	$28,091,000	1,533
Total interest expense	$14,446,000	1,389
Net interest income	$13,645,000	1,652
Provision for loan and lease losses	$586,000	2,092
Total noninterest income	$41,169,000	225
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	178
Additional Noninterest Income	$41,169,000	166
Total noninterest expense	$48,040,000	423
Salaries and employee benefits	$29,479,000	338
Premises and equipment expense	$7,980,000	353
Additional noninterest expense	$10,581,000	552
Pre-tax net operating income	$6,188,000	1,355
Securities gains (losses)	$11,000	1,315
Applicable income taxes	$1,000	5,973
Income before extraordinary items	$6,198,000	1,050
Extraordinary gains, net	$0	39
Net income	$6,198,000	1,048
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$521,000	1,644
Cash dividends	$4,063,000	896
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$6,187,000	1,031
2007-09-30 (YTD Data)		Rank
Total interest income	$20,838,000	1,557
Total interest expense	$11,031,000	1,366
Net interest income	$9,807,000	1,732
Provision for loan and lease losses	$459,000	1,675
Total noninterest income	$28,800,000	234
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	184
Additional Noninterest Income	$28,800,000	169
Total noninterest expense	$34,883,000	426
Salaries and employee benefits	$21,006,000	363
Premises and equipment expense	$5,975,000	353
Additional noninterest expense	$7,902,000	542
Pre-tax net operating income	$3,265,000	1,957
Securities gains (losses)	$11,000	979
Applicable income taxes	$-5,000	7,998
Income before extraordinary items	$3,281,000	1,544
Extraordinary gains, net	$0	33
Net income	$3,281,000	1,543
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$458,000	1,159
Cash dividends	$2,538,000	1,007
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$3,270,000	1,537
2007-06-30 (YTD Data)		Rank
Total interest income	$13,485,000	1,617
Total interest expense	$7,327,000	1,371
Net interest income	$6,158,000	1,871
Provision for loan and lease losses	$290,000	1,607
Total noninterest income	$19,311,000	250
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	168
Additional Noninterest Income	$19,311,000	183
Total noninterest expense	$23,084,000	442
Salaries and employee benefits	$13,924,000	375
Premises and equipment expense	$3,944,000	362
Additional noninterest expense	$5,216,000	557
Pre-tax net operating income	$2,095,000	2,074
Securities gains (losses)	$0	1,444
Applicable income taxes	$-5,000	8,105
Income before extraordinary items	$2,100,000	1,651
Extraordinary gains, net	$0	29
Net income	$2,100,000	1,651
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$208,000	1,305
Cash dividends	$2,043,000	855
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$2,100,000	1,634
2007-03-31 (YTD Data)		Rank
Total interest income	$6,584,000	1,647
Total interest expense	$3,684,000	1,344
Net interest income	$2,900,000	2,001
Provision for loan and lease losses	$124,000	1,729
Total noninterest income	$9,792,000	245
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	195
Additional Noninterest Income	$9,792,000	177
Total noninterest expense	$11,394,000	443
Salaries and employee benefits	$6,811,000	387
Premises and equipment expense	$1,977,000	363
Additional noninterest expense	$2,606,000	548
Pre-tax net operating income	$1,174,000	1,893
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$1,174,000	1,475
Extraordinary gains, net	$0	22
Net income	$1,174,000	1,475
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$113,000	1,087
Cash dividends	$1,300,000	650
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,174,000	1,466
2006-12-31 (YTD Data)		Rank
Total interest income	$24,133,000	1,671
Total interest expense	$11,822,000	1,418
Net interest income	$12,311,000	1,878
Provision for loan and lease losses	$542,000	1,779
Total noninterest income	$37,969,000	240
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$37,969,000	173
Total noninterest expense	$44,664,000	435
Salaries and employee benefits	$27,675,000	353
Premises and equipment expense	$7,676,000	346
Additional noninterest expense	$9,313,000	601
Pre-tax net operating income	$5,074,000	1,853
Securities gains (losses)	$301,000	324
Applicable income taxes	$15,000	6,025
Income before extraordinary items	$5,360,000	1,363
Extraordinary gains, net	$0	51
Net income	$5,360,000	1,363
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$528,000	1,130
Cash dividends	$3,139,000	1,077
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$5,059,000	1,422
2006-09-30 (YTD Data)		Rank
Total interest income	$17,916,000	1,675
Total interest expense	$9,201,000	1,335
Net interest income	$8,715,000	2,012
Provision for loan and lease losses	$410,000	1,662
Total noninterest income	$28,027,000	257
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$28,027,000	191
Total noninterest expense	$32,878,000	456
Salaries and employee benefits	$20,247,000	374
Premises and equipment expense	$5,779,000	355
Additional noninterest expense	$6,852,000	616
Pre-tax net operating income	$3,454,000	2,089
Securities gains (losses)	$301,000	274
Applicable income taxes	$7,000	6,326
Income before extraordinary items	$3,748,000	1,491
Extraordinary gains, net	$0	45
Net income	$3,748,000	1,492
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$431,000	908
Cash dividends	$2,085,000	1,116
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$3,447,000	1,586
2006-06-30 (YTD Data)		Rank
Total interest income	$11,802,000	1,648
Total interest expense	$6,125,000	1,277
Net interest income	$5,677,000	2,067
Provision for loan and lease losses	$241,000	1,803
Total noninterest income	$18,778,000	257
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$18,778,000	190
Total noninterest expense	$22,303,000	449
Salaries and employee benefits	$13,705,000	368
Premises and equipment expense	$3,892,000	354
Additional noninterest expense	$4,706,000	604
Pre-tax net operating income	$1,911,000	2,398
Securities gains (losses)	$304,000	212
Applicable income taxes	$-3,000	8,446
Income before extraordinary items	$2,218,000	1,641
Extraordinary gains, net	$0	39
Net income	$2,218,000	1,642
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$132,000	1,447
Cash dividends	$1,494,000	1,056
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,914,000	1,892
2006-03-31 (YTD Data)		Rank
Total interest income	$5,866,000	1,617
Total interest expense	$3,051,000	1,209
Net interest income	$2,815,000	2,065
Provision for loan and lease losses	$131,000	1,632
Total noninterest income	$9,535,000	254
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$9,535,000	191
Total noninterest expense	$11,208,000	445
Salaries and employee benefits	$6,842,000	372
Premises and equipment expense	$2,001,000	344
Additional noninterest expense	$2,365,000	584
Pre-tax net operating income	$1,011,000	2,253
Securities gains (losses)	$179,000	195
Applicable income taxes	$-12,000	8,533
Income before extraordinary items	$1,202,000	1,509
Extraordinary gains, net	$0	21
Net income	$1,202,000	1,508
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$93,000	1,004
Cash dividends	$969,000	788
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,023,000	1,738
2005-12-31 (YTD Data)		Rank
Total interest income	$21,663,000	1,544
Total interest expense	$7,822,000	1,448
Net interest income	$13,841,000	1,582
Provision for loan and lease losses	$295,000	2,897
Total noninterest income	$35,937,000	261
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$35,937,000	197
Total noninterest expense	$43,906,000	433
Salaries and employee benefits	$25,793,000	374
Premises and equipment expense	$7,530,000	340
Additional noninterest expense	$10,583,000	529
Pre-tax net operating income	$5,577,000	1,673
Securities gains (losses)	$62,000	859
Applicable income taxes	$140,000	5,068
Income before extraordinary items	$5,499,000	1,303
Extraordinary gains, net	$0	46
Net income	$5,499,000	1,305
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$177,000	2,472
Cash dividends	$3,932,000	828
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$5,438,240	1,295
2005-09-30 (YTD Data)		Rank
Total interest income	$16,246,000	1,498
Total interest expense	$5,772,000	1,393
Net interest income	$10,474,000	1,551
Provision for loan and lease losses	$157,000	3,407
Total noninterest income	$26,262,000	263
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$26,262,000	210
Total noninterest expense	$32,239,000	436
Salaries and employee benefits	$19,036,000	374
Premises and equipment expense	$5,408,000	348
Additional noninterest expense	$7,795,000	536
Pre-tax net operating income	$4,340,000	1,641
Securities gains (losses)	$-39,000	8,399
Applicable income taxes	$118,000	5,076
Income before extraordinary items	$4,183,000	1,301
Extraordinary gains, net	$0	35
Net income	$4,183,000	1,301
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$106,000	2,470
Cash dividends	$2,934,000	771
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$4,220,830	1,261
2005-06-30 (YTD Data)		Rank
Total interest income	$10,772,000	1,459
Total interest expense	$3,997,000	1,251
Net interest income	$6,775,000	1,581
Provision for loan and lease losses	$217,000	2,018
Total noninterest income	$16,847,000	265
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	116
Additional Noninterest Income	$16,847,000	211
Total noninterest expense	$20,357,000	454
Salaries and employee benefits	$11,663,000	401
Premises and equipment expense	$3,559,000	347
Additional noninterest expense	$5,135,000	542
Pre-tax net operating income	$3,048,000	1,527
Securities gains (losses)	$135,000	488
Applicable income taxes	$24,000	5,993
Income before extraordinary items	$3,159,000	1,113
Extraordinary gains, net	$0	30
Net income	$3,159,000	1,113
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$137,000	1,562
Cash dividends	$1,568,000	902
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$3,025,350	1,137
2005-03-31 (YTD Data)		Rank
Total interest income	$5,669,000	1,361
Total interest expense	$2,521,000	928
Net interest income	$3,148,000	1,704
Provision for loan and lease losses	$73,000	2,631
Total noninterest income	$7,761,000	284
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$7,761,000	220
Total noninterest expense	$9,852,000	458
Salaries and employee benefits	$5,615,000	408
Premises and equipment expense	$1,781,000	350
Additional noninterest expense	$2,456,000	557
Pre-tax net operating income	$984,000	2,193
Securities gains (losses)	$86,000	404
Applicable income taxes	$-13,000	8,715
Income before extraordinary items	$1,083,000	1,553
Extraordinary gains, net	$0	24
Net income	$1,083,000	1,555
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$133,000	918
Cash dividends	$882,000	754
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$997,000	1,647
2004-12-31 (YTD Data)		Rank
Total interest income	$21,162,000	1,341
Total interest expense	$8,570,000	948
Net interest income	$12,592,000	1,618
Provision for loan and lease losses	$322,000	2,780
Total noninterest income	$24,970,000	331
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$24,970,000	250
Total noninterest expense	$36,434,000	490
Salaries and employee benefits	$19,976,000	452
Premises and equipment expense	$6,694,000	353
Additional noninterest expense	$9,764,000	558
Pre-tax net operating income	$806,000	5,780
Securities gains (losses)	$1,191,000	253
Applicable income taxes	$110,000	5,417
Income before extraordinary items	$1,887,000	3,071
Extraordinary gains, net	$0	34
Net income	$1,887,000	3,071
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$373,000	1,685
Cash dividends	$1,670,000	1,599
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$767,460	5,280
2004-09-30 (YTD Data)		Rank
Total interest income	$15,561,000	1,350
Total interest expense	$6,213,000	959
Net interest income	$9,348,000	1,622
Provision for loan and lease losses	$215,000	2,865
Total noninterest income	$17,682,000	355
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$17,682,000	265
Total noninterest expense	$26,026,000	504
Salaries and employee benefits	$14,710,000	464
Premises and equipment expense	$4,978,000	360
Additional noninterest expense	$6,338,000	626
Pre-tax net operating income	$789,000	5,223
Securities gains (losses)	$1,083,000	255
Applicable income taxes	$80,000	5,583
Income before extraordinary items	$1,792,000	2,572
Extraordinary gains, net	$0	26
Net income	$1,792,000	2,574
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$306,000	1,414
Cash dividends	$1,345,000	1,379
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$752,320	4,692
2004-06-30 (YTD Data)		Rank
Total interest income	$10,102,000	1,377
Total interest expense	$4,058,000	966
Net interest income	$6,044,000	1,660
Provision for loan and lease losses	$80,000	3,908
Total noninterest income	$11,040,000	367
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$11,040,000	277
Total noninterest expense	$17,331,000	500
Salaries and employee benefits	$9,737,000	465
Premises and equipment expense	$3,285,000	362
Additional noninterest expense	$4,309,000	616
Pre-tax net operating income	$-327,000	8,827
Securities gains (losses)	$935,000	224
Applicable income taxes	$30,000	6,027
Income before extraordinary items	$578,000	4,356
Extraordinary gains, net	$0	21
Net income	$578,000	4,357
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$148,000	1,686
Cash dividends	$795,000	1,549
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$-310,250	8,830
2004-03-31 (YTD Data)		Rank
Total interest income	$4,830,000	1,472
Total interest expense	$2,092,000	958
Net interest income	$2,738,000	1,812
Provision for loan and lease losses	$-42,000	8,991
Total noninterest income	$5,115,000	375
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	121
Additional Noninterest Income	$5,115,000	279
Total noninterest expense	$8,745,000	501
Salaries and employee benefits	$4,903,000	465
Premises and equipment expense	$1,666,000	365
Additional noninterest expense	$2,176,000	602
Pre-tax net operating income	$-850,000	9,078
Securities gains (losses)	$609,000	228
Applicable income taxes	$10,000	6,242
Income before extraordinary items	$-251,000	8,971
Extraordinary gains, net	$0	16
Net income	$-251,000	8,971
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	2,092
Cash dividends	$570,000	1,074
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$-860,000	9,073
2003-12-31 (YTD Data)		Rank
Total interest income	$19,664,000	1,457
Total interest expense	$6,499,000	1,368
Net interest income	$13,165,000	1,474
Provision for loan and lease losses	$192,000	4,106
Total noninterest income	$23,993,000	356
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	160
Additional Noninterest Income	$23,993,000	268
Total noninterest expense	$38,396,000	472
Salaries and employee benefits	$20,685,000	437
Premises and equipment expense	$8,048,000	314
Additional noninterest expense	$9,663,000	571
Pre-tax net operating income	$-1,430,000	9,037
Securities gains (losses)	$2,177,000	279
Applicable income taxes	$23,000	6,728
Income before extraordinary items	$724,000	5,493
Extraordinary gains, net	$0	54
Net income	$724,000	5,494
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$198,000	2,892
Cash dividends	$748,000	2,848
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-1,387,690	9,040
2003-09-30 (YTD Data)		Rank
Total interest income	$14,682,000	1,494
Total interest expense	$4,717,000	1,476
Net interest income	$9,965,000	1,477
Provision for loan and lease losses	$145,000	3,973
Total noninterest income	$17,182,000	379
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$17,182,000	290
Total noninterest expense	$28,992,000	478
Salaries and employee benefits	$15,877,000	442
Premises and equipment expense	$6,277,000	315
Additional noninterest expense	$6,838,000	606
Pre-tax net operating income	$-1,990,000	9,157
Securities gains (losses)	$2,081,000	270
Applicable income taxes	$12,000	7,003
Income before extraordinary items	$79,000	8,360
Extraordinary gains, net	$0	40
Net income	$79,000	8,362
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$186,000	2,288
Cash dividends	$548,000	2,550
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$-1,731,470	9,148
2003-06-30 (YTD Data)		Rank
Total interest income	$9,810,000	1,508
Total interest expense	$3,437,000	1,408
Net interest income	$6,373,000	1,528
Provision for loan and lease losses	$120,000	3,448
Total noninterest income	$11,202,000	384
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	150
Additional Noninterest Income	$11,202,000	291
Total noninterest expense	$19,608,000	468
Salaries and employee benefits	$10,978,000	416
Premises and equipment expense	$4,504,000	309
Additional noninterest expense	$4,126,000	650
Pre-tax net operating income	$-2,153,000	9,218
Securities gains (losses)	$1,929,000	235
Applicable income taxes	$5,000	7,181
Income before extraordinary items	$-229,000	9,027
Extraordinary gains, net	$0	30
Net income	$-229,000	9,026
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$97,000	2,542
Cash dividends	$348,000	2,680
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$-2,158,000	9,221
2003-03-31 (YTD Data)		Rank
Total interest income	$4,952,000	1,501
Total interest expense	$1,774,000	1,388
Net interest income	$3,178,000	1,535
Provision for loan and lease losses	$63,000	3,194
Total noninterest income	$5,365,000	404
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$5,365,000	299
Total noninterest expense	$9,609,000	476
Salaries and employee benefits	$5,473,000	422
Premises and equipment expense	$2,224,000	310
Additional noninterest expense	$1,912,000	676
Pre-tax net operating income	$-1,129,000	9,267
Securities gains (losses)	$887,000	238
Applicable income taxes	$0	7,403
Income before extraordinary items	$-242,000	9,159
Extraordinary gains, net	$0	21
Net income	$-242,000	9,156
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	1,354
Cash dividends	$348,000	1,626
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$-1,129,000	9,255
2002-12-31 (YTD Data)		Rank
Total interest income	$24,051,000	1,278
Total interest expense	$10,169,000	1,100
Net interest income	$13,882,000	1,405
Provision for loan and lease losses	$-104,000	9,265
Total noninterest income	$22,853,000	364
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$22,853,000	275
Total noninterest expense	$35,258,000	490
Salaries and employee benefits	$21,113,000	410
Premises and equipment expense	$7,469,000	337
Additional noninterest expense	$6,676,000	764
Pre-tax net operating income	$1,581,000	3,969
Securities gains (losses)	$1,629,000	315
Applicable income taxes	$-21,000	8,920
Income before extraordinary items	$3,231,000	1,852
Extraordinary gains, net	$0	70
Net income	$3,231,000	1,851
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$243,000	2,713
Cash dividends	$1,707,000	1,495
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,602,000	3,236
2001-12-31 (YTD Data)		Rank
Total interest income	$23,571,000	1,452
Total interest expense	$13,487,000	1,193
Net interest income	$10,084,000	1,769
Provision for loan and lease losses	$0	8,228
Total noninterest income	$30,086,000	302
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	177
Additional Noninterest Income	$30,086,000	247
Total noninterest expense	$36,860,000	469
Salaries and employee benefits	$21,697,000	367
Premises and equipment expense	$7,059,000	348
Additional noninterest expense	$8,104,000	666
Pre-tax net operating income	$3,310,000	2,075
Securities gains (losses)	$1,536,000	300
Applicable income taxes	$1,140,000	1,896
Income before extraordinary items	$3,706,000	1,451
Extraordinary gains, net	$0	105
Net income	$3,706,000	1,454
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$196,000	2,895
Cash dividends	$1,923,000	1,388
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,538,640	1,978
2000-12-31 (YTD Data)		Rank
Total interest income	$25,783,000	1,364
Total interest expense	$18,805,000	955
Net interest income	$6,978,000	2,556
Provision for loan and lease losses	$0	8,337
Total noninterest income	$34,043,000	274
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	180
Additional Noninterest Income	$34,043,000	211
Total noninterest expense	$37,173,000	444
Salaries and employee benefits	$20,768,000	358
Premises and equipment expense	$6,834,000	343
Additional noninterest expense	$9,571,000	605
Pre-tax net operating income	$3,848,000	1,900
Securities gains (losses)	$619,000	225
Applicable income taxes	$1,404,000	1,594
Income before extraordinary items	$3,063,000	1,715
Extraordinary gains, net	$0	38
Net income	$3,063,000	1,715
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	4,757
Cash dividends	$2,006,000	1,344
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,635,890	1,990
1999-12-31 (YTD Data)		Rank
Total interest income	$23,158,000	1,410
Total interest expense	$13,915,000	1,090
Net interest income	$9,243,000	1,898
Provision for loan and lease losses	$0	8,503
Total noninterest income	$26,091,000	331
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	173
Additional Noninterest Income	$26,091,000	257
Total noninterest expense	$31,451,000	528
Salaries and employee benefits	$17,040,000	445
Premises and equipment expense	$5,936,000	388
Additional noninterest expense	$8,475,000	675
Pre-tax net operating income	$3,883,000	1,894
Securities gains (losses)	$1,031,000	212
Applicable income taxes	$1,706,000	1,425
Income before extraordinary items	$3,208,000	1,662
Extraordinary gains, net	$0	35
Net income	$3,208,000	1,663
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	4,661
Cash dividends	$1,280,000	1,886
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,537,850	2,044
1998-12-31 (YTD Data)		Rank
Total interest income	$20,077,000	1,621
Total interest expense	$13,007,000	1,198
Net interest income	$7,070,000	2,405
Provision for loan and lease losses	$0	8,652
Total noninterest income	$12,405,000	524
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	224
Additional Noninterest Income	$12,405,000	391
Total noninterest expense	$19,287,000	766
Salaries and employee benefits	$11,076,000	639
Premises and equipment expense	$3,425,000	631
Additional noninterest expense	$4,786,000	974
Pre-tax net operating income	$188,000	8,967
Securities gains (losses)	$2,553,000	203
Applicable income taxes	$234,000	5,789
Income before extraordinary items	$2,507,000	2,079
Extraordinary gains, net	$0	32
Net income	$2,507,000	2,078
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$135,000	3,111
Cash dividends	$979,000	2,286
Sale, conversion, retirement of capital stock, net	$1,329,000	435
Net operating income	$183,770	8,664
1997-12-31 (YTD Data)		Rank
Total interest income	$18,694,000	1,773
Total interest expense	$13,506,000	1,193
Net interest income	$5,188,000	3,368
Provision for loan and lease losses	$136,000	4,347
Total noninterest income	$9,138,000	610
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	239
Additional Noninterest Income	$9,138,000	440
Total noninterest expense	$13,809,000	991
Salaries and employee benefits	$7,714,000	859
Premises and equipment expense	$2,411,000	834
Additional noninterest expense	$3,684,000	1,200
Pre-tax net operating income	$381,000	8,546
Securities gains (losses)	$1,518,000	225
Applicable income taxes	$213,000	6,714
Income before extraordinary items	$1,686,000	3,010
Extraordinary gains, net	$0	44
Net income	$1,686,000	3,009
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$138,000	3,181
Cash dividends	$579,000	3,177
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$334,980	8,065
1996-12-31 (YTD Data)		Rank
Total interest income	$19,372,000	1,745
Total interest expense	$14,093,000	1,166
Net interest income	$5,279,000	3,359
Provision for loan and lease losses	$915,000	1,091
Total noninterest income	$15,170,000	457
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	262
Additional Noninterest Income	$15,170,000	340
Total noninterest expense	$14,384,000	1,046
Salaries and employee benefits	$6,565,000	1,023
Premises and equipment expense	$2,276,000	945
Additional noninterest expense	$5,543,000	1,045
Pre-tax net operating income	$5,150,000	1,404
Securities gains (losses)	$2,063,000	149
Applicable income taxes	$768,000	2,954
Income before extraordinary items	$6,445,000	838
Extraordinary gains, net	$0	53
Net income	$6,445,000	839
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$423,000	1,616
Cash dividends	$579,000	3,129
Sale, conversion, retirement of capital stock, net	$4,000	909
Net operating income	$4,608,930	1,102
1995-12-31 (YTD Data)		Rank
Total interest income	$20,026,000	1,690
Total interest expense	$14,842,000	1,132
Net interest income	$5,184,000	3,415
Provision for loan and lease losses	$1,409,000	740
Total noninterest income	$6,485,000	801
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	522
Additional Noninterest Income	$6,485,000	564
Total noninterest expense	$16,073,000	948
Salaries and employee benefits	$6,546,000	1,053
Premises and equipment expense	$2,471,000	882
Additional noninterest expense	$7,056,000	860
Pre-tax net operating income	$-5,813,000	11,975
Securities gains (losses)	$4,290,000	67
Applicable income taxes	$1,000	11,102
Income before extraordinary items	$-1,524,000	11,889
Extraordinary gains, net	$0	65
Net income	$-1,524,000	11,888
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$314,000	1,889
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	NA	NA
Net operating income	$-5,814,000	11,947
1994-12-31 (YTD Data)		Rank
Total interest income	$18,584,000	1,664
Total interest expense	$11,972,000	1,098
Net interest income	$6,612,000	2,739
Provision for loan and lease losses	$354,000	2,014
Total noninterest income	$10,102,000	591
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	475
Additional Noninterest Income	$10,102,000	413
Total noninterest expense	$18,079,000	874
Salaries and employee benefits	$8,414,000	817
Premises and equipment expense	$3,213,000	709
Additional noninterest expense	$6,452,000	958
Pre-tax net operating income	$-1,719,000	12,509
Securities gains (losses)	$1,665,000	109
Applicable income taxes	$-256,000	12,417
Income before extraordinary items	$202,000	10,248
Extraordinary gains, net	$388,000	37
Net income	$590,000	6,632
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$373,000	1,658
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$-863,600	12,413
1993-12-31 (YTD Data)		Rank
Total interest income	$29,690,000	1,065
Total interest expense	$18,564,000	759
Net interest income	$11,126,000	1,618
Provision for loan and lease losses	$892,000	1,412
Total noninterest income	$13,546,000	495
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	532
Additional Noninterest Income	$13,546,000	360
Total noninterest expense	$47,461,000	424
Salaries and employee benefits	$9,134,000	754
Premises and equipment expense	$3,792,000	627
Additional noninterest expense	$34,535,000	316
Pre-tax net operating income	$-23,681,000	13,277
Securities gains (losses)	$9,597,000	83
Applicable income taxes	$-242,000	13,060
Income before extraordinary items	$-13,842,000	13,222
Extraordinary gains, net	$258,000	811
Net income	$-13,584,000	13,223
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,419,000	898
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$8,223,000	139
Net operating income	$-23,247,060	13,243
1992-12-31 (YTD Data)		Rank
Total interest income	$39,763,000	951
Total interest expense	$26,311,000	722
Net interest income	$13,452,000	1,377
Provision for loan and lease losses	$625,000	2,561
Total noninterest income	$15,953,000	443
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$15,953,000	325
Total noninterest expense	$42,679,000	464
Salaries and employee benefits	$8,867,000	776
Premises and equipment expense	$3,994,000	629
Additional noninterest expense	$29,817,000	350
Pre-tax net operating income	$-13,899,000	13,899
Securities gains (losses)	$13,541,000	93
Applicable income taxes	$115,000	9,514
Income before extraordinary items	$-473,000	13,370
Extraordinary gains, net	$26,000	1,170
Net income	$-446,000	13,350
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,959,000	973
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$390,000	605
Net operating income	$-14,014,000	13,864

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.