Home > CENIT Bank > Net charge- offs to loans
CENIT Bank, Net charge- offs to loans
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0188% | 6,769 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0076% | 1,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0115% | 1,400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0126% | 1,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1374% | 785 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4477% | 833 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6175% | 867 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0512% | 6,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0263% | 634 |
| Percentage Net Loans Charged-off:Construction & development | -0.0040% | 1,320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0252% | 1,336 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0399% | 569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0455% | 297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0394% | 547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1880% | 692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4529% | 843 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7494% | 611 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0409% | 6,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0253% | 644 |
| Percentage Net Loans Charged-off:Construction & development | -0.0094% | 1,256 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0233% | 1,208 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0269% | 1,295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0396% | 546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0425% | 484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0386% | 880 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5766% | 781 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3301% | 1,266 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1264% | 4,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0721% | 428 |
| Percentage Net Loans Charged-off:Construction & development | -0.0116% | 1,236 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0135% | 433 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0157% | 1,292 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0933% | 355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0978% | 311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8312% | 223 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4326% | 362 |
| Percentage Net Loans Charged-off: Credit card loans | -106.0606% | 1,309 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0991% | 5,788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0429% | 641 |
| Percentage Net Loans Charged-off:Construction & development | 0.1333% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5330% | 1,465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8724% | 88 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0979% | 378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1044% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0975% | 366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0871% | 729 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3209% | 375 |
| Percentage Net Loans Charged-off: Credit card loans | 72.2222% | 4 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2771% | 3,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0884% | 536 |
| Percentage Net Loans Charged-off:Construction & development | 0.0346% | 293 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0722% | 1,325 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2432% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0219% | 754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0501% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0204% | 729 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1172% | 1,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3651% | 68 |
| Percentage Net Loans Charged-off: Credit card loans | 15.1421% | 16 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3108% | 2,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0823% | 627 |
| Percentage Net Loans Charged-off:Construction & development | 0.0287% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1576% | 257 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1268% | 361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1345% | 342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1333% | 588 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1653% | 114 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9613% | 48 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4705% | 2,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1747% | 603 |
| Percentage Net Loans Charged-off:Construction & development | 0.3716% | 356 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0568% | 742 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0902% | 1,376 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1705% | 365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1807% | 354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0977% | 826 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3102% | 141 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6276% | 121 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8756% | 2,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5977% | 395 |
| Percentage Net Loans Charged-off:Construction & development | 0.1087% | 581 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7050% | 151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5488% | 290 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0846% | 650 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0895% | 615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0401% | 1,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3854% | 199 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3821% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |