Home > Cenit Bank > Assets and Liabilities
Cenit Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 49 | 3,667 |
| Assets and Liabilities | ||
| Total Assets: | $223,056,000 | 2,046 |
| Cash and due from depository institutions | $11,244,000 | 3,667 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $53,524,000 | 2,154 |
| Federal funds sold & reverse repurchase agreements | $35,330,000 | 389 |
| Net loans & leases | $116,388,000 | 2,392 |
| Loan loss allowance | $1,178,000 | 2,904 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,422,000 | 3,247 |
| Other real estate owned | $0 | 3,667 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $4,148,000 | 1,790 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $223,056,000 | 2,046 |
| Total liabilities | $208,509,000 | 1,976 |
| Total deposits | $181,828,000 | 2,074 |
| Interest-bearing deposits | $144,825,000 | 2,225 |
| Deposits held in domestic offices | $181,828,000 | 2,067 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,507,000 | 1,572 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $20,000,000 | 959 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,174,000 | 1,886 |
| Total equity capital | $14,547,000 | 3,043 |
| Total bank equity capital | $14,547,000 | 3,043 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,161,000 | 1,136 |
| Surplus | $7,201,000 | 2,078 |
| Undivided profits | $4,185,000 | 5,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $54,000 | 8,488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $43,000 | 1,286 |
| Income earned, not collected on loans | $644,000 | 3,684 |
| Earning assets | $205,242,000 | 2,042 |
| Long-term assets (5+ years) | $15,994,000 | 3,229 |
| Average Assets, year-to-date | $209,532,000 | 2,074 |
| Average Assets, quarterly | $214,035,500 | 2,095 |
| Volatile liabilities | $40,657,000 | 1,667 |
| Insider loans | $2,713,000 | 1,567 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $21,489,000 | 1,992 |
| Tier 1 (core) risk-based capital | $14,006,000 | 3,038 |
| Tier 2 risk-based capital | $1,178,000 | 2,515 |
| Total risk weighted assets | $122,627,800 | 2,269 |
| Total unused commitments | $21,489,000 | 1,997 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 42 | 4,378 |
| Assets and Liabilities | ||
| Total Assets: | $216,810,000 | 2,140 |
| Cash and due from depository institutions | $12,725,000 | 4,378 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $82,574,000 | 1,463 |
| Federal funds sold & reverse repurchase agreements | $2,402,000 | 4,390 |
| Net loans & leases | $114,492,000 | 2,460 |
| Loan loss allowance | $1,197,000 | 3,002 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,791,000 | 4,107 |
| Other real estate owned | $0 | 4,378 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,826,000 | 2,601 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $216,810,000 | 2,140 |
| Total liabilities | $202,293,000 | 2,081 |
| Total deposits | $166,234,000 | 2,330 |
| Interest-bearing deposits | $134,189,000 | 2,481 |
| Deposits held in domestic offices | $166,234,000 | 2,321 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,105,000 | 1,935 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $31,557,000 | 738 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,397,000 | 2,733 |
| Total equity capital | $14,517,000 | 3,063 |
| Total bank equity capital | $14,517,000 | 3,063 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,161,000 | 1,191 |
| Surplus | $7,201,000 | 2,134 |
| Undivided profits | $4,155,000 | 5,017 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $707,000 | 3,457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $650,000 | 3,541 |
| Earning assets | $199,468,000 | 2,155 |
| Long-term assets (5+ years) | $15,252,000 | 3,225 |
| Average Assets, year-to-date | $198,973,000 | 2,273 |
| Average Assets, quarterly | $207,665,500 | 2,229 |
| Volatile liabilities | $46,775,000 | 1,460 |
| Insider loans | $2,904,000 | 1,506 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $19,285,000 | 2,095 |
| Tier 1 (core) risk-based capital | $13,789,000 | 3,131 |
| Tier 2 risk-based capital | $1,197,000 | 2,524 |
| Total risk weighted assets | $113,009,600 | 2,482 |
| Total unused commitments | $19,285,000 | 2,108 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 44 | 4,330 |
| Assets and Liabilities | ||
| Total Assets: | $191,891,000 | 2,448 |
| Cash and due from depository institutions | $10,134,000 | 4,330 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $117,682,000 | 1,067 |
| Federal funds sold & reverse repurchase agreements | $4,314,000 | 3,288 |
| Net loans & leases | $54,940,000 | 4,622 |
| Loan loss allowance | $1,009,000 | 3,505 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,923,000 | 3,843 |
| Other real estate owned | $0 | 4,330 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,898,000 | 2,596 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $191,891,000 | 2,448 |
| Total liabilities | $178,119,000 | 2,381 |
| Total deposits | $165,985,000 | 2,355 |
| Interest-bearing deposits | $140,134,000 | 2,425 |
| Deposits held in domestic offices | $165,985,000 | 2,345 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,094,000 | 1,049 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,040,000 | 3,525 |
| Total equity capital | $13,772,000 | 3,205 |
| Total bank equity capital | $13,772,000 | 3,205 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,161,000 | 1,203 |
| Surplus | $7,201,000 | 2,136 |
| Undivided profits | $3,410,000 | 5,770 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $136,000 | 7,606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,619,000 | 1,373 |
| Earning assets | $176,936,000 | 2,437 |
| Long-term assets (5+ years) | $4,620,000 | 6,010 |
| Average Assets, year-to-date | $110,196,200 | 3,883 |
| Average Assets, quarterly | $148,571,500 | 3,048 |
| Volatile liabilities | $23,560,000 | 2,308 |
| Insider loans | $2,388,000 | 1,824 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,903,000 | 3,534 |
| Tier 1 (core) risk-based capital | $12,778,000 | 3,329 |
| Tier 2 risk-based capital | $1,009,000 | 2,880 |
| Total risk weighted assets | $81,540,100 | 3,272 |
| Total unused commitments | $8,903,000 | 3,547 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 46 | 4,290 |
| Assets and Liabilities | ||
| Total Assets: | $79,802,000 | 5,336 |
| Cash and due from depository institutions | $4,096,000 | 4,290 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $16,386,000 | 6,722 |
| Federal funds sold & reverse repurchase agreements | $4,250,000 | 2,088 |
| Net loans & leases | $52,502,000 | 4,722 |
| Loan loss allowance | $1,025,000 | 3,502 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,152,000 | 5,584 |
| Other real estate owned | $424,000 | 4,290 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $992,000 | 6,782 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,802,000 | 5,336 |
| Total liabilities | $73,816,000 | 5,236 |
| Total deposits | $72,423,000 | 5,081 |
| Interest-bearing deposits | $59,488,000 | 5,282 |
| Deposits held in domestic offices | $72,423,000 | 5,073 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $760,000 | 3,612 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $633,000 | 4,390 |
| Total equity capital | $5,986,000 | 6,289 |
| Total bank equity capital | $5,986,000 | 6,289 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,097,000 | 1,247 |
| Surplus | $1,133,000 | 7,594 |
| Undivided profits | $1,756,000 | 7,542 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $470,000 | 4,445 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $325,000 | 6,153 |
| Earning assets | $73,138,000 | 5,333 |
| Long-term assets (5+ years) | $5,175,000 | 5,905 |
| Average Assets, year-to-date | $82,085,600 | 5,096 |
| Average Assets, quarterly | $78,004,000 | 5,410 |
| Volatile liabilities | $3,680,000 | 7,793 |
| Insider loans | $1,946,000 | 2,139 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,860,000 | 3,701 |
| Tier 1 (core) risk-based capital | $6,155,000 | 6,260 |
| Tier 2 risk-based capital | $619,980 | 4,414 |
| Total risk weighted assets | $49,192,980 | 5,020 |
| Total unused commitments | $7,860,000 | 3,708 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 40 | 5,064 |
| Assets and Liabilities | ||
| Total Assets: | $87,014,000 | 5,017 |
| Cash and due from depository institutions | $2,816,000 | 5,064 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $10,457,000 | 8,908 |
| Federal funds sold & reverse repurchase agreements | $22,955,000 | 605 |
| Net loans & leases | $49,008,000 | 4,864 |
| Loan loss allowance | $1,024,000 | 3,609 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $763,000 | 7,195 |
| Other real estate owned | $162,000 | 5,064 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $853,000 | 6,876 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,014,000 | 5,017 |
| Total liabilities | $81,976,000 | 4,871 |
| Total deposits | $81,251,000 | 4,722 |
| Interest-bearing deposits | $68,941,000 | 4,796 |
| Deposits held in domestic offices | $81,251,000 | 4,715 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $210,000 | 3,628 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $515,000 | 5,223 |
| Total equity capital | $5,038,000 | 7,230 |
| Total bank equity capital | $5,038,000 | 7,230 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,944,000 | 1,374 |
| Surplus | $1,030,000 | 7,970 |
| Undivided profits | $1,064,000 | 9,369 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $295,000 | 6,445 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $274,000 | 6,533 |
| Earning assets | $82,420,000 | 4,898 |
| Long-term assets (5+ years) | $7,433,000 | 5,235 |
| Average Assets, year-to-date | $76,301,800 | 5,506 |
| Average Assets, quarterly | $83,528,500 | 5,166 |
| Volatile liabilities | $3,993,000 | 7,331 |
| Insider loans | $2,318,000 | 1,776 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,612,000 | 3,746 |
| Tier 1 (core) risk-based capital | $5,038,000 | 7,153 |
| Tier 2 risk-based capital | $603,050 | 4,511 |
| Total risk weighted assets | $47,822,750 | 5,108 |
| Total unused commitments | $7,612,000 | 3,764 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 31 | 6,386 |
| Assets and Liabilities | ||
| Total Assets: | $68,175,000 | 6,266 |
| Cash and due from depository institutions | $6,567,000 | 6,386 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $12,668,000 | 8,140 |
| Federal funds sold & reverse repurchase agreements | $2,845,000 | 5,230 |
| Net loans & leases | $44,398,000 | 5,302 |
| Loan loss allowance | $970,000 | 3,836 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $634,000 | 8,028 |
| Other real estate owned | $369,000 | 6,386 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $694,000 | 8,119 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,175,000 | 6,266 |
| Total liabilities | $63,980,000 | 6,105 |
| Total deposits | $63,674,000 | 5,944 |
| Interest-bearing deposits | $42,689,000 | 7,295 |
| Deposits held in domestic offices | $63,674,000 | 5,935 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $306,000 | 8,140 |
| Total equity capital | $4,195,000 | 8,036 |
| Total bank equity capital | $4,195,000 | 8,036 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,944,000 | 1,405 |
| Surplus | $1,030,000 | 7,969 |
| Undivided profits | $221,000 | 11,870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $516,000 | 5,536 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $294,000 | 6,614 |
| Earning assets | $59,911,000 | 6,459 |
| Long-term assets (5+ years) | $11,078,000 | 4,063 |
| Average Assets, year-to-date | $63,876,400 | 6,455 |
| Average Assets, quarterly | $68,146,500 | 6,203 |
| Volatile liabilities | $2,899,000 | 8,690 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,837,000 | 3,779 |
| Tier 1 (core) risk-based capital | $4,195,000 | 7,977 |
| Tier 2 risk-based capital | $570,920 | 4,678 |
| Total risk weighted assets | $45,274,420 | 5,381 |
| Total unused commitments | $6,837,000 | 3,800 |
| Derivatives | $0 | 651 |