Home > CenFed Bank, A Federal Savings Bank > Loan Charge- Offs and Recoveries
CenFed Bank, A Federal Savings Bank, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,926,000 | 310 |
| Loans secured by real estate, total | $5,802,000 | 69 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $5,802,000 | 69 |
| Construction and land development | $274,000 | 97 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $3,406,000 | 65 |
| Secured by multifamily residential properties | $983,000 | 35 |
| Secured by nonfarm nonresidential properties | $1,139,000 | 97 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $48,000 | 3,480 |
| Loans to individuals | $76,000 | 3,065 |
| Credit card loan charge offs | $0 | 3,914 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $76,000 | 2,694 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,737,000 | 218 |
| Loans secured by real estate, total | $2,119,000 | 87 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,119,000 | 87 |
| Construction and land development | $0 | 513 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $1,427,000 | 33 |
| Secured by multifamily residential properties | $322,000 | 36 |
| Secured by nonfarm nonresidential properties | $370,000 | 179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $618,000 | 210 |
| Loans to individuals | $0 | 8,099 |
| Credit card loan recoveries | $0 | 2,736 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 7,800 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,189,000 | 372 |
| Loans secured by real estate, total | $3,683,000 | 73 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,683,000 | 72 |
| Construction and land development | $274,000 | 70 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $1,979,000 | 86 |
| Secured by multifamily residential properties | $661,000 | 44 |
| Secured by nonfarm nonresidential properties | $769,000 | 84 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-570,000 | 10,881 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $76,000 | 2,483 |
| Credit card loan net charge offs | $0 | 3,690 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $76,000 | 2,137 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $9,458,000 | 273 |
| Loans secured by real estate, total | $9,052,000 | 56 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $9,052,000 | 55 |
| Construction and land development | $0 | 737 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $4,990,000 | 50 |
| Secured by multifamily residential properties | $2,309,000 | 34 |
| Secured by nonfarm nonresidential properties | $1,753,000 | 115 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $334,000 | 932 |
| Loans to individuals | $72,000 | 3,149 |
| Credit card loan charge offs | $22,000 | 1,566 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $50,000 | 3,396 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,732,000 | 348 |
| Loans secured by real estate, total | $1,427,000 | 141 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,427,000 | 141 |
| Construction and land development | $0 | 613 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $974,000 | 52 |
| Secured by multifamily residential properties | $207,000 | 71 |
| Secured by nonfarm nonresidential properties | $246,000 | 273 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $284,000 | 475 |
| Loans to individuals | $21,000 | 3,116 |
| Credit card loan recoveries | $0 | 2,751 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $21,000 | 2,861 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $7,726,000 | 247 |
| Loans secured by real estate, total | $7,625,000 | 54 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $7,625,000 | 53 |
| Construction and land development | $0 | 634 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $4,016,000 | 50 |
| Secured by multifamily residential properties | $2,102,000 | 31 |
| Secured by nonfarm nonresidential properties | $1,507,000 | 85 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $50,000 | 2,749 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $51,000 | 3,099 |
| Credit card loan net charge offs | $22,000 | 1,414 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $29,000 | 3,583 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,110,000 | 475 |
| Loans secured by real estate, total | $4,061,000 | 170 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $4,061,000 | 169 |
| Construction and land development | $0 | 883 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $1,730,000 | 127 |
| Secured by multifamily residential properties | $1,853,000 | 57 |
| Secured by nonfarm nonresidential properties | $478,000 | 392 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,579 |
| Loans to individuals | $49,000 | 3,622 |
| Credit card loan charge offs | $49,000 | 969 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 9,309 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,460,000 | 401 |
| Loans secured by real estate, total | $1,452,000 | 141 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,452,000 | 140 |
| Construction and land development | $0 | 688 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $424,000 | 115 |
| Secured by multifamily residential properties | $256,000 | 63 |
| Secured by nonfarm nonresidential properties | $772,000 | 142 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,599 |
| Loans to individuals | $8,000 | 5,184 |
| Credit card loan recoveries | $4,000 | 1,402 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $4,000 | 6,188 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,650,000 | 483 |
| Loans secured by real estate, total | $2,609,000 | 191 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,609,000 | 190 |
| Construction and land development | $0 | 772 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $1,306,000 | 134 |
| Secured by multifamily residential properties | $1,597,000 | 55 |
| Secured by nonfarm nonresidential properties | $-294,000 | 11,879 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,683 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $41,000 | 3,091 |
| Credit card loan net charge offs | $45,000 | 888 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-4,000 | 11,134 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,908,000 | 363 |
| Loans secured by real estate, total | $5,189,000 | 174 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $5,189,000 | 173 |
| Construction and land development | $0 | 994 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $1,531,000 | 153 |
| Secured by multifamily residential properties | $2,546,000 | 50 |
| Secured by nonfarm nonresidential properties | $1,112,000 | 269 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,969 |
| Loans to individuals | $719,000 | 598 |
| Credit card loan charge offs | $11,000 | 1,905 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $708,000 | 435 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $640,000 | 719 |
| Loans secured by real estate, total | $559,000 | 325 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $559,000 | 322 |
| Construction and land development | $0 | 797 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $160,000 | 278 |
| Secured by multifamily residential properties | $368,000 | 46 |
| Secured by nonfarm nonresidential properties | $31,000 | 991 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,252 |
| Loans to individuals | $81,000 | 1,285 |
| Credit card loan recoveries | $1,000 | 2,143 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $80,000 | 1,154 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,268,000 | 284 |
| Loans secured by real estate, total | $4,630,000 | 156 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $4,630,000 | 155 |
| Construction and land development | $0 | 849 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $1,371,000 | 141 |
| Secured by multifamily residential properties | $2,178,000 | 50 |
| Secured by nonfarm nonresidential properties | $1,081,000 | 211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,704 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $638,000 | 480 |
| Credit card loan net charge offs | $10,000 | 1,762 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $628,000 | 293 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $8,370,000 | 357 |
| Loans secured by real estate, total | $4,186,000 | 270 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $4,186,000 | 270 |
| Construction and land development | $27,000 | 861 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $767,000 | 339 |
| Secured by multifamily residential properties | $3,071,000 | 43 |
| Secured by nonfarm nonresidential properties | $321,000 | 728 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,929 |
| Loans to individuals | $4,184,000 | 232 |
| Credit card loan charge offs | $9,000 | 2,216 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,175,000 | 125 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $207,000 | 1,804 |
| Loans secured by real estate, total | $12,000 | 3,213 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $12,000 | 3,213 |
| Construction and land development | $0 | 926 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $12,000 | 1,950 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,809 |
| Loans to individuals | $195,000 | 735 |
| Credit card loan recoveries | $4,000 | 1,458 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $191,000 | 619 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $8,163,000 | 293 |
| Loans secured by real estate, total | $4,174,000 | 237 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $4,174,000 | 237 |
| Construction and land development | $27,000 | 765 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $755,000 | 298 |
| Secured by multifamily residential properties | $3,071,000 | 39 |
| Secured by nonfarm nonresidential properties | $321,000 | 640 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,774 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,989,000 | 193 |
| Credit card loan net charge offs | $5,000 | 2,429 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $3,984,000 | 76 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,180,000 | 664 |
| Loans secured by real estate, total | $3,000 | 7,631 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,000 | 7,631 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $3,000 | 5,919 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 9,917 |
| Loans to individuals | $4,177,000 | 280 |
| Credit card loan charge offs | $28,000 | 1,508 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,149,000 | 154 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $336,000 | 1,259 |
| Loans secured by real estate, total | $82,000 | 1,113 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $82,000 | 1,113 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $82,000 | 564 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 9,301 |
| Loans to individuals | $254,000 | 667 |
| Credit card loan recoveries | $4,000 | 1,507 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $250,000 | 563 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,844,000 | 621 |
| Loans secured by real estate, total | $-79,000 | 13,779 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-79,000 | 13,817 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $3,000 | 5,217 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $-82,000 | 13,846 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,199 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,923,000 | 235 |
| Credit card loan net charge offs | $24,000 | 1,474 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $3,899,000 | 103 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.