Home > CenFed Bank, A Federal Savings Bank > Income and Expense
CenFed Bank, A Federal Savings Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $164,517,000 | 271 |
| Total interest expense | $111,618,000 | 214 |
| Net interest income | $52,899,000 | 391 |
| Provision for loan and lease losses | $6,000,000 | 291 |
| Total noninterest income | $7,355,000 | 708 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $7,355,000 | 495 |
| Total noninterest expense | $33,731,000 | 470 |
| Salaries and employee benefits | $19,446,000 | 364 |
| Premises and equipment expense | $7,020,000 | 330 |
| Additional noninterest expense | $7,265,000 | 738 |
| Pre-tax net operating income | $20,523,000 | 446 |
| Securities gains (losses) | $2,219,000 | 171 |
| Applicable income taxes | $7,825,000 | 433 |
| Income before extraordinary items | $14,917,000 | 431 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $14,917,000 | 431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,189,000 | 372 |
| Cash dividends | $7,500,000 | 459 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $13,452,460 | 441 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $156,549,000 | 310 |
| Total interest expense | $103,940,000 | 246 |
| Net interest income | $52,609,000 | 424 |
| Provision for loan and lease losses | $8,050,000 | 245 |
| Total noninterest income | $7,955,000 | 687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $7,955,000 | 492 |
| Total noninterest expense | $44,172,000 | 425 |
| Salaries and employee benefits | $18,085,000 | 415 |
| Premises and equipment expense | $6,423,000 | 386 |
| Additional noninterest expense | $19,664,000 | 423 |
| Pre-tax net operating income | $8,342,000 | 920 |
| Securities gains (losses) | $1,165,000 | 233 |
| Applicable income taxes | $-995,000 | 11,392 |
| Income before extraordinary items | $10,502,000 | 557 |
| Extraordinary gains, net | $-364,000 | 11,443 |
| Net income | $10,138,000 | 570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,726,000 | 247 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $9,337,000 | 609 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $135,710,000 | 352 |
| Total interest expense | $95,660,000 | 279 |
| Net interest income | $40,050,000 | 536 |
| Provision for loan and lease losses | $2,900,000 | 457 |
| Total noninterest income | $7,676,000 | 716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $7,676,000 | 507 |
| Total noninterest expense | $33,261,000 | 534 |
| Salaries and employee benefits | $18,405,000 | 431 |
| Premises and equipment expense | $5,792,000 | 436 |
| Additional noninterest expense | $9,064,000 | 729 |
| Pre-tax net operating income | $11,565,000 | 737 |
| Securities gains (losses) | $183,000 | 707 |
| Applicable income taxes | $3,219,000 | 868 |
| Income before extraordinary items | $8,529,000 | 687 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $8,529,000 | 687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,650,000 | 483 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $8,395,410 | 684 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $98,340,000 | 411 |
| Total interest expense | $59,815,000 | 328 |
| Net interest income | $38,525,000 | 546 |
| Provision for loan and lease losses | $2,300,000 | 523 |
| Total noninterest income | $6,092,000 | 808 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $6,092,000 | 570 |
| Total noninterest expense | $31,249,000 | 566 |
| Salaries and employee benefits | $17,149,000 | 450 |
| Premises and equipment expense | $5,349,000 | 458 |
| Additional noninterest expense | $8,751,000 | 773 |
| Pre-tax net operating income | $11,068,000 | 740 |
| Securities gains (losses) | $1,398,000 | 129 |
| Applicable income taxes | $3,079,000 | 852 |
| Income before extraordinary items | $9,387,000 | 600 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $9,387,000 | 599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,268,000 | 284 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $22,680,000 | 55 |
| Net operating income | $8,338,500 | 668 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $86,164,000 | 443 |
| Total interest expense | $46,924,000 | 378 |
| Net interest income | $39,240,000 | 531 |
| Provision for loan and lease losses | $4,075,000 | 506 |
| Total noninterest income | $4,709,000 | 1,029 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $4,709,000 | 700 |
| Total noninterest expense | $25,329,000 | 704 |
| Salaries and employee benefits | $13,457,000 | 554 |
| Premises and equipment expense | $4,091,000 | 589 |
| Additional noninterest expense | $7,781,000 | 910 |
| Pre-tax net operating income | $14,545,000 | 522 |
| Securities gains (losses) | $1,292,000 | 438 |
| Applicable income taxes | $6,943,000 | 425 |
| Income before extraordinary items | $8,894,000 | 595 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $8,894,000 | 611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,163,000 | 293 |
| Cash dividends | $2,000,000 | 1,012 |
| Sale, conversion, retirement of capital stock, net | $4,023,000 | 231 |
| Net operating income | $8,067,120 | 605 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $90,698,000 | 475 |
| Total interest expense | $52,967,000 | 423 |
| Net interest income | $37,731,000 | 556 |
| Provision for loan and lease losses | $3,696,000 | 722 |
| Total noninterest income | $2,818,000 | 1,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,818,000 | 997 |
| Total noninterest expense | $25,985,000 | 691 |
| Salaries and employee benefits | $12,460,000 | 587 |
| Premises and equipment expense | $3,987,000 | 632 |
| Additional noninterest expense | $9,538,000 | 800 |
| Pre-tax net operating income | $10,868,000 | 589 |
| Securities gains (losses) | $2,253,000 | 374 |
| Applicable income taxes | $5,753,000 | 430 |
| Income before extraordinary items | $7,368,000 | 644 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $7,368,000 | 640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,844,000 | 621 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,926,080 | 727 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.