Home > CenFed Bank, A Federal Savings Bank > Net charge- offs to loans
CenFed Bank, A Federal Savings Bank, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2047% | 3,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2590% | 127 |
| Percentage Net Loans Charged-off:Construction & development | 23.1146% | 3 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2624% | 148 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4305% | 94 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2031% | 152 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2031% | 131 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4357% | 1,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8186% | 144 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4957% | 1,783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5297% | 87 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6231% | 126 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4281% | 62 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3841% | 102 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3841% | 95 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0479% | 791 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8484% | 248 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7530% | 310 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1786% | 4,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1835% | 340 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1462% | 1,385 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1684% | 103 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1213% | 319 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1213% | 321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4265% | 232 |
| Percentage Net Loans Charged-off: Credit card loans | 12.0579% | 24 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4682% | 1,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4139% | 237 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6691% | 235 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7743% | 96 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1650% | 287 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1264% | 356 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 21.7926% | 3 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1270% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9552% | 1,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4940% | 331 |
| Percentage Net Loans Charged-off:Construction & development | 0.3390% | 360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2251% | 565 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2038% | 98 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1360% | 426 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1360% | 419 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 42.7903% | 4 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4908% | 631 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5138% | 4,152 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0109% | 1,506 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0570% | 1,492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0007% | 1,171 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0007% | 1,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 15.7758% | 8 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4935% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |