Home > CenFed Bank, A Federal Savings Bank > Assets and Liabilities
CenFed Bank, A Federal Savings Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 321 | 544 |
| Assets and Liabilities | ||
| Total Assets: | $2,204,642,000 | 280 |
| Cash and due from depository institutions | $24,213,000 | 544 |
| Interest-bearing balances | $133,000 | 4,294 |
| Securities | $584,018,000 | 245 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,941 |
| Net loans & leases | $1,524,196,000 | 260 |
| Loan loss allowance | $15,488,000 | 354 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $7,804,000 | 953 |
| Other real estate owned | $3,600,000 | 544 |
| Goodwill and other intangibles | $6,503,000 | 479 |
| All other assets | $52,308,000 | 277 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,204,642,000 | 280 |
| Total liabilities | $2,067,533,000 | 276 |
| Total deposits | $1,554,148,000 | 272 |
| Interest-bearing deposits | $1,528,957,000 | 248 |
| Deposits held in domestic offices | $1,554,148,000 | 267 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $74,488,000 | 394 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $425,538,000 | 174 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $13,359,000 | 519 |
| Total equity capital | $137,109,000 | 368 |
| Total bank equity capital | $137,109,000 | 368 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $4,000 | 9,693 |
| Surplus | $45,950,000 | 472 |
| Undivided profits | $91,155,000 | 291 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,251,000 | 263 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $10,461,000 | 263 |
| Earning assets | $2,110,347,000 | 270 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $2,250,312,200 | 263 |
| Average Assets, quarterly | $2,252,383,500 | 271 |
| Volatile liabilities | $945,707,000 | 190 |
| Insider loans | $961,000 | 3,672 |
| FHLB advances | $413,500,000 | 42 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $35,713,000 | 1,374 |
| Tier 1 (core) risk-based capital | $132,994,000 | 344 |
| Tier 2 risk-based capital | $14,988,000 | 327 |
| Total risk weighted assets | $1,222,905,000 | 314 |
| Total unused commitments | $35,713,000 | 1,377 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 348 | 553 |
| Assets and Liabilities | ||
| Total Assets: | $2,189,109,000 | 311 |
| Cash and due from depository institutions | $17,744,000 | 553 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $585,763,000 | 265 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 1,727 |
| Net loans & leases | $1,498,550,000 | 291 |
| Loan loss allowance | $13,488,000 | 419 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $9,663,000 | 788 |
| Other real estate owned | $10,646,000 | 553 |
| Goodwill and other intangibles | $8,532,000 | 398 |
| All other assets | $50,711,000 | 303 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,189,109,000 | 311 |
| Total liabilities | $2,062,282,000 | 309 |
| Total deposits | $1,561,982,000 | 317 |
| Interest-bearing deposits | $1,541,952,000 | 273 |
| Deposits held in domestic offices | $1,561,982,000 | 314 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $130,639,000 | 314 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $353,025,000 | 182 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $16,636,000 | 466 |
| Total equity capital | $126,827,000 | 417 |
| Total bank equity capital | $126,827,000 | 417 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $4,000 | 10,166 |
| Surplus | $45,950,000 | 469 |
| Undivided profits | $80,873,000 | 336 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,501,000 | 247 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $10,282,000 | 280 |
| Earning assets | $2,091,813,000 | 301 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $2,152,990,400 | 306 |
| Average Assets, quarterly | $2,176,388,500 | 310 |
| Volatile liabilities | $922,288,000 | 215 |
| Insider loans | $1,428,000 | 2,772 |
| FHLB advances | $349,479,000 | 49 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $29,070,000 | 1,583 |
| Tier 1 (core) risk-based capital | $125,393,000 | 395 |
| Tier 2 risk-based capital | $9,944,000 | 456 |
| Total risk weighted assets | $1,164,700,000 | 358 |
| Total unused commitments | $29,630,000 | 1,575 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 422 | 482 |
| Assets and Liabilities | ||
| Total Assets: | $2,150,564,000 | 331 |
| Cash and due from depository institutions | $19,106,000 | 482 |
| Interest-bearing balances | $76,000 | 5,560 |
| Securities | $459,486,000 | 342 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 2,096 |
| Net loans & leases | $1,592,277,000 | 292 |
| Loan loss allowance | $12,809,000 | 456 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $13,299,000 | 570 |
| Other real estate owned | $6,236,000 | 482 |
| Goodwill and other intangibles | $9,027,000 | 372 |
| All other assets | $44,133,000 | 349 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,150,564,000 | 331 |
| Total liabilities | $2,031,585,000 | 323 |
| Total deposits | $1,557,328,000 | 329 |
| Interest-bearing deposits | $1,537,550,000 | 280 |
| Deposits held in domestic offices | $1,557,328,000 | 326 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $150,052,000 | 309 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $305,002,000 | 194 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $19,203,000 | 459 |
| Total equity capital | $118,979,000 | 453 |
| Total bank equity capital | $118,979,000 | 453 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $4,000 | 10,635 |
| Surplus | $45,480,000 | 491 |
| Undivided profits | $73,495,000 | 370 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,346,000 | 312 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $11,084,000 | 292 |
| Earning assets | $2,058,839,000 | 320 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $2,013,791,600 | 335 |
| Average Assets, quarterly | $2,142,278,000 | 327 |
| Volatile liabilities | $820,024,000 | 234 |
| Insider loans | $1,482,000 | 2,801 |
| FHLB advances | $300,500,000 | 47 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $14,791,000 | 2,455 |
| Tier 1 (core) risk-based capital | $115,563,000 | 439 |
| Tier 2 risk-based capital | $10,707,000 | 448 |
| Total risk weighted assets | $1,156,687,000 | 376 |
| Total unused commitments | $14,791,000 | 2,468 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 422 | 495 |
| Assets and Liabilities | ||
| Total Assets: | $1,847,987,000 | 360 |
| Cash and due from depository institutions | $24,492,000 | 495 |
| Interest-bearing balances | $28,000 | 6,344 |
| Securities | $415,730,000 | 377 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,448 |
| Net loans & leases | $1,327,269,000 | 313 |
| Loan loss allowance | $12,549,000 | 473 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $15,444,000 | 495 |
| Other real estate owned | $9,826,000 | 495 |
| Goodwill and other intangibles | $2,906,000 | 639 |
| All other assets | $51,320,000 | 320 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,847,987,000 | 360 |
| Total liabilities | $1,744,301,000 | 353 |
| Total deposits | $1,317,707,000 | 358 |
| Interest-bearing deposits | $1,303,462,000 | 321 |
| Deposits held in domestic offices | $1,317,707,000 | 354 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $147,412,000 | 336 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $272,580,000 | 202 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $6,602,000 | 761 |
| Total equity capital | $103,686,000 | 467 |
| Total bank equity capital | $103,686,000 | 467 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $4,000 | 11,202 |
| Surplus | $45,524,000 | 468 |
| Undivided profits | $58,158,000 | 401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,246,000 | 463 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $7,966,000 | 325 |
| Earning assets | $1,744,027,000 | 345 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $1,645,098,600 | 383 |
| Average Assets, quarterly | $1,814,207,000 | 361 |
| Volatile liabilities | $652,457,000 | 260 |
| Insider loans | $1,529,000 | 2,645 |
| FHLB advances | $265,700,000 | 60 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,143,000 | 3,327 |
| Tier 1 (core) risk-based capital | $106,177,000 | 455 |
| Tier 2 risk-based capital | $12,159,000 | 395 |
| Total risk weighted assets | $972,403,000 | 396 |
| Total unused commitments | $34,014,000 | 1,320 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 417 | 535 |
| Assets and Liabilities | ||
| Total Assets: | $1,490,144,000 | 416 |
| Cash and due from depository institutions | $17,406,000 | 535 |
| Interest-bearing balances | $25,000 | 7,244 |
| Securities | $474,419,000 | 361 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $941,244,000 | 386 |
| Loan loss allowance | $9,513,000 | 612 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $15,204,000 | 494 |
| Other real estate owned | $3,907,000 | 535 |
| Goodwill and other intangibles | $3,744,000 | 509 |
| All other assets | $34,220,000 | 419 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,490,144,000 | 416 |
| Total liabilities | $1,403,640,000 | 410 |
| Total deposits | $1,045,290,000 | 442 |
| Interest-bearing deposits | $1,026,055,000 | 403 |
| Deposits held in domestic offices | $1,045,290,000 | 436 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $94,277,000 | 357 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $256,460,000 | 202 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $7,613,000 | 734 |
| Total equity capital | $86,504,000 | 527 |
| Total bank equity capital | $86,504,000 | 527 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000 | 11,788 |
| Surplus | $22,847,000 | 731 |
| Undivided profits | $63,656,000 | 370 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,757,000 | 530 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $4,222,000 | 474 |
| Earning assets | $1,415,688,000 | 400 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $1,318,492,400 | 440 |
| Average Assets, quarterly | $1,399,135,000 | 429 |
| Volatile liabilities | $480,234,000 | 290 |
| Insider loans | $803,000 | 4,346 |
| FHLB advances | $251,000,000 | 63 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $12,126,000 | 2,679 |
| Tier 1 (core) risk-based capital | $78,699,000 | 538 |
| Tier 2 risk-based capital | $7,708,000 | 541 |
| Total risk weighted assets | $719,424,000 | 482 |
| Total unused commitments | $40,016,000 | 1,183 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 347 | 637 |
| Assets and Liabilities | ||
| Total Assets: | $1,185,811,000 | 507 |
| Cash and due from depository institutions | $12,170,000 | 637 |
| Interest-bearing balances | $25,000 | 7,785 |
| Securities | $382,215,000 | 417 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $733,335,000 | 482 |
| Loan loss allowance | $13,565,000 | 510 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $14,293,000 | 530 |
| Other real estate owned | $3,188,000 | 637 |
| Goodwill and other intangibles | $1,503,000 | 826 |
| All other assets | $39,107,000 | 410 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,185,811,000 | 507 |
| Total liabilities | $1,115,171,000 | 496 |
| Total deposits | $828,040,000 | 564 |
| Interest-bearing deposits | $821,066,000 | 511 |
| Deposits held in domestic offices | $828,040,000 | 558 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $80,930,000 | 353 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $202,249,000 | 192 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,952,000 | 1,116 |
| Total equity capital | $70,640,000 | 581 |
| Total bank equity capital | $70,640,000 | 581 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000 | 12,319 |
| Surplus | $18,824,000 | 830 |
| Undivided profits | $51,815,000 | 407 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,553,000 | 619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $4,197,000 | 534 |
| Earning assets | $1,115,575,000 | 488 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $1,158,445,600 | 511 |
| Average Assets, quarterly | $1,168,381,000 | 513 |
| Volatile liabilities | $362,645,000 | 322 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $196,500,000 | 67 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $33,308,000 | 1,261 |
| Tier 1 (core) risk-based capital | $68,476,000 | 566 |
| Tier 2 risk-based capital | $7,335,000 | 564 |
| Total risk weighted assets | $584,082,000 | 583 |
| Total unused commitments | $33,308,000 | 1,277 |
| Derivatives | $0 | 651 |