Home > Cement Bank > Assets and Liabilities
Cement Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 6 | 9,972 |
| Assets and Liabilities | ||
| Total Assets: | $9,147,000 | 10,289 |
| Cash and due from depository institutions | $396,000 | 9,972 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $1,397,000 | 9,950 |
| Federal funds sold & reverse repurchase agreements | $850,000 | 7,253 |
| Net loans & leases | $6,081,000 | 9,987 |
| Loan loss allowance | $194,000 | 8,634 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $128,000 | 9,638 |
| Other real estate owned | $21,000 | 9,972 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $274,000 | 9,512 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $9,147,000 | 10,289 |
| Total liabilities | $8,567,000 | 10,208 |
| Total deposits | $8,505,000 | 10,170 |
| Interest-bearing deposits | $7,369,000 | 10,103 |
| Deposits held in domestic offices | $8,505,000 | 10,170 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $62,000 | 10,123 |
| Total equity capital | $580,000 | 10,436 |
| Total bank equity capital | $580,000 | 10,436 |
| Perpetual preferred stock | $500,000 | 123 |
| Common stock | $203,000 | 6,636 |
| Surplus | $257,000 | 9,157 |
| Undivided profits | $-380,000 | 10,016 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $332,000 | 4,967 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $113,000 | 859 |
| Income earned, not collected on loans | $132,000 | 8,921 |
| Earning assets | $8,328,000 | 10,262 |
| Long-term assets (5+ years) | $1,417,000 | 8,110 |
| Average Assets, year-to-date | $9,516,000 | 10,248 |
| Average Assets, quarterly | $9,200,500 | 10,270 |
| Volatile liabilities | $1,800,000 | 9,163 |
| Insider loans | $10,000 | 9,147 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $571,000 | 9,236 |
| Tier 1 (core) risk-based capital | $601,000 | 10,427 |
| Tier 2 risk-based capital | $82,530 | 9,736 |
| Total risk weighted assets | $6,491,230 | 10,093 |
| Total unused commitments | $571,000 | 9,243 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 7 | 10,170 |
| Assets and Liabilities | ||
| Total Assets: | $9,873,000 | 10,698 |
| Cash and due from depository institutions | $340,000 | 10,170 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $1,572,000 | 10,437 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $7,413,000 | 10,290 |
| Loan loss allowance | $68,000 | 10,393 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $140,000 | 9,894 |
| Other real estate owned | $40,000 | 10,170 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $368,000 | 9,331 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $9,873,000 | 10,698 |
| Total liabilities | $9,305,000 | 10,621 |
| Total deposits | $9,190,000 | 10,579 |
| Interest-bearing deposits | $8,159,000 | 10,490 |
| Deposits held in domestic offices | $9,190,000 | 10,579 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,000 | 3,674 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $65,000 | 10,556 |
| Total equity capital | $568,000 | 10,889 |
| Total bank equity capital | $568,000 | 10,889 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $172,000 | 7,570 |
| Surplus | $202,000 | 9,668 |
| Undivided profits | $194,000 | 9,954 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $460,000 | 4,263 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $209,000 | 623 |
| Income earned, not collected on loans | $177,000 | 8,618 |
| Earning assets | $8,985,000 | 10,670 |
| Long-term assets (5+ years) | $1,375,000 | 8,176 |
| Average Assets, year-to-date | $9,841,200 | 10,670 |
| Average Assets, quarterly | $10,002,500 | 10,677 |
| Volatile liabilities | $2,050,000 | 9,260 |
| Insider loans | $29,000 | 9,342 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $151,000 | 10,238 |
| Tier 1 (core) risk-based capital | $596,000 | 10,880 |
| Tier 2 risk-based capital | $68,000 | 10,299 |
| Total risk weighted assets | $7,608,300 | 10,393 |
| Total unused commitments | $151,000 | 10,242 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 7 | 10,651 |
| Assets and Liabilities | ||
| Total Assets: | $9,463,000 | 11,243 |
| Cash and due from depository institutions | $394,000 | 10,651 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $1,738,000 | 10,946 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $6,979,000 | 10,785 |
| Loan loss allowance | $54,000 | 11,050 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $70,000 | 10,910 |
| Other real estate owned | $87,000 | 10,651 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $195,000 | 10,890 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $9,463,000 | 11,243 |
| Total liabilities | $8,933,000 | 11,169 |
| Total deposits | $8,723,000 | 11,136 |
| Interest-bearing deposits | $7,605,000 | 11,060 |
| Deposits held in domestic offices | $8,723,000 | 11,136 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $135,000 | 3,733 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $75,000 | 10,947 |
| Total equity capital | $530,000 | 11,426 |
| Total bank equity capital | $530,000 | 11,426 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $172,000 | 7,969 |
| Surplus | $202,000 | 10,136 |
| Undivided profits | $156,000 | 10,495 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $89,000 | 8,315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $125,000 | 9,785 |
| Earning assets | $8,717,000 | 11,206 |
| Long-term assets (5+ years) | $832,000 | 8,945 |
| Average Assets, year-to-date | $9,429,600 | 11,224 |
| Average Assets, quarterly | $9,437,500 | 11,240 |
| Volatile liabilities | $1,435,000 | 10,055 |
| Insider loans | $39,000 | 9,650 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $178,000 | 10,492 |
| Tier 1 (core) risk-based capital | $579,000 | 11,407 |
| Tier 2 risk-based capital | $54,000 | 10,963 |
| Total risk weighted assets | $6,918,800 | 10,934 |
| Total unused commitments | $178,000 | 10,497 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 6 | 11,393 |
| Assets and Liabilities | ||
| Total Assets: | $9,253,000 | 11,760 |
| Cash and due from depository institutions | $388,000 | 11,393 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $2,273,000 | 11,280 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $6,278,000 | 11,360 |
| Loan loss allowance | $39,000 | 11,712 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $62,000 | 11,457 |
| Other real estate owned | $86,000 | 11,393 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $166,000 | 11,548 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $9,253,000 | 11,760 |
| Total liabilities | $8,709,000 | 11,697 |
| Total deposits | $8,508,000 | 11,671 |
| Interest-bearing deposits | $7,315,000 | 11,592 |
| Deposits held in domestic offices | $8,508,000 | 11,671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $140,000 | 3,550 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $61,000 | 11,619 |
| Total equity capital | $544,000 | 11,929 |
| Total bank equity capital | $544,000 | 11,929 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $172,000 | 8,367 |
| Surplus | $202,000 | 10,556 |
| Undivided profits | $170,000 | 11,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $107,000 | 10,540 |
| Earning assets | $8,551,000 | 11,713 |
| Long-term assets (5+ years) | $971,000 | 9,035 |
| Average Assets, year-to-date | $8,507,800 | 11,791 |
| Average Assets, quarterly | $9,127,500 | 11,768 |
| Volatile liabilities | $1,640,000 | 10,035 |
| Insider loans | $45,000 | 9,970 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $158,000 | 10,870 |
| Tier 1 (core) risk-based capital | $585,000 | 11,911 |
| Tier 2 risk-based capital | $39,000 | 11,621 |
| Total risk weighted assets | $6,332,100 | 11,496 |
| Total unused commitments | $158,000 | 10,875 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 7 | 11,707 |
| Assets and Liabilities | ||
| Total Assets: | $7,650,000 | 12,471 |
| Cash and due from depository institutions | $340,000 | 11,707 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $2,439,000 | 11,904 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $4,579,000 | 12,233 |
| Loan loss allowance | $49,000 | 12,254 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $43,000 | 12,213 |
| Other real estate owned | $135,000 | 11,707 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $114,000 | 12,412 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $7,650,000 | 12,471 |
| Total liabilities | $7,193,000 | 12,437 |
| Total deposits | $6,764,000 | 12,421 |
| Interest-bearing deposits | $5,477,000 | 12,367 |
| Deposits held in domestic offices | $6,764,000 | 12,421 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $380,000 | 4,147 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $49,000 | 12,174 |
| Total equity capital | $457,000 | 12,576 |
| Total bank equity capital | $457,000 | 12,576 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $150,000 | 8,932 |
| Surplus | $150,000 | 11,270 |
| Undivided profits | $157,000 | 11,154 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $63,000 | 9,267 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $60,000 | 11,756 |
| Earning assets | $7,018,000 | 12,425 |
| Long-term assets (5+ years) | $1,038,000 | 9,398 |
| Average Assets, year-to-date | $7,576,000 | 12,475 |
| Average Assets, quarterly | $7,655,000 | 12,472 |
| Volatile liabilities | $1,180,000 | 10,822 |
| Insider loans | $42,000 | 10,408 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $28,000 | 11,740 |
| Tier 1 (core) risk-based capital | $476,000 | 12,570 |
| Tier 2 risk-based capital | $49,000 | 12,126 |
| Total risk weighted assets | $4,865,600 | 12,291 |
| Total unused commitments | $28,000 | 11,741 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 7 | 12,281 |
| Assets and Liabilities | ||
| Total Assets: | $7,461,000 | 13,148 |
| Cash and due from depository institutions | $482,000 | 12,281 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $1,849,000 | 12,634 |
| Federal funds sold & reverse repurchase agreements | $885,000 | 8,094 |
| Net loans & leases | $3,960,000 | 12,938 |
| Loan loss allowance | $55,000 | 12,815 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $32,000 | 12,953 |
| Other real estate owned | $144,000 | 12,281 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $109,000 | 13,024 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $7,461,000 | 13,148 |
| Total liabilities | $7,009,000 | 13,114 |
| Total deposits | $6,969,000 | 13,083 |
| Interest-bearing deposits | $5,789,000 | 13,018 |
| Deposits held in domestic offices | $6,969,000 | 13,083 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $40,000 | 12,916 |
| Total equity capital | $452,000 | 13,181 |
| Total bank equity capital | $452,000 | 13,181 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $150,000 | 9,374 |
| Surplus | $150,000 | 11,774 |
| Undivided profits | $152,000 | 11,805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 9,964 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $70,000 | 11,901 |
| Earning assets | $6,694,000 | 13,106 |
| Long-term assets (5+ years) | $1,050,000 | 9,904 |
| Average Assets, year-to-date | $7,062,000 | 13,168 |
| Average Assets, quarterly | $7,323,000 | 13,154 |
| Volatile liabilities | $900,000 | 11,573 |
| Insider loans | $37,000 | 10,877 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $34,000 | 12,100 |
| Tier 1 (core) risk-based capital | $452,000 | 13,180 |
| Tier 2 risk-based capital | $53,510 | 12,628 |
| Total risk weighted assets | $4,279,110 | 13,000 |
| Total unused commitments | $34,000 | 12,103 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 7 | 12,845 |
| Assets and Liabilities | ||
| Total Assets: | $6,780,000 | 13,795 |
| Cash and due from depository institutions | $471,000 | 12,845 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $2,304,000 | 12,907 |
| Federal funds sold & reverse repurchase agreements | $167,000 | 11,010 |
| Net loans & leases | $3,499,000 | 13,580 |
| Loan loss allowance | $48,000 | 13,444 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $37,000 | 13,509 |
| Other real estate owned | $175,000 | 12,845 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $127,000 | 13,512 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $6,780,000 | 13,795 |
| Total liabilities | $6,360,000 | 13,753 |
| Total deposits | $6,328,000 | 13,726 |
| Interest-bearing deposits | $5,258,000 | 13,653 |
| Deposits held in domestic offices | $6,328,000 | 13,726 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $32,000 | 13,719 |
| Total equity capital | $420,000 | 13,779 |
| Total bank equity capital | $420,000 | 13,779 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $150,000 | 9,817 |
| Surplus | $150,000 | 12,235 |
| Undivided profits | $120,000 | 12,156 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $81,000 | 10,519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $54,000 | 12,884 |
| Earning assets | $5,970,000 | 13,753 |
| Long-term assets (5+ years) | $1,565,000 | 9,477 |
| Average Assets, year-to-date | $7,070,200 | 13,769 |
| Average Assets, quarterly | $6,816,000 | 13,789 |
| Volatile liabilities | $1,000,000 | 11,787 |
| Insider loans | $40,000 | 7,514 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,000 | 12,555 |
| Tier 1 (core) risk-based capital | $420,000 | 13,771 |
| Tier 2 risk-based capital | $47,510 | 13,201 |
| Total risk weighted assets | $3,799,910 | 13,653 |
| Total unused commitments | $4,000 | 12,557 |
| Derivatives | $0 | 651 |