Home > Cedars Bank > Assets and Liabilities
Cedars Bank, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 58 | 2,976 |
| Assets and Liabilities | ||
| Total Assets: | $438,173,000 | 1,429 |
| Cash and due from depository institutions | $14,433,000 | 2,976 |
| Interest-bearing balances | $1,753,000 | 2,060 |
| Securities | $1,036,000 | 8,388 |
| Federal funds sold & reverse repurchase agreements | $48,000,000 | 271 |
| Net loans & leases | $357,307,000 | 1,190 |
| Loan loss allowance | $5,597,000 | 879 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,196,000 | 5,566 |
| Other real estate owned | $515,000 | 2,976 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $15,686,000 | 1,106 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $438,173,000 | 1,429 |
| Total liabilities | $390,496,000 | 1,441 |
| Total deposits | $366,665,000 | 1,351 |
| Interest-bearing deposits | $271,662,000 | 1,576 |
| Deposits held in domestic offices | $366,665,000 | 1,348 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $21,472,000 | 1,678 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,359,000 | 1,887 |
| Total equity capital | $47,677,000 | 1,279 |
| Total bank equity capital | $47,677,000 | 1,279 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $4,339,000 | 1,010 |
| Surplus | $12,243,000 | 1,929 |
| Undivided profits | $31,095,000 | 1,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,782,000 | 1,986 |
| Earning assets | $408,096,000 | 1,402 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $472,793,000 | 1,260 |
| Average Assets, quarterly | $472,658,500 | 1,308 |
| Volatile liabilities | $149,875,000 | 970 |
| Insider loans | $1,800,000 | 3,028 |
| FHLB advances | $21,472,000 | 1,576 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $59,013,000 | 1,551 |
| Tier 1 (core) risk-based capital | $47,677,000 | 1,208 |
| Tier 2 risk-based capital | $4,706,000 | 1,025 |
| Total risk weighted assets | $374,332,000 | 1,182 |
| Total unused commitments | $59,013,000 | 1,551 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 75 | 2,309 |
| Assets and Liabilities | ||
| Total Assets: | $507,144,000 | 1,199 |
| Cash and due from depository institutions | $21,550,000 | 2,309 |
| Interest-bearing balances | $2,004,000 | 1,993 |
| Securities | $83,277,000 | 1,466 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,421 |
| Net loans & leases | $376,167,000 | 1,091 |
| Loan loss allowance | $4,048,000 | 1,210 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,149,000 | 5,607 |
| Other real estate owned | $538,000 | 2,309 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $15,463,000 | 1,104 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $507,144,000 | 1,199 |
| Total liabilities | $459,539,000 | 1,196 |
| Total deposits | $429,289,000 | 1,088 |
| Interest-bearing deposits | $334,419,000 | 1,200 |
| Deposits held in domestic offices | $429,289,000 | 1,085 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $26,516,000 | 1,466 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,734,000 | 1,266 |
| Total equity capital | $47,605,000 | 1,266 |
| Total bank equity capital | $47,605,000 | 1,266 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,319,000 | 982 |
| Surplus | $12,078,000 | 1,896 |
| Undivided profits | $31,208,000 | 1,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,547,000 | 1,258 |
| Earning assets | $470,448,000 | 1,184 |
| Long-term assets (5+ years) | $8,406,000 | 4,957 |
| Average Assets, year-to-date | $481,448,000 | 1,224 |
| Average Assets, quarterly | $496,427,500 | 1,211 |
| Volatile liabilities | $221,255,000 | 686 |
| Insider loans | $2,050,000 | 2,769 |
| FHLB advances | $26,516,000 | 1,375 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $66,247,000 | 1,392 |
| Tier 1 (core) risk-based capital | $48,094,000 | 1,180 |
| Tier 2 risk-based capital | $4,573,000 | 1,041 |
| Total risk weighted assets | $422,493,000 | 1,019 |
| Total unused commitments | $66,247,000 | 1,392 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 76 | 2,286 |
| Assets and Liabilities | ||
| Total Assets: | $485,711,000 | 1,229 |
| Cash and due from depository institutions | $15,043,000 | 2,286 |
| Interest-bearing balances | $3,007,000 | 1,564 |
| Securities | $83,426,000 | 1,476 |
| Federal funds sold & reverse repurchase agreements | $6,200,000 | 1,776 |
| Net loans & leases | $364,807,000 | 1,104 |
| Loan loss allowance | $3,827,000 | 1,258 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $803,000 | 6,259 |
| Other real estate owned | $562,000 | 2,286 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $14,870,000 | 1,116 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $485,711,000 | 1,229 |
| Total liabilities | $439,771,000 | 1,222 |
| Total deposits | $400,010,000 | 1,146 |
| Interest-bearing deposits | $314,825,000 | 1,267 |
| Deposits held in domestic offices | $400,010,000 | 1,143 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $36,560,000 | 1,183 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,201,000 | 1,349 |
| Total equity capital | $45,940,000 | 1,292 |
| Total bank equity capital | $45,940,000 | 1,292 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,319,000 | 963 |
| Surplus | $11,977,000 | 1,875 |
| Undivided profits | $29,644,000 | 1,135 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $437,000 | 3,940 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,399,000 | 1,216 |
| Earning assets | $457,440,000 | 1,193 |
| Long-term assets (5+ years) | $10,320,000 | 4,639 |
| Average Assets, year-to-date | $472,882,670 | 1,236 |
| Average Assets, quarterly | $481,325,500 | 1,229 |
| Volatile liabilities | $230,355,000 | 647 |
| Insider loans | $2,070,000 | 2,701 |
| FHLB advances | $36,560,000 | 1,098 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $66,245,000 | 1,347 |
| Tier 1 (core) risk-based capital | $46,276,000 | 1,199 |
| Tier 2 risk-based capital | $4,333,000 | 1,068 |
| Total risk weighted assets | $415,550,000 | 1,002 |
| Total unused commitments | $66,245,000 | 1,347 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 69 | 2,484 |
| Assets and Liabilities | ||
| Total Assets: | $476,940,000 | 1,239 |
| Cash and due from depository institutions | $24,310,000 | 2,484 |
| Interest-bearing balances | $2,862,000 | 1,611 |
| Securities | $84,283,000 | 1,494 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $357,266,000 | 1,091 |
| Loan loss allowance | $3,770,000 | 1,271 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $645,000 | 6,681 |
| Other real estate owned | $586,000 | 2,484 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $9,850,000 | 1,593 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $476,940,000 | 1,239 |
| Total liabilities | $433,154,000 | 1,222 |
| Total deposits | $402,749,000 | 1,127 |
| Interest-bearing deposits | $311,221,000 | 1,263 |
| Deposits held in domestic offices | $402,749,000 | 1,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $59,000 | 3,277 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $26,604,000 | 1,405 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,742,000 | 1,177 |
| Total equity capital | $43,786,000 | 1,319 |
| Total bank equity capital | $43,786,000 | 1,319 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,320,000 | 951 |
| Surplus | $11,873,000 | 1,829 |
| Undivided profits | $27,593,000 | 1,191 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,679,000 | 969 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,349,000 | 1,191 |
| Earning assets | $444,411,000 | 1,211 |
| Long-term assets (5+ years) | $12,589,000 | 4,322 |
| Average Assets, year-to-date | $466,468,500 | 1,251 |
| Average Assets, quarterly | $466,468,500 | 1,251 |
| Volatile liabilities | $194,431,000 | 700 |
| Insider loans | $2,097,000 | 2,654 |
| FHLB advances | $26,604,000 | 1,317 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $55,870,000 | 1,488 |
| Tier 1 (core) risk-based capital | $44,373,000 | 1,227 |
| Tier 2 risk-based capital | $4,209,000 | 1,082 |
| Total risk weighted assets | $395,171,000 | 1,038 |
| Total unused commitments | $55,870,000 | 1,488 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 72 | 2,400 |
| Assets and Liabilities | ||
| Total Assets: | $455,997,000 | 1,285 |
| Cash and due from depository institutions | $12,307,000 | 2,400 |
| Interest-bearing balances | $3,019,000 | 1,573 |
| Securities | $79,046,000 | 1,597 |
| Federal funds sold & reverse repurchase agreements | $10,500,000 | 1,114 |
| Net loans & leases | $342,855,000 | 1,132 |
| Loan loss allowance | $3,605,000 | 1,314 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $424,000 | 7,306 |
| Other real estate owned | $1,038,000 | 2,400 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $9,827,000 | 1,550 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $455,997,000 | 1,285 |
| Total liabilities | $413,674,000 | 1,274 |
| Total deposits | $379,821,000 | 1,187 |
| Interest-bearing deposits | $305,694,000 | 1,280 |
| Deposits held in domestic offices | $379,821,000 | 1,184 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $65,000 | 3,433 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $31,647,000 | 1,266 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,141,000 | 1,829 |
| Total equity capital | $42,323,000 | 1,353 |
| Total bank equity capital | $42,323,000 | 1,353 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,319,000 | 932 |
| Surplus | $11,449,000 | 1,845 |
| Undivided profits | $26,555,000 | 1,251 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,000 | 7,390 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,082,000 | 1,356 |
| Earning assets | $435,420,000 | 1,229 |
| Long-term assets (5+ years) | $13,345,000 | 4,291 |
| Average Assets, year-to-date | $427,673,400 | 1,299 |
| Average Assets, quarterly | $441,201,500 | 1,303 |
| Volatile liabilities | $161,992,000 | 806 |
| Insider loans | $2,156,000 | 2,600 |
| FHLB advances | $31,647,000 | 1,171 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $58,058,000 | 1,419 |
| Tier 1 (core) risk-based capital | $42,507,000 | 1,262 |
| Tier 2 risk-based capital | $4,044,000 | 1,127 |
| Total risk weighted assets | $386,710,000 | 1,052 |
| Total unused commitments | $58,058,000 | 1,419 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 71 | 2,412 |
| Assets and Liabilities | ||
| Total Assets: | $426,406,000 | 1,353 |
| Cash and due from depository institutions | $16,591,000 | 2,412 |
| Interest-bearing balances | $2,775,000 | 1,728 |
| Securities | $80,304,000 | 1,574 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $322,384,000 | 1,188 |
| Loan loss allowance | $3,718,000 | 1,269 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $360,000 | 7,540 |
| Other real estate owned | $1,061,000 | 2,412 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $5,706,000 | 2,366 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $426,406,000 | 1,353 |
| Total liabilities | $386,209,000 | 1,344 |
| Total deposits | $336,369,000 | 1,338 |
| Interest-bearing deposits | $266,313,000 | 1,468 |
| Deposits held in domestic offices | $336,369,000 | 1,334 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,053,000 | 1,497 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $41,690,000 | 1,029 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,097,000 | 1,850 |
| Total equity capital | $40,197,000 | 1,404 |
| Total bank equity capital | $40,197,000 | 1,404 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $4,293,000 | 920 |
| Surplus | $10,397,000 | 1,963 |
| Undivided profits | $25,507,000 | 1,314 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,962,000 | 1,505 |
| Earning assets | $405,463,000 | 1,301 |
| Long-term assets (5+ years) | $11,501,000 | 4,636 |
| Average Assets, year-to-date | $420,592,500 | 1,324 |
| Average Assets, quarterly | $423,584,500 | 1,348 |
| Volatile liabilities | $187,580,000 | 678 |
| Insider loans | $1,704,000 | 3,002 |
| FHLB advances | $41,690,000 | 934 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $47,100,000 | 1,636 |
| Tier 1 (core) risk-based capital | $40,302,000 | 1,311 |
| Tier 2 risk-based capital | $3,718,000 | 1,225 |
| Total risk weighted assets | $359,960,000 | 1,113 |
| Total unused commitments | $47,100,000 | 1,637 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 73 | 2,353 |
| Assets and Liabilities | ||
| Total Assets: | $420,763,000 | 1,348 |
| Cash and due from depository institutions | $36,914,000 | 2,353 |
| Interest-bearing balances | $2,849,000 | 1,712 |
| Securities | $79,473,000 | 1,609 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $297,607,000 | 1,249 |
| Loan loss allowance | $3,556,000 | 1,316 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $393,000 | 7,453 |
| Other real estate owned | $1,085,000 | 2,353 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,291,000 | 2,519 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $420,763,000 | 1,348 |
| Total liabilities | $382,382,000 | 1,337 |
| Total deposits | $339,453,000 | 1,308 |
| Interest-bearing deposits | $268,928,000 | 1,435 |
| Deposits held in domestic offices | $339,453,000 | 1,304 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $110,000 | 3,646 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $40,732,000 | 1,047 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,087,000 | 1,715 |
| Total equity capital | $38,381,000 | 1,414 |
| Total bank equity capital | $38,381,000 | 1,414 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $4,293,000 | 903 |
| Surplus | $10,322,000 | 1,922 |
| Undivided profits | $23,766,000 | 1,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,765,000 | 1,561 |
| Earning assets | $379,929,000 | 1,375 |
| Long-term assets (5+ years) | $38,385,000 | 2,354 |
| Average Assets, year-to-date | $418,654,670 | 1,327 |
| Average Assets, quarterly | $427,421,000 | 1,311 |
| Volatile liabilities | $178,044,000 | 690 |
| Insider loans | $1,754,000 | 2,939 |
| FHLB advances | $40,732,000 | 955 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $49,679,000 | 1,567 |
| Tier 1 (core) risk-based capital | $38,849,000 | 1,333 |
| Tier 2 risk-based capital | $3,556,000 | 1,275 |
| Total risk weighted assets | $336,771,000 | 1,165 |
| Total unused commitments | $49,679,000 | 1,568 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 68 | 2,533 |
| Assets and Liabilities | ||
| Total Assets: | $434,079,000 | 1,279 |
| Cash and due from depository institutions | $14,684,000 | 2,533 |
| Interest-bearing balances | $2,874,000 | 1,926 |
| Securities | $96,545,000 | 1,363 |
| Federal funds sold & reverse repurchase agreements | $29,850,000 | 452 |
| Net loans & leases | $286,684,000 | 1,268 |
| Loan loss allowance | $3,550,000 | 1,300 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $441,000 | 7,289 |
| Other real estate owned | $1,111,000 | 2,533 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,764,000 | 2,580 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $434,079,000 | 1,279 |
| Total liabilities | $396,457,000 | 1,260 |
| Total deposits | $363,260,000 | 1,191 |
| Interest-bearing deposits | $282,731,000 | 1,344 |
| Deposits held in domestic offices | $363,260,000 | 1,189 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $72,000 | 3,117 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $30,774,000 | 1,188 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,351,000 | 1,743 |
| Total equity capital | $37,622,000 | 1,474 |
| Total bank equity capital | $37,622,000 | 1,474 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,174,000 | 917 |
| Surplus | $10,367,000 | 1,880 |
| Undivided profits | $23,081,000 | 1,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $756,000 | 3,249 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,681,000 | 1,647 |
| Earning assets | $415,953,000 | 1,221 |
| Long-term assets (5+ years) | $18,520,000 | 3,738 |
| Average Assets, year-to-date | $417,600,500 | 1,328 |
| Average Assets, quarterly | $417,600,500 | 1,328 |
| Volatile liabilities | $192,758,000 | 630 |
| Insider loans | $1,803,000 | 2,842 |
| FHLB advances | $30,774,000 | 1,087 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $53,300,000 | 1,429 |
| Tier 1 (core) risk-based capital | $37,495,000 | 1,372 |
| Tier 2 risk-based capital | $3,550,000 | 1,260 |
| Total risk weighted assets | $332,316,000 | 1,159 |
| Total unused commitments | $53,300,000 | 1,433 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 67 | 2,594 |
| Assets and Liabilities | ||
| Total Assets: | $401,122,000 | 1,408 |
| Cash and due from depository institutions | $14,545,000 | 2,594 |
| Interest-bearing balances | $2,716,000 | 1,859 |
| Securities | $75,712,000 | 1,740 |
| Federal funds sold & reverse repurchase agreements | $10,500,000 | 1,112 |
| Net loans & leases | $294,433,000 | 1,206 |
| Loan loss allowance | $3,411,000 | 1,354 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $492,000 | 7,178 |
| Other real estate owned | $705,000 | 2,594 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $4,735,000 | 2,605 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $401,122,000 | 1,408 |
| Total liabilities | $365,199,000 | 1,392 |
| Total deposits | $332,434,000 | 1,316 |
| Interest-bearing deposits | $258,861,000 | 1,481 |
| Deposits held in domestic offices | $332,434,000 | 1,314 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000 | 3,430 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $30,815,000 | 1,223 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,949,000 | 1,896 |
| Total equity capital | $35,923,000 | 1,508 |
| Total bank equity capital | $35,923,000 | 1,508 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,151,000 | 928 |
| Surplus | $10,189,000 | 1,885 |
| Undivided profits | $21,583,000 | 1,512 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $133,000 | 6,411 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,755,000 | 1,628 |
| Earning assets | $383,361,000 | 1,333 |
| Long-term assets (5+ years) | $22,719,000 | 3,327 |
| Average Assets, year-to-date | $381,912,400 | 1,424 |
| Average Assets, quarterly | $393,264,500 | 1,423 |
| Volatile liabilities | $153,644,000 | 754 |
| Insider loans | $2,853,000 | 1,955 |
| FHLB advances | $30,815,000 | 1,114 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $57,166,000 | 1,308 |
| Tier 1 (core) risk-based capital | $35,956,000 | 1,423 |
| Tier 2 risk-based capital | $3,411,000 | 1,301 |
| Total risk weighted assets | $335,790,000 | 1,128 |
| Total unused commitments | $57,166,000 | 1,310 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 65 | 2,671 |
| Assets and Liabilities | ||
| Total Assets: | $385,407,000 | 1,470 |
| Cash and due from depository institutions | $14,331,000 | 2,671 |
| Interest-bearing balances | $1,715,000 | 2,491 |
| Securities | $77,866,000 | 1,682 |
| Federal funds sold & reverse repurchase agreements | $14,000,000 | 1,033 |
| Net loans & leases | $273,534,000 | 1,318 |
| Loan loss allowance | $3,509,000 | 1,325 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $537,000 | 7,061 |
| Other real estate owned | $729,000 | 2,671 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,410,000 | 2,758 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $385,407,000 | 1,470 |
| Total liabilities | $351,009,000 | 1,456 |
| Total deposits | $322,770,000 | 1,376 |
| Interest-bearing deposits | $251,038,000 | 1,528 |
| Deposits held in domestic offices | $322,770,000 | 1,375 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $121,000 | 3,246 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $25,856,000 | 1,334 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,262,000 | 1,747 |
| Total equity capital | $34,398,000 | 1,594 |
| Total bank equity capital | $34,398,000 | 1,594 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,146,000 | 915 |
| Surplus | $9,892,000 | 1,924 |
| Undivided profits | $20,360,000 | 1,610 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $228,000 | 5,826 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,769,000 | 1,724 |
| Earning assets | $367,115,000 | 1,416 |
| Long-term assets (5+ years) | $22,370,000 | 3,379 |
| Average Assets, year-to-date | $377,110,000 | 1,458 |
| Average Assets, quarterly | $395,028,500 | 1,426 |
| Volatile liabilities | $156,153,000 | 729 |
| Insider loans | $3,402,000 | 1,637 |
| FHLB advances | $25,856,000 | 1,224 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $61,275,000 | 1,266 |
| Tier 1 (core) risk-based capital | $34,440,000 | 1,493 |
| Tier 2 risk-based capital | $3,509,000 | 1,248 |
| Total risk weighted assets | $318,881,000 | 1,187 |
| Total unused commitments | $61,275,000 | 1,269 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 66 | 2,633 |
| Assets and Liabilities | ||
| Total Assets: | $404,650,000 | 1,381 |
| Cash and due from depository institutions | $14,287,000 | 2,633 |
| Interest-bearing balances | $1,595,000 | 2,726 |
| Securities | $78,510,000 | 1,600 |
| Federal funds sold & reverse repurchase agreements | $32,700,000 | 477 |
| Net loans & leases | $273,873,000 | 1,291 |
| Loan loss allowance | $3,336,000 | 1,369 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $585,000 | 6,927 |
| Other real estate owned | $753,000 | 2,633 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,942,000 | 2,875 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $404,650,000 | 1,381 |
| Total liabilities | $371,240,000 | 1,345 |
| Total deposits | $336,577,000 | 1,294 |
| Interest-bearing deposits | $266,628,000 | 1,412 |
| Deposits held in domestic offices | $336,577,000 | 1,292 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $61,000 | 3,203 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $25,896,000 | 1,327 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $8,706,000 | 690 |
| Total equity capital | $33,410,000 | 1,638 |
| Total bank equity capital | $33,410,000 | 1,638 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $4,146,000 | 908 |
| Surplus | $9,892,000 | 1,884 |
| Undivided profits | $19,372,000 | 1,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $328,000 | 5,212 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,528,000 | 1,940 |
| Earning assets | $386,678,000 | 1,303 |
| Long-term assets (5+ years) | $44,128,000 | 1,972 |
| Average Assets, year-to-date | $374,344,330 | 1,452 |
| Average Assets, quarterly | $386,835,000 | 1,419 |
| Volatile liabilities | $164,355,000 | 707 |
| Insider loans | $3,940,000 | 1,391 |
| FHLB advances | $25,896,000 | 1,218 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $53,784,000 | 1,364 |
| Tier 1 (core) risk-based capital | $33,211,000 | 1,514 |
| Tier 2 risk-based capital | $3,336,000 | 1,274 |
| Total risk weighted assets | $317,552,000 | 1,175 |
| Total unused commitments | $53,784,000 | 1,374 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 64 | 2,691 |
| Assets and Liabilities | ||
| Total Assets: | $369,020,000 | 1,481 |
| Cash and due from depository institutions | $16,832,000 | 2,691 |
| Interest-bearing balances | $1,524,000 | 2,774 |
| Securities | $60,442,000 | 2,010 |
| Federal funds sold & reverse repurchase agreements | $20,000,000 | 796 |
| Net loans & leases | $266,530,000 | 1,301 |
| Loan loss allowance | $3,362,000 | 1,333 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $638,000 | 6,769 |
| Other real estate owned | $776,000 | 2,691 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,802,000 | 2,915 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $369,020,000 | 1,481 |
| Total liabilities | $336,917,000 | 1,458 |
| Total deposits | $313,863,000 | 1,379 |
| Interest-bearing deposits | $250,117,000 | 1,508 |
| Deposits held in domestic offices | $313,863,000 | 1,376 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $195,000 | 2,888 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $19,936,000 | 1,538 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,923,000 | 1,546 |
| Total equity capital | $32,103,000 | 1,667 |
| Total bank equity capital | $32,103,000 | 1,667 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,146,000 | 899 |
| Surplus | $9,892,000 | 1,853 |
| Undivided profits | $18,065,000 | 1,763 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $394,000 | 4,831 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,634,000 | 1,818 |
| Earning assets | $348,496,000 | 1,436 |
| Long-term assets (5+ years) | $15,661,000 | 3,917 |
| Average Assets, year-to-date | $359,191,500 | 1,506 |
| Average Assets, quarterly | $359,191,500 | 1,506 |
| Volatile liabilities | $156,445,000 | 722 |
| Insider loans | $4,204,000 | 1,258 |
| FHLB advances | $19,936,000 | 1,436 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $48,328,000 | 1,431 |
| Tier 1 (core) risk-based capital | $31,743,000 | 1,558 |
| Tier 2 risk-based capital | $3,362,000 | 1,232 |
| Total risk weighted assets | $307,356,000 | 1,201 |
| Total unused commitments | $48,328,000 | 1,444 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 62 | 2,734 |
| Assets and Liabilities | ||
| Total Assets: | $349,363,000 | 1,543 |
| Cash and due from depository institutions | $13,601,000 | 2,734 |
| Interest-bearing balances | $1,447,000 | 2,736 |
| Securities | $70,729,000 | 1,727 |
| Federal funds sold & reverse repurchase agreements | $9,500,000 | 1,516 |
| Net loans & leases | $250,192,000 | 1,382 |
| Loan loss allowance | $3,188,000 | 1,370 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $658,000 | 6,725 |
| Other real estate owned | $800,000 | 2,734 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,883,000 | 2,828 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $349,363,000 | 1,543 |
| Total liabilities | $318,267,000 | 1,524 |
| Total deposits | $295,563,000 | 1,441 |
| Interest-bearing deposits | $233,001,000 | 1,591 |
| Deposits held in domestic offices | $295,563,000 | 1,439 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $311,000 | 2,932 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $19,976,000 | 1,547 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,417,000 | 1,753 |
| Total equity capital | $31,096,000 | 1,679 |
| Total bank equity capital | $31,096,000 | 1,679 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $4,144,000 | 896 |
| Surplus | $9,885,000 | 1,816 |
| Undivided profits | $17,067,000 | 1,828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $425,000 | 4,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,773,000 | 1,747 |
| Earning assets | $331,868,000 | 1,484 |
| Long-term assets (5+ years) | $14,018,000 | 4,104 |
| Average Assets, year-to-date | $322,776,800 | 1,585 |
| Average Assets, quarterly | $339,812,500 | 1,564 |
| Volatile liabilities | $148,468,000 | 746 |
| Insider loans | $3,781,000 | 1,401 |
| FHLB advances | $19,976,000 | 1,431 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $47,325,000 | 1,407 |
| Tier 1 (core) risk-based capital | $30,624,000 | 1,580 |
| Tier 2 risk-based capital | $3,188,000 | 1,276 |
| Total risk weighted assets | $291,341,000 | 1,230 |
| Total unused commitments | $47,325,000 | 1,410 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 62 | 2,742 |
| Assets and Liabilities | ||
| Total Assets: | $302,038,000 | 1,689 |
| Cash and due from depository institutions | $8,681,000 | 2,742 |
| Interest-bearing balances | $1,141,000 | 2,828 |
| Securities | $58,097,000 | 1,927 |
| Federal funds sold & reverse repurchase agreements | $12,595,000 | 1,166 |
| Net loans & leases | $216,881,000 | 1,530 |
| Loan loss allowance | $2,605,000 | 1,570 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $614,000 | 6,958 |
| Other real estate owned | $895,000 | 2,742 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,275,000 | 2,527 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $302,038,000 | 1,689 |
| Total liabilities | $279,310,000 | 1,648 |
| Total deposits | $262,217,000 | 1,528 |
| Interest-bearing deposits | $209,817,000 | 1,674 |
| Deposits held in domestic offices | $262,217,000 | 1,525 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $480,000 | 2,998 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,131,000 | 1,830 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,482,000 | 1,286 |
| Total equity capital | $22,728,000 | 2,179 |
| Total bank equity capital | $22,728,000 | 2,179 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,614,000 | 1,058 |
| Surplus | $6,062,000 | 2,639 |
| Undivided profits | $13,052,000 | 2,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,875,000 | 1,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $40,000 | 1,188 |
| Income earned, not collected on loans | $1,688,000 | 1,988 |
| Earning assets | $288,714,000 | 1,612 |
| Long-term assets (5+ years) | $20,344,000 | 3,257 |
| Average Assets, year-to-date | $270,882,400 | 1,786 |
| Average Assets, quarterly | $283,450,500 | 1,775 |
| Volatile liabilities | $138,712,000 | 754 |
| Insider loans | $3,269,000 | 1,528 |
| FHLB advances | $13,131,000 | 1,687 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $38,619,000 | 1,541 |
| Tier 1 (core) risk-based capital | $22,722,000 | 2,054 |
| Tier 2 risk-based capital | $2,604,000 | 1,459 |
| Total risk weighted assets | $251,297,000 | 1,365 |
| Total unused commitments | $38,619,000 | 1,546 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 54 | 3,129 |
| Assets and Liabilities | ||
| Total Assets: | $252,021,000 | 1,913 |
| Cash and due from depository institutions | $13,088,000 | 3,129 |
| Interest-bearing balances | $3,157,000 | 1,225 |
| Securities | $46,683,000 | 2,337 |
| Federal funds sold & reverse repurchase agreements | $24,490,000 | 500 |
| Net loans & leases | $163,407,000 | 1,940 |
| Loan loss allowance | $1,995,000 | 1,920 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $532,000 | 7,362 |
| Other real estate owned | $991,000 | 3,129 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,830,000 | 2,992 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $252,021,000 | 1,913 |
| Total liabilities | $233,066,000 | 1,862 |
| Total deposits | $223,801,000 | 1,723 |
| Interest-bearing deposits | $183,893,000 | 1,828 |
| Deposits held in domestic offices | $223,801,000 | 1,718 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $289,000 | 3,407 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,279,000 | 2,582 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,697,000 | 1,616 |
| Total equity capital | $18,955,000 | 2,476 |
| Total bank equity capital | $18,955,000 | 2,476 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,411,000 | 1,123 |
| Surplus | $5,049,000 | 2,985 |
| Undivided profits | $10,495,000 | 2,507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,398,000 | 1,052 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,172,000 | 2,275 |
| Earning assets | $237,737,000 | 1,866 |
| Long-term assets (5+ years) | $28,227,000 | 2,519 |
| Average Assets, year-to-date | $226,756,000 | 2,038 |
| Average Assets, quarterly | $243,207,000 | 1,966 |
| Volatile liabilities | $122,469,000 | 849 |
| Insider loans | $1,345,000 | 3,164 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $35,017,000 | 1,537 |
| Tier 1 (core) risk-based capital | $18,976,000 | 2,371 |
| Tier 2 risk-based capital | $1,995,000 | 1,784 |
| Total risk weighted assets | $201,107,900 | 1,621 |
| Total unused commitments | $35,017,000 | 1,538 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 52 | 3,332 |
| Assets and Liabilities | ||
| Total Assets: | $211,019,000 | 2,227 |
| Cash and due from depository institutions | $11,553,000 | 3,332 |
| Interest-bearing balances | $1,518,000 | 1,993 |
| Securities | $48,940,000 | 2,325 |
| Federal funds sold & reverse repurchase agreements | $3,200,000 | 2,740 |
| Net loans & leases | $142,180,000 | 2,120 |
| Loan loss allowance | $1,818,000 | 2,020 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $784,000 | 6,673 |
| Other real estate owned | $1,086,000 | 3,332 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,276,000 | 2,618 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $211,019,000 | 2,227 |
| Total liabilities | $194,031,000 | 2,185 |
| Total deposits | $185,518,000 | 2,044 |
| Interest-bearing deposits | $155,415,000 | 2,106 |
| Deposits held in domestic offices | $185,518,000 | 2,039 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $252,000 | 3,768 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,421,000 | 2,533 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,840,000 | 2,012 |
| Total equity capital | $16,988,000 | 2,590 |
| Total bank equity capital | $16,988,000 | 2,590 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,357,000 | 1,150 |
| Surplus | $4,839,000 | 3,090 |
| Undivided profits | $8,792,000 | 2,741 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $922,000 | 2,327 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $220,000 | 558 |
| Income earned, not collected on loans | $872,000 | 2,650 |
| Earning assets | $195,838,000 | 2,196 |
| Long-term assets (5+ years) | $39,465,000 | 2,067 |
| Average Assets, year-to-date | $197,449,600 | 2,285 |
| Average Assets, quarterly | $207,266,500 | 2,241 |
| Volatile liabilities | $104,115,000 | 937 |
| Insider loans | $235,000 | 6,927 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $33,531,000 | 1,615 |
| Tier 1 (core) risk-based capital | $17,547,000 | 2,499 |
| Tier 2 risk-based capital | $1,818,000 | 1,862 |
| Total risk weighted assets | $170,557,500 | 1,798 |
| Total unused commitments | $33,531,000 | 1,617 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 48 | 3,601 |
| Assets and Liabilities | ||
| Total Assets: | $189,731,000 | 2,413 |
| Cash and due from depository institutions | $11,642,000 | 3,601 |
| Interest-bearing balances | $3,572,000 | 1,565 |
| Securities | $56,222,000 | 2,061 |
| Federal funds sold & reverse repurchase agreements | $11,900,000 | 1,455 |
| Net loans & leases | $105,471,000 | 2,632 |
| Loan loss allowance | $1,851,000 | 1,902 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $962,000 | 6,091 |
| Other real estate owned | $412,000 | 3,601 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,122,000 | 2,386 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $189,731,000 | 2,413 |
| Total liabilities | $173,892,000 | 2,378 |
| Total deposits | $169,508,000 | 2,252 |
| Interest-bearing deposits | $146,441,000 | 2,230 |
| Deposits held in domestic offices | $169,508,000 | 2,245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $154,000 | 3,071 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,558,000 | 3,029 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,672,000 | 2,307 |
| Total equity capital | $15,839,000 | 2,831 |
| Total bank equity capital | $15,839,000 | 2,831 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,351,000 | 1,107 |
| Surplus | $4,815,000 | 2,963 |
| Undivided profits | $7,673,000 | 3,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,669,000 | 1,521 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $833,000 | 2,736 |
| Earning assets | $177,165,000 | 2,386 |
| Long-term assets (5+ years) | $16,337,000 | 3,571 |
| Average Assets, year-to-date | $179,157,600 | 2,421 |
| Average Assets, quarterly | $184,233,000 | 2,445 |
| Volatile liabilities | $88,565,000 | 915 |
| Insider loans | $242,000 | 6,863 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $22,669,000 | 2,062 |
| Tier 1 (core) risk-based capital | $15,846,000 | 2,698 |
| Tier 2 risk-based capital | $1,851,000 | 1,733 |
| Total risk weighted assets | $150,806,700 | 1,897 |
| Total unused commitments | $22,669,000 | 2,066 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 43 | 4,118 |
| Assets and Liabilities | ||
| Total Assets: | $170,087,000 | 2,633 |
| Cash and due from depository institutions | $10,751,000 | 4,118 |
| Interest-bearing balances | $4,616,000 | 981 |
| Securities | $31,945,000 | 3,448 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,283 |
| Net loans & leases | $116,404,000 | 2,391 |
| Loan loss allowance | $1,672,000 | 2,112 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,131,000 | 5,589 |
| Other real estate owned | $448,000 | 4,118 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,408,000 | 2,118 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $170,087,000 | 2,633 |
| Total liabilities | $157,151,000 | 2,563 |
| Total deposits | $153,530,000 | 2,435 |
| Interest-bearing deposits | $126,843,000 | 2,533 |
| Deposits held in domestic offices | $153,530,000 | 2,427 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $120,000 | 3,579 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,525,000 | 3,135 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,976,000 | 2,048 |
| Total equity capital | $12,936,000 | 3,414 |
| Total bank equity capital | $12,936,000 | 3,414 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,100,000 | 1,157 |
| Surplus | $3,460,000 | 3,774 |
| Undivided profits | $6,376,000 | 3,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,228,000 | 1,219 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $24,000 | 1,442 |
| Income earned, not collected on loans | $1,019,000 | 2,230 |
| Earning assets | $158,965,000 | 2,589 |
| Long-term assets (5+ years) | $3,155,000 | 6,948 |
| Average Assets, year-to-date | $150,101,200 | 2,830 |
| Average Assets, quarterly | $164,702,000 | 2,671 |
| Volatile liabilities | $80,815,000 | 971 |
| Insider loans | $597,000 | 4,928 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $26,682,000 | 1,716 |
| Tier 1 (core) risk-based capital | $12,975,000 | 3,262 |
| Tier 2 risk-based capital | $1,672,000 | 1,819 |
| Total risk weighted assets | $141,138,100 | 1,984 |
| Total unused commitments | $26,682,000 | 1,720 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 43 | 4,297 |
| Assets and Liabilities | ||
| Total Assets: | $135,656,000 | 3,325 |
| Cash and due from depository institutions | $9,770,000 | 4,297 |
| Interest-bearing balances | $2,489,000 | 1,408 |
| Securities | $40,915,000 | 2,964 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $79,787,000 | 3,410 |
| Loan loss allowance | $1,400,000 | 2,602 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,074,000 | 5,756 |
| Other real estate owned | $280,000 | 4,297 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,830,000 | 1,988 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,656,000 | 3,325 |
| Total liabilities | $123,976,000 | 3,284 |
| Total deposits | $119,040,000 | 3,199 |
| Interest-bearing deposits | $102,640,000 | 3,190 |
| Deposits held in domestic offices | $119,040,000 | 3,189 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,232 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,585,000 | 2,941 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,351,000 | 2,804 |
| Total equity capital | $11,680,000 | 3,768 |
| Total bank equity capital | $11,680,000 | 3,768 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,100,000 | 1,212 |
| Surplus | $3,460,000 | 3,857 |
| Undivided profits | $5,120,000 | 4,369 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,196,000 | 1,405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $851,000 | 159 |
| Income earned, not collected on loans | $708,000 | 3,243 |
| Earning assets | $123,191,000 | 3,362 |
| Long-term assets (5+ years) | $4,076,000 | 6,364 |
| Average Assets, year-to-date | $125,076,400 | 3,444 |
| Average Assets, quarterly | $133,893,500 | 3,335 |
| Volatile liabilities | $67,667,000 | 1,129 |
| Insider loans | $655,000 | 4,776 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $18,323,000 | 2,192 |
| Tier 1 (core) risk-based capital | $11,845,000 | 3,621 |
| Tier 2 risk-based capital | $1,378,050 | 2,211 |
| Total risk weighted assets | $110,139,050 | 2,547 |
| Total unused commitments | $18,323,000 | 2,207 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 31 | 5,851 |
| Assets and Liabilities | ||
| Total Assets: | $113,117,000 | 3,938 |
| Cash and due from depository institutions | $7,278,000 | 5,851 |
| Interest-bearing balances | $1,210,000 | 2,330 |
| Securities | $31,453,000 | 3,922 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 2,626 |
| Net loans & leases | $65,804,000 | 3,949 |
| Loan loss allowance | $1,344,000 | 2,707 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $214,000 | 10,147 |
| Other real estate owned | $540,000 | 5,851 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,328,000 | 3,172 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,117,000 | 3,938 |
| Total liabilities | $103,028,000 | 3,894 |
| Total deposits | $101,450,000 | 3,761 |
| Interest-bearing deposits | $87,517,000 | 3,748 |
| Deposits held in domestic offices | $101,450,000 | 3,752 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $408,000 | 3,183 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,170,000 | 3,181 |
| Total equity capital | $10,089,000 | 4,302 |
| Total bank equity capital | $10,089,000 | 4,302 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,000,000 | 1,263 |
| Surplus | $3,000,000 | 4,170 |
| Undivided profits | $4,089,000 | 5,191 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $416,000 | 4,744 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $190,000 | 605 |
| Income earned, not collected on loans | $662,000 | 3,589 |
| Earning assets | $103,967,000 | 3,952 |
| Long-term assets (5+ years) | $4,616,000 | 6,014 |
| Average Assets, year-to-date | $111,935,400 | 3,842 |
| Average Assets, quarterly | $109,089,500 | 4,028 |
| Volatile liabilities | $51,666,000 | 1,264 |
| Insider loans | $1,851,000 | 2,288 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,823,000 | 3,550 |
| Tier 1 (core) risk-based capital | $9,997,000 | 4,217 |
| Tier 2 risk-based capital | $1,047,640 | 2,786 |
| Total risk weighted assets | $83,445,440 | 3,196 |
| Total unused commitments | $8,823,000 | 3,563 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 32 | 5,876 |
| Assets and Liabilities | ||
| Total Assets: | $115,665,000 | 3,821 |
| Cash and due from depository institutions | $6,147,000 | 5,876 |
| Interest-bearing balances | $2,095,000 | 1,536 |
| Securities | $46,983,000 | 2,779 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $59,201,000 | 4,242 |
| Loan loss allowance | $1,117,000 | 3,238 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $154,000 | 11,104 |
| Other real estate owned | $461,000 | 5,876 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,719,000 | 2,924 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,665,000 | 3,821 |
| Total liabilities | $107,149,000 | 3,750 |
| Total deposits | $101,123,000 | 3,740 |
| Interest-bearing deposits | $87,841,000 | 3,681 |
| Deposits held in domestic offices | $101,123,000 | 3,732 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $183,000 | 4,509 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,000,000 | 1,725 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $843,000 | 3,485 |
| Total equity capital | $8,516,000 | 4,687 |
| Total bank equity capital | $8,516,000 | 4,687 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,000,000 | 1,277 |
| Surplus | $3,000,000 | 4,101 |
| Undivided profits | $2,516,000 | 6,456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $628,000 | 3,693 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $568,000 | 3,692 |
| Earning assets | $108,279,000 | 3,737 |
| Long-term assets (5+ years) | $1,180,000 | 9,191 |
| Average Assets, year-to-date | $115,503,800 | 3,747 |
| Average Assets, quarterly | $112,811,000 | 3,899 |
| Volatile liabilities | $64,931,000 | 1,061 |
| Insider loans | $1,825,000 | 2,255 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,084,000 | 5,492 |
| Tier 1 (core) risk-based capital | $8,857,000 | 4,580 |
| Tier 2 risk-based capital | $1,117,000 | 2,646 |
| Total risk weighted assets | $89,363,600 | 2,955 |
| Total unused commitments | $4,084,000 | 5,499 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 25 | 7,348 |
| Assets and Liabilities | ||
| Total Assets: | $114,656,000 | 3,926 |
| Cash and due from depository institutions | $13,269,000 | 7,348 |
| Interest-bearing balances | $9,700,000 | 644 |
| Securities | $23,126,000 | 5,529 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 4,365 |
| Net loans & leases | $54,272,000 | 4,459 |
| Loan loss allowance | $1,016,000 | 3,630 |
| Trading account assets | $18,393,000 | 101 |
| Bank premises and fixed assets | $150,000 | 11,667 |
| Other real estate owned | $376,000 | 7,348 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,070,000 | 3,390 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,656,000 | 3,926 |
| Total liabilities | $106,524,000 | 3,839 |
| Total deposits | $102,168,000 | 3,808 |
| Interest-bearing deposits | $92,676,000 | 3,633 |
| Deposits held in domestic offices | $102,168,000 | 3,801 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $589,000 | 3,147 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,000,000 | 1,835 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $767,000 | 3,856 |
| Total equity capital | $8,132,000 | 4,944 |
| Total bank equity capital | $8,132,000 | 4,944 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,000,000 | 1,281 |
| Surplus | $3,000,000 | 4,062 |
| Undivided profits | $2,132,000 | 7,297 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $778,000 | 3,746 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $409,000 | 4,572 |
| Earning assets | $108,491,000 | 3,819 |
| Long-term assets (5+ years) | $1,349,000 | 9,494 |
| Average Assets, year-to-date | $104,888,200 | 4,165 |
| Average Assets, quarterly | $109,229,500 | 4,085 |
| Volatile liabilities | $59,527,000 | 1,068 |
| Insider loans | $846,000 | 4,189 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,523,000 | 4,143 |
| Tier 1 (core) risk-based capital | $8,132,000 | 4,856 |
| Tier 2 risk-based capital | $953,900 | 3,010 |
| Total risk weighted assets | $76,249,500 | 3,374 |
| Total unused commitments | $6,523,000 | 4,169 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 20 | 8,629 |
| Assets and Liabilities | ||
| Total Assets: | $98,993,000 | 4,561 |
| Cash and due from depository institutions | $14,219,000 | 8,629 |
| Interest-bearing balances | $12,507,000 | 618 |
| Securities | $12,648,000 | 8,145 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 5,007 |
| Net loans & leases | $51,509,000 | 4,705 |
| Loan loss allowance | $850,000 | 4,274 |
| Trading account assets | $15,534,000 | 107 |
| Bank premises and fixed assets | $161,000 | 11,982 |
| Other real estate owned | $397,000 | 8,629 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,525,000 | 4,541 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,993,000 | 4,561 |
| Total liabilities | $91,526,000 | 4,520 |
| Total deposits | $90,149,000 | 4,418 |
| Interest-bearing deposits | $75,180,000 | 4,596 |
| Deposits held in domestic offices | $90,149,000 | 4,412 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $265,000 | 3,335 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,112,000 | 3,019 |
| Total equity capital | $7,467,000 | 5,091 |
| Total bank equity capital | $7,467,000 | 5,091 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,000,000 | 1,307 |
| Surplus | $3,000,000 | 3,950 |
| Undivided profits | $1,467,000 | 8,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $441,000 | 4,617 |
| Earning assets | $95,198,000 | 4,361 |
| Long-term assets (5+ years) | $2,516,000 | 8,416 |
| Average Assets, year-to-date | $97,344,600 | 4,533 |
| Average Assets, quarterly | $100,655,500 | 4,474 |
| Volatile liabilities | $51,211,000 | 1,164 |
| Insider loans | $291,000 | 2,990 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,577,000 | 3,536 |
| Tier 1 (core) risk-based capital | $7,467,000 | 5,023 |
| Tier 2 risk-based capital | $793,630 | 3,569 |
| Total risk weighted assets | $63,434,130 | 4,049 |
| Total unused commitments | $7,577,000 | 3,553 |
| Derivatives | $0 | 651 |