Home > Cedar Creek Bank > Income and Expense
Cedar Creek Bank, Income and Expense
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,641,000 | 4,934 |
| Total interest expense | $662,000 | 5,979 |
| Net interest income | $2,979,000 | 4,498 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $1,001,000 | 2,924 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $778,000 | 1,706 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $223,000 | 4,287 |
| Total noninterest expense | $2,920,000 | 3,795 |
| Salaries and employee benefits | $1,536,000 | 3,880 |
| Premises and equipment expense | $502,000 | 3,245 |
| Additional noninterest expense | $882,000 | 3,786 |
| Pre-tax net operating income | $1,060,000 | 4,469 |
| Securities gains (losses) | $90,000 | 1,248 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,150,000 | 3,647 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,150,000 | 3,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $417,000 | 2,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,060,000 | 3,793 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,444,000 | 4,915 |
| Total interest expense | $445,000 | 5,989 |
| Net interest income | $1,999,000 | 4,482 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $649,000 | 2,993 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $511,000 | 1,710 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $138,000 | 4,473 |
| Total noninterest expense | $1,952,000 | 3,814 |
| Salaries and employee benefits | $1,026,000 | 3,902 |
| Premises and equipment expense | $324,000 | 3,334 |
| Additional noninterest expense | $602,000 | 3,737 |
| Pre-tax net operating income | $696,000 | 4,467 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $696,000 | 3,858 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $696,000 | 3,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,943 |
| Cash dividends | $417,000 | 2,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $696,000 | 3,769 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,238,000 | 4,897 |
| Total interest expense | $227,000 | 5,978 |
| Net interest income | $1,011,000 | 4,438 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $312,000 | 3,023 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $239,000 | 1,786 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $73,000 | 4,352 |
| Total noninterest expense | $994,000 | 3,777 |
| Salaries and employee benefits | $520,000 | 3,883 |
| Premises and equipment expense | $161,000 | 3,395 |
| Additional noninterest expense | $313,000 | 3,619 |
| Pre-tax net operating income | $329,000 | 4,600 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $329,000 | 4,023 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $329,000 | 4,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $67,000 | 3,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $329,000 | 3,889 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,458,000 | 4,590 |
| Total interest expense | $1,173,000 | 5,642 |
| Net interest income | $4,285,000 | 4,151 |
| Provision for loan and lease losses | $50,000 | 6,256 |
| Total noninterest income | $1,177,000 | 3,351 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $934,000 | 1,856 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $243,000 | 4,900 |
| Total noninterest expense | $4,032,000 | 3,696 |
| Salaries and employee benefits | $2,226,000 | 3,591 |
| Premises and equipment expense | $580,000 | 3,624 |
| Additional noninterest expense | $1,226,000 | 3,665 |
| Pre-tax net operating income | $1,380,000 | 4,346 |
| Securities gains (losses) | $4,000 | 3,987 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,384,000 | 3,762 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,384,000 | 3,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,913 |
| Cash dividends | $1,155,000 | 2,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,380,000 | 3,613 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,145,000 | 4,611 |
| Total interest expense | $921,000 | 5,635 |
| Net interest income | $3,224,000 | 4,161 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $877,000 | 3,436 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $694,000 | 1,865 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $183,000 | 4,961 |
| Total noninterest expense | $2,875,000 | 3,829 |
| Salaries and employee benefits | $1,546,000 | 3,816 |
| Premises and equipment expense | $421,000 | 3,709 |
| Additional noninterest expense | $908,000 | 3,693 |
| Pre-tax net operating income | $1,226,000 | 4,008 |
| Securities gains (losses) | $4,000 | 3,690 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,230,000 | 3,427 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,230,000 | 3,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 3,669 |
| Cash dividends | $997,000 | 1,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,226,000 | 3,273 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,783,000 | 4,627 |
| Total interest expense | $645,000 | 5,599 |
| Net interest income | $2,138,000 | 4,189 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $579,000 | 3,439 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $464,000 | 1,821 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $115,000 | 5,080 |
| Total noninterest expense | $1,904,000 | 3,832 |
| Salaries and employee benefits | $1,032,000 | 3,810 |
| Premises and equipment expense | $276,000 | 3,733 |
| Additional noninterest expense | $596,000 | 3,718 |
| Pre-tax net operating income | $813,000 | 4,014 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $813,000 | 3,472 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $813,000 | 3,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,834 |
| Cash dividends | $502,000 | 2,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $813,000 | 3,281 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,406,000 | 4,608 |
| Total interest expense | $340,000 | 5,528 |
| Net interest income | $1,066,000 | 4,202 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $271,000 | 3,475 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $225,000 | 1,818 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $46,000 | 5,422 |
| Total noninterest expense | $939,000 | 3,851 |
| Salaries and employee benefits | $526,000 | 3,753 |
| Premises and equipment expense | $137,000 | 3,763 |
| Additional noninterest expense | $276,000 | 3,908 |
| Pre-tax net operating income | $398,000 | 4,041 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $398,000 | 3,467 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $398,000 | 3,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,949 |
| Cash dividends | $109,000 | 2,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $398,000 | 3,303 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,439,000 | 4,337 |
| Total interest expense | $1,791,000 | 5,171 |
| Net interest income | $4,648,000 | 3,884 |
| Provision for loan and lease losses | $250,000 | 3,856 |
| Total noninterest income | $1,886,000 | 2,236 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,007,000 | 1,607 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $879,000 | 2,358 |
| Total noninterest expense | $4,027,000 | 3,545 |
| Salaries and employee benefits | $2,195,000 | 3,464 |
| Premises and equipment expense | $602,000 | 3,405 |
| Additional noninterest expense | $1,230,000 | 3,539 |
| Pre-tax net operating income | $2,257,000 | 3,122 |
| Securities gains (losses) | $74,000 | 2,045 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $2,331,000 | 2,481 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,331,000 | 2,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 2,703 |
| Cash dividends | $1,750,000 | 1,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,257,000 | 2,463 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,584,000 | 4,194 |
| Total interest expense | $3,057,000 | 4,654 |
| Net interest income | $4,527,000 | 3,743 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $1,462,000 | 2,563 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,305,000 | 1,129 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $157,000 | 5,454 |
| Total noninterest expense | $3,984,000 | 3,443 |
| Salaries and employee benefits | $2,061,000 | 3,515 |
| Premises and equipment expense | $698,000 | 2,949 |
| Additional noninterest expense | $1,225,000 | 3,435 |
| Pre-tax net operating income | $2,005,000 | 3,165 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $2,005,000 | 2,528 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,005,000 | 2,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,230 |
| Cash dividends | $1,000,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,005,000 | 2,437 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,915,000 | 4,173 |
| Total interest expense | $2,994,000 | 4,938 |
| Net interest income | $4,921,000 | 3,524 |
| Provision for loan and lease losses | $1,019,000 | 1,041 |
| Total noninterest income | $1,400,000 | 2,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,278,000 | 1,062 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 5,952 |
| Total noninterest expense | $4,166,000 | 3,220 |
| Salaries and employee benefits | $2,089,000 | 3,346 |
| Premises and equipment expense | $700,000 | 2,882 |
| Additional noninterest expense | $1,377,000 | 3,034 |
| Pre-tax net operating income | $1,136,000 | 4,891 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $344,000 | 4,302 |
| Income before extraordinary items | $792,000 | 5,078 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $792,000 | 5,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $689,000 | 981 |
| Cash dividends | $301,000 | 4,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $792,000 | 5,073 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,394,000 | 4,199 |
| Total interest expense | $2,675,000 | 5,006 |
| Net interest income | $4,719,000 | 3,637 |
| Provision for loan and lease losses | $392,000 | 2,148 |
| Total noninterest income | $1,118,000 | 2,847 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,038,000 | 1,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,144 |
| Total noninterest expense | $3,736,000 | 3,524 |
| Salaries and employee benefits | $2,033,000 | 3,393 |
| Premises and equipment expense | $562,000 | 3,433 |
| Additional noninterest expense | $1,141,000 | 3,600 |
| Pre-tax net operating income | $1,709,000 | 3,756 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $549,000 | 3,434 |
| Income before extraordinary items | $1,160,000 | 3,982 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,160,000 | 3,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $405,000 | 1,450 |
| Cash dividends | $444,000 | 3,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,160,000 | 3,948 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,112,000 | 4,344 |
| Total interest expense | $2,664,000 | 5,150 |
| Net interest income | $4,448,000 | 3,766 |
| Provision for loan and lease losses | $335,000 | 2,383 |
| Total noninterest income | $1,050,000 | 2,973 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $954,000 | 1,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 6,726 |
| Total noninterest expense | $3,366,000 | 3,731 |
| Salaries and employee benefits | $1,722,000 | 3,795 |
| Premises and equipment expense | $548,000 | 3,434 |
| Additional noninterest expense | $1,096,000 | 3,637 |
| Pre-tax net operating income | $1,797,000 | 3,634 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $587,000 | 3,459 |
| Income before extraordinary items | $1,210,000 | 3,902 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,210,000 | 3,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $405,000 | 1,492 |
| Cash dividends | $296,000 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,210,000 | 3,813 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,948,000 | 4,527 |
| Total interest expense | $2,534,000 | 5,356 |
| Net interest income | $4,414,000 | 3,868 |
| Provision for loan and lease losses | $648,000 | 1,418 |
| Total noninterest income | $938,000 | 3,204 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $846,000 | 1,536 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,011 |
| Total noninterest expense | $3,037,000 | 4,054 |
| Salaries and employee benefits | $1,581,000 | 4,058 |
| Premises and equipment expense | $428,000 | 4,211 |
| Additional noninterest expense | $1,028,000 | 3,800 |
| Pre-tax net operating income | $1,667,000 | 4,100 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $506,000 | 4,182 |
| Income before extraordinary items | $1,161,000 | 4,170 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,161,000 | 4,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $580,000 | 1,192 |
| Cash dividends | $927,000 | 2,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,161,000 | 4,108 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,791,000 | 4,699 |
| Total interest expense | $2,801,000 | 5,077 |
| Net interest income | $3,990,000 | 4,335 |
| Provision for loan and lease losses | $400,000 | 2,077 |
| Total noninterest income | $646,000 | 4,343 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $583,000 | 2,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,357 |
| Total noninterest expense | $2,740,000 | 4,644 |
| Salaries and employee benefits | $1,267,000 | 4,957 |
| Premises and equipment expense | $374,000 | 4,781 |
| Additional noninterest expense | $1,099,000 | 4,061 |
| Pre-tax net operating income | $1,496,000 | 4,350 |
| Securities gains (losses) | $10,000 | 2,493 |
| Applicable income taxes | $440,000 | 4,578 |
| Income before extraordinary items | $1,066,000 | 4,249 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,066,000 | 4,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 2,090 |
| Cash dividends | $85,000 | 6,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,058,900 | 4,221 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,662,000 | 5,468 |
| Total interest expense | $1,922,000 | 6,642 |
| Net interest income | $3,740,000 | 4,592 |
| Provision for loan and lease losses | $150,000 | 3,621 |
| Total noninterest income | $624,000 | 4,447 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $534,000 | 2,517 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 7,568 |
| Total noninterest expense | $2,227,000 | 5,501 |
| Salaries and employee benefits | $1,059,000 | 5,768 |
| Premises and equipment expense | $252,000 | 6,309 |
| Additional noninterest expense | $916,000 | 4,692 |
| Pre-tax net operating income | $1,987,000 | 3,515 |
| Securities gains (losses) | $-386,000 | 11,780 |
| Applicable income taxes | $470,000 | 4,385 |
| Income before extraordinary items | $1,131,000 | 4,151 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,131,000 | 4,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 2,750 |
| Cash dividends | $510,000 | 3,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,405,060 | 3,416 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,710,000 | 5,949 |
| Total interest expense | $1,423,000 | 7,128 |
| Net interest income | $3,287,000 | 5,215 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $590,000 | 4,714 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $511,000 | 2,681 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,286 |
| Total noninterest expense | $2,191,000 | 5,767 |
| Salaries and employee benefits | $1,018,000 | 6,004 |
| Premises and equipment expense | $246,000 | 6,584 |
| Additional noninterest expense | $927,000 | 5,049 |
| Pre-tax net operating income | $1,636,000 | 4,090 |
| Securities gains (losses) | $-109,000 | 11,585 |
| Applicable income taxes | $445,000 | 4,429 |
| Income before extraordinary items | $1,082,000 | 4,237 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,082,000 | 4,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,658 |
| Cash dividends | $181,000 | 5,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,159,390 | 4,028 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,335,000 | 6,487 |
| Total interest expense | $1,481,000 | 7,266 |
| Net interest income | $2,854,000 | 5,875 |
| Provision for loan and lease losses | $45,000 | 7,729 |
| Total noninterest income | $569,000 | 5,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $492,000 | 2,841 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,764 |
| Total noninterest expense | $1,896,000 | 6,633 |
| Salaries and employee benefits | $823,000 | 7,180 |
| Premises and equipment expense | $207,000 | 7,543 |
| Additional noninterest expense | $866,000 | 5,546 |
| Pre-tax net operating income | $1,482,000 | 4,368 |
| Securities gains (losses) | $219,000 | 1,593 |
| Applicable income taxes | $535,000 | 3,950 |
| Income before extraordinary items | $1,166,000 | 4,127 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,166,000 | 4,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $545,000 | 2,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,014,890 | 4,408 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,618,000 | 6,755 |
| Total interest expense | $1,682,000 | 7,948 |
| Net interest income | $2,936,000 | 5,816 |
| Provision for loan and lease losses | $40,000 | 9,471 |
| Total noninterest income | $593,000 | 5,000 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $471,000 | 2,964 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 7,395 |
| Total noninterest expense | $1,917,000 | 6,610 |
| Salaries and employee benefits | $813,000 | 7,186 |
| Premises and equipment expense | $228,000 | 7,203 |
| Additional noninterest expense | $876,000 | 5,648 |
| Pre-tax net operating income | $1,572,000 | 3,873 |
| Securities gains (losses) | $174,000 | 2,214 |
| Applicable income taxes | $569,000 | 3,584 |
| Income before extraordinary items | $1,177,000 | 3,879 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,177,000 | 3,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 6,366 |
| Cash dividends | $741,000 | 2,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,060,420 | 3,962 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.