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Cecil Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$2,855,0002,867
Total interest expense$1,080,0002,635
Net interest income$1,775,0002,976
Provision for loan and lease losses$50,0001,896
Total noninterest income$132,0003,261
Gross Fiduciary activities income$0918
Service charges on deposit accounts$29,0003,153
Trading account gains and fees$0116
Additional Noninterest Income$103,0003,003
Total noninterest expense$1,534,0002,832
Salaries and employee benefits$727,0003,020
Premises and equipment expense$192,0002,404
Additional noninterest expense$103,0003,003
Pre-tax net operating income$323,0003,349
Securities gains (losses)$0665
Applicable income taxes$89,0002,113
Income before extraordinary items$234,0003,476
Extraordinary gains, net$047
Net income$234,0003,511
Minority interest net income$065
Net income of bank and minority interests.$234,0003,476
Net charge-offs$23,0001,357
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$234,0003,491
2024-12-31 (YTD Data)Rank
Total interest income$11,902,0002,789
Total interest expense$4,503,0002,610
Net interest income$7,399,0002,830
Provision for loan and lease losses$1,215,000834
Total noninterest income$610,0003,220
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$126,0003,147
Trading account gains and fees$0138
Additional Noninterest Income$484,0002,958
Total noninterest expense$6,523,0002,722
Salaries and employee benefits$3,240,0002,882
Premises and equipment expense$662,0002,584
Additional noninterest expense$484,0002,958
Pre-tax net operating income$271,0003,995
Securities gains (losses)$0940
Applicable income taxes$74,0002,814
Income before extraordinary items$197,0004,014
Extraordinary gains, net$053
Net income$197,0004,057
Minority interest net income$090
Net income of bank and minority interests.$197,0004,013
Net charge-offs$1,104,000652
Cash dividends$03,434
Sale, conversion, retirement of capital stock, net$0564
Net operating income$197,0004,029
2024-09-30 (YTD Data)Rank
Total interest income$8,903,0002,783
Total interest expense$3,338,0002,623
Net interest income$5,565,0002,816
Provision for loan and lease losses$725,000893
Total noninterest income$474,0003,156
Gross Fiduciary activities income$0972
Service charges on deposit accounts$94,0003,164
Trading account gains and fees$0139
Additional Noninterest Income$380,0002,885
Total noninterest expense$5,472,0002,513
Salaries and employee benefits$2,236,0002,953
Premises and equipment expense$500,0002,569
Additional noninterest expense$380,0002,885
Pre-tax net operating income$-158,0004,319
Securities gains (losses)$0930
Applicable income taxes$-44,0004,332
Income before extraordinary items$-114,0004,288
Extraordinary gains, net$051
Net income$-114,0004,288
Minority interest net income$082
Net income of bank and minority interests.$-114,0004,289
Net charge-offs$574,000699
Cash dividends$03,076
Sale, conversion, retirement of capital stock, net$0527
Net operating income$-114,0004,304
2024-06-30 (YTD Data)Rank
Total interest income$5,756,0002,805
Total interest expense$2,201,0002,604
Net interest income$3,555,0002,869
Provision for loan and lease losses$490,000845
Total noninterest income$280,0003,261
Gross Fiduciary activities income$0962
Service charges on deposit accounts$63,0003,145
Trading account gains and fees$0145
Additional Noninterest Income$217,0002,998
Total noninterest expense$3,918,0002,398
Salaries and employee benefits$1,497,0002,964
Premises and equipment expense$342,0002,532
Additional noninterest expense$217,0002,998
Pre-tax net operating income$-573,0004,449
Securities gains (losses)$0628
Applicable income taxes$-158,0004,448
Income before extraordinary items$-415,0004,406
Extraordinary gains, net$052
Net income$-415,0004,407
Minority interest net income$084
Net income of bank and minority interests.$-415,0004,408
Net charge-offs$363,000638
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$0496
Net operating income$-415,0004,420
2023-12-31 (YTD Data)Rank
Total interest income$10,550,0002,754
Total interest expense$2,779,0002,712
Net interest income$7,771,0002,732
Provision for loan and lease losses$1,090,000794
Total noninterest income$796,0002,995
Gross Fiduciary activities income$0981
Service charges on deposit accounts$135,0003,098
Trading account gains and fees$0123
Additional Noninterest Income$661,0002,705
Total noninterest expense$6,649,0002,633
Salaries and employee benefits$3,061,0002,917
Premises and equipment expense$656,0002,578
Additional noninterest expense$661,0002,705
Pre-tax net operating income$828,0003,695
Securities gains (losses)$0988
Applicable income taxes$228,0002,377
Income before extraordinary items$600,0003,796
Extraordinary gains, net$054
Net income$600,0003,834
Minority interest net income$088
Net income of bank and minority interests.$600,0003,797
Net charge-offs$1,892,000393
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$600,0003,819
2023-09-30 (YTD Data)Rank
Total interest income$7,696,0002,780
Total interest expense$1,891,0002,708
Net interest income$5,805,0002,757
Provision for loan and lease losses$520,000986
Total noninterest income$667,0002,866
Gross Fiduciary activities income$0950
Service charges on deposit accounts$103,0003,092
Trading account gains and fees$0125
Additional Noninterest Income$564,0002,575
Total noninterest expense$5,139,0002,580
Salaries and employee benefits$2,329,0002,877
Premises and equipment expense$497,0002,562
Additional noninterest expense$564,0002,574
Pre-tax net operating income$813,0003,597
Securities gains (losses)$0849
Applicable income taxes$224,0002,285
Income before extraordinary items$589,0003,720
Extraordinary gains, net$052
Net income$589,0003,753
Minority interest net income$081
Net income of bank and minority interests.$589,0003,720
Net charge-offs$1,237,000370
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$589,0003,746
2023-06-30 (YTD Data)Rank
Total interest income$5,023,0002,779
Total interest expense$1,188,0002,633
Net interest income$3,835,0002,795
Provision for loan and lease losses$180,0001,397
Total noninterest income$483,0002,745
Gross Fiduciary activities income$0931
Service charges on deposit accounts$72,0003,054
Trading account gains and fees$0112
Additional Noninterest Income$411,0002,415
Total noninterest expense$3,533,0002,520
Salaries and employee benefits$1,602,0002,834
Premises and equipment expense$325,0002,593
Additional noninterest expense$411,0002,411
Pre-tax net operating income$605,0003,554
Securities gains (losses)$0938
Applicable income taxes$166,0002,246
Income before extraordinary items$439,0003,684
Extraordinary gains, net$051
Net income$439,0003,719
Minority interest net income$081
Net income of bank and minority interests.$439,0003,683
Net charge-offs$711,000359
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$439,0003,705
2023-03-31 (YTD Data)Rank
Total interest income$2,465,0002,785
Total interest expense$533,0002,577
Net interest income$1,932,0002,791
Provision for loan and lease losses$02,612
Total noninterest income$160,0003,192
Gross Fiduciary activities income$0913
Service charges on deposit accounts$36,0003,063
Trading account gains and fees$097
Additional Noninterest Income$124,0002,938
Total noninterest expense$1,695,0002,598
Salaries and employee benefits$789,0002,901
Premises and equipment expense$166,0002,591
Additional noninterest expense$124,0002,938
Pre-tax net operating income$397,0003,344
Securities gains (losses)$0950
Applicable income taxes$109,0002,089
Income before extraordinary items$288,0003,522
Extraordinary gains, net$04
Net income$288,0003,521
Minority interest net income$048
Net income of bank and minority interests.$288,0003,522
Net charge-offs$338,000342
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$288,0003,549
2022-12-31 (YTD Data)Rank
Total interest income$8,609,0002,741
Total interest expense$1,191,0002,190
Net interest income$7,418,0002,793
Provision for loan and lease losses$812,000931
Total noninterest income$2,005,0002,039
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$144,0003,098
Trading account gains and fees$0116
Additional Noninterest Income$1,861,0001,693
Total noninterest expense$7,171,0002,480
Salaries and employee benefits$2,844,0003,019
Premises and equipment expense$632,0002,642
Additional noninterest expense$1,861,0001,693
Pre-tax net operating income$1,440,0003,469
Securities gains (losses)$0691
Applicable income taxes$-8,903,0004,701
Income before extraordinary items$10,343,0001,079
Extraordinary gains, net$05
Net income$10,343,0001,078
Minority interest net income$063
Net income of bank and minority interests.$10,343,0001,079
Net charge-offs$686,000506
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$10,343,0001,102
2022-09-30 (YTD Data)Rank
Total interest income$6,192,0002,749
Total interest expense$872,0001,936
Net interest income$5,320,0002,836
Provision for loan and lease losses$659,000819
Total noninterest income$1,875,0001,828
Gross Fiduciary activities income$0968
Service charges on deposit accounts$110,0003,098
Trading account gains and fees$0111
Additional Noninterest Income$1,765,0001,497
Total noninterest expense$5,542,0002,423
Salaries and employee benefits$2,069,0003,060
Premises and equipment expense$480,0002,622
Additional noninterest expense$1,765,0001,497
Pre-tax net operating income$994,0003,548
Securities gains (losses)$0740
Applicable income taxes$-9,295,0004,744
Income before extraordinary items$10,289,000872
Extraordinary gains, net$04
Net income$10,289,000872
Minority interest net income$057
Net income of bank and minority interests.$10,289,000872
Net charge-offs$50,0001,217
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$10,289,000890
2022-06-30 (YTD Data)Rank
Total interest income$3,842,0002,820
Total interest expense$602,0001,728
Net interest income$3,240,0002,942
Provision for loan and lease losses$418,000766
Total noninterest income$1,612,0001,572
Gross Fiduciary activities income$0925
Service charges on deposit accounts$71,0003,132
Trading account gains and fees$0108
Additional Noninterest Income$1,541,0001,292
Total noninterest expense$3,862,0002,330
Salaries and employee benefits$1,353,0003,086
Premises and equipment expense$316,0002,649
Additional noninterest expense$2,193,0001,501
Pre-tax net operating income$572,0003,582
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$572,0003,425
Extraordinary gains, net$04
Net income$572,0003,424
Minority interest net income$060
Net income of bank and minority interests.$572,0003,425
Net charge-offs$-47,0004,165
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$572,0003,453
2022-03-31 (YTD Data)Rank
Total interest income$1,814,0002,869
Total interest expense$325,0001,557
Net interest income$1,489,0003,029
Provision for loan and lease losses$333,000453
Total noninterest income$840,0001,538
Gross Fiduciary activities income$0892
Service charges on deposit accounts$34,0003,162
Trading account gains and fees$0103
Additional Noninterest Income$806,0001,244
Total noninterest expense$1,684,0002,555
Salaries and employee benefits$678,0003,089
Premises and equipment expense$157,0002,656
Additional noninterest expense$849,0001,794
Pre-tax net operating income$312,0003,382
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$312,0003,227
Extraordinary gains, net$04
Net income$312,0003,225
Minority interest net income$050
Net income of bank and minority interests.$312,0003,227
Net charge-offs$-83,0004,516
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$312,0003,251
2021-12-31 (YTD Data)Rank
Total interest income$4,657,0003,571
Total interest expense$1,301,0001,842
Net interest income$3,356,0003,847
Provision for loan and lease losses$850,000694
Total noninterest income$1,172,0002,799
Gross Fiduciary activities income$0994
Service charges on deposit accounts$132,0003,146
Trading account gains and fees$0132
Additional Noninterest Income$1,040,0002,590
Total noninterest expense$6,603,0002,582
Salaries and employee benefits$2,401,0003,257
Premises and equipment expense$622,0002,697
Additional noninterest expense$3,580,0001,727
Pre-tax net operating income$-2,925,0004,832
Securities gains (losses)$1,0002,004
Applicable income taxes$03,710
Income before extraordinary items$-2,924,0004,824
Extraordinary gains, net$010
Net income$-2,924,0004,824
Minority interest net income$074
Net income of bank and minority interests.$-2,924,0004,824
Net charge-offs$-7,0003,578
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$-2,925,0004,823
2021-09-30 (YTD Data)Rank
Total interest income$3,332,0003,707
Total interest expense$1,005,0001,888
Net interest income$2,327,0004,005
Provision for loan and lease losses$500,000801
Total noninterest income$692,0003,092
Gross Fiduciary activities income$0957
Service charges on deposit accounts$96,0003,199
Trading account gains and fees$0132
Additional Noninterest Income$596,0002,876
Total noninterest expense$5,499,0002,415
Salaries and employee benefits$2,299,0002,908
Premises and equipment expense$489,0002,646
Additional noninterest expense$2,711,0001,710
Pre-tax net operating income$-2,980,0004,907
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$-2,980,0004,901
Extraordinary gains, net$08
Net income$-2,980,0004,901
Minority interest net income$069
Net income of bank and minority interests.$-2,980,0004,901
Net charge-offs$-4,0003,372
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$-2,980,0004,900
2021-06-30 (YTD Data)Rank
Total interest income$1,992,0003,871
Total interest expense$690,0001,914
Net interest income$1,302,0004,195
Provision for loan and lease losses$350,000796
Total noninterest income$608,0002,779
Gross Fiduciary activities income$0951
Service charges on deposit accounts$64,0003,159
Trading account gains and fees$0133
Additional Noninterest Income$544,0002,545
Total noninterest expense$3,381,0002,551
Salaries and employee benefits$1,517,0002,925
Premises and equipment expense$348,0002,530
Additional noninterest expense$1,516,0001,948
Pre-tax net operating income$-1,821,0004,941
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$-1,821,0004,934
Extraordinary gains, net$06
Net income$-1,821,0004,933
Minority interest net income$067
Net income of bank and minority interests.$-1,821,0004,933
Net charge-offs$02,245
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$-1,821,0004,935
2021-03-31 (YTD Data)Rank
Total interest income$831,0004,093
Total interest expense$353,0001,960
Net interest income$478,0004,448
Provision for loan and lease losses$200,000806
Total noninterest income$578,0002,080
Gross Fiduciary activities income$0922
Service charges on deposit accounts$35,0003,054
Trading account gains and fees$0127
Additional Noninterest Income$543,0001,835
Total noninterest expense$1,686,0002,532
Salaries and employee benefits$760,0002,916
Premises and equipment expense$189,0002,429
Additional noninterest expense$737,0001,956
Pre-tax net operating income$-830,0004,971
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$-830,0004,962
Extraordinary gains, net$03
Net income$-830,0004,962
Minority interest net income$055
Net income of bank and minority interests.$-830,0004,962
Net charge-offs$-1,0003,038
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-830,0004,964
2020-12-31 (YTD Data)Rank
Total interest income$4,898,0003,617
Total interest expense$2,027,0001,963
Net interest income$2,871,0004,082
Provision for loan and lease losses$-75,0004,940
Total noninterest income$5,630,0001,176
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$147,0003,130
Trading account gains and fees$0133
Additional Noninterest Income$5,483,000957
Total noninterest expense$7,353,0002,397
Salaries and employee benefits$3,155,0002,863
Premises and equipment expense$926,0002,132
Additional noninterest expense$3,272,0001,797
Pre-tax net operating income$1,223,0003,514
Securities gains (losses)$449,000644
Applicable income taxes$03,697
Income before extraordinary items$1,672,0003,060
Extraordinary gains, net$04
Net income$1,672,0003,059
Minority interest net income$072
Net income of bank and minority interests.$1,672,0003,060
Net charge-offs$-46,0004,579
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$1,223,0003,384
2020-09-30 (YTD Data)Rank
Total interest income$3,837,0003,588
Total interest expense$1,603,0001,979
Net interest income$2,234,0004,073
Provision for loan and lease losses$-75,0004,988
Total noninterest income$1,527,0002,074
Gross Fiduciary activities income$0981
Service charges on deposit accounts$106,0003,179
Trading account gains and fees$0125
Additional Noninterest Income$1,421,0001,797
Total noninterest expense$5,316,0002,428
Salaries and employee benefits$2,282,0002,901
Premises and equipment expense$635,0002,257
Additional noninterest expense$2,399,0001,794
Pre-tax net operating income$-1,480,0004,958
Securities gains (losses)$449,000534
Applicable income taxes$03,696
Income before extraordinary items$-1,031,0004,939
Extraordinary gains, net$04
Net income$-1,031,0004,939
Minority interest net income$065
Net income of bank and minority interests.$-1,031,0004,939
Net charge-offs$-43,0004,616
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$-1,480,0004,955
2020-06-30 (YTD Data)Rank
Total interest income$2,611,0003,595
Total interest expense$1,102,0002,038
Net interest income$1,509,0004,087
Provision for loan and lease losses$04,134
Total noninterest income$320,0003,312
Gross Fiduciary activities income$0970
Service charges on deposit accounts$72,0003,188
Trading account gains and fees$0123
Additional Noninterest Income$248,0003,095
Total noninterest expense$3,675,0002,382
Salaries and employee benefits$1,528,0002,910
Premises and equipment expense$426,0002,243
Additional noninterest expense$1,721,0001,704
Pre-tax net operating income$-1,846,0005,003
Securities gains (losses)$449,000393
Applicable income taxes$03,655
Income before extraordinary items$-1,397,0004,985
Extraordinary gains, net$04
Net income$-1,397,0004,985
Minority interest net income$065
Net income of bank and minority interests.$-1,397,0004,985
Net charge-offs$-39,0004,682
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$-1,846,0005,001
2020-03-31 (YTD Data)Rank
Total interest income$1,491,0003,389
Total interest expense$556,0002,153
Net interest income$935,0003,831
Provision for loan and lease losses$03,711
Total noninterest income$158,0003,312
Gross Fiduciary activities income$0941
Service charges on deposit accounts$45,0003,169
Trading account gains and fees$0106
Additional Noninterest Income$113,0003,046
Total noninterest expense$1,812,0002,413
Salaries and employee benefits$751,0002,953
Premises and equipment expense$215,0002,240
Additional noninterest expense$846,0001,744
Pre-tax net operating income$-719,0005,007
Securities gains (losses)$237,000337
Applicable income taxes$03,513
Income before extraordinary items$-482,0004,955
Extraordinary gains, net$04
Net income$-482,0004,956
Minority interest net income$056
Net income of bank and minority interests.$-482,0004,955
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-719,0005,011
2019-12-31 (YTD Data)Rank
Total interest income$6,469,0003,307
Total interest expense$2,644,0001,964
Net interest income$3,825,0003,857
Provision for loan and lease losses$-200,0005,033
Total noninterest income$1,438,0002,359
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$207,0003,116
Trading account gains and fees$0135
Additional Noninterest Income$1,231,0002,016
Total noninterest expense$8,097,0002,236
Salaries and employee benefits$3,098,0002,881
Premises and equipment expense$814,0002,320
Additional noninterest expense$4,185,0001,452
Pre-tax net operating income$-2,634,0005,149
Securities gains (losses)$-61,0005,037
Applicable income taxes$03,859
Income before extraordinary items$-2,695,0005,144
Extraordinary gains, net$011
Net income$-2,695,0005,145
Minority interest net income$076
Net income of bank and minority interests.$-2,695,0005,145
Net charge-offs$-127,0004,935
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$-2,634,0005,141
2019-09-30 (YTD Data)Rank
Total interest income$5,020,0003,288
Total interest expense$2,115,0001,895
Net interest income$2,905,0003,885
Provision for loan and lease losses$-100,0005,104
Total noninterest income$1,266,0002,161
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$156,0003,152
Trading account gains and fees$0129
Additional Noninterest Income$1,110,0001,798
Total noninterest expense$6,310,0002,172
Salaries and employee benefits$2,314,0002,890
Premises and equipment expense$614,0002,329
Additional noninterest expense$3,382,0001,365
Pre-tax net operating income$-2,039,0005,229
Securities gains (losses)$-60,0005,126
Applicable income taxes$03,902
Income before extraordinary items$-2,099,0005,228
Extraordinary gains, net$011
Net income$-2,099,0005,228
Minority interest net income$072
Net income of bank and minority interests.$-2,099,0005,228
Net charge-offs$-27,0004,682
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$-2,039,0005,224
2019-06-30 (YTD Data)Rank
Total interest income$3,341,0003,304
Total interest expense$1,585,0001,725
Net interest income$1,756,0004,056
Provision for loan and lease losses$03,685
Total noninterest income$764,0002,242
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$106,0003,128
Trading account gains and fees$0131
Additional Noninterest Income$658,0001,921
Total noninterest expense$3,446,0002,499
Salaries and employee benefits$1,556,0002,896
Premises and equipment expense$404,0002,361
Additional noninterest expense$1,486,0001,955
Pre-tax net operating income$-926,0005,261
Securities gains (losses)$-22,0005,064
Applicable income taxes$03,901
Income before extraordinary items$-948,0005,258
Extraordinary gains, net$011
Net income$-948,0005,257
Minority interest net income$069
Net income of bank and minority interests.$-948,0005,257
Net charge-offs$-57,0004,943
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$-926,0005,256
2019-03-31 (YTD Data)Rank
Total interest income$1,641,0003,348
Total interest expense$869,0001,586
Net interest income$772,0004,257
Provision for loan and lease losses$03,406
Total noninterest income$566,0001,795
Gross Fiduciary activities income$0972
Service charges on deposit accounts$56,0003,061
Trading account gains and fees$0126
Additional Noninterest Income$510,0001,424
Total noninterest expense$1,759,0002,474
Salaries and employee benefits$753,0002,975
Premises and equipment expense$190,0002,456
Additional noninterest expense$816,0001,789
Pre-tax net operating income$-421,0005,309
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$-421,0005,302
Extraordinary gains, net$05
Net income$-421,0005,301
Minority interest net income$052
Net income of bank and minority interests.$-421,0005,301
Net charge-offs$-7,0004,527
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$-421,0005,303
2018-12-31 (YTD Data)Rank
Total interest income$7,076,0003,144
Total interest expense$3,658,0001,219
Net interest income$3,418,0004,134
Provision for loan and lease losses$-735,0005,326
Total noninterest income$10,0005,324
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$223,0003,173
Trading account gains and fees$0126
Additional Noninterest Income$-213,0005,378
Total noninterest expense$7,754,0002,297
Salaries and employee benefits$3,299,0002,780
Premises and equipment expense$866,0002,253
Additional noninterest expense$3,589,0001,645
Pre-tax net operating income$-3,591,0005,396
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$-3,591,0005,386
Extraordinary gains, net$06
Net income$-3,591,0005,385
Minority interest net income$072
Net income of bank and minority interests.$-3,591,0005,385
Net charge-offs$-463,0005,296
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$-3,591,0005,387
2018-09-30 (YTD Data)Rank
Total interest income$5,211,0003,184
Total interest expense$2,379,0001,295
Net interest income$2,832,0004,026
Provision for loan and lease losses$-735,0005,406
Total noninterest income$689,0002,991
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$168,0003,191
Trading account gains and fees$0138
Additional Noninterest Income$521,0002,705
Total noninterest expense$5,882,0002,277
Salaries and employee benefits$2,477,0002,793
Premises and equipment expense$667,0002,224
Additional noninterest expense$2,738,0001,619
Pre-tax net operating income$-1,626,0005,454
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$-1,626,0005,446
Extraordinary gains, net$05
Net income$-1,626,0005,445
Minority interest net income$066
Net income of bank and minority interests.$-1,626,0005,445
Net charge-offs$-478,0005,381
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$-1,626,0005,445
2018-06-30 (YTD Data)Rank
Total interest income$3,399,0003,209
Total interest expense$1,497,0001,287
Net interest income$1,902,0004,038
Provision for loan and lease losses$-735,0005,485
Total noninterest income$458,0003,007
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$110,0003,214
Trading account gains and fees$0130
Additional Noninterest Income$348,0002,711
Total noninterest expense$3,894,0002,298
Salaries and employee benefits$1,643,0002,823
Premises and equipment expense$442,0002,257
Additional noninterest expense$1,809,0001,639
Pre-tax net operating income$-799,0005,501
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$-799,0005,493
Extraordinary gains, net$06
Net income$-799,0005,492
Minority interest net income$065
Net income of bank and minority interests.$-799,0005,492
Net charge-offs$-419,0005,443
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$-799,0005,494
2018-03-31 (YTD Data)Rank
Total interest income$1,642,0003,282
Total interest expense$694,0001,321
Net interest income$948,0004,067
Provision for loan and lease losses$-350,0005,548
Total noninterest income$183,0003,297
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$55,0003,228
Trading account gains and fees$0123
Additional Noninterest Income$128,0003,036
Total noninterest expense$2,108,0002,186
Salaries and employee benefits$833,0002,824
Premises and equipment expense$249,0002,117
Additional noninterest expense$1,026,0001,478
Pre-tax net operating income$-627,0005,579
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$-627,0005,568
Extraordinary gains, net$07
Net income$-627,0005,568
Minority interest net income$052
Net income of bank and minority interests.$-627,0005,568
Net charge-offs$-342,0005,528
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$-627,0005,570
2017-12-31 (YTD Data)Rank
Total interest income$6,459,0003,274
Total interest expense$2,215,0001,408
Net interest income$4,244,0003,830
Provision for loan and lease losses$325,0001,888
Total noninterest income$-6,480,0005,668
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$244,0003,165
Trading account gains and fees$0151
Additional Noninterest Income$-6,724,0005,677
Total noninterest expense$10,854,0001,769
Salaries and employee benefits$4,647,0002,208
Premises and equipment expense$831,0002,387
Additional noninterest expense$5,376,0001,183
Pre-tax net operating income$-13,415,0005,670
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$-13,415,0005,661
Extraordinary gains, net$09
Net income$-13,415,0005,661
Minority interest net income$076
Net income of bank and minority interests.$-13,415,0005,661
Net charge-offs$703,000879
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-13,415,0005,661
2017-09-30 (YTD Data)Rank
Total interest income$4,818,0003,299
Total interest expense$1,622,0001,424
Net interest income$3,196,0003,862
Provision for loan and lease losses$-455,0005,621
Total noninterest income$1,103,0002,441
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$181,0003,205
Trading account gains and fees$0145
Additional Noninterest Income$922,0002,076
Total noninterest expense$6,766,0002,078
Salaries and employee benefits$2,660,0002,703
Premises and equipment expense$616,0002,425
Additional noninterest expense$3,490,0001,313
Pre-tax net operating income$-2,012,0005,710
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$-2,012,0005,707
Extraordinary gains, net$09
Net income$-2,012,0005,707
Minority interest net income$071
Net income of bank and minority interests.$-2,012,0005,707
Net charge-offs$-51,0005,167
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$-2,012,0005,707
2017-06-30 (YTD Data)Rank
Total interest income$3,260,0003,267
Total interest expense$1,076,0001,400
Net interest income$2,184,0003,822
Provision for loan and lease losses$-455,0005,698
Total noninterest income$778,0002,393
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$119,0003,232
Trading account gains and fees$0139
Additional Noninterest Income$659,0002,003
Total noninterest expense$4,512,0002,078
Salaries and employee benefits$1,767,0002,728
Premises and equipment expense$412,0002,424
Additional noninterest expense$2,333,0001,313
Pre-tax net operating income$-1,095,0005,754
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$-1,095,0005,749
Extraordinary gains, net$011
Net income$-1,095,0005,749
Minority interest net income$071
Net income of bank and minority interests.$-1,095,0005,749
Net charge-offs$-39,0005,218
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-1,095,0005,748
2017-03-31 (YTD Data)Rank
Total interest income$1,615,0003,298
Total interest expense$532,0001,395
Net interest income$1,083,0003,849
Provision for loan and lease losses$-80,0005,729
Total noninterest income$202,0003,285
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$60,0003,223
Trading account gains and fees$0142
Additional Noninterest Income$142,0003,004
Total noninterest expense$2,269,0002,095
Salaries and employee benefits$882,0002,759
Premises and equipment expense$207,0002,460
Additional noninterest expense$1,180,0001,307
Pre-tax net operating income$-904,0005,826
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$-904,0005,823
Extraordinary gains, net$08
Net income$-904,0005,823
Minority interest net income$055
Net income of bank and minority interests.$-904,0005,823
Net charge-offs$-28,0005,364
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$-904,0005,823
2016-12-31 (YTD Data)Rank
Total interest income$7,648,0002,941
Total interest expense$2,337,0001,238
Net interest income$5,311,0003,440
Provision for loan and lease losses$-1,565,0005,864
Total noninterest income$2,296,0001,943
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$264,0003,169
Trading account gains and fees$0170
Additional Noninterest Income$2,032,0001,583
Total noninterest expense$10,072,0001,898
Salaries and employee benefits$3,363,0002,828
Premises and equipment expense$873,0002,364
Additional noninterest expense$5,836,0001,119
Pre-tax net operating income$-900,0005,823
Securities gains (losses)$485,000443
Applicable income taxes$04,278
Income before extraordinary items$-415,0005,786
Extraordinary gains, net$05
Net income$-415,0005,785
Minority interest net income$082
Net income of bank and minority interests.$-415,0005,785
Net charge-offs$775,000806
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$-900,0005,826
2016-09-30 (YTD Data)Rank
Total interest income$5,855,0002,908
Total interest expense$1,795,0001,199
Net interest income$4,060,0003,414
Provision for loan and lease losses$-1,295,0005,934
Total noninterest income$1,923,0001,821
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$197,0003,198
Trading account gains and fees$0169
Additional Noninterest Income$1,726,0001,444
Total noninterest expense$7,760,0001,850
Salaries and employee benefits$2,417,0002,904
Premises and equipment expense$658,0002,353
Additional noninterest expense$4,685,0001,052
Pre-tax net operating income$-482,0005,877
Securities gains (losses)$485,000398
Applicable income taxes$04,325
Income before extraordinary items$3,0005,735
Extraordinary gains, net$05
Net income$3,0005,735
Minority interest net income$071
Net income of bank and minority interests.$3,0005,735
Net charge-offs$824,000559
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$-482,0005,885
2016-06-30 (YTD Data)Rank
Total interest income$4,116,0002,814
Total interest expense$1,253,0001,142
Net interest income$2,863,0003,310
Provision for loan and lease losses$-635,0005,990
Total noninterest income$1,008,0002,098
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$134,0003,145
Trading account gains and fees$0157
Additional Noninterest Income$874,0001,705
Total noninterest expense$4,924,0001,944
Salaries and employee benefits$1,476,0003,078
Premises and equipment expense$465,0002,265
Additional noninterest expense$2,983,0001,102
Pre-tax net operating income$-418,0005,967
Securities gains (losses)$155,000715
Applicable income taxes$04,338
Income before extraordinary items$-263,0005,941
Extraordinary gains, net$016
Net income$-263,0005,941
Minority interest net income$071
Net income of bank and minority interests.$-263,0005,941
Net charge-offs$982,000362
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$-418,0005,963
2016-03-31 (YTD Data)Rank
Total interest income$2,036,0002,832
Total interest expense$658,0001,090
Net interest income$1,378,0003,395
Provision for loan and lease losses$230,000857
Total noninterest income$727,0001,630
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$68,0003,097
Trading account gains and fees$0142
Additional Noninterest Income$659,0001,267
Total noninterest expense$2,287,0002,079
Salaries and employee benefits$516,0003,826
Premises and equipment expense$239,0002,232
Additional noninterest expense$1,532,0001,069
Pre-tax net operating income$-412,0006,055
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$-412,0006,055
Extraordinary gains, net$012
Net income$-412,0006,055
Minority interest net income$062
Net income of bank and minority interests.$-412,0006,055
Net charge-offs$458,000362
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-412,0006,054
2015-12-31 (YTD Data)Rank
Total interest income$9,871,0002,391
Total interest expense$2,862,000989
Net interest income$7,009,0002,859
Provision for loan and lease losses$1,450,000589
Total noninterest income$641,0003,792
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$341,0002,797
Trading account gains and fees$0159
Additional Noninterest Income$300,0003,982
Total noninterest expense$12,937,0001,504
Salaries and employee benefits$3,801,0002,579
Premises and equipment expense$853,0002,429
Additional noninterest expense$8,283,000794
Pre-tax net operating income$-6,737,0006,176
Securities gains (losses)$301,000552
Applicable income taxes$166,0003,054
Income before extraordinary items$-6,602,0006,169
Extraordinary gains, net$023
Net income$-6,602,0006,169
Minority interest net income$081
Net income of bank and minority interests.$-6,602,0006,169
Net charge-offs$7,668,000134
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-6,903,0006,169
2015-09-30 (YTD Data)Rank
Total interest income$7,875,0002,290
Total interest expense$2,190,000968
Net interest income$5,685,0002,730
Provision for loan and lease losses$1,450,000427
Total noninterest income$458,0003,897
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$264,0002,762
Trading account gains and fees$0153
Additional Noninterest Income$194,0004,181
Total noninterest expense$9,862,0001,490
Salaries and employee benefits$2,921,0002,555
Premises and equipment expense$645,0002,449
Additional noninterest expense$6,296,000780
Pre-tax net operating income$-5,169,0006,258
Securities gains (losses)$301,000474
Applicable income taxes$166,0002,955
Income before extraordinary items$-5,034,0006,253
Extraordinary gains, net$021
Net income$-5,034,0006,254
Minority interest net income$078
Net income of bank and minority interests.$-5,034,0006,254
Net charge-offs$3,604,000181
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$-5,335,0006,252
2015-06-30 (YTD Data)Rank
Total interest income$5,387,0002,242
Total interest expense$1,491,000952
Net interest income$3,896,0002,672
Provision for loan and lease losses$1,200,000368
Total noninterest income$242,0004,266
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$175,0002,741
Trading account gains and fees$0157
Additional Noninterest Income$67,0004,933
Total noninterest expense$6,410,0001,530
Salaries and employee benefits$1,956,0002,562
Premises and equipment expense$405,0002,569
Additional noninterest expense$4,049,000817
Pre-tax net operating income$-3,472,0006,336
Securities gains (losses)$301,000377
Applicable income taxes$04,497
Income before extraordinary items$-3,171,0006,329
Extraordinary gains, net$022
Net income$-3,171,0006,329
Minority interest net income$075
Net income of bank and minority interests.$-3,171,0006,329
Net charge-offs$3,484,000134
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-3,472,0006,331
2015-03-31 (YTD Data)Rank
Total interest income$2,295,0002,563
Total interest expense$767,000938
Net interest income$1,528,0003,184
Provision for loan and lease losses$800,000266
Total noninterest income$764,0001,566
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$90,0002,678
Trading account gains and fees$0152
Additional Noninterest Income$674,0001,220
Total noninterest expense$3,179,0001,527
Salaries and employee benefits$967,0002,591
Premises and equipment expense$214,0002,511
Additional noninterest expense$1,998,000817
Pre-tax net operating income$-1,687,0006,400
Securities gains (losses)$301,000267
Applicable income taxes$04,400
Income before extraordinary items$-1,386,0006,389
Extraordinary gains, net$013
Net income$-1,386,0006,390
Minority interest net income$064
Net income of bank and minority interests.$-1,386,0006,390
Net charge-offs$278,000574
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-1,687,0006,394
2014-12-31 (YTD Data)Rank
Total interest income$12,153,0002,020
Total interest expense$3,500,000855
Net interest income$8,653,0002,452
Provision for loan and lease losses$3,650,000271
Total noninterest income$-1,711,0006,501
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$447,0002,480
Trading account gains and fees$0180
Additional Noninterest Income$-2,158,0006,506
Total noninterest expense$12,514,0001,521
Salaries and employee benefits$838,0005,633
Premises and equipment expense$854,0002,542
Additional noninterest expense$10,822,000618
Pre-tax net operating income$-9,222,0006,502
Securities gains (losses)$-46,0006,247
Applicable income taxes$103,0003,379
Income before extraordinary items$-9,371,0006,491
Extraordinary gains, net$017
Net income$-9,371,0006,490
Minority interest net income$084
Net income of bank and minority interests.$-9,371,0006,490
Net charge-offs$5,617,000215
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-9,325,0006,490
2014-09-30 (YTD Data)Rank
Total interest income$9,147,0002,029
Total interest expense$2,713,000828
Net interest income$6,434,0002,477
Provision for loan and lease losses$500,0001,127
Total noninterest income$897,0002,862
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$343,0002,441
Trading account gains and fees$0174
Additional Noninterest Income$554,0002,760
Total noninterest expense$11,183,0001,331
Salaries and employee benefits$-117,0006,589
Premises and equipment expense$676,0002,464
Additional noninterest expense$10,624,000479
Pre-tax net operating income$-4,352,0006,572
Securities gains (losses)$-45,0006,345
Applicable income taxes$102,0003,269
Income before extraordinary items$-4,499,0006,563
Extraordinary gains, net$015
Net income$-4,499,0006,562
Minority interest net income$081
Net income of bank and minority interests.$-4,499,0006,562
Net charge-offs$3,827,000232
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-4,454,0006,565
2014-06-30 (YTD Data)Rank
Total interest income$6,085,0002,031
Total interest expense$1,943,000766
Net interest income$4,142,0002,554
Provision for loan and lease losses$450,000910
Total noninterest income$767,0002,465
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$229,0002,423
Trading account gains and fees$0172
Additional Noninterest Income$538,0002,214
Total noninterest expense$7,752,0001,284
Salaries and employee benefits$1,988,0002,519
Premises and equipment expense$474,0002,380
Additional noninterest expense$5,290,000624
Pre-tax net operating income$-3,293,0006,644
Securities gains (losses)$-6,0006,233
Applicable income taxes$14,0003,990
Income before extraordinary items$-3,313,0006,637
Extraordinary gains, net$020
Net income$-3,313,0006,637
Minority interest net income$080
Net income of bank and minority interests.$-3,313,0006,637
Net charge-offs$1,122,000448
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-3,307,0006,639
2014-03-31 (YTD Data)Rank
Total interest income$3,007,0002,043
Total interest expense$1,015,000740
Net interest income$1,992,0002,636
Provision for loan and lease losses$03,817
Total noninterest income$49,0005,535
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$111,0002,454
Trading account gains and fees$0147
Additional Noninterest Income$-62,0006,643
Total noninterest expense$4,229,0001,204
Salaries and employee benefits$1,004,0002,498
Premises and equipment expense$252,0002,296
Additional noninterest expense$2,973,000565
Pre-tax net operating income$-2,188,0006,719
Securities gains (losses)$-6,0006,390
Applicable income taxes$14,0003,682
Income before extraordinary items$-2,208,0006,712
Extraordinary gains, net$016
Net income$-2,208,0006,712
Minority interest net income$066
Net income of bank and minority interests.$-2,208,0006,712
Net charge-offs$40,0002,022
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-2,202,0006,712
2013-12-31 (YTD Data)Rank
Total interest income$14,530,0001,711
Total interest expense$4,894,000690
Net interest income$9,636,0002,166
Provision for loan and lease losses$7,846,000196
Total noninterest income$1,630,0002,450
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$472,0002,503
Trading account gains and fees$0184
Additional Noninterest Income$1,158,0002,178
Total noninterest expense$15,369,0001,301
Salaries and employee benefits$2,888,0003,196
Premises and equipment expense$1,039,0002,171
Additional noninterest expense$11,442,000608
Pre-tax net operating income$-11,949,0006,797
Securities gains (losses)$375,000581
Applicable income taxes$04,631
Income before extraordinary items$-11,574,0006,787
Extraordinary gains, net$029
Net income$-11,574,0006,788
Minority interest net income$090
Net income of bank and minority interests.$-11,574,0006,788
Net charge-offs$6,374,000269
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-11,949,0006,786
2013-09-30 (YTD Data)Rank
Total interest income$11,914,0001,584
Total interest expense$3,814,000680
Net interest income$8,100,0001,962
Provision for loan and lease losses$4,350,000240
Total noninterest income$1,080,0002,699
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$356,0002,497
Trading account gains and fees$0180
Additional Noninterest Income$724,0002,464
Total noninterest expense$11,096,0001,346
Salaries and employee benefits$3,793,0002,031
Premises and equipment expense$806,0002,132
Additional noninterest expense$6,497,000792
Pre-tax net operating income$-6,266,0006,870
Securities gains (losses)$375,000534
Applicable income taxes$04,713
Income before extraordinary items$-5,891,0006,864
Extraordinary gains, net$025
Net income$-5,891,0006,865
Minority interest net income$084
Net income of bank and minority interests.$-5,891,0006,865
Net charge-offs$5,729,000227
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-6,266,0006,865
2013-06-30 (YTD Data)Rank
Total interest income$8,185,0001,537
Total interest expense$2,615,000670
Net interest income$5,570,0001,909
Provision for loan and lease losses$1,450,000493
Total noninterest income$860,0002,447
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$244,0002,408
Trading account gains and fees$0157
Additional Noninterest Income$616,0002,200
Total noninterest expense$7,138,0001,381
Salaries and employee benefits$2,547,0002,022
Premises and equipment expense$581,0001,982
Additional noninterest expense$4,010,000839
Pre-tax net operating income$-2,158,0006,877
Securities gains (losses)$375,000472
Applicable income taxes$04,679
Income before extraordinary items$-1,783,0006,868
Extraordinary gains, net$022
Net income$-1,783,0006,869
Minority interest net income$082
Net income of bank and minority interests.$-1,783,0006,869
Net charge-offs$4,058,000241
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-2,158,0006,876
2013-03-31 (YTD Data)Rank
Total interest income$4,185,0001,516
Total interest expense$1,327,000694
Net interest income$2,858,0001,866
Provision for loan and lease losses$700,000531
Total noninterest income$331,0002,862
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$123,0002,384
Trading account gains and fees$0148
Additional Noninterest Income$208,0002,727
Total noninterest expense$3,682,0001,359
Salaries and employee benefits$1,396,0001,864
Premises and equipment expense$317,0001,870
Additional noninterest expense$1,969,000861
Pre-tax net operating income$-1,193,0006,946
Securities gains (losses)$375,000269
Applicable income taxes$04,602
Income before extraordinary items$-818,0006,928
Extraordinary gains, net$010
Net income$-818,0006,929
Minority interest net income$076
Net income of bank and minority interests.$-818,0006,929
Net charge-offs$1,958,000266
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-1,193,0006,944
2012-12-31 (YTD Data)Rank
Total interest income$18,477,0001,437
Total interest expense$6,084,000713
Net interest income$12,393,0001,775
Provision for loan and lease losses$7,514,000354
Total noninterest income$2,808,0001,719
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$483,0002,559
Trading account gains and fees$0166
Additional Noninterest Income$2,325,0001,404
Total noninterest expense$19,590,0001,017
Salaries and employee benefits$4,868,0002,057
Premises and equipment expense$695,0003,037
Additional noninterest expense$14,027,000524
Pre-tax net operating income$-11,903,0007,034
Securities gains (losses)$03,810
Applicable income taxes$7,895,000331
Income before extraordinary items$-19,798,0007,051
Extraordinary gains, net$029
Net income$-19,798,0007,051
Minority interest net income$093
Net income of bank and minority interests.$-19,798,0007,051
Net charge-offs$9,629,000329
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-19,798,0007,048
2012-09-30 (YTD Data)Rank
Total interest income$13,892,0001,455
Total interest expense$4,690,000728
Net interest income$9,202,0001,811
Provision for loan and lease losses$5,910,000353
Total noninterest income$2,604,0001,463
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$360,0002,594
Trading account gains and fees$0157
Additional Noninterest Income$2,244,0001,151
Total noninterest expense$15,170,000990
Salaries and employee benefits$3,735,0002,019
Premises and equipment expense$570,0002,881
Additional noninterest expense$10,865,000513
Pre-tax net operating income$-9,274,0007,143
Securities gains (losses)$03,575
Applicable income taxes$7,869,000275
Income before extraordinary items$-17,143,0007,160
Extraordinary gains, net$020
Net income$-17,143,0007,160
Minority interest net income$086
Net income of bank and minority interests.$-17,143,0007,160
Net charge-offs$8,591,000296
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-17,143,0007,158
2012-06-30 (YTD Data)Rank
Total interest income$9,346,0001,458
Total interest expense$3,264,000723
Net interest income$6,082,0001,822
Provision for loan and lease losses$3,060,000443
Total noninterest income$2,218,0001,236
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$236,0002,614
Trading account gains and fees$0153
Additional Noninterest Income$1,982,000918
Total noninterest expense$7,841,0001,278
Salaries and employee benefits$2,450,0002,045
Premises and equipment expense$422,0002,660
Additional noninterest expense$4,969,000702
Pre-tax net operating income$-2,601,0007,126
Securities gains (losses)$03,178
Applicable income taxes$-1,084,0007,171
Income before extraordinary items$-1,517,0007,068
Extraordinary gains, net$019
Net income$-1,517,0007,067
Minority interest net income$084
Net income of bank and minority interests.$-1,517,0007,068
Net charge-offs$4,564,000357
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-1,517,0007,052
2012-03-31 (YTD Data)Rank
Total interest income$4,478,0001,542
Total interest expense$1,729,000695
Net interest income$2,749,0002,009
Provision for loan and lease losses$2,950,000255
Total noninterest income$1,484,000983
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$114,0002,654
Trading account gains and fees$0148
Additional Noninterest Income$1,370,000716
Total noninterest expense$3,460,0001,414
Salaries and employee benefits$1,310,0001,921
Premises and equipment expense$238,0002,403
Additional noninterest expense$1,912,000888
Pre-tax net operating income$-2,177,0007,247
Securities gains (losses)$02,210
Applicable income taxes$-894,0007,268
Income before extraordinary items$-1,283,0007,198
Extraordinary gains, net$019
Net income$-1,283,0007,198
Minority interest net income$078
Net income of bank and minority interests.$-1,283,0007,198
Net charge-offs$2,229,000374
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-1,283,0007,192
2011-12-31 (YTD Data)Rank
Total interest income$21,267,0001,344
Total interest expense$7,604,000776
Net interest income$13,663,0001,627
Provision for loan and lease losses$6,958,000598
Total noninterest income$1,370,0002,591
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$564,0002,350
Trading account gains and fees$0146
Additional Noninterest Income$806,0002,432
Total noninterest expense$15,382,0001,281
Salaries and employee benefits$4,140,0002,327
Premises and equipment expense$1,097,0002,210
Additional noninterest expense$10,145,000707
Pre-tax net operating income$-7,307,0007,153
Securities gains (losses)$03,838
Applicable income taxes$-2,761,0007,271
Income before extraordinary items$-4,546,0007,053
Extraordinary gains, net$029
Net income$-4,546,0007,052
Minority interest net income$096
Net income of bank and minority interests.$-4,546,0007,053
Net charge-offs$9,623,000476
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-4,546,0007,039
2011-09-30 (YTD Data)Rank
Total interest income$16,546,0001,309
Total interest expense$5,826,000797
Net interest income$10,720,0001,573
Provision for loan and lease losses$5,958,000535
Total noninterest income$954,0002,690
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$425,0002,347
Trading account gains and fees$0145
Additional Noninterest Income$529,0002,622
Total noninterest expense$11,335,0001,310
Salaries and employee benefits$3,915,0001,880
Premises and equipment expense$902,0002,074
Additional noninterest expense$6,518,000821
Pre-tax net operating income$-5,619,0007,254
Securities gains (losses)$03,555
Applicable income taxes$-2,323,0007,370
Income before extraordinary items$-3,296,0007,173
Extraordinary gains, net$021
Net income$-3,296,0007,172
Minority interest net income$087
Net income of bank and minority interests.$-3,296,0007,174
Net charge-offs$7,311,000456
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-3,296,0007,158
2011-06-30 (YTD Data)Rank
Total interest income$11,356,0001,279
Total interest expense$3,985,000805
Net interest income$7,371,0001,512
Provision for loan and lease losses$5,000,000436
Total noninterest income$699,0002,545
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$273,0002,390
Trading account gains and fees$0153
Additional Noninterest Income$426,0002,347
Total noninterest expense$7,426,0001,337
Salaries and employee benefits$2,641,0001,863
Premises and equipment expense$574,0002,180
Additional noninterest expense$4,211,000861
Pre-tax net operating income$-4,356,0007,346
Securities gains (losses)$02,914
Applicable income taxes$-1,793,0007,453
Income before extraordinary items$-2,563,0007,263
Extraordinary gains, net$015
Net income$-2,563,0007,263
Minority interest net income$089
Net income of bank and minority interests.$-2,563,0007,264
Net charge-offs$6,067,000398
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-2,563,0007,250
2011-03-31 (YTD Data)Rank
Total interest income$5,886,0001,242
Total interest expense$2,114,000787
Net interest income$3,772,0001,479
Provision for loan and lease losses$500,0001,414
Total noninterest income$427,0002,248
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$133,0002,407
Trading account gains and fees$0158
Additional Noninterest Income$294,0001,941
Total noninterest expense$3,473,0001,425
Salaries and employee benefits$1,262,0001,942
Premises and equipment expense$304,0002,108
Additional noninterest expense$1,907,000932
Pre-tax net operating income$226,0004,028
Securities gains (losses)$01,772
Applicable income taxes$73,0002,521
Income before extraordinary items$153,0004,420
Extraordinary gains, net$09
Net income$153,0004,419
Minority interest net income$086
Net income of bank and minority interests.$153,0004,420
Net charge-offs$191,0002,156
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$153,0004,353
2010-12-31 (YTD Data)Rank
Total interest income$27,385,0001,136
Total interest expense$10,088,000804
Net interest income$17,297,0001,299
Provision for loan and lease losses$5,340,0001,088
Total noninterest income$1,999,0002,078
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$604,0002,276
Trading account gains and fees$0175
Additional Noninterest Income$1,395,0001,774
Total noninterest expense$12,092,0001,645
Salaries and employee benefits$5,545,0001,750
Premises and equipment expense$1,141,0002,214
Additional noninterest expense$5,406,0001,341
Pre-tax net operating income$1,864,0002,374
Securities gains (losses)$03,793
Applicable income taxes$683,0001,594
Income before extraordinary items$1,181,0002,951
Extraordinary gains, net$029
Net income$1,181,0002,947
Minority interest net income$0111
Net income of bank and minority interests.$1,181,0002,951
Net charge-offs$4,614,0001,087
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,181,0002,820
2010-09-30 (YTD Data)Rank
Total interest income$21,228,0001,107
Total interest expense$8,278,000754
Net interest income$12,950,0001,311
Provision for loan and lease losses$3,230,0001,207
Total noninterest income$1,479,0002,108
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$457,0002,319
Trading account gains and fees$0165
Additional Noninterest Income$1,022,0001,777
Total noninterest expense$7,878,0001,862
Salaries and employee benefits$4,117,0001,784
Premises and equipment expense$871,0002,209
Additional noninterest expense$2,890,0001,832
Pre-tax net operating income$3,321,0001,196
Securities gains (losses)$03,651
Applicable income taxes$1,285,000845
Income before extraordinary items$2,036,0001,625
Extraordinary gains, net$023
Net income$2,036,0001,628
Minority interest net income$0110
Net income of bank and minority interests.$2,036,0001,628
Net charge-offs$4,132,000897
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,036,0001,550
2010-06-30 (YTD Data)Rank
Total interest income$14,262,0001,110
Total interest expense$5,374,000813
Net interest income$8,888,0001,285
Provision for loan and lease losses$2,270,0001,166
Total noninterest income$994,0002,062
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$307,0002,316
Trading account gains and fees$0152
Additional Noninterest Income$687,0001,705
Total noninterest expense$5,384,0001,824
Salaries and employee benefits$2,781,0001,764
Premises and equipment expense$600,0002,155
Additional noninterest expense$2,003,0001,760
Pre-tax net operating income$2,228,0001,178
Securities gains (losses)$03,184
Applicable income taxes$867,000808
Income before extraordinary items$1,361,0001,605
Extraordinary gains, net$019
Net income$1,361,0001,604
Minority interest net income$0105
Net income of bank and minority interests.$1,361,0001,605
Net charge-offs$2,314,0001,017
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,361,0001,532
2010-03-31 (YTD Data)Rank
Total interest income$6,994,0001,153
Total interest expense$2,757,000840
Net interest income$4,237,0001,356
Provision for loan and lease losses$910,0001,236
Total noninterest income$408,0002,329
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$147,0002,383
Trading account gains and fees$0175
Additional Noninterest Income$261,0002,010
Total noninterest expense$2,639,0001,889
Salaries and employee benefits$1,306,0001,909
Premises and equipment expense$328,0002,044
Additional noninterest expense$1,005,0001,738
Pre-tax net operating income$1,096,0001,191
Securities gains (losses)$02,284
Applicable income taxes$431,000802
Income before extraordinary items$665,0001,638
Extraordinary gains, net$016
Net income$665,0001,639
Minority interest net income$091
Net income of bank and minority interests.$665,0001,640
Net charge-offs$951,0001,072
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$665,0001,576
2009-12-31 (YTD Data)Rank
Total interest income$30,365,0001,124
Total interest expense$12,182,000973
Net interest income$18,183,0001,232
Provision for loan and lease losses$10,640,000822
Total noninterest income$2,094,0002,061
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$664,0002,348
Trading account gains and fees$0211
Additional Noninterest Income$1,430,0001,706
Total noninterest expense$13,328,0001,555
Salaries and employee benefits$5,961,0001,661
Premises and equipment expense$1,330,0002,004
Additional noninterest expense$6,037,0001,252
Pre-tax net operating income$-3,691,0007,015
Securities gains (losses)$03,754
Applicable income taxes$-1,256,0007,363
Income before extraordinary items$-2,435,0006,868
Extraordinary gains, net$034
Net income$-2,435,0006,865
Minority interest net income$0115
Net income of bank and minority interests.$-2,435,0006,866
Net charge-offs$2,603,0001,752
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-2,435,0006,875
2009-09-30 (YTD Data)Rank
Total interest income$22,824,0001,147
Total interest expense$9,318,0001,008
Net interest income$13,506,0001,242
Provision for loan and lease losses$10,280,000613
Total noninterest income$1,519,0002,150
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$497,0002,366
Trading account gains and fees$0212
Additional Noninterest Income$1,022,0001,793
Total noninterest expense$8,405,0001,807
Salaries and employee benefits$4,596,0001,630
Premises and equipment expense$1,000,0002,019
Additional noninterest expense$2,809,0001,889
Pre-tax net operating income$-3,660,0007,374
Securities gains (losses)$03,497
Applicable income taxes$-1,451,0007,655
Income before extraordinary items$-2,209,0007,228
Extraordinary gains, net$027
Net income$-2,209,0007,226
Minority interest net income$0118
Net income of bank and minority interests.$-2,209,0007,227
Net charge-offs$2,523,0001,316
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-2,209,0007,217
2009-06-30 (YTD Data)Rank
Total interest income$15,071,0001,181
Total interest expense$6,285,0001,056
Net interest income$8,786,0001,269
Provision for loan and lease losses$3,820,000919
Total noninterest income$820,0002,485
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$311,0002,472
Trading account gains and fees$0193
Additional Noninterest Income$509,0002,198
Total noninterest expense$5,752,0001,780
Salaries and employee benefits$3,157,0001,625
Premises and equipment expense$691,0001,987
Additional noninterest expense$1,904,0001,881
Pre-tax net operating income$34,0005,608
Securities gains (losses)$03,136
Applicable income taxes$37,0003,347
Income before extraordinary items$-3,0005,934
Extraordinary gains, net$021
Net income$-3,0005,932
Minority interest net income$0112
Net income of bank and minority interests.$-3,0005,932
Net charge-offs$2,408,000999
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-3,0005,854
2009-03-31 (YTD Data)Rank
Total interest income$7,332,0001,234
Total interest expense$3,391,0001,010
Net interest income$3,941,0001,405
Provision for loan and lease losses$3,460,000508
Total noninterest income$262,0003,283
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$146,0002,528
Trading account gains and fees$0171
Additional Noninterest Income$116,0003,420
Total noninterest expense$2,583,0001,916
Salaries and employee benefits$1,509,0001,714
Premises and equipment expense$360,0001,946
Additional noninterest expense$714,0002,188
Pre-tax net operating income$-1,840,0007,800
Securities gains (losses)$02,434
Applicable income taxes$-729,0007,943
Income before extraordinary items$-1,111,0007,733
Extraordinary gains, net$015
Net income$-1,111,0007,736
Minority interest net income$0102
Net income of bank and minority interests.$-1,111,0007,735
Net charge-offs$1,418,000767
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,111,0007,731
2008-12-31 (YTD Data)Rank
Total interest income$29,485,0001,312
Total interest expense$14,072,0001,148
Net interest income$15,413,0001,447
Provision for loan and lease losses$3,405,0001,287
Total noninterest income$1,717,0002,390
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$649,0002,490
Trading account gains and fees$0154
Additional Noninterest Income$1,068,0002,038
Total noninterest expense$10,185,0001,895
Salaries and employee benefits$6,050,0001,686
Premises and equipment expense$1,355,0002,017
Additional noninterest expense$2,780,0002,151
Pre-tax net operating income$3,540,0001,544
Securities gains (losses)$-618,0007,603
Applicable income taxes$1,027,0001,183
Income before extraordinary items$1,895,0002,100
Extraordinary gains, net$039
Net income$1,895,0002,102
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$200,0004,087
Cash dividends$300,0004,048
Sale, conversion, retirement of capital stock, net$10,560,000152
Net operating income$2,296,7001,856
2008-09-30 (YTD Data)Rank
Total interest income$21,883,0001,348
Total interest expense$10,297,0001,228
Net interest income$11,586,0001,466
Provision for loan and lease losses$930,0001,913
Total noninterest income$1,281,0002,468
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$482,0002,528
Trading account gains and fees$0148
Additional Noninterest Income$799,0002,121
Total noninterest expense$7,612,0001,890
Salaries and employee benefits$4,685,0001,656
Premises and equipment expense$1,020,0002,006
Additional noninterest expense$1,907,0002,252
Pre-tax net operating income$4,325,0001,169
Securities gains (losses)$-106,0007,538
Applicable income taxes$1,620,000777
Income before extraordinary items$2,599,0001,422
Extraordinary gains, net$031
Net income$2,599,0001,419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0003,399
Cash dividends$250,0003,624
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,666,8401,457
2008-06-30 (YTD Data)Rank
Total interest income$14,444,0001,381
Total interest expense$6,932,0001,263
Net interest income$7,512,0001,491
Provision for loan and lease losses$600,0001,692
Total noninterest income$837,0002,539
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$317,0002,525
Trading account gains and fees$0149
Additional Noninterest Income$520,0002,187
Total noninterest expense$5,039,0001,907
Salaries and employee benefits$3,158,0001,661
Premises and equipment expense$680,0001,996
Additional noninterest expense$1,201,0002,340
Pre-tax net operating income$2,710,0001,293
Securities gains (losses)$03,233
Applicable income taxes$1,049,000907
Income before extraordinary items$1,661,0001,632
Extraordinary gains, net$021
Net income$1,661,0001,632
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0007,987
Cash dividends$200,0003,405
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,661,0001,603
2008-03-31 (YTD Data)Rank
Total interest income$7,184,0001,436
Total interest expense$3,499,0001,338
Net interest income$3,685,0001,509
Provision for loan and lease losses$325,0001,299
Total noninterest income$361,0002,790
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$153,0002,573
Trading account gains and fees$0158
Additional Noninterest Income$208,0002,511
Total noninterest expense$2,449,0001,953
Salaries and employee benefits$1,503,0001,752
Premises and equipment expense$347,0001,962
Additional noninterest expense$599,0002,313
Pre-tax net operating income$1,272,0001,460
Securities gains (losses)$02,688
Applicable income taxes$494,0001,017
Income before extraordinary items$778,0001,857
Extraordinary gains, net$015
Net income$778,0001,859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0002,776
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$778,0001,793
2007-12-31 (YTD Data)Rank
Total interest income$28,271,0001,527
Total interest expense$14,115,0001,415
Net interest income$14,156,0001,595
Provision for loan and lease losses$934,0001,494
Total noninterest income$1,523,0002,679
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$554,0002,838
Trading account gains and fees$0178
Additional Noninterest Income$969,0002,264
Total noninterest expense$9,071,0002,025
Salaries and employee benefits$5,656,0001,784
Premises and equipment expense$1,223,0002,130
Additional noninterest expense$2,192,0002,459
Pre-tax net operating income$5,674,0001,470
Securities gains (losses)$02,146
Applicable income taxes$2,132,0001,077
Income before extraordinary items$3,542,0001,771
Extraordinary gains, net$039
Net income$3,542,0001,770
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0004,829
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,542,0001,765
2007-09-30 (YTD Data)Rank
Total interest income$20,793,0001,558
Total interest expense$10,429,0001,438
Net interest income$10,364,0001,639
Provision for loan and lease losses$585,0001,371
Total noninterest income$1,091,0002,750
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$396,0002,917
Trading account gains and fees$0184
Additional Noninterest Income$695,0002,333
Total noninterest expense$6,528,0002,092
Salaries and employee benefits$4,079,0001,846
Premises and equipment expense$889,0002,172
Additional noninterest expense$1,560,0002,525
Pre-tax net operating income$4,342,0001,556
Securities gains (losses)$01,655
Applicable income taxes$1,740,0001,077
Income before extraordinary items$2,602,0001,939
Extraordinary gains, net$033
Net income$2,602,0001,937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,542
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,602,0001,930
2007-06-30 (YTD Data)Rank
Total interest income$13,676,0001,590
Total interest expense$6,796,0001,469
Net interest income$6,880,0001,668
Provision for loan and lease losses$390,0001,262
Total noninterest income$702,0002,825
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$269,0002,877
Trading account gains and fees$0168
Additional Noninterest Income$433,0002,465
Total noninterest expense$4,364,0002,109
Salaries and employee benefits$2,733,0001,871
Premises and equipment expense$587,0002,196
Additional noninterest expense$1,044,0002,531
Pre-tax net operating income$2,828,0001,633
Securities gains (losses)$01,444
Applicable income taxes$1,187,0001,120
Income before extraordinary items$1,641,0002,072
Extraordinary gains, net$029
Net income$1,641,0002,071
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,518
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,641,0002,054
2007-03-31 (YTD Data)Rank
Total interest income$6,690,0001,627
Total interest expense$3,301,0001,504
Net interest income$3,389,0001,700
Provision for loan and lease losses$195,0001,191
Total noninterest income$310,0003,047
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$138,0002,762
Trading account gains and fees$0195
Additional Noninterest Income$172,0002,777
Total noninterest expense$2,008,0002,283
Salaries and employee benefits$1,267,0002,030
Premises and equipment expense$278,0002,349
Additional noninterest expense$463,0002,778
Pre-tax net operating income$1,496,0001,549
Securities gains (losses)$01,187
Applicable income taxes$691,000990
Income before extraordinary items$805,0002,059
Extraordinary gains, net$022
Net income$805,0002,059
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,955
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$805,0002,049
2006-12-31 (YTD Data)Rank
Total interest income$21,549,0001,862
Total interest expense$10,109,0001,661
Net interest income$11,440,0002,029
Provision for loan and lease losses$665,0001,470
Total noninterest income$1,355,0002,897
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$540,0002,908
Trading account gains and fees$0130
Additional Noninterest Income$815,0002,559
Total noninterest expense$7,789,0002,261
Salaries and employee benefits$3,930,0002,476
Premises and equipment expense$1,010,0002,449
Additional noninterest expense$2,849,0001,845
Pre-tax net operating income$4,341,0002,112
Securities gains (losses)$01,687
Applicable income taxes$1,558,0001,602
Income before extraordinary items$2,783,0002,403
Extraordinary gains, net$051
Net income$2,783,0002,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,0002,284
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,783,0002,383
2006-09-30 (YTD Data)Rank
Total interest income$15,395,0001,933
Total interest expense$7,079,0001,725
Net interest income$8,316,0002,112
Provision for loan and lease losses$345,0001,926
Total noninterest income$975,0002,982
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$394,0002,977
Trading account gains and fees$0126
Additional Noninterest Income$581,0002,631
Total noninterest expense$5,652,0002,340
Salaries and employee benefits$2,808,0002,591
Premises and equipment expense$758,0002,450
Additional noninterest expense$2,086,0001,869
Pre-tax net operating income$3,294,0002,158
Securities gains (losses)$01,388
Applicable income taxes$1,212,0001,638
Income before extraordinary items$2,082,0002,481
Extraordinary gains, net$045
Net income$2,082,0002,482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0001,588
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,082,0002,466
2006-06-30 (YTD Data)Rank
Total interest income$9,634,0001,999
Total interest expense$4,367,0001,770
Net interest income$5,267,0002,219
Provision for loan and lease losses$215,0001,989
Total noninterest income$611,0003,087
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$255,0003,027
Trading account gains and fees$0126
Additional Noninterest Income$356,0002,729
Total noninterest expense$3,735,0002,361
Salaries and employee benefits$1,815,0002,664
Premises and equipment expense$508,0002,431
Additional noninterest expense$1,412,0001,849
Pre-tax net operating income$1,928,0002,382
Securities gains (losses)$01,185
Applicable income taxes$717,0001,826
Income before extraordinary items$1,211,0002,778
Extraordinary gains, net$039
Net income$1,211,0002,780
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,0001,150
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,211,0002,766
2006-03-31 (YTD Data)Rank
Total interest income$4,603,0002,045
Total interest expense$2,029,0001,796
Net interest income$2,574,0002,257
Provision for loan and lease losses$60,0002,788
Total noninterest income$298,0003,107
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$118,0003,110
Trading account gains and fees$0115
Additional Noninterest Income$180,0002,686
Total noninterest expense$1,914,0002,323
Salaries and employee benefits$893,0002,701
Premises and equipment expense$270,0002,304
Additional noninterest expense$751,0001,743
Pre-tax net operating income$898,0002,469
Securities gains (losses)$0955
Applicable income taxes$334,0001,880
Income before extraordinary items$564,0002,875
Extraordinary gains, net$021
Net income$564,0002,874
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0002,550
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$564,0002,861
2005-12-31 (YTD Data)Rank
Total interest income$14,928,0002,226
Total interest expense$5,696,0001,974
Net interest income$9,232,0002,393
Provision for loan and lease losses$625,0001,579
Total noninterest income$1,114,0003,299
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$453,0003,262
Trading account gains and fees$0138
Additional Noninterest Income$661,0002,872
Total noninterest expense$6,448,0002,572
Salaries and employee benefits$3,404,0002,661
Premises and equipment expense$844,0002,756
Additional noninterest expense$2,200,0002,279
Pre-tax net operating income$3,273,0002,578
Securities gains (losses)$02,296
Applicable income taxes$1,204,0002,008
Income before extraordinary items$2,069,0003,013
Extraordinary gains, net$046
Net income$2,069,0003,015
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0003,744
Cash dividends$100,0005,466
Sale, conversion, retirement of capital stock, net$1,500,000432
Net operating income$2,069,0002,976
2005-09-30 (YTD Data)Rank
Total interest income$10,544,0002,305
Total interest expense$3,892,0002,035
Net interest income$6,652,0002,446
Provision for loan and lease losses$170,0003,297
Total noninterest income$830,0003,325
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$335,0003,300
Trading account gains and fees$0126
Additional Noninterest Income$495,0002,905
Total noninterest expense$4,575,0002,675
Salaries and employee benefits$2,420,0002,750
Premises and equipment expense$609,0002,849
Additional noninterest expense$1,546,0002,377
Pre-tax net operating income$2,737,0002,397
Securities gains (losses)$02,317
Applicable income taxes$990,0001,892
Income before extraordinary items$1,747,0002,754
Extraordinary gains, net$035
Net income$1,747,0002,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0003,359
Cash dividends$100,0004,657
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,747,0002,731
2005-06-30 (YTD Data)Rank
Total interest income$6,657,0002,367
Total interest expense$2,364,0002,084
Net interest income$4,293,0002,494
Provision for loan and lease losses$60,0004,115
Total noninterest income$519,0003,421
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$217,0003,317
Trading account gains and fees$0116
Additional Noninterest Income$302,0003,041
Total noninterest expense$2,929,0002,764
Salaries and employee benefits$1,534,0002,868
Premises and equipment expense$412,0002,770
Additional noninterest expense$983,0002,470
Pre-tax net operating income$1,823,0002,348
Securities gains (losses)$02,146
Applicable income taxes$671,0001,846
Income before extraordinary items$1,152,0002,749
Extraordinary gains, net$030
Net income$1,152,0002,749
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0003,069
Cash dividends$100,0004,233
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,152,0002,706
2005-03-31 (YTD Data)Rank
Total interest income$3,164,0002,442
Total interest expense$1,074,0002,186
Net interest income$2,090,0002,556
Provision for loan and lease losses$30,0003,913
Total noninterest income$219,0003,761
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$102,0003,402
Trading account gains and fees$0115
Additional Noninterest Income$117,0003,447
Total noninterest expense$1,376,0002,929
Salaries and employee benefits$739,0002,967
Premises and equipment expense$211,0002,733
Additional noninterest expense$426,0002,857
Pre-tax net operating income$903,0002,347
Securities gains (losses)$01,685
Applicable income taxes$334,0001,839
Income before extraordinary items$569,0002,727
Extraordinary gains, net$024
Net income$569,0002,727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,179
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$569,0002,678
2004-12-31 (YTD Data)Rank
Total interest income$10,402,0002,732
Total interest expense$3,127,0002,530
Net interest income$7,275,0002,787
Provision for loan and lease losses$370,0002,512
Total noninterest income$1,029,0003,470
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$340,0004,014
Trading account gains and fees$0138
Additional Noninterest Income$689,0002,728
Total noninterest expense$5,434,0002,887
Salaries and employee benefits$2,883,0002,939
Premises and equipment expense$674,0003,227
Additional noninterest expense$1,877,0002,558
Pre-tax net operating income$2,500,0003,011
Securities gains (losses)$03,819
Applicable income taxes$959,0002,234
Income before extraordinary items$1,541,0003,572
Extraordinary gains, net$034
Net income$1,541,0003,573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,0008,590
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$123,000632
Net operating income$1,541,0003,506
2004-09-30 (YTD Data)Rank
Total interest income$7,442,0002,813
Total interest expense$2,198,0002,638
Net interest income$5,244,0002,863
Provision for loan and lease losses$165,0003,371
Total noninterest income$775,0003,488
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$245,0004,151
Trading account gains and fees$0134
Additional Noninterest Income$530,0002,700
Total noninterest expense$3,794,0003,049
Salaries and employee benefits$2,073,0003,032
Premises and equipment expense$456,0003,510
Additional noninterest expense$1,265,0002,776
Pre-tax net operating income$2,060,0002,805
Securities gains (losses)$03,710
Applicable income taxes$728,0002,249
Income before extraordinary items$1,332,0003,275
Extraordinary gains, net$026
Net income$1,332,0003,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-43,0008,620
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,332,0003,194
2004-06-30 (YTD Data)Rank
Total interest income$4,820,0002,881
Total interest expense$1,391,0002,737
Net interest income$3,429,0002,909
Provision for loan and lease losses$110,0003,324
Total noninterest income$418,0003,998
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$153,0004,277
Trading account gains and fees$0130
Additional Noninterest Income$265,0003,206
Total noninterest expense$2,471,0003,138
Salaries and employee benefits$1,289,0003,243
Premises and equipment expense$291,0003,648
Additional noninterest expense$891,0002,650
Pre-tax net operating income$1,266,0002,979
Securities gains (losses)$03,413
Applicable income taxes$460,0002,335
Income before extraordinary items$806,0003,502
Extraordinary gains, net$021
Net income$806,0003,502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-48,0008,716
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$806,0003,420
2004-03-31 (YTD Data)Rank
Total interest income$2,292,0003,024
Total interest expense$665,0002,872
Net interest income$1,627,0003,044
Provision for loan and lease losses$55,0003,182
Total noninterest income$202,0004,039
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$75,0004,266
Trading account gains and fees$0121
Additional Noninterest Income$127,0003,230
Total noninterest expense$1,135,0003,401
Salaries and employee benefits$615,0003,389
Premises and equipment expense$145,0003,675
Additional noninterest expense$375,0003,085
Pre-tax net operating income$639,0002,919
Securities gains (losses)$02,934
Applicable income taxes$224,0002,385
Income before extraordinary items$415,0003,407
Extraordinary gains, net$016
Net income$415,0003,406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0008,283
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$415,0003,292
2003-12-31 (YTD Data)Rank
Total interest income$8,377,0003,311
Total interest expense$2,653,0003,192
Net interest income$5,724,0003,305
Provision for loan and lease losses$220,0003,843
Total noninterest income$757,0004,358
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$309,0004,228
Trading account gains and fees$0160
Additional Noninterest Income$448,0003,766
Total noninterest expense$4,243,0003,531
Salaries and employee benefits$2,244,0003,560
Premises and equipment expense$614,0003,449
Additional noninterest expense$1,385,0003,310
Pre-tax net operating income$2,018,0003,378
Securities gains (losses)$-15,0008,834
Applicable income taxes$747,0002,664
Income before extraordinary items$1,256,0004,016
Extraordinary gains, net$054
Net income$1,256,0004,017
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0005,141
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$2,196,000327
Net operating income$1,265,6003,822
2003-09-30 (YTD Data)Rank
Total interest income$6,371,0003,299
Total interest expense$2,010,0003,278
Net interest income$4,361,0003,289
Provision for loan and lease losses$165,0003,731
Total noninterest income$516,0004,660
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$230,0004,260
Trading account gains and fees$0153
Additional Noninterest Income$286,0004,124
Total noninterest expense$3,010,0003,700
Salaries and employee benefits$1,566,0003,776
Premises and equipment expense$420,0003,719
Additional noninterest expense$1,024,0003,329
Pre-tax net operating income$1,702,0003,214
Securities gains (losses)$-42,0009,066
Applicable income taxes$648,0002,522
Income before extraordinary items$1,012,0003,953
Extraordinary gains, net$040
Net income$1,012,0003,952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0005,594
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$2,200,000231
Net operating income$1,038,8803,733
2003-06-30 (YTD Data)Rank
Total interest income$4,101,0003,442
Total interest expense$1,347,0003,345
Net interest income$2,754,0003,422
Provision for loan and lease losses$110,0003,695
Total noninterest income$350,0004,590
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$147,0004,341
Trading account gains and fees$0150
Additional Noninterest Income$203,0004,006
Total noninterest expense$1,904,0003,832
Salaries and employee benefits$954,0004,067
Premises and equipment expense$273,0003,763
Additional noninterest expense$677,0003,336
Pre-tax net operating income$1,090,0003,309
Securities gains (losses)$-10,0009,045
Applicable income taxes$426,0002,578
Income before extraordinary items$654,0004,059
Extraordinary gains, net$030
Net income$654,0004,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,047
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$2,200,000143
Net operating income$660,4003,853
2003-03-31 (YTD Data)Rank
Total interest income$2,030,0003,481
Total interest expense$678,0003,400
Net interest income$1,352,0003,465
Provision for loan and lease losses$55,0003,535
Total noninterest income$148,0004,922
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$65,0004,539
Trading account gains and fees$0134
Additional Noninterest Income$83,0004,275
Total noninterest expense$948,0003,829
Salaries and employee benefits$493,0003,949
Premises and equipment expense$139,0003,718
Additional noninterest expense$316,0003,497
Pre-tax net operating income$497,0003,508
Securities gains (losses)$-2,0009,046
Applicable income taxes$197,0002,723
Income before extraordinary items$298,0004,261
Extraordinary gains, net$021
Net income$298,0004,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0002,563
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$2,200,00074
Net operating income$299,2804,056
2002-12-31 (YTD Data)Rank
Total interest income$8,379,0003,504
Total interest expense$3,196,0003,353
Net interest income$5,183,0003,554
Provision for loan and lease losses$569,0002,168
Total noninterest income$657,0004,495
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$279,0004,401
Trading account gains and fees$0153
Additional Noninterest Income$378,0003,804
Total noninterest expense$3,590,0003,877
Salaries and employee benefits$1,726,0004,226
Premises and equipment expense$439,0004,342
Additional noninterest expense$1,425,0003,078
Pre-tax net operating income$1,681,0003,811
Securities gains (losses)$04,537
Applicable income taxes$663,0002,947
Income before extraordinary items$1,018,0004,540
Extraordinary gains, net$070
Net income$1,018,0004,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$282,0002,457
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$25,000761
Net operating income$1,018,0004,423
2001-12-31 (YTD Data)Rank
Total interest income$8,976,0003,658
Total interest expense$4,729,0003,317
Net interest income$4,247,0003,936
Provision for loan and lease losses$189,0004,270
Total noninterest income$876,0003,633
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$876,0002,247
Total noninterest expense$3,679,0003,686
Salaries and employee benefits$1,716,0004,064
Premises and equipment expense$717,0002,890
Additional noninterest expense$1,246,0003,385
Pre-tax net operating income$1,255,0004,327
Securities gains (losses)$04,612
Applicable income taxes$476,0003,404
Income before extraordinary items$779,0004,939
Extraordinary gains, net$0105
Net income$779,0004,942
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$233,0002,613
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$779,0004,819
2000-12-31 (YTD Data)Rank
Total interest income$7,070,0004,546
Total interest expense$3,575,0004,323
Net interest income$3,495,0004,611
Provision for loan and lease losses$304,0002,798
Total noninterest income$604,0004,392
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$604,0002,621
Total noninterest expense$2,656,0004,647
Salaries and employee benefits$1,118,0005,496
Premises and equipment expense$598,0003,286
Additional noninterest expense$940,0004,187
Pre-tax net operating income$1,139,0004,879
Securities gains (losses)$-2,0007,578
Applicable income taxes$439,0003,788
Income before extraordinary items$698,0005,432
Extraordinary gains, net$038
Net income$698,0005,431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$320,0001,738
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$699,2805,428
1999-12-31 (YTD Data)Rank
Total interest income$5,475,0005,252
Total interest expense$2,800,0004,857
Net interest income$2,675,0005,568
Provision for loan and lease losses$126,0004,643
Total noninterest income$512,0004,885
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$512,0002,913
Total noninterest expense$2,110,0005,484
Salaries and employee benefits$1,031,0005,758
Premises and equipment expense$415,0004,399
Additional noninterest expense$664,0005,444
Pre-tax net operating income$951,0005,455
Securities gains (losses)$03,155
Applicable income taxes$386,0004,262
Income before extraordinary items$565,0006,075
Extraordinary gains, net$035
Net income$565,0006,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0003,715
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$565,0006,047
1998-12-31 (YTD Data)Rank
Total interest income$5,371,0005,395
Total interest expense$2,642,0005,176
Net interest income$2,729,0005,517
Provision for loan and lease losses$89,0005,400
Total noninterest income$401,0005,605
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$401,0003,439
Total noninterest expense$1,820,0005,948
Salaries and employee benefits$948,0005,991
Premises and equipment expense$340,0004,977
Additional noninterest expense$532,0006,219
Pre-tax net operating income$1,221,0004,832
Securities gains (losses)$04,449
Applicable income taxes$448,0004,134
Income before extraordinary items$773,0005,296
Extraordinary gains, net$032
Net income$773,0005,296
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0005,292
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$773,0005,197
1997-12-31 (YTD Data)Rank
Total interest income$4,990,0005,808
Total interest expense$2,440,0005,508
Net interest income$2,550,0005,972
Provision for loan and lease losses$89,0005,462
Total noninterest income$329,0006,344
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$329,0003,726
Total noninterest expense$1,755,0006,169
Salaries and employee benefits$973,0005,959
Premises and equipment expense$308,0005,372
Additional noninterest expense$474,0006,723
Pre-tax net operating income$1,035,0005,732
Securities gains (losses)$26,0001,720
Applicable income taxes$457,0004,479
Income before extraordinary items$604,0006,345
Extraordinary gains, net$044
Net income$604,0006,345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0005,858
Cash dividends$500,0003,451
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$587,3606,387
1996-12-31 (YTD Data)Rank
Total interest income$4,613,0006,279
Total interest expense$2,237,0005,974
Net interest income$2,376,0006,425
Provision for loan and lease losses$103,0005,016
Total noninterest income$362,0006,301
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$362,0003,609
Total noninterest expense$1,902,0006,159
Salaries and employee benefits$885,0006,528
Premises and equipment expense$265,0006,035
Additional noninterest expense$752,0005,446
Pre-tax net operating income$733,0006,778
Securities gains (losses)$04,148
Applicable income taxes$333,0005,491
Income before extraordinary items$400,0007,617
Extraordinary gains, net$053
Net income$400,0007,617
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,962
Cash dividends$550,0003,204
Sale, conversion, retirement of capital stock, net$0953
Net operating income$400,0007,552
1995-12-31 (YTD Data)Rank
Total interest income$3,974,0007,031
Total interest expense$1,868,0006,743
Net interest income$2,106,0007,068
Provision for loan and lease losses$37,0006,739
Total noninterest income$234,0007,933
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$234,0004,678
Total noninterest expense$1,697,0006,742
Salaries and employee benefits$927,0006,418
Premises and equipment expense$218,0006,867
Additional noninterest expense$552,0006,853
Pre-tax net operating income$606,0007,844
Securities gains (losses)$03,831
Applicable income taxes$231,0006,947
Income before extraordinary items$375,0008,270
Extraordinary gains, net$065
Net income$375,0008,271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0006,055
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$375,0008,260
1994-12-31 (YTD Data)Rank
Total interest income$3,217,0007,733
Total interest expense$1,559,0006,726
Net interest income$1,658,0008,422
Provision for loan and lease losses$34,0006,932
Total noninterest income$218,0008,425
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$218,0004,998
Total noninterest expense$1,332,0008,137
Salaries and employee benefits$768,0007,397
Premises and equipment expense$193,0007,590
Additional noninterest expense$371,0009,117
Pre-tax net operating income$510,0008,589
Securities gains (losses)$03,600
Applicable income taxes$196,0007,404
Income before extraordinary items$314,0008,991
Extraordinary gains, net$0249
Net income$314,0008,994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,849
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$3,300,000227
Net operating income$314,0009,056
1993-12-31 (YTD Data)Rank
Total interest income$3,248,0007,927
Total interest expense$1,611,0006,849
Net interest income$1,637,0008,689
Provision for loan and lease losses$28,0008,567
Total noninterest income$255,0008,291
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-1,0005,052
Additional Noninterest Income$256,0004,949
Total noninterest expense$1,209,0008,857
Salaries and employee benefits$671,0008,212
Premises and equipment expense$173,0008,305
Additional noninterest expense$365,0009,662
Pre-tax net operating income$655,0007,607
Securities gains (losses)$07,477
Applicable income taxes$252,0006,760
Income before extraordinary items$403,0008,405
Extraordinary gains, net$03,149
Net income$403,0008,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0009,031
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$403,0008,127
1992-12-31 (YTD Data)Rank
Total interest income$3,721,0007,873
Total interest expense$2,030,0007,053
Net interest income$1,691,0008,679
Provision for loan and lease losses$33,0009,854
Total noninterest income$216,0009,113
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$216,0005,417
Total noninterest expense$1,190,0009,088
Salaries and employee benefits$632,0008,533
Premises and equipment expense$176,0008,414
Additional noninterest expense$382,0009,796
Pre-tax net operating income$684,0007,192
Securities gains (losses)$2,0007,695
Applicable income taxes$251,0006,641
Income before extraordinary items$435,0007,884
Extraordinary gains, net$01,422
Net income$435,0008,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,00012,482
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$433,7207,542

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.